Suppose Sally borrows $1,000 from Harry for one year and agrees to pay a nominal interest rate of 8%. When she borrows the money, both she and Harry expect an inflation rate of 6%.
1. The expected real interest rate on the loan is_______%.
2. Suppose that when Sally pays back the loan after one year, the actual inflation rate turns out to be 4%. The actual real interest rate on the loan is______%.
3A. If the inflation rate turned out to be higher than expected, then_______.
3B. But if inflation turned out to be lower than expected, then_______.

Answers

Answer 1

Answer:

1.  1,89%

2. 3,85%

3A. A Lower real rate will be obtained, and Harry is in worse off position

3A. A Higher real rate will be obtained, and Harry is in better off position

Explanation:

Real Interest Rate is the Nominal Return that has been adjusted with the Inflation rate.

The effect of the inflation is to reduce the value of money over time.

If Inflation rate was 6%

Real Interest Rate = ( 1 + nominal return) / (1 + Inflation rate) - 1

                              = ( 1 + 0.08) / ( 1 + 0.06) - 1

                              = 0.0189 or 1,89%

If Inflation rate was 4%

Real Interest Rate = ( 1 + nominal return) / (1 + Inflation rate) - 1

                              = ( 1 + 0.08) / ( 1 + 0.04) - 1

                              = 0.0385 or 3,85%


Related Questions

You want employees to know that they can talk to retirement planning specialists. Which of the following statements is most likely persuasive to the most employees?
a) Make your financial dreams come true. Talk one-on-one with our expert retirement planners to decide which retirement packages make the most sense for you.
b) Learn about your options for retirement income. Talk one-on-one with our expert retirement planners to decide which retirement packages make the most sense for you.
c) Learn about your options for retirement income by talking one-on-one with our expert retirement planners, who can help you decide which retirement packages make the most sense for you based on your retirement goals and hopes.
d) Learn about your options for retirement income. Meet with our retirement planners to find out their recommendations for your retirement package.

Answers

It would have to be B

Skills of CIOs needed to improve IT-business alignment and governance include all of the following except ________. Select one: a. Negotiating SaaS or other cloud service contracts b. Having political savvy c. Inspiring a shared vision and influencing subordinates and superiors d. Thinking strategically and making good decisions under pressure

Answers

Answer: Negotiating SaaS or other cloud service contracts.

Explanation:

The skills of CIOs that are needed to improve IT-business alignment and governance are having political savvy, inspiring a shared vision and influencing subordinates and superiors and also thinking strategically and making good decisions under pressure.

Therefore, negotiating SaaS or other cloud service contracts is not a skill of CIOs needed to improve governance and IT business alignment.

The ___________ organization becomes a central hub surrounded by networks of outside suppliers and specialists, and parts can be added or taken.

Answers

Answer: modular

Explanation:

A modular organizational structure is a form of business which can be separated and then recombined so as to bring about efficiency at the workplace.

In modular structure, the business is grouped into small, strategic business units that focuses on a particular element of the process in the organization. It leads to flexibility and efficiency.

Childress Company produces three products, K1, S5, and G9. Each product uses the same type of direct material. K1 uses 3.7 pounds of the material, S5 uses 3.4 pounds of the material, and G9 uses 6.1 pounds of the material. Demand for all products is strong, but only 44,500 pounds of material are available. Information about the selling price per unit and variable cost per unit of each product follows.

K1 S5 G9
Selling price $155.8 $108.92 $205.55
Variable costs 91.00 90.00 136.00

Required:
Calculate the contribution margin per pound for each of the three products.

Answers

Answer:

                                                      K1               S5                  G9

                                                       $                    $                 $

Contribution per pound           17.51           5.11      17.99

Explanation:

Contribution is he excess of selling price over variable cost. The following relationships would help in solving the question:

The contribution per Selling price - variable cost

The contribution per pound of a material = Contribution per unit/ Material per unit

                                                      K1               S5                  G9

                                                       $                    $                 $

Selling price                           155.8               108.92          202.55

Variable cost                             (91.00)          ( 90.00)         (136.00)

Contribution per unit                 64.8       18.92          66.55

Material per unit                            3.7             3.4               6.1

Contribution per pound           17.51           5.11      17.99

The following costs result from the production and sale of 1,000 drum sets manufactured by Tight Drums Company for the year ended December 31, 2015. The drum sets sell for $500 each. The company has a 25% income tax rate.
Variable production costs
Plastic for casing $17,000
Wages of assembly workers 82,000
Drum stands 26,000
Variable selling costs
Sales commissions 15,000
Fixed manufacturing costs
Taxes on factory 5,000
Factory maintenance 10,000
Factory machinery depreciation 40,000
Fixed selling and administrative costs
Lease of equipment for sales staff 10,000
Accounting staff salaries 35,000
Administrative management salaries125,000
Compute its contribution margin per unit and its contribution margin ratio. Prepare a contribution margin income statement. Interpret the contribution margin and contrubition margin ratio.

Answers

Answer and Explanation:

The computation of contribution margin per unit and its contribution margin ratio and the Preparation of contribution margin income statement is shown below:-

Particulars                                     Amount

Sales Revenue                             $500,000

(1,000 × 500)

Variable Costs

Plastic for casing                      $17,000

Wages of assembly workers       $82,000

Drum stands                                 $26,000

Sales commission                        $15,000

Total Variable costs                     $140,000

Contribution                                  $360,000

($500,000 - $140,000)

Fixed Costs

Taxes on factory                           $5,000

Factory maintenance                    $10,000

Factory machinery depreciation  $40,000

Lease of equipment for

sales staff                                        $10,000

Accounting staff salaries               $35,000

Administrative management

salaries                                          $125,000

Total fixed Cost                            $225,000

Income                                           $135,000

($360,000  - $225,000)

Taxes at 25%                                 $33,750

Net Income                                    $101,250

Contribution Margin per unit         $360

($360,000 ÷ 1,000)

CM Ratio                                         0.72

(360,000 ÷ 500,00)

Answer and Explanation:

The computation of contribution margin per unit and its contribution margin ratio and the Preparation of contribution margin income statement is shown below:-

Particulars                                     Amount

Sales Revenue                             $500,000

(1,000 × 500)

Variable Costs

Plastic for casing                      $17,000

Wages of assembly workers       $82,000

Drum stands                                 $26,000

Sales commission                        $15,000

Total Variable costs                     $140,000

Contribution                                  $360,000

($500,000 - $140,000)

Fixed Costs

Taxes on factory                           $5,000

Factory maintenance                    $10,000

Factory machinery depreciation  $40,000

Lease of equipment for

sales staff                                        $10,000

Accounting staff salaries               $35,000

Administrative management

salaries                                          $125,000

Total fixed Cost                            $225,000

Income                                           $135,000

($360,000  - $225,000)

Taxes at 25%                                 $33,750

Net Income                                    $101,250

Contribution Margin per unit         $360

($360,000 ÷ 1,000)

CM Ratio                                         0.72

(360,000 ÷ 500,00)

We simply applied the above format

In case of resale of goods arising out of a breach of contract, if the seller sets aside goods intended for the contract or completes the manufacture of such goods, he is:

Answers

Answer:

not obligated to resell the goods to other buyers

Explanation:

In the course of selling goods, a breach of contract could arise either on the part of the seller or buyer. When this occurs, there are options that the two parties could consider. For a seller who suffers a breach of contract after the completion of the manufacture of goods, he has several actions which he could take. One of them is the resale of these goods to another buyer and sue the buyer for losses that were incurred during the manufacturing process.

However, it is not compulsory that he resells the goods to other buyers. He could also decide to retain the goods until the goods are paid for by the buyer. Another option is to stop the goods if they are already in transit.

Fischer Company identified the following activities, costs, and activity drivers.
Activity Expected Costs Expected Activity
Handling parts $425,000 25,000 parts in stock
Inspecting product $390,000 940 batches
Processing purchase orders $220,000 440 orders
Designing packaging $230,000 5 models
1. Compute a plantwide overhead rate assuming the company assigns overhead based on 70,000 budgeted direct labor hours.
B. Compute separate rates for each of the four activities using the activity-based costing.

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

Activity Expected Costs Expected Activity

Handling parts $425,000 25,000 parts in stock

Inspecting product $390,000 940 batches

Processing purchase orders $220,000 440 orders

Designing packaging $230,000 5 models

Total overhead= $1,265,000

First, we need to calculate a plantwide predetermined overhead rate:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= 1,265,000/70,000

Predetermined manufacturing overhead rate= $18.07 per direct labor hour

Now, we can determine the overhead rate for each activity:

Handling parts= 425,000/25,000= $17 per part

Inspecting product= 390,000/940= $414.89 per batch

Processing purchase orders= 220,000/440= $500 per order

Designing packaging= 230,000/5= $46,000 per model

If the economy booms, RTF, Inc., stock is expected to return 13 percent. If the economy goes into a recessionary period, then RTF is expected to only return 5 percent. The probability of a boom is 83 percent while the probability of a recession is 17 percent. What is the variance of the returns on RTF, Inc., stock

Answers

Answer: 0.000903

Explanation:

Expected return is the sum of the probability that the other returns will happen.

= (13% * 83%) + (5% * 17%)

= 10.79 % + 0.85%

= 11.64%

Variance = ((Return during boom - Expected return)²*probability of boom) + ((Return during recession - Expected Return)²*probability of recession)

Variance = ((13% -11.64%)² * 83%) + (5% - 11.64%)² * 17%)

= 0.0001535168 + 0.0007495232

= 0.000903

Locus Company has total fixed costs of $117,000. Its product sells for $51 per unit and variable costs amount to $26 per unit. Next year Locus Company wishes to earn a pretax income that equals 50% of fixed costs. How many units must be sold to achieve this target income level

Answers

Answer:

Break-even point in units= 7,020 units

Explanation:

Giving the following information:

Fixed costs= $117,000

Selling price= $51

Unitary variable cost= $26

Desired profit= $58,500

To calculate the number of units to be sold, we need to use the following formula:

Break-even point in units= (fixed costs + desired profit)/ contribution margin per unit

Break-even point in units= (117,000 + 58,500) / (51 - 26)

Break-even point in units= 7,020 units

Laurasia has identified the following goods as its market basket. Here are the prices of those goods over three years.
Compute the cost of that market basket in all three years.

Answers

Answer:

2015 = $942016 = $128.502017 = $115

Explanation:

A Market Basket is used to calculate inflation overtime by tracking the change in prices of a specific and permanent number of goods and services.

The formula for calculating the market basket is;

Cost of Market Basket[tex]_{year}[/tex] = ∑(Price of good * Basket Quantity of good)

2015

Cost of Market Basket = (25 * 0.4) + (2 * 18) + ( 4 * 12)

Cost of Market Basket = 10 + 36 + 48

Cost of Market Basket = $94

2016

Cost of Market Basket = (25 * 0.5) + (2 * 22) + ( 4 * 18)

Cost of Market Basket = 12.5 + 44 + 72

Cost of Market Basket = $128.50

2017

Cost of Market Basket = (25 * 0.6) + (2 * 20) + ( 4 * 15)

Cost of Market Basket = 15 + 40 + 60

Cost of Market Basket = $115

The cost of that market basket in all three years. is :

   In 2015  = $94   In  2016 = $128.50  In 2017 = $115

"Market Basket"

A selected gather of buyer merchandise and administrations whose costs are followed for calculating a customer cost file and measuring the taken a toll of living.

2015

Cost of Market Basket = ∑(Price of good * Basket Quantity of good)

                                         Oranges      Baseball caps    Wrenches

Cost of Market Basket = (25 * 0.4)   +     (2 * 18)          +  ( 4 * 12)

Cost of Market Basket = 10               +         36                  + 48

Cost of Market Basket = $94

2016

Cost of Market Basket =∑(Price of good * Basket Quantity of good)

                                      Oranges       Baseball caps    Wrenches

Cost of Market Basket = (25 * 0.5)   +      (2 * 22)    +       ( 4 * 18)

Cost of Market Basket = 12.5            + 44                 +           72

Cost of Market Basket = $128.50

2017

Cost of Market Basket = ∑(Price of good * Basket Quantity of good)

                                       Oranges      Baseball caps    Wrenches

Cost of Market Basket = (25 * 0.6) +     (2 * 20)         +    ( 4 * 15)

Cost of Market Basket = 15             +          40            +      60

Cost of Market Basket = $115

Learn more about "Market Basket" :

https://brainly.com/question/8166337?referrer=searchResults

You consider buying a share of stock at a price of $25. The stock is expected to pay a dividend of $1 next year, and your advisory service tells you that you can expect to sell the stock in 1 year for $30. The stock's beta is 1.3, rf is 6%, and market risk premium is 10%. What is the stock's alpha?

Answers

Answer:

5%

Explanation:

stock's Alpha = R - Rf - beta (Rm - Rf)

R represents the stock's return = $6/$25 = 24%Rf = 6%Beta = 1.3Rm = 16%

Alpha = 0.24 - 0.06 - 1.3 (0.1) = 0.24 - 0.06 - 0.13 = 0.24 - 0.19 = 0.05 = 5%

A stock's Alpha is basically the excess return that the stock yields compared to an specific benchmark, e.g. S&P 500, Dow Jones.

Xinghong company is considering replacing one pf its manufacturing machines. The machine has a book value of $44000 and a remaining useful life of five years, at which time its salvage value will be zero. It has a curretn market value of 54000 variable manufacturing costs are $33600 per year for this machine. Inforamation on two alternative replacement machines follows.
Alternative A Alternative B
Cost $117,000 $118,000
Variable manufacturing costs per year 22,700 10,700
1. Calculate the total change in net income if Alternative A is adopted.
Alternative A: Increase or (Decrease) in Net Income
Cost to buy new machine
Cash received to trade in old machine
Reduction in variable manufacturing costs
Total change in net income
2. Calculate the total change in net income if Alternative B is adopted.
Alternative B: Increase or (Decrease) in Net Income
Cost to buy new machine
Cash received to trade in old machine
Reduction in variable manufacturing costs
Total change in net income
3. Should Xu keep or replace its manufacturing machine? If the machine should be replaced, which alternative new machine should Xu purchase?
A. Alternative B
B. Alternative A
C. Keep the manufacturing machine

Answers

Answer:

1. Decrease in Net Income of -$8,500

2. Increase in Net Income of $50,500

3. Replace the old machine with Alternative B

Explanation:

1.

Alternative A  

Cost to Buy New Machine -$117,000

Cash received to trade in old machine $54,000

Reduction in Variable Manufacturing Costs (($33,600*5 years ) - (22,700*5 years )) $54,500

Total change in Net Income -$8,500

2.

Alternative B  

Cost to Buy New Machine -$118,000

Cash received to trade in old machine $54,000

Reduction in Variable Manufacturing Costs (($33,600*5years ) - (10,700*5 years )) $114,500

Total change in Net Income $50,500

3. Replacing the old machine with alternative B will result in an increased income of $50,500 so it is a good option.

Rodriguez Company pays $385,000 for real estate plus $20,405 in closing costs. The real estate consists of land appraised at $193,500; land improvements appraised at $86,000; and a building appraised at $150,500.
Allocate the total cost among the three purchased assets and prepare the journal entry to record the purchase.

Answers

Answer: Please see answer in the explanation column

Explanation:

a) Allocate the total cost among the three purchased assets

Total Appraised value of the three assets = Land(193,5000 )+land improvement(86,000) + building (150,500) =$430,000

Total amount of acquisition of assets =Purchase price of assets + closing costs = $385,000 + 20,405= $405,405

1)Asset --Land

Appraised value= $193,500

percentage of appraised value   = appraised value of asset / total appraised value of the three assets x 100%= 193,500/430,000 x 100=  45%

Apportioned amount =  45% x $405405 = $182,432.25

2)Asset --Land improvements

Appraised value= $86,000

percentage of appraised value   = appraised value of asset / total appraised value of the three assets x 100%= 86,000/430,000 x 100=  20%

Apportioned amount =  20% x $405405 = $81,081

3) Asset --Building

Appraised value= $150,500

percentage of appraised value   = appraised value of asset / total appraised value of the three assets x 100%= 150,500/430,000 x 100=  35%

Apportioned amount =  35% x $405405 = $141,891.75

Total cost = Apportioned amount of ( Land + Land improvements  +Building ) =

$182,432.25 + $81,081+ $141,891.75= $405,405

b)Journal entry to record purchase of the three assets

Account                           Debit                           Credit

Land                              $182,432.25

Land improvements     $81,081

Building                          $141,891.75

Cash                                                                     $405,405              

Harold Reese must choose between two bonds: Bond X pays $82 annual interest and has a market value of $935. It has 12 years to maturity. Bond Z pays $75 annual interest and has a market value of $920. It has eight years to maturity. Assume the par value of the bonds is $1,000. a. Compute the current yield on both bonds. (Do not round intermediate calculations. Input your answers as a percent rounded to 2 decimal places.) b. Which bond should he select based on your answers to part a

Answers

Answer:a)Bond X=8.77%; Bond Z=8.15%

b) Bond X

Explanation:

We will first Calculate the Current Yield of both bonds

Current Yield on Bond X = Annual Interest / Market Value

= 82 / 935 =0.0877 x100%= 8.77%

Current Yield on Bond Z = Annual Interest / Market Value

= 75 / 920

= 0.0815217391 X 100%=8.15%

(b.) Harold Reese should choose Bond X as it has higher current yield of 8.77%

Although appealing to more refined tastes, art as a collectible has not always performed so profitably. During 2003, an auction house sold a sculpture at auction for a price of $10,371,500. Unfortunately for the previous owner, he had purchased it in 1999 at a price of $12,497,500.
What was his annual rate of return on this sculpture? (Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
Annual rate of return %

Answers

Answer:

-4.25%

Explanation:

purchase price in 1999 = $12,497,500

purchase price in 2003 = $10,371,500

annual rate of return = {[($10,371,500 - $12,497,500) / $12,497,500] / (2003 - 1999)} x 100 = (-0.170114 / 4) x 100 = -4.25%

the annual rate of return refers to how much money you win or loss with an investment during a year. In this case, the investor lost $2,126,000 in 4 years, which resulted in a total loss of 17.01% for the whole period.

Sue is considering purchasing a new vacuum cleaner. Which of the following sets is she using when she is ready to make the final decision? Group of answer choices Total set Choice set Awareness set Consideration set

Answers

Answer:

choices Total.

Explanation:

By being ready to make the final purchase decision, Sua is using the choices total to make its decision.

The purchase decision process arises due to a need, from the emergence of that need the consumer will seek solutions to solve his problem, which means evaluating the alternatives related to the product or service he wants to buy, such as value, benefits, brand , quality, design, etc., so when all these requirements are satisfied, the consumer actually makes the purchase and satisfies his needs.

XYZ Corporation’s bonds have 14 years remaining to maturity. Interest is paid annually, the bonds have a $1,000 par value, and the coupon interest rate is 10%. The bonds sell at a price of $950. What is their yield to maturity? Show your work.

Answers

Answer:

The answer is 10.71%

Explanation:

N(Number of periods) = 14 years

I/Y(Yield to maturity) = ?

PV(present value or market price) = $950

PMT( coupon payment) = $100 ( 10 percent x $1,000)

FV( Future value or par value) = $1,000.

We are using a Financial calculator for this.

N= 14; PV= -950 ; PMT = 100; FV= $1,000; CPT I/Y= 10.71

Therefore, the yield to maturity of the bond is 10.71%

On April 1, 9,000 shares of $7 par common stock were issued at $26, and on April 7, 5,000 shares of $70 par preferred stock were issued at $108. Required: Journalize the entries for April 1 and 7. Refer to the Chart of Accounts for exact wording of account titles.

Answers

Answer:

Apr 1

DR Cash $234,000  

CR Common stock   $63,000

CR   Paid in capital in excess of par - Common Stock  $171,000

(To record issuance of common stock)

 

Apr 7

DR Cash $540,000  

CR Preferred stock   $350,000

CR Paid in capital in excess of par - Preferred Stock  $190,000

(To record issuance of preferred stock)

 

Explanation:

April 1

Cash

9,000 * 26 = $234,000

Common stock

9,000*7 = $63,000

April 7

Cash

5,000*108 = $540,000

Preferred stock

5,000*70 = $350,000

Harmony Company sells handminusknit scarves. Each scarf sells for $ 45. The company pays $ 70 to rent vending space for one day. The variable costs are $ 12 per scarf. How many scarves should the company sell each day in order to break​ even? (Round your answer up to the nearest whole​ scarf.)

Answers

Answer:

2.12, rounded up to 3

Explanation:

To solve the equation, we first need to set up an equation.

Let x represent the number of scarves. We want one side of the equation to be the amount earned and the other to be the cost

45x is how much they earn since each scarf is $45

70+12x is how much they cost for rent and production

45x=70+12x

Subtract 12x from both sides

33x=70

Divide both sides by 33

x=2.12

It says we should round up so 3 scarves to break even

Regina recently landed her dream job at a local clothes outlet. Within a few weeks of working in her new employment, however, Regina began to engage in fraud. Regina committed the fraud by doing the following:

When people returned merchandise, Regina would ring up an amount that was greater than the value of the item that was being returned. Regina would then pocket the extra cash and give the customer the amount due. Regina found this method of fraud very effective because people were, in reality, returning something and inventory and register totals wouldn't be out of balance at the end of the day.

Required:
1. What type of fraud is Regina committing?
2. How could her employer detect this kind of fraud?

Answers

Answer:

Fraudulent disbursements,

card statement review

Explanation:

Fraudulent disbursements are very common and occur when an employee misappropriates company funds by making inappropriate payments, fraudulent. They are also called on-book frauds and can only be traced by putting systems that keep these practices in check. The most likely way to have caught the employee in the above case was to review the card statement and review purchases made and to what amount the refund from the company's card was made

Sales revenue $350,000 Accounts receivable $280,000 Ending inventory $230,000 Cost of goods sold $180,000 Sales returns $50,000 Sales discount $20,000 What is the gross profit?

Answers

Answer:

$100,000

Explanation:

The computation of gross profit is shown below:-

Gross profit = (Sales revenue - Sales return - Sales discount) - Cost of goods sold

= ($350,000 - $50,000 - $20,000) - $180,000

= $280,000 - $180,000

= $100,000

Therefore we simply applied the above formula for determining the gross profit

Kim's brokerage company offers dual agency. Tom and Don are two of her licensed agents. Tom ha been appointed to represent the seller, and Don has been appointed to represent the buyer in an in-house transaction. In this situation, who is a dual agent ? A. Kim only B. Kim, Tom, and Don only C. all licensed agents Kim's broker age D. no one.

Answers

Answer:

A. IS THE ANSWER

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Charles and Dina Bloom live in Swarthmore, PA. Their son, Gilberto, owns his own plumbing business.
For each of the following transactions that occur in their lives, identify whether it is included in the calculation of U.S. GDP as part of consumption (C), investment (I), government purchases (G), exports (X), or imports (M). Check all that apply.
Transaction C I G X M
1. Charles's employer assigns him to provide consulting services to an Australian firm that's opening a manufacturing facility in China.
2. Dina buys a new BMW, which was assembled in Germany.
3. Gilberto buys a new set of tools to use in his plumbing business.
4. Dina gets a haircut.
5. The Federal Aviation Administration expands the runways at Philadelphia International Airport, which is just a few miles from Charles and Dina's house.

Answers

Answer:

1. Charles's employer assigns him to provide consulting services to an Australian firm that's opening a manufacturing facility in China. - exports (X),

Exports include the goods or services that originate in the US and are then sold to entities outside the USA. Charles works in the US and is providing services to an Australian firm so this qualifies as an export.

2. Dina buys a new BMW, which was assembled in Germany. - Consumption and Imports

Consumption refers to amounts spent by households or people in the Economy on goods and services. Imports refer to the use of goods and/ or services that did not originate in the US. Dina both spent on a good as well as the good being from outside the US making it both Consumption and Imports.

3. Gilberto buys a new set of tools to use in his plumbing business. - Consumption.

Consumption refers to amounts spent by households or people in the Economy on goods and services so Gilberto spending on a new set of tools qualifies as Consumption.

4. Dina gets a haircut. - Consumption.

Consumption refers to amounts spent by households or people in the Economy on goods and services so Dina getting a haircut which is a service falls under Consumption.

5. The Federal Aviation Administration expands the runways at Philadelphia International Airport, which is just a few miles from Charles and Dina's house. - Government Purchases

Government Purchase which are otherwise known as Government Spending refer to money spent by the government in an Economy. The FAA is a Federal Government agency so expanding the runway is a Government Purchase.

How did the corporate culture of Enron contribute to its bankruptcy? Did Enron’s bankers, auditors, and attorneys contribute to Enron’s demise? If so, how? What role did the company’s chief financial officer play in creating the problems that led to Enron’s financial problems?

Answers

Answer:

Corporate Culture Of Enron:

The culture at Enron was not promoting integrity and core values of business ethics. The corporate culture of the company has been supporting unethical behavior of employees prevailing in the workplace. There have been no importance given to business ethics. The company punished the employees who appeared to be weak resource for the organization and department were forced to fire low ranking employees creating Job security issues for them. The employees then engaged in such illegal activities to keep themselves at the top rank even at the cost of company. There was also miscommunication in the organization about its performance to the stakeholders.  

Explanation:

Contribution of Banker's, Auditors and Attorneys:

Auditors were responsible for ensuring accuracy of financial statements. Anderson deceived many investors who relied on companies financial statements. Anderson certified financial statements of the company without questioning them about the relevancy and accuracy. Anderson was found guilty of obstructing justice by destroying Enron's related auditing documents. Attorneys helped to mold some of company's special purpose partnership. These deals lead to demise of the company. Merrill Lynch replaced research analyst after his coverage of the Enron company which dissatisfied the company executives. Merrill Lynch was subject to threats by Enron that it would loose $750 million from stock offerings.

Role Of CEO:

The CEO of the company contributed to the bankruptcy of the company by involving in unconsolidated partnerships and special purpose entities. He was involved in exploiting the market by using techniques that rapidly exploit deregulating markets. He tripled the staff of Enron for demeaning the Enron's Credit Rating.

Which of the following is an advantage of a partnership?
A.ease of starting and ending the business
B. Shared management and pooled skills
C. Unlimited liability
D. Little time commitment

Answers

Answer:

B

Explanation:

as if u share a business then the time and management is also shared

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Today, a firm has a stock price of $14.26 and an EPS of $1.15. Its close competitor has an EPS of $0.48. What would be the expected price of the competitor's stock if estimated using the method of comparables

Answers

Answer:

$5.952

Explanation:

For the computation of expected price of the competitor's stock first we need to find out the P/E ratio of a firm which is shown below:-

P/E ratio of a firm = Stock price ÷ Earning per share

= $14.26 ÷ $1.15

= $12.4

Price of competitor's stock = P/E ratio of a firm × Earning per share

= $12.4 × $0.48

= $5.952

Therefore for computing the expected price of the competitor's stock we simply applied the above formula.

On July 1, 20Y1, Livingston Corporation, a wholesaler of manufacturing equipment, issued $46,000,000 of 20-year, 10% bonds at a market (effective) interest rate of 11%, receiving cash of $42,309,236. Interest on the bonds is payable semiannually on December 31 and June 30. The fiscal year of the company is the calendar year. Required: For all journal entries, if an amount box does not require an entry, leave it blank. 1. Journalize the entry to record the amount of cash proceeds from the issuance of the bonds on July 1, 20Y1. 20Y1 July 1 2. Journalize the entries to record the following: a. The first semiannual interest payment on December 31, 20Y1, and the amortization of the bond discount, using the straight-line method. Round to the nearest dollar. 20Y1 Dec. 31 b. The interest payment on June 30, 20Y2, and the amortization of the bond discount, using the straight-line method. Round to the nearest dollar. 20Y2 June 30 3. Determine the total interest expense for 20Y1. $ 4. Will the bond proceeds always be less than the face amount of the bonds when the contract rate is less than the market rate of interest

Answers

Answer and Explanation:

1 . The journal entries are shown below;

Cash Dr $42,309,236

Discount on bond payable $3,690,764

           To Bond payable $46,000,000

(Being the issuance of the bond is recorded)

2. a.

Interest expense Dr $2,392,269

          To Discount on bond payable ($3,690,764 ÷ 20 years × 2) $92,269.10

          To Cash $23,000,000 ($46,000,000 ÷ 2 years)

(Being the interest expense is recorded)

b.

Interest expense Dr $2,392,269

          To Discount on bond payable ($3,690,764 ÷ 20 years × 2) $92,269.10

          To Cash $23,000,000 ($46,000,000 ÷ 2 years)

(Being the interest expense is recorded)

3. Total interest expense is $2,392,269

4. Yes, bond payments will always be lower than the face value of bonds, if the contract rate is lower than the interest rate on the market.

Wells Fargo & Company, headquartered in San Francisco, is one of the nation’s largest financial institutions. Suppose it reported the following selected accounts (in millions) as of December 31, 2017.

Retained earnings $41,563
Preferred stock 8,485
Common stock—$12/3 par value, authorized 6,000,000,000 shares; issued 5,245,971,422 shares 8,743
Treasury stock—67,346,829 common shares (2,450)
Paid-in capital in excess of par value—common stock 52,878

Required:
Prepare the stockholders’ equity section of the balance sheet for Wells Fargo as of December 31, 2017

Answers

Answer:

EQUITY AND LIABILITIES

EQUITY

Retained earnings                    $ 41,563

Preferred stock                          $ 8,485

Common stock - Issued             $ 8,743

Treasury stock                           $ 2,450

Share Premium                        $ 52,878

Total Equity                                $114,119

Explanation:

The the stockholders’ equity section of the balance sheet shows the amount of capital invested by the shareholders in the business as well as the reserves that have been allocated to them.

Consider the production department of a manufacturer of laptop computers. Classify the cost of the factory maintenance manager's salary.
a. variable.
b. direct.
c. period.
d. fixed.

Answers

Answer:

d. fixed.

Explanation:

The Maintenance Managers`s work can not be directly traced during the production process and this does not meet the definition of a direct cost.

However the Maintainace Managers`s work is key in every production thus, it is an indirect manufacturing cost that in most cases is fixed.

Fixed in the sense that the salary (cost) does not vary with the level of production.

Joe Dumars Company has outstanding 40,000 shares of $5 par common stock which had been issued at $30 per share. Joe Dumars then entered into the following transactions.
1. Purchased 5,000 treasury shares at $45 per share.
2. Resold 2,000 of the treasury shares at $49 per share.
3. Resold 500 of the treasury shares at $40 per share.
Indicate the effect each of the three transactions has on the financial statement categories listed in the table below, assuming Joe Dumars Company uses the cost method.

Answers

Answer:

Transaction 1

Assets - Decrease by $225,000

Cash expended to acquire shares = 5,000 * 45 = $225,000

Liabilities - No effect

Stockholders' equity - Decrease by $225,000

Increase in Treasury shares leads to decrease in the amount stockholders hold.

Paid In Capital - No effect

Retained Earnings - No Effect

Net Income - No Effect

Transaction 2

Assets - Increase by $98,000

Cash increased because of sale of stock = 2,000 * 49 = $98,000

Liabilities - No effect

Stockholders' equity - Increase by $90,000

= 2,000 * 45 = $90,000

Cost method means that when debiting from Treasury account, use original cost.

Paid In Capital - Increase by $8,000

If stock is sold for amount different from what it was bought, it goes into this account. If it is larger than it was bought for then this account increases and vice versa.

Retained Earnings - No Effect

Net Income - No Effect

Transaction 3

Assets - Increase by $20,000

Cash from sale of stock = 500 * 40 = $20,000

Liabilities - No effect

Stockholders' equity - Increase by $22,500

= 500 * 45 = $22,500

Paid In Capital - Decrease by $2,500

If stock is sold for amount different from what it was bought, it goes into this account. If it is smaller than it was bought for then this account decreases and vice versa.

Retained Earnings - No Effect

Net Income - No Effect

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