Pinnacle Financial Services managers meet annually to create a list of potential future complications and plan how to respond to each possibility. Pinnacle is practicing _______ planning. single-use ad-hoc divisional-level contingency functional-level

Answers

Answer 1

Answer: contingency

Explanation:

Contingency planning is a form of planning that is used by an organization in order to plan ahead in case an event occurs. Contingency plans can also be called a 'Plan B' due to the fact that it's an alternative action in case things does not go as planned.

Therefore, based on the question, Pinnacle is practicing contingency planning.


Related Questions

Money can be many things, but it is NOT Group of answer choices a financial liability liguid illiguid a financial asset

Answers

Answer:

illiquid

Explanation:

Liquidity refers to how fast an asset can be converted to cash. Money is already cash, so it is the most liquid financial asset

Aggregate supply is best described as the
total output of all products and services.
point of equilibrium.
nation’s real gross national product.
excess supply in the market.

Answers

Answer:

Total output of all products and services.

Explanation:

Aggregate supply is defined as the total amount of goods and services that firms are willing to sell, at a specific price, within a particular economy.

Aggregate supply is a macroeconomic concept, an aggregate variable, that is used in Keynesian and Neoclassical economics, often in models that put it together with aggregate demand, in what is known as the Aggregate Supply-Aggregate Demand model (AS-AD model).

A buyer and a seller enter into a real estate sales contract. Under the contract's terms, the buyer will pay the seller $500 a month for 10 years. The seller will continue to hold legal title, while the buyer will live in the home and pay all real estate taxes, insurance premiums, and regular upkeep costs. What kind of contract do the buyer and seller have

Answers

Answer: Land Sales Contract

Explanation:

Land Sales contract are a way to buy a property for people who would otherwise be unable to buy one because they were unable to get a mortgage or are running low in funds.

It works by the buyer paying the seller a certain amount of money for a period of time according to an agreement. During this period of payment, the seller continues to hold the legal rights to the property and then passes it to the buyer when they are finished paying. In this scenario therefore, the seller effectively plays the role of a mortgage bank.  

"A higher price level will increase the demand for money, but expectations of a rise in the price level will reduce the demand for money." Is this statement true or false according to the monetary approach? Why?"

Answers

Answer:

The statement is True

Explanation:

A higher price level is a term that describes an economic condition in which more money is required to purchase a given amount of goods and services, at a given period, tland this leads to inflation overtime.

However, with a higher expected price level, it implies that a decline in the real value of a constant nominal amount of money balances is expected. Thus, there is an high tendency among people to substitute away from holding money and toward holding non-liquid assets whose prices may rise with the in the foreseeable future.

You just won the TVM Lottery. You will receive $1 million today plus another 10 annual payments that increase by $450,000 per year. Thus, in one year you receive $1.45 million. In two years, you get $1.7 million, and so on.
If the appropriate interest rate is 8%, what is the present value of your winnings?

Answers

Answer:

$22,419,192.19

Explanation:

i used an excel spreadsheet to calculate the future payments and their present value. If the payments increase by $450,000 each year, the second payment will equal $1.9 million, not $1.7 million.

year      payment  

0      $1,000,000  

1      $1,450,000

2      $1,900,000

3      $2,350,000  

4      $2,800,000  

5      $3,250,000  

6      $3,700,000  

7      $4,150,000  

8      $4,600,000  

9      $5,050,000  

10      $5,500,000  

present value = $22,419,192.19

Answer:

21,624,467.720

Explanation:

P10-45. Analyzing and Interpreting Effects of TCJA Tax Law Changes. Pfizer Inc. reports the following footnote disclosure in its 2018 Form 10-K. The following table provides the components of Income from continuing operations before provision (benefit) for taxes on income: Year Ended December 31, $ millions 2018 2017 2016 United States $(4,403) $(6,879) $(8,534) International 16,288 19,184 16,886 Income from continuing operations before provision of taxes… 11,885 12,305 8,351 The following table provides the components of Provision (benefit) for taxes on income based on the location of the taxing authorities: $ millions 2018 2017 2016 United States Current income taxes: Federal $668 $1,267 $342 State and Local 9 45 (52) Deferred income taxes: Federal (1,663) (2,064) (419) State and local 16 (304) (106) Total U.S. tax provision (970) (1,055) (235) TCJA Current income taxes (3,035) 13,135 - Deferred income taxes 2,439 (23,795) - Total TCJA tax provision (596) (10,660) - International Current income taxes 2,831 2,709 1,532 Deferred income taxes (558) (42) (175) Total international tax provision 2,273 2,667 1,358 a.In the fourth quarter of 2017, we recorded an estimate of certain tax effect of the TCJA, including (i) the impact of deferred tax assets and liabilities from reduction in the U.S. Federal corporate tax rate from 35% to 21%, (ii) the impact on valuation allowances and other state income tax considerations, (iii) the $15.2 billion repatriation tax liability on accumulated post-1986 foreign earnings for which we plan to elect, with the filing of our 2018 U.S. Federal Consideration Income Tax Return, payments over eight years through 2026 that is reported in Other taxes payable in our consolidated balance sheet as of December 31, 2017 and (iv) deferred taxes on basis differences expected to give rise to future taxes on global intangible low-taxed income. As a result of the TCJA, in the fourth quarter of 2017, we reversed an estimate of the deferred taxes that are no longer expected to be needed due to the change to the territorial tax system. Required. What is the amount of the income tax expense reported by Pfizer for each year? What amount is current versus deferred? What is Pfizer’s effective (average) tax rate for each year? Use the pretax information to determine the effective tax rate for U.S. operations for each year. The footnotes include amounts related to the TCJA of 2017. What was the effect on the company’s tax expense in 2017 and 2018 due to the TCJA? Pfizer lists four TCJA items that impacted their 2017 tax provision. Explain how each of the four items might have affected Pfizer’s 2017 tax expens

Answers

woahhhh that’s a lot !!

A July sales forecast projects that 6,000 units are going to be sold at a price of $10.50 per unit. The management forecasts 2% growth in sales each month. Total July sales are anticipated to be:

Answers

Answer:

Budgeted sales July= $63,000

Explanation:

Giving the following information:

A July sales forecast projects that 6,000 units are going to be sold at a price of $10.50 per unit.

To calculate the budgeted sales, we simply need to multiply the number of units sold for the selling price:

Budgeted sales July= 6,000*10.5= $63,000

To reduce product development time, Caterpillar connected its engineering and manufacturing divisions with its active suppliers, distributors, overseas factories, and customers, through ________.

Answers

Answer: an extranet

Explanation:

An extranet is a private network that is controlled that gives access to vendors, suppliers, partners, vendors or a group of customers that are authorized.

Therefore, to reduce product development time, Caterpillar connected its engineering and manufacturing divisions with its active suppliers, distributors, overseas factories, and customers, through an extranet.

Mighty Manny, Incorporated, manufactures ice scrapers and distributes them across the midwestern United States. Mighty Manny is incorporated and headquartered in Michigan. It has product sales to customers in Illinois, Indiana, Iowa, Michigan, Minnesota, Wisconsin, and Wyoming. It has sales personnel only in the states discussed and all these states have adopted Wayfair legislation. Determine the state in which Mighty Manny does not have sales tax nexus given the following scenarios:
A. Mighty Manny has sales personnel that visit Minnesota. These sales employees follow procedures that comply with Public Law 86-272. The orders are received and sent to Michigan for acceptance. The goods are shipped by FedEx into Minnesota.
B. Mighty Manny provides design services to another manufacturer located in Wisconsin. While the services are performed in Michigan, Mighty Manny's designers visit Wisconsin at least quarterly to deliver the new designs and receive feedback.
C. Mighty Manny receives online orders from its Illinois client. Because the orders are so large, the goods are delivered weekly on Mighty Manny's trucks.
D. Mighty Manny's trucks drive through Nebraska to deliver goods to Mighty Manny's customers in other states, but the company has no Nebraska sales.

Answers

Answer:

Determination of the state in which Mighty Manny does not have sales tax nexus:

A. No sales tax nexus in Minnesota, under given scenario.

B. No sales tax nexus in Wisconsin, under given scenario.

C. Sales tax nexus may exist because of the large orders.  It may approach the sales threshold of more than $100,000 worth.

D. No sales tax nexus in Nebraska, with trucks driving through to other sales.

Explanation:

Might Manny is incorporated and headquartered in Michigan, according to this case.  So, it has sales tax nexus in Michigan for its physical presence and sales.

Sales tax nexus describes the factors that can make a state to impose sales taxes on a business.  The factors that establish sales tax nexus are a) certain business activities, b) physical presence, and c) approaching a certain sales threshold of either 200 transactions or $100,000.

Some states that have adopted the Wayfair legislation determine sales tax nexus with the above mentioned sales threshold of 200 transactions or $100,000.  California's sales threshold is $500,000.

However, Public Law 86-272 or Interstate Income Act of 1959 forbids states from imposing unnecessary sales tax burdens on businesses soliciting for sales in their states without physical presence, provided the orders are filled or shipped from outside the said state.  But, some of them rely on the Wayfair legislation, as it allows them some leverage to impose sales tax without physical presence of the business.

Gerritt wants to buy a car that costs $31,000. The interest rate on his loan is 5.67 percent compounded monthly and the loan is for 5 years. What are his monthly payments?

Answers

Answer:

$594.57

Explanation:

For computing the monthly payment we need to apply the PMT formula i.e to be shown in the attachment below:

Given that,  

Present value = $31,000

Future value or Face value = 0

Rate = 5.67% ÷ 12 months = 0.4725

NPER = 5 years × 12 = 60 years

The formula is shown below:  

= PMT(RATE;NPER;-PV;FV;type)  

The present value come in negative  

So, after applying the formula, the monthly payment is $594.57

Peyton sells an office building and the associated land on May 1 of the current year. Under the terms of the sales contract, Peyton is to receive $1,763,800 in cash. The purchaser is to assume Peyton's mortgage of $1,058,280 on the property. To enable the purchaser to obtain adequate financing, Peyton is to pay the $105,828 in points charged by the lender. The broker's commission on the sale is $70,552. What is Peyton's amount realized? The amount realized by Peyton is $ .

Answers

Answer:

$2,645,700

Explanation:

realized amount = cash received + assumed mortgage - points paid by seller - broker's commission = $1,763,800 + $1,058,280 - $105,828 - $70,552 = $2,645,700

The amount realized includes all the money received and any debts assumed by the buyer, minus any expenses paid by the seller that are related to the transaction.

The refractive index of a rarer medium with respect to a denser medium is.....
A)Greater than 1
B) Smaller Than 1
C) Negative
D)-1​

Answers

Answer:

B) Smaller Than 1

Explanation:

Snell's Law states that the ratio of the sines of incidence and refraction is equal to the ratio of the phase of velocities in the two phases. When light travels from a rarer medium like air to a denser medium like water, the light would be refracted towards the normal line. For example, the refractive index of air with respect to glass is represented as;

sin i / sin r

If light rays travel from glass which is a denser medium to a rarer medium which is air, the light rays would bend away from the normal line, and then the angle of refraction would be greater than the angle of incidence. So, the refractive index of the rarer medium which is air with respect to the denser medium which is glass will be smaller than 1.

Lassen Corporation sold a machine to a machine dealer for $37,250. Lassen bought the machine for $68,000 and has claimed $22,500 of depreciation expense on the machine. What gain or loss does Lassen realize on the transaction

Answers

Answer:

Loss of $8,250

Explanation:

Lassen corporation sold a machine to a machine dealer at a price of $37,250

Lassen bought the machine for $68,000

He claimed $22,500 of depreciated expenses on the machine

Therefore, the gain or loss realized on the transaction can be calculated as follows

Gain/loss= Cash received-book value

Book value= Original basis-accumulated depreciation

= $68,000-$22,500

= $45,500

Gain/loss= $37,250-$45,500

= $8,250

Hence Lassen realized a loss of $8,250 on the transaction

Furniture costing $61,700 is sold at its book value in 2017. Acquisitions of furniture total $50,000 cash, on which no depreciation is necessary because it is acquired at year-end. What is the cash inflow related to the sale of furniture

Answers

Answer:

cash inflow = $32,100

Explanation:

there is some information missing:

accumulated depreciation 2016 (furniture) = $9,000depreciation expense 2017 (furniture) = $37,600accumulated depreciation 2017 (furniture) = $17,000

we must first determine the book value of the furniture which was sold:

total depreciation related to the sold furniture = $9,000 + $37,600 - $17,000 = $29,600

book value = $61,700 - $29,600 = $32,100

since the furniture was sold at book value, then the cash inflow = $32,100

Cash inflow refers to money being received or earned by the company, while cash outflows refer to money being paid by the company.

Novak Inc.’s $11 par value common stock is actively traded at a market price of $14 per share. Novak issues 5,700 shares to purchase land advertised for sale at $76,000. Journalize the issuance of the stock in acquiring the land.

Answers

Answer:

DR Land $79,800

CR Common stock $62,700

CR Paid-in capital in excess of par $17,100

(To record land purchased by stock issuance)

Working

Land

= $14 * 5,700

= $79,800

Common Stock

= $11 par value * 5,700

= $62,700

Paid-in capital in excess of par

= $79,800 - $62,700

= $17,100

Bermuda Triangle Corporation (BTC) currently has 390,000 shares of stock outstanding that sell for $102 per share. Assume no market imperfections or tax effects exist. Determine the share price and new number of shares outstanding if: (Do not round intermediate calculations. Round your price per share answers to 2 decimal places, e.g., 32.16, and shares outstanding answers to the nearest whole number, e.g., 32.) a. BTC has a five-for-three stock split. b. BTC has a 10 percent stock dividend. c. BTC has a 37.0 percent stock dividend. d. BTC has a four-for-seven reverse stock split.

Answers

Answer and Explanation:

The computation of each points is shown below:-

a. BTC has a five-for-three stock split is

New price = Old price × Split ratio

= 102 × 3 ÷ 5

= 61.2

New shares outstanding = old shares outstanding ÷ Split ratio

= 390,000 × 5 ÷ 3

= 650,000

b. BTC has a 10 percent stock dividend is

New price = Old price ÷ (1 + Stock dividend)

= 102 ÷ (1 + 0.1)

= 92.73

New shares outstanding = Old shares outstanding × (1 + Stock dividend)

= 390,000 × (1 + 0.1)

= 429,000

c. BTC has a 37.0 percent stock dividend is

New price = Old price ÷ (1 + Stock dividend)

= 102 ÷ (1 + 0.37)

= 74.45

New shares outstanding = Old shares outstanding × (1 + Stock dividend)

= 390,000 × (1 + 0.37)

= 534,300

d. BTC has a four-for-seven reverse stock split is

New price = Old price × Split ratio

= 102 × (7 ÷ 4)

= 178.5

New shares outstanding = Old shares outstanding ÷ Split ratio

= 390,000 × (4 ÷ 7)

= 222,857.14

Nana Kay Ltd is a multiproduct firm. The revenues of a single product, Germ-D, are GH¢200,000 when 10,000 units are sold. Variable costs are GH¢16 per unit. Direct fixed expenses of GH¢25,000 consists primarily of depreciation on equipment specialised to the product. By what amount will Nana Kay Ltd' cash flow change if the product is dropped? Would you advise Nana Kay Ltd to drop Germ-D

Answers

Answer:

Nana Kay Ltd' cash flow will change by GH¢160,000 if the product is dropped.

Explanation:

Variable costs are cost that change as the level of output change. Therefore, no variable cost will be incurred when there is no sales or production. The variable cost of Nana Kay Ltd can be calculate as follows:

Total variable costs = Units sold * Variable cost per unit = 10,000 * GH¢16 = GH¢160,000

Fixed expenses are expenses that remains the same when there is a change in the level of output. Therefore, fixed expenses will still be incurred whether or not there is a sale or production. The direct fixed expenses of Nana Kay Ltd is GH¢25,000.

From the explanation above, it can be seen that only the variable cost will change, will not be incurred or will become zero when Nana Kay Ltd dropped the product. Therefore, Nana Kay Ltd' cash flow will change by GH¢160,000 if the product is dropped.

In early January, Burger Mania acquired 100% of the common stock of the Crispy Taco restaurant chain. The purchase price allocation included the following items: $7 million, patent; $5 million, trademark considered to have an indefinite useful life; and $9 million, goodwill. Burger Mania's policy is to amortize intangible assets with finite useful lives using the straight-line method, no residual value, and a five-year service life.

Required:
What is the total amount of amortization expense that would appear in Burger Mania's income statement for the first year ended December 31 related to these items?

Answers

Answer:

$1,400,000 per year

Explanation:

DATA

Patent = 7 million with 5years useful life

Trademark = 5 million with an indefinite life

Goodwill = 9million

Amortization =?

Solution

Amortization of patent = Patent Value/ Useful life

Amortization of patent = $7,000,000/5

Amortization of patent = $1,400,000 per year

NOTE: Trademark and goodwill will not be amortized as they have an indefinite useful life. Both Intangible assets will be tested for impairment instead.

Evaluate the following statement using economic reasoning “a monopolist can charge whatever she wants because she is the only source available”

Answers

Answer:

The question is kind of self explanatory. The monopolist controls a monopoly. A monopoly is the exclusive control of supplies or trade for services. If the monopolist is the only source for a product, she can charge whatever she wants. There is a demand for the product and she is the only source, therefore she will charge what she wants.

Explanation:

The statement "a monopolist could charge whatever she wants as she is the only available source" should be evaluated below:

The following information related to the monopoly is to be considered:

It is a single seller marketOnly one seller is available in the market.Substitutes of the goods are not available in the market.Having strong barriers to entry.Do not enter other firms.

Therefore we can conclude that as a monopolist they have full control over the price as they are price maker.

Learn more about the monopolist here: brainly.com/question/5992626

Jackpot Mining Company operates a copper mine in central Montana. The company paid $1,150,000 in 2021 for the mining site and spent an additional $630,000 to prepare the mine for extraction of the copper. After the copper is extracted in approximately four years, the company is required to restore the land to its original condition, including repaving of roads and replacing a greenbelt. The company has provided the following three cash flow possibilities for the restoration costs: (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1)

Cash flow Probability
1 $330,000 25%
2 430,000 40%
3 630,000 35%

To aid extraction, Jackpot purchased some new equipment on July 1, 2021, for $150,000. After the copper is removed from this mine, the equipment will be sold. The credit-adjusted, risk-free rate of interest is 10%.

Required:
a. Determine the cost of the copper mine.
b. Prepare the journal entries to record the acquisition costs.

Answers

Answer:

a. Determine the cost of the copper mine.

$2,104,430

b. Prepare the journal entries to record the acquisition costs.

Date X, 2021, acquisition of copper mine

Dr Copper mine 2,104,430  

    Cr Cash 1,780,000

    Cr Asset retirement liability 324,430

July 1, 2021, acquisition of mining equipment

Dr Equipment 150,000

    Cr Cash 150,000

Explanation:

estimated restoration costs = ($330,000 x .25) + ($430,000 x .4) + ($630,000 x .35) = $475,000

now we must adjust the restoration cost and determine its present value = $475,000 x 0.68301 (present value factor, 10%, 4 periods) = $324,430

total cost of copper mine = purchase cost + preparation costs + restoration costs = $1,150,000 + $630,000 + $324,430 = $2,104,430

Mike Flannery holds the following portfolio: Stock Investment Beta A $150,000 1.40 B 50,000 0.80 C 100,000 1.00 D 75,000 1.20 Total ​ $375,000 ​ What is the portfolio's beta?

Answers

Answer: 1.174

Explanation:

Portfolio beta is the weighted-average of the beta coefficient of all the individual stocks in a portfolio.

As per given , we have  

Stock Investment Weight  (W)            Beta(B)              (W) x (B)

                                   [tex]\text{(Investment}/\text{Total investnment})[/tex]

 

A            150,000     0.40                      1.40         0.56

B             50,000      0.13                      0.80         0.104

C            100,000     0.27                      1.00         0.27

D             75,000             0.20                      1.20         0.24

       

Total            375,000            1.00                                     1.174

Hence, the portfolio's beta = 1.174

ROI and Residual Income: Basic Computations Watkins Associated Industries is a highly diversified company with three divisions: Trucking, Seafood, and Construction. Assume that the company uses return on investment and residual income as two of the evaluation tools for division managers. The company has a minimum desired rate of return on investment of 10 percent with a 30 percent tax rate. Selected operating data for three divisions of the company follow.
Trucking Division Seafood Division Construction Division
Sales $ 1,200,000 $ 750,000 $ 900,000
Operating assets 600,000 250,000 350,000
Net operating income 116,000 66,000 63,000
(a) Compute the return on investment for each division. (Round answers to three decimal places.)
Trucking ROI =
Seafood ROI =
Construction ROI =
(b) Compute the residual income for each division.
Residual income Trucking Seafood Construction
Net operating income
Minimum level
Residual income

Answers

Answer:

a)  ROI =  Net operating income / Operating assets

Computation of ROI of each division  

      Division              Working                        ROI

Trucking ROI        $116,000 / $600,000 0.1933 or 19.33 %

Seafood ROI        $66,000 / $250,000 0.264 or 26.40 %

Construction ROI $63,000 / $350,000 0.18 or 18 %

b) Residual Income = Net operating Income - ( Operating Asssts * Desired ROI )

Where , Minimum level = ( Operating Asssts * Desired ROI )  

Minimum level for Trucking = ($600,000*10 %) = $60,000

Minimum level for Seafood = ($250,000*10 %) = $25,000

Minimum level for Construction = ($350,000 * 10 %) = $35,000

Computation of Residual Income for each division

       Details                 Trucking($)   Seafood($)   Construction($)

Net operating income  116,000        66,000           63,000

Minimum level          60,000          25,000            35,000

Residual income             56,000        41,000            28,000

In recent years, the U.S. labor market has experienced a __________ in the earnings gap between men and women. One of the main factors behind this is ____________________ .

Answers

Answer:

In recent years, the U.S. labor market has experienced a __decline__ in the earnings gap between men and women. One of the main factors behind this is ___discrimination in labour market.___ .

Explanation:

A decline with women’s careers have been experienced with the rewards associated with or gained with top level job expertise, this has led to a discrimination in the labour market which is majorly influenced by gender. With many recruiters preferring their male counterparts for most job roles or positions.

If an investment center has a $90,000 controllable margin and $1,200,000 of sales, what average operating assets are needed to have a return on investment of 10%

Answers

Answer:

Average operating assets is $900,000

Explanation:

The formula for return on investment stated below is the starting for solving this question:

return on investment= Net operating income / Average operating assets

return on investment is 10%

net operating income is the same as controllable margin of $90,000

Average operating assets is the unknown

10%=90000/average operating assets

average operating assets=90000/10%

average operating assets=$900,000

Select one of the government functions and describe in a brief summary whether it has seen an increase or decrease in government spending over the past 10 to 15 years. For the function you have selected, is it related to the problem of addressing externalities, providing public goods or dealing with other market failures. Does it appear to be related to political functions instead of economic functions?

Answers

Answer:

The government function selected is protection and regulation of the enviroment.

This government function is mainly carried out by the Enviromental Protection Agency (EPA).

Over the past fifteen years, the EPA annual budget has averaged at around 8 billion dollars. In this time frame, it had its highest budget in 2010, with over 10 billion dollars.

The EPA essentially deals with market failures. Externalities like pollution or over exploitation of natural resources (tragedy of the commons) are some of the most commonly issues that the EPA has to solve.

After all of the transactions for the year ended December 31, 2018 had been posted including the transactions recorded in part (1) and all adjusting entries, the data that follow were taken from the records of Equinox Products Inc.

a. Prepare a multiple-step income statement for the year ended December 31, 2018. Enter all amounts as positive numbers EXCEPT in the Other revenue and expense section. In that section only, enter amounts that represent other expenses as negative numbers using a minus sign.

b. Prepare a retained earnings statement for the year ended December 31, 2018.

c. Prepare a balance sheet in the report form as of December 31, 2018.

Answers

Question Completion:

Income Statement data:

Advertising expense   $ 150,000

Cost of goods sold   3,700,000

Delivery expense   30,000

Depreciation expense-office buildings and equipment   30,000

Depreciation expense-store buildings and equipment   100,000

Income tax expense   140,500

Interest expense   21,000

Interest revenue   30,000

Miscellaneous administrative expense   7,500

Miscellaneous selling expense   14,000

Office rent expense   50,000

Office salaries expense   170,000

Office supplies expense   10,000

Sales   5,313,000

Sales commissions   185,000

Sales salaries expense   385,000

Store supplies expense   21,000

Retained earnings and balance sheet data:

Accounts payable   $ 194,300

Accounts receivable   545,000

Accumulated depreciation—office buildings and equipment   1,580,000

Accumulated depreciation—store buildings and equipment   4,126,000

Allowance for doubtful accounts   8,450

Bonds payable, 5%, due in 10 years   500,000

Cash   282,850

Common stock, $20 par  

(400,000 shares authorized; 100,000 shares issued, 94,600 outstanding)   2,000,000

Dividends:  

Cash dividends for common stock   155,120

Cash dividends for preferred stock   100,000

Goodwill   700,000

Income tax payable   44,000

Interest receivable   1,200

Inventory (December 31, 20Y8),  

at lower of cost (FIFO) or market   778,000

Office buildings and equipment   4,320,000

Paid-in capital from sale of treasury stock   13,000

Excess of issue price over par:  

-Common   886,800

-Preferred   150,000

Preferred 5% stock, $80 par  

(30,000 shares authorized; 20,000 shares issued)   1,600,000

Premium on bonds payable   19,000

Prepaid expenses   27,400

Retained earnings, January 1, 20Y8   8,197,220

Store buildings and equipment   12,560,000

Treasury stock  

(5,400 shares of common stock at cost of $33 per share)   178,200

Answer:

Equinox Products Inc.

Income Statement for the year ended December 31, 2018:

Sales Revenue                                     $5,313,000

Cost of goods sold                                3,700,000

Gross profit                                           $1,613,000

Other Expenses:

Advertising expense              $ 150,000

Sales commissions                    185,000

Sales salaries expense            385,000

Delivery expense                       30,000

Miscellaneous selling expense  14,000

Store supplies expense             21,000

Depreciation expense-

Store buildings & equipment 100,000

Depreciation expense-

Office buildings & equipment  30,000

Misc. administrative expense    7,500

Office rent expense                50,000

Office salaries expense         170,000

Office supplies expense         10,000     1,152,500

Operating Income                                  $460,500

Other Revenue and Expense:

Interest revenue                                         30,000

Interest expense                                        -21,000

Pretax Income                                        $469,500

Income tax expense                                 140,500

Net Income                                            $329,000

b. Equinox Products Inc.

Statement of Retained EArnings for the year ended December 31, 2018:

Retained earnings, January 1, 2018  $8,197,220

Net Income for the year                        329,000

Cash Dividends: Common Stock          -155,120

Cash Dividends: Preferred Stock         -100,000

Retained Earnings, Dec. 31, 2018      $8,271,100

c. Equinox Products Inc.

Balance Sheet as of December 31, 2018:

Cash                                                                      282,850

Accounts receivable                   545,000

Allowance for doubtful accounts   8,450           536,550  

Interest receivable                                                   1,200

Inventory (December 31, 20Y8),   at lower of

 cost (FIFO) or market                                       778,000

Prepaid expenses                                                27,400

Total Current Assets                                    $1,626,000       $1,626,000

Office buildings and equipment     4,320,000

less accumulated depreciation      1,580,000   2,740,000

Store buildings and equipment    12,560,000

less accumulated depreciation      4,126,000   8,434,000

Goodwill                                                                700,000

Total non-current assets                                $11,874,000    11,874,000

Total Assets                                                                        $13,500,000

Liabilities + Equity:

Current Liabilities:

Accounts payable                                $ 194,300

Income tax payable                                 44,000

Premium on bonds payable                    19,000

Total Current Liabilities                                                           $257,300

Non-current Liabilities:

Bonds payable, 5%, due in 10 years                                        500,000  

Shareholders' Equity:

Common stock, $20 par (400,000 shares authorized;

 100,000 shares issued, 94,600 outstanding) 2,000,000

Preferred 5% stock, $80 par (30,000 shares

authorized; 20,000 shares issued)                    1,600,000

Paid-in In Excess of par: Common                        886,800

Paid-in In Excess of par: Preferred                        150,000

Retained earnings, December 31, 2018              8,271,100

Treasury stock   (5,400 shares of common

 stock at cost of $33 per share)    178,200

Paid-in capital from sale of

  treasury stock                                13,000         (165,200) 12,742,700

Total Liabilities and Equity                                                $13,500,000

Explanation:

The Income Statement shows the financial performance of Equinox Products Inc. for the year ended December 31, 2018.  Therein, the gross profit is stated as the excess of sales revenue over cost of goods sold.  The operating income represents the income from the normal business of the company.  Other revenue and expense, like interest are added to get the pretax income.  After income tax expense is deducted, we arrive at the net income.

The statement of the Retained Earnings shows the movement that has occurred in the retained earnings during the period with net income added and dividends subtracted.

The balance sheet of Equinox Products Inc. shows the financial position with assets in their classes and the liabilities and equity sections which ensure that the accounting equation is achieved at the end of the period.

If a country produces only two products, then by looking at the country's production possibilities curve (PPC), one can see that the opportunity cost of producing one of the products is the same as (equal to) the marginal cost of producing that product.
A. True
B. False

Answers

Answer:

A. True

Explanation:

Marginal cost is the cost of the good or service is the opportunity cost of producing one or one of the units of it. It's the cost of producing one r  ore unit of good. Marginal cost includes the cost included the producing of every unit. Opportunity cost is the alternative cost incurred by not using the opportunity cost of the other product.

Which of the following is true about mortgage-backed securities? I) They aggregate individual home mortgages into homogeneous pools. II) The purchaser receives monthly interest and principal payments received from payments made on the pool. III) The banks that originated the mortgages maintain ownership of them. IV) The banks that originated the mortgages continue to service them.

Answers

Answer:

I ,II and IV

Explanation:

Mortgage backed securities are either a claim for equity in a pool of mortgages, or a duty secured by a pool. Such claims reflect home loan securities. Loans borrow from mortgage lenders and then sell bundles of those loans on the resale market.

Specifically, once those loans are paid off, they sell their claim to the mortgage cash inflows. The issuer of the mortgage needs to maintain the loan, receiving principal and interest payments, and transfers those payments on to the mortgage borrower.

Therefore according to the given situation the correct answer is I, II, IV

what is the annual percentage yield(APY) for money at an annual rate of (a)4.57% monthly (b)4.58% compunded quartelty

Answers

Answer:

a)Annual rate of return = 4.67%

(b)Annual rate of return = 4.66%

Explanation:

Annul rate of return where compounding is done more frequenting could be worked out as follows:

Annual rate of return = (1+r)^n - 1

r - rate of return per period

n- number of periods in a year

a) Monthly rate of 4.57%

r- monthly rate = 4.57%/12 = 0.38% per month

n- 12 months

Annual rate of return = (1+ 0.003808)^12 - 1 × 100 = 4.67%

Annual rate of return = 4.67%

b) 4.58% compounded quarterly

r- quarterly rate = 4.58%/4 =  1.145 %

n- 4 quarters in a year

Annual rate of return = (1+0.01145)^4 - 1  × 100= 4.66%

a)4.57% monthly

Annual rate of return = 4.67%

(b)4.58% compounded quarterly

Annual rate of return = 4.66%

Consider the circular flow model to answer the questions that follow.

a. In the circular flow model, households provide inputs to firms through the _____________ and in exchange receive _____________ from firms.
b. In the circular flow model, firms receive ___________ from households when households purchase goods and services in the

Answers

Answer:

The answer is :

A. Resource market - income

B. Expenditure - product market.

Explanation:

A. Resource market - income

B. Expenditure - product market

The circular flow model shows how money moves through the economy in exchange for goods, services, and resources.

A.

In circular flow of income, households provide inputs to firms through the resource market(matket where households supply land, labor, capital, and entrepreneurship) in exchange for money(income or wages).

B.

Also in circular flow of income, firms receives expenditure from household and this type of market is called product market(which refers to a place where goods and services are bought and sold)

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