Determine Cash Flows

Natural Foods Inc. is planning to invest in new manufacturing equipment to make a new garden tool. The new garden tool is expected to generate additional annual sales of 5,300 units at $42 each. The new manufacturing equipment will cost $91,800 and is expected to have a 10-year life and a $7,000 residual value. Selling expenses related to the new product are expected to be 5% of sales revenue. The cost to manufacture the product includes the following on a per-unit basis:

Direct labor $7.10
Direct materials 23.40
Fixed factory overhead-depreciation 1.60
Variable factory overhead 3.60
Total $35.70

Determine the net cash flows for the first year of the project, Years 2–9, and for the last year of the project. Use the minus sign to indicate cash outflows. Do not round your intermediate calculations but, if required, round your final answers to the nearest dollar.

Answers

Answer 1

The net cash flow for the first year is  $104,414, the net cash flow for the last year is $46,054 and this is done by using the total sales revenue, depreciation expense to income tax

What is the cash flows

To determine the net cash flows for the first year of the project, we need to calculate the following:

1. Total sales revenue

2. Total cost of manufacturing

3. Selling expenses

4. Depreciation expense

5. Income taxes

6. Total sales revenue:

Additional annual sales = 5,300 units

Selling price = $42 per unit

Total sales revenue = 5,300 x $42 = $222,600

7. Total cost of manufacturing:

Direct labor per unit = $7.10

Direct materials per unit = $23.40

Fixed factory overhead-depreciation per unit = $1.60

Variable factory overhead per unit = $3.60

Total cost per unit = $35.70

Total cost of manufacturing = 5,300 x $35.70 = $189,210

8. Selling expenses:

Selling expenses = 5% x $222,600 = $11130

9. Depreciation expense:

Depreciation expense = ($91,800 - $7,000) / 10 years = $8,480

10. Income taxes:

Assuming a tax rate of 30%, income taxes = ($222,600 - $189,210 - $11,130 - $8,480) x 30% = $4134

Therefore, the net cash flow for the first year of the project is:

Net cash flow = ($91,800 + $8,480 + $4134) = $104,414

For years 2-9, the net cash flow will be:

Net cash flow = ($35,700 + $8,480 + $3,354) = $47,234

In the last year of the project, the net cash flow will be:

Net cash flow = ($35,700 + $7,000 + $3,354) = $46,054

Note: The residual value of $7,000 has been added in the last year's calculation as it is the value of the equipment at the end of its useful life.

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Related Questions

Sherry rents her vacation home for 6 months and lives in it for 6 months during the year. Her gross rental income during the year is $6,000. Total real estate taxes for the home are $2,200, and interest on the home mortgage is $4,000. Annual utilities and maintenance expenses total $2,000, and depreciation expense is $4,500.

Answers

Answer:its 100000000

Explanation:

yes

Which circumstance would most likely make a person eligible for unemployment benefits?
a.losing a job for performance reasons
b.losing a job because the company downsizes
not taking time to look for a job
c.losing a job at a nonprofit organization

Answers

Answer:

b. Losing a job because the company downsizes is most likely to make a person eligible for unemployment benefits. To be eligible, a person must have lost their job through no fault of their own and must be actively seeking work. As long as those two conditions are met, then someone who has lost their job due to a downsizing of the company would be eligible for unemployment benefits.

Definitely the downsizing

Which of the following benefits and costs are associated with home ownership or renting? (Economics)

A. Renters sometimes pay for their utilities but never pay mortgage interest to live in the home they are renting.

B. A homeowner must pay property tax, the bill for an unexpected roof leak, but not utilities.

C. After paying rent for five years, a renter will receive a return for renting their home.

D. Renters typically only pay maintenance costs when they are unexpected.

Answers

Options A and B are associated with benefit. Option C is neither cost nor benefit and Option D is cost.

Classify the above as benefit or cost.

A. Advantage: Tenants don't pay mortgage interest; they merely pay for their utilities. Cost: Tenants do not accumulate equity in the rental property they are using, and over time, their rent may go up. B. Advantage: Homeowners accumulate equity in their homes, which can eventually increase in value. Cost: Property taxes, upkeep expenses, and unforeseen repairs, that may be pricey, are all the responsibility of homeowners. C. Neither a cost nor a benefit. Renters don't get their money back after paying rent. D. Cost: All maintenance expenditures, including regular upkeep, repairs, and replacements, are the responsibility of the tenant. These expenses could come as a surprise and accumulate over time.

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Answer: A. Renters sometimes pay for their utilities but never pay mortgage interest to live in the home they are renting.

Explanation:


Hazard recognition and response, emergency preparedness, and risk
management are all examples of what type of training.

Answers

To protect reacting and recovering employees, the programme incorporates and assesses job-related health and safety concerns.

Safety is what?

The definition of safety is "freedom from something which is intolerable." In other words, even when something is deemed "safe," there is still a tolerated risk. The term "safety" describes a situation in which someone or something is shielded from risks that could endanger them. Security refers to defending groups or individuals from danger or threats.

What causes harm?

Any danger that might be present Risk is the likelihood that harm will materialise under specific conditions. The defendant may take an affirmative action or omit to take action to satisfy the element of guilty conduct.

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Jerome does not pay his balances off on his credit cards each month. He often has to pay interest and finance charges. What is Jerome in this scenario?

A.
a cosigner

B.
a credit counselor

C.
a convenience user

D.
a borrower

Answers

Jerome doesn't pay off his credit card balances every month. He often has to pay interest and finance charges. In this scenario, Jerome is a borrower. Option D is correct.

What is a borrower?

Corresponds to an individual who borrows money from a creditor with the agreement to pay it back over time, usually with interest. In the case of credit cards, the borrower uses the card to make purchases or get cash advances and then agrees to pay back the borrowed amount plus interest and other fees.

Therefore, Jerome's actions of not paying credit card balances each month and incurring interest and finance charges makes him a borrower.

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MATH You have placed an ad on the Internet that is going to be charged using the CPA method at a rate of 50 cents per registered visitor. During one week, your web site received 75,345 hits from visitors linking from the advertisement, 12,000 of those inquired about your product, and 7,432 of them registered their personal information with your web site. How much will you have to pay the publisher of your ad?

Answers

You will be required to pay the advertiser $1,231.25 as payment. The title of certified public accountant (CPA) is given to licensed accountants.

What is the Certified Public Accountant (CPA) designation?

For help obtaining the license, the American Institute of Certified Public Accountants (AICPA) offers resources. In the accounting industry, the CPA designation aids in the enforcement of professional standards.

The chartered accountant (CA) designation is a certification that is comparable to the CPA designation in other nations. CPAs are not all accountants. The CPA credential distinguishes its holders by demonstrating dedication, expertise, and knowledge. The production of reports that accurately reflect the business dealings of the individuals and businesses for which they work is one of the accounting tasks that CPAs are involved in.

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"Brand Revenues minus Rebates minus Cost of Goods Sold" is the computation for …

Answers

Answer:

"Brand Revenues minus Rebates minus Cost of Goods Sold" is the computation for Gross Profit.

Explanation:

Brand Revenues minus Rebates minus Cost of Goods Sold is the computation for Gross Profit.

What do you understand about gross profit?

Gross profit is the profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services. Gross profit will appear on a company's income statement and can be calculated by subtracting the cost of goods sold from revenue.

These figures can be found on a company's income statement. Gross profit may also be referred to as sales profit or gross income. Gross profit assesses a company's efficiency at using its labor and supplies in producing goods or services. Gross profit, which only reflects the cost of goods sold, is different than net profit which factors in all company-wide expenses.

A derivative of gross profit is gross margin, a margin that indicates what percent of revenue a company earns can be applied towards company operating costs.

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According to the extract, the entrepreneurial activity includes developing and launching new businesses and marketing them, often with the end goal of selling the business to turn a profit. Based on this, indicate a product or service you plan to start a business with. Explain how you generated the business idea and determined the feasibility of the idea.

Answers

Tthe business idea is banking agent operating POS machine. the idea is as a result of absence of financial institution in the area and the demand for money.

How can one generate a business idea?

1. Identify a problem or a need in a specific market or industry. For example, absence of financial institution in my area.

2. Research the market to understand its size, growth potential, and competition.

3. Brainstorm potential solutions to the problem or ways to address the need. e.g. provision of POS machine in my own case.

4. Evaluate the feasibility of the solutions based on factors such as market demand, resources required, and potential profitability. People need cash everytime in my area where cashless economy is not in place.

5. Select the most viable solution as your business idea. e.g. withdrawal point like in my case.

To determine the feasibility of your business idea, you can consider the following factors:

1. Market demand: Is there a real need for your product or service? Is the market large enough to support your business?

2. Competition: Who are your competitors, and how will you differentiate your business from theirs? What are the barriers to entry in the market?

3. Resources required: What resources will you need to launch and grow your business? Can you obtain these resources?

4. Financial viability: What are the startup costs, and what is the potential revenue and profitability of your business?

5. Legal and regulatory considerations: Are there any legal or regulatory requirements that you need to comply with to operate your business?

On this basis, if you have a specific business idea in mind, you can evaluate its feasibility by considering these factors. If you don't have a specific idea yet, you can start by identifying a problem or need in a market or industry that interests you and conducting research to identify potential solutions.

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Which of the following is an example of an outside or outsource training provider?
a. manager
b. consultant
c. contractor
d. instructor

Answers

An example of outside or outsource training provider is

b. consultant.

Who is a consultant?

A consultant is an example of an outside or outsourced training provider. Consultants are professionals who are hired by an organization to provide specialized expertise, advice, and training on specific topics or areas. They are typically not permanent employees of the organization but are brought in on a temporary basis to address a particular need or issue.

Managers and instructors are typically part of the internal staff of an organization and are not considered outside or outsourced training providers. Contractors, on the other hand, may provide specialized services or products to an organization, but they are not typically involved in providing training or education.

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A company sells goods on credit in January, but the customer doesn't pay until February. Which Month should the company recognizethe revenue and expenses? Create a journal entry for both January and Febraury.

Answers

Answer:

The company should recognize the revenue in January, when the goods were sold, and recognize the expenses in the same period, even though the customer does not pay until February. This follows the accrual accounting method, which recognizes revenue when it is earned and expenses when they are incurred, regardless of when cash is exchanged.

Journal entry for January:

Accounts Receivable [Debit]

Sales Revenue [Credit]

Journal entry for February:

Cash [Debit]

Accounts Receivable [Credit]

Explanation:

Hi, How is your first week on Project Excite going? We need to deliver the test version of your product for review in a week. If you need support, let your teammates or me know, and we will do our best to help. Here is everyone’s availability over the next week. Ravi = fully booked all week Kara = some time Monday and Friday Mark = some time Monday and Tuesday Thanks, Nadia Loomis Task With the upcoming deadline, you need help to finish the project. Consider what additional information you would like to know before responding to Nadia. Question 1 of 4 How useful is knowing the flexibility to push back your deadline? Please rate from Not useful to Highly useful using the buttons below. Not useful Highly useful

Answers

Answer:

Highly useful. Knowing the flexibility to push back the deadline can help in managing time and resources effectively, and ensure that the test version of the product is delivered on time with high quality.

Explanation:

Rosa created a database of addresses and information about each student in her homeroom class. She wants to display only the name and birthday in the table, without removing the other information. What is the best way to simplify her table?

Answers

The best way for Rosa to be able to simplify her table so as to display only the name and birthday in the table, is to use the "Hide" function in her spreadsheet software.

How to hide cells on spreadsheet ?

Most spreadsheet software allows you to hide specific columns or rows that you don't want to display, without actually removing the data from the table. To do this, Rosa can follow these steps:

Select the columns that contain the information she wants to hide (e.g., address, phone number, etc.)Right-click on the selected columns and choose "Hide" or "Hide columns"The selected columns will disappear from view, leaving only the name and birthday columns visibleTo unhide the columns later, simply select the adjacent columns on either side of the hidden columns, right-click, and choose "Unhide" or "Unhide columns"

This way, Rosa can keep all the information about each student in her database, but display only the columns that are relevant to her current needs.

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what advantages do robo-advisors have over their human counterparts

Answers

Answer:

Robo-advisors have several advantages over their human counterparts, including:

Lower fees: Robo-advisors typically charge lower fees than human advisors, making them a more cost-effective option for many investors.

Consistent advice: Robo-advisors use algorithms to provide investment advice, which means their recommendations are consistent and not influenced by emotions or biases.

Accessibility: Robo-advisors are available 24/7 and can be accessed from anywhere with an internet connection, making them more accessible to investors who may not have the time or resources to meet with a human advisor in person.

Personalization: Robo-advisors use data-driven algorithms to provide personalized investment advice based on an investor's risk tolerance, financial goals, and other factors.

Transparency: Robo-advisors typically provide transparent reporting and clear explanations of investment decisions, giving investors a better understanding of how their money is being invested.

Explanation:

Which food must be cooked to at least 145°F (63°C)?
O a. Cheese fries
O b. Baked potatoes
c. Steamed broccoli for a buffet table
O d. Scrambled eggs for a customer order

Answers

Answer:

d scrambled eggs

Explanation:

Answer:d

Explanation:

what impact does an increase in employees salary have on his tax payable​

Answers

Answer:

they will have to pay more money in taxes since they have more money.

Explanation:

Well from what I know already the amount of money that someone makes will depend on how much they have to pay for payable taxes, and this means that if they get an increased salary earning, they then have to pay more tax money.

1
Select the correct answer from each drop-down menu.
Identify the Hofstede theory dimension in the situation given below.
As per the cultural dimensions theory,
preference for living in a close-knit group.
is a person's choice to live independently, while
Reset
Next
is a person's

Answers

Answer:

Please provide more context or information so I can assist you better.

Explanation:

Cone Corporation is in the process of preparing its December 31, 2021, balance sheet. There are some questions as to the proper
classification of the following items:
a. $54,000 in cash restricted in a savings account to pay bonds payable. The bonds mature in 2025.
b. Prepaid rent of $28,000, covering the period January 1, 2022, through December 31, 2023.
c. Notes payable of $208,000. The notes are payable in annual installments of $24,000 each, with the first installment payable on
March 1, 2022.
d. Accrued interest payable of $16,000 related to the notes payable.
e. Investment in equity securities of other corporations, $88,000. Cone intends to sell one-half of the securities in 2022.

Answers

Answer:

a. The $54,000 in cash restricted in a savings account to pay bonds payable should be classified as a non-current asset, since the bonds do not mature until 2025.

b. The prepaid rent of $28,000 should be classified as a current asset for the year 2022, and as a non-current asset for the year 2023, since it covers both years.

c. The notes payable of $208,000 should be classified as a non-current liability, since the first installment is not due until March 1, 2022, after the balance sheet date.

d. The accrued interest payable of $16,000 related to the notes payable should be classified as a current liability, since it is due within one year of the balance sheet date.

e. The investment in equity securities of other corporations, $88,000 should be classified as a current asset, since Cone intends to sell one-half of the securities in 2022. The remaining half should be classified as a non-current asset.

Explanation:

six steps of purchasing process ​

Answers

Answer:

these are the steps:

Explanation:

Step 1: Identification of the need.

Step 2: The description of the product characteristics.

Step 3: Drafting the specifications. Is it necessary to issue a tender ?

Step 4: Supplier sourcing. Step 5: In-depth analysis of applications. ...

Step 6: Preparing for the negotiation.

Answer:

The six steps of the purchasing process are:

Recognition of Need: This is the first step in the purchasing process where the buyer identifies a need for a particular product or service. This can be due to various reasons such as the product being outdated or the buyer has a new requirement.

Information Search: Once the need is identified, the buyer will begin researching to gather information about the available options. This can include searching online, talking to friends and family, or contacting vendors for product details.

Evaluation of Alternatives: After gathering information about the available options, the buyer will evaluate and compare the alternatives based on factors such as price, quality, and features.

Purchase Decision: Once the evaluation is complete, the buyer will make a purchase decision based on the evaluation results. The purchase decision can be influenced by factors such as product availability, price, and the reputation of the vendor.

Purchase: After making the purchase decision, the buyer will proceed to purchase the product or service from the chosen vendor.

Post-purchase Evaluation: After the purchase is made, the buyer will evaluate the product or service to determine if it met their expectations. This can influence future purchasing decisions and the buyer's perception of the vendor's brand.

Explanation:

PLEASE HURRY I NEED THIS NOW
Some HR workers investigate possible company violations. Why is it important for these workers to reserve judgment and be impartial? Explain in your own words. Then, imagine a situation in which someone may NOT reserve judgment and/or may NOT be impartial. Describe that situation.

Answers

Answer: hope you fail lol

Explanation:

Being impartial entails being unbiased toward any individual or point of view, being open-minded, and treating everyone equally.

Explain about the importance impartial judgement in business?

Employee opinions of a company's ethics can have positive effects and provide better financial outcomes.

Employee performance, work happiness, organizational commitment, trust, and behaviors associated with organizational citizenship can all be improved by perceived ethical behavior.Successful and ethical treatment depends on maintaining professional boundaries and neutrality. Professional social workers are mindful of their own needs and take precautions to avoid bringing unresolved personality issues into therapeutic partnership.Making moral decisions is consistent with good citizenship and helps to build and sustain trust.They also show respect, accountability, justice, and care. By establishing underlying ground rules for human behavior, these behaviors serve as a foundation for better decision-making.

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suppose the scope triangle were modified as follows resource availability occupies the center and the three side scope, cost and schedule. internet this triangle as if it were a system in balance. what is likely to happen when a specific resource on your project is concurrently allocated to more and more projects? as a project manager how would you deal with these situations? be specific.​

Answers

The system is in balance, therefore changing any project constraint will have its impact on the other constraints. Since the Resource is at the centre of the project triangle, resource availability is the top priority of the project.

What are some other constraints?

Other constraints may be required to be changed if the project is to meet resource availability compulsorily. Time: Resource availability will have an impact on the project schedule and vice versa. If the schedule is compressed additional resource deployment shall be required to complete the activities in compressed time. Again in this case with resource availability being the top priority and limited, the schedule may be required to increase. Cost: Additional resource deployment will increase the cost which is also known as crashing or in another case if the scope of the project is increased.

As a project manager to maintain the balance, the cost has to be maintained at this level if other constraints do not change.

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Training programs for business

Answers

Top 10 Small Business Training Programs:

1. EdApp

2. Pluralsight

3. GoSkills

4. Coursera

5. A Cloud Guru

6. Learning

7. CBT Nuggets

8. Infosec

9. HubSpot Academy

10. Trainual

Hope it helped! :)

Look at the circular flow diagram. Choose and define an environmental issue. Using the diagram as a guide, explain how the environmental issue you chose affects the relationship between business and factor market.

Answers

Households and governments are connected from the viewpoint of an economic unit. The government collects tax money from homes and uses it for the benefit of the people. Households earn money by either founding their own enterprises or working for corporations.

Explain how the environmental issue you chose has an impact on the relationship between company and the factor market.

Air pollution is one example of an environmental issue that may affect how the public and the government interact. Many drive their own cars to work, and the number of cars on the road is increasing every day, adding to air pollution.

Regulations that prohibit the use of personal vehicles and encourage the use of public transportation can be put in place, which will benefit the government because it will get direct tax money from families.

In terms of an economic unit, the government and the household are connected. The government then uses the taxes that households pay to benefit the general public.

Families generate income by taking jobs at other companies or starting their own.The four main components of the factor market are capital, labor, land, and entrepreneurship.Companies should look for ways to reduce expenses, damage the environment (land), and maintain the health of their workforce.for impending investments in more environmentally friendly production.

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Part III. TRUE/FALSE (5pt) 1. Paragraphs encompass the text up to and including the paragraph mark (1. 2. Paragraph formatting requires the paragraph to be selected prior to formatting. 3. When a paragraph is right-aligned, the Align Right button on the Formatting toolbar is sel 4. To enter text in a document, you type on the keyboard or speak into the microphone. 5. If a word is typed that is not in Word's dictionary, a red wavy underline appears below th​

Answers

Answer:

1. True

2. False

3. False

4. True

5. True

Explanation:

Answer:

1.True

2.True

3.True

4.True

5.True

Explanation:

Shahia Company bought a building for $77,000 cash and the land on which it was located for $110,000 cash. The company paid transfer costs of $19,000 ($6,000 for the building and $13,000 for the land). Renovation costs on the building before it could be used were $31,000.

2. Compute straight-line depreciation at the end of one year, assuming an estimated 10-year useful life and a $10,000 estimated residual value.

Answers

Answer:

To compute straight-line depreciation for one year, we need to first find the depreciable cost of the building, which is the cost of the building minus the estimated residual value.

Depreciable cost of the building = Cost of building - Estimated residual value

= $77,000 - $10,000

= $67,000

Next, we need to divide the depreciable cost by the estimated useful life to get the annual depreciation expense.

Annual depreciation expense = Depreciable cost / Estimated useful life

= $67,000 / 10

= $6,700

Therefore, the straight-line depreciation at the end of one year is $6,700.

Briefly define the following terminologies:
A,Degeneracy ​
(B)         Slack variable;
(C)         Project;
(D)         Critical path;
(E)         Optimistic time;
 (G)         Artificial variable;
(H)         Alternative optimal solution

Answers

Answer:

hhh is the answer

Explanatjiiii jno

When using the direct write-off method off accounting for uncollectible account:

Answers

Answer:

im doing this for points

Explanation:

Which statement describes the main advantage of investing in savings bonds
compared to stocks?
O A Savings bonds never expire.
OB. Savings bonds can be invested in more than one company.
OC. Savings bonds offer a guaranteed rate of return.
OD. Savings bonds offer a share in a company.

Answers

Option C. The main advantage of investing in saving bonds is that Savings bonds offer a guaranteed rate of return.

What is the advantage of saving in bonds

The main advantage of investing in savings bonds compared to stocks is that savings bonds offer a guaranteed rate of return (option C). This means that the investor knows exactly how much they will earn in interest over the life of the bond, which can help with financial planning and budgeting.

In contrast, stocks do not offer a guaranteed rate of return and their value can fluctuate significantly over time based on market conditions and other factors. While it is possible for stocks to provide higher returns than savings bonds, they also come with greater risk and volatility. Additionally, savings bonds do have an expiration date, but they generally have a longer maturity period than stocks and can be held for up to 30 years.

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5. The current level of money supply in the economy is 10million USD. However the economy needs 50million USD. If the reserve requirement is 15%, what the government should make to meet the amount of money supply its economy needs? ​

Answers

The reserve requirement ratios specified in the Board's Regulation are used to determine the dollar amount of a depository institution's reserve requirement...

What is the other meaning of requirement?

This science course is a graduation requirement. Synonyms and Related Words. Must. Relevance. Food, clothing, personal maintenance and necessary incidentals, shelter, and household maintenance are examples of basic necessities. A requirement is something that is required or required to have or do. The primary distinction between need and requirement is that needs are goals and objectives that a business must achieve, whereas requirements are the actions we must take in order to achieve a need. We sometimes use the words need and requirement interchangeably.

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Can you think of any case in which some decisions would be valuable as a matter of social policy but bad as a matter of personal ethics? Expound.

Answers

Yes, one example of decision that could be valuable as a matter of social policy but bad as a matter of personal ethics is the use of eminent domain to acquire private property for public use.

What are ethics?

Ethics refer to a set of principles or values that guide behavior and decision-making, typically in a professional or societal context. Ethics can be based on various sources such as religion, philosophy, culture, or law. Ethical considerations may include concepts such as fairness, justice, honesty, respect for others, and responsibility. It is important to recognize that ethical principles may vary across different cultures, professions, or situations, and may evolve over time. Ethical behavior often involves balancing competing interests and making difficult choices based on sound judgment and critical thinking. Adhering to ethical standards can promote trust, integrity, and social responsibility, and can help individuals and organizations avoid legal or reputational risks.

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Compared to loans requiring simple interest payments, an amount owed on a bank loan based on compound interest depends more heavy on which of the following ?
A. The purpose of the loan
B. The current loan balance
C. The frequency of payments
D. The amount of the loan principal

Answers

Answer:

C. The frequency of payments.

In compound interest, the interest amount is calculated based on the principal amount plus the accumulated interest from previous periods. The frequency of compounding determines how often the interest is added to the principal amount, which means that the more frequent the compounding, the faster the interest accumulates. Therefore, the frequency of payments plays a more significant role in determining the amount owed on a bank loan based on compound interest compared to loans requiring simple interest payments. The purpose of the loan, the current loan balance, and the amount of the loan principal may affect the interest rate charged on the loan, but they do not have as significant an impact on the amount owed as the frequency of payments.

Explanation:

Answer:

D. The amount of the loan principal.

Explanation:

The amount owed on a bank loan based on compound interest depends more heavily on the amount of the loan principal because the interest is calculated based on the principal balance, which includes both the initial loan amount and any accrued interest. As interest accumulates over time, it adds to the principal balance, and the interest charged on the loan will be calculated on this increased balance. The purpose of the loan, current loan balance, and frequency of payments can all affect the total amount owed, but they do not have as significant an impact as the loan principal when it comes to compound interest.

Other Questions
Please help! please, clearly show where you getting each number for the Equation. The existing answers are wrong. thank you!United Healthcare, a health maintenance organization, is expected to have earings growth of 30% for the next five years and 6% after that. The dividend payout ratio will be only 10% during the high growth phase, but will increase to 60% in steady state. The stock has a beta of 1.65 currently , But the beta is expected to drop to 1.10 in steady state. (The Treasury bond rate is 7.25%a. Estimate the price-book value ratio for United Healthcare, given the inputs as given.b. How sensitive is the price-book value ratio to estimates of growth during the high growth period?c. United Healthcare trades at a price-book value ratio of 7.00. How long would extraordinary growth have to last (at a 30% annual rate) to justifythis PBV ratio? Which of these processes in the water cycle causes dew to form in the morning?CondensationTranspirationEvaporationPrecipitation What did India have that was of such value to the English? Select one: a. access to China and the rest of East Asia b. spices and other exotic goods that were in great demand in Europe c. enough open land to make the largest empire in the world d. a work force that provided cheap labor for British factories what is the ultimate source of energy on this planet and how all organisms are dependent on it ?Compare aerobic respiration and fermentation in terms of:b. end products. a. efficiency of obtaining energy from glucose How does an appellate court differ from a trial couHow does an appellate court differ from a trial court?ResponsesAn appellate court examines more witnesses.An appellate court examines more witnesses.An appellate court reviews another court's decision.An appellate court reviews another court's decision.An appellate court decides issues of fact.An appellate court decides issues of fact.An appellate court usually has rt? number patternplease help!!! Find about a debatable quote from peer review article which talks about negative effects of social media on mental health and relationships? The quote should be 4 to 5 lines? You observe that when oil and water combine, oil always rests on top of the water. What can be said about the density of oil and water? The density of oil must be greater than the density of water. The density of oil must be less than the density of water. The density of oil must be the same as the density of water. You will write an immigration story. Your story must be at least three paragraphs. You have two options:1. Write the story of how you came to the United States2. Write the story of how a family member came to the United States PLEASE HELP EXPERTSOne type of Personal Noise is:A. MessagesB. Semantic noiseC. FeedbackD. PrejudiceE. Physical noise What are the limitations of negative, spore, and capsule staining?What alternative or supplementary methods can be used to accountfor those limitationsPlace references and credible sources. I need help please with this solving problem anyone please ?!!!! Thank you :))))) Money as a store of value is preferred over other assets, such as stocks and bonds, because a. It is more valuable. b. It depreciates in value quickly, c. It avoids a double coincidence of wants. d. It is the most liquid store of value. What is the correct numerical expression for "12 times the sum of 5 and 25 minus 2?" (12 x 5) + 25 2 12 x (5 + 25) 2 12 x (5 + 25 2) 12 x 5 + (25 2) Using the expenditure approach, the GDP accounting identity for a closed economy is:Y = C + I + GUsing the income approach, we know that all income is either spent on consumption, saved or goes to pay taxes:Y = C + S + Ta) Show that leakage (S + T) must be identically equal to injections (I + G).b) Suppose we stipulate the following functional forms:Y = AE in equilibriumAE = C + I + GT = Ta + t YC = A + b YDYD = Y TDetermine mathematically whether leakages (S+T) increase or decrease when the tax rate (t) increases?Hint: derive an expression for S + T. Then differentiate it with respect to t. Energy for life what would likely happen to the kelpIf the otter dies off? What was the most significant reason why Franklin Delano Roosevelt delayed entering the United States into World War 11?OA Japan's attack on Pearl Harbor left the United States with a weakened militaryOB There was significant public opinion against entering the warOC He was attempting to negotiate a treaty with HitlerOD Hitler had not yet invaded another country Why is screening not necessary to select for microbes that have been edited using the Cas9 system?a. The edited microbes include green fluorescent protein which eliminates the need to grow the cells on a plate containing antibiotic. b. The Cas9 system converts mutant cells to wild-type, which will grow on any media whereas the mutants will not.c. Microbes that have not repaired the cut by insertion of donor DNA cannot carry out nonhomologous end joining and chromosome breaks are lethal. Why did the Indrustrial Revolution cause people to move from farms to cities? Course: Microeconomics - Cost and ProductionA firm produces shoes using L (labor) and machines (K). Its production function is Q = K1/3 L2/3.Assuming K fixed at 8, price of capital (r) is $4 and wage(w) is $2, find and plot the short-run cost curves.Also show that CMeT (AMC) reaches its value at the level of production where it equals Marginal Cost (MC). And show that CMeT (AMC) is ALWAYS decreasing at the beginning due to fixed cost.Demonstrations should use the necessary calculations.