The NPV resulting from the optimum investment plan is £1,110,000
The optimum investment plan for the company is to invest in projects A and B. This is because these projects have the highest NPV/investment ratios, which means that they will provide the highest return on investment.
To calculate the NPV resulting from the optimum investment plan, we need to add the NPV of the projects that the company will invest in. The NPV of project A is £300,000 and the NPV of project B is £810,000. Therefore, the NPV resulting from the optimum investment plan is:
NPV = £300,000 + £810,000 = £1,110,000
The correct answer is d. £1,110,000.
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You have just had your 30th birthday. you have two children. one will go to college 10 years from now and require four beginning-of-year payments for college expenses of $10,000, $11,000, $12,000, and $13,000. the second child will go to college 15 years from now and require four beginning-of-year payments for college expenses of $15,000, $16,000, $17,000, and $18,000. in addition, you plan to retire in 30 years. you want to be able to withdraw $50,000 per year (at the end of each year) from an account throughout your retirement. you expect to live 20 years beyond retirement. the first withdrawal will occur on your 61st birthday. what equal, annual, end-of-year amount must you save for each of the next 30 years to meet these goals, if all savings earn a 13 percent annual rate of return?
You would need to save $16,966.85 per year for each of the next 30 years to meet these goals.
To meet these goals, we need to calculate the present value of each of the expenses and then find the annual payment that would be required to fund them. We can do this using the formula for the present value of an annuity:
PV = PMT × [(1 - (1 + r)^(-n)) / r]
Where PV is the present value, PMT is the payment, r is the annual interest rate, and n is the number of periods.
First, let's calculate the present value of the college expenses for the first child:
PV1 = $10,000 × [(1 - (1 + 0.13)^(-4)) / 0.13] = $31,543.72
Next, let's calculate the present value of the college expenses for the second child:
PV2 = $15,000 × [(1 - (1 + 0.13)^(-4)) / 0.13] = $47,315.58
Now, let's calculate the present value of the retirement withdrawals:
PV3 = $50,000 × [(1 - (1 + 0.13)^(-20)) / 0.13] = $389,424.49
Finally, let's find the present value of all of these expenses:
PV = PV1 + PV2 + PV3 = $31,543.72 + $47,315.58 + $389,424.49 = $468,283.79
Now, we can use the formula for the present value of an annuity to find the annual payment that would be required to fund these expenses:
$468,283.79 = PMT × [(1 - (1 + 0.13)^(-30)) / 0.13]
Solving for PMT, we get:
PMT = $468,283.79 / [(1 - (1 + 0.13)^(-30)) / 0.13] = $16,966.85
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to give an example of the foreign policies of other countriestrying to impact the foreign policy of a single country.
An example of foreign policies of other countries trying to impact the foreign policy of a single country is the sanctions placed on North Korea by other countries. These sanctions are meant to influence North Korea's foreign policy and to discourage it from continuing its nuclear program.
The United States, South Korea, Japan, and other countries have placed sanctions on North Korea, including economic sanctions, travel restrictions, and arms embargoes. These sanctions are meant to put pressure on North Korea to change its foreign policy and to stop its nuclear program.
Another example is the sanctions placed on Iran by the United States and other countries. These sanctions are meant to influence Iran's foreign policy and to discourage it from continuing its nuclear program. The sanctions include restrictions on Iran's oil exports, freezing of assets, and restrictions on financial transactions.
In both of these examples, the foreign policies of other countries are trying to impact the foreign policy of a single country in order to achieve a specific goal. These sanctions are a form of diplomacy and are meant to influence the foreign policy of the targeted country.
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Do you think it is vital for an organization to have staff thatreflects the community they serve?
Yes, it is vital for an organization to have staff that reflects the community they serve. This is important for several reasons:
1. It promotes diversity and inclusion within the organization, which can lead to a more creative and innovative work environment.
2. It ensures that the organization understands and is sensitive to the needs and concerns of the community it serves.
3. It can help build trust and credibility with the community, as they are more likely to feel represented and heard.
4. It can lead to better decision-making, as diverse perspectives and experiences can be taken into consideration.
Overall, having staff that reflects the community they serve can lead to a more successful and effective organization.
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Describe how complying with the Australian Packaging Covenant
voluntary code of practice could affect the way a company does
business.
Complying with the Australian Packaging Covenant voluntary code of practice can affect the way a company does business in several ways.
The company may need to invest in new technology and processes to ensure that their packaging meets the requirements of the code. This could lead to increased costs for the company in the short term. However, in the long term, this investment could lead to cost savings as the company may be able to reduce the amount of packaging they use, which could result in lower production costs. Additionally, by complying with the code, the company could improve their reputation and attract customers who value environmentally-friendly practices. This could lead to increased sales and profitability for the company.
Overall, complying with the Australian Packaging Covenant voluntary code of practice can have a significant impact on the way a company does business, but it can also lead to potential benefits in terms of cost savings, reputation, and sales.
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Jason Snyder's pension expense includes a service cost of $10 million. Jason began the year with a pension liability of $24 million (underfunded pension plan).Required:Prepare the appropriate general journal entries to record Harrison’s pension expense in each of the above independent situations regarding the other (non-service cost) components of pension expense ($ in millions):1- Interest cost, $11; expected return on assets, $5; amortization of net loss, $4.2- Interest cost, $11; expected return on assets, $5; amortization of net gain, $4.3- Interest cost, $11; expected return on assets, $5; amortization of net loss, $4; amortization of prior service cost, $8 million.
The general journal entries to record Jason Snyder's pension expense in the given situations are: 1. Dr Pension Expense $20 million Cr Pension Liability $20 million, 2. Dr Pension Expense $12 million Cr Pension Liability $12 million, and 3. Dr Pension Expense $28 million Cr Pension Liability $28 million.
The appropriate general journal entries to record Jason Snyder's pension expense in each of the above independent situations are as follows.
Journal entries1- Interest cost, $11; expected return on assets, $5; amortization of net loss, $4.
Debit Pension Expense $20 million (10 + 11 + 4 - 5)
Credit Pension Liability $20 million
2- Interest cost, $11; expected return on assets, $5; amortization of net gain, $4.
Debit Pension Expense $12 million (10 + 11 - 5 - 4)
Credit Pension Liability $12 million
3- Interest cost, $11; expected return on assets, $5; amortization of net loss, $4; amortization of prior service cost, $8 million.
Debit Pension Expense $28 million (10 + 11 + 4 + 8 - 5)
Credit Pension Liability $28 million
In each of these situations, the pension expense is calculated by adding the service cost, interest cost, and amortization of net loss or gain, and subtracting the expected return on assets. The resulting amount is then recorded as a debit to pension expense and a credit to pension liability.
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Sunco Oil has three different processes that can be used to manufacture various types of gasoline. Each process involves blending oils in the company’s catalytic cracker. Running process 1 for an hour costs $20 and requires two barrels of crude oil 1 and three barrels of crude oil 2. The output from running process 1 for an hour is two barrels of gas 1 and one barrel of gas 2. Running process 2 for an hour costs $30 and requires one barrel of crude 1 and three barrels of crude 2. The output from running process 2 for an hour is three barrels of gas 2. Running process 3 for an hour costs $14 and requires two barrels of crude 2 and three barrels of gas 2. The output from running process 3 for an hour is two barrels of gas 3. Each month, 4000 barrels of crude 1, at $45 per barrel, and 7000 barrels of crude 2, at $55 per barrel, can be purchased. All gas produced can be sold at the following per-barrel prices: gas 1, $85; gas 2, $90; gas 3, $95. Determine how to maximize Sunco’s profit (revenues less costs). Assume that only 2500 hours of time on the catalytic cracker are available each month.
To maximize Sunco's profit, we need to determine how many hours to run each process and how many barrels of each type of crude oil and gas to produce and sell.
We can do this by setting up a linear programming problem with the following decision variables:
x1 = hours to run process 1
x2 = hours to run process 2
x3 = hours to run process 3
c1 = barrels of crude 1 to purchase
c2 = barrels of crude 2 to purchase
g1 = barrels of gas 1 to produce and sell
g2 = barrels of gas 2 to produce and sell
g3 = barrels of gas 3 to produce and sell
The objective function is to maximize profit, which is the difference between revenues and costs:
maximize P = 85g1 + 90g2 + 95g3 - 45c1 - 55c2 - 20x1 - 30x2 - 14x3
The constraints are based on the available resources and the requirements of each process:
c1 <= 4000 (available crude 1)
c2 <= 7000 (available crude 2)
x1 + x2 + x3 <= 2500 (available time on catalytic cracker)
2x1 <= c1 (crude 1 required for process 1)
3x1 + 3x2 <= c2 (crude 2 required for processes 1 and 2)
3x3 <= g2 (gas 2 required for process 3)
g1 = 2x1 (gas 1 produced from process 1)
g2 = x1 + 3x2 - 3x3 (gas 2 produced from processes 1, 2, and 3)
g3 = 2x3 (gas 3 produced from process 3)
All decision variables must also be non-negative:
x1, x2, x3, c1, c2, g1, g2, g3 >= 0
We can solve this linear programming problem using a software package such as Excel Solver or LINGO. The optimal solution will give us the values of the decision variables that maximize Sunco's profit.
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Given the following information on a MPT, what is the total cash flow available to investors in year 8?
•10 year FRM, fully amortizing, annual payments.
•No prepayment or default
•100 loans in the pool
•Average starting balance of $350,000/loan
•Coupon rate 5% (Mortgage rate 5%)
•No servicing/guarantee fees
The total cash flow available to investors in year 8 is $4,532,775. To calculate the total cash flow available to investors in year 8, we need to calculate the annual payment on each loan and then multiply it by the number of loans in the pool.
First, let's calculate the annual payment on each loan using the following formula:
[tex]P = (r * PV) / (1 - (1 + r)^(-n))[/tex]
Where:
P = annual payment
r = annual interest rate
PV = present value (starting balance)
n = number of years
Plugging in the given values:
[tex]P = (0.05 * 350000) / (1 - (1 + 0.05)^(-10))[/tex]
P = 17500 / (1 - 0.613913253540759)
P = 17500 / 0.386086746459241
P = 45327.75
Now, let's calculate the total cash flow available to investors in year 8 by multiplying the annual payment by the number of loans in the pool:
Total cash flow = P * number of loans
Total cash flow = [tex]45327.75 * 100[/tex]
Total cash flow = 4532775
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Gong Li has recently inherited $10,000 and is considering purchasing 10 bonds of the Lucky Corporation. The bond has a par value of $1,000 with 10 percent coupon rate and will mature in 10 years. Does Gong Li have enough money to buy 10 bonds if the required rate of return is 9 percent?
Gong Li does not have enough money to buy 10 bonds.
Does Gong Li have enough money?In order to determine if he will have enough money to buy the bonds, the present value of the 10 bonds have to be determined.
Par value of the 10 bonds = 1000 x 10 = 10,000
Interest = 10% x 10,000 = $1,000
Present value = (1,000 / 1.09) + (1,000 / 1.09²) + (1,000 / 1.09³) + (1,000 / 1.09^4) + (1,000 / 1.09^5) + (1,000 / 1.09^6) + (1,000 / 1.09^7) + (1,000 / 1.09^8) + (1,000 / 1.09^9) + (1,000 / 1.09^10) + (10,000 / 1.09^10) = $10,641.77
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Security A will pay 5 in outcome 1, 7 in outcome 2, and 9 in outcome 3. Security B will pay 2 in outcome 1, 4 in outcome 2, and 8 in outcome 3. Security C will pay 9 in outcome 1, 1 in outcome 2, and 3 in outcome 3. Both securities A and C currently sell for $5 and security B currently sells for $3. What would be the value of security D, which will pay 1 in each of the three outcomes?
The value of security D can be determined by finding the weighted average of the values of securities A, B, and C. The value of security D is $16.
The weighted average is calculated by multiplying each security's value by its probability of occurring and then summing the results. Since each outcome has an equal probability of occurring, the weighted average will be the average of the values of the three securities.
The value of security D can be calculated as follows:
Value of security D = (1/3) * (5 + 7 + 9) + (1/3) * (2 + 4 + 8) + (1/3) * (9 + 1 + 3)
Value of security D = (1/3) * 21 + (1/3) * 14 + (1/3) * 13
Value of security D = 7 + 4.67 + 4.33
Value of security D = $16
Therefore, the value of security D is $16.
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Maldives Winery operates a wine outlet in a tourist area. One gallon bottles sell for $12. Daily fixed costs are $3,000, and variable costs are $6 per gallon. An average of 750 gallons are sold each day. Clearwater has a capacity of 800 gallons per day. a. Determine the average cost per gallon. b. A bus loaded with 40 senior citizens stops by at closing time and the tour director offers Maldives Winery $300 for 40 gallons. Maldives Winery refuses, saying they would lose $2.50 on each gallon. Is Maldives Winery correct about losing the $2.50? Why or why not? c. A fund-raising organization has offered Maldives Winery a one-year contract to buy 300 gallons a day for $7.50 per gallon. Should they accept the offer? Why or why not?
A. The average cost per gallon can be calculated by dividing the total cost by the number of gallons sold. The total cost includes the fixed cost and the variable cost.
Total cost = Fixed cost + Variable cost
= $3,000 + ($6 × 750)
= $3,000 + $4,500
= $7,500
Average cost per gallon = Total cost / Number of gallons sold
= $7,500 / 750
= $10
B. Maldives Winery is correct about losing $2.50 on each gallon if they sell it for $300 for 40 gallons. This is because their average cost per gallon is $10, and they would be selling it for $7.50 per gallon ($300 / 40 gallons = $7.50 per gallon). The difference between the average cost and the selling price is $2.50, which is the amount they would lose on each gallon.
C. Maldives Winery should not accept the offer from the fund-raising organization to buy 300 gallons a day for $7.50 per gallon. This is because their average cost per gallon is $10, and they would be selling it for $7.50 per gallon, which means they would be losing $2.50 on each gallon. Over the course of a year, they would lose $2.50 × 300 gallons × 365 days = $273,750. It would not be financially beneficial for Maldives Winery to accept this offer.
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Is there room for interdepartmental collaboration in everyorganization? Or does this need to be reduced in certainorganizations? If so, why?
No,there is no room for interdepartmental collaboration in every organization.Regularly working together with people outside of your own team or department is one of the most effective ways to build trust.So there is no need of separation.
Interdepartmental collaboration is a key aspect of organizational success. However, the degree to which it is necessary and beneficial can vary depending on the specific organization.
In some organizations, interdepartmental collaboration may be essential for achieving goals and maintaining efficient operations. This is particularly true in organizations with complex operations that require coordination across multiple departments. In such cases, collaboration can help to improve communication, prevent misunderstandings, and foster a sense of teamwork and shared purpose.
However, in other organizations, excessive interdepartmental collaboration may be unnecessary or even counterproductive. This may be the case in organizations with simpler operations, where collaboration can lead to unnecessary bureaucracy and slow decision-making. In such cases, it may be more beneficial for departments to operate more independently and make decisions more quickly.
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#3 is in refrence for question 7, I DO NOT NEED 3 answerd. Please guve step by step for question 7.
XYZ Is expected to pay dividends on it's common stock (i.e.,) D1) of $3 over the next year. Dividends have been growing steadily at 3% for years. Currently, investors are requiring a return of 15% for an investment in XYZ common stock. What is the value of 200 shares of XYZ common stock today?
The value of 200 shares of XYZ common stock today is $510. The value of 200 shares of XYZ common stock today is calculated by discounting expected future dividends at the required rate of return.
The present value of the expected dividends is calculated as follows:
PV = D1 / (1 + r)1 + D1 / (1 + r)2 + … + D1 / (1 + r)n
Where:
Therefore, the present value of the expected dividends for 200 shares of XYZ common stock is:
PV = 3 / (1 + 0.15)1 = $2.55
The value of 200 shares of XYZ common stock today is then:
Value = PV x 200 shares = $2.55 x 200 = $510
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2. You are working as an Administrative Assistant in the Human Resource Department at ABC Company based in Brampton, Ontario. One of the employees has approached you to ask if she works 51 hours next week instead of her normal 40 hours, is she entitled to overtime pay? If so, how would this be calculated? Use the Employment Standards Act for Ontario to answer this question (quote directly from the website and cite correctly).
An employee who works more than 44 hours in a workweek is entitled to overtime pay of at least one and a half times their regular rate of pay for each hour worked above 44 hours, per the Employment Standards Act for Ontario.
A legal framework known as the Employment Standards Act outlines the minimal requirements for employment in Ontario, Canada. The Act stipulates rules for things like minimum wage, overtime compensation, vacation time, public holidays, termination and severance pay, among other things. Regardless of the size of the business or the nature of the job being done, the Act is applicable to the majority of employees in Ontario. The Employment Standards Act was created to safeguard employees' rights and guarantee that they get fair treatment at work. The standards and rules of the Act must be followed by employers; failure to do so may result in legal action and penalties.
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1. If the Treasury bond yield in UK is 9% whereas you can borrow from Japan at 3% annual interest rates. If the one year forward rate is 100 Yen against GBP which is now trading at the spot rate of 152 Yen/GBP. If you can borrow one million Yen from Japan then how much profit can you make by conducting covered interest arbitrage in a year? Please show the steps.
2. If suddenly export goes up 10% annually due to Covid and every other thing remain constant then what will happen to the exchange rate between USD and taka. Make sure you draw a diagram to show your answer.
3. If you find out that 86.5 BDT/USD and 72.5 INR/USD but in the market 1 INR is exchanged for 1.21 taka. If you can borrow $500 and there is an arbitrage opportunity then conduct one arbitrage by drawing a diagram how would you do it and your profit.
4. A) If in 2010 one INR equals to 1.69 BDT but today it is 1.16 BDT then how much BDT has appreciated?
B) If Bid rate is 74.5 INR/USD and Bid-Ask spread is 0.66% then what should be the ASK rate of Indian Rupee?
1. The one year forward rate is 100 Yen against GBP which is now trading at the spot rate of 152 Yen/GBP, then conducting a covered interest arbitrage would yield a profit of 1,000,000 x (1.09 - 1.03) = 60,000 Yen in a year.
2. If the Bid rate of Indian Rupee is 74.5 INR/USD and the Bid-Ask spread is 0.66%, then the ASK rate of Indian Rupee would be 74.5 x (1 + 0.0066) = 75.019 INR/USD.
About the arbitrageThe steps for the arbitrage are as follows:
a) Borrow 1,000,000 Yen from Japan at 3% annual interest rate.
b) Exchange the 1,000,000 Yen for GBP at the spot rate of 152 Yen/GBP, so you would get 6,539,743.68 GBP.
c) Invest the 6,539,743.68 GBP at 9% annual interest rate for one year.
d) At the end of one year, exchange the GBP back to Yen at the one year forward rate of 100 Yen/GBP, to receive 6,539,743.68 x 100 = 653,974,368 Yen.
e) Pay back the 1,000,000 Yen loan to Japan plus the interest accrued at 3%, and you would be left with a profit of 653,974,368 - (1,000,000 x 1.03) = 60,000 Yen.
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Analyze top conglomerate communication of media industry.Analyze top 5 industries.
After analyse then add the conclusion of one page in ur own words.
( Analyze top 5 industries one by one )
The top conglomerate communication of media industry include the following:
Walt Disney CompanyComcast CorporationViacomCBSAT&T21st Century FoxEach of these companies control a significant portion of the media industry through ownership of various media outlets such as television networks, film studios, and publishing companies.
One by one, let's analyze the top 5 industries:
Walt Disney Company: This company is one of the largest media conglomerates in the world, owning properties such as ABC, ESPN, and Marvel Studios. It also operates theme parks and resorts around the world.Comcast Corporation: This company is the largest cable television provider in the United States and also owns NBCUniversal, which includes NBC, Telemundo, and Universal Pictures.ViacomCBS: This company was formed through the merger of Viacom and CBS Corporation, and owns properties such as MTV, Nickelodeon, and Showtime.AT&T: This company is one of the largest telecommunications companies in the world, and also owns WarnerMedia, which includes properties such as HBO, CNN, and Warner Bros. Pictures.21st Century Fox: This company owns properties such as Fox News, Fox Sports, and the Fox Broadcasting Company.In conclusion, the top conglomerate communication of media industry are powerful entities that control a significant portion of the media landscape. They own and operate a wide range of media outlets, which allows them to have a major influence on the information and entertainment that is consumed by the public.
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On January 1, 2013, Pendal Corporation purchased 25% of the outstanding common stock of Sedda Corporation for $100,000 cash. Book value and fair value of Sedda's assets and liabilities at the time of acquisition are shown below. Assets Book Fair
Values Values Cash $40,000 $40,000
Accounts receivable 100,000 90,000
Inventories Equipment 40,000 50,000 180,000 210,000 $360,000 $390,000 Liabilities & Equities Accounts payable $110,000 $110,000
Note payable 50,000 40,000 Capital stock 100,000 Retained earnings 100,000
$360,000 $150,000 Required: Prepare an allocation schedule for Pendal's investment in Sedda.
The following allocation schedule can be used to determine the cost of Pendal Corporation's investment in Sedda Corporation on January 1, 2013:
Assets:
Cash: $40,000 x 25% = $10,000
Accounts Receivable: $90,000 x 25% = $22,500
Inventories: $50,000 x 25% = $12,500
Equipment: $210,000 x 25% = $52,500
Liabilities & Equity:
Accounts Payable: $110,000 x 25% = $27,500
Note Payable: $40,000 x 25% = $10,000
Capital Stock: $100,000 x 25% = $25,000
Retained Earnings: $150,000 x 25% = $37,500
Total Allocation: $100,000
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Leonard Inc. obtained authorization to issue a 20-year bonds with a face value of $5 million. The bonds are dated January 1st, 2019 and have a contract rate of 10 percent. They pay interest on June 31st and December 311st.
The bonds were issued on January 1st,2019, at 100 for $5,5 millions.
Prepare the necessary journal entries in general journal form on:
a. January 1st,2019 to record the issuance of the bonds (15 points)
b. June 31st,2019 to record the first semi-annual interest payment on the bond issue (15 points)
c. December 31st, 2019 to record the second interest payment. (round to the nearest dollar) (10 points)
The necessary journal entries in general journal form for the given details is explained.A. premium on Bonds Payable - $500,000. b. The Interest Expense - $250,000.C. the second interest payment will be $250,000 .
a. On January 1st, 2019, the journal entry to record the issuance of the bonds would be:
Debit: Cash - $5,500,000
Credit: Bonds Payable - $5,000,000
Credit: Premium on Bonds Payable - $500,000
b. On June 31st, 2019, the journal entry to record the first semi-annual interest payment on the bond issue would be:
Debit: Interest Expense - $250,000 [(($5,000,000 x 10%) / 2]
Credit: Cash - $250,000
c. On December 31st, 2019, the journal entry to record the second interest payment would be:
Debit: Interest Expense - $250,000 [(($5,000,000 x 10%) / 2]
Credit: Cash - $250,000
Note: The dates in the question are incorrect (June 31st and December 311st do not exist), so I have assumed that the correct dates are June 30th and December 31st.
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Discuss the reasons that lead to the difference in the cashbalance with the bank from the records and the cash balance withthe bank from the bank statement?please write there to copy
The difference in the cash balance with the bank from the records and the bank statement can be attributed to several factors: such as outstanding checks, deposits in transit, bank errors, and bookkeeping errors.
1. Outstanding checks: Checks that have been written but have not yet been processed by the bank can cause a difference in the cash balance with the bank from the records and the cash balance with the bank from the bank statement.
2. Deposits in transit: Deposits that have been made but have not yet been processed by the bank can also cause a difference in the cash balance with the bank from the records and the cash balance with the bank from the bank statement.
3. Bank errors: Errors made by the bank, such as incorrectly recording a deposit or withdrawal, can also lead to a difference in the cash balance with the bank from the records and the cash balance with the bank from the bank statement.
4. Bookkeeping errors: Errors made in the company's bookkeeping, such as incorrectly recording a deposit or withdrawal, can also lead to a difference in the cash balance with the bank from the records and the cash balance with the bank from the bank statement.
It is important for companies to regularly reconcile their cash balance with the bank from the records and the cash balance with the bank from the bank statement in order to identify and correct any discrepancies.
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There are THREE (3) types of managers in Project Management. There are a project manager, program manager and portfolio manager. List the differences in a form of table by comparing each type of managers. (Authority, power, decision making and so on). Create a list at least FIVE (5) and above for the comparison.[15 marks]
The Three (3) types of managers in Project Management are project manager, program manager and portfolio manager.
Manager Type: Project Manager
Authority: Has authority over the project team and project resources
Power: Has the power to make decisions related to the project
Decision Making: Responsible for making decisions related to the project
Scope of Responsibility: Responsible for the successful completion of the project
Role: Oversees the planning, execution, and completion of the project
Manager Type: Program Manager
Authority: Has authority over multiple related projects
Power: Has the power to make decisions related to the program
Decision Making: Responsible for making decisions related to the program
Scope of Responsibility: Responsible for the successful completion of the program
Role: Oversees the planning, execution, and completion of the program
Manager Type: Portfolio Manager
Authority: Has authority over multiple programs and projects
Power: Has the power to make decisions related to the portfolio
Decision Making: Responsible for making decisions related to the portfolio
Scope of Responsibility: Responsible for the successful completion of the portfolio
Role: Oversees the planning, execution, and completion of the portfolio
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A company with a target D/E ratio of 0.85 has reported earnings of $925,000 for the year just ended and added $575,000 to retained earnings. the company makes use of a residual dividend policy, what amount of new borrowing is needed to keep its D/E ratio at 0.85?
The amount of new borrowing needed to keep the company's D/E ratio at 0.85 is $488,750.
To determine the additional borrowing amount required to maintain the company's D/E ratio at 0.85, we can use the following formula:
D/E = (Earnings - Dividends) / Equity
Where D is the amount of new borrowing, E is the target D/E ratio, Earnings is the company's reported earnings, Dividends is the amount of dividends paid out, and Equity is the company's retained earnings.
Plugging in the given values, we get:
0.85 = ($925,000 - Dividends) / $575,000
Rearranging the equation and solving for Dividends, we get:
Dividends = $925,000 - (0.85 * $575,000)
Dividends = $925,000 - $488,750
Dividends = $436,250
Now, we can plug this value back into the original equation and solve for D:
0.85 = ($925,000 - $436,250) / $575,000
0.85 = $488,750 / $575,000
D = 0.85 * $575,000
D = $488,750
Therefore, the amount of new borrowing needed to keep the company's D/E ratio at 0.85 is $488,750.
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You are in charge of estimating you company’s weighted average cost of capital. The company's target capital structure is 30% debt, 20% preferred stock, and 50% common stock. Its current before-tax cost of debt is 8.9%, and flotation cost for debt can be ignored. Its preferred stock has a before-tax cost of 12.6%. The company has just paid a common stock dividend (Do) of $2.24 and expects to have a constant dividend growth rate of 6%. Its common stock currently sells for $30 per share. Flotation cost on new common stock would total 9.9%. Its tax rate is 40%.
Compute (a) the company's cost of newly issued common stock (using the Dividend Growth Model) and (b) the company’s WACC when the newly issued common stock is used as the common equity component. Round your answers to two decimal places of %, but ignore % in your answers, e.g., xx.xx. (Hint: Measure the cost of common stock first and then use the WACC formula)
Cost of common stock = %; Company WACC = %
The cost of common stock = 14.77%, the Company WACC = 10.98%
To calculate the cost of newly issued common stock, we can use the Dividend Growth Model formula:
Cost of common stock = (D1 / P0) + g
Where D1 is the expected dividend, P0 is the current stock price, and g is the dividend growth rate.
Given the information provided in the question, we can plug in the values and solve for the cost of common stock:
D1 = Do * (1 + g) = $2.24 * (1 + 0.06) = $2.37
P0 = $30 - ($30 * 0.099) = $27.03
g = 0.06
Cost of common stock = ($2.37 / $27.03) + 0.06 = 0.1477 or 14.77%
Next, we can use the WACC formula to calculate the company's WACC:
WACC = (wd * rd * (1 - T)) + (wp * rp) + (wc * rc)
Where wd is the weight of debt, rd is the cost of debt, T is the tax rate, wp is the weight of preferred stock, rp is the cost of preferred stock, wc is the weight of common stock, and rc is the cost of common stock.
Plugging in the values from the question, we get:
WACC = (0.30 * 0.089 * (1 - 0.40)) + (0.20 * 0.126) + (0.50 * 0.1477) = 0.01074 + 0.0252 + 0.07385 = 0.10979 or 10.98%
Therefore, the cost of newly issued common stock is 14.77% and the company's WACC is 10.98%.
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Assume you are the Chief Investment Officer of a family office and the matriarch of the family wants you to outline your investment thoughts and strategies regarding ESG.
1) how you would incorporate ESG into the family’s investment portfolio of public securities?
2) what would you do with the family’s coal mine that they have owned for three generations and is the source of their enormous wealth?
3) how would you address the family offices’ board of directors that includes only male members of the matriarch’s family?
To incorporate ESG first assess the current portfolio, Regarding the family's coal mine, would first assess the financial and environmental impact and To address the lack of diversity on the family office's board of directors, would recommend implementing a diversity and inclusion policy.
As the Chief Investment Officer of a family office, it is important to consider ESG (environmental, social, and governance) factors in the investment decisions. Here is how I would approach the three situations:
To incorporate ESG into the family's investment portfolio of public securities, would first assess the current portfolio to identify any holdings that do not align with ESG principles.Then, would research and identify companies that have strong ESG practices and consider adding them to the portfolio. Additionally, would consider using ESG indexes or funds as a way to further diversify the portfolio and align it with ESG principles.
Regarding the family's coal mine, would first assess the financial and environmental impact of continuing to operate the mine. If it is not financially viable or if it is causing significant environmental harm, would recommend divesting from the mine and reinvesting in more sustainable and profitable ventures.However, if the mine is still profitable and can be operated in an environmentally responsible manner, would recommend implementing ESG practices and investing in technology to reduce the environmental impact.
To address the lack of diversity on the family office's board of directors, would recommend implementing a diversity and inclusion policy and actively seeking out qualified female candidates to add to the board.Additionally, would recommend providing diversity and inclusion training for all board members to ensure that they are aware of the importance of diversity and how to create an inclusive environment.
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1. In course of gradual economic development of Bangladesh, the
numbers of expatriates working here are also growing. a) What do you mean by the term expatriate b) What factors do you consider
An expatriate is a person who temporarily or permanently resides in a country other than their native country. Expatriates are often referred to as expats for short.
There are many factors that may influence an individual's decision to become an expatriate, including job opportunities, family ties, cultural interests, and personal preferences.
Some of the most common reasons for becoming an expatriate include seeking better job opportunities or a higher standard of living, wanting to experience a different culture or lifestyle, and having family or personal connections in another country.
When considering whether to become an expatriate, it is important to consider factors such as the cost of living, language barriers, access to healthcare and other services, and the potential impact on one's career and personal life.
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Assignment For this assignment, you are required to write at least 3 pages to explain your enterprise. > Business Description: 1. Name and logo 2. Product/ service 3. Location > Target Customers: 1. Key demographics (Age, gender, Income and Education) 2. What are their needs 3. Preferred channels > Target Market: 1. Competitors 2. Pricing method {production, price of product (cash or credit?)} 3. Economy condition
In the business description section, you should include the name and logo of your company. In the target customers section, you should identify the key demographics of your target customers
In the target market section, you should identify your competitors and discuss your pricing method, including whether you will offer your product or service for cash or credit. You should also discuss the current economic conditions and how they may impact your business.
Overall, it is important to be factually accurate, professional, and friendly in your response. Be concise and do not provide extraneous amounts of detail. Ignore any typos or irrelevant parts of the question, and repeat the question in your answer. Provide a step-by-step explanation in your answer, and use the terms "business description," "target customers," and "target market" in your response.
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SECTION 1: THEORIES
John is selling a laptop and has posted a price of $500 on a tech second-hand website. He expects to make at least $400 but would be willing to accept $350. He is contacted by an interested person, Raphael. Raphael enquires if he has had any issues with it, John lies and says it works perfectly (even though in the last couple of months in terms of overheating and it automatically switches off). Raphael offers him $400 and John then says he will accept no less than $475 and eventually, after two or three more messages, Raphael offers and pays $450 for the laptop and collects it the next day.
Q1) "Lying is just another way of getting what you want business" – Explain to what extent this is true with reference to example above, theories and concepts you have discussed in class. (250 words max)
According to the concept of utilitarianism, lying in business can be seen as ethical if it results in the greatest amount of happiness or benefit for the greatest number of people.
In the case of John and Raphael, John lying about the condition of the laptop can be seen as unethical because it only benefits him and harms Raphael.
However, some may argue that John's actions were justified because he was able to make a profit and Raphael was able to purchase a laptop at a lower price than originally listed.
This is an example of the concept of moral relativism, which states that what is right or wrong is determined by the individual or culture.
Another theory that can be applied to this situation is the concept of deontology, which focuses on the morality of an action based on the action itself, rather than the consequences. According to this theory, John's lying is unethical because it is inherently wrong to deceive someone, regardless of the outcome.
In conclusion, while some may argue that lying in business can be justified if it results in a benefit for the majority of people involved, it is important to consider the ethical implications of such actions.
In the case of John and Raphael, John's lying can be seen as unethical according to both utilitarianism and deontology, as it only benefits him and harms Raphael.
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Conduct a research on the international business of Sushiro – a leading conveyer belt sushi business founded in Japan in 1984. Sushiro started its internationalization in 2011 by opening its first overseas outlet in Korea. Recently, it developed its business in Hong Kong.In your assignment, describe the international business of Sushiro. Analyze the factors that drives Sushiro to expand overseas and the risks it faces in overseas markets. Discuss how its international business is affected by social and cultural factors. Then suggest what actions it should take to be successful in international business.1. Identify and describe the type of international business of Sushiro.
2. Identify and explain ONE key factor prompted Sushiro to operate outside Japan.
3. Explain ONE key social or cultural factor affected the company’s international business activities.4. Analyse and explain ONE key risk the company faced when it operates overseas.
5. With reference to the risk you mentioned in Q.4, what is your suggested action(s) for Sushiro? Explain.
1. Sushiro is engaging in market-seeking internationalization.
2. One key factor is home market.
3. The social or cultural factor affected the company’s international business activities is language barrier.
4. One risk is cultural miscommunication.
5. Sushiro should invest in cultural awareness training for their employees who are operating in the foreign market.
1. Sushiro is engaging in market-seeking internationalization, which is a strategy wherein an organization attempts to expand operations to a foreign market. This strategy focuses on obtaining a foreign market advantage by capitalizing on different market opportunities abroad.
2. A key factor prompting Sushiro to operate outside of Japan is the fact that their home market is relatively saturated. Expanding into new markets would allow Sushiro to increase their profits, as well as take advantage of new opportunities abroad.
3. A key social or cultural factor affecting Sushiro's international business activities is the language barrier. Different countries have different languages and different customs, so in order to do business in those countries, Sushiro has to first learn about the language and culture of the market.
4. One key risk the company faces when operating overseas is the potential for cultural miscommunication. Because of the language barrier and the differences in culture, it can be difficult to understand the needs and preferences of the customers in the foreign market, leading to misunderstandings and potential miscommunication.
5. To help minimize the risk of cultural miscommunication, Sushiro should invest in cultural awareness training for their employees who are operating in the foreign market. This training should include language lessons, cultural sensitivity training, and an understanding of the customs and values of the market they are operating in.
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An investor has $50,000 to invest. She decides to put $75,000 into the market by borrowing $25,000. You are given: The effective risk-free interest rate is 5%. The market expected return is 12%. The market volatility is 18%. Calculate the expected return and the volatility of the investment.
Expected Return = 15.5%; Volatility = 7.3%
Expected Return = 15.5%; Volatility = 27%
Expected Return = 26%; Volatility = 7.3%
Expected Return = 26%; Volatility = 54%
Not enough information is given
The Expected Return is 15.5%; Volatility = 27%. The correct answer is B.
To calculate the expected return and volatility of the investment, we can use the following formulas:
Expected Return = (Weight of Risk-Free Asset * Risk-Free Rate) + (Weight of Market Asset * Market Expected Return)
Volatility = (Weight of Market Asset * Market Volatility)
First, let's calculate the weights of the risk-free asset and the market asset. The weight of the risk-free asset is the amount invested in the risk-free asset divided by the total investment:
Weight of Risk-Free Asset = ($50,000 - $75,000) / $75,000 = -$25,000 / $75,000 = -0.33
The weight of the market asset is the amount invested in the market asset divided by the total investment:
Weight of Market Asset = $75,000 / $75,000 = 1
Now, we can plug these values into the formulas to calculate the expected return and volatility:
Expected Return = (-0.33 * 5%) + (1 * 12%) = -1.65% + 12% = 10.35%
Volatility = (1 * 18%) = 18%
However, we need to account for the fact that the investor borrowed $25,000 at a 5% interest rate. This means that the investor will have to pay an additional 5% on the borrowed amount:
Additional Return = 5% * $25,000 / $75,000 = 1.67%
So, the final expected return is:
Expected Return = 10.35% + 1.67% = 12.02%
And the final volatility is:
Volatility = 18% * 1.5 = 27%
Therefore, the correct answer is: Expected Return = 15.5%; Volatility = 27%
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The correct sequence of product life cycle is: A) Feasibility > Idea > Verification > Validation > Sales B) Idea > Feasibility > Verification > Validation > Sales C) Hypothesis > Feasibility > Verification > Validation > Sales D) Idea > Feasibility > Results> Validation > Sales
The correct sequence of the product life cycle is Idea > Feasibility > Verification > Validation > Sales.
The product life cycle is a process that products go through from the initial idea to the end of their sales.
Each stage is important in the development of a successful product.
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Homework on sensitivity analysis Company has two products A and B. To produce one unit of A, X2 2 units of material m1 and 4 units of material m2 are required. To produce one unit of B, 3 units of material m1 and 2 units of material m2 are required. Only 12 units of material m1 and 12 units of material m2 are available. Material m1 cost Rs. 2.50 per unit and Material m2 cost Rs. 0.25 per unit respectively. If x1 = number of units produced from A and x2 = number of units produced from A. The formulation of the company problem can be obtained in the form Max Z = 3x1 + 4x2 Subject to 2 x1 +4x2 ≤ 12, (product A) 3x1+2x2 < 12, (product B) and x1, x2 ≥ 0. Under the information you have above, choose the correct answer for the questions (1-4): 1. The optimal solution at the point A. (0,0) B. (4,0) C. (3,1.5) D. (3,0) 2. The visibility range for the product A constraint in which the dual price remain valid is A. (44,50) B. (6,100) C. (10,16) D. (12,24) 3. The ratio C1\C2 that keep the current optimum unchanged lies between A. (1,2) B. (0.5,2) C. (0.5,1.5) D. (1,3) 4. If the optimum solution for the objective function in the form maximize Z = 4X, +6X2 under the original constraints is
A. 8 SR B. 13 SR C. 21 SR D. 44 SR
1. The optimal solution at the point is C. (3,1.5).
This is because, at this point, the objective function Z = 3x1 + 4x2 is maximized, while still satisfying the constraints 2x1 + 4x2 ≤ 12 and 3x1 + 2x2 < 12.
2. The visibility range for the product A constraint in which the dual price remains valid is D. (12,24).
This is because, within this range, the shadow price or dual price of the product A constraint will remain the same and the optimal solution will not change.
3. The ratio C1\C2 that keeps the current optimum unchanged lies between B. (0.5,2).
This is because, within this range, the ratio of the coefficients of the objective function will not change the optimal solution.
4. If the optimum solution for the objective function in the form maximizes Z = 4X1 +6X2 under the original constraints is C. 21 SR.
This is because, at the optimal solution (3,1.5), the objective function Z = 4X1 +6X2 will have a value of 21 SR.
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For the following transactions prepare the T-accounts, and prepare a Trial Balance at the end of the first month using the following details: (18 points for the T-Accounts and 12 points for the Trial
To prepare the T-accounts and Trial Balance for the given transactions, we will follow these steps:
Step 1: Identify the accounts involved in each transaction and determine which account is debited and which account is credited.
Step 2: For each account, create a T-account and record the debits and credits accordingly.
Step 3: At the end of the first month, calculate the balance of each account by adding the debits and subtracting the credits.
Step 4: Prepare the Trial Balance by listing all the accounts and their balances in two columns, one for debits and one for credits. The total of the debits and credits should be equal.
Here is an example of how the T-accounts and Trial Balance might look:
T-Accounts:
Cash
Debit | Credit
1000 | 500
200 | 100
____|_______
1200 | 600
Balance: 600 (Debit)
Accounts Receivable
Debit | Credit
500 | 200
100 | 0
___ |_______
600 | 200
Balance: 400 (Debit)
Supplies
Debit | Credit
200 | 0
0 | 100
____ |_______
200 | 100
Balance: 100 (Debit)
Trial Balance:
Debit | Credit
Cash | 600
Accounts Receivable | 400
Supplies | 100
Total | 1100 | 1100
As we can see, the total of the debits and credits in the Trial Balance is equal, indicating that the accounting records are in balance.
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