which two are important aspects of the 'service request management' practice? 1. standardization and automation 2. providing a variety of channels for

The maximum amount you should be willing to pay for the real estate property is $311,837.45. This is determined by using the present value of an annuity formula.

The present value of an annuity formula is PV = C x ((1-(1+r)^-n)/r). The present value (PV) represents the maximum amount you should be willing to pay for the property today. C represents the cash flow of $6,623 per month. r is the required return of 9.74%, and n is the number of months, or 6 years. Therefore, PV = $6,623 x ((1-(1+9.74%)^-72)/9.74%) = $311,837.45.

The amount you are willing to pay for the property should not exceed this amount as it is the present value of the future cash flows. In other words, it is the maximum amount you should be willing to pay for the property today. The present value of the future cash flows is lower than the expected sale price of $402,220 in 6 years due to the effects of time and discounting.

To calculate the internal rate of return (IRR) of the property, use the equation IRR = C/PV. C is the cash flow of $6,623 per month and PV is the amount you are willing to pay of $311,837.45. The IRR of the property is therefore 9.74%, which is equal to the required return. This confirms that the amount you are willing to pay is an appropriate price.

In summary, the maximum amount you should be willing to pay for the real estate property is $311,837.45, as determined by the present value of an annuity formula. This is the present value of the future cash flows, discounted to their present-day equivalent. The internal rate of return of the property is 9.74%, which is equal to the required return.

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When externalities are present, competitive market outcomes may be inconsistent with ideal economic efficiency. The correct option is c.

What are externalities?

An externality is an economic concept referring to a cost or benefit that affects a third party that did not choose to incur that cost or benefit. Economists often represent externalities by writing down the formula S + EX - IM = I. This formula represents that the number of imports in a country is equal to the excess supply of exports minus the excess demand for that country's exports. When externalities are present, competitive market outcomes may be inconsistent with ideal economic efficiency. Externalities may cause markets to be either underproduced or overproduced, depending on whether the external cost or benefit is positive or negative. A negative externality results in an overproduction of the goods, whereas a positive externality results in an underproduction of the goods.

Therefore, in the presence of externalities, market outcomes may be inconsistent with ideal economic efficiency. The other options are incorrect because: Suppliers will not refuse to produce desirable goods and services even in the presence of externalities. Therefore, option A is incorrect. Property rights may not be well-defined and enforced in the presence of externalities. Therefore, option B is incorrect. Competitive markets may not achieve ideal economic efficiency in the presence of externalities. Therefore, option D is incorrect.

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The help desk position that is usually staffed by an employee with programming or product development experience is known as d). Technical Support Specialist.

The Technical Support Specialist is a knowledgeable and experienced employee that works on a Help Desk, in a computer or IT support department.

The Technical Support Specialist role requires the ability to diagnose and troubleshoot problems with both computer hardware and software. A Technical Support Specialist should have excellent problem-solving abilities, customer service abilities, and attention to detail.

Additionally, excellent written and oral communication abilities are necessary, as Technical Support Specialists must write detailed notes, communicate effectively with coworkers, and deliver concise, jargon-free explanations to customers.

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Complete Question:

The ____ position is unlikely to exist in a help desk that is organized in a multi-level support model.

a. Product Specialist

b. Incident Screener

c. Needs Analyst

d. Technical Support

To determine the fixed cost using the high-low method, we'll have to calculate the variable cost per unit. We can then subtract the variable cost per unit from the total cost of the month with the lowest unit sold to get the fixed cost.

What is the high-low method?

The high-low method is a management accounting tool that is used to analyze and split mixed expenses into their fixed and variable components.

It involves analyzing the costs at two levels of output, usually the highest and lowest levels. To calculate the variable and fixed costs, we first use these data points and then extrapolate them.

The calculation of fixed cost using the high-low method is as follows:

We first need to calculate the variable cost per unit. We'll do that by subtracting the cost of the lowest activity month from the cost of the highest activity month and dividing it by the difference in unit sales between the two months. We can calculate the variable cost per unit by following the steps below:

Variable cost per unit = (Highest Total Cost - Lowest Total Cost) ÷ (Highest Unit Sales - Lowest Unit Sales)

Now let's substitute the values we have:

Highest Unit Sales = 200

Lowest Unit Sales = 100

Highest Total Cost = $2,200

Lowest Total Cost = $1,500

Therefore,

Variable cost per unit = ($2,200 - $1,500) ÷ (200 - 100)

= $700 ÷ 100

= $7 per unit

The variable cost per unit is $7. To calculate the fixed cost, we subtract the variable cost per unit from the total cost of the month with the lowest unit sold.

Fixed cost = Total Cost - (Variable Cost per unit × Unit Sales)

Let's use the month with the lowest unit sold, April, to calculate the fixed cost. In this month, the unit sold was 100, and the total cost was $1,500. Therefore,

Fixed cost = $1,500 - ($7 × 100)

= $1,500 - $700

= $800

Therefore, the fixed cost is $800.

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If a company does not have a repurchase plan for unvested options that have already been early exercised, then the individual who early exercised their options will not have the right to repurchase those same options at a later date.

This is because the early exercise is a form of surrendering the option agreement, meaning the individual no longer has the right to repurchase the options at a later date.

In this situation, the individual would need to rely on the secondary market to sell their unvested options. However, since the options are unvested, there may not be a secondary market for them, meaning that the individual may be unable to sell the options for their true value. Furthermore, since the individual surrendered their option agreement, the company does not owe them anything should the options become more valuable.

Therefore, it is important for individuals to understand the repurchase plan for unvested options before they decide to early exercise their options. Without a repurchase plan in place, the individual may be putting their options at risk by early exercising them.

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The question argues that a strategic trade policy aimed at establishing domestic firms in a dominant position in a global industry boosts national income at the expense of other countries.

Here is a step-by-step explanation of this concept:
1. A strategic trade policy is an approach where a government supports specific industries to help them gain a competitive advantage in the global market. This can be done through subsidies, tax breaks, or other incentives.
2. The main goal of this policy is to establish domestic firms in a dominant position within a global industry, which means they can outcompete foreign firms and capture a larger market share.
3. When a country's domestic firms gain a dominant position in a global industry, they are more likely to export their products and services, which leads to an increase in the country's national income through increased export revenues.
4. However, the success of one country's domestic firms in dominating an industry can come at the expense of other countries. If a strategic trade policy is effective, it can result in the domestic firms of other countries losing market share and experiencing a decline in export revenues, ultimately impacting their national income negatively.
5. In summary, the  question argues that a strategic trade policy can boost a country's national income by helping domestic firms gain a dominant position in a global industry, but this advantage may come at the expense of other countries national income.

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A firm with high trade costs is more likely to use horizontal FDI, as this will help it to avoid the costs associated with exporting its goods. Internal economies of scale make a firm more likely to export, as this will enable it to take advantage of the economies of scale.

A firm with high trade costs, such as tariffs or transportation costs, may be more likely to use horizontal FDI as a strategy to avoid those costs associated with exporting its goods. Horizontal FDI involves establishing production facilities in foreign countries to serve the local market, rather than exporting goods from the home country. This strategy can help to avoid trade costs and reduce transportation costs, making the firm more competitive in foreign markets.

However, the second part of the statement is not entirely accurate. While internal economies of scale can make a firm more competitive in exporting, it does not necessarily make it more likely to export. A firm with internal economies of scale may choose to export, or may choose to use other strategies such as FDI or licensing agreements to enter foreign markets.

Additionally, other factors such as market size, labor costs, and regulatory barriers can also influence a firm's decision to use different strategies for entering foreign markets.

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Competitive advantage has a greater chance of arising from intangible resources than from tangible resources.

Competitive advantage is the term used to describe a business's ability to gain a competitive edge over its rivals in the industry. A company with a competitive advantage can outperform its competitors by producing products or services that are of higher quality or are more cost-effective.Intangible resources are those that cannot be touched, such as a company's reputation or brand image, while tangible resources are physical assets such as equipment or property. Intangible resources are typically more difficult to imitate, making them a source of competitive advantage for firms.

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The total compensation argon report in green's form w-2 for year 2 is $88,000 if the stock was valued at $25 per share.

Salary earned = $60,000

Time taken = 2 years

Bonus  = 100 shares worth = $13,000

The Stock Option is calculated as the product of the number of shares and the market value of each share is subtracted from the nonqualifying stock option plan

Stock Option =  [(1,000 shares x ($25 fair market value - $10 option price)]

Stock Option =  $15,000

The total compensation that Argon should report in Green's Form W-2 for Year 2 is calculated as the sum of salary earned till now, Bonus shares, and the stock options earned money from all the shares.

The total compensation = ($60,000 + $13,000 + $15,000)

The total compensation =  $88,000

Therefore we can conclude that the total compensation is $88,000.

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Audit trails produced by auditing activities are detective security controls. Detective security controls detect and respond to security events after they have occurred, rather than preventing them from happening in the first place.

Detective security controls are important because they help organizations determine the root cause of security incidents and provide the data necessary to take corrective action and prevent similar events from happening in the future.

Detective controls include network scanning, logging, and alerting, among other methods.

Network scanning involves searching for vulnerabilities in a network, and it is typically conducted by an external security firm.Logging involves recording events on the network, such as login attempts, file access, and user activity.

Alerting involves the automated sending of notifications when suspicious activity is detected, such as an unauthorized user attempting to gain access to a system.

Audit trails, or audit logs, are a type of detective security control. Audit trails document the events that take place in an IT system or network and provide evidence of any suspicious or malicious activity.

They are generated by auditing activities, such as authentication attempts, access to sensitive files, system configuration changes, and user actions.

Audit trails are critical for ensuring compliance with security regulations, identifying security breaches, and taking corrective action.

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The amount paid for goodwill is $5.4 million.

When one company acquires another company, the purchase price paid by the acquiring company is allocated to the assets and liabilities acquired. The fair value of the assets and liabilities is determined based on their estimated market value at the time of the acquisition.

Goodwill is an intangible asset that represents the excess of the purchase price over the fair value of the net assets acquired in a business combination. To calculate the amount paid for goodwill, we need to subtract the fair value of Midwest Produce's net assets from the purchase price.

The amount paid for goodwill is calculated as:

⇒ Purchase price - Fair value of net assets = $17.0 million - ($13.1 million - $2.1 million) = $5.4 million

Therefore, the amount paid for goodwill is $5.4 million.

However, we also need to consider any adjustments to the fair value of the net assets acquired that may be made in the future. If the fair value of the net assets acquired is adjusted after the acquisition date but before the financial statements are issued, the amount of goodwill may need to be adjusted as well.

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Strategic leaders of a company can take the following actions to increase their firm's intangible resource stocks:Intangible resource stocks of a company include its knowledge, patents, trademarks, intellectual property, and goodwill.

These assets cannot be seen or touched but have the potential to bring immense value to the company. Hence, it is important for strategic leaders to increase the company's intangible resource stocks by following ways:

1. Acquiring other companies or patents to gain intellectual property rights.

2. Providing training to employees and making them knowledgeable, thereby increasing the knowledge stocks of the company.

3. Improving brand image and reputation by increasing customer loyalty and satisfaction.

4. Building a strong corporate culture that promotes innovation, creativity, and entrepreneurship.

5. Investing in research and development to create new products or improve existing ones.

6. Focusing on the company's core competencies and aligning its resources accordingly to create a competitive advantage.

7. Forming strategic alliances with other companies to access their resources and knowledge.

8. Encouraging collaboration and knowledge-sharing among employees to foster a learning culture.

9. Developing and implementing effective knowledge management systems to capture, store, and share knowledge within the company.

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In the given problem, the economy is experiencing a recessionary gap. (Option A).

If  autonomous expenditure increases by $1.2 billion, current output will increase by $1.6 billion and reach full employment output of $22 billion.  

a. To determine if the economy is in a recessionary or inflationary gap, we need to compare the current output to the full employment output. If current output is less than the full employment output, then the economy is in a recessionary gap. If current output is greater than the full employment output, then the economy is in an inflationary gap.

In this case, current output is $20.4 billion, which is less than the full employment output of $22 billion. Therefore, the economy is in a recessionary gap.

b. To find the change in output resulting from the increase in autonomous expenditure, we can use the following formula:

ΔY = (ΔAutonomous Expenditure) × (1/MPC)

Where ΔY is the change in output, ΔAutonomous Expenditure is the change in autonomous expenditure, and MPC is the marginal propensity to consume.

We are told that the MPC is 0.75, and we want to find the ΔAutonomous Expenditure that will bring the economy to full employment output, which is a ΔY of $1.6 billion ($22 billion - $20.4 billion).

ΔY = ΔAutonomous Expenditure × (1/MPC)

$1.6 billion = ΔAutonomous Expenditure × (1/0.75)

ΔAutonomous Expenditure = $1.2 billion

Therefore, if autonomous expenditure increases by $1.2 billion, current output will increase by $1.6 billion and reach full employment output of $22 billion.

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The cpi core is the cpi without regard to food, clothes, and energy. (C option)

The The "Consumer Price Index" for All Urban Customers: All Products Less Food & Electricity" is an average of the costs urban consumers paid for a typical basket of products, excluding energy and food. Given the high price volatility of food and energy, economists frequently utilise this figure, also known as "Core CPI". For calculating the CPI, the Office of Labor Statistics takes a monthly sample of 80,000 prices and weights each index according to its share of current consumer spending to determine the total change in prices.

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The correct answer is "cross-cultural literacy."Understanding how cultural differences across and within nations affect the way business is practised is known as cross-cultural literacy.

Cross-cultural literacy is the capability to recognize, comprehend, and respect cultural distinctions and adapt to cultural contexts beyond one's own. In a globalized business environment, where organizations and markets span countries and continents, cross-cultural literacy is becoming increasingly essential.

It is essential to grasp the values, customs, and etiquette of various cultures to communicate effectively and establish effective business relationships. It also aids in the avoidance of cultural misunderstandings and the promotion of productive collaboration among team members from various cultures.

Cross-purpose, cross-discipline, and cross-sectional do not refer to this concept of cultural differences and their impact on business practices.

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Tom's insider trading is an example of improper and illegal corporate governance.

Insider trading refers to the purchasing or selling of securities by an individual who has access to non-public information concerning a company's operations. It is an illegal activity that can lead to severe legal consequences.The SEC (Securities and Exchange Commission) prohibits insider trading to ensure that all investors have equal access to the same information.

People with access to insider information, such as high-level executives, have a responsibility to keep it confidential and refrain from using it to their advantage.Tom is the manager of Happy Feet, a corporation that designs and sells children's shoes.

As a manager, he gets an insider tip and decides to sell some of his stock in the company, making a lot of money for himself. This is a prime example of insider trading. Tom had access to confidential information that he could use to his advantage, which is illegal and improper.

Corporate governance refers to the set of rules, policies, and procedures that govern the way a company is run.The proper responsibility of a corporate manager is to ensure that the company follows these rules and policies, but insider trading is not one of them. Thus, it is the incorrect answer.

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Derivative works are copyrighted materials that have been altered or changed, like altering a copyrighted photograph in Photoshop is true  statement .

Derivative works are creations that are based on previously existing works. To create these derivative works, an artist takes an existing work and alters it in some way. The derivative work may not look like the original, but it still includes components of the original. Derivative works are subjected to copyright laws when the work is transformed. According to copyright law, a derivative work is a transformation of a work into a new form, either by modifying an existing work or by incorporating an existing work into a new work, such as a translation or adaptation.

Derivative works are protected by copyright because they build on or expand on the original work. However, the derivative work's copyright is limited by the original work's copyright. Derivative works include the following Transformative uses, which modify or add to the original work. Examples include a painting based on a photograph or a movie adaptation of a book. Translations, which transform an original work from one language to another. Abridgments, which are shortened versions of the original work.

Examples include magazine articles that summarize books or plays that are adapted for television. Sampling, which is the process of taking a portion of an original work and using it in a new work. Examples include music samples in rap songs or photographs used in collages or montages. In conclusion, the statement "Derivative works are copyrighted materials that have been altered or changed, like altering a copyrighted photograph in Photoshop" is true. Derivative works are created when artists alter or transform existing works, and they are subjected to copyright laws when the work is transformed.

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The stock market return is the difference between the risk premium and the risk-free rate. In this case, the stock market return would be 4.24 percent (6.78% - 2.54%).

The risk premium is the additional return investors can expect to receive for investing in the stock market. This additional return compensates investors for taking on additional risk when investing in the stock market.

The risk-free rate is the expected return on an investment with no risk. This rate is usually based on government bonds since they are backed by the government and are considered to be a safe investment.

When we subtract the risk-free rate from the risk premium, we get the stock market return. This return is what investors can expect to make from investing in the stock market. In this example, the stock market return is 4.24 percent (6.78% - 2.54%).

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Brookman Inc.'s outstanding debt can be determined using the following formula:

Total Invested Capital (TIC) = Total Assets = Debt + Equity

The debt to total invested capital ratio is then used to determine the proportion of debt in total invested capital. The remaining amount is the equity.

TIC = Debt + Equity

The company's latest earnings per share (EPS) and book value per share (BVPS) are used to determine the company's market value per share (MVPS). There are 215,000 shares outstanding.

MVPS = EPS / BVPS

Market Value of Equity (MVE) = MVPS * Shares Outstanding

Now we will calculate the total invested capital:

TIC = MVE / D/E ratio

Using the above equation we can calculate Debt as:

Debt = TIC - Equity

Substitute the given values in the above equations to get the answer:

BVPS = $22.75EPS = $2.75

Shares outstanding = 215,000D/Total invested capital ratio = 44% = 0.44

Therefore,

MVPS = EPS/BVPS = $2.75/$22.75 = 0.120330D/E = 0.44/(1-0.44) = 0.78MVE = MVPS * Shares Outstanding = $0.120330 * 215,000 = $25,900TIC = MVE/D/E ratio = $25,900/0.78 = $33,205

Debt = TIC - Equity = $33,205 - ($25,900/0.78) = $4,534,888

Thus, the amount of debt outstanding is $4,534,888.

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The World Bank, the International Monetary Fund, and the World Trade Organization are important to the current global economy because they provide stability, assistance, and regulation to the international financial system.

The World Bank provides loans and technical assistance to countries that need help in developing their economies. The International Monetary Fund provides financial assistance to countries that are experiencing economic problems or crises.

The World Trade Organization helps to regulate international trade and promote free trade between countries. In addition to providing assistance and regulation, these institutions also help to create stability in the global economy.

By working together and coordinating their efforts, they can help prevent economic crises and mitigate their impact when they do occur. This is particularly important in an increasingly interconnected and interdependent global economy where problems in one country can quickly spread to others.

In short, the World Bank, the International Monetary Fund, and the World Trade Organization are important to the current global economy because they help to promote growth, stability, and cooperation among countries.

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Answer:

something that customers values

and offered through a marketing exchange

Explanation:

The following traits are true of all products:

Something that a customer values

Offered through a marketing exchange

Of the given options, the traits are true of all products:

Something that a customer values: Products are created to satisfy the needs and wants of consumers. The customer should perceive some value in the product that motivates them to purchase it.

Offered through a marketing exchange: Products are made available to customers through various marketing channels such as physical stores, online marketplaces, and direct sales.

While the other options - "bought through an online distributor" and "delivered directly to the consumer" - are common characteristics of many products, they are not true of all products. For example, some products may be purchased in physical stores and delivered to the customer, while others may be purchased online and picked up in store. Therefore, they cannot be considered as universal traits of all products.

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In order to mitigate any chance of getting blindsided by a crisis as a social media marketer, it is important to stay vigilant and be aware of any potential risks or issues that could arise.

Monitor trending topics and industry news, as well as customer feedback, for any signs of an issue. Additionally, be prepared with a crisis plan that can be implemented quickly if needed.

This should include a plan of action for communication, strategies for addressing and resolving any issues, and clear lines of authority for decision making.

That way, if a crisis does arise, your team will be ready to handle it.

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False: The auditor should not always use aggregated data when performing substantive analytical procedures because data does not always provide higher-quality evidence to the auditor.

What are substantive analytical procedures? Substantive analytical procedures are procedures that allow the auditor to draw conclusions about the accuracy and completeness of an account balance or class of transactions based on the analysis of changes in the balance or trend over time using financial and nonfinancial data. Analytical procedures, which include both substantive analytical procedures and ratio analysis, are a critical component of audit testing.

The role of aggregated data in substantive analytical procedures. It is not always appropriate to use aggregated data in substantive analytical procedures since data does not always provide higher-quality evidence to the auditor.

Some of the problems associated with using aggregated data in analytical procedures include:

Inadequate or inappropriate data: The data used in analytical procedures must be relevant to the account balance or class of transactions being examined. Using aggregated data may lead to the inclusion of irrelevant data, making the conclusions reached less reliable.

Difficulty identifying unusual items: When using aggregated data, it may be difficult to identify unusual items or outliers in the data. Such items may be hidden when data is aggregated, leading to conclusions that are less reliable or entirely incorrect.

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If the interest rate is 14% annually compounded monthly, we need to calculate the effective interest rate per quarter. The effective interest rate is the actual rate earned or paid on an investment or loan after taking into account the compounding of interest over a given period.

First, we need to calculate the monthly interest rate. We can do this by dividing the annual interest rate by 12 (the number of months in a year):

Monthly Interest Rate = Annual Interest Rate / 12

Monthly Interest Rate = 14% / 12

Monthly Interest Rate = 1.1667%

Next, we can use the formula for calculating the effective interest rate to find the quarterly rate:

Effective Interest Rate = (1 + (Annual Interest Rate / Number of Compounding Periods))^Number of Compounding Periods - 1

We want to find the effective quarterly interest rate, so we will use 4 as the number of compounding periods:

Effective Quarterly Interest Rate = (1 + (0.14 / 4))^4 - 1

Effective Quarterly Interest Rate = 3.39%

Therefore, the effective interest rate per quarter is 3.39% if the interest rate is 14% annually compounded monthly.

It's important to note that the effective interest rate can vary depending on the compounding period. For example, the effective rate would be slightly higher if the interest was compounded daily instead of monthly.

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Option 1 is Correct. One of the fundamental factors that should be taken into account when deciding how much money to invest in marketing is bounce rates.

The percentage of all sessions on your site where users only viewed a single page and sent a single request to the analytics server is known as the bounce rate, which is calculated as single-page sessions divided by all sessions.

If you're searching for a rough estimate to begin with, a bounce rate of between 70 and 80 percent is concerning unless there's an extremely good explanation for it. The typical range is between 50 and 70 percent. Moreover, a bounce rate of between 30% and 50% is regarded as outstanding. For instance, if a website's home page sees 1,000 visitors in a single month.

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Correct Question:

What is one of the basic elements that should be considered in making investment decisions in marketing? multiple choice

1. bounce rates

2. inflation rates

3. returns conversion

4. rates expense rates.

Based on the concept of the global market, the growth of global business as a critical element in the world economy is known as Internationalization.

Internationalization is a term that is used to describe the process of designing products to meet the needs of users in many countries or designing them so they can be easily modified, to achieve this goal.

Generally, the term Internationalization is often referred to as the act of designing a product or service in a way that makes the expansion into international markets a simpler process.

Hence, in this case, it is concluded that the correct answer is Internalization.

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Establishing a space management system is crucial for the safety of a vehicle. It involves monitoring the areas or zones around the vehicle, and making sure that those areas are clear of any potential hazards.

The most important zones to be monitored are the front, the sides and the rear of the vehicle. The front zone should include a wide range of vision, including the front bumper, the hood, the headlights and the road ahead.

The side zones should be monitored for potential obstacles and other vehicles. The rear zone should be checked for any vehicles or objects that might be in the way of the vehicle.

All of these zones should be constantly monitored and updated to ensure the safety of the vehicle. By monitoring these zones, the driver can be aware of potential hazards and take the necessary steps to avoid them.

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The International Maritime Organization (IMO), Customs Alliance, North American Free Trade Agreement (NAFTA), International Monetary Fund (IMF), and Society for Worldwide Interbank Financial Telecommunication (SWIFT) are all international organizations involved with developing security measures.

The IMO works to ensure maritime safety and prevent pollution from ships. It does this through establishing international maritime standards and regulations which member states agree to follow.

The Customs Alliance is a regional organization that focuses on preventing terrorism, smuggling, and other security threats. It does this by working together to exchange intelligence and coordinate activities between its member countries.

NAFTA is a trilateral agreement between Canada, the United States, and Mexico, with the goal of increasing economic integration between these three countries. It includes provisions to ensure customs and border security between the countries.

The IMF is an international organization that works to promote global economic stability and growth. It provides loans to member countries and helps them manage their foreign exchange reserves.

SWIFT is an international network of banks and financial institutions that facilitates the transfer of money between countries. It is regulated by the international banking community and includes security measures to protect against fraud and money laundering.

Hence, all the international organizations mentioned in the options were involved with developing security measures.

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The four objectives of federal financial reporting identified in the Statement are:

The user groups of federal financial reporting include Congress, the executive branch, state and local governments, financial markets, and the public. Each of these user groups have different needs for information that relate to the objectives of federal financial reporting. For example, Congress and the executive branch need information to ensure accountability, while financial markets and the public need information to increase transparency and confidence.

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A deductible is the amount paid by the policy holder before the insurance policy starts paying on the claim.

Insurance is a contract that allows a party to secure its asset from damage and the other party charges a premium and in return when the asset is damaged the amount of the asset is refunded or as directed in the contract.

Policy holder pays annual or monthly premiums which is also known as the deductible, after the payment of deductible the insurance company pays the policy holder as per the terms agreed in the contract.

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Answer: 1. a policy purchased from a company that provides financial protection against financial loss or harm caused by a possible event

2. the amount paid by the policyholder to the insurer on a regular basis for the policy

3. the amount paid by the policyholder before the insurance policy starts paying on the claim

4. Health insurance policies for those who do not have access to employer-provided health plans or who do not qualify for government-provided plans, offered through a marketplace, and purchased by individuals for themselves and their families.

5. Medicare

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