Based on loan and credit analysis, the fundamental problem with the option ARM loan, as most commonly used, was that it created a rapid increase in monthly payments.
This situation is often described as payment shock risk.
In this option ARM loan, the monthly payments increase based on many reasons like unscheduled recast when a negative amortization limit is attained.
Hence, in this case, it is concluded that the correct answer is "monthly payments."
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The ___________________ is the institution designed to control the quantity of money in the economy and also to oversee the___________________
Based on macroeconomic theory and financial regulations policies, the Central Bank is the institution designed to control the quantity of money in the economy and oversee the "safety and stability of the banking system."
Central Bank is crucial in the development of the nation's financial institutions and economy.
Some other roles of the Central Bank include the following:
Serving as the bank to other types of banks in the country.Central Bank is also responsible for monetary policy formulation.It also serves as the Lender of resorts.It also manages economic fluctuations.Hence, in this case, it is concluded that Centra Bank is vital in the economic development of any nation.
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Your firm is considering an investment that will cost $920,000 today. The investment will produce cash flows of $450,000 in year 1, $270,000 in years 2 through 4, and $200,000 in year 5. The discount rate that your firm uses for projects of this type is 11.25%. What is the investment's net present value
Based on the information given the investment's net present value is $192,369.06.
Using this formula
Net Present Value(NPV)=-Initial cost+ Cash flow during time period/(Discount rate+ Cash flow time)
Let plug in the formula
NPV=-920,000+450,000÷(1+0.1125)^1+270,000÷(1+0.1125)^2+270,000÷(1+0.1125)^3+200,000÷(1+0.1125)^4
NPV=-920,000+450,000÷(1.1125)^1+270,000÷(1.1125)^2+270,000÷(1.1125)^3+200,000÷(1.1125)^4
NPV=$192,369.06
Inconclusion the investment's net present value is $192,369.06.
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Why did the length of time required to develop an administrative rule grow from an average of 15 months to an average of more than 35 months over the last four decades
Considering the bureaucratic regulations, the length of time required to develop an administrative rule grew from an average of 15 months to an average of more than 35 months over the last four decades because "it takes a lot of procedures before a conclusion is made."
This is because currently, there is a need to make new procedures that require more public notice.
Also, the administrative rules such as environmental impact statements will have to go through more public hearings, additional cost-benefit analysis, and pass stronger legal obligations.
An administrative rule is made to ensure that certain activities will have no unacceptably large negative consequence on the human or physical environment.
Hence, in this case, it is concluded that making an administrative rule takes a lot of procedures before a conclusion is made.
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the term ________ is described as a formal means of analyzing long-range investment alternatives.
Explain the difference between “Why me “ sales and “Why “ sales ?
Explanation:
There’s no way to overcome selling to the right person at the wrong time.
Timing — like so many other aspects of buyer qualification — is a critical component of your sales process.
But how do you know if now is the right time? It’s not difficult to find out. And in this article, I’ll give you a method, specific questions to ask, and a strategy to determine just how motivated your client is.
Advantages of budgeting include ______. Multiple select question. providing benchmarks for evaluating performance forcing managers to think about and plan for the future promoting cooperation and coordination among different areas within the organization providing each department with the same amount of money to spend, so all are treated fairly providing lead time to solve potential problems
Advantages that can be associated with Budgeting are:
forcing managers to think about and plan for the future
- promoting cooperation and coordination among different areas within the organization
- providing benchmarks for evaluating performance
- providing lead time to solve potential problems.
Budgeting can be regarded as a process involving a creation of a plan to spend your money. It helps the manager think about the future in terms of our finance and give a benchmarks for evaluating performance.Therefore, Budgeting helps in how to spend our money.
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A form of sales promotion that offers prizes based on a chance drawing of entrants’ names is referred to as a
The term that describes form of sales promotion where prize is been offered based on a chance whereby entrants’ names are drawn is sweepstakes.
Sweepstakes can be regarded as a race or contest whereby there is allocation of the entire prize to the winner specifically.In this case the prize is drawn base on entrants’ names.Therefore, sweepstakes is the correct term.
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how do i comment on a question
Answer:
click the three dots in to the corner then press comments.
The National Park Service's efforts to attract, maintain, and enhance relationships with customers and visitors to the park is an example of
The example that the National Park Service shows by attracting, maintaining, and enhancing relationships with customers and visitors is D. relationship marketing.
Relationship marketing offers goods and services to customers through sales and advertising that achieve long-term customer value. The relationship is built and maintained with existing customers to attract new customers.
Thus, the NPS's efforts enable it to build lifetime customer loyalty that ensures long-term value creation.
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a company chooses to price its products by value-based pricing. in order for this type of pricing to be most effective, what additional tactics should be included with the price?
The additional tactics to be included is use of value-based price in conjunction with all elements of the marketing mix communicating value to the customer
Basically, a value-based pricing is a prices fixing strategy based on consumers perceived value of the product in the market
This type of pricing strategy maintains a certain price level to prevent customers from looking out for competitors product.Hence, the additional tactics to be included is elements of the marketing mix communicating value to the customerIn conclusion, the Option B is correct.
The missing option includes "a.) employ a general market approach to pricing which considers what the market as a whole sees as valuable in a product or service b.) use a value-based price in conjunction with all elements of the marketing mix communicating value to the customer c.) offer a middle price point with the established price and tout the singularity of the product’s value"
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When supply chain members realize that their goals and success are linked to others on the same team, they develop deeper long-term ______.
Answer:
must understand
Explanation:
Why might an employee complain to their employer?
Because all other parts of the budget depend on it, if the ______ budget is inaccurate, the rest of the budget will be inaccurate.
Answer:
Sales budget
Explanation:
Because all other parts of the budget depend on it, if the sales budget is inaccurate, the rest of the budget will be inaccurate.
What is the sales budget?A sales budget is a financial plan that estimates a company’s total revenue in a specific time period. It focuses on two things: the number of products sold and the price at which they are sold to predict how the company will perform.
Sales budgets are important tools to help businesses estimate their overall performance and how much revenue they may make from a certain product. It helps companies forecast sales and maximize the utilization of their resources. A sales budget also serves as a planning tool for organizations to use to set specific standards for achievements. For instance, a company could take its annual sales budget of $1000 and divide it by four to determine the team's quarterly goal of $250.
Organizations can determine if their business is successful by examining how closely they reach their target.
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A sale-on-approval contract occurs when the seller and buyer agree that the buyer may return the goods at a later time. A sale-on-approval contract occurs when the seller and buyer agree that the buyer may return the goods at a later time. false true
Based on the definition of a sale-on-approval contract, it is indeed TRUE that a buyer can return the goods later.
As sale-on-approval contract:
Means that the buyer receives goods but have to test it first to know if they can accept it Means that the buyer can return the goods to the seller if they do not accept the godsAfter the buyer tests the goods bought via a sale-on-approval contract, they then have the choice to keep it and pay for it or send it back to the seller.
In conclusion, a sale-on-approval contract allows a buyer to return the good at a later date.
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what is the key difference between primary productivity and net primary productivity?
Answer:
What is the key difference between primary productivity and net primary productivity? Net primary productivity represents just the energy used to build biomass. Net primary productivity is a small fraction (often ~10%) of primary productivity.
Explanation:
Answer:
What is the key difference between primary productivity and net primary productivity? Net primary productivity represents just the energy used to build biomass. Net primary productivity is a small fraction (often ~10%) of primary productivity.
Explanation:
________ of advertising is done usually at two separate times: before and after the advertisements are run in the actual campaign.
According to effective communication strategies, Evaluation of advertising is usually done at two separate times: before and after the advertisements are run in the actual campaign.
This is because Evaluation in the advertisement is a means or action performed by the advertising managers to ensure that the advert meets the objective goals.
Usually, the evaluation is done before to check if it conforms to what is intended to advertise, and evaluation is also done after the advertisement to check if it improves the sales or publicity of what it is created for.
Hence, in this case, it is concluded that the correct answer is "Evaluation."
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Which problem can be solved by division of decimals? Danette needs 8 dozen eggs for her restaurant. How many eggs should she buy? How much money does Dawna need to fill her 11. 5 gallon gas tank if the price of gas is $3. 59 a gallon? How many more miles does Judy’s family have to drive to reach their destination if they have driven 45. 4 miles of a 123. 8 mile trip? What is Jeremy’s average if he received a total of 323. 7 points on 7 tests?.
Answer:
What is Jeremy's average if he received a total of 323.7 points on 7 tests?
Explanation:
The first question requires the multiplication of whole numbers to find how many eggs 8 dozens are.
The second question includes decimals but you have to multiply that not divide.
The third question also includes decimals but it is the subtraction of them not division.
To find the average, you need to divide the total by how many there are and those are provided in decimals so it is the fourth question.
Fred lost his factory job, replaced by welding robots. He has now given up looking for work. Fred is:
When Dean, Nate, and Nancy first started thinking about launching a cheese shop in Fort Collins, we took a good period of time to think through the goals that we wanted to accomplish with this small business. We also set in place touchstones (click that if you're not familiar w/ this analogy) by which we would consider major decisions regarding our business model. In short we took time to try and envision, and subsequently plan, what we wanted our business to look like in 5 years. According to class this week, what activity were we engaged in
Answer:
strategic planning
Explanation:
The expected proceeds from accounts receivable, determined by taking accounts receivable less the allowance for doubtful accounts, is called:
Answer:Realizable value
Explanation:
Which best diagrams the correct obstacle to the example?
economic trade this is your answer hope it's helpful to you
Economic Trade is the answer.
Assume that you pay $2,849. 84 in state property taxes every year. If your property has an assessed value of $41,302, what is your state’s property tax rate? a. 0. 077 b. 0. 032 c. 0. 014 d. 0. 069 Please select the best answer from the choices provided A B C D.
Answer:
D
Explanation:
2849/41302=.06897971014, which equals .069
Property received through a contribution is to be recognized at its fair market value and offset with a credit entry to a: Additional Paid-in Capital account. Contribution Revenue account. Miscellaneous Gain account. Paid-in Capital account.
Answer:
additional paid in capital accound
how many barrels of oil are used per day in the u.s. 2021
Answer:
about 18.19 million barrels
What u.s. city, whose inflation rate recently measured 7.9 percent, has the highest such rate in the nation?
Answer: Atlanta
Explanation:
CNN 10 goes over this.
If an insurance company underwriters discovers that an applicant for a homeowners policy has been convicted of submitting a fraudulent claim to an insurer in the past, he may reject the application as a a. Morale hazard b. Certainty of loss hazard c. Moral hazard d. Legal hazard
Answer:
b
Explanation:
A company's ____________ are the priorities, principles, and beliefs that guide the company. A. Strengths B. Demographics C. Values D. Opportunities Please select the best answer from the choices provided A B C D.
Answer:
I would say its C: Values
Explanation: I own three stores and trust me the most important part about a company is the value.
Answer:
c <3
Explanation:
A limited resource of some type that restricts the company's ability to satisfy demand is a(n) ______.
Answer:
constraint
Explanation:
......................
Answer:
constraint
Explanation:
when a limited resource of some type restricts the company's ability to satisfy demand. The correct measure to look at when handling a constraint.
The ""field trip to mars"" campaign to promote lockheed martin is an example of ________ advertising.
Based on the advertising analysis, the "field trip to mars" campaign to promote Lockheed martin is an example of Out-of-Home advertising.
This is because Out-of-Home advertising is a type of advertising that involves the producer or seller making advertisements that people can only see when they are out of the home.
The field trip to Mars campaign involved people entering a bus without headsets then experiencing a visual reality of Mars.
People can only see this advertisement when they are out of their homes.
Hence, in this case, it is concluded that the correct answer is "Out-of-Home advertising."
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List 5 Entrepreneural qualities
Explanation:
resolute motivation and passion, creative thinking, self discipline, risk taking ability, and persistence