Suppose a friend or family asked you how it could be possible that an annual interest rate is higher than 100%. write out an explanation of what you might say to them

Required annual income does Cecilia need to afford to borrow the money is $221,395.

To determine the annual income that Cecilia needs to afford borrowing $95,000 for the house she likes, we need to consider her debt-to-income ratio (DTI).

Normally, lenders require a DTI ratio of 43% or lower which means that the total amount of debt Cecilia has (including the mortgage payment) should not exceed 43% of her gross income.

Let a DTI ratio of 43%, Cecilia's annual income should be at least $221,395 to afford borrowing $95,000 for the house.

We can calculate it by multiplying the amount of the loan by 100 and dividing by the DTI ratio: $95,000 x 100 / 43 = $221,395

Hence, required annual income does Cecilia need to afford to borrow the money is $221,395.

Learn more about annual income here,

https://brainly.com/question/31595577

#SPJ4

The complete conditions are

By definition a quadrilateral is a shape that has four sides and four angles

Next, we test the conditions

Two pairs of parallel sides and at least two right angles

This is true because quadrilaterals like rectangles and squares have two pair of parallel sides and right angles

One pair of parallel sides and no right angles

This is also true because quadrilaterals like trapezoid have one pair of parallel sides and may or may not have right angle

One pair of parallel sides and three right angles

This is false because a quadrilateral cannot be drawn with this condition

No parallel sides and four right angles

This is false because a quadrilateral cannot be drawn with this condition

Read more about quadrilateral at

https://brainly.com/question/23935806

#SPJ1

Tina received $12.30 for recycling her cans last week.

To find how much money Tina got for her cans last week, we need to find the total number of cans she collected and then multiply that by 0.05 (since she gets 5 cents per can).

On Wednesday and Thursday, Tina collected 37 cans each day, for a total of 2 x 37 = 74 cans.

On Tuesday, Friday, Saturday, and Sunday, she collected 43 cans each day, for a total of 4 x 43 = 172 cans.

The total number of cans collected is 74 + 172 = 246 cans.

To find the total amount of money Tina received, we multiply 246 by 0.05, which gives us:

246 x 0.05 = $12.30

Therefore, Tina received $12.30 for recycling her cans last week.

Learn more about Money

brainly.com/question/28784237

#SPJ11

You would have to receive an approximately 8.696% increase in pay to regain your original salary after an 8% decrease.

To find the percentage increase in pay needed to regain your original salary after an 8% decrease, follow these steps:

1. Assume your original salary is 100%. After an 8% decrease, your salary becomes 100% - 8% = 92%.

2. Calculate the difference between your original salary (100%) and your current salary (92%). The difference is 100% - 92% = 8%.

3. To find the percentage increase needed to regain your original salary, divide the difference (8%) by your current salary (92%): 8% / 92% = 0.08696.

4. Multiply the result by 100 to convert it to a percentage: 0.08696 (100) = 8.696%.

So, you would have to receive an approximately 8.696% increase in pay to regain your original salary after an 8% decrease.

To know more about "Percentage" refer here:

https://brainly.com/question/10893287#

#SPJ11

The width of a small paving stone is 0.62 m or 62 cm

Length of path = 4 sides of a large paving stone = 3.72 m

Width of large paving stone: 3.72 m ÷ 4 = 0.93 m

Width of small paving stone: 1.55 m − 0.93 m = 0.62 m

or: Length of path = 6 sides of a small paving stone = 3.72 m

Width of small paving stone: 3.72 m ÷ 6 = 0.62 m

or: Let the width of the small paving stone be x and the width

of the large paving stone be y.

Then in cm: x + y = 155 cm,

and 2x + 3y = 372 cm

We can see from the diagram that y = 372 cm – 2 × (x + y)

so y = 372 cm − 2 × 155 cm = 372 cm – 310 cm = 62 cm

Therefore, the width of a small paving stone is 0.62 m or 62 cm.

Learn more about a rectangle here:

brainly.com/question/10046743.

#SPJ1

The total revenue over the two days is GH¢305.

We can represent the number of items sold and the cost for each item in matrices as follows:

[tex]\begin{equation}A = \begin{bmatrix} 3 & 4 & 1 \ 4 & 2 & 3 \end{bmatrix}, \quad B = \begin{bmatrix} 10 \ 15 \ 20 \end{bmatrix}\end{equation}[/tex]

Here, matrix A represents the number of items sold on each day, and matrix B represents the cost per item. To find the total revenue, we need to multiply the two matrices and then take the sum of all the elements in the resulting matrix:

[tex]\begin{equation}A \cdot B = \begin{bmatrix} 3 & 4 & 1 \ 4 & 2 & 3 \end{bmatrix} \cdot \begin{bmatrix} 10 \ 15 \ 20 \end{bmatrix} = \begin{bmatrix} 95 \ 140 \end{bmatrix}\end{equation}[/tex]

Therefore, the total revenue over the two days is GH¢(95 + 140) = GH¢305.

For more questions like Matrix click the link below:

https://brainly.com/question/28180105

#SPJ11

The probability that a student selected at random from the class majors in Liberal Arts or Business Administration is 0.69 or 69%.

Let us say that the event that a student is a Liberal Arts major is 'LA' and the event that a student is a Business Administration major is 'BA'.

Now according to the question, we know that 44% of students are Liberal Arts majors, 64% of students are Business Administration majors,

and 39% of students are majoring in both.

With this information, we can say that:

P(LA) = 44% = 0.44

P(BA) = 64% = 0.64

• P(LAN BA) = 39% = 0.39

Now in order to find the probability that a student

is selected at random majors in either Liberal Arts

or Business Administration, we need to compute the value of P(LA U BA), which is the probability of either of the event happening.

The formula for the probability of the union of two events can be used to find the union that is: PILA U BA) = P(LA)+P(BA)-PILAN BA)

Now by substituting the values in the above equation, we get:

P(LA U BA) = 0.44 + 0.64 -0.39

P(LA U BA) = 0.69

Learn more about Probability at:

https://brainly.com/question/25839839

#SPJ4

The fraction of the cookies do they still need to made after Cameron and Lindsey made 80 cookies is 1/2.

Fractions are referred to as the components of a whole in mathematics. A single thing or a collection of objects might be the entire. When we cut a slice of cake in real life from the entire cake, the part represents the percent of the cake. The word "fraction" is derived from Roman. "Fractus" means "broken" in Latin.

The fraction was expressed verbally in earlier times. It was afterwards presented in numerical form. A piece or sector of any quantity is another name for the fraction.

Total cookies to be made is 160

Out of which Cameron made 2/5 of the cookies so,

2/5 x 160 = 64 cookies are made by Cameron

Lindsey made 16 cookies

So total cookies that still need to be made is,

= 160 - (64 + 16) = 80

The fraction of cookies still need to made is 80/160 = 1/2 .

Learn more about Fraction of cookies:

https://brainly.com/question/17447744

#SPJ4

Answer: The answer to your question is the square root of 65

The equivalent ratio is 10:107.78

To solve this problem, we need to find a ratio that is equivalent to 10:9 but has a denominator of 97.

First, we can set up a proportion:

10/9 = x/97

To solve for x, we can cross-multiply:

10 * 97 = 9 * x

970 = 9x

To find the value of x, you divided both sides of the equation by 9, resulting in:

x = 107.78 (rounded to two decimal places)

So the equivalent ratio is 10:107.78, but since we can't have a fractional hat, we can round up to 108. Therefore, the answer is 10:108.

To learn more about equation, refer below:

https://brainly.com/question/29657983

#SPJ11

From the given data set, the mean absolute deviation is 10.72

To determine the mean absolute deviation of the data set, we need to find the mean first.

mean = (0 + 1 + 3 + 10 + 12 + 12 + 15 + 17 + 18 + 22 + 66) / 11

mean = 16

Now, let's calculate the mean absolute deviation

|0 - 16| = 16

|1 - 16| = 15

|3 - 16| = 13

|10 - 16| = 6

|12 - 16| = 4

|12 - 16| = 4

|15 - 16| = 1

|17 - 16| = 1

|18 - 16| = 2

|22 - 16| = 6

|66 - 16| = 50

MAD = (16 + 15 + 13 + 6 + 4 + 4 + 1 + 1 + 2 + 6 + 50) / 11

MAD = 10.72

Learn more on mean absolute deviation here;

https://brainly.com/question/447169

#SPJ1

The surface area of the rectangular prism is 4960 cm².

The rectangular prism can be divided into six rectangular faces, with opposite faces having the same area. To find the surface area, we need to calculate the area of each face and add them up.

The net shows three rectangles with dimensions of 62 cm x 21 cm, 62 cm x 16 cm, and 21 cm x 16 cm.

Therefore, the surface area of the rectangular prism is:

Area of the first rectangle = 62 cm x 21 cm = 1302 cm²

Area of the second rectangle = 62 cm x 16 cm = 992 cm²

Area of the third rectangle = 21 cm x 16 cm = 336 cm²

Total surface area = 2(Area of first rectangle) + 2(Area of second rectangle) + 2(Area of third rectangle)

= 2(1302) + 2(992) + 2(336)

= 2604 + 1984 + 672

= 4960 cm²

To learn more about surface follow the link:

https://brainly.com/question/29298005

#SPJ1

If the area of rectangle abcd is 16in² and the area of the rectangle a’b’c’d’ is 64in², the scale factor used to dilate the rectangle was 2.

When a rectangle is dilated, its dimensions are multiplied by a common factor known as the scale factor. The scale factor is the ratio of the corresponding sides of the original rectangle and the dilated rectangle.

Let the scale factor be represented by k. The area of the original rectangle is 16 in², so we can write:

length x width = 16

Let L and W represent the length and width of the original rectangle, respectively. Therefore, we have:

LW = 16

After dilation, the area of the new rectangle is 64 in². The length and width of the new rectangle are kL and kW, respectively. Therefore, we can write:

(kL)(kW) = 64

Simplifying the above equation, we get:

k²LW = 64

Substituting the value of LW from the first equation, we get:

k²(16) = 64

Solving for k, we get:

k = √4 = 2

This means that the length and width of the new rectangle are twice the length and width of the original rectangle.

To learn more about scale factor click on,

https://brainly.com/question/15001483

#SPJ4

The type of bankruptcy that typically affects a person's credit score for seven years is Chapter 7 bankruptcy.

Chapter 7 bankruptcy involves the liquidation of assets to pay off debts, and it remains on a person's credit report for up to seven years from the filing date. This can have a significant negative impact on a person's credit score and their ability to obtain credit in the future.

Chapter 9 bankruptcy is specifically designed for municipalities such as cities, towns, and counties, and it does not apply to individuals or affect personal credit scores.

Chapter 11 bankruptcy is primarily used by businesses to reorganize their debts and continue operating. While it can affect a business owner's personal credit if they have personal liability for the business debts, it does not have a specific time frame for how long it remains on a credit report. The impact on an individual's credit score can vary depending on the circumstances and how the bankruptcy is structured.

Hence the answer is Chapter 7.

Learn more about bankruptcy click;

https://brainly.com/question/30628707

#SPJ12

Answer:

Chapter 13

Step-by-step explanation:

it’s not on there but that’s the answer

Answer:

Step-by-step explanation:

A. Sales Budget:

To prepare the sales budget, we need to multiply the unit sales by the sales price per unit for each month. The sales budget for July, August, September, and the total quarter is as follows:

Jones Corporation Sales Budget

Month Unit Sales Sales price Total sales dollars

July 20,000 $180 $3,600,000

August 35,000 $180 $6,300,000

Sept 25,000 $180 $4,500,000

Total 80,000 $180 $14,400,000

B. Production Budget:

To prepare the production budget, we need to calculate the number of units to be produced each month to meet the sales demand and maintain the desired ending inventory level. The production budget for July, August, September, and the total quarter is as follows:

Jones Corporation Production Budget

Month Unit Sales Add: Desired Ending Inventory Total Units Needed Less: Beginning Inventory Units to be Produced

July 20,000 4,000 24,000 - 24,000

August 35,000 5,000 40,250 20,000 20,250

Sept 25,000 7,000 28,750 15,250 13,500

Total 80,000 16,000 93,000 35,250 57,750

Note: The desired ending inventory for finished goods for each month is calculated as 20% of the unit sales for the next month. For materials, the desired ending inventory for September is given as 25,200 pounds.

Therefore, we can calculate the total materials needed for September and subtract the desired ending inventory to find the materials to be purchased for September.

The production budget takes into account the inventory levels for both finished goods and materials.

We can now calculate the total direct materials needed, direct labor hours needed, and total manufacturing overhead costs for the quarter.

C. Direct Materials Budget:

To prepare the direct materials budget, we need to calculate the total materials needed for production and deduct the beginning inventory and desired ending inventory levels to determine the materials to be purchased each month.

The direct materials budget for July, August, September, and the total quarter is as follows:

Jones Corporation Direct Materials Budget

Month Units to be Produced Materials required per unit Total Materials Needed Add: Desired Ending Inventory Total Materials Required Less: Beginning Inventory Materials to be Purchased

July 24,000 3 72,000 - 72,000 20,700 51,300

August 20,250 3 60,750 7,500 68,250 51,300 16,950

Sept 13,500 3 40,500 25,200 65,700 36,300 29,400

Total      

To know more about Sales Budget refer here

https://brainly.com/question/31165239#

#SPJ11

68 – 0. 2 = T and 0. 2(68) = T equation can be written to model this scenario. The correct options are A and C.

The equation 68 – 0.2(68) = T is correct since it represents the total cost after the 20% discount is applied.

The equation 68 – 0.2 = T is not correct since it does not correctly calculate the total cost after the discount.

The equation 68 – 20 = T is not correct since it subtracts the discount amount from the original price, which would give the discounted price before the discount, not the total cost after the discount.

The equation 0.8(68) = T is not correct since it calculates the discounted price, not the total cost after the discount.

Therefore the correct options are a and c.

To know more about discount , refer here :

https://brainly.com/question/31430480#

#SPJ11

There are 120 possible orders in which the five Smith children can be served one at a time.

If we assume that each child is served one at a time, then the first child can be served in 5 ways, the second child can be served in 4 ways (since one child has already been served), the third child can be served in 3 ways, the fourth child can be served in 2 ways, and the fifth child can be served in 1 way.

Therefore, the total number of orders in which the children can be served one at a time is:

5 x 4 x 3 x 2 x 1 = 120

Learn more about combinations and permutations on

https://brainly.com/question/4658834

#SPJ1

Steve paid $10 more than Cole for gas, regardless of the actual prices of gas at the two gas stations.

To answer this question, we need to know the prices of gas at both gas stations. Let's assume that Cole bought 10 gallons of gas at the gas station with the lowest price, and that the price difference between the two gas stations is $x per gallon.

If we denote the price per gallon of gas at the gas station where Cole bought gas as "c", then the total amount Cole paid for gas is:

10c

If we denote the price per gallon of gas at the gas station where Steve bought gas as "s", then the total amount Steve paid for gas is:

10s

The difference between the two amounts is:

10s - 10c

But we know that Steve bought gas at the gas station with the highest price, so we can assume that s = c + x.

Substituting this expression for s into the equation above, we get:

10s - 10c = 10(c + x) - 10c = 10x

So Steve paid $10 more than Cole for gas, regardless of the actual prices of gas at the two gas stations.

To know more about price , refer here :

https://brainly.com/question/19091385#

#SPJ11

The distance between the points P(-4, 2, 1) and Q(-1, 2, 0) is [tex]\sqrt{(10)}[/tex] units.

The distance formula is derived from the Pythagorean theorem, which states that in a right triangle, the sum of the squares of the lengths of the legs (the sides that form the right angle) is equal to the square of the length of the hypotenuse (the side opposite the right angle).

In three-dimensional space, we have to use a variation of the Pythagorean theorem that involves finding the distance between the two points in each of the three dimensions (x, y, and z) and then adding up the squares of those distances, before taking the square root of the sum.

To find the distance between two points P(x1, y1, z1) and Q(x2, y2, z2) in three-dimensional space, we use the distance formula:

d = [tex]\sqrt{((x_2 - x_1)^2 + (y_2 - y_1)^2 + (z_2 - z_1)^2)}[/tex]

Using the given points P(-4, 2, 1) and Q(-1, 2, 0), we have:

d = [tex]\sqrt{((-1 - (-4))^2 + (2 - 2)^2 + (0 - 1)^2)}[/tex]

= [tex]\sqrt{(3^2 + 0^2 + (-1)^2)}[/tex]

= [tex]\sqrt{(10)}[/tex]

Therefore, the distance between the points P(-4, 2, 1) and Q(-1, 2, 0) is sqrt(10) units.

To learn more about distance visit: https://brainly.com/question/15172156

#SPJ11

The estimated number of households that own a dog in the town is 120 households.

To estimate the number of households that own a dog in the town with 300 households, you will need to follow these steps:

1. Collect a random sample of households from the town. The sample size should be large enough to be representative of the entire population.

2. Determine the proportion of sampled households that own a dog.

3. Multiply the proportion of dog-owning households in the sample by the total number of households in the town (300).

For example, let's say you collected data from 50 households and found that 20 of them owned a dog. The proportion of dog-owning households would be 20/50 = 0.4 (40%).

To estimate the total number of households that own a dog in the town, multiply 0.4 by 300:
0.4 * 300 = 120 households

So, the estimated number of households that own a dog in the town is 120 households.

To know more about number of households refer here

https://brainly.com/question/29009086

#SPJ11

The tumor was approximately 1.47 grams six months before the first measurement. It would not have been detected by the instrument at that time.

Let M(t) be the mass of the tumor at time t (in months) since the first measurement. Since the rate of growth is proportional to the size of the tumor, we have the differential equation dM/dt = kM, where k is the proportionality constant. The general solution to this differential equation is M(t) = Me^(kt), where M is the initial mass of the tumor.

Using the given data, we have M(0) = 4.0 and M(4) = 6.76. Substituting these values into the equation M(t) = Me^(kt), we get the system of equations M = 4.0 and 6.76 = Me^(4k). Solving for M and k, we get M = 4.0 and k = ln(6.76/4.0)/4 ≈ 0.153. Thus, the equation for the mass of the tumor is M(t) = 4.0e^(0.153t).

To find the mass of the tumor six months before the first measurement (i.e., when t = -6), we plug in t = -6 into the equation M(t) = 4.0e^(0.153t) to get M(-6) ≈ 1.47 grams.

Finally, we check whether the tumor would have been detected at that time. Since the mass of the tumor was less than 1 gram at that time, the instrument would not have detected it.

For more questions like Differential equation click the link below:

https://brainly.com/question/14598404

#SPJ11

The calculated value of the surface area of the cone is 36π

From the question, we have the following parameters that can be used in our computation:

Radius, r = 4 meters

Slant height, l = 5 meters

using the above as a guide, we have the following:

SA = πr(r + l)

Substitute the known values in the above equation, so, we have the following representation

SA = π * 4 * (4 + 5)

Evaluate

SA = 36π

Hence, the surface area of the cone is 36π

Read more about surface area at

https://brainly.com/question/16519513

#SPJ1

Answer:

There is an outlier at 28.

To solve the system of linear equations by elimination, we need to eliminate one of the variables by multiplying one or both equations by a constant so that the coefficients of one of the variables are equal in both equations. Then, we can subtract one equation from the other to eliminate that variable and solve for the remaining variable.

In this case, we can eliminate y by multiplying the first equation by -7 and the second equation by 6, so that the coefficients of y are equal in both equations:

-28x - 42y = -336

18x + 42y = 306

Adding these two equations together, we get:

-10x = -30

Dividing both sides by -10, we get:

x = 3

Now that we have solved for x, we can substitute this value into one of the original equations to solve for y. Using the first equation, we get:

4x + 6y = 48

4(3) + 6y = 48

12 + 6y = 48

Subtracting 12 from both sides, we get:

6y = 36

Dividing both sides by 6, we get:

y = 6

Therefore, the solution to the system of linear equations is x = 3 and y = 6.

The percentage of your book that can be filled during your reservation at Goofy's kitchen would be 12. 5%

If there are 6 characters and each one signs your book once, then the total number of signatures you would be able to get are 6 signatures in total.

The calculation to determine the percentage of your book occupied involves dividing the number of signatures by its overall capacity and then multiplying that value by 100.

The percentage that would be covered is:

= 6 signatures / 48 total capacity x 100

= 12.5 %

Find out more on percentage at https://brainly.com/question/7013326

#SPJ1

To generate a recursive rule for the sequence 13, 15, 23, 55, 183, we need to identify the pattern in the sequence.

Looking at the differences between each term, we can see that:

15 - 13 = 2

23 - 15 = 8

55 - 23 = 32

183 - 55 = 128

So the differences are increasing by a factor of 4 each time.

Using this pattern, we can create a recursive rule:

a(1) = 13

a(n) = a(n-1) + 4^(n-2)

So for example,

a(2) = a(1) + 4^(2-2) = 13 + 1 = 14

a(3) = a(2) + 4^(3-2) = 14 + 4 = 18

a(4) = a(3) + 4^(4-2) = 18 + 16 = 34

a(5) = a(4) + 4^(5-2) = 34 + 64 = 98

a(6) = a(5) + 4^(6-2) = 98 + 256 = 354

And so on.

To know more about recursive rule:

https://brainly.com/question/28981094

#SPJ11

The equivalent expressions are,

A. [tex]-30 + 40d - 10c[/tex],

B. [tex]-6 + 8d - 2c[/tex]

D. [tex]6 - 8d + 2c[/tex].

An expression is a sentence with at least two numbers or variables having mathematical operation. Math operations can be addition, subtraction, multiplication, division.

For example, [tex]2x+3[/tex]

The given expression.

[tex]\implies -25(15 - 20d + 5c)[/tex]

[tex]\implies -125(3 - 4d + c)[/tex]

So, the given expression can be converted into

[tex]k(3 - 4d + c)[/tex]

The equivalent expressions are:

A. [tex]-30 + 40d - 10c[/tex],

B. [tex]-6 + 8d - 2c[/tex]

D. [tex]6 - 8d + 2c[/tex].

A. [tex]-30 + 40d - 10c[/tex]

[tex]\implies -30 + 40d - 10c[/tex]

[tex]\implies -10(3 - 4d + c)[/tex]

B. [tex]-6 + 8d - 2c[/tex]

[tex]\implies -6 + 8d - 2c[/tex]

[tex]\implies -2(3 - 4d + c)[/tex]

D. [tex]6 - 8d + 2c[/tex]

[tex]\implies6 - 8d + 2c[/tex]

[tex]\implies2(3 - 4d + c)[/tex]

To know more about Expressions check:

brainly.com/question/16804733

Each portion of Grace weighs 1/8 pound.

It gauges how much gravity is pulling on a body.

If Robert has 3/4 pound of Grace and he wants to divide it into six equal portions, we can find the weight of each portion by dividing 3/4 by 6:

(3/4) / 6 = (3/4) * (1/6) = 1/8

So each portion of Grace weighs 1/8 pound.

Learn more about division on:

https://brainly.com/question/25289437

#SPJ4

The two possible values of x are -29 and 69.

To find two possible values for x, we need to use the fact that the range of

the numbers is 63.

The range is defined as the difference between the largest and smallest

numbers in the set.

First, we can find the largest and smallest numbers in the set:

Smallest number = 6

Largest number = 34

Next, we can set up two equations to represent the range of the numbers,

using the two possible scenarios for x:

Scenario 1:

If x is the smallest number in the set, then the range is equal to [tex]34 - x.[/tex]

Scenario 2: If x is the largest number in the set, then the range is equal to

[tex]x - 6[/tex].

We can then set up two equations and solve for x in each scenario:

Scenario 1:

[tex]34 - x = 63x = 34 - 63x = -29[/tex]

Scenario 2:

[tex]x - 6 = 63x = 63 + 6x = 69[/tex]

To know more about range refer here https://brainly.com/question/28135761# #SPJ11

The function may still be continuous.

The lack of differentiability only implies that the function is not smooth at that point.

Here are three scenarios in which the derivative of a function may not exist, along with a sketch of each situation:

Corner: A function may not be differentiable at a corner, where the graph abruptly changes direction.

At a corner, the left and right-hand limits of the derivative do not match. Here is a sketch of the situation:

                   /

                  /

                 /

                /

               /

---------------/----------------

Cusp: A function may not be differentiable at a cusp, where the graph has a sharp point.

At a cusp, the left and right-hand limits of the derivative approach different values. Here is a sketch of the situation:

           /

          /

         /

        /

       /

------/--------

      \

       \

        \

         \

          \

Vertical tangent: A function may not be differentiable at a vertical tangent, where the graph has a vertical line tangent to the curve.

At a vertical tangent, the derivative is either infinite or undefined. Here is a sketch of the situation:

     |

     |

------|-------

     |

     |

Note that in all three of these situations, the function may still be continuous.

The lack of differentiability only implies that the function is not smooth at that point.

Learn more about existance of derivative

brainly.com/question/30365299

#SPJ11