St. Thomas Company is planning to issue $1,000 par value bonds. The bonds will have a coupon rate of 9.5 percent and will be sold at a market price of $980. Flotation costs will amount to 4 percent of market value. The bonds will mature in 15 years and coupon payments will be semi-annual. St. Thomas' marginal tax rate is 35%. What is the firm's cost of debt financing?

Answers

Answer 1

Answer:

the firm's cost of debt financing = 6.682 %

Explanation:

Given that:

St. Thomas Company is planning to issue $1,000 par value bonds.

Bond coupon rate = 9.5

which will be sold at $980

Floating cost = 1 - 4 % of the market value

The bonds will mature in 15 years and coupon payments will be semi-annual .i.e Period = 15 × 2

Marginal tax rate = 35%

The objective is to determine the firm's cost of debt financing

From the information given ; we can use the EXCEL Spreadsheet to compute the value for the cost of debt then after that we will be able to find the firm's cost of debt financing.

The following data will be inserted  into the Excel function (=RATE(15*2;0.095/2 *1000;-980*(1-4%);1000) )

Future value Fv= 1000

Payment Pmt =0.095/2 *1000

number of period Nper= 15 × 2

Present value  Pv= -980 × (1 - 4%)

Output = 0.051413309 [tex]\approx[/tex] 5.14%

The Screenshot of the Excel Computation is also shown in the attached file below.

Pre tax cost of debt = 2 × cost of debt

Pre tax cost of debt =  2 × 5.14% = 10.28%

FInally ;

the firm's cost of debt financing = Pre-tax cost of debt × (1 - Tax rate)

where the marginal tax rate = 35%

the firm's cost of debt financing = 10.28% × (1 - 35%)

the firm's cost of debt financing = 0.1028 ×( 1 - 0.35)

the firm's cost of debt financing = 0.1028 × 0.65

the firm's cost of debt financing =0.06682

the firm's cost of debt financing = 6.682 %

St. Thomas Company Is Planning To Issue $1,000 Par Value Bonds. The Bonds Will Have A Coupon Rate Of

Related Questions

Georgia was supposed to pay her premium by the 15th of the month. Which of the following provisions allows her to keep her coverage if she is a couple of weeks late with paying her premium (without penalty)?
a) Incontestability clause
b) Misstatement of age provision
c) Naming a beneficiary
d) Policy reinstatement
e) The grace period

Answers

Answer: The Grace period

Explanation:

From the question, we are informed that Georgia was supposed to pay her premium by the 15th of the month. The provision that allows her to keep her coverage even though she is a couple of weeks late with paying her premium without penalty is referred to as the grace period.

The grace period is a period of time which is after the due period of an obligation whereby a late fee or a penalty is waived. In this case, Georgia was in her grace period.

Rapid-Built Homes specializes in low-cost prefabricated, modular homes that can be erected in a mat-ter of days anywhere in the country. Rapid-Built focuses on entire subdivisions of homes developed by real estate speculators. ModernModular Homes (ModMod) specializes in modular homes designed by architects which can be built anywhere in the country. The buyers usually build the home themselves from kits on their own lots. ModMod sells fewer than 100 house kits per year. ModMod is run by two professors of architecture as a sideline business. According to the "Framework of Competitive Analys-is," we can say that Rapid-Built and ModMod:________.
a. are direct mutually-acknowledged competitors.
b. have high resource similarity.
c. have high market commonality.
d. are probably not engaged in intense competitive rivalry.

Answers

Answer:

D, are probably not engaged in intense competitive rivalry

Explanation:

A competitive analysis framework or framework of competitive analysis can be said to be an analysis model that is used to examine a competitor market structure. This in turn helps you to properly prepare or structure your market analysis.

There are about 5 competitive analysis frameworks. They include SWOT(strength Weakness Opportunity Threats), Porter's five forces, Strategic group analysis, growth share matrix, perceptual mapping.

In the case of Rapid-Built Homes and ModMod, they are not exactly involved in intense competitive rivalry because while Rapid-Built homes is a developed by real estate speculators, ModMod is a side business for two architecture professors. This means that selling of housing units by Rapid-Builts is the source of main income for the company while for ModMod, is it not the main source of income for the professors.

Cheers

Mr. Barker enjoys a comfortable retirement income. He recently had surgery and expected that he would have certain services and items covered by the plan with minimal out-of-pocket costs because his MA-PD coverage has been very good. However, when he received the bill, he was surprised to see large charges in excess of his maximum out-of-pocket limit that included a number of services and items he thought would be fully covered. He called you to ask what he could do? What could you tell him?

Answers

Answer:

What you could tell him is that you can offer to help him review all the plans appeal process as well as to help him ask the plan to review his coverage decision which will enable him to know why he had large charges in excess of his maximum out-of-pocket limit.

Explanation:

Based on the information given we were told that when he received the bill, their was large charges in excess of his maximum out-of-pocket limit which is a limit on the amount of money a person or an individual have to pay for covered medical care services in which we were still told that the large charges in excess of his maximum out-of-pocket limit also include a number of services and items he thought would be fully covered, therefore since he called you to ask what he could do, What you could tell him is that you will offer to help him review all the plans appeal process and to as well help him to ask the plan to review the coverage decision which is why coverage decision is of benefit because it enables a person or an individual to makes decision about their benefits including the amount they have to pay for their medical services plan.

What’s the likeliest reason the program failed? (A) The nap wasn't long enough. (B) The room for the nap was too noisy. (C) The culture of the organization did not support napping during a shift. (D) Workers weren’t as tired as managers thought they were.

Answers

Answer: C. The culture of the organization did not support napping during a shift.

Explanation:

Many people tend to have a good rest when they are not working so they can regain their mental and physical strength when they are not on duty to be strong enough to carry out task when they on duty. Depreving them of this rest will tend to fail any program. Rest is required for success as the human system is frail at some point after long task or job being carried out.

Your accountant tells you that if you can continue to earn the current interest rate on your balance of $750 for the next three years, you will have $944.78 in your account. If your accountant is correct, then what is the current interest rate

Answers

Answer: 8%

Explanation:

current balance = $750

Period = 3years

Final amount at the end of the third year = $944.78

Rate =?

Using the compound interest formula :

A = P( 1 + r/n)^nt

Where : A= final amount plus interest

P = principal amount

r = interest rate

t = period

n = number of compounding periods per year = 1

A = P( 1 + r)^t

944.78 = 750(1 + r)^3

Divide both side by 750

944.78/750 = (1+r)^3

1.2597 = (1+r)^3

Take the cube root of both sides

1.07999 = 1+r

r = 1.07999 - 1

r = 0.07999

r = (0.07999) * 100%

r = 7.999% = 8%

Strong Look Corporation provided the following information to its accountants. The company had current assets of $145,332, net fixed assets of $356,190, and other assets of $4,176. The firm has long-term debt of $76,445, common stock of $200,000, and retained earnings of $134,461. What amount of current liabilities does this firm have?

Answers

Answer:

Explanation:

Given the following :

current assets = $145,332

Net fixed assets = $356,190

Other assets = $4,176

Long-term debt = $76,445

Common stock = $200,000

Retained earnings = $134,461

Current liabilities = ( Total assets - Long-term debt - Total stockholders' equity)

Total assets = (current + net + other) assets

Total assets = $(145,332 + 356,190 + 4, 176) = $505,698

Total Stockholder's equity = ( common stocks + retained earning)

Total stockholders' equity = $200,000 + $134,461 = $334,461

Current liabilities = ( Total assets - Long-term debt - Total stockholders' equity)

Current Liabilities :

($505,698 - $76,445 - $334,461) = $94,792

Wilson Corp. purchased its own par value stock on January 1, 2015 for $20,000 and debited the treasury stock account for the purchase price. The stock was subsequently sold for $12,000. The $8,000 difference between the cost and sales price should be recorded as a deduction from

Answers

Answer: additional paid-in capital to the extent that previous net "gains" from sales of the same class of stock are included therein; otherwise, from retained earnings.

Explanation:

The options are:

additional paid-in capital to the extent that previous net "gains" from sales of the same class of stock are included therein; otherwise, from retained earnings.

b. additional paid-in capital without regard as to whether or not there have been previous net "gains" from sales of the same class of stock included therein.

c. retained earnings.

d. net income.

From the question, we are informed that Wilson Corp. purchased its own par value stock on January 1, 2015 for $20,000 and debited the treasury stock account for the purchase price. The stock was subsequently sold for $12,000.

Therefore, the $8,000 difference between the cost and sales price should be recorded as a deduction from the additional from the paid-in capital to the extent that previous net "gains" from sales of the same class of stock are included therein otherwise, from the retained earnings.

In the Shaping Department of Sheridan Company the unit materials cost is $2.00 and the unit conversion cost is $1.60. The department transferred out 8900 units and had 2000 units in ending work in process 20% complete. If all materials are added at the beginning of the process, the total cost to be assigned to the ending work in process is

Answers

Answer:

Ending Work in Process $ 4640

Explanation:

Sheridan Company

Shaping Department

Ending Work in Process $ 4640

Materials = 2000 units*$2= $ 4000

Conversion= 2000 units *20%* $1.6= 400*$ 1.6=$ 640

We find the cost of ending inventory by multiplying the materials unit cost with the materials units and the unit conversion costs with the equivalent conversion units.All materials are included because the materials are added at the beginning of the process.

Jamie and Peter Dawson own 220 shares of Duke Energy common stock. Duke Energy’s quarterly dividend is $0.86 per share. What is the amount of the dividend check the Dawson couple will receive for this quarter? (Round your answer to 2 decimal places.)

Answers

Answer:

$189.20

Explanation:

Quarterly amount of dividend check = quarterly dividend per share x number of shares.

Quarterly dividend = $0.86

number of shares = 220

Check amount = 220 x $0.86

                        = $189.20.

Cheers.  

The revenue recognition principle says divide time into equal periods to measure net income or net loss properly. B. match revenues and expenses in order to compute net income. C. record revenue only after you have earned it. D. record revenue only when you receive cash.

Answers

Answer:

C. Record revenue only after you have earned it

Explanation:

The revenue recognition principle says record revenue only after you have earned it.

Revenue recognition principle is an accounting principle that helps to determine how and when revenue is to be recognized.

Revenue recognition principle requires that revenues can only be recognized when they are realized and earned, not when cash is received.

Revenue can be calculated by multiplying price by units of quantity demanded.

That is,

Revenue= Price × Quantity demanded

Unplug Wireless is a cellular service provider that charges its customers $1 for three hours of talk time. So, if a customer's talk time for a month is 60 hours, the company charges him or her $20 at the end of the month. Which of the following business models does this best illustrate?
a. freemium
b. subscription-based
c. pay-as-you-go
d. razor-razor-blade

Answers

Answer:

c. pay-as-you-go

Explanation:

-Freemium means that a service is free but if the customers want additional features they have to pay for them.

-Subscription-based is when a customer takes a service for an established price during a specific period of time.

-Pay-as-you-go is when you pay only for the services you use.

-Razor-razor-blade is when a business sells a product at a low price to be able to sell a complementary good.

According to this, the answer is that the business model that is best illustrated is pay-as-you-go because the customer pays for the talk time he/she consumes each month.

Plezion Corp. is an independent distributor that connects furniture sellers to its buyers. The company distributes furniture made of plastic, wood, and carbon fiber on a large scale. The company does not take legal ownership of the goods it distributes. In this scenario, it can be said that Plezion Corp. is a(n) _____.

Answers

Answer:

Agent

Explanation:

A business agent is defined as a person or entity that manages the business affairs of another person or company.

The extent of their duties depends on the contract that exists between the agent and the entity they represent.

Usually agents are involved in negotiating contracts on behalf of their clients.

Plezion Corp. serves as an agent when they connect furniture sellers to buyers, and distribute furniture made of plastic, wood, and carbon fiber on a large scale.

The company does not take legal ownership of the goods it distributes.

Answer:

agent

Explanation:

An agent is an independent sales representive that can work for different businesses and negotiates with other parties to sell their products in exchange for a comission and the businesses it represents maintain the ownership of the products. According to this, the answer is that in this scenario, it can be said that Plezion Corp. is an agent because it sells products manufactured by other companies and it doesn't take legal ownership of them.

What is the single most important factor in determining the success or failure
of a project?
O A. Communication
B. Schedule
C. Budget
D. Risk
SUBMT

Answers

Answer:

Answer Choice: A. Communication

Explanation:

Communication is the single most important factor in determining the success or failure of a project because the better you explain the project the higher your grade will be so, that will result in your grade being a A or a B so, that will cause you to pass, and the worst you explain the project the lower your grade will be so, that will result in your grade being a C or D or F (or an E depending on how your school grades) so, that will cause you to fail.

Answer:

here

Explanation:

The legal document identifying the rights and obligations of both the bondholders and the issuer is called the bond ______. This document describes the number of bonds authorized, their par value, and the contract interest rate. agreement document indenture article

Answers

Answer: indenture

Explanation:

The bond indenture is a legal contract that or covers a purchase obligation or a debt.

Therefore, the legal document identifying the rights and obligations of both the bondholders and the issuer is called the bond indenture. This document describes the number of bonds authorized, their par value, and the contract interest rate.

Erin works for a dry-cleaning company that has a contract with the U.S. government. To save on cleaning fluid, her boss orders her to wash some clothes that are supposed to be dry-cleaned in a washing machine. When the courier hired to pick up the cleaned garments arrives, Erin tells him about her boss' actions. Erin tells no one else about what is going on and is later fired. Erin:

Answers

Answer: Erin is not protected by whistleblower statute

Explanation:

From the question, we are informed that Erin works for a dry-cleaning company that has a contract with the U.S. government and that in order to save on cleaning fluid, her boss orders her to wash some clothes that are supposed to be dry-cleaned in a washing machine.

We are further told that when the courier hired to pick up the cleaned garments arrives, Erin tells him about her boss' actions but Erin tells no one else about what is going on and is later fired.

This shows that the whistleblower statute didn't protect Erin because of her failure to inform the main party that was affected of the contract violation

You would like to implement an interval DRO procedure with one of your students with autism to decrease hand flapping (so that you can get the student to attend to her work eventually). You conduct some baseline observations and find that the student stops flapping her hands for about 2 minutes on average. What would an appropriate initial DRO interval be?

A) 2 seconds
B) 2 minutes, 30 seconds
C) 1 minute, 45 seconds
D) 4 minutes

Answers

Answer:

C

Explanation:

C) 1 minute 45 seconds would be the correct answer because the teacher is looking to decrease the hand flapping

At December 31, Tremble Music had account balances in Accounts Receivable of $300,000 and in Allowance for Uncollectible Accounts of $1,000 (credit) before any adjustments. An analysis of Tremble's December 31 accounts receivable suggests that 5% of the account balances are not expected to be collected. The balance of Allowance for Uncollectible Accounts after adjustment will be:

Answers

Answer:

$15,000.

Explanation:

So, in this particular question we are given the following parameters or data or information which is going aid us in solving the problem;

=> "At December 31, Tremble Music had account balances in Accounts Receivable of $300,000 "

=>" At December 31, Tremble Music had account balances in Allowance for Uncollectible Accounts of $1,000 (credit) before any adjustments"

=> "An analysis of Tremble's December 31 accounts receivable suggests that 5% of the account balances are not expected to be collected"

So, looking at the third point from the question above, we see that "accounts receivable suggests that 5% of the account balances", thus, we have that;

$300,000, which is the account receivable multiply by 5%. That is;

$300,000 × 5/100 = $15,000.

Regardless of whether a business uses FIFO, LIFO, or weighted average cost for its inventory costing system, cost of goods available for sale must be allocated at the end of the period between these two categories. Multiple Choice beginning inventory and cost of goods sold. net purchases during the period and ending inventory. ending inventory and beginning inventory. ending inventory and cost of goods sold.

Answers

Answer:

Cost of goods available for sale must be allocated at the end of the period between ending inventory and cost of goods sold.

Explanation:

Cost of goods available for sale can be described as the maximum amount of inventory, stock, or goods that is possible for a firm to sell during an accounting period. It is the maximum amount because it is not possible for a firm to sell more than the cost of goods available for sale.

The cost of goods available for sale is obtained by adding beginning inventory and net purchases during an accounting period. This can be stated as follows:

COGAFS = BI + NP ............................... (1)

Where;

COGAFS = Cost of goods available for sale

BI = Beginning inventory

NP = Net purchases

At the end of an accounting period, ending inventory is deducted from the cost of goods available for sale to obtain cost of goods sold as follows:

COGS = COGAFS - EI ............................ (2)

Where;

COGS = Cost of goods sold

COGAFS = Cost of goods available for sale

EI = Ending inventory

Rearranging equation (2) and solve for COGAFS, we have:

COGFAS = COGS + EI ........................... (3)

Equation (3) therefore implies that the correct option is "cost of goods available for sale must be allocated at the end of the period between ending inventory and cost of goods sold".

- RBT Requirements Coordinators are responsible for:


•Direct supervision of an RBT only

•All supervision activities of RBTs across an organization

•Administrate paperwork associated with RBT supervision only

•Only activates associated with RBT supervisors

Answers

Answer: All supervision activities of RBTs across an organization

Explanation:

A Registered Behavior Technician I someone who that is closely monitored by BCBA when practicing. The RBT is responsible for implementing behavior-analytic services.

RBT Requirements Coordinators are responsible for all supervision activities of RBTs across an organization.

At the intersection of the short-run aggregate supply curve, the aggregate demand curve, and the long-run aggregate supply curve, the economy is in: Multiple Choice a long-run equilibrium but not a short-run equilibrium. both a short-run and long-run equilibrium. a short-run equilibrium but not a long-run equilibrium. neither a short-run nor long-run equilibrium.

Answers

Answer:

a short-run equilibrium but not a long-run equilibrium.

Explanation:

The long run aggregate supply and aggregate demand when intersect they determine the economy level of equilibrium. This will determine real level of GDP and prices in the long run. The short run supply curve is upward sloping. It determines the quantity of the output that will be produced at each level of price in the short run.

Berner Mining Company estimates that after it completes extraction of valuable metals from a tract of land, $245,000 will be necessary to return the land to its original condition. This cost is considered a(n)

Answers

Answer:

restoration cost

Explanation:

This specific cost of $245,000 would be considered a restoration cost. These types of costs are defined as the "actual and imputed expenditures for activities aiming at the restoration of depleted or degraded natural systems, partly or completely counteracting environmental impacts of economic activities". Such as mining the land for its natural resources, which in term destroys/damages the land.

Gelb Company currently manufactures 49,000 units per year of a key component for its manufacturing process. Variable costs are $6.25 per unit, fixed costs related to making this component are $89,000 per year, and allocated fixed costs are $78,500 per year. The allocated fixed costs are unavoidable whether the company makes or buys this component. The company is considering buying this component from a supplier for $3.50 per unit. Calculate the total incremental cost of making 49,000 units and buying 49,000 units. Should it continue to manufacture the component, or should it buy this component from the outside supplier

Answers

Answer:

If the company buys the component, income will increase by $223,750.

Explanation:

Giving the following information:

Units= 49,000

Variable costs are $6.25 per unit

Fixed costs= $89,000 per year

The company is considering buying this component from a supplier for $3.50 per unit.

We will take into account only the differential costs.

Make:

Total cost= 49,000*6.25 + 89,000= $395,250

Buy:

Total cost= 49,000*3.5= $171,500

From the beginning, we knew that the cost of buying was cheaper than the unitary variable cost of making the part.

If the company buys the component, income will increase by $223,750.

In the year 2000, the economy produces 50 loaves of bread that sell for $1 each. In the year 2001, the economy produces 100 loaves of bread that sell for $2 each. In the year 2002, the economy produces 200 loaves of bread that sell for $3 each. Calculate nominal GDP for each year.

Answers

Answer:

2000 - $502001 - $2002002 - $600

Explanation:

Nominal GDP is the market value of final goods and services in an Economy in a period, typically a year. The final goods in this scenario are the loaves of bread.

2000 Economy

= 50 loaves * 1

= $50

2001 Economy

= 100 * 2

= $200

2002 Economy

= 200 * 3

= $600

Stock QWE plans to pay dividends of $3.00, $3.50, and $4.00 in each of the next three years. If the price of this stock will be $50.00 at the end of three years and the required rate of return by shareholders is 15%, then what is the value of the stock today

Answers

Answer:

$40.76

Explanation:

Calculation of the value of the stock today

First step is find the value of stock for each year.

The Value of stock today will be:

First year =($3.00 / 1.15^¹)

First year=($3.00/1.15)

First year=$2.61

Second year= ($3.50 / 1.15^²)

Second year =($3.50/1.3225)

Second year =$2.65

Third year= ($4.00 / 1.15^3)

Third year=($4.00/1.520875)

Third year =$2.63

End of third year= ($50.00 / 1.15^3)

End of third year = ($50.00/1.520875)

End of third year =$32.88

Last step is to add the amount for each year up

V0= $2.61 + $2.65 + $2.63 + $32.88

V0= $40.76

Therefore the value of the stock today will be $40.76

Household production consists of Group of answer choices any commodities which are produced at home and then sold. any commodities which are produced at home and yield utility to the family. any time spent at home by any family member. any commodities purchased for use in the home.

Answers

Answer:

Any commodities which are produced at home and yield utility to the family

Explanation:

Household production occur when member of a household produce goods and service for their own personal consumption or for their own personal use, using their own capital as well as their own unpaid labor .

In another word in HOUSEHOLD PRODUCTION the member of the household are both the producers as well as the consumers of the goods produce by them.

Example of these household consumption are: Foods, Clothes Acommodation among others. Therefore we can vividly say that HOUSEHOLD PRODUCTION consists of Any commodities which are produced at home and yield utility to the family.

​Depreciation of the euro relative to the U.S. dollar will cause a U.S.-based MNC’s reported earnings (from the consolidated income statement) to ____. If a firm desired to protect against this possibility, it could stabilize its reported earnings by ____ euros forward in the foreign exchange market.

Answers

Answer:

be reduced;selling

Explanation:

As if we compared the depreciation of the euro with U.S dollar so the U.S based earnings i.e to be reported by taking a reference from the consolidated income statement is to be reduced

Moreover, if a firm protect itself and wants to stabilize the earnings i.e to be reported so it would be done by selling the euros forwards in the market i.e foreign exchange

Panamint Systems Corporation is estimating activity costs associated with producing disk drives, tapes drives, and wire drives. The indirect labor can be traced to four separate activity pools. The budgeted activity cost and activity base data by product are provided below. Activity Cost Activity Base Procurement $317,500 Number of purchase orders Scheduling 217,400 Number of production orders Materials handling 429,500 Number of moves Product development 738,800 Number of engineering changes Production 1,506,700 Machine hours Number of Purchase Orders Number of Production Orders Number of Moves Number of Engineering Changes Machine Hours Number of Units Disk drives 3,860 300 1,330 15 1,800 2,500 Tape drives 2,500 135 740 7 8,300 3,600 Wire drives 12,600 790 4,100 30 10,200 2,500 The activity rate for the procurement activity cost pool is

Answers

Answer:

Panamint Systems Corporation

Activity rate for the procurement activity cost pool:

= Procurement/Number of purchase orders

= $317,500/18,960

= $16.75

Explanation:

a) Data:

Activity Pools                                   Disk Drives   Tape Drives   Wire Drives

Number of Purchase Orders                3,860            2,500      12,600

Number of Production Orders                300                135           790      

Number of Moves                                  1,330               740         4,100

Number of Engineering Changes            15                     7            130

Machine Hours                                      1,800            8,300      10,200

Number of Units                                  2,500            3,600         2500

Activity rate for the procurement activity cost pool:

= Procurement/Number of purchase orders

= $317,500/18,960

= $16.75 per order

The Panamint Systems Corporation activity rate for the procurement activity cost pool is the total procurement cost divided by the number of purchase orders across the three product lines.  This produces a rate for obtaining the procurement cost for each product line of disk drives, tapes drives, and wire drives, using the activity-based costing (ABC) system.

At December 31 of a recent year, the following information (in thousands) was available for sunglasses manufacturer Oakley, Inc.: ending inventory $155,377; beginning inventory $119,035; cost of goods sold $349,114; and sales revenue $761,865



Calculate the inventory turnover ratio for Oakley, Inc. (Round answers to 2 decimal places, e.g. 5.12.)


Inventory turnover ratio times

Answers

Answer:

143.444 days

Explanation:

For the computation of inventory turnover ratio first we need to find out the average inventory and inventory turnover which is shown below:-

Average inventory

= (Ending inventory + Beginning inventory) ÷ 2

= ($155,377 + $119,035) ÷ 2

= $137,206

Inventory Turnover = Cost of Goods Sold ÷ Average Inventory

= $349,114 ÷ $137,206

= 2.5444 times

Days in Inventory = 365 ÷ Inventory Turnover

= 365 ÷ 2.5444

= 143.444 days

Mr. Torres has a small savings account. He would like to pay for his monthly Part D premiums with an automatic monthly withdrawal from his savings account until it is exhausted, and then have his premiums withheld from his Social Security check. What should you tell him?

Answers

Answer:

In general, Mr Torres must select a single Part D premium payment mechanism that will be used throughout the year.

Explanation:

Given the situation above, the best advice to give Mr. Torres, is that, all things being equal, it is imperative generally, that he must select a single Part D premium payment mechanism that will be used throughout the year.

This is because, it will be a lot easier, with less stress of constant monitoring his savings account and often time, it is more beneficial to use.

Euan manages product design and development at a toy company. The junior managers who report to him tell him that new complementors for the firm's products are available. What should Euan's reaction be? He should consult lawyers about the possibility of suing for copyright infringement. If the industry barriers to entry are low, he doesn't need to do anything. If the industry barriers to entry are high, he doesn't need to do anything. He needs to find out if his company as well as other companies can provide the complements.

Answers

Answer:

He needs to find out if his company as well as other companies can provide the complements.

Explanation:

The complementary products are the products that are used with the another product

Since in the question, it is mentioned that the new complementors are available for the firm products based on this the Euan reaction is that to determine his company and along with other company are providing the complements or not due to which he is able to analyze the level of competition

Hence, the last option is correct

Other Questions
Give one example of how you think the Law of One Price may hold. Find f. (Use C for the constant of the first antiderivative and D for the constant of the second antiderivative.) f ''(x)= 6x +sinx Do you think, are we need to learn Measurement in Physics. Explain how the measurement is necessary and inevitable in real life situations? At a concession stand,three hot dog(s) and two hamburger(s) cost $8.25;two hot dog(s) and three hamburger(s) cost $8.00. Find the cost of one hot dog and the cost of one hamburger. What is the cost of one hot dog? $_____ What is 2^5 in standard notation Match each disease with the body system it affects. I NEED HELP PLEASE ANSWER QUICK (SAT Prep) In the given figure, a b. Find the value of z. A. 50 B. 90 C. 45 D. 75 : Imagine that Canada, the US, and Mexico decide to adopt a fixed exchange rate system. What would be the likely consequences of such a system for the flow of trade and investment between all three countries Two students performed the same experiment, testing how far iodine will diffuse through starchy tissue, such as potatoes. They cut 5 potato squares each, all of equal sizes, and placed them into small cups with iodine solution for 15 minutes. Then they measured how far from the edge of the potato the iodine diffused into the potatoes, in millimeters.Distance Diffused (mm) Trial 1 Trial 2 Trial 3 Trial 4 Trial 5 Student 1 3.25 3.17 3.26 3.64 3.44Student 2 3.14 3.43 3.22 3.37 3.281. What is the range of student 1's results? a. 3.35 b. 0 29 c. 0 47 d. 3 292. Why do scientists conduct experiments? a. To test their results. b. To test a hypothesis. c. To test a conclusion. d. To explain an observation. To infer means to do what?A. reach a conclusion about data B. make a hypothesis about data C. decide to collect some more data D. state something found indirectly from data Schrank Company is trying to decide how many units of merchandise to order each month. Company policy is to have 30% of the next month's sales in inventory at the end of each month. Projected sales for August, September, and October are 35,000 units, 25,000 units, and 45,000 units, respectively. How many units must be purchased in September? Jill is an elite gymnast. She is 16 years old and knows that this upcoming year will be her last shot to make the U.S. team to compete in the world championship. Her coaches have been pressuring her to keep her weight down and Jill has begun restricting her calories to less than 1,200 per day. On days during which she eats more than 1,200 calories, she takes a laxative to help purge the extra energy. Her weight has stayed low but lately she has stopped menstruating. Last week she fell off the balance beam and fractured her ankle. A bone density study showed that she is at risk for developing osteoporosis. Which of the following most accurately describes Jill's condition?A. Binge-eating disorder. B. Anorexia nervosa. C. Female athlete triad. D. Bulimia nervosa. HELPP!!! 10 POINTS The list shows the number of skateboarders that visited a skate park each day for two weeks. 23 14 20 45 32 36 12 9 14 32 41 33 18 44 Which histogram correctly represents the distribution of the data? Use the drawing tool(s) to form the correct answer on the provided number line. Consider the functions below. Represent the interval where both functions are increasing on the number line provided. A segment of wire of total length 3.0 m carries a 15-A current and is formed into a semicircle. Determine the magnitude of the magnetic field at the center of the circle along which the wire is placed. Solve the system. If there is more than one solution, write the general solution. x + y - 2z = 9 3x + y + 2z = 15 x - 5y + 22z = -27 Solution {-2z + 3, 4z + 6, z | z is any real number} Which three sentences in this excerpt from Franklin D. Roosevelts Day of Infamy speech make an emotional appeal by suggesting that America's innocence was betrayed by certain enemies?Which three sentences in this excerpt from Franklin D. Roosevelts Day of Infamy speech make an emotional appeal by suggesting that America's innocence was betrayed by certain enemies?Japan has, therefore, undertaken a surprise offensive extending throughout the Pacific area. The facts of yesterday speak for themselves. The people of the United States have already formed their opinions and well understand the implications to the very life and safety of our nation.As Commander-in-Chief of the Army and Navy, I have directed that all measures be taken for our defense.Always will we remember the character of the onslaught against us. No matter how long it may take us to overcome this premeditated invasion, the American people in their righteous might will win through to absolute victory.I believe I interpret the will of the Congress and of the people when I assert that we will not only defend ourselves to the uttermost but will make very certain that this form of treachery shall never endanger us again.Hostilities exist. There is no blinking at the fact that our people, our territory and our interests are in grave danger.With confidence in our armed forces - with the unbounded determination of our people - we will gain the inevitable triumph - so help us God.I ask that the Congress declare that since the unprovoked and dastardly attack by Japan on Sunday, December Seventh, 1941, a state of war has existed between the United States and the Japanese Empire. Middle school help???? fast Aline graph can show informationa. Across days onlyb. Across months onlyc. Across many yearsd. Across hours onlyPlease select the best answer from the choices provided A disadvantage of using stock options to compensate managers is that:________ A) it encourages managers to undertake projects that will increase stock price. B) it encourages managers to engage in empire building. C) it can create an incentive for managers to manipulate information to prop up a stock price temporarily, giving them a chance to cash out before the price returns to a level reflective of the firm's true prospects. D) All of the above