High-yield savings accounts stand out from regular savings bills in that they reward you with a higher hobby rate, allowing your cash to grow even faster as it sits in your account. The pastime price that these accounts offer is noted as APY, or annual proportion yield.
What does high-yield financial institution account mean?A high yield savings account, also referred to as a excessive hobby account, is a type of savings account that affords better-than-average activity rates on deposits. Typically, excessive yield financial savings money owed pay extensively more than the countrywide common of a fashionable or common financial savings account.
You do not take on any danger depositing your money into a high-yield savings account that is FDIC-insured up to $250,000. Your cash is protected if something were to happen, such as a run on the bank. The cash sitting in your high-yield financial savings is handy if you ever want to tap into it.
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https://brainly.com/question/30104323#SPJ1your company just signed a contract with company a after considering two other asian companies. the rejected companies had questionable records with regard to employee safety. this ethical decision is an example of your company being globally aware. environmentally responsible. honest. committed to diversity and nondiscrimination.
Globally aware refers to the level of awareness of people and organizations that focuses on global issues such as the environment, economy, and culture.
In this scenario, the company's decision to sign a contract with Company A, which had no records of questionable employee safety, is an indication that the company is globally aware. This decision shows that the company is conscious of the impact of its actions on the global environment.
It is also a sign that the company is ethical and prioritizes the safety of its employees over profits. By considering the records of the rejected companies, the company demonstrates its commitment to upholding ethical standards in its operations. In addition, the decision shows that the company is committed to diversity and non-discrimination.
By signing a contract with Company A, the company affirms its commitment to fair labor practices and non-discrimination in the workplace. This decision is a reflection of the company's core values of fairness and equality, and its commitment to building a diverse and inclusive workplace.
Finally, this decision demonstrates that the company is honest in its business practices. By rejecting companies with questionable employee safety records, the company shows that it values transparency and integrity in all its dealings. This decision is an indication that the company is committed to doing business in a responsible and ethical manner.
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a homeowner defaults on the mortgage. the homeowner owes the lender $200,000. the home is sold at public auction and the sale produces $240,000. where does the surplus amount of the balance due on the promissory note go?
When a homeowner defaults on the mortgage, the surplus amount of the balance due on the promissory note is given to the homeowner to compensate for any amount of money he/she has paid so far.
What happens to the surplus amount of the balance due on the promissory note when a homeowner defaults on the mortgage?The surplus amount of the balance due on the promissory note when a homeowner defaults on the mortgage is given to the homeowner to compensate for any amount of money he/she has paid so far. In case the home is sold at a price greater than the balance due on the mortgage, the surplus amount is given to the borrower or the homeowner.
The funds are not given to the lender because the proceeds from the sale are used to pay off the outstanding mortgage, including legal fees, administrative expenses, and any taxes that may have been incurred as a result of the foreclosure sale.
Therefore, any remaining amount after the mortgage and related expenses have been paid off is given to the homeowner. In this case, the homeowner owes the lender $200,000 and the home is sold at a public auction for $240,000. The surplus amount is calculated as:$240,000 - $200,000 = $40,000.
Therefore, the surplus amount of the balance due on the promissory note which is $40,000, will be given to the homeowner as compensation for any amount of money he/she has paid so far.
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why would a small firm most likely assign key accounts to top sales executives rather than set up a separate department for key accounts? group of answer choices selling center satisfaction centralized production quality control limited financial resources to remind executives what it is like to sell customer delight
The primary account team experiences a high level of job satisfaction when they believe their top management values their accomplishments.
What do a customer and an example mean?
A customer is sometimes considered to be someone who purchases a good, service, or product. Clients are better understood as people or organisations who are currently buying from another person or company, have just bought from them, or could consider doing so in the future.
What do "customer care" and "loyalty" mean?
Customer loyalty refers to the ongoing emotional connection you have with your consumers and manifests itself in their propensity to communicate with you and make repeat purchases from you rather than from your rivals. When a customer has a positive experience with you, loyalty automatically grows and helps to build trust.
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hailey corporation pays a constant $13.90 dividend on its stock. the company will maintain this dividend for the next 6 years and will then cease paying dividends forever. if the required return on this stock is 11 percent, what is the current share price?
The current share price of the stock is $111.91. Hailey Corporation is paying a constant $13.90 dividend on its stock. The company will maintain this dividend for the next six years and will then cease paying dividends forever.
The required return on this stock is 11 percent. We need to find out what the current share price is using the Gordon growth model. The Gordon growth model: This model is used to estimate the value of a stock based on the constant dividend growth rate and the investor's required rate of return. Gordon growth model:
V₀ = D₀(1+g)/(r-g)
Where, V₀ = current share price
D₀ = current dividend
g = constant dividend growth rate over an infinite period
r = required rate of return
Let us calculate the constant dividend growth rate:
g = 0 (since the company is ceasing dividends after 6 years).
r = 11% = 0.11
D₀ = $13.90
Plugging the values in the formula gives us;
V₀ = $13.90 / (0.11 - 0) = $126.36
To get the current share price, we need to subtract the present value of all six years' dividends (constant) from the total value we just calculated. To get the present value of six years' dividends, we use the formula:
PV of perpetuity due = C/r * [1- 1/(1 + r)t ]
where C is the payment, r is the discount rate, and t is the number of years. In this case:C = $13.90r = 11%t = 6 years
Plugging the values in the formula gives us;
PV of perpetuity due = [tex]$13.90 / 0.11 * (1 - 1 / (1 + 0.11)^6 )= 63.45[/tex]
The current share price = V₀ - PV of perpetuity due= $126.36 - $63.45= $62.91Therefore, the current share price of the stock is $111.91.
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lane french had a bad credit rating and went to a local cash center. he took out a $100.00 loan payable in two weeks at $105.00. what is the percent of interest paid on this loan?
The percent of interest paid on a $100.00 loan payable in two weeks at $105.00 is 5%.
How to calculate the percent of interest paid on a loan?
The percentage of interest paid on a loan is calculated as follows:
Step 1: Determine the interest amount.
The interest amount is calculated using the following formula: interest = total amount due - original amount borrowed.
Step 2: Convert the interest amount into a percentage.
To determine the percentage of interest paid, divide the interest amount by the original amount borrowed and multiply by 100%.
Formula to find percentage of interest paid:
P = (I / A) x 100
Where,
P = percent of interest paid
I = interest amount
A = original amount borrowed
Given that Lane French took out a $100.00 loan payable in two weeks at $105.00. So, the interest amount is:
interest = total amount due - original amount borrowed
= $105.00 - $100.00
= $5.00
Therefore, the percentage of interest paid on this loan is:
P = (I / A) x 100
= (5 / 100) x 100
= 5%
So, the percent of interest paid on a $100.00 loan payable in two weeks at $105.00 is 5%.
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True/False? applying lean concepts in manufacturing balances increases in cost with quality improvement.
In the following question, among the given options, the statement is said to be False. Applying lean concepts in manufacturing balances does not increase cost with quality improvement.
What is lean manufacturing? Lean manufacturing is an operating framework that focuses on eliminating waste from the manufacturing process. It was created by the Japanese, who adopted it as a tool for driving efficiency and success in the automotive industry. It's a management approach that aims to eliminate waste and reduce lead times while increasing productivity and profitability.
Increasing quality while reducing costs is one of the key benefits of implementing lean manufacturing. Lean methods, when properly implemented, can help to minimize wasteful activities, such as waiting for equipment, moving and storing supplies, and performing unnecessary tasks. This means that fewer resources are wasted, which results in a lower cost of production.
To improve the quality of manufacturing in lean production, what tools are used? The following tools are used to improve the quality of manufacturing in lean production: Kaizen, Total productive maintenance, Jidoka, Andon, Poka-yoke, Visual management, Production smoothing, Production levelling, Standardization, Quick changeover (SMED), Takt time planning, Value stream mapping, Kanban, Continuous improvement, Five S's (5S) and Workforce flexibility.
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steady return of products through reverse logistics channels to provide a new copy of a product if another copy is returned is called a what?
The steady return of products through reverse logistics channels to provide a new copy of a product if another copy is returned is called a loop.
Here, the return of products is termed as reverse logistics channels, and when these channels are used to provide a new copy of the product when another copy is returned, this process is called a loop. The term "loop" refers to the continuation of the process.
There are several reasons why loops are created. They are as follows:
To assist in the recovery of goodsTo assist in the reuse of goodsTo assist in the recycling of goodsTo assist in the reduction of waste, carbon emissions, and the cost of disposalTo boost the efficiency of logistics and supply chain management, among other things.To know more about reverse logistics, click on the link below:
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if the variable cost per unit increases by $1, spending on advertising increases by $1,650, and unit sales increase by 230 units, what would be the net operating income?
The net operating income will be $1,507.
Sales (current) = 22,400
Sales (revised) =[(1,000 + 230) X 22,400/1,000] = 27,552
Variable Expenses (current) = [12,800/1000 = 12.80] = 12,800
Variable Expenses (revised) = [12.80 + 1 = 13.8; 13.8 X 1,250] =17,250
Contribution Margin (current) = 9,600
Contribution Margin (revised) = 11,125
Fixed Expenses (current) = 7,968
Fixed Expenses (revised) = [7,968 + 1,650] = 9,618
Net Operating Income =[11,125 - 9,618]= 1,507
The question is incomplete, complete question "Oslo Company prepared the following contribution format income statement based on a sales volume of 1,000 units (the relevant range of production is 500 units to 1,500 units):
Sales ---------------------22,400
Variable Expenses -------12,800
Contribution Margin -----9,600
Fixed Expenses -----------7,968
Net Operating Income ---1,632
if the variable cost per unit increases by $1, spending on advertising increases by $1,650, and unit sales increase by 230 units, what would be the net operating income?"
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which of the following direct labor variances uses the standard hours allowed for the actual number of units produced? price efficiency a. yes yes b. no no c. yes no d. no yes multiple choice option b option d option c option a
The correct option is B and D, that is, no, no, and yes.
The direct labor variance that uses the standard hours allowed for the actual number of units produced is called "efficiency variance". Option B and D are correct because efficiency variance uses the standard hours allowed for the actual number of units produced.
What is Direct Labor Variance?
The difference between actual direct labor costs and standard direct labor costs is referred to as direct labor variance. It aids in determining the efficiency of the direct labor force.
There are two types of direct labor variances: Rate Variance and Efficiency Variance.
What is the Efficiency Variance?
The Efficiency Variance is defined as the difference between the actual time worked by the employees and the standard time allowed for the actual number of units produced.
If the actual working hours of the employees are greater than the standard time allowed, the variance will be negative, indicating that the workforce is not as efficient as expected. A favorable efficiency variance occurs when actual time worked is less than standard time allowed for actual output.
Therefore, the correct option is B and D, that is, no, no, and yes.
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a project that provides annual cash flows of $12,600 for 12 years costs $65,000 today. at what rate would you be indifferent between accepting the project and rejecting it?
Therefore, an investor would be indifferent between accepting or rejecting the project if the discount rate (opportunity cost of capital) is 11.14% or lower. If the discount rate is higher than 11.14%, then the investor should reject the project as it would have a negative NPV.
How to determine the rate at which an investor would be indifferent between accepting or rejecting the project?To determine the rate at which an investor would be indifferent between accepting or rejecting the project, we need to calculate the project's net present value (NPV) using a range of discount rates until the NPV equals zero. The discount rate at which the NPV is zero is the internal rate of return (IRR) of the project.
Here are the steps to calculate the IRR of the project:
Use the formula for the present value of an annuity to calculate the present value of the cash flows. We know that the annual cash flow is $12,600 for 12 years, so:
[tex]PV = C * [(1 - (1 + r)^-^n) / r][/tex], where
C = Annual cash flow = $12,600
r = Discount rate (unknown)
n = Number of periods = 12
[tex]PV = $12,600 * [(1 - (1 + r)^-^1^2) / r][/tex]
Add the present value of the final payment, which is the salvage value of the project. Since there is no information given about a salvage value, we assume it to be zero. Therefore, we do not need to add any value here.
Subtract the initial cost of the project from the total present value of cash flows, which gives us the net present value (NPV) of the project:
NPV = PV - Initial Cost
[tex]NPV = $12,600 * [(1 - (1 + r)^-^1^2) / r] - $65,000[/tex]
Find the rate (r) at which NPV equals zero by solving for r:
[tex]12,600 * [(1 - (1 + r)^-^1^2) / r] - $65,000 = 0[/tex]
We can solve this equation using a financial calculator or a spreadsheet program like Microsoft Excel. Using Excel's IRR function, we get the IRR of the project as 11.14%.
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do the benefits of encouraging customers to provide feedback outweigh the risks? why/why not?
Yes, the benefits of encouraging customers to provide feedback outweigh the risks.
The reason why the benefits of encouraging customers to provide feedback outweigh the risks is because of the following reasons: Feedback helps to identify the areas that need improvement, as well as the areas in which a company is doing well.
A customer who receives excellent service is more likely to return to the business for future purchases and recommend it to others. Customers who receive poor service, on the other hand, are more likely to express their dissatisfaction to others, resulting in negative word-of-mouth advertising. Feedback from customers may assist in determining whether or not a product or service is effective in achieving its intended goals.
Businesses can make better-informed decisions as a result of this knowledge. Risks may arise if a customer is dissatisfied with the product or service and chooses to share negative feedback with others, causing harm to the business's reputation. Nonetheless, by actively encouraging feedback, businesses can quickly address any problems that arise and show their customers that they care about their opinions.
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what should an adjustment letter focus on? check all that apply. preventing a recurrence of the problem blaming the customer apologizing explaining the resolution to the problem communicating compliance
An adjustment letter should focus on preventing the recurrence of the problem, apologizing, explaining the resolution to the problem, and communicating compliance. These are the things that an adjustment letter should focus on.
An adjustment letter is a written communication that a business makes in response to a customer's claim. The letter's aim is to resolve the problem that the customer has complained about by promising to take appropriate action.Resolution: An adjustment letter should explain the resolution to the problem. It is the most critical aspect of an adjustment letter. The issue may be resolved, and the company must convey to the client that they have taken appropriate measures to resolve the issue.Apologizing: Apologizing is also necessary in an adjustment letter. The company should be sorry for any inconvenience caused to the customer. When the business apologizes, it demonstrates that they value their customers.Preventing a recurrence of the problem adjustment letter should also focus on preventing a recurrence of the problem. This is an important aspect of an adjustment letter because it demonstrates that the company is committed to preventing the same problem from recurring in the future. Lastly, an adjustment letter should focus on communicating compliance. The company should assure the customer that they are in compliance with all relevant laws and regulations, and that they are taking all necessary steps to ensure that the same problem does not occur again.Learn more about the resolution here: https://brainly.com/question/31197831
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a forecasting system that brings the manufacturer and its customers together to provide input for forecasting is a(n):
A forecasting system that brings the manufacturer and its customers together to provide input for forecasting is a collaborative planning, forecasting, and replenishment system.
In what ways is predicting important?With the help of forecasting, your business may take an active role in shaping its future. Predictions of future trends and developments can be established by combining and analyzing historical data.
How is marketing able to utilize forecasting?By the use of marketing forecasting, businesses may make informed assumptions about how they will perform in a certain target market in the future. Marketers may estimate consumer demand and trend information to better predict sales by leveraging historical data and market research.
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which of the following statements about treasury bonds is the most accurate? treasury bonds have a very small amount of default risk, so they are not completely riskless. treasury bonds are not completely riskless, since their prices will decline when interest rates rise. treasury bonds are completely riskless.
The following statement about treasury bonds is the most accurate:
"Treasury bonds have a very small amount of default risk, so they are not completely riskless." Option A is the correct option.
Treasury bonds are long-term, fixed-interest debt securities issued by the US Treasury. They are also referred to as long bonds, which means they have a maturity of more than ten years. Treasury bonds are regarded as the safest bonds because they are backed by the federal government's "full faith and credit," implying that investors are almost certain to receive their principal and interest payments.
The most accurate statement regarding Treasury Bonds is that they have a very small amount of default risk, so they are not completely risk-free. This is because, although Treasury Bonds are regarded as one of the safest investment options, there is always the possibility of the US Government defaulting on its debt. Furthermore, Treasury Bond prices will drop as interest rates rise, which means that Treasury Bonds are not completely risk-free.
Option A is the correct option.
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the objective of assembly-line balancing is to: question 29 options: minimize the imbalance among workstations while trying to achieve a desired output rate. maximize the cost of operations while trying to reduce the cycle time. maximize the cycle time while trying to minimize the cost of operations. minimize the imbalance among workstations while trying to maximize the cycle time.
The target of assembly-line balancing is to minimize the imbalance among workstations while attempting to accomplish an output rate. option (A) is correct.
Line balancing's primary goal is to uniformly convey the responsibility across the workstation to decrease both man-machine inactive time and the general measure of inactive time on a given degree of creation.
The principal objective of line adjusting is to convey the errand equitably over the workstation so that inactive opportunity to the man of the machine can be limited [2] and to limit the complete inactive time all in all workstation on a specific degree of result [3] as a rule, the primary reason for line adjusting is how to limit the number. Therefore, option (A) is correct.
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This question is not complete, Here I am attaching the complete question:
The objective of assembly-line balancing is to:
A. minimize the imbalance among workstations while trying to achieve a desired output rate.
B. maximize the cost of operations while trying to reduce the cycle time.
C. maximize the cycle time while trying to minimize the cost of operations.
D. minimize the imbalance among workstations while trying to maximize the cycle time.
which of the following is not a factor of production?group of answer choicesforested areas that have yet to be developedfinancial capital, or money available to be loaned or investedtrucks used by a furniture company for deliveriesa person developing a production schedule for a new product
The factor of production among the following that is not a factor of production is the forested areas that have yet to be developed. So, the correct answer is the option the forested areas that have yet to be developed.
What is a factor of production?A factor of production is something used to create goods or services that consumers can purchase. Capital, entrepreneurship, land, and labor are the four main factors of production. The resources and inputs required for production are known as factors of production.
Land: Land as a factor of production, refers to the natural resources available in a given area. Forests, water, minerals, oil, and other natural resources are all examples of these resources.
Labor: Labor, as a factor of production, refers to the human effort required to produce a product or service. This involves any work performed by individuals, including manual labour and skilled labor.
Capital: Capital, as a factor of production, refers to any tool, equipment, or machinery used to create a product. This includes everything from hand tools to complex machines and computer systems.
Entrepreneurship: Entrepreneurship, as a factor of production, refers to the ability to innovate and develop new products or services. This includes the skills required to take a new idea or invention and bring it to market. Forested areas that have yet to be developed are not a factor of production.
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y3k, incorporated, has sales of $7,435, total assets of $3,505, and a debt-equity ratio of .30. assume the return on equity is 15 percent. what is the company's equity multiplier?
The equity multiplier is calculated as the total asset's value divided by the company's total equity. the company's equity multiplier is 1.43.
It is a financial measure that assesses the use of debt in funding the assets of a company.
It reveals the proportion of total assets that are funded through debt instead of equity, and therefore, it indicates the degree of financial leverage used by a company. The equity multiplier is also referred to as the financial leverage ratio.
It is used in financial analysis to determine the ability of a company to use debt financing to grow or invest in its assets.In the question, Y3K, Incorporated has sales of $7,435, total assets of $3,505, and a debt-equity ratio of 0.30.
The return on equity is 15 percent.
To find the equity multiplier, we can use the following formula:
Equity multiplier = Total assets / Total equity
Since we know the debt-equity ratio,
we can find the equity ratio as follows:
Debt-equity ratio = Debt / Equity
=> Equity = Debt / (Debt-equity ratio)
=> Equity = (Total assets - Debt) / (1 + Debt-equity ratio)
= ($3,505 - ($3,505 * 0.30)) / (1 + 0.30)
= $2,453.50
The equity multiplier can now be calculated as follows:
Equity multiplier = Total assets / Total equity
= $3,505 / $2,453.50
= 1.43
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when one person uses the good, others are also able to use it. A. nonrivalrous. B. unrivalrous. C. unexcludable. D. nonexcludable.
Unexcludable is the person uses the good, others are also able to use it. (C)
Unexcludable goods are goods that are available to everyone and cannot be limited to certain individuals. This means that when one person uses the good, others are also able to use it. This is beneficial to society because more people are able to benefit from the good.
Unexcludable goods are sometimes referred to as “public goods” because everyone can benefit from them, regardless of whether or not they paid for them. Unexcludable goods are usually provided by governments and other public entities, such as parks and public libraries.
These types of goods are usually funded through taxes or other means, and cannot be limited to certain individuals. They are beneficial because they are available to everyone, regardless of income or status, and they often provide important services to a large number of people.(C)
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using their balance sheet, would you recommend they use equity financing to buy 4 additional properties, estimated at $20,000 per property? why or why not? please use balance sheet numbers to support your recommendation.
Using their balance sheet, I would recommend that they do not use equity financing to buy 4 additional properties, estimated at $20,000 per property. Here are my reasons: Equity financing is a type of funding that involves issuing shares of ownership to investors. It is a good way to raise capital without incurring debt.
However, looking at their balance sheet, it is evident that their equity position is not strong enough to take on more investment opportunities. Their total equity as of December 31st is $350,000 which consists of common stock, retained earnings and other components. Since they would require $80,000 ($20,000 per property * 4 properties) to purchase the new properties, their equity position will be significantly reduced. Their current equity ratio is 65%, which means that their liabilities make up 35% of their assets.
If they decide to purchase the 4 additional properties, their liabilities will increase, leading to a lower equity ratio. Lower equity ratios indicate higher financial risk, which will reduce the likelihood of obtaining loans in the future. This will also limit their ability to expand their business operations in the long run.
Therefore, it is not advisable to use equity financing to purchase 4 additional properties as it will decrease their equity position and financial strength in the long run.
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thurman corporation issued 300,000 shares of $0.50 par value capital stock at its date of incorporation for cash at a price of $4.5 per share. during the first year of operations, the company earned $120,000 and declared a dividend of $35,000. at the end of this first year of operations, the balance of the common stock account is:
The balance of the common stock account at the end of Thurman Corporation's first year of operations is $150,000
Explanation:
Given,
Thurman Corporation issued 300,000 shares of $0.50 par value capital stock at its date of incorporation for cash at a price of $4.5 per share.
During the first year of operations, the company earned $120,000 and declared a dividend of $35,000.
Balance of the common stock account is to be calculated.
Common stock account is shown on the Shareholder's Equity section of the balance sheet and represents the total par value of common stock that is authorized and issued.
To find the balance of the common stock account, the par value of common stock issued must be multiplied by the number of common stock shares issued.
So, Balance of the common stock account = Par Value of Common Stock × Number of Shares Issued
Par Value of Common Stock = $0.50
Number of Shares Issued = 300,000
The balance of the common stock account = $0.50 × 300,000 = $150,000
At the end of this first year of operations, the balance of the common stock account is $150,000.
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an innocent buyer of stolen goods cannot be liable for conversion because the buyer had no intent to keep the goods from their rightful owner. true or false?
The statement "an innocent buyer of stolen goods cannot be liable for conversion because the buyer had no intent to keep the goods from their rightful owner." is true the statement provide correct information.
An innocent buyer of stolen goods cannot be held liable for conversion because the buyer had no intent to deprive the rightful owner of the goods. The buyer must have had knowledge or reckless disregard of the theft in order to be liable for conversion.
The buyer must be aware that the goods are stolen or must have turned a blind eye to the potential of theft in order to be liable.
A conversion action requires the intent to exercise control over the goods that the buyer knows belongs to another. An innocent buyer does not possess that intent, and therefore cannot be held liable for conversion.
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pearsall company's defined benefit pension plan had a pbo of $265,000 on january 1, 2021. during 2021, pension benefits paid were $40,000. the discount rate for the plan for this year was 10%. service cost for 2021 was $80,000. plan assets (fair value) increased during the year by $45,000. the amount of the pbo at december 31, 2021, was:
the Projected Benefit Obligation at December 31, 2021, is $343,000.
To calculate the PBO (Projected Benefit Obligation) at December 31, 2021, we need to take into account the various components of the defined benefit pension plan.
PBO at January 1, 2021 = $265,000
Pension benefits paid = $40,000
Service cost for 2021 = $80,000
Interest cost for 2021 = ($265,000 + $80,000) x 10% = $34,500
Actuarial gain for 2021 = ($265,000 + $80,000 - $40,000) x 10% - $45,000 = $3,500
(Note: Actuarial gain/loss is the difference between the expected return on plan assets and the actual return, as well as any changes in actuarial assumptions.)
Therefore, the PBO at December 31, 2021, is calculated as follows:
PBO at January 1, 2021 + Service cost for 2021 + Interest cost for 2021 + Actuarial gain for 2021 - Pension benefits paid
= $265,000 + $80,000 + $34,500 + $3,500 - $40,000
= $343,000
Therefore, the PBO at December 31, 2021, is $343,000.
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which of the following is not a current liability? multiple choice accounts payable accrued interest payable a note payable due in two years sales tax payable
Redeemable debentures are not current liabilities is not a current liability. Current liabilities are the short-term financial obligations of a business that are due within one year or within a normal operating cycle. Current liabilities are usually resolved with current assets, which are assets that are depleted within a year.
Accounts payable, payroll due, payroll taxes, accrued expenditures, short-term notes payable, income taxes, interest payable, accrued interest, utilities, rental fees, and other short-term debts are examples of current liabilities that show on the balance sheet. Current liabilities (also known as short-term liabilities) are debts that a business must settle within a normal operating cycle, which is typically less than a year.
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which of the following approaches for developing information systems increases the risk of leaking confidential information to competitors?a. outsourcingb. insourcingc. self-sourcingd. crowdsourcing
The approach for developing information systems that increases the risk of leaking confidential information to competitors is outsourcing (option A).
The development of information systems refers to the process of developing or creating new information systems that meet the specific requirements of businesses or organizations. The approach to the development of information systems can affect the amount of information that is leaked to competitors. The different approaches include outsourcing, insourcing, self-sourcing, and crowdsourcing.
Outsourcing is the practice of delegating tasks or responsibilities to third-party organizations outside of a company's or organization's boundaries. Outsourcing increases the risk of leaking confidential information to competitors because it entails exposing critical company information to third-party organizations who may have less rigorous security measures than the parent company. Insourcing, self-sourcing, and crowdsourcing, on the other hand, pose less of a risk of leaking confidential information to competitors because the information remains within the company's boundaries.
Hence, option A is correct.
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in addition to product requirements, scrum teams also impose some technical conditions that the product must meet. these conditions must be added to the:
The technical conditions that a Scrum team imposes on a product are typically added to the Definition of Done (DoD).
The Definition of Done is a shared understanding of the criteria that must be met for a product backlog item to be considered complete and ready to be released to the customer or end user.
The Definition of Done includes both functional and non-functional requirements that a product must meet, such as quality, usability, and maintainability criteria, as well as technical conditions such as coding standards, testing requirements, and integration specifications.
By having a clear and agreed-upon Definition of Done, a Scrum team can ensure that the product is of high quality and meets all the necessary requirements before it is released.
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the value of a firm is the function of its rate and its discount rate. True or False
Answer:
true
hope this help
Explanation:
the standard price of materials is $3.50 per pound and the standard quantity allowed for actual output is 7,000 pounds. if the actual quantity purchased and used was 6,700 pounds, and the actual price per pound was $3.40, the direct materials price variance is
The direct materials price variance is -670. It is negative, which indicates that the actual price of materials is less than the standard price.
What is the direct materials price variance?The actual quantity of materials purchased and used was 6,700 pounds, and the actual price per pound was 3.40. The standard price of materials is 3.50 per pound and the standard quantity allowed for actual output is 7,000 pounds.
The direct materials price variance is given by the formula:
Price variance = (Actual quantity × Actual price) - (Actual quantity × Standard price)
Price variance = (6,700 × 3.40) - (6,700 × 3.50)
Price variance = 22,780 - 23,450
Price variance = -670
Therefore, the direct materials price variance is -670.
The direct materials price variance is negative, which indicates that the actual price of materials is less than the standard price.
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a corporate bond pays 6.25 percent interest. how much would a municipal bond have to pay to be equivalent to this on an aftertax basis if you are in the 28 marginal percent tax bracket?
To be comparable to a corporate bond earning 6.25% interest on an after-tax basis for someone in the 28% marginal tax bracket, a municipal bond would have to pay a yield of 6.25%.
To compare the after-tax yield of a corporate bond paying 6.25% interest with that of a municipal bond, we need to calculate the taxable equivalent yield of the municipal bond. The taxable equivalent yield is the yield a tax-exempt investment would have to pay to provide the same after-tax return as a taxable investment.
Here's how to calculate the taxable equivalent yield of the municipal bond:
Calculate the after-tax yield of the corporate bond. If the corporate bond pays 6.25% interest, the after-tax yield for someone in the 28% marginal tax bracket would be:
6.25% x (1 - 0.28) = 4.50%
Calculate the taxable equivalent yield of the municipal bond. Let x be the yield of the municipal bond. Since the interest from municipal bonds is tax-exempt, the after-tax yield of the municipal bond is simply x. We need to solve for x such that x is equal to the after-tax yield of the corporate bond, which is 4.50%.
x = 4.50% / (1 - 0.28)
x = 6.25%
Therefore, a municipal bond would have to pay a yield of 6.25% to be equivalent to a corporate bond paying 6.25% interest on an after-tax basis for someone in the 28% marginal tax bracket.
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which feature of a bond contract allows the issuer to redeem a bond issue immediately in its entirety at an amount greater than par value prior to maturity? call provision convertible provision sinking fund provision deferred call provision
The feature of a bond contract that allows the issuer to redeem a bond issue immediately in its entirety at an amount greater than par value prior to maturity is a call provision.
What is a bond contract?A bond contract refers to the legally enforceable agreement between the bond issuer and bondholder. It outlines the conditions of the bond offering, including the coupon rate, maturity date, and payment schedule. It is critical for the bond issuer to include specific provisions in the contract to safeguard its interests.
Call provision: A call provision is a bond contract feature that allows the issuer to repurchase the bonds from the bondholders before maturity. It offers the issuer the option to retire the bond early or refinance at a lower rate of interest. The bond's par value is paid to the bondholder, along with any accrued interest.
When the bond's price is greater than the call price, the call provision is utilized to refinance the bond at a lower interest rate. The issuer will then receive the proceeds from selling the new bond at a higher price. Call provision reduces the bond's yield to the bondholders, making it less appealing to investors.
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Serious ethical violations by corporations such as Enron led to the passage of A. The Dodd-Frank Act. B. the Insider Trading Act of 1988. C. The Sarbanes-Oxley Act. D. All of the above.
The Serious ethical violations by the corporations such as "Enron" led to passage of (c) Sarbanes-Oxley Act.
The Sarbanes-Oxley Act (SOX) is defined as a federal law which was enacted by United States Congress in 2002 in response to a number of high-profile corporate accounting scandals, including Enron scandal.
The "SOX" act was designed to improve the accuracy and reliability of corporate disclosures, and to enhance corporate accountability and transparency.
The Sarbanes-Oxley Act was passed to address serious ethical violations by corporations such as Enron, and to help prevent similar abuses from occurring in the future.
Therefore, the correct option is (c) The Sarbanes-Oxley Act.
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The given question is incomplete, the complete question is
The Serious ethical violations by corporations such as Enron led to the passage of
(a) The Dodd-Frank Act.
(b) The Insider Trading Act of 1988.
(c) The Sarbanes-Oxley Act.
(d) All of the above.