You should check your credit report from each of the three main credit bureaus at least once per year by requesting copies from annualcreditreport. Com.

Answers

Answer 1

It is a good idea and notion to check your credit report from each of the three nationwide credit bureaus at least once a year.

What is the benefit of checking your credit report?

Your credit report history is an important component of information for your entire financial well-being. Checking your credit history as it appears on your credit reports, as well as, credit score ratings may assist you in understanding your present credit situation.

It is critical to review your credit report since your credit scores history is among the elements that may influence your loan conditions, particularly interest rate, and it is critical that the content on your credit reports is true and accurate.

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Related Questions

Capitalizing the cash cost of a piece of equipment is.

Answers

Answer:

converting it to an asset on the balance sheet.

Explanation:

Capitalizing a cost means converting it to an asset on the balance sheet. For example, if a company pays $10,000 in cash for piece of equipment, its financial statements don't show that it "spent" $10,000. Rather, they show that it converted $10,000 worth of cash into $10,000 worth of equipment, an asset.

Approximately how many people died during the rwandan genocide? question 28 options: 8,000 80,000 800,000 8,000,000

Answers

The Rwandan genocide was the war fought between the Rwandan Armed Force and the Rwandan Patriotic Front. Approximately 500,000 people died.

Why was the Rwandan Civil war fought?

The Rwandan Civil war was fought between the central government and the patriotic group, representing the conflict between the Tutsi and the Hutu group in the population.

The war was found to affect the majority of the groups and the population, and there was the death of approximately 500,000 people.

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what is Paperwork filed with an insurance company in order to get them to cover a loss for someone they insure

Answers

Answer:

Claim

Explanation:

Individuals in different segments should have blank ______ within the segment and blank ______ across the segments. multiple choice question. differences; similarities similarities; familiarity targets; positioning similarities; differences

Answers

Answer: Similarities; differences

Explanation:

Reading market news by non-U.S-based publications will help:

Answers

Answer:

broadening the investor base and also allowing them to become better integrated into the local business scene.

Explanation:

__________ problems arise when the receiver doesn't listen carefully or reads too quickly and overlooks a key point.

Answers

Decoding problems arise when the receiver doesn't listen carefully or reads too quickly and overlooks a key point. Read below for further explanation.

Signs of decoding problems

Signs of decoding problems include:

trouble sounding out words and recognizing words out of context. confusion between letters and the sounds they represent. slow oral reading rate (reading word-by-word) reading without expression.

Therefore, the answer is decoding problem.

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First United Bank has a reserve requirement of 0.18. If you deposit money into your bank account at First United Bank, which results in $700 increase in excess reserves, then what is the maximum possible increase in money supply? Round your answer to two decimal places.

Answers

The maximum possible increase in the money supply given the reserve requirement and the excess reserves is $4,742.55.

What is the maximum possible increase in the money supply?

The first step is to determine the total amount deposited in the bank.

Amount deposited = excess reserve / (1 - required reserve)

$700 / (1 - 0.18)

$700 / 0.82 = $853.66

The maximum possible increase in the money supply = $853.66 / 0.18 = $4,742.55

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Journalize these transactions for Sampson Co. If an amount box does not require an entry, leave it blank

Answers

The journal entries of these transactions for Sampson Co. using the perpetual inventory method are as follows:

Journal Entries:

Dec. 1: Debit Accounts Receivable (Batson Co.) $46,000

Credit Sales Revenue $46,000

Terms 2/15, net 45.

Debit Cost of Goods Sold $38,500

Credit Inventory $38,500

Dec. 6: Debit Cash $45,080

Debit Cash Discounts $920

Credit Accounts Receivable (Batson Co.) $46,000

Transaction Analysis:

Dec. 1: Accounts Receivable (Batson Co.) $46,000

Sales Revenue $46,000

Terms 2/15, net 45.

Cost of Goods Sold $38,500

Inventory $38,500

Dec. 6: Cash $45,080

Cash Discounts $920

Accounts Receivable (Batson Co.) $46,000

Question Completion:

Dec. 1 Sampson Co. sold merchandise to Batson Co. on account, of $46,000, terms 2/15, net 45.

The cost of the merchandise sold is $38,500.

Dec. 6 The Batson Co. paid the invoice within the discount period.

Sampson Co. uses the perpetual inventory method.

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This investor started with $10,000 and ended up with $74,500 after 30 years, just

from the growth of that initial investment. Now, imagine they tried to use savings to

reach that same 30-year goal. If they start with $10,000, how much would they

need to save each year to have $74,500 after 30 years? Assume they don't earn

interest on savings.

would they need to save to have $74,500 after 30 years

Answers

Assuming that interest is not earned on savings, the annual saving to save  $74,500 with an initial capital of $10,000 is $2,150.

What is interest?

Interest refers to the finance charge or income that is added to a periodic saving.

The interest (simple or compounding) increases the amount of the funds at the end of its maturity period.

We can compute the compound interest using an online finance charge.

Data and Calculations:

Initial investment = $10,000

Investment balance after 30 years = $74,500

To save $74,500 with an initial capital of $10,000 without interest, the annual saving is $2,150 ($74,500 - $10,000)/30.

Thus, assuming that interest is not earned on savings, the annual saving to save  $74,500 with an initial capital of $10,000 is $2,150.

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Question 7 of 10
The maximum amount you must pay before your homeowners insurance
begins to pay is your
O
A. copayment
B. credit limit
O C. premium
O D. deductible

Answers

Credit limit since it builds your credit score

A customer who complains and is loud is o a high-roller customer O a chronic complainer an aggressive customer O a meek customer​

Answers

Answer:

Answer:it is the high roller customer

Answer:it is the high roller customer Explanation:

Answer:it is the high roller customer Explanation: best and it willing to pay for it he or she expect the absolute

A customer who complains loudly is C. an aggressive customer.

Who is an aggressive customer?

An aggressive customer can be identified with some of the following characteristics:

Complains loudly.Tends to be unreasonable or unpredictable. Makes impossible demands.Refuses to acknowledge timeframes or accept the resolution processes.Uses inappropriate comments with lots of arguments.Shouts or makes threatening gestures.

Many customers who show signs of aggressiveness can be handled in a manner that reduces the tension, including:

Using own body language to show a non-threatening, open stance.Maintaining good eye contact without being confrontational.Keeping calm, slow, and steady physical movements.Respecting the aggressor's personal space.

Thus, a customer who complains loudly is C. an aggressive customer.

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A firm has $75 million of assets that includes $12 million of cash and 25 million shares outstanding. If the firm uses $12 million of cash to repurchase shares, what is the new price per share

Answers

The new price per share is $3 if the firm uses $12 million to repurchase shares since demand will drive up the price after the repurchase.

What is share repurchase?

A share repurchase occurs when a company buys back its shares from the stock market.

The shares may be repurchased at a discount or premium.

When the share repurchase is completed, the demand for the shares normally increases, thereby driving the price up.

Data and Calculations:

Assets value = $75 million

Cash balance = $12 million

Outstanding shares = 25 million

Current price per share = $3 ($75 million/25 million)

Repurchase of shares = $12 million

Number of shares repurchased = 4 million ($12 million/$3)

New total assets = $63 million ($75 - $12 million)

New shares outstanding = 21 million (25 - 4 million)

New price per share = $3 ($63 /21 million)

Thus, the new price per share is $3 if the firm uses $12 million of cash to repurchase shares.

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What type of instrument can be helpful toll for governmental entities hedging the interest rate risk associated with their bond issue

Answers

The kind of instruments that is used for hedging the interest rates that are associated with bond issues is derivatives.

What are derivatives with regards to hedging?

This is a contract tool that firms and the government use for the mitigation of all forms of risks that may be exposed to them financially.

The different types of ways that hedging can be used for the sake of derivatives are:

They are used for foreign exchange risksThey are used for interest rate risk

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Investing in stocks is risky because:
O A. they are generally short term investments,
O B. the value of the stock can fall below what you paid for it.
O C. stocks can increase in value leading to high tax bills.
D. the value of the stock can increase more than you paid for it

Answers

The answer is b

The stock can crash and you could lose money

A job candidate who is capable of maintaining effective workplace relationships demonstrates Multiple Choice competence. character. creativity. coherence. caring.

Answers

A job candidate who is capable of maintaining effective workplace relationships demonstrates the coherence trait.

What do you mean by a job candidate?

A job candidate refers to an applicant who can be considered for a job.

A job candidate who is capable of maintaining effective workplace relationships demonstrates a coherence trait.

Therefore, D is the correct option.

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If Steve Hewitt, City Administrator, were to say that the true heroes are the people who show up every day in the office, working to accomplish tasks, then this is an example of which style depicted in the Leadership Grid

Answers

With the term "authoritarian" or "authority-compliance", people in this category believe that members of their group are a means to an end. The needs of the group are always less than its productivity.

What is a leadership grid leadership style?

Grid Leadership is a model of ethical leadership founded in the 1960s to measure productivity concerns against human anxiety.

The grid identifies five types of leaders: Impoverished, Produce or Perish, Middle of the Road, Country Club, and Team.

The leadership style 'Authority-Compliance' (or 'Produce-or-Perish' style) suggests that managers get high scores on productivity concerns and less concern for people.

Thus, the given example discusses about 'Authority-Compliance' leadership style.

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The recency effect is: Multiple Choice accounting for the most recent profits or losses first on financial statements. the basic human tendency to overvalue recent experience when trying to predict the future. earning a profit by betting against what everyone else is doing. shorting financial investments that are subject to a bubble.

Answers

The recency effect is the basic tendency to overvalue recent experience when trying to predict future.

What is recency effect?

The recent effect is that you remember well the information you heard in the end.The recent effect refers to the memory factor, in which individuals may recall information that they heard at the last.

Recent results are derived from the study of the last few items in the list from short-term memory (STM), and the significance results are reflected in the long-term memory benefit (LTM) for the first few items in the list due to the large duplication given to those items.

Thus, the correct statement is the recency effect is the basic tendency to overvalue recent experience when trying to predict future.

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Vital records, such as birth and death certificates, are considered what type of information source?


Tertiary


Primary


Secondary

Answers

Answer:

Primary answer

Explanation:

A manufacturing company that produces furniture decides to use a new wood supplier. The manufacturing company wants to ensure that the materials from the supplier are delivered on time and within the specifications needed to meet the manufacturing company's product goals. What form of control system could the manufacturing company implement to ensure its needs are met

Answers

The feedforward control system is the system that will ensure that the materials are delivered on time and the specifications needed to meet the product goals. is met

What is a feedforward controls system?

A feedforward controls are also known as a preliminary or preventive controls system.

In management, these control system is used to identify and prevent deviations in the standards before they occur.

These controls focus on human, material or financial resources within an organization for proper monitoring.

In conclusion, the feedforward control system is the system that will ensure that the materials are delivered on time and the specifications needed to meet the product goals are met.

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Cori signs a contract with a real-estate agency to sell her house. Cori cannot use other real estate agents while in this contract. This relationship is an example of ________.

Answers

Answer:

Express agency

Explanation:

I just took the quiz/test

Burton Co. Requests assistance allocating costs and determining the profitability of its two departments: Skis and Snowboards. Shared indirect expenses include rent and supervision. Use the Tableau Dashboard, with information from Burton’s December 31 year-end reports, for our analysis.


Compute gross profit for each department. 2. Allocate rent expense to each department.



Required 1Required 2


Compute gross profit for each department.



Department Gross Profit


Skis


Snowboards




Allocate rent expense to each department.



Rent expense Allocation Base Percent of Allocation Base Cost to be Allocated Allocated Cost


Department Numerator Denominator % of Total


Skis


Snowboards


Totals

Answers

Based on the sales and cost of goods sold for both departments of Burton Co., the gross profits are:

Skis - $58,000.Snowboards - $15,000.

The rent expenses can be allocated as:

Skis - $5,400.Snowboards - $2,400.

What are the departmental gross profits?

This can be found as:

= Sales - Gross profit

Ski department:                                                  Snowboards:

= 100,000 - 42,000                                            = 75,000 - 60,000

= $58,000                                                           = $15,000

What are the rental expenses?

The allocation base for the rent expenses is the square feet occupied by each department.

Ski department:

Allocation Base  Percent of base  Cost to be allocated   Allocated cost

14,000 feet²                70%                         $8,000                     $5,600

Snowboard department:

Allocation Base  Percent of base  Cost to be allocated   Allocated cost

6,000 feet²                30%                         $8,000                     $2,400

Percent of base for Ski department is:

= 14,000 / (14,000 + 6,000)

= 70%

Allocated cost is:

= 70% x 8,000

= $5,600

Percent of base for Snowboard department is:

= 6,000 / (14,000 + 6,000)

= 30%

Allocated cost is:

= 30% x 8,000

= $2,400

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__________ goods and services represent those products that consumers are unaware of or haven't thought of buying

Answers

Answer:

UNSOUGHT GOOD & SERVICES

The date for sending the final RFP to vendors is considered a(n) ____, because it signals that all RFP preparation work is complete.

Answers

The date for sending the final RFP to vendors is considered a milestone because it signals that all RFP preparation work is complete.

Who is a vendor?

A vendor, also known as a supplier, is an individual or company that sells goods or services to someone else in the economic production chain.

Here, a vendor helps make goods available to people in economic chain distribution.

Hence, the date for sending the final RFP to vendors is considered a milestone because it signals that all RFP preparation work is complete.

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What does it mean when you say scrum separates what from thed how

Answers

Scrum separated from thed how means that the team decides what they will inject and is best fitted into the story and the product owner decides how the process will be carry out.

What is scrum?

Scrum is a structure put in place to help teams work together effectively. Scrum encourages teams involved to learn from their experiences, reorganize themselves while working on a problem, and this enable them to reflect more on their wins and losses so that they can continue to improve.

Therefore, Scrum separated from thed how means that the team decides what they will inject and is best fitted into the story and the product owner decides how the process will be carry out.

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Which of the following is a document of title under Article 7 of the UCC?
O A. Letter of credit
O B. Bill of lading
O C. Secured transaction
O D. Negotiable instrument

Answers

The answer is B, Bill of Lading.

Workers' rights provided through union contracts are established a. by the employer. b. through collective bargaining. c. by law. d. within an overarching framework of common law.

Answers

Collective bargaining establishes the workers' rights granted under union contracts. So, option (b): "collective bargaining" is the correct answer.

What is collective bargaining?

International human rights accords affirm the right to collective bargaining. The ability to form trade unions is recognized as a fundamental human right in Article 23 of the Universal Declaration of Human Rights.

Collective bargaining is the process through which a union and an employer reach an agreement as a collective. During this process, the parties typically concentrate on matters such as pay, benefits, and working conditions.

Collective bargaining is the process through which employees, through their unions, negotiate contracts with their employers to decide their employment terms, such as;

CompensationBenefitsHoursLeaveOccupational healthSafety standardsStrategies to balance work and family

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What IMC strategy involves a two-way flow of communication between a buyer and a seller and is designed to influence the buyer's purchase decision

Answers

The strategy involves a two-way flow of communication between a buyer and a seller is personal selling.

What is communication?

It should be noted that communication simply means the exchange of information between the involved parties.

In this case, the IMC strategy involves a two-way flow of communication between a buyer and a seller and is designed to influence the buyer's purchase decision is personal selling.

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When prices of outputs in an economy become sufficiently high causing production to exceed potential GDP, the resulting: Group of answer choices

Answers

The result of production exceeding the potential GDP is hyper-intense production will be unsustainable in the long run.

What happens when production exceeds Potential GDP ?

Potential GDP is the GDP of a country when all its resources are fully maximised. Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year.

Production in excess of potential GDP is unsustainable in the long run.

Here are the options to this question:

) higher wages will encourage workers to take more leisure time

B) the long run aggregate supply curve will shift to the right

C) hyper-intense production will be unsustainable in the long run

D) lower prices will lead to a lower quality of demand

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As a property manager for a large office complex, Alisha develops a projection of the costs that will be incurred over the next 12 months, such as landscape expenses, snow removal, insurance, and repairs. Alisha has prepared a(n) ______.

Answers

As a property manager for a large office complex, Alisha develops a projection of the costs that will be incurred over the next 12 months, such as landscape expenses, snow removal, insurance, and repairs. Alisha has prepared a budget.

Who is a manager?

The manager's main responsibility is to integrate the efforts of all team members and provide the finest outcomes possible to assure the institution's expansion. To get the greatest performance out of the workforce, administrators have a variety of duties and obligations.

Alisha creates a forecast of the expenditures that are going to need during the next year as the management company for a sizable office complex, including landscaping fees, trash removal costs, insurance, among maintenance. A budget has been created by Alisha.

This will help her to know about the changes and the operations that she needs to take into account. As the expenses and the savings can be done with its help.

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A ________ requires the borrower to deposit the full amount of the line of credit at the bank as collateral before the credit card is issued.

Answers

A secured credit card requires the borrower to deposit the full amount of the line of credit at the bank as collateral .

What is a secured credit card?

A secured credit card serves as a type of credit card that is backed by a cash deposit from the cardholder.

With tgis card, a deposit can acts as collateral on the account.

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Font size of the bullet points on presentation materials should be large enough Andy is building a model train. A train in real life has a wheel diameter of 33 inches, a length of 20 feet, a width of 10 feet, and a height of 12 feet. If his model has a width of 8 inches, what does the height need to be? A) 0.96 inches B) 9.6 inches C) 16 inches D) 48 inches help me find the surface area of this shape please Use the ideal gas law equation to find the molar mass of a 98.2 g sample of gas that fills a 50.0-liter container at stp. Which foods are examples of complex carbohydrates? (Select all that apply.)-white bread-wheat-cereal-fruit juice concentrate-oatmeal-barley Which expression represents the surface area of the pyramid? please help with this math question sceenshot below HURRY PLEASE, TIMED!!Read the conclusion.In conclusion, people should have realized by now that exploring the Earths ocean is the smart thing to do. Its about time people wake up and see the opportunities in front of them. Lets stop being lazy and get moving.Which revision is most needed to make the conclusion effective?A)adding a call to action at the end to give the writing a more powerful rhythmB)changing the sentence structures to be simple sentences to improve clarityC)moderating the tone to be more respectful and appropriate to an argumentative essayD)adding a sentence with evidence to make the flow of the sentences more interesting Whats the diameter of the sphere What are some ways that nationalism affected networks and production and distribution? y + 6 = 5(x 4)Write a formula fpr f(x) in terms of x. Using definition of a limit, show that limx2x+1x =32 HELPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPP Why is genetic variation important for the long term survival of a population? how do you do this??? It's science but I don't see the category for it What is the maximum time someone can serve as president. Which type of nominal decision is characterized by a fairly high degree of product involvement but a low degree of purchase involvement 576 kids 48% girls = x52% boys = y Among other things, Joseph Haydn was known asA: The "inventor of beautiful music."B: The "Father of the symphony." C: The "Best keyboardist of all time."