Based on the payment you can afford, the interest rate, and the number of years, the loan you can afford is $6,774.15
What size of a loan can you afford?First find the monthly interest rate:
= 4% /12
= 1/3%
Number of periods:
= 3 x 12
= 36 months
The loan you can afford can be found as:
= Payment x ( 1 - (1 + rate) ^ -number of periods) / rate
= 200 x (1 - (1 + 1/3%)⁻³⁶) / 1/3%
= $6,774.15
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Work team effectiveness is based on three outcomes: productive output, vapacity to adapt and learn, and _________ . a. cohesiveness b. norms c. satisfaction d. commitment e. leadership
The productive output, the capacity to adapt and learn and satisfaction are the results of the effectiveness of a work team.
What factors affect the effectiveness of a team?The integration of members is a key factor that must be considered in a work team, as it is capable of generating cooperation, exchanging experiences and developing innovative and creative solutions.
Therefore, satisfaction corresponds to one of the factors that generate the effectiveness of a work team, as it is capable of strengthening interpersonal relationships.
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Increasingly, movie ticket sales are described in terms of worldwide rather than only American sales. What does this indicate about the changing structure of mass media
The impact of Mass media can be observed worldwide, it has become more global than ever before. Thus, it is no longer limited to America only.
What do you mean by Mass media?Major media refers to various media technologies that reach a large audience through mass communication. The technology with which these connections take place includes a variety of stores.
Global mass media refers to the means of mass communication that reaches the world.
Hence, Global mass media indicates about the changing structure of mass media.
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Managers at a start-up company are working to identify the reporting structures and culture that will best enable employees to accomplish the goals of the company as it grows. What process are the managers undertaking
The process undertaking by the managers by identifying the reporting structures and culture is known as organizational designs.
Who is a manager?It should be noted that a manager is an individual who guides and motivates tye team mates to achieve a common goal.
In this case, the process undertaking by the managers by identifying the reporting structures and culture is known as organizational designs.
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An insurance agent can provide a mix of plans to satisfy a buyer's needs depending on income, stage of the family's life cycle, and investment objectives, so this occupation is an example of a(n)
Answer:order getter
Explanation:
an ORDER GETTER sells in a conventional sense and indentifies prospective customers.
While reviewing, you noticed an error in Alex's pricing analysis that may result in discrepancies between stated costs to customer and actual costs that customers will be charged. How would you address the error in the pricing analysis
The error in the pricing analysis can be conducted by escalating the team lead, meeting with Alex one-on-one, and work through it together, and emailing a document that contains steps for conducting the pricing analysis.
What do you mean by price analysis?Price analysis refers to the study of prices of products or services on the market to improve the profitability of e-commerce itself.
The error in the pricing analysis can be conducted by meeting with Alex one-on-one and working together.
Therefore, the error can be addressed in this manner.
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If a scholar associates continued economic challenges in Africa as an outcome of previous European colonialism, to which theoretical paradigm would they likely subscribe
Conflict theory is a framework in which conflict is the result of a wrong, or wrong distribution of resources. This could be the case in colonial Africa, as the European colonies enjoyed many resources.
How did European colonization affect the African economy?Colonialism made African colonies dependent on introducing a unique cultural economy in the region.
The Europeans also humiliated African workers and traders. It forced the Africans to work in the colonial lands for very low wages and deported them.
Thus, the theoretical paradigm that can be associated with these economic challenges is Conflict theory.
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XYZ Office Supplies is about to introduce a new customer service program that will affect all of its 355 sales and service employees. Job duties will be changed and the employee rewards system will be altered to fit this new customer focus. Moreover, the company wants to improve the efficiency of work processes, thereby removing some of the comfortable (and ofter leisurely) routines that employees have followed over the years. Top management is concerned about the different types of forces resisting change that the company will potentially experience during this change process. XYZ attempts to assist the change process by putting employees in direct contact with customers. Here, the company is trying to:
By putting employees in direct contact with customers before implementing the new service program, it is an attempt by XYZ to create urgency for change.
How to implement organizational changes?Changes can impact the way work is performed, altering the organizational culture in some cases, which can generate resistance. To reduce this situation, it is essential to implement the changes gradually, with objectivity and clarity about the benefits that will be achieved.
Therefore, organizational changes must be implemented smoothly, in order to provide optimal training and security for the employee.
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A north face ad shows a rock climber hanging underneath a treacherous overhang, with the tagline, "never stop exploring. " in terms of the communication process, the ________ would be north face.
A north face ad shows a rock climber with a tagline "Never stop Exploring".
The communication process, the source would be north face.
What is Rock climbing?Rock climbing is an activity in which an individual or a group climbs the mountains and try to reach the top. Rock climbing is an activity enjoyed by many but this is also dangerous as every year a number of climbers get injured or sometimes result in death.
Source is the answer to the given question. The source would be north face as mountains are near the north and therefore a climber have to turn his/her face towards the north in order to climb it.
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The Berkshire Hathaway annual meeting, a famous yearly event, can be attended by any ________, which is someone who owns at least one share.
It is a prerequisite that a person must owns at least one share of the company to be able to attend the Berkshire Hathaway annual meeting.
What is the Berkshire Hathaway annual meeting?
The meeting is meant to provide an excellent opportunity to network with other shareholders of the company.
It also create a way to learn from the world's most respected investor who is Warren Buffett.
However, to be able to attend, one must hold at least a share with the firm.
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Utility
By having its machines located inside grocery stores, gas stations, drugstores, etc. , where consumers often shop, state lotteries offer
to the distribution process
By having its machines located inside grocery stores, gas stations, drugstores, etc. , where consumers often shop, state lotteries offer place
to the distribution process.
What is Place Utility?Place utility means making products or services readily available to its customers. Place utility is used to entice customers to a product or service. This relates a specific place to the product or service.
Therefore, the correct answer is place utility
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Which health/safety law requires continued health insurance coverage (paid by employee) following termination?
Consolidated Omnibus Budget Reconciliation Act (COBRA) is a law that gives workers the right or permission to temporarily keep their medical coverage provided by their health plan after termination.
What is COBRA?It is a federal health/safety law, passed in 1985, that allows workers after termination the right to stay in the same health insurance plan they previously had.
It seeks for workers and their families to continue their employer-sponsored “job” insurance if that insurance would end due to job loss or divorce or death in the family.
Therefore, we can conclude that COBRA is a law that gives workers the right or permission to temporarily keep their medical coverage provided by their health plan after termination.
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What is Nico's portfolio beta if he invests an equal amount in asset X with a beta of 0.60 and asset Y with a beta of 1.60
Based on the betas of each asset and the amount invested in them by Nico, the portfolio beta would be 1.10.
What is the portfolio beta?It is a weighted amount that is based on the individual asset betas.
Nico invested equally in each asset so there is a weight of 50% to either of them.
The portfolio beta is:
= (Weight of x × Beta of x) + (Weight of y × Beta of y)
= (50% x 0.60) + (50% x 1.60)
= 1.10
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What risk factor is present while leaning your forearms onto the sharp edge of a counter?.
The most probable risk factor associated with the leaning of forearms on the sharp edge of a counter is getting an injury on the forearms by creating pressure on the skin.
What is a risk factor?A risk factor is the increased possibility of having an injury or infection. It can be due to the happening of any event or the presence of any harmful object which leads to that injury or infection.
When an individual bends his/her forearm over the sharp edge of the counter, then it leads to the pressing of the skin present on the forearms against the sharp edge. There is a layer, called epidermis present on the skin which gets injured very badly due to the sharp edge and creates marks or strokes on the forearm.
Therefore, the pressure on the skin is the risk factor present when leaning the forearms on the sharp edge.
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Using the Multiple of Income Method to estimate life insurance needs, what is the minimum amount of insurance needed for Susan Smith if her annual income is $60,000
The minimum amount of insurance needed for Susan Smith if her annual income is $60,000 is: $300,000.
Multiple of Income MethodUsing this formula
Low=Current income x 5
Where:
Current income=$60,000
Let plug in the formula
Low=$60,000 x 5
Low= $300,000
Therefore the minimum amount of insurance needed for Susan Smith if her annual income is $60,000 is: $300,000.
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Sam is creating a website featuring images of NASA astronauts in training. How can he find copyright-free images that he can legally use on his website
Sam is creating a website featuring images of NASA astronauts in training. he can find copyright-free images at;
The governmentauthor's a public domainThis is further explained below.
What is copyright-free content?Generally, The word "copyright-free content" speaks to items, not safe guarded by intellectual property laws.
In conclusion, The government is a good source of copyright-free content.
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According to liquidity preference theory, the opportunity cost of holding money is a. the difference between the inflation rate and the interest rate on bonds. b. the cost of converting bonds to a medium of exchange. c. the inflation rate. d. the interest rate on bonds.
The opportunity cost of retaining money, as per liquidity preference theory, is Option D.
What Is the Definition of Liquidity Preference Theory?Liquidity Preference Theory is a model that proposes that an investor should seek a higher interest rate or premium on assets with extended maturities that involve higher risk because, all else being constant, investors seek cash or other extremely liquid assets.
According to Liquidity Preference Theory, investors seek progressively bigger premiums on medium and long-term securities against short-term securities.
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A change in the dollar value of the british pound from $1. 60 to $1. 50 represents.
Answer:
inflation
Eplanation:
.
Sarah recently graduated from a medical assisting program. She previously worked for several years as a cashier at a grocery store. The best resume format for her is the:
For Sarah with experience in the medical line and as a cashier, the best resume format for her is the experiential resume.
Different types of resumeResumes are written documents that showcase individual skills, competence, and experience in a certain field.
The types of resume that we have include:
ChronologicalFunctionalTargeted ExperientialFor Sarah with experience in the medical line and as a cashier, the best resume format for her is the experiential resume. This type of resume that employers will look to see what jobs and job titles you have held in the past.
Hence Sarah combining both her work as a cashier and medical practitioner will show the employer all her years of work experience
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The same basic formulas used for materials and labor are used to analyze ______ portion of manufacturing overhead.
The same basic formulas used for materials and labor are used to analyze variable portion of manufacturing overhead.
What is variable manufacturing overhead?Variable manufacturing overhead costs are costs that change as the volume of production changes or the number of services provided changes.
Examples of variable manufacturing overhead include:
Production suppliesEnergy costs to run production linesWages for those handling and shipping the product.Hence, the same basic formulas used for materials and labor are used to analyze variable portion of manufacturing overhead.
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Valerie feels that she is paid a lower salary than other project manager in her field. In reality, her salary is 10 percent above the market rate of others in her field of work. She is experiencing
Valerie is experiencing positive inequity because she feels that she is paid a lower salary than other project manager in her field.
What is positive inequity?This is the feeling of overcompensation. It is due to the fact that a person's input is lower or more favorable than that of other people.
This would cause the person to have feelings of overcompensation on the salary that they earn.
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According to the book political risk, how businesses and organizations can anticipate global insecurity, twenty-first-century political risk is the probability that a ____________ could affect a company in significant ways.
Twenty-first-century political risk is the probability that a political action could affect a company in significant ways.
What is risk?It should be noted that risk simply means a situation that involves the exposure to danger.
In this case, twenty-first-century political risk is the probability that a political action could affect a company in significant ways.
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How has the u.s. fish and wildlife service positively impacted ecosystems? a. by regulating private land use b. by conserving wildlife habitats c. by banning hunting and fishing d. all of the above please select the best answer from the choices provided a b c d
The U.S. fish and wildlife service positively impacted ecosystems by conserving wildlife habitats.
Why is conservation of wildlife habitats important?This is important for the preservation of the wild forest and the ecosystem at large.
Hence, the fish and wildlife service positively impacted ecosystems by conserving wildlife habitats.
Therefore, the Option A is correct.
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An online footwear company advertises that for every pair of shoes sold, a pair will be donated to someone in need. Employees at the company can multiply those donations by meeting specific sales and customer-service goals. The company is using _______ to influence employee behavior. Feedback clan control management by objectives feedforward control bureaucratic control
Answer:
please don't trust those links
Income tax expense for the year was $372,000. Income taxes payable decreased by $34,000 during the year, resulting in an ending balance of $71,000. How much cash was paid for income taxes during the year
Based on the income tax expense, and the change in income tax payable, the cash paid in income taxes was $406,000.
How much was paid in taxes?This can be found by the formula:
= Income tax expense + Decrease in tax payable
Solving gives:
= 372,000 + 34,000
= $406,000
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Technological innovation can support a ________ strategy, in which an advantage comes from having a unique good or service for which customers are willing to pay a premium price.
Answer:
The answer is differentiation
Explanation:
Technological innovation can support a differentiation strategy, in which an advantage comes from having a unique good or service for which customers are willing to pay a premium price.
In decentralized organizations, decision-making authority is ______.
Answer:
spread throughout the organization
Explanation:
Shiffon Electric Group wants to enter the European market via a wholly owned subsidiary where there are already well-established incumbent enterprises, and where global competitors are also interested in establishing a presence. What would be a suitable mode of entry for Shiffon Electric?
The most suitable mode of entry for Shiffon Electric into the European market will be through acquisition.
What is an acquisition?
This is a business arrangement whereby a company purchases most or all of another company's shares to gain control of that company.
Thus, this business arrangement will allow Shiffon Electric Group to enter into the market effectively and have market share despite number of well-established incumbent enterprises.
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What is the definition of the word bureaucracy? question 2 options: a group of officials who help run a government or other organization a hereditary ruling class a densely packed battle formation used by the athenians a city-state of ancient greece
In Bureaucracy, the state officials make the majority of important decisions. Option a) further explain it.
What do you mean by bureaucracy?It is a form of government in which state officials, rather than elected representatives, make the majority of important decisions.
A bureaucracy is a group of officials who assist in the administration of a government or other organization.
Therefore, option a) explains bureaucracy.
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Which statement is true about third parties in a contract?
OA. They don't need to be specifically named in the contract.
B. They are involved in the offer of the contract.
OC. They can sue if contract performance is not met.
D. They're always involved in the acceptance of the contract
ABC issued a ten-year, $20 million bond with a 10% interest rate for $19,500,000. The entry to record the bond issuance would have what effect on the financial statements
As a result of the bond issuance of $20 million being recorded by ABC, the effect on the financial statements would be an increase in both liabilities and assets.
What happens when bonds are issued?When a company issues bonds, it will gain cash from those bonds which will be recorded as assets so there will be an asset increase.
Bonds are debt obligations however, which makes them liabilities. The liabilities account will therefore increase as well.
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