Why would you want to limit your borrowing when making economic decisions ?

Answers

Answer 1

Answer:

so they can end up spending less on interest payments and credit card fees.

Explanation:


Related Questions

Sinclair is considering the acquisition of new machinery that will produce uniform benefits over the next five years. The following information is available: Annual savings in cash operating costs:$460,000 Annual depreciation expense:$360,000 If the company is subject to a 20% tax rate, what denominator should be used to compute the machinery's payback period

Answers

Answer:

The denominator (net annual cash flow) = $440,000

Explanation:

The denominator (net annual cash flow)

Particular                                 Amount

Saving in operating cost        $460,000

Less: Depreciation                 $360,000

Net additional income   $100,000

Income tax on above (20%)   $20,000

Savings after tax                   $80,000

Add: Depreciation                  $360,000

Net annual cash benefit   $440,000

The denominator (net annual cash flow) = $440,000

Suppose there is perfect competition in the output market and the labor market and that the output price is $10 and the wage is $350 per hour. In this case, the demand for labor by the firm equals _____ hours.

Answers

Answer:

2 hours of labor

Explanation:

Labor is hired up to a point where the marginal product of labor * Price of the output = wage of the worker.

Thus, 35 * 10 = 350.

35 widgets are produced using 2 hours of labor.

Under what conditions do you think the U.S. dollar might weaken against other major currencies (i.n. the euro, yen and yuan)

Answers

Answer:

In simple words, Currency depreciation relates to the decrease in the worth of the dollar compared to some other economy in the sense regarding U.S. dollar. The weakening of the US dollar will lead to a number of economic variables. They include fiscal system, increasing rates or rising prices, currency request, economic development, and rates for exports.

A logistic company determined the distance traveled per truck per year follows a normally distribution with a mean of 50 thousand miles and a standard deviation of 12 thousand miles. Answer the following questions:

Answers

At least 80% of the trucks will log 39.9006 thousand miles by following normal distribution.

What is standard normal distribution?

A specific instance of the normal distribution is the standard normal distribution. It is the distribution that develops when the mean and variance of a normal random variable are both equal to one. Standardizing is the process of changing a normal distribution into a standard normal distribution. The following equation can be used to get Z's value:

Z=x-mu/sigma

X ∼ N (50,12²)

Below is a list of how many miles at least 80% of the trucks have driven:

P(X≥x)=P(Z≥x−50/12)

1−P(Z<x−50/12)=0.80

P(Z<x−50/12)=0.20 .

The standard normal distribution table can be used to determine Z's value.

x−50/12=−0.84612

X=−0.84612×12+50

=39.9006

Therefore, at least 80% of the trucks will log 39.9006 thousand miles.

X ∼ N (50,10²)

Below is a list of how many miles at least 80% of the trucks have driven:

P(X≥x)=P(Z≥x−50/10)

1−P(Z<x−50/10)=0.80

P(Z<x−50/10)=0.20 .

The standard normal distribution table can be used to determine Z's value.

x−50/10=−0.84612

X=−0.84612×10+50

=41.5388

If the standard deviation is 10.0, then at least 80% of the vehicles will cover 41.5388 thousand kilometers.

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Complete question:

A mirror should be centered on a wall. The mirror is 4 feet wide and the wall is 20 feet wide. Which equation helps determine the distance x on each side of the mirror?

Answers

Answer:

A).  x + 4 + x = 20

Multiple-choices

A).  x + 4 + x = 20

B).  4 + x + 4 = 20

C).  x = 20 + 4 + 4

D).  4 = 20 + x + x

Explanation:

The mirror will be in the middle of a wall which is 20 feet wide.

If the mirror is 4 feet, then 4 will be in the middle.

X will be on either side of the 4feet mirror.

Therefore:

x + 4 + x =20

An assembly line consists of 21 tasks grouped into 5 workstations. Each task consumes 4 minutes. The largest assigned cycle time is 20 minutes. The efficiency of this line is about ____ %.

Answers

Answer:

84%.

Explanation:

A task consumes 4 minutes

21 tasks consumes = 21 task * 4 minutes = 84 minutes

No of Workstation = 5

Cycle time = 20

Efficiency = Total task time / (Cycle time * Number of workstations)

Efficiency = 84 /(20*5)

Efficiency = 84 / 100

Efficiency = 0.84

Efficiency = 84%

Thus, the efficiency of this line is 84%.


Define the term packaging

Answers

Answer:  Packaging is the science, art and technology of enclosing or protecting products for distribution, storage, sale, and use. Packaging also refers to the process of designing, evaluating, and producing packages

Explanation:

You place three orders for 100 soccer balls which cost $22 per ball. Receive all 300 ball. There is a delivery charge for $20 per order. What is your average cost per ball including delivery charges

Answers

Answer:

It should be $22.20

Explanation:

If you do 22 x 100 you get 2200 and add the $20. Then you divide 2220 by 100 and get $22.20.

A process of examining the differences between actual and budgeted costs and describing them in terms of the amounts that resulted from price and quantity differences is called:

Answers

Answer:

Variance analysis

Explanation:

Variance analysis is a term that described the measuring control method often utilized by business management to evaluate and determine the quantitative disparity between the planned and the eventual outcome of the firm's budget and sales.

Hence, in this case, it can be concluded that VARIANCE ANALYSIS is a process of examining the differences between actual and budgeted costs and describing them in terms of the amounts that resulted from price and quantity differences

A cash advance loan with very high interest that must be repaid in two weeks in an example of:
A. A short-term loan.
B. A long-term loan.
C. Alternative financing.
D. A line of credit.


Answer is: C. Alternative financing

Answers

Answer: Alternative financing

Explanation: Just took the test

c
Which Energy career pathways work with renewable energy? Check all that apply.
Energy Conversion
Energy Generation
Energy Analysis
Energy Transmission
Energy Distribution

Answers

Answer:

bshahshshsjkdjdjxnx

Explanation:

energy analysis

energy distribution

energy conversion

Monitoring Central Bank Intervention1) How can your business be affected if the Fed attempts to strengthen the dollar in the for-eign exchange market?2) If the Fed decides to weaken the dollar, how will your business be affected?3) How can indirect central bank intervention affect your business even if there is no impact on exchange rates?

Answers

Answer:

1) if the FED decides to strengthen then dollar, it will make US exports more expensive and imports cheaper. That will cause net exports to decrease, i.e. there will be less exports and more imports.

A strengthening of the US dollar helps importing companies because they will buy cheaper goods from abroad and will be able to sell them at higher domestic prices. On the other hand, exporting companies will be hit because hey loss competitiveness since their products will be more expensive.

2) If the FED decides to weaken the US dollar, the opposite will happen. Exporting companies will be favored, while importing companies will be hurt. The country will start to export more and import less.

3) Generally, the FED intervenes market through its money supply policy. When the interest rate increases or the money supply increases, the value of the US dollar will tend to lower. Even if expansionary monetary policy doesn't have an immediate impact, the expectations do matter. If people expect a devaluation of the US dollar, they will start to buy foreign currencies, which in turn will end up devaluating the US dollar. It is a self-fulfilled prophecy.

Another way the FED impacts businesses is through the interest rate. Lower interest rates will increase both domestic and foreign investment in the US.

When Auto-Manufacturing Company designed a 6-month e-mail campaign, it included several customer offers that increased in value over time. This is an example of:_________.
A. Content marketing
B. The bounce rate
C. Content optimization
D. Exclusive deals
E. A drip campaign

Answers

Answer: a drip campaign

Explanation:

The example used by Auto-Manufacturing Company in the above scenario is a drip campaign.

Drip marketing is refered to as an email marketing strategy whereby several mails are sent out to customers at a particular time period. It is used to keep in touch with the customers and also nurture leads.

Importance of allocating duties and responsibilities to a procurement staff

Answers

Procurement officers are responsible for assessing suppliers, products, and services, negotiating contracts, and guaranteeing that approved acquisitions are both high-quality and competitively priced.

A procurement officer's responsibilities include managing the staff and all activities within the purchasing department. the creation of plans for the purchase of goods, services, and equipment. following and respecting the procurement policies of the firm.

Keeping records of procurement officers' qualifications, delivery timelines, product offerings, etc. up to date. maintaining favorable supplier connections and contract negotiations. Examining and research prospective suppliers making budgets, reports, and cost analyses.

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Again, Inc. bonds have a par value of $1,000, a 25 year maturity, and an annual coupon rate of 8.0% with annual coupon payments. The bonds are currently selling for $868. The bonds may be called in 6 years for 108.0% of par. What quoted annual rate of return do you expect to earn if you buy the bonds and company calls them when possible?
a) 9.39%
b) 12.21%
c) 13.42%
d) 10.13%
e) 8.30%

Answers

Answer:

b) 12.21%

Explanation:

The computation of the quoted annual rate of return is shown below:

Given that

Future value = $1,000 × 108% = $1,080

Present value = $868

NPER = 6 years

PMT = $1,000 × 8% = $80

The formula is shown below:

= RATE(NPER;PMT;-PV;FV;TYPE)

The present value comes in negative

After applying the above formula, the annual rate of return is 12.21%

Therefore the correct option is b.

The expected return on the market portfolio is 19%. The risk-free rate is 10%. The expected return on SDA Corp. common stock is 18%. The beta of SDA Corp. common stock is 1.70. Within the context of the capital asset pricing model, _________. rev: 10_23_2013_QC_37809

Answers

Answer:

-0.073

Explanation:

Calculation for the context of the capital asset pricing model

Using this formula

Capital asset pricing model=Expected return o Common stock-[Risk-free rate+ Beta of common stock (Market portfolio-Risk-free rate)]

Let plug in the formula

Capital asset pricing model=0.18 - [0.10 + 1.70(0.19 - 0.10)]

Capital asset pricing model =0.18 - [0.10 + 1.70(0.09)]

Capital asset pricing model=0.18 - (0.10 + 0.153)

Capital asset pricing model =0.18 - 0.253

Capital asset pricing model=-0.073

Therefore the context of the capital asset pricing model will be -0.073

Carefully set sales territories A) can reduce travel time but increase costs. B) can reduce confusion about who has responsibility for a set of sales tasks. C) always include at least one metropolitan area. D) always reduce the cost of sales calls. E) can increase travel time while reducing costs.

Answers

Answer:

B) can reduce confusion about who has responsibility for a set of sales tasks.

Explanation:

The carefully set sales territories reduce the confusion with respect to the responsibility for setting out the selling task

Therefore as per the given situation, the option B is correct as it fits to the situation

Thus, all the other options are incorrect

Hence, the option B is correct

It is important to gather as many accounting metrics as possible because they have intrinsic value and do not need a context in which to be understood.
A. True
B. False

Answers

Answer:

A. True

Explanation:

The intrinsic value is the value in which there is a worth of an asset.

It can be calculated as

Intrinsic value = Current price - Strike price

In the case when the accounting metrics are collected due to intrinsic value also there is no need of context for understand

So the given statement is true

hence, the correct option is A.

You are 18 years old, opening your first savings account, and are considering three options: BANK A is not FDIC insured, has an interest rate of 5%, and a minimum deposit of $25. BANK B is FDIC insured, has an interest rate of 0.01%, and a minimum deposit of $50. Bank C is FDIC insured, has an interest rate of 0.02%, and a minimum deposit of $10,000. All three have fees competitive with other banks. Which bank is the best option?

Answers

Answer:bank b

Explanation:

All three have fees competitive with other banks, Bank B is the best option, Thus, option (b) is correct.

What is banks?

The term bank refers to the financial institution offering the services related to the term money. The bank is manage financial system to handling accounts and manage the cash. The bank is the based on the main motive to the cash transaction. The charged the interest on the loan.

According to case, a person is 18 years old, opening first savings account. Bank B was the better choice. BANK B is FDIC insured, has an interest rate of 0.01%, and a minimum deposit of $50. It was the lowest amount of the deposit interest rate is 0.01%.

As a result, the significance of the bank B are the best option are the aforementioned. Therefore, option (b) is correct.

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Your question is incomplete, but most probably the full question was.

You are 18 years old, opening your first savings account, and are considering three options: BANK A is not FDIC insured, has an interest rate of 5%, and a minimum deposit of $25. BANK B is FDIC insured, has an interest rate of 0.01%, and a minimum deposit of $50. Bank C is FDIC insured, has an interest rate of 0.02%, and a minimum deposit of $10,000.

All three have fees competitive with other banks. Which bank is the best option?

Bank A

Bank B

Bank C

All 3 banks are equally good options

When compared to married couple retirement households, single retirees have ________ household income.
a. less than half
b. less than one third
c. double
d. relatively the same

Answers

Answer:

a. less than half

Explanation:

Single retirees tend to have less than half of the household income as married couple retirement households. This is mainly due to the fact that married couples have two complete retirement incomes coming in every month. One for each individual in the relationship, many times one individual in the relationship is making much more in retirement than their spouse. Therefore, a single retiree would have less than half since they are alone and only getting one retirement check, so if they worked in the same field as the married couple they would still only be getting half of what the married couple make.

Successful sales people?

Answers

I would presume the answer is B.

What is inexpensive and designer clothing?

Answers

Rue La La. Rue La La offers designer brands at up to 70% off retail prices through “Boutique” sales - think flash sales by designer. ...

Neiman Marcus Last Call. ...

6PM. ...

Gilt. ...

Bluefly. ...

Nordstrom Rack.

Champion, it can also be worth more depending on where it’s sold and used to be much more expensive and now at walmart.

How do you evaluate a credit report? What specific problem areas did you notice in the sample credit report? What credit score would you give this person, and what suggestions would you make to help him improve his credit score?

Answers

1. To evaluate a credit report objectively, one must study and analyze the following information:

Personal details of the customerCredit summaryInquiries made on the customerForeclosures and repossessionsPublic records on bankruptcies.

2. The specific problems that one can notice in a sample credit report are in the areas of credit summaries, foreclosures, and bankruptcies.

3. The simple suggestions for improving a person's credit score include:

Checking credit reports regularlySetting up automatic bill paymentsDrastically reducing overall debtsNot rushing to close old accountsRefrain from requesting too much credit.

What is a credit report?

A credit report is a periodic summary of one's credit activities and current credit situation.

A credit report includes credit repayment history and the statuses of credit accounts.

Potential lenders and creditors use credit reports to assess whether to offer more credit and terms.

Thus, regular evaluation of a credit report ensures accurate and complete credit information.

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Explain why full employment does not mean 0% unemployment

Answers

Full employment is not the same as zero unemployment because there are different types of unemployment, and some are unavoidable or even necessary for a functioning labor market. At any given time, jobs are being created and destroyed as industries evolve, and the transition from old jobs to new is not seamless. A lot of people think full employment means that no one is unemployed, but that is not how economists use this term. Therefore, the term full employment refers to a situation in which there is no cyclical unemployment. By contrast, zero unemployment would mean that there is no structural or frictional unemployment.

McFerrin runs a manufacturing business. His company uses animal skin as raw material to manufacture leather products, such as bags and belts. Last week, the state government passed a new law considering the sentiments of environmental activists and animal lovers. The law bans the use and sale of leather entirely. How will this situation affect McFerrin’s business?
A.
affect his purchase of raw material
B.
affect the release of funds from banks
C.
affect the sale of goods out of United States
D.
affect the sale prices of goods

Answers

Answer:

I am pretty sure that your answer will be C. affect the sale of goods out of the U.S

Explanation: Because if you think about it, him not being able to use and sale the leathers is going to affect everyone in the long run, because he is a manufacturer, and probably manufactures to a lot of companies.

Answer:

A,

Explanation:

The Question states STATE government not federal. Automatically canceling C. The law put in place bans SALE AND USE of leather so he can not get access to leather hides let alone turn them into products to sell. Therefore affecting his purchase of raw materials.

Bateman Corporation sold an office building that it used in its business for $800,200. Bateman bought the building 10 years ago for $599,900 and has claimed $200,300 of depreciation expense. What is the amount and character of Bateman's gain or loss

Answers

Answer:

Gain= $400,600

Explanation:

First, we need to calculate the book value of the building:

Book value= purchase price - accumulated depreciation

Book value= 599,900 - 200,300

Book value= $399,600

If the selling price is higher than the book value, the company gain from the sale.

Gain/loss= selling price - book value

Gain/loss= 800,200 - 399,600

Gain= $400,600

relationship between risk and return

Answers

Answer:

Generally, the higher the potential return of an investment, the higher the risk. There is no guarantee that you will actually get a higher return by accepting more risk. Diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

Valuing semiannual coupon bonds Bonds often pay a coupon twice a year. For the valuation of bonds that make semiannual payments, the number of periods doubles, whereas the amount of cash flow decreases by half. Using the values of cash flows and number of periods, the valuation model is adjusted accordingly.
Assume that a $4,000,000 par value, semiannual coupon U.S. Treasury note with three years to maturity (YTM) has a coupon rate of 3%. The yield to maturity of the bond is 7.60%. Using this information and ignoring the other costs involved, the value of the Treasury note s $2 9 S,38230 ▼ Based on your calculations and understanding of semiannual coupon bonds, complete the following statements Assuming that interest rates remain constant over the life of the note its price should
The T-note described is currently selling at a discount ▼ be expected to formula is assumed to have a value of ▼ as the T-note approaches maturity , when valuing a semiannual coupon bond, the time period (N) in the present value periods ー Grade It Now Save & Continue Continue without saving

Answers

Answer:

market value of treasury notes

PV of face value = $4,000,000 / (1 + 3.8%)⁶ = $3,197,981

PV of coupon payments = $120,000 x 5.27644 = $633,173

market value = $3,831,154

the T-note is being sold at a discount since the YTM is higher than the coupon rate. As the bond approaches maturity, its market value should increase.

Buffalo Corporation reported net income of $415,720 in 2020 and had 208,000 shares of common stock outstanding throughout the year. Also outstanding all year were 40,500 options to purchase common stock at $11 per share. The average market price of the stock during the year was $15. Compute diluted earnings per share. (Round answer to 2 decimal places, e.g. 3.55.) Diluted earnings per share $

Answers

Answer:

Buffalo Corporation

Diluted earnings per share is:

$1.67 per share.

Explanation:

a) Data and Calculations:

Reported net income = $415,720

Common Stock outstanding = 208,000 shares

Options outstanding = 40,500 shares

Total outstanding shares = 248,500 shares (208,000 + 40,500)

Option price per share = $11

Market price per share = $15

Earnings per share = Net Income/Common Stock outstanding

Computation of diluted earnings per share:

Diluted Earnings per share = Net Income/Total outstanding shares

= $415,720/248,500

= $1.67

b) Buffalo's diluted earnings per share uses the total outstanding shares (common stock plus options stock plus all convertible securities) to divide into the net income.  As the description implies, all convertible stocks are included in the calculation to arrive at the earnings per share.

Julie is looking to sell her flower shop. She should hire a(n) _____ to help her find a buyer and negotiate the sale.

a. business broker
b. real estate broker
c. investment broker
d. stock broker

Answers

Answer:

B is the answer for the question

In looking for who to help her with the sale of her flower shop, Julie should look for a a. business broker.

A business broker:

Helps facilitate the sale of a business Ensures that relevant legal requirements are met  Helps a business owner find others who want to buy businesses

Julie's flower shop is a business so if she wants to sell it, she should look for a  business broker to help her with the transaction.

In conclusion, Julie needs a business broker.

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