why does an unsecured loans have a higher interest rate than a secured loan​

Answers

Answer 1

Answer:

Well.

Explanation:

Because vendors see unsecured loans as riskier.

Answer 2

Answer:

The correct answer for this question would be:

A.      The bank bears all the risk of the loan.


Related Questions

2. Which of the following is NOT considered as a characteristic of an entrepreneur?
a. Copes with failure
c. Persistent
b. Dependent
d. Opportunity seeker

Answers

Answer:

Dependent

Explanation:

Analyzing the given options one after the other.

- Cope with failure: As an entrepreneur, one should be able to cope with failure. One should see failure as a setback but rather as a stepping stone to bounce back.

- Persistent: A person who is to be called an entrepreneur has to be determined to succeed and never relent.

- Dependent: An entrepreneur is an independent person and never relies on others for survival.

-Opportunity Seeker: An entrepreneur constantly seek for opportunities and immediately grasp it whenever he sees one

So, the odd one out of the given options is Dependent

Assume that you are the sales manager of a soap-manufacturing company. Your supervisor has asked you to present the sales data of the various products for last quarter. You have to communicate information about the sales turnover in different zones. Which business documents will you prepare for this task and what guidelines will you follow?

Answers

Answer:

Sales data mostly contains monthly figures and will be best represented in a tabular form. I will use a word processor to create a table and enter the data corresponding to each month. To show the sales figures in different zones, I will use a bar graph. The bars in the graph will allow the audience to visualize the difference in sales figures in the different zones.

While creating the word document, I will keep the following in mind:

The report should precisely communicate only sales information.

The report should be short and brief, but also contain all the necessary information.

The report should be directed at a particular set of team members.

The report should contain visual aids to help explain the statistics.

Explanation:

plato/edmentum's sample answer

I will give out the brain thing (idk what it’s called) to whoever has the best answer on getting it. It can be serious, funny, sad, etc. Good luck!

Answers

Buy a visa card from a store add money on it and buy brain thing  with it

Why does this have me so confused hahahah

Raphael is buying salad and pizza for a company lunch. Suppose that a bowl of salad costs $5.00, and a slice of pizza costs $3.00. Let E be the amount in dollars that Raphael spends on salad and pizza. If Raphael buys S bowls of salad and P slices of pizza, then the total amount of money he spends ( E ) can be represented by the equation_______________________ . Now rearrange the equation you wrote above so that P is written in terms of E and S . The quantity of pizza he buys can be represented by the equation P=E−($5.00×S)$3.00 . Suppose Raphael has $30.00 to spend on salad and pizza; that is, _________________.

Answers

Answer:

The answer is "[tex]\bold{E = \$ 5.00S+\$ 3P \ \ \ and \ \ \ E = \$ 30}[/tex]".

Explanation:

Assume that person-person C is still there. He purchases 2 things – salad (S) and pizza (P).  Salad (PS) cost five dollars and pizza cost(Pp) three dollars.  Let E is the cumulative dollar amount spent on both S and P by Individual C. Look for a cumulative sum of money he pays, represented by E.  

Absolute spending equals the amount of good S expenses and good P expenses.

[tex]\to E = \$ 5.00S+\$ 3P[/tex]

In E and S, compose the P equation.  

[tex]E=\$ 5.00 S+\$ 3P \\\\3P=E-\$ 5.00 S \\\\P= \frac{E - \$ 5.00S}{\$ 3.00}[/tex]

Therefore, the required equation is:

[tex]P= \frac{E - \$ 5.00S}{\$ 3.00}[/tex]

Person C will have $30 to spend on the goods E = $30.

How do office assistants show enthusiasm?

Answers

Answer:

I think things you can do to show enthusiasm are:

1. showing in your work (even if it is not your favorite)

2. Think on the bright side.

3. Smile, sit up straight, make eye contact with co-workers, and talk in a upbeat manner.

Hope this helps!!!

Use this formula to help solve the problem. break-even point = P+V*Q+F=S*Q
Assume that at one point a business sells cameras for a price of $20 each, which cost $10 to produce (variable costs). The business's fixed expenses for the period are $2,000. What is the break-even point?
A). 400 units
B).100 units
C). 300 units
D). 200 units
Entrepreneurship PLZ HELP

Answers

Answer:

D). 200 units

Explanation:

As per contribution margin concepts, the break-even point is calculated using the formula.

Break-even point =  fixed costs/Contribution margin per unit.

fixed cost is $2,000

Contribution margin per unit = sales price-variable costs

= $20- $10 = $10

Break-even point = $2000/10

=200 units

Answer:

200 Units was correct on my test (Edge)

Explanation:

Which emotion is an employee most likely to communicate to a customer on the telephone if the employee begins to talk more quickly and loudly in response to the customer's questions? o encouragement O satisfaction O impatience O clarity ​

Answers

Answer:

Impatience

Explanation:

The employee speaking faster is telling the customer that they are in a hurry.

if the employee begins to talk more quickly and loudly in response to the customer's questions It will make customer feel impatience . Hence option C is correct .

What is Impatience talk ?

It is impatience because this feeling exhibits signs like speaking loudly and fast to convey that your message is obvious but also that you are weary of discussing anything at the same time.

When someone is impatient, they lose patience and start speaking quickly to finish anything they first feel they have repeated or that they just don't want to say.

How to talk with your Customer ?

You must always keep a professional attitude and manner when dealing with clients. Not just what you say, but also how you say it and how you carry yourself are part of this. Without the appropriate subtlety and business etiquette, communicating with a client could result in your firm losing business. discovering

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Which situations offer examples of Banking and Related Services workers? Check all that apply.

Anna analyzes loan applicants to decide whether to give them loans.
Aaron helps customers put money into and remove money from their accounts.
Jared researches the credit history of people applying for credit.
Tamara reviews the finances of a business to determine whether it is profitable.
Raquel helps individuals and companies prepare their tax forms.
Troy helps a family create a budget to save more money.

Answers

Anna provides loan applicants to decide to give them loans, put money into and remove money from their accounts and Jared researches the credit history, hence options A, B and C are correct.

What are Banking and Related Services workers?

The five most significant banking services include checking and savings accounts, loan and mortgage services, wealth management, issuing credit and debit cards, and overdraft services.

An individual who works for a bank and assists customers with standard financial transactions is known as a bank teller or bank clerk.

They do daily tasks that include processing withdrawals, making deposits, and giving customers of bank money orders or cashier's checks.

Therefore, these services also comprise analysis loan applicants with basic features and a device for utilizing the account (such as a debit card and online banking ID), hence options A, B, and C are correct.

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Answer:here the answer for this question

Explanation:edge2023

I need advice on Commission prices...so far, I have come up with this:
Shoulders&up = $5, Hips&up = $7, Full body = $10
Line Art = see above prices, Black&White = +$3, Colored = +$5
Pet = +$1, Mounted = +$3, Background = +$5
Is this good? Am I over/underpricing my work? Am I just wasting my time and hopes on this?

Answers

Answer:

It's good

Explanation:

Don't put yourself down you're not wasting your hopes or time. You're doing what you like doing and that's what counts

drop the name of a person you want a follow back from on Instagram .

drop names and keep it going of the person of your choice and you get a follow back at the strike of midnight .

Answers

Answer:

addison rae lol because i need a bad bleep hahaha

Explanation:

Answer:

cardi b because I want to know how to get the Wap lol

In a small, closed economy, national income (GDP) is $750.00 million for the current year. Individuals have spent $300.00 million on the consumption of goods and services. They have paid a total of $250.00 million in taxes, and the government has spent $400.00 millionon goods and services this year. Use this information and the national income identity to answer the questions.How much is spent on investment in this economy?

Answers

Answer:

The amount spent on investment in this economy is $50 million in the current year.

Explanation:

This small or enclosed economy can calculate its Gross Domestic Product (GDP) through various approaches.  There is the income approach, the expenditures approach, and the output, value-added or production approach.  They give the same results.   The GDP measures all of an economy's products and services using the above mentioned approaches.

Select the correct answer.
Read this excerpt from a college entrance essay:
I started a small landscaping business last summer so I could help pay for my hockey uniform and the program fees. Landscaping is hard work,
especially on hot summer days. But I enjoyed being outside and I liked earning some extra money. By the end of the summer, I doubled the
number of my clients, and I paid for new skates. So through this small venture, I glimpsed the rewards that come with being an entrepreneur
What conclusion does the writer make in this paragraph?
A Mowing lawns can be hard work, but it's worth the money earned,
OB. The experience helped the writer learn the benefits of starting a business,
OC. The writer was able to double his or her client base through hard work

Answers

The conclusion that the writer made at the end of the story is that  The experience helped the writer learn the benefits of starting a business.

What is the summary of the excerpt?

The writer takes the reader through the journey of how she started a business and the way she got customers for the business.

The ending of the story tells us that she looked on at the rewards she got from the act of starting the business at the end of it. Hence option B is correct.

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Mr. and Mrs. Smith, an elderly couple, had no relatives. When Mrs. Smith became ill, the Smiths asked a friend, Henrietta, to help with various housekeeping chores, including cleaning and cooking. Although the Smiths never promised to pay her, Henrietta performed the chores for eighteen months. Henrietta now claims that she is entitled to the reasonable value of the services performed. Is she correct? Explain.

Answers

Answer:

No

Explanation:

In this specific scenario, Henrietta is not correct in her claim. This is because even though she did all the work and may have proof of doing so, the Smiths never mentioned any form of payment at any time. Since this is the case, Henrietta should not have had any reason to expect payment. For Henrietta to have a claim, the Smiths would have had to create a payment contract and Henrietta would have had to agree. Even a verbal agreement of payment with an actual dollar value would have helped Henrietta make a valid claim.

The FHA was designed to pay off mortgage insurance for homes that were going into foreclosure.
True
False

Answers

Answer:

TRUE FHA meaning federal housing administration

Theodore and James have formed TJ Soft, an entrepreneurial venture to develop games and other kinds of software for consumers. Their company, which includes TJ Soft stores, is looking for opportunities in the future that include international operations. A foreign company wants to be able to copy and manufacture TJ Soft programs and sell them in its stores. What would be an appropriate approach for them to use?

Answers

Answer: Foreign Subsidiary

Explanation:

A foreign subsidiary is a company which operations overseas is part of a larger corporation with headquarters in another country, they are often referred to as a parent company or a holding company.

in this case the foreign company looking to sell TJ soft products would approach them as a foreign subsidiary of TJ, so they can be licensed to sell and market TJ soft products overseas.

who uses financial institutions? ​

Answers

Answer:Financial institutions encompass a broad range of business operations within the financial services sector including banks, trust companies, insurance companies, brokerage firms, and investment dealers. Financial institutions can vary by size, scope, and geography

Explanation:

Answer:

The answer is: comercial banks, investment banks, brokerage firms, insurance companies, and asset management.

All of the following are examples of secondary types of data except:
A. U.S. Census data
B. Consumer Reports
C. test market
D. Rotten Tomatoes (movie reviews)

Answers

C. Test market might be the answer

Nasty Break-Up. Harold wants to purchase a lot next door to Sarah's home that is owned by Sarah. Harold knows Sarah will not sell the lot to him because they dated in the past and had a nasty break-up. Harold agrees with Alice that Alice will purchase the lot from Sarah for him. Alice and Sarah reach an agreement and enter into a contract whereby Sarah is to sell the lot to Alice for a price within the scope of Alice's authority. Alice tells Sarah nothing about her plan to later transfer the lot to Harold. Before title to the lot is transferred to Alice, Harold tells Alice that he no longer wants the lot. Alice tells Sarah about Harold. Sarah tells Alice that as far as she is concerned, Alice has bought the lot. Sarah says that she plans to move anyway and really does not care whether Alice or Harold ends up with the lot. She just wants her money. What type of principal is Harold?

Answers

Answer:

Harold should be considered an undisclosed principal.

Explanation:

Basically Alice hid Harold's identity from Sarah, and she negotiated the purchase of the lot pretending to be the principal herself. Sarah was convinced that Alice was purchasing the lot for herself and not on behalf of someone else.

In this case, Alice is in trouble because she is personally bound on the contract with Sarah, and she doesn't seem to want the lot.

Note that common work styles are listed toward the top, and less common work styles are listed toward the bottom. According to O*NET, what are common work styles needed by Nursery and Greenhouse Managers? Check all that apply. leadership dependability investigative analytical thinking initiative self control automated preventative

Answers

The common work styles required by the Managers of Nursery and Greenhouse are as follows:

DependabilityLeadership skillsAnalytical thinkingSelf-controlInitiative

What are work styles?

Work styles are the ways in which how a professional organizes his/her tasks and responsibilities in the workplace.

The work styles which are applied to the Nursery and Greenhouse managers are:

Dependability is where a manager is accountable and dependable for fulfilling the roles and responsibilities assigned to them.Leadership is the act of leading a team or the subordinates by guiding or directing them.Analytical thinking is to critically analyze a problem and provide a logical measure to deal with it.Self-control is the act of being calm and composed as well as regulating aggressiveness while working as a manager.The initiative is the act of taking accountability to manage the working people.

Therefore, the work styles are given above in respect of managers of Greenhouse and Nursery.

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Answer:

A B D E F or 1 2 4 5 6

Explanation:

f your own idea,why does a business exist.?​

Answers

If F my own idea, why do Businesses exist? to get that paperrrrr

Don't take this seriously, this is a joke.

Which of the following is one of the basic functions of government
accountants?
A) Government accountants file tax returns for government agencies.
B) Government accountants purchase equipment for Congress.
C) Government accountants keep track of how government agencies use taxpayers money.
D) Government accountants create businesses laws and regulations.

Answers

Answer: A) Government accountants file tax returns for the government agencies.

Answer:

D

Explanation:

wazzi is a national clothing store chain that sells clothing to all age groups. The CEO wants to make the most of the company's advertising dollars, and feels that increasing Swazzi's investment in online advertising would provide better value. In the past, Swazzi has contracted with an outside marketing firm to place banner ads. However, Swazzi has not analyzed the data to determine whether the ads were effective.As marketing director, your job is to analyze the available data, make recommendations, and then evaluate again after your recommendations have been applied.

Answers

Incomplete question. The remaining part of the question reads;

Your first task is to analyze the existing sales data and decide how to make the most of your online advertising budget. The chart displays the cost and revenue generated by three different online ad campaigns.

Which of the following campaigns is producing the highest revenue per dollar spent?You realize that there may be another way of measuring the success of the current campaigns. Taking another look at this chart, which campaign is generating the highest number of clicks per dollar spent?

Answer:

Campaign ACampaign C

Explanation:

1. Based on the details provided it could be observed that campaign A is generating the most revenue per dollar spent because after dividing the revenue generated by the cost ($12000/$1250 =$9.6) we notice it is the highest revenue per dollar spent.

2. In terms of which is generating the highest number of clicks per dollar spent, Campaign C appears to be best in this regard. Consider, $1750 was spent on campaign C and it was able to generate 2000 clicks; which means that there were about 1.14 clicks per dollar spent, making it the highest amount.

Suppose there is a single restaurant in a small town facing the demand function Upper P equals 13 minus 0.10 times Upper Q. ​Further, suppose the marginal cost of providing a meal is constant at​ $3. Given the above​ information: ​1) Use the line drawing tool to draw the demand line. Properly label this line. ​2) Use the line drawing tool to draw the corresponding marginal revenue line. Properly label this line. ​3) Use the line drawing tool to draw the marginal cost. Properly label this line. ​4) Use the point drawing tool to identify the​ profit-maximizing price and quantity. Label this point​ 'a'. ​Note: if you​ aren't prompted for​ labels, then you are using the wrong tool. The​ profit-maximizing quantity is nothing and the​ profit-maximizing price is ​$ nothing. ​(Enter your responses as​ integers.)

Answers

Answer handwritten below

The quantity that will maximize profits is 50, and the price that will do so is $8.

What is meant by profit maximization?

Profit maximization is a process that companies go through to guarantee that the best output and pricing levels are obtained in order to maximize their returns. In order to achieve its profit objectives, the company adjusts important variables including sale price, production costs, and output levels.

Given:

Demand function, P = 13 - 0.10Q

Marginal cost (MC) = $3

Required To find: Profit-maximizing price and quantity

We know that the profit-maximizing quantity can be found by equating marginal cost to marginal revenue (MR). And, the profit-maximizing price can be found by substituting the quantity in the demand function.

First, let's find the MR function. We know that MR = ΔTR/ΔQ, where TR is the total revenue.

TR = P * Q

Differentiating TR w.r.t Q, we get

MR = d(TR)/d(Q) = P + Q * d(P)/d(Q)

Given demand function, P = 13 - 0.10Q

d(P)/d(Q) = -0.10

So, MR = P + Q * d(P)/d(Q)

= (13 - 0.10Q) - 0.10Q

= 13 - 0.20Q

Now, equating MR to MC, we get

13 - 0.20Q = 3

0.20Q = 10

Q = 50

So, the profit-maximizing quantity is 50.

Substituting Q = 50 in the demand function, we get

P = 13 - 0.10(50) = $8

Therefore, the profit-maximizing price is $8 and the profit-maximizing quantity is 50.

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Definition of Diversification-

Answers

Answer:

the action of diversifying something or the fact of becoming more diverse

Explanation:

I’m assuming this question is within the context of business or economics so I’ll frame my answer accordingly. Diversification is varying your portfolio(the investments you make or in a business’ case, the services they) to help lower the overall risk you take on. An example of this is a company that offers invests in oil, hotels, and restaurants. If the oil industry took a dive, the firm would not go under cause of revenue from its other investments.

Scenario 1
For years, a small country has been plagued with annual measles epidemics. Its government works with
scientists from around the world to distribute a vaccine to the vast majority of citizens in all parts of the nation.
Within a few months, workers return to their jobs and children return to school.
Scenario 2
In a neighboring country, most girls have attended school on a regular basis until the age of 12. The recently
elected president, however, has just announced his intention to increase the age of mandatory schooling for girls
to 16. As a result, a major foreign electronics producer announces its intention to open a factory in the country
within five years.
How have these two governments used investment in human capital to increase economic growth in their countries?

Answers

Answer:

The first country invested in health care. It eradicated an epidemic that was weakening its present and future workforce. Its investment was successful because it made people productive again. The second country recognized the potential for productivity in young girls. By taking steps to train and educate them, the government made them eligible for quality employment. The second country’s investment was successful because it strengthened its workforce and attracted foreign investment.

Explanation: sample answer

Answer:

The first country to make a health care investment. It eliminated a disease that was harming its workers both now and in the future. Its investment was successful because it restored productivity among its beneficiaries. The second counntry acknowledged young girls' potential for productivity. The government prepared and educated them in order to give them access to high-caliber employment. The investment in the second country was successful because it boosted its workforce and attracted outside the capital.

Explanation:

Edmentum Sample answer but worded differently :)

If the U.S. dollar is strong, foreign imports are
A. strong
B. more expensive
C. less expensive
D. weak

Answers

Answer:

C

Explanation:

got right

Foreign imports are less expensive since the U.S. dollar is strong. So, the right answer is (C).

What are Foreign Imports?

Imports are products and services that are purchased by businesses, governments, and individuals from outside the country. Neither the nature nor the method of the imports matters.

You can send them, email them, or even carry them on a plane in your hand luggage. They qualify as imports if they are made abroad and offered for sale to consumers here.

There are imports of even tourism-related goods and services. All mementos from your vacation that you purchase while traveling outside the country are imported.

A nation has a trade deficit if its exports are more than its imports. A trade surplus is produced when an economy imports less than it exports. If a nation has a trade imbalance, it must borrow money from other nations to cover the additional costs.

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Loptech, a technology firm, wants to issue bonds for investment purposes. Loptech has one of the best credit ratings in the industry. Market rates for debt instruments average at .5% interest. Based on its credit rating, Loptech would likely sell bonds that pay _____.


0.25%

Indeterminable with current information

0.5%

0.75%

Answers

Answer:

The best option available is:

0.25%

Explanation:

Since Loptech has a great credit rating, it will pay a very low interest rate, at least lower than the average. Since the average interest rate is 5%, you should expect them to pay less than 5%. You cannot determine exactly what interest rate they will pay but if we consider the available options, the best choice is 0.25%.

Credit ratings work similarly for people and companies, e.g. the average interest rate charged by credit cards is around 14.5%, but people with very high credit scores, like 800 or so, will generally pay between 8-10% interest rates, while people with very low credit scores will pay over 20%.

The prosecutor replies that the Bill of Rights does not protect you from state actions. Is the prosecutor correct? Why or why not

Answers

Answer:

I would say no, because the bill of rights refers to ALL Americans. I might be wrong tho.

Explain the importance of assessing one's PECs before engaging in a particular entrepreneurial activity.

Answers

Answer:

To get knowledge about business

Explanation:

Before participating in an entrepreneurial characteristics activity , it is important to evaluate one PECS so we'll have an understanding of that commercial enterprise or problem and we will know our positives and negatives. It will also enable us to determine what we're doing to enhance our features.

what is an economic and non economic activity explain me in short and give one example each​

Answers

Answer:Economic activities are those activities of man which are undertaken for earning money. Whereas non economic activities are those activities that are not undertaken for any monetary gain.

Explanation:

Other Questions
Write an equation that represents the relationship between the distance the car has traveled in miles, , and the amount of gas left in the tank in gallons x What kind of angle is shown? Consider the following questions about the film. Use the Notebook tool () to jot down your thoughts. Characters Who is the protagonist? Who is the antagonist? What traits make you like or dislike the character? Why do you root for certain characters to succeed or fail? Do you empathize or sympathize with the plight or situation of a character? Plot How many sections or divisions are in the film? What is the connection between the acts? Where do the exposition, conflict, climax, falling action, and resolution take place? Setting Where does the story take place? When does the story take place? How is the geographical location or the time period relevant? Does the setting contribute to theme and characterization in the film? Theme What is the significance of the film? Is the conflict or problem something most people can identify with? How do the events and characters contribute to the meaning of the film? Language How do different characters speak? How does the dialogue contribute to the development of the characters and their environment in the film? Is the language that the characters use common or elevated? How does the common or elevated language contribute to your enjoyment of the film? Performance How does the directing or the acting affect the story? How has the films director updated or reinterpreted the story from the original text? How does the use of props and costumes contribute to the performance in the film? Use the questions and your notes to fill in the table. Record the similarities and differences you notice between the film and the story from which its adapted. Where does the square root of 9.2 go on a number line Solve the linear equation 39-4t= 24+ t for t Nadia is walking a 3.4-mile trail. She stops to take a break after walking 1.6 miles. Which explains whether the distance Nadia already walked is greater than, less than, or equal to the distance she has left to walk? Which is one of the regions of the abdomen?O a. epichondriacO b. hyperiliacO c. hypogastricO d. endoumbilicalQUESTION 1 1. Martha bought a six pack of soda on Thursday. She promised her neighbor, Mr. Jimmy, that she would save the cans for him. What are they doing to help our ecosystem? What is a verb that ends in -ado or-Ido called?A. present indicativeB. past participleC. present progressiveD. imperfect What allowed humans to safely cook food, stay warm at night, and live in colder climates? What was the THIRD option that isn't as talked about in Fight or Flight?10FreezeO FrigidFreightO None of the above Whats the general trend of kelp population in years 0-20 Sheila wants to become a certified exercise physiologist and has two different organizations that she can go to in order to get thatcertificationO TrueO False 1/3y-18=2 find out the letter Find the measure of each marked angle. Assume the lines are parallel.(2x - 30) = (x+3) = How many moles would there be in 1.5x10^24 molecules of water? a. dedojabnlevantarseb. apagar la luzc. encender la luzacostarsed. baarseuase. vestirseropa round to the place value of 123,499 the 4 in 123,499 Do you believe on ghosts or apparitions? Why or why not? Do you believe in witches or witchcraft? Why orwhy not? what group did president jackson want to remove in 1835