The people who bet on the housing market crashing and knew it was happening did not go to jail because they did not engage in any illegal activity. They were simply making financial predictions based on their research and analysis.
The financial crisis of 2008 was caused by a combination of factors, including the housing bubble and the sale of subprime mortgages. Some investors recognized the risks of these practices and bet against them through short selling and other methods.
These investors included hedge funds, institutional investors, and individual traders. However, short selling and other financial transactions are not illegal, and those who engage in them are not breaking any laws. While some critics have accused these investors of profiting from the financial crisis, they were not responsible for causing it.
The underlying causes of the crisis were much more complex and involved a range of financial practices and policies. Therefore, it would not be fair or reasonable to hold investors responsible for the crisis or to jail them for making informed financial decisions.
To learn more about housing market, refer below:
https://brainly.com/question/17515286#
#SPJ11
eastman publishing company is considering publishing an electronic textbook about spreadsheet applications for business. the fixed cost of manuscript preparation, textbook design, and web site construction is estimated to be $160,000. variable processing costs are estimated to be $6 per book. the publisher plans to sell single-user access to the book for $46. a. build a spreadsheet model to calculate the profit/loss for a given demand. what profit can be anticipated with a demand of 3,500 copies? b. use a data table to vary demand from 1,000 to 6,000 in increments of 200 to assess the sensitivity of profit to demand. c. use goal seek to determine the access price per copy that the publisher must charge to break even with a demand of 3,500 copies. d. consider the following scenarios: scenario 1 scenario 2 scenario 3 scenario 4 scenario 5 variable cost/book $6 $8 $12 $10 $11 access price $46 $50 $40 $50 $60 demand 2,500 1,000 6,000 5,000 2,000 for each of these scenarios, the fixed cost remains $160,000. use scenario manager to generate a summary report that gives the profit for each of these scenarios. which scenario yields the highest profit? which scenario yields the lowest profit?
A. To build a spreadsheet model to calculate the profit/loss for a given demand, you can use the following formula: Profit/Loss = (Access Price x Demand) - (Variable Cost x Demand) - Fixed Cost. So, with a demand of 3,500 copies, the profit can be anticipated to be (46 x 3,500) - (6 x 3,500) - 160,000 = 8,400.
B. To use a data table to vary demand from 1,000 to 6,000 in increments of 200, set up the data table by inputting the variable cost, access price, and demand variables in the appropriate columns. Then, use the formula from the previous step in the ‘Profit/Loss’ column. The data table will then allow you to assess the sensitivity of profit to demand.
C. To determine the access price per copy that the publisher must charge to break even with a demand of 3,500 copies, use the Goal Seek feature. First, set the cell containing the Profit/Loss formula to 0. Then, use Goal Seek to vary the access price until the desired result is achieved.
D. To generate a summary report using Scenario Manager, input the scenario data into the appropriate cells. Then, select the cells with the Profit/Loss formula and go to the Data tab and select Scenario Manager. Input the scenario names and cell references, and click OK.
The summary report will then give the profit for each of the scenarios. The scenario with variable cost/book $6, access price $46, and demand 2,500 yields the highest profit, while the scenario with variable cost/book $11, access price $60, and demand 2,000 yields the lowest profit.
You can read more about demand at https://brainly.com/question/1245771
#SPJ11
34. having the team review the project scope, schedule, budget, and quality objectives would most likely occur in the: a) individual performance review b) postmortem review c) project audit d) mov evaluation e) none of these
Having the team review the project scope, schedule, budget, and quality objectives would most likely occur in the postmortem review. The correct option is B.
A postmortem is a review of a project that has already been completed. It is conducted after the project has been completed to assess its success or failure. The postmortem review is conducted to identify what went well, what went wrong, and what can be improved in the future. It is important for project managers to conduct a postmortem review to ensure that they do not repeat the same mistakes on future projects. The correct option is B. postmortem review.
For more about budget:
https://brainly.com/question/15683430
#SPJ11
from time to time, the federal reserve buys back government bonds from the private sector through a process called question 4 options: bond recall procedures. open market purchases. backflip bond investments. voluntary redemption procedures
From time to time, the Federal Reserve buys back government bonds from the private sector through a process called open market purchases.
Open market operations are one of the primary tools used by the Federal Reserve to implement monetary policy in the United States. Through open market operations, the Fed buys or sells government securities, such as Treasury bonds, in the open market.
When the Fed buys government bonds in the open market, it injects new money into the economy, increasing the money supply. This can lower interest rates and stimulate economic growth, as individuals and businesses are more likely to borrow and invest when interest rates are lower.
Conversely, when the Fed sells government bonds in the open market, it takes money out of circulation and reduces the money supply. This can raise interest rates and slow down economic growth, as borrowing and investment become more expensive.
The Fed uses open market operations to maintain its target federal funds rate, which is the interest rate at which banks lend to one another overnight to meet their reserve requirements. By buying or selling government securities, the Fed can influence the supply of reserves in the banking system, thereby affecting the federal funds rate.
To know more about Federal Reserve, visit: brainly.com/question/23247429
#SPJ4
a country that has a lower opportunity cost of producing a good: group of answer choices has a comparative advantage. can produce the good using fewer resources than another country. requires fewer labor hours to produce the good. all of the answers are correct.
A country has a comparative advantage in producing a good when it has the lowest opportunity cost of producing that good.
A country has a comparative advantage if it can produce a certain good or service at a lower opportunity cost than its rivals. The comparative cost advantage idea states that a nation will specialise in and export the good or service where it has the greatest comparative advantage or the least comparative cost disadvantage. A country will export a good where it has a greater comparative advantage and import a good where it has a greater comparative disadvantage, according to the theory of comparative cost advantage.
Learn more about Comparative Advantage here: brainly.com/question/13221821
#SPJ4
a customer with good credit and a large down payment applying for a $750,000 mortgage loan on a single-family residence would apply for what type of loan
The highest home loan sum permitted by a conforming loan or an FHA loan is $750,000. The greatest loan option for the borrower would be a nonconforming loan with no maximum home loan amounts.
A credit that doesn't satisfy the financing requirements of the bank is considered non-conforming. The loan sum exceeds the conforming loan limit for a number of reasons, such as insufficient credit, unconventional use of the funds, or the asset used as security.
Simply put, a non-conforming credit is any mortgage that doesn't meet the standards established by Freddie Mac and Fannie Mae. Jumbo loans—those that exceed the boundaries set by Fannie Mae and Freddie Mac—and government-backed loans like VA, FHA, and USDA loans are examples of non-conforming loans.
The regulations of Freddie Mac and Fannie Mae are not met by non-conforming bonds. Jumbo loans and loans guaranteed by the government, such as FHA, VA, and USDA loans, are examples of non-conforming loans.
To know more about FHA loan go through:-
https://brainly.com/question/29740973
#SPJ4
when considering the benefit of free trade in neighboring countries, one government might favor lowering trade barriers but won't do it because of a lack of
When considering the benefit of free trade in neighboring countries, one government might favor lowering trade barriers but won't do it because of a lack of political will.
According to the given statement, the government's lack of political will is what prevents it from lowering trade barriers, despite the benefits of free trade with neighboring countries. By definition, free trade is a policy that allows countries to trade goods and services without any barriers like tariffs, quotas, or taxes that increase the cost of goods and services.
The absence of trade barriers, according to proponents of free trade, will promote economic growth and development. Lowering trade barriers and establishing free trade zones would benefit developing countries by increasing investment and improving their economic circumstances, as well as lowering the costs of goods and services. Free trade is expected to benefit nations by allowing countries to gain access to a wider range of goods and services than they could produce on their own.
To know more about free trade click on below link:
https://brainly.com/question/24572146#
#SPJ11
xyz corp. has an operating profit margin of 7%, a debt burden of .8, and has total debt ratio (total debt / total assets) equal to 1/3. what asset turnover ratio is necessary to achieve an roe of 18%
An asset turnover ratio of 1.138 is necessary to achieve an ROE of 18%. This was calculated using the DuPont formula. The DuPont formula which is a mathematical expression that tells us how the return on equity of a company is affected by different factors.
The DuPont formula is as follows:
ROE = Net Income/Total Equity
The formula can also be expressed in this way:
ROE = Profit Margin x Asset Turnover Ratio x Equity Multiplier
Using the given information: Operating profit margin = 7%, Debt burden = 0.8, Total debt ratio = 1/3 (or 0.333), ROE = 18%
Equity multiplier = 1 + Debt/Equity multiplier = 1 + 0.8 = 1.8
Now, we need to solve for the asset turnover ratio. We can start by solving for the profit margin and the asset turnover ratio using the DuPont formula:
ROE = Profit Margin x Asset Turnover Ratio x Equity Multiplier18% = 0.07 x Asset Turnover Ratio x 1.8
Solving for the asset turnover ratio: Asset Turnover Ratio = 18% / (0.07 x 1.8) Asset Turnover Ratio = 1.138
Using the asset turnover ratio formula, we can solve for the sales:
Total Assets Turnover = Sales / Total Assets
Total Assets Turnover = 1 / 3 = 0.333
Sales = Total Assets x Total Assets Turnover
Sales = 0.333 x 1Sales = 0.333
Now, we can compute for the necessary asset turnover ratio:
Asset Turnover Ratio = Sales / Total Assets
Asset Turnover Ratio = 0.333 / Total Assets
Asset Turnover Ratio = 1.138
Total Assets = 0.333 / 1.138
Total Assets = 0.2924
The asset turnover ratio necessary to achieve an ROE of 18% is 1.138 which was calculated using the DuPont formula, and the total assets needed to achieve this is 0.2924.
Know more about asset turnover ratio here:
https://brainly.com/question/30404645
#SPJ11
the total amount of producer surplus in a market is equal to____
The total amount of producer surplus in a market is equal to the area above the supply curve and below the market price.
What is producer surplus? The difference between the market price and the minimum price required by producers to supply a given quantity is called producer surplus. In other words, producer surplus is the sum of the value of producer profits for each unit produced.
Producer surplus can be computed by calculating the difference between total revenue and total variable cost (TR-TVC). What is the formula for calculating producer surplus? Producer surplus is the difference between the total revenue (TR) and the total variable cost (TVC) of production. The formula for calculating producer surplus is as follows: PS = TR - TVCWhere: PS = Producer SurplusTR = Total RevenueTVC = Total Variable Cost.
What is the significance of producer surplus? Producer surplus serves as a significant economic indicator for manufacturers since it reflects the amount of revenue generated by selling goods at prices greater than the minimum price necessary for producers to supply a given quantity of goods. The greater the producer surplus, the greater the manufacturer's profits.
For more such questions on producer
brainly.com/question/17267471
#SPJ11
pacheco is performing an audit of the financial statements of a dogfood company. while analyzing the financial statements, he identifies some minor concerns. however, he believes that on balance the company's statements are accurate and that its accounting methods are consistent with the generally accepted accounting principles. in this scenario, the independent auditor's report will most likely offer a(n) .
The independent auditor's report will most likely offer a "clean opinion".
A clean opinion is a statement of assurance from an auditor that the financial statements of a business or organization are free from material misstatements.
It essentially means that, on the basis of the audit, the auditor has found nothing wrong with the accuracy and reliability of the financial statements.
This is the highest level of assurance that an auditor can provide and is a sign of the highest level of confidence in the financial information being reported.
To know more about financial statements click on below link:
https://brainly.com/question/14951563#
#SPJ11
a firm with high operating leverage has: group of answer choices low total costs per unit. low fixed costs in its production process. high variable costs in its production process. high fixed costs in its production process. high total costs per unit.
A company with strong operational leverage usually has high fixed costs in its manufacturing process. Rent, salary, and equipment are examples of fixed expenditures that do not fluctuate with production.
Because of the high fixed expenses, the business must sell a particular number of items or services in order to pay its costs and attain profitability. When output is high, a high operational leverage company often has low total costs per unit because fixed expenses are spread out over a larger number of units. When output is low, however, fixed expenses account for a bigger part of overall costs per unit, resulting in a higher cost per unit. Moreover, organizations with significant operating leverage have minimal variable expenses per employee.
Learn more about costs here:
https://brainly.com/question/30045916
#SPJ4
on january 1, 2011 trent and patricia purchased 45 shares of walmart stock for $80.75 per share. four times per year (feb., may, aug., and nov.) they received $0.52 per share in dividends. on december 31, 2015 trent and patricia sell all 45 shares of walmart stock for $146.00 per share. what was trent and patricia's cumulative return in dollars and percent?
First, let's calculate the total amount of dividends received:
Dividend per share = $0.52
Total shares = 45
Total dividends received per year = 4 x $0.52 x 45 = $93.60
Total dividends received from 2011 to 2015 (5 years) = $93.60 x 5 = $468.00
Next, let's calculate the total amount paid for the shares:
Shares purchased = 45
Purchase price per share = $80.75
Total cost of shares = 45 x $80.75 = $3,633.75
Finally, let's calculate the total amount received from selling the shares:
Shares sold = 45
Sale price per share = $146.00
Total proceeds from selling shares = 45 x $146.00 = $6,570.00
Now we can calculate the cumulative return:
Total return = total proceeds - total cost + total dividends
Total return = $6,570.00 - $3,633.75 + $468.00 = $3,404.25
To calculate the percentage return, we need to divide the total return by the total cost and multiply by 100:
Percentage return = (total return / total cost) x 100%
Percentage return = ($3,404.25 / $3,633.75) x 100% = 93.71%
Therefore, Trent and Patricia's cumulative return was $3,404.25 and their percentage return was 93.71%.
benedetta, a high-tax-rate taxpayer, owns several rental properties and would like to shift some income to her daughter, jenine. vendetta instructs her tenants to send their rent checks to jenine so jenine can report the rental income. will this, shift the income from vendetta to jenine? why, or why not?
Because She is a high-tax-rate taxpayer who owns multiple rental properties and wants to transfer some income to her daughter Jenine.
She instructs her tenants to send their rent payments to Jenine so she can report the rental income. Benedetta's transfer of rental income from herself to Jenine would not change the fact that Benedetta is the legal owner of the properties, and When rental income is produced by the properties, it is Benedetta, not Jenine, who is obligated to report it to the IRS, even if the rent is paid directly to Jenine by the tenants, as in this case.
Therefore, in this instance, transferring the rental income from Benedetta to Jenine is ineffective in lowering Benedetta's tax burden, as Benedetta must still report the rental income to the IRS as her own. Furthermore, this is considered tax fraud by the IRS, as it involves purposefully concealing assets or income to avoid paying taxes on them.
Learn more about high-tax-rate here:https://brainly.com/question/29767594
#SPJ11
discuss the relationship between action and coherence as those relate to the kernel of good strategy.
The kernel of a good strategy is based on three main principles: coherence, actions, and a long-term focus. The coherence of a strategy refers to how well the different components of the strategy fit together to achieve the desired outcomes.
Action, on the other hand, refers to the specific steps taken to implement the strategy. In this context, the relationship between action and coherence is that they are both necessary components of a good strategy. The strategy must be coherent to be effective, but it must also be backed up by concrete actions to achieve the desired outcomes.
This means that a strategy that is well-coordinated but not backed up by effective actions is unlikely to be successful. Conversely, a strategy that is poorly coordinated but backed up by effective actions may still achieve some of its goals. However, a good strategy requires both coherence and effective action to achieve long-term success.
This means that the strategy must be well-coordinated and well-implemented to achieve the desired outcomes. In conclusion, the relationship between action and coherence is that both are necessary components of a good strategy, and a good strategy requires both coherence and effective action to achieve long-term success.
To know more about coherence refer here
brainly.com/question/23259686#
#SPJ11
all of the following would be defined as unusual items except a.income from operations. b.changes from one generally accepted accounting principle to another. c.an error in applying generally accepted accounting principles. d.discontinued operations.
Income from operations is the unusual item except from all the following options: changes from one generally accepted accounting principle to another, an error in applying generally accepted accounting principles, and discontinued operations.So, the correct option is B, C and D.
What are Discontinued Operations?Discontinued operations refer to the assets of a company that have been sold, abandoned, or are expected to be disposed of. Discontinued operations are separated from regular operations of a company because they are not expected to contribute to the future earnings of the company.
Discontinued operations are presented separately on the company's income statement. They are shown after the operating income but before the net income. Discontinued operations are reported net of taxes and the amount shown is the gain or loss from the disposal of the assets.
Learn more about at discontinued operation at
https://brainly.com/question/15048652
#SPJ11
which of the following theorems is not one of malkiel's theorems regarding the relationship between ytm and bond prices? a. lower coupon bonds are more volatile than higher coupon bonds. b. bond prices move inversely to bond yields. c. the yield curve is generally upward sloping. d. longer-term bonds are more volatile than shorter-term bonds.
The theorem that is not one of Malkiel's theorems regarding the relationship between YTM and bond prices is "The yield curve is generally upward sloping." Option C.
The following is Malkiel's theorems regarding the relationship between YTM and bond prices:
Theorem 1: When calculating the present value of a bond's cash flows, the bond's yield-to-maturity (YTM) must be used.
Theorem 2: The price of a bond and its yield-to-maturity (YTM) are inversely related.
Theorem 3: Bonds with lower coupon rates have more volatile prices than bonds with higher coupon rates.
Theorem 4: The prices of long-term bonds are more sensitive to changes in interest rates than the prices of short-term bonds.
Theorem 5: The yield curve is typically upward-sloping.
Hence, the right answer is Option C.
Learn more about Malkiel's theorems at https://brainly.com/question/29969449
SPJ4
suppose that amanda contracts with alex to clean his house. in return, alex agrees to pay amanda's credit card debt to her credit card company. in this third-party beneficiary contract, alex is the .
In this third-party beneficiary contract, Alex is the promisor.
A third-party beneficiary contract is an agreement between two parties where one party (the promisor) agrees to provide a benefit to a third party (the beneficiary). In this scenario, Amanda and Alex have a contract where Amanda agrees to clean Alex's house, and in return, Alex agrees to pay Amanda's credit card debt to her credit card company.
Amanda is the promisee, as she is the party to whom the promise is made, and the credit card company is the third-party beneficiary, as they are the party who will receive the benefit of the payment. Alex, as the party who made the promise to pay Amanda's credit card debt, is the promisor in this third-party beneficiary contract.
For more questions like Beneficiary click the link below:
https://brainly.com/question/15582415
#SPJ11
if treasury bills are currently paying 4.6 percent and the inflation rate is 1.9 percent, what is the approximate real rate of interest? the exact real rate?
The approximate real rate of interest is 2.7% and the exact real rate of interest is 2.5%.
The approximate real rate of interest can be calculated by subtracting the inflation rate from the nominal interest rate. In this case, the approximate real rate would be 2.7% (4.6% - 1.9%).
The exact real rate of interest can be calculated using the Fisher equation:
(1 + nominal interest rate) = (1 + real interest rate) x (1 + inflation rate)
Rearranging the equation, we get:
Real interest rate = (1 + nominal interest rate) / (1 + inflation rate) - 1
Substituting the given values, we get:
Real interest rate = (1 + 0.046) / (1 + 0.019) - 1 = 0.025 or 2.5%
Therefore, the approximate real rate of interest is 2.7% and the exact real rate of interest is 2.5%.
For more questions like Interest click the link below:
https://brainly.com/question/13324776
#SPJ11
han wants to start a personal training business. he should choose a sole proprietorship entity if he seeks multiple choice the ability to avoid management conflict. the ability to raise capital by selling equity in the business. limited liability. perpetual existence for the new company.
A proprietorship does not have the benefit of unlimited liability (option a). A proprietorship should not have unrestricted liability.
What type of business employs two or more people and has profit as its primary objective?a legitimate business structure where management and earnings are shared by two or more people. The federal government accepts a number of different collaboration types. The two most typical are generic.
Is a sole proprietorship a distinct legal entity for the purposes of liability?individual business
There is no distinct business entity created by sole proprietorships. This means that your personal assets and liabilities and your business assets and liabilities are not separate. The debts may subject you to personal liability.
To know more about proprietorship visit :-
https://brainly.com/question/15685898
#SPJ1
The Gap, Inc. is a specialty retailer that operates stores selling clothes under the trade names Gap, Banana Republic, and Old Navy. Assume that you are employed as a stock analyst and your boss has just completed a review of the annual report of The Gap, Inc. for the third quarter of 2013. She provided you with her notes, but they are missing some information that you need. Her notes show that the inventory for Gap was $2.4 billion at the end of the quarter and $1.8 billion at the beginning of the quarter. Net Sales for the quarter were $4.0 billion. Gross Profit was $1.6 billion and Net Income was $ 330 million.
The inventory turnover rate for The Gap, Inc. for the third quarter of 2013 was 1.14.
What is inventory?Inventory is a list of the items and materials a business has in stock. It is a crucial part of any business operations and is typically tracked in an inventory management system. Inventory can include raw materials, finished goods, and supplies necessary for operations. Businesses typically track inventory levels to ensure they have enough to meet customer demand and to prevent overstocking or shortages.
Cost of Goods Sold = Net Sales - Gross Profit
= $4.0 billion - $1.6 billion
= $2.4 billion
The average inventory can be calculated by adding the beginning inventory to the ending inventory and then dividing by two.
Average Inventory = (Beginning Inventory + Ending Inventory) / 2
= ($1.8 billion + $2.4 billion) / 2
= $2.1 billion
The inventory turnover rate can then be calculated by dividing the cost of goods sold by the average inventory.
Inventory Turnover Rate = Cost of Goods Sold / Average Inventory
= $2.4 billion / $2.1 billion
= 1.14
Therefore, the inventory turnover rate for The Gap, Inc. for the third quarter of 2013 was 1.14.
To learn more about inventory
https://brainly.com/question/29060505
#SPJ1
explain the debt snowball method. how can it help you get out of debt?
The debt snowball method is a technique for paying off debt. With this method, you concentrate on paying off your smallest debt first and then move on to your larger debts.
As you pay off each debt, your overall payment amount grows larger, enabling you to pay off your larger debts faster than you could have if you had continued to make minimum payments on all of your debts. What is the debt snowball method? The debt snowball method is a simple and effective way to pay off debts. It works by concentrating on the smallest balance first, then gradually increasing the payment amount until the debt is completely paid off. By doing this, you'll be able to pay off all of your debts much faster than you would have otherwise. The debt snowball method is a way to get out of debt by paying off your debts in a specific order.
The idea is to pay off the smallest debt first, then the next smallest, and so on until all your debts are paid off. This method can help you get out of debt because it focuses on the psychological benefits of small victories. By starting with the smallest debt, you will be able to pay it off quickly and feel like you've accomplished something. You can then use the money you were paying on that debt to pay off the next smallest debt.
Read more about technique here:https://brainly.com/question/28296026
#SPJ11
the hud requirements, administered by the office of interstate land sales registration, apply primarily to .
The HUD requirements, administered by the Office of Interstate Land Sales Registration, apply primarily to subdivision lots located in one state and sold to residents of another state.
The federal agency in charge of developing and enforcing fair housing laws, as well as national policies and programs that address the housing needs of the country, is the Department of Housing and Urban Development.
For assisted housing programs like Public Housing, Section 8 project-based, Section 8 Housing Choice Voucher, Section 202 housing for the elderly, and Section 811 housing for people with disabilities, the Department of Housing and Urban Development (HUD) establishes income limits that determine eligibility. For each metropolitan area, as well as portions of some metropolitan areas, and each non-metropolitan county, HUD develops income limits based on estimates of Median Family Income and Fair Market Rent area definitions.
Learn more about Housing and Urban Development at:
brainly.com/question/12898306
#SPJ4
what type of contract exposes the seller to the most risk when entering into a contract? seleccione una: a. time and materials because there is no provision for an increase in the workers salary b. fixed-price because there is no provision for increases in the seller's costs c. purchase order because there is no provision for an increase in material costs d. cost plus percentage of cost because the seller's net can decrease if the cost decreases\
The type of contract exposes the seller to the most risk when entering into a contract is: cost plus percentage of cost because the seller's net can decrease if the cost decreases. (option D)
In a cost plus percentage of cost contract, the seller is reimbursed for the cost of the work plus a percentage of that cost as profit. This type of contract exposes the seller to the most risk because their profit is directly tied to the cost of the work. If the cost of the work decreases, the seller's profit will also decrease, which can result in a net loss for the seller.
In contrast, a fixed-price contract (option B) provides more protection for the seller because the price is agreed upon in advance and does not change, even if the seller's costs increase.
Time and materials contracts (option A) typically provide for an hourly rate and materials cost, with provisions for increases if necessary. Purchase orders (option C) are typically used for the purchase of goods rather than services and may include provisions for price adjustments based on market conditions or other factors.
Therefore the correct answer is option D.
Learn more about contract here:
https://brainly.com/question/984979
#SPJ11
in the short run, an expansionary monetary policy would most likely result in which of the following changes in the price level and real gross domestic product (gdp) ? responses price level real gdp decrease increaseprice level real gdp decrease increase , price level real gdp no change decreaseprice level real gdp no change decrease , price level real gdp increase no changeprice level real gdp increase no change , price level real gdp increase decreaseprice level real gdp increase decrease , price level real gdp increase increase
In the short run, an expansionary monetary policy would most likely result in an increase in the price level and real GDP.
This is because an expansionary monetary policy lowers the interest rate and increases the money supply, which increases aggregate demand and encourages economic growth.
This increase in economic activity leads to higher prices, as demand is greater than the available supply of goods and services, and an increase in real GDP, as production increases to meet the increased demand.
To know more about aggregate demand click on below link:
https://brainly.com/question/29678391#
#SPJ11
Scholarships are typically based on
grants are typically awarded based on
whereas
O A. academic performance; nonacademic
talent
B. talent; achievement
C. financial need; merit
D. merit; financial need
It’s D
Option (d), Grants are often provided based on financial need, whereas scholarships are typically awarded based on merit.
Are most awards given on the basis of merit or need?Need-based aid is the most popular type of financial assistance provided to college students in the US. Examples of this type of assistance include federal loans, work-study programs, grants from the federal government and the states, institutional awards, and scholarships.
While grants are frequently awarded based on financial need, scholarships are generally merit-based and given to students based on their academic achievement, extracurricular activities, field of study, and other characteristics. A loan is the financial help that is most frequently used.
Unlike grants, which are sums of money given to a recipient by a donor like a government agency, corporate, foundation, or trust, scholarships are forms of financial aid given to students to help them pay for their education. Another way that grants and scholarships differ from one another is that grants are frequently based on need, whereas scholarships are typically based on merit.
Learn more about scholarships: https://brainly.com/question/9958317
#SPJ1
the use of money is better than barter when money is serving its function as: group of answer choices an intermediary between lenders and borrowers a store of value or wealth a unit of account a medium of exchange
The use of money is better than barter when money is serving its function as a medium of exchange, a store of value or wealth, a unit of account, and an intermediary between lenders and borrowers.
What is money?Money is an object or record that is generally accepted as payment for goods and services and repayment of debts in a given country or socio-economic context. Money is used as a medium of exchange, a unit of account, and a store of value.
What is barter?
Barter is the exchange of goods and services for other goods and services without the use of money as a medium of exchange. Instead of cash, goods, and services are exchanged for other goods and services. The barter system has been used since ancient times to exchange goods and services.
What are the functions of money? The following are the functions of money:
Medium of Exchange: Money serves as a medium of exchange. A buyer and seller will use the money to exchange goods and services. As a result, a commodity that acts as a medium of exchange is referred to as money. This is one of the most fundamental characteristics of money. Money's most fundamental function is to act as a medium of exchange. Unit of Account: Money serves as a unit of account. It is a standardized unit of measurement for evaluating the worth of various goods and services. All goods and services have a price expressed in terms of money. Store of Value or Wealth: Money serves as a store of value or wealth. It is used to store and preserve one's wealth for future use. Money has the unique feature of being storable and transportable. Money can be stored in banks, investments, and other financial instruments. Intermediary Between Lenders and Borrowers: Money serves as an intermediary between lenders and borrowers. It facilitates transactions between lenders and borrowers by enabling borrowers to obtain loans from lenders. Banks, financial institutions, and other intermediaries use the money to connect lenders and borrowers.Learn more about Money at https://brainly.com/question/28784237
SPJ4
schager company purchased a computer system at a cash cost of 25,000 how much is the 2020 depcreciation expense
For 2020, Schager Company will incur depreciation costs of C. $4,000.
How is the double declining-balance method used to calculate depreciation expense?
One can calculate the depreciation expense using the double-declining-balance technique by multiplying and dividing 100% by the projected useful life.
The asset is then depreciated annually based on the decreased balance using the rate achieved.
Data and calculations: $25,000 is the cost of the computer equipment.
10 years is the estimated usable life.
$3000 is the estimated residual value.
Depreciation approach equals the twofold declining-balance method
20% (100/10 x 2) is the depreciation expenditure rate.
($25,000 x 20%) = $5,000 in depreciation costs for 2019.
As of January 1, 2020, the declined balance was $20,000 ($25,000 - $5,000).
For 2020, depreciation costs will be $4,000 ($20,000 x 20%).
Thus, C. $4,000 will be Schager Company's depreciation expense for 2020.
To know more about depreciation, click the below link
brainly.com/question/1203926
#SPJ4
the actual question is :
Schager Company purchased a computer system on January 1, 2020, at a cash cost of $25,000. The estimated useful life is 10 years, and the estimated residual value is $3,000. The company will use the double declining-balance depreciation method. How much is the 2020 depreciation expense? $5,000. $4,120. $4,000. $3,520.
a forecast that addresses the business cycle by predicting planning indicators is part 2 a. an economic forecast. b. a demand forecast. c. a technological forecast. d. an environmental forecast.
A forecast that addresses the business cycle by predicting planning indicators is an economic forecast. An economic forecast is an analysis of economic data to predict future economic trends. So option a) is correct.
Economic forecasts are used by businesses and governments to make strategic decisions, plan budgets, and manage resources. For example, businesses use economic forecasting to anticipate consumer spending trends, identify growth opportunities, and adjust strategies.
By studying indicators such as consumer confidence, production and manufacturing output, and housing starts, planners can identify the phases of the business cycle and use the information to make decisions about policy, spending, and investing. Hence option a) economic forecast is the right answer.
Know more about economic forecast here:
https://brainly.com/question/28839529
#SPJ11
based on the various long-term outcomes, which restructuring strategy is the least recommended to implement?
The least advised restructuring approach to use is downsizing.
What does the phrase "leveraged buyout" mean ?A leveraged buyout (LBO) is the process of one firm buying another while funding the acquisition mostly with borrowed money. LBOs are frequently used by businesses to spin off a division of an existing firm or to take a company private.
What do long-term goals and strategies entail?Long-term objectives serve as a representation of the results hoped to be achieved by employing certain techniques. Strategies serve as a representation of the actions required to attain long-term objectives. Plans and objectives must to be consistent in their time frame, which is often between two and five years.
To know more about restructuring visit:-
https://brainly.com/question/28153769
#SPJ1
Question:
Based on the various long-term outcomes, which restructuring strategy is the least recommended to implement?
a. Downsizing
b. Leveraged buyouts
c. Down scoping
d. Corporate restructure
the mechanism that causes government tax revenue to rise and fall with the business cycle is known as: a automatic monetary policy. b the multiplier effect of taxes and government transfers. c a discretionary fiscal policy. d the multiplier effect of government purchases. e an automatic stabilizer.
The mechanism that causes government tax revenue to rise and fall with the business cycle is known as an automatic stabilizer.
Automatic stabilizers are fiscal policy tools, such as taxes and government spending, that change automatically in response to economic conditions. An increase in government taxes during an economic expansion dampens economic growth, while a decrease in government taxes during a recession stimulates economic growth.
The multiplier effect of taxes and government transfers is also at play. The multiplier effect is when an initial injection of funds into the economy leads to a larger final impact on total economic output.
To know more about automatic stabilizer click on below link:
https://brainly.com/question/13376645#
#SPJ11
shannon corp. determines that a customer account of $10,000 should be written off as uncollectible. the write off of the account will include (select all that apply.) multiple select question. debit to allowance for uncollectible accounts. debit to accounts receivable. credit to sales returns and allowances. debit to bad debt expense. credit to accounts receivable
The write off of a customer account of $10,000 as uncollectible are: Debit to allowance for uncollectible accounts, Debit to accounts receivable, and Credit to sales returns and allowances. Option A, B, and C are correct.
When a customer account is deemed uncollectible, the company needs to remove it from its accounts receivable balance. To do so, the company will debit the allowance for uncollectible accounts, which is a contra asset account that reduces the accounts receivable balance.
The company may also need to make an adjustment to the income statement to reflect the loss of the sale associated with the uncollectible account. To do so, the company will credit the sales returns and allowances account. This adjustment reduces the net sales revenue and gross profit for the period.
Hence, A. B. C. debit to allowance for uncollectible accounts, debit to accounts receivable, credit to sales returns and allowances is the correct option.
To know more about uncollectible accounts here
https://brainly.com/question/30324781
#SPJ4
--The given question is incomplete, the complete question is
"Shannon corp. determines that a customer account of $10,000 should be written off as uncollectible. the write off of the account will include (select all that apply.) multiple select question. A) debit to allowance for uncollectible accounts. B) debit to accounts receivable. C) credit to sales returns and allowances. D) debit to bad debt expense. E) credit to accounts receivable."--