Any insurance transaction requires the insurer to expressly state the queries intended only to collect information.
In an insurance transaction, the policyholder agrees to pay the insurer (a premium) in exchange for the insurer's pledge to compensate the insured in the case of a covered loss by accepting a predictable, modest, and assured loss.
the goal of insurance
Its objective is to lessen financial uncertainty and manageable accidental loss. In exchange for assuming the risk of a substantial loss and a guarantee to pay in the event of one, it achieves this by paying a small, known fee—an insurance premium—to a reputable insurer.
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mason is highly satisfied with his job. he receives consistently strong evaluations and volunteers to train new employees. mason exhibits positive job performance and
mason is highly satisfied with his job. he receives consistently strong evaluations and volunteers to train new employees. mason exhibits positive job performance and Organizational Citizenship Behaviors.
What is Organizational Citizenship Behaviors?
The term "organizational citizenship behavior" (OCB) describes people's actions that support efficient organizational performance. By creating a supportive social and psychological environment where task work can thrive, OCB achieves this efficacy.
Therefore,
mason is highly satisfied with his job. he receives consistently strong evaluations and volunteers to train new employees. mason exhibits positive job performance and Organizational Citizenship Behaviors.
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It is important for interviewers to enlist client cooperation during the interview process?
The statement is True.
It is important for interviewers to enlist the cooperation of client during the process of the interview.
Getting cooperation Pay attention to the subject of resistance before talking about the interview's objective. Use a variety of basic interviewing approaches and action-oriented skills; use structure to overcome resistance with difficult clients; aid the consumer in navigating the various stages of change, Any client or interviewer behavior that impedes the interviewing process or reduces the probability of a successful outcome are some of the basic factors affecting the interviewing procedure.
Locating the respondents and inviting them to participate is the interviewer's job and boost the performance of first responders. Dispel any misconceptions or concerns, evaluate the intensity of the answers, and should conduct a strong interview.
To get clients' cooperation during the contemplation stage, you must use your interviewing skills to convince them to consider the advantages of making changes in their lives.
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23) Which of these describes a characteristlc of a monopoly? (SSEMI36 DOK: 2)
A. few barrlers of entry
B. rarely affected by government regulatlons
C. strong control over prlce
D. face strong competitlon for customers
Answer:
C. strong control over price
Explanation:
A monopoly is a market structure with one seller serving many buyers. The products or services sold by a monopoly have no close substitutes forcing the customer to fully rely on them. Monopoly also arises when a firm commands a huge market share making it possible to control prices and supplies.
Characteristics of a monopoly include
Single firm in the market Strong barriers to entry No close substitutes to the products The firm controls prices and supply chainFirm is a profit maximizeralbert’s trip to canada. albert visits toronto and buys 1.74 canadian dollars (cad) for one british pound (gbp). when he returns home to the united kingdom, he converts cad1 into gbp0.59. is the new exchange rate favorable or unfavorable?
When he returns home, it is preferable to exchange his remaining Canadian dollars back into British pounds.
1.7400 £0.5747
Purchasing back pounds at (£/CAD) The reciprocal (CAD/£), which is equivalent
£0.5900 1.6949
0.5988 150.00 AUD 250.50 in values
Purchase Canadian currency at (CAD/£) Which is equivalent, the exchange rate (CAD/GBP)?
Aisha, an Australian lottery winner, resides in Melbourne. On Thursday, she wins $150 in an online lottery and wants to exchange the money for Australian dollars (AUD). How many AUDs did she receive and when was the AUD payment valued if the exchange rate is 0.5988 euros to one AUD? Assumptions (Euros/AUD) cross rate Euros awarded as the prize What is that in Australian dollars? (The sum in euros multiplied by the cross-rate)
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the sponsor, project manager and team can establish powerful relationships with key stakeholders. this starts with an understanding of what motivates each stakeholder, which can be summarized by the old saying
The sponsors, project manager, and the team can establish powerful relationships with key stakeholders. this starts with an understanding of what motivates each stakeholder, which can be summarized by the old saying What's in it for me?
Manner of the undertaking team speaking and running with stakeholders to satisfy their desires and dreams, while feasible, manage issues quickly, and encourage energetic stakeholder participation for the duration. the system of enticing stakeholders and coping with family members with them effectively. assumptions and constraints. several elements can contribute to building relationships amongst challenge team individuals.
The primary output of the identify Stakeholders procedure is the challenge communications plan. thirteen. contemporary assignment communications normally consist of both push techniques together with blogs, and pull techniques together with non-stop improvement is a Scrum method wherein the crew learns from enjoyment and stakeholder engagement to constantly hold the Prioritized Product Backlog up to date with any changes in requirements.
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karla tanner opened a web consulting business called linkworks and completed the following transactions in its first month of operations. april 1 tanner invested $125,000 cash along with office equipment valued at $30,000 in the company in exchange for common stock. april 2 the company prepaid $7,200 cash for 12 months’ rent for office space. hint: debit prepaid rent for $7,200. april 3 the company made credit purchases for $15,000 in office equipment and $3,000 in office supplies. payment is due within 10 days. april 6 the company completed services for a client and immediately received $2,000 cash. april 9 the company completed a $10,000 project for a client, who must pay within 30 days. april 13 the company paid $18,000 cash to settle the account payable created on april 3. april 19 the company paid $6,000 cash for the premium on a 12-month prepaid insurance policy. hint: debit prepaid insurance for $6,000. april 22 the company received $8,000 cash as partial payment for the work completed on april 9. april 25 the company completed work for another client for $2,640 on credit. april 28 the company paid a $6,200 cash dividend. april 29 the company purchased $1,000 of additional office supplies on credit. april 30 the company paid $700 cash for this month’s utility bill. required: 1. prepare general journal entries to record these transactions using the following titles: cash (101); accounts receivable (106); office supplies (124); prepaid insurance (128); prepaid rent (131); office equipment (163); accounts payable (201); common stock (307); dividends (319); services revenue (403); and utilities expense (690). 2. post the journal entries from part 1 to the ledger accounts. 3. prepare a trial balance as of april 30.
The general journal entries to record these transactions are: Debit Cash $125,000, Debit Office equipment $30,000, Credit Common stock $155,000.
Journal entriesKarla tanner journal entries
1-Apr
Debit Cash $125,000
Debit Office equipment $30,000
Credit Common stock $155,000
($125,000+$30,000)
(To record the investment in cash)
2-Apr
Debit Prepaid rent $7,200
Credit Cash $7,200
(To record the cash prepaid as rent)
3-Apr
Debit Office equipment $15,000
Debit Office supplies $3,000
Credit Accounts payable $18,000
($15,000+$3,000)
(To record the purchase of office equipment and office supplies )
6-Apr
Debit Cash $2,000
Credit Service revenue $2,000
(To record the receipt of cash)
9-Apr
Debit Accounts receivable $10,000
Credit Service revenue $10,000
(To record services revenue)
13-Apr
Debit Accounts payable $18,000
Credit Cash $18,000
(To record accounts payable )
19-Apr
Debit Prepaid insurance $6,000
Credit Cash $6,000
(To record the cash prepaid as insurance)
22-Apr
Debit Cash $8,000
Credit Accounts receivable $8,000
(To record account receivable)
25-Apr
Debit Accounts receivable $2,640
Credit Service revenue $2,640
(To record the services revenue)
28-Apr
Debit Dividend $6,200
Credit Cash $6,200
(To record the cash paid as dividend)
29-Apr
Debit Office supplies $1,000
Credit Accounts payable $1,000
(To record the purchase of office supplies)
30-Apr
Debit Utilities expense $700
Credit Cash $700
(To record cash)
Therefore the general journal entries to record these transactions are: Debit Cash $125,000, Debit Office equipment $30,000, Credit Common stock $155,000.
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what function of hr has the responsibility of improving employees’ ability to meet the challenges of a variety of new or existing jobs, or preparing employees for management responsibility?
Training function of HR has the responsibility of improving employees and retain the best out of them.
HR is trained to meet the corporate challenges that comes with both old and new employees in the organisation.
The new policies and procedures are managed by the human resource executive plans how the organisation should have a variety of new as well as existing opportunities to grow.
For the changes in the organisation, it also prepares employees for delegation and management of the responsibility in the organisation which makes employees suitable to work in the organisation.
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when two negotiating parties are working toward the same goal and generally want the same outcome, there is no chance for conflict.
When two parties are working toward the same goal and generally seek the same conclusion, conflict is rare. Intragroup conflict arises when two or more groups disagree. Negotiation is a way for managing conflict successfully.
What negotiating means in business ?
Mediation is typically a negotiation procedure in which 'mutually agreed' upon third party is used to settle a dispute between negotiating parties in order to achieve a compatible agreement to resolve issues.
Each party in a negotiation attempts to persuade the other to agree with their point of view. Negotiations include some give and take, which implies that one party will always come out on top. The other, on the other hand, must concede—even if only nominally.
The negotiator's dilemma describes the decision a negotiator must make while engaging with another party to pursue a competitive or cooperative strategy.
Cooperation entails value-creating activities, which negotiators employ to reach a cooperative, win-win situation.
The fundamental purpose of contract negotiations is to obtain items and services that your company need.
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Word count : 128 words
Shares can be exerted forfeited:
a for- non Payment of call
money
b) for failure to attend meeting
c o for Payment of calls in advance
d. None of these.
Answer:
a for- non Payment of call
money
Explanation:
SHARES can be FORFEITED in a situation where a member or a shareholder of a company or an organization refused to pay his or her call money.
A member or a shareholder who is expected to pay his or her call money are often given some numbers of days by the company which will serve as a notice for such shareholder to make their payment in which if such shareholder refused to pay the call money within the stipulated time his or her shares will be been FORFEITED and in a situation where the shareholder shares is been FORFEITED that means such individual will no longer be a shareholder of the company or the organization.
Therefore Shares can be exerted forfeited FOR NON-PAYMENT OF CALL MONEY.
Select the best answer for the question.
8. Preventing injury and illness to customers and employees is called
O A. safeworkers.
O B. workplace policies.
O C. workplace procedures.
O D. workplace safety.
Preventing injury and illness to customers and employees is called workplace safety. Hence, option D is correct.
The safety of workers is defined as the provision of a safe working environment, safe tools, safe regulations, and safe processes to protect their health and safety also known as worker safety and occupational health and safety. Worker safety is a major concern for many firms.
The morale of the workforce will increase if worker safety is maintained, and happier employees produce more.
Thus, option D is correct.
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and differ from merchant wholesalers in two ways: they do not take title to goods, and they perform only a few functions.
They just carry out a few tasks and do not claim ownership of the goods. They typically specialize by product line or clientele, similar to merchant wholesalers. bring together buyers and sellers and aids in negotiating.
A merchant is a person who deals in goods created by other people, particularly one who does business internationally. In the past, a merchant was somebody engaged in trade or business. As long as there has been industry, trade, and commerce, there have been merchants.
A merchant stands in for an individual or business that transacts in goods or services. A party who only sells products or services online is referred to as an eCommerce merchant.
A merchant is something like a wholesaler. One type of merchant is the proprietor of a physical store. A merchant is someone who engages in business, trade, or the sale of products. A merchant ship is one that carries merchandise for sale.
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policies such as rent control and trade barriers persist because almost all economists agree that those policies are desirable. group of answer choices
Policies such as rent control and trade barriers persist in spite knowing the fact that economists are generally in an agreement regarding their opposition in the policy. All these policies are undesirable from an economic point of view.
Economist have not yet convinced the general public that the policies are undesirable. After a long economist agrees that rent controls are bad. In the last 20th century decades, economists finally had some success persuading sate and local governments. Now these policies are making appear a comeback.
Policies such as trade barriers and rent control persist because almost all economists agree that those policies are desirable.
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NAME 2 BENEFITS OF SETTING UP A FRANCHISE?
xcel how many months can a life insurance policy normally be backdated from the date of the application
6 Months can be a life insurance policy normally be backdated from the date of the application.
For Example:- Suppose, he/she purchased a policy with maturity duration of 20 years in March 2022 and backdated it to October 2021, the maturity benefits of the endowment policy can be reaped a year before in October 2041 than the initial date in March 2042.
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find the equivalent taxable yield of the municipal bond for tax brackets of zero, 10%, 20%, and 30%, if it offers a yield of 4.70%. (round your answers to 2 decimal places.)
The equivalent taxable yield of the municipal bond for tax brackets of zero, 10%, 20%, and 30%, if it offers a yield of 4.70% is as follows:
Equivalent Taxable Yields of 4.7% Municipal BondTax Bracket Equivalent Taxable Yield
0% 4.70%
10% 5.22%
20% 5.87%
30% 6.71%
What is the equivalent taxable yield?The equivalent taxable yield of a municipal bond shows what the yield should be after factoring in the tax-exemption advantage offered by municipal bonds.
To calculate the tax-equivalent yield, the tax-exempt yield is divided by the difference between 100% and the tax bracket.
Data and Calculations:Municipal Bond yield = 4.7%
Tax brackets = 0%, 10%, 20%, and 30%.
Equivalent Taxable Yields
Tax Bracket Equivalent Taxable Yield
0% 4.70% (4.7% ÷ 1 - 0)
10% 5.22% (4.7% ÷ 1 - 0.1)
20% 5.87% (4.7% ÷ 1 - 0.2)
30% 6.71% (4.7% ÷ 1 - 0.3)
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marie will be receiving $300 per year for the next six years out of an investment account. the interest on the account is 5 percent, compounded annually. what is the present value of this annuity? answers are rounded to whole dollars.
In a condition where, Marie will be receiving $300 per year for the next six years out of an investment account, and the interest on the account is 5 percent, compounded annually, the present value of this annuity will be $1599, rounded to whole dollars.
What is the significance of present value?The present value of an annuity can be referred to or considered as the current value of a deposit, for an amount that is certain to be received or accumulated at a future date. It follows a simple calculation.
Therefore, the significance regarding present value of an annuity has been aforementioned.
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The schedule of the present value has been added as an image for better reference.
What things might cause disputes in a partnership??
as the pm, you are asking your team to perform a final review of the 10 subsidiary plans that describe how the project will be executed, monitored and controlled, and closed. what document are you asking your team to review?
The document are you are asking your team to review is known to be the project management plan.
What is a Project Management Plan?
The Project manager is known to be the one that makes the project management plan through the use of inputs from the project team as well as some key stakeholders.
Note that A Project management plan is seen as a kind of a formal, approved document that tends to tell more on the ways that the project is to be done, monitored, as well as to be controlled.
Therefore, it can be seen as the summary or a detailed text and may be made up of baselines, subsidiary management plans and others.
Hence, The document are you are asking your team to review is known to be the project management plan.
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.Un emprendedor desea comercializar bicicletas, ha calculado que los gastos fijos son de $35,000,000, el precio de venta de cada bicicleta es de $800 y el total del costo variable de $400. Por lo que su margen de negocio es de 52% ¿Cuál es el punto de equilibrio en ventas) Por favor coloca la cifra sin redondear incluyendo dos decimales.
Answer:
$70,000,000.00
Explanation:
The computation of the break even point in sales is shown below
= Fixed cost ÷ contribution margin ratio
where
Fixed cost is $35,000,000
And, the contribution margin is
= (Selling price - variable cost) ÷ (Selling price)
= ($800 - $400) ÷ $800
= $400 ÷ $800
= 50%
So, the break even point in sales is
= $35,000,000 ÷ 0.50
= $70,000,000.00
beautyful, a makeup company, assigns the packaging and labeling of its products to a firm that specializes in packaging and labeling other companies' products. which hrm practice is beautyful using in this scenario
The HRM practice that Beautyful is using in this scenario is outsourcing
What is Outsourcing?This refers to giving contract to a different person or specialist to perform tasks for you, usually at a much-reduced rate.
Hence, we can see that The HRM practice that Beautyful is using in this scenario is outsourcing and this is because they give their products to be labeled to another firm
This is because the first company does not do the packaging and labeling itself but gives the contract to another company
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unlike inflation where prices rise even if the economy is not slowing down, the situation when the economy is in fact slowing but prices are going up is called:
Not like inflation, where prices increase Stagflation is the state in which prices are increasing despite there being no evidence that the economy is slowing down.
what is stagflation?Stagflation, also known as recession-inflation, is a condition in which unemployment remains consistently high, the inflation rate is so high or rising, and the rate of economic growth slows. Given that steps taken to reduce inflation may make unemployment worse, it poses a conundrum for economic policy.
What transpires in stagflation?Stagflation is indeed the simultaneous occurrence of low growth, massive unemployment, and rising prices in an economy. Stagflation has repeatedly occurred in the developed world since the 1970s, defying economists' earlier belief that it was impossible. Policy responses to slow growth frequently make inflation worse, and vice versa.
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the tension between implementing global policy and practice and responding to local issues is seldom a major dilemma for global firms and their hr managers.
The tension between implementing global policy and practice and responding to local issues is seldom a major dilemma for global firms and their hr managers.
This statement is FALSE.
The definition of a supervisor is someone answerable for supervising and motivating personnel and for guiding the development of a corporation. An example of a manager is a person who is in the rate of customer service, deals with client disputes, and who oversees and supervises customer service sellers.
Managers are most usually liable for a specific function or branch in the organization. From accounting to advertising and marketing, to sales, customer support, engineering, quality, and all different groups, a manager both at once leads his or her team or leads a collection of supervisors who oversee the groups of employees.
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is a form of trading arrangement in which part or all of the payment for purchased goods or services is in the form of other goods and services.
A countertrade is a form of trading arrangement in which part or all of the payment for purchased goods or services is in the form of other goods and services.
Barter transactions can be among non-public events, among a non-public party and a sovereign state,' or between sovereign international locations." The countertrade transaction includes a parallel set of duties in which the parties ever undertake to sell items or era to the other in separate however related transactions.
The not unusual function of counter-change preparations is that export income to a particular market is made conditional upon undertakings to simply accept imports from that marketplace. for instance, an exporter can also promote machinery to USA X in a situation where he accepts agricultural merchandise from X for a fee.
A countertrade approach targets temporary corrections in a trending security fee motion to profit. The method involves buying/promoting security that has skilled an impulsive bearish/bullish flow within the hopes that a corrective move higher/decrease will permit them to sell/buy it back at that better/lower fee.
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Rather than lavish displays of wealth, some members of the upper class may wear inexpensive clothes and drive economy cars. This may be referred to as ______
This may be referred to as Inconspicuous consumption
Conscious consumption is a catch-all phrase that refers to participating in the economy while being more conscious of how your consumption affects society as a whole. One method to consume more mindfully is to shop responsibly with the goal of protecting the environment. Conscious consumption is making decisions about how and what you eat that reduce its negative effects and ensure that there is always enough for everyone. The empowered customer is one who makes informed decisions. They are aware that using a good or service involves: Conscious consumption may reduce the consequences of human waste and pollution as the climate catastrophe looms and intensifies day by day. It lessens the need for mass manufacturing and consumption, which is one of the primary causes of environmental deterioration.
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I need a small paragraphs with advantages and disadvantages for each
Will mark brainliest need quickly
I'll recommend retained earnings to him. Retained earnings from operations are used by businesses to grow.
Which method—retained earnings, venture capital, or crowd fundraising—is the most effective for obtaining funding for expansion?Retained Profit- Maintaining firm earnings boosts your balance sheet, which has an impact on shareholder equity and the value of the associated shares. With more money in your accounts due to retained earnings, your company appears stronger on paper, which in turn attracts more investment.Venture capital- VCs are equipped with several instruments to increase the value of the firms in their portfolio. They can provide the variety of internal resources that the majority of companies lack, along with capital, brand value, intra-industry networking, fundraising networking, and other benefits. The advantages of collaborating with venture capitalists are numerous.Crowdfunding- It can be challenging for companies to raise money for expansion, particularly for tiny startups. Obtaining funds can be challenging, and persuading investors to back your wonderful concept is time-consuming and not always successful. Herein lies the role of crowdsourcing. You may reach a large number of potential supporters globally with a single campaign, increasing your chances of getting your company in front of people who will invest and believe in it. There are many advantages to employing public fundraising campaigns for business growth.Choosing self-financing versus external investment or credit is always a matter of using your best judgment, therefore do so.
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the consumer expenditure, in dollars, for a commodity is the product of its market price, p, and the number of units demanded, x. suppose that for a certain commodity, the consumer expenditure is given by
Consumer expenditure 13000 -135p
(a) consumer expenditure = 13000p -135p^2 = p(13000 -135p)
= px
so, x = 13000 -135p
Final consumption expenditure is the individual household expenditure for goods and services, excluding new housing. Consumption is mainly funded by income. Real wages are therefore a key determinant, but consumer spending is also influenced by other factors such as interest rates, inflation, confidence, savings rates, and the availability of funds.
Consumption Flows and Expenditures (Consumption Expenditures) help analysts understand the volatility of business cycles. Producers of durable goods earn income only from the sale (expenditure) of their products, not from the consumption of the goods after purchase.
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grays company has the following purchases and sales during the month of august. using the fifo perpetual inventory method, what amount will be reported as cost of goods sold for the 12 units that were sold?
Using the fifo perpetual inventory method, $240 will be reported as cost of goods sold for the 12 units that were sold.
Perpetual FIFO
The first unit of inventory purchased is assumed to be the first unit used or sold under a cost flow tracking system known as perpetual FIFO. Furthermore, this cost flow takes place in a perpetual inventory system, where inventory inflows and outflows are recorded as soon as transactions take place in the inventory records. Whether a periodic inventory system or a perpetual inventory system is utilised, the resulting charge to the cost of goods sold is the same. As a result of its ability to mirror the real movement of commodities through an organisation, perpetual FIFO is one of the most widely used cost flow tracking systems in use today.
Beginning inventory 10 items at $10 = $100 on August 1st
Purchase 20 pieces for $12 each on August 3rd for a total of $240.
6th of August Sales Twelve units were sold.
So, $240 will be reported as cost of goods sold for the 12 units that were sold.
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ue to the scarcity of resources. a. the marginal cost of an action always exceeds its marginal benefit b. there is a lack of consumer sovereignty c. the marginal benefit from an action always exceeds its marginal cost d. people cannot satisfy all their wants
People cannot satisfy all their wants due to the scarcity of resources. Hence option d is correct.
What Are the Principal Reasons for Scarcity?Scarcity, which deals with how people satisfy their unlimited wants and needs with limited resources, is one of the basic concepts in economics. The monetary value that individuals place on products and services, as well as how governments and private firms decide to distribute resources, are all affected by scarcity.
Economic scarcity is primarily caused by structural, supply and demand-induced factors. Demand-induced refers to situations where demand increases despite a consistent supply. When a population's access to resources is structurally different from that of another population, this is known as supply-induced scarcity. Supply-induced scarcity occurs when the supply of a resource is lower than the demand for it.
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evan and rosa have two young children. evan has a full-time job as a truck driver, and rosa is currently applying for jobs. what insurance may be best for them right now?\
The greatest options for Evan and Rosa might be life insurance and unemployment insurance.
Most individuals have insurance of some type, whether it is for their life, their home, or their car. However, the majority of us rarely pause to consider what insurance is or how it functions.
In a nutshell, insurance is a contract, symbolized by a policy, under which a policyholder receives financial security or compensation from an insurance firm against losses. In order to make payments to the insured more manageable, the company pools the risks of its clients. Insurance policies are intended to protect against the possibility of monetary losses, large and little, that may be brought on by harm to the insured or their property or by liability for harm or injury given to a third party.
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overfarming and overgrazing farmlands have been a major influence in which destructive process? a income distributionincome distribution b deforestationdeforestation c desertificationdesertification d increased farm productionincreased farm production e reforestation
Overfarming and overgrazing of farmlands have been a major influence in C) desertification.
Agricultural land is usually land committed to agriculture, the systematic and controlled use of other types of life—especially the rearing of cattle and production of crops—to supply meals for human beings. Its miles are usually synonymous with both farmland or cropland, in addition to pasture or rangeland.
Farmland offers food and cowl for the natural world, facilitates manage to flood, protects wetlands and watersheds, and maintains air fine. further, new energy crops grown on farmland have the ability to replace fossil fuels.
Farmland is land this is farmed, or that is appropriate for farming. it is surrounded by 62 acres of farmland.
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