Option B: Financial institutions are not required to follow the rules, which is the correct option.
The regulation and supervision of banks is a difficult process due to the complexity of the financial system. Banks must comply with various laws and regulations to ensure the safety and soundness of the banking system.
Banks are required to follow rules and regulations to protect the public from financial losses and ensure the stability of the financial system. Banks are also subject to supervision and monitoring by regulatory authorities to ensure they are following the rules and regulations.
Any failure to comply with the rules may result in fines or other penalties. Thus, it is not correct to say that financial institutions are not required to follow the rules, as this could lead to serious consequences.
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100 POINTS!!
Could the price controls on bread have been avoided in some prudent way?
The price controls on bread has not been avoided because Maximum price is reduced on the price of food to make it more affordable, but the limitation is maximum price may lead to less supply in shortage.
What do you mean by Price control?Price controls are those restrictions which was imposed by governments to ensure that the goods and services remain affordable to consumers.
Prices assigned scarce resources. Price controls distort those signals, leading to the inefficient allocation of goods and services. Proper fiscal and monetary policies can reduce inflation without costs imposed by price controls.
Their are many negative effects of price control. By having shortage, they cause people to wait, sometime they cause the quality of products whose prices are controlled to fall, and they can lead to partiality by suppliers.
Therefore, The price controls on bread can not been avoided.
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A tax rate on a building with a $530,000 taxable value is 4.5 mills per thousand dollars of assessed valuation. What is the annual tax liability
$2,385. A tax rate on a building with a $530,000 taxable value is 4.5 mills per thousand dollars of assessed valuation By definition, a tax liability is simply the amount of money.
owing by a business or person to a taxing entity, such as the Internal Revenue Service (IRS). Set it up like this to find the answer to this;mIf $1000 has a taxable value of 4.5 mills, how much would 530,000 pay If $1000 = 4.5 so $530,000's tax obligation would be equal to (530,000 * 4.5) / 1,000. = 2,385,000/ 1000 = $2,385 The amount that a person, company, or other organization owes to a federal, state, or local tax body is known as their tax liability. In general, you owe taxes when you earn money or make gains off of the sale of an investment or other item.
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Hotel clerks, amusement park workers, and travel agents all work in careers found in the _____ career cluster.
Hotel clerks, amusement park workers, and travel agents all work in careers found in the hospitality & tourism career cluster. a collection of occupations that emphasise giving people food, lodging, aid to travellers, and enjoyable activities.
Career clusters are collections of similar job categories. They provide you with a simple approach to investigate several job types under a single broad clerks. Start with one of the clusters, such as construction or health care, to understand what it entails, current trends, and the various careers it provides. The information and abilities that learners need as they take a route toward their career goals are identified by career clusters. Whether learners are in high school, college, technical training, or the workforce, the recognised knowledge and skills provide a solid foundation for learner success.
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Why would a developer choose to store source code in Cloud Source Repositories? Choose all the answers that are correct (2 correct answers).
A) To reduce work
B) To have total control over the hosting infrastructure
C) To keep code private to a GCP project
To reduce work and to keep code private to a GCP project would a developer choose to store source code in Cloud Source Repositories. Private Git repositories are known as Cloud Source Repositories and are housed on Goo-gle Cloud.
These repositories enable the creation and deployment of apps and services in an environment that supports code collaboration and version control GCP. They facilitate real-time code writing collaboration between developers based in various places, whether they are working on the front end or the back end. They make it simpler to test and deploy code within the same kind of Cloud Source that is probably running an application in production, such as CSS or Perl.
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Structures the internal acStructures the internal accounting operations of an organisation within Controlling.Counting operations of an organisation within Controlling.
Answer:
Controlling area.
Explanation:
Financial accounting is an accounting technique used for analyzing, summarizing and reporting of financial transactions like sales costs, purchase costs, account payables and receivables of an organization using standard financial guidelines such as Generally Accepted Accounting Principles (GAAP) and financial accounting standards board (FASB).
Typically, it's a field of accounting involving specific processes such as recording, summarizing, analysis and reporting of financial transactions with respect to business operations over a specific period of time. Financial experts or accountant uses either the cash basis or accrual basis of accounting.
In Accounting, Costing is the measurement of the cost of production of goods and services by assessing the fixed costs and variable costs associated with each step of production.
Sap FICO is a finance and cost controlling module that avails a business firm or organization the ability to store all of their external and internal financial transaction data at the end of the trading period.
Controlling area structures the internal accounting operations of an organisation within "Controlling." Thus, it manages profits and costs of an organization which are necessary to provide informations to the management for proper decision-making and effective control of its resources.
Unlike price ceilings, price floors lead to very positive effects when properly implemented.
True/False
The given statement about Price floors lead to very positive effects when properly implemented is False.
Price floors have a variety of unforeseen consequences that are hardly ever addressed by decision-makers. The term "price floor" refers to the lowest allowed cost that can be incurred in a market for goods and services, labor, or financial capital. The most widely recognized example of a price floor is probably the minimum wage, which is based on the normative principle that someone doing a full-time job should be able to afford a basic standard of life. It is a limitation on the lowest price at which a thing, commodity, or service may be sold and which is determined by the government or another party. It must be higher than the equilibrium price to be effective.
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A borrower obtained an 70% loan for $600,000. What was the price of the home (to the nearest thousand)
The home's price is $857,000. For $600,000, a borrower received a 70% loan.
What does "borrower" mean?a person or business that takes out a loan, especially one for cash from a bank: Banks support potential new borrowers. Interest is owed by the borrower from the moment the debt is issued until it is fully repaid.
Who is qualified to borrow?Anyone or something using goods, services, or money on credit is referred to as a borrower. The lending of money is where the idea is most frequently used, where a borrower requests for a loan and the lender evaluates their credit.
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Which of the following formulas would you choose to calculate the future balance on an account that earns compound interest? O FV = PV" x (1 + i) O FV = (PV x i)" O FV = PV x (1 + i)" O FV = PV x (1 + i) xt
Comparing operations and activity to additional evidence is the process of reconciliation.
Where is the utility of simple interest?When acquiring credit card loans, auto loans, student loan debt, consumer loans, and occasionally even mortgages, simple interest is frequently employed. Compound interest, on the other hand, is frequently employed to increase long-term investment returns for things like 401(k)s and many other assets.
Why is straightforward interest useful?Because they have to pay less interest than loans with compound interest, simple interest debt are quite advantageous for borrowers. The underlying loan balance on the payment due date determines how the interest is computed in a straightforward loan.
Compound interest: FV = PV / (1+I)^N
Simple interest: FV = PV + (PV x I x N)
a. True
b. False
a. True
Explanation:
accumulated interest
FV = PV / (1+I)^N
simple interest
FV = PV + (PV x I x N)
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Which of the following expenses would not appear on a selling and administrative expense budget? A) Sales commissions B) Depreciation C) Property taxes D) Indirect labor
the efficiency-wage theory of worker turnover suggests that firms with higher turnover will have
The efficiency-wage theory of worker turnover suggests that firms with higher turnover will have higher wages.
This theory posits that firms will pay higher wages to their workers in order to reduce turnover and increase productivity. The reasoning behind this is that higher wages will make it less attractive for workers to leave their current job for another one, thus reducing turnover. Additionally, the theory suggests that when workers are paid higher wages, they will be more motivated to work harder and be more productive, which can lead to increased efficiency and profitability for the firm. The efficiency-wage theory of worker turnover suggests that firms with higher turnover will have higher wages, and that this can lead to increased efficiency and profitability for the firm. By reducing turnover through higher wages, firms can reduce the costs and disruptions associated with recruiting and training new workers. Additionally, by motivating workers to work harder and be more productive, firms can increase efficiency and improve overall performance. This can in turn lead to increased profitability for the firm.
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What is the meaning command economy?
A command economy is an economic system in which all or most major economic decisions are made by the government. This includes decisions regarding the production and distribution of goods and services, investment, pricing, and even resource allocation.
Government will often set prices and quantities of output and direct the activities of businesses and other organizations. This type of economic system is common in countries with a strong central government, such as China, North Korea, and Cuba. This is in contrast to a market economy in which production, pricing and investment decisions are based on the decisions of individual consumers and producers.
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Your worksheet contains a price in cell AS, and many formulas refer to that price. How would you refer to that price in the formulas? a. AS b. SASS c. SAS d. AS5 a Od
Your worksheet contains a price in cell AS, and many formulas refer to that price. By referring SASS to that price in the formulas.
How do you explain sass?An extension of CSS called Sass (short for "Syntactically amazing style sheets") lets you utilize features like variables, nested rules, inline imports, and more. Additionally, it keeps everything organised and makes the process of creating style sheets quicker. All CSS versions are compatible with Sass.Using variables, mathematical operations, mixins, loops, functions, imports, and other intriguing capabilities makes making CSS considerably more powerful. SASS (Syntactically Awesome Stylesheets) is a CSS pre-processor.Syntactically Awesome Style Sheets, sometimes known as SASS in the context of web development, is a preprocessor scripting language that may be either interpreted or compiled into a CSS file. The primary syntax for SASS, which is built on top of the CSS syntax that currently exists, is SCSS, also known as Sassy CSS.Learn more about CSS refer to :
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A registered representative opens a new account for a customer by telephone and receives an order to sell 300 shares of ABC at the market, regular way. Under FINRA Rules, the registered representative must do which of the following before executing the transaction?
[A] Have the stock in its possession
[B] Nothing, there are no restrictions on accepting the order
[C] Receive reasonable assurance from the customer that the stock will be delivered in good deliverable form within two business days from trade date.
[D] Receive reasonable assurance from the customer that the stock will be delivered in good deliverable form within four business days from trade date.
Receive reasonable assurance from the customer that the stock will be delivered in good deliverable form within two business days from trade date must do before executing the transaction.
What is transaction?
Transaction is the transfer of goods, services, or resources between two or more parties. In business, a transaction occurs when money is exchanged for goods or services. Transactions can also be made between individuals, companies, or other entities. Transactions are typically recorded in the form of a ledger, which is a comprehensive record of all the transactions that occur over a certain period of time. Transactions can be made in a variety of ways, including through cash, check, credit card, or online payment platforms. Transactions are critical to the success of any business, as they are the lifeblood of the organization and enable it to function.
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How much was firm xyz's dividends per share if the firm paid $3. 20 million in dividends and there were 4 million shares outstanding?
The dividend per share would simply be the total dividend divided by the shares outstanding.
What are Outstanding Shares?Simply dividing the annual payout by the stock's current price yields the dividend yield. This means that Company A's dividend yield is 2.22% in percentage terms.
The number of shares in circulation for a specific company is calculated by deducting the number of shares issued from the number of shares held in the company's treasury. Treasury stock refers to the shares that a company buys back when it sells its own stock.
The balance sheet for Apple (NASDAQ:AAPL) from 2016 through 2020 is depicted in the graphic below. The bottom line shows how many new shares Apple issued in that fiscal year, while the bottom line shows the number of shares outstanding at the conclusion of each fiscal year.
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5. Adding an Internet channel is particularly attractive to retailers with ______ brand names and _______ locations and distribution.
Adding an Internet channel is particularly attractive to retailers with weak brand names and extensive locations and distribution.
Online product promotion is less expensive than offline retail shop promotion. You are exempt from the ongoing expenses of home upkeep and leasing. Stock does not have to be bought to be displayed at a store. You can place stock orders in response to demand to reduce the cost of your inventory. First, the inclusion of an Internet channel offers the ability to expand the range of goods available. Third, it gives merchants the exceptional chance to gather data on customer purchasing habits, which they can utilise to enhance the shopping experience across all channels.
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What is one disadvantage of a market economy?
A market economy has drawbacks, one of which is that it cannot satisfy everyone's fundamental requirements. Additionally, markets fall short in providing some highly valuable services like justice, education, and healthcare.
What is fundamental requirements?
Definition of requirements is both an art and a science. To uncover underlying business demands that could be addressed by a system solution, analysts must interact closely with clients and rely on both their technical and communication abilities. One of the biggest hazards is to "jump to a solution" without having a thorough understanding of the operational issues and core client requirements. By its very nature, requirements analysis is an exploratory and iterative process. Customers frequently struggle to express their true needs until they see what an IT team has already agreed to in earlier requirements cycles.
So, one disadvantage of a market economy is that it cannot satisfy everyone's fundamental requirements.
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A business that is organized, owned, and managed by one person and has unlimited liability is called a
A sole proprietorship is a type of business that is created, run, and owned by just one person with no limits on liability.
Why do sole proprietorships and LLCs differ?The proprietors of an LLC, referred to as members, are different entities. Members aren't liable for the debts and liabilities of the company, nevertheless. The LLC is accountable in place of that. An unincorporated company with one owner and one manager is known as a sole proprietorship.
How do solo proprietors handle tax payments?An annual Schedule C is filed by a lone proprietor together with their individual 1040 tax return. As part of these returns, they must also submit Schedule SE and pay quarterly self-employment taxes.
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Which of the following should you NOT do when attempting to improve communication?
Multiple Choice
a. Occasionally nod in agreement.
b. Close your eyes.
c. Speak in a quiet, reassuring tone.
d. Smile and show animation.
e. Lean toward the speaker.
B. Close your eyes
The stockholders' equity accounts of Miley Corporation on January 1, 2014, were as follows.
Preferred Stock (7%, $100 par noncumulative, 4,900 shares authorized) $294,000
Common Stock ($3 stated value, 310,400 shares authorized) 744,960
Paid-in Capital in Excess of Par Value - Preferred Stock 14,700
Paid-in Capital in Excess of Stated Value - Common Stock 496,640
Retained Earnings 679,600
Treasury Stock 39,200
During 2014, the corporation had the following transactions and events pertaining to its stockholders' equity.
Feb 1 Issued 4,500 shares of common stock for $27,000
Mar 20 Purchased 1,820 additional shares of common treasury stock at $8 per share
Oct 1 Declared a 7% cash dividend on preferred stock, payable November 1
Nov 1 Paid the dividend declared on October 1
Dec 1 Declared a $0.60 per share cash dividend to common stockholders of record on December 15, payable December 31, 2014
Dec 31 Determined that net income for the year was $275,800. Paid the dividend declared on December 1.
1. Journalize the transactions
2. Enter the beginning balances in the accounts and post the journal entries to the stockholders' equity accounts
3. Prepare the stockholders' equity section of the balance sheet at December 31, 2014
4. Calculate the payout ratio, earnings per share, and return on common stockholders' equity.
The company's ability to generate returns on the investments it has received from its owners is measured by its return on equity.
What function do stockholders serve?As part of their ownership of a firm, stockholders are entitled to a number of privileges, including voting rights over who sits on the boards of directors, dividend payments, and even a claim to a piece of any remaining assets in the event of a company liquidation.
What distinguishes a shareholder from a stockholder?Additional Courses. Both the phrases stockholder and shareholder relate to the holders of shares in a firm, making them co-owners of the enterprise. Therefore, you can refer to firm ownership using either phrase since they both refer to the same thing.
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When compared to a departmental approach, using activity-based costing results in ______ overhead rates. Multiple choice question. the same number of more less
When compared to a departmental approach, using activity-based costing results in more overhead rates.
Are departmental overhead rates equivalent to activity-based costing rates?Activity-based costing assigns product and service-related indirect costs and overheads, whereas the multiple production department factory overhead rate method only assigns product and service-related factory overheads related to the production department.
Which method of allocating overhead costs is thought to be the most accurate?An activity-based costing system is thought to be more complicated than using a single plantwide rate to divide overhead costs, but an ABC system is also thought to be more accurate.
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SS5H3 EXPLAIN How the Great Depression and New Deal affected the lives of millions of Americans. a. DISCUSS the Stock Market Crash of 1929, Herbert Hoover, Franklin Roosevelt, the Dust Bowl, and soup kitchens. b. ANALYZE the main features of the New Deal; include the significance of the Civilian Conservation Corps, Works Progress Administration, and the Tennessee Valley Authority.
People used credit to buy things in the 1920s. People had few savings, but almost everyone was in debt. People were unable to repay their bank debts during the Great Depression, and the banks suffered financial losses.
Banks had also lost a lot of money in the stock market. By 1932, the banking system had collapsed. By 1933, 15 million people, or more than one-quarter of those looking for work, were unemployed. Many shantytowns sprang up as a result of a lack of funds for housing. To provide hot food, charities established soup kitchens. People used to go door-to-door looking for food or work at this time.
The Civilian Conservation Corps (CCC) recruited single, unemployed men aged 18 to 25. The men were paid $30 per month to work in parks and forests and lived in camps. It had a workforce of 3 million people.
The federal government established the Tennessee Valley Authority (TVA) in 1933 to supply electricity to the Tennessee River basin and surrounding areas. The TVA was also in charge of flood control. The TVA generated electricity through hydroelectricity.
The Works Progress Administration (WPA) constructed buildings, bridges, and roads, including the Golden Gate Bridge in San Francisco, in 1935. It also gave birth to theater, art, and writing. It employed approximately 8.5 million Americans.
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Very often, failure to record a liability means failure to record a(n)
a. footnote.
b. asset conversion.
c. revenue.
d. expense
Very often, failure to record a liability means failure to record a(n) expense.
What is expense?An expense is an item that generally requires an outflow of money or some form of property to another person or group in payment for an item, service, or other category of expense.For tenants, rent is an expense.For students and parents, teaching is a cost.Expenses are the operating costs incurred by a business in order to generate revenue. It is simply defined as the cost you have to spend to get something. As the saying goes, “It costs money to make money”.Expenses in accounting refer to the money and expenses a business spends to track revenue. Simply put, out-of-pocket expenses are the costs associated with running a business that together contribute to the activities necessary to generate a profit.To learn more about expense from the given link:
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True or False a new restaurant owner, is determining which products to offer on his menu, he is involved in the management function of planning.
The given statement " A new restaurant owner, is determining which products to offer on his menu, and he is involved in the management function of planning" is True.
It is true because selecting products which to offer on his menu fall under the planning strategy.
Setting goals and choosing a course of action to reach those goals are both part of the management task of planning. The managerial function of organising entails creating an organisational structure and assigning human resources to guarantee that goals are achieved.
Planning determines how to run a firm efficiently. It includes selecting the appropriate individuals for necessary future tasks, allocating authority, supplying tools and raw materials, etc.
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An increase in capital will increase real GNP per person a. less in a poor country than a rich country. The increase in real GNP per person will be larger if the addition to capital is foreign rather than from domestic investment. b. more in a poor country than a rich country. The increase in real GNP per person will be larger if the addition to capital is foreign rather than from domestic investment. c. more in a poor country than a rich country. The increase in real GNP per person will be larger if the addition to capital is from domestic rather than foreign investment. d. less in a poor country than a rich country. The increase in real GNP per person will be larger if the addition to capital is from domestic rather than foreign investment.
The correct option is D. less in a poor country than a rich country. The increase in real GNP per person will be larger if the addition to capital is from domestic rather than foreign investment.
Gross national Product (GNP) is Gross domestic Product (GDP) plus net element income from abroad. Description: GNP measures the monetary fee of all the completed goods and offerings produced through the united states' elements of production regardless of their location.
The gross country-wide earnings (GNI), previously referred to as gross country-wide product (GNP), is the overall home and overseas output claimed with the aid of citizens of a rustic, together with gross domestic product (GDP), plus issue incomes earned by means of foreign residents, minus profits earned in the home economic system via nonresidents.
44 evaluating GNI to GDP suggests the diploma to which a kingdom's GDP represents domestic or international hobby. GNI has step by step replaced GNP in worldwide facts. even as being conceptually equal, it's far calculated differently. GNI is the basis of calculation of the biggest part of contributions to the budget of the ecu Union.
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Chang, Inc. S balance sheet shows a stockholders' equity book value (total common equity) of $751 comma 200. The firm's earnings per share is $2. 96, resulting in a price/earnings ratio of 12. 82X. There are 51,000 shares of common stock outstanding. What is the price/book ratio? What does this indicate about how shareholders view Chang, Inc?
A corporation shareholder can possess as few as one share of stock, and they can be any individual, business, or institution.
What is the meaning of shareholders?A shareholder is an individual or organization that has made a financial commitment to a firm in exchange for a "share" of ownership. Common or preferred shares that the corporation has issued and that the shareholder holds (or owns) serve as a representation of such ownership.
The phrase "shareholder equity" (SE) refers to a company's net value or the total sum of money that would be given back to its shareholders in the event of a company's liquidation after all obligations have been settled. SE is therefore the owners' remaining claim to the assets after all debts have been paid.
The ability of a company's board of directors and senior management to make strategic decisions, including the capacity to make sensible investments and produce a healthy return on invested capital, is essential to the company's ability to maximize shareholder value.
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Beautiful Lawns Company estimates its doubtful accounts by aging its accounts receivable and applying percentages to various aged categories of accounts. The Beautiful Lawns Company computes a total of $3,600 in estimated doubtful accounts as of December 31, 2016. Its Accounts Receivable account has a balance of $112,800 and its Allowance for Doubtful Accounts has a credit balance of $600 before adjustment at December 31, 2016. How much bad debts expense will Beautiful Lawns report in 2016
Answer:
$3,000
Explanation:
Calculation to determine How much bad debts expense will Beautiful Lawns report in 2016
Using this formula
Bad debts expense=Estimated doubtful accounts -Allowance for Doubtful Accounts credit balance
Let plug in the formula
Bad debts expense=$3,600-$600
Bad debts expense=$3,000
Therefore The amount of bad debts expense that Beautiful Lawns will report in 2016 is $3,000
Which of the following is not one of the purposes of an internal control system?
A) The evaluation of performance
B) Safeguarding the company's assets
C) Ensuring that the company is using the most effective marketing plan
D) The assessment of the degree of compliance with company policies and public laws
C). A system of internal controls is not intended to ensure that an organization is employing the best marketing strategy.
Describe the internal control system.Internal control is a practice carried out by management, the board of directors, and other employees of a firm with the goal of providing a reasonable level of assurance that the information is accurate, timely, and reliable.
Internal controls were developed as a means of safeguarding a business and lowering the risk to its objectives. Internal controls support risk mitigation, asset protection, accurate record-keeping, improved operational performance, and regulatory compliance.
Types: There are two main types of internal controls: preventative and detective. Both belong to a successful internal control system.
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PlastiPharm performs a process capability analysis for all processes for new products and repeats the process every six months thereafter. During the analysis, equipment is evaluated to determine if it operates within quality standards. Additionally, the production environment is evaluated to ensure that all factors affecting the process meet the same standards. Which of the following statements best explains why the analyses are conducted?
A process capability analysis helps determine how well a process meets the needs of a customer.
A process capability analysis shows the extent of improvements being made.
A process capability analysis compares the performance of a process to determine improvement.
A process capability analysis demonstrates when a process is stable and performing well.|\
The first statement "A process capability analysis helps determine how well a process meets the needs of a customer" explain why the analyses are conducted.
What is Process Capability?A statistical measure of the inherent process variability of a property is called process capability. Capability studies can be used to assess the ability of a process to meet specifications.
Process capability example 1: Ice cream parlor ice cream must be served at a temperature between -15 and -35 degrees Celsius. Temperature is maintained by a cooling process with a standard deviation (SD) of 2 degrees Celsius. Moreover, this temperature averages -25 degrees Celsius. In general, the higher the Cpk i, the better it is. A Cpk value less than 1.0 indicates that the process is incompetent and bad. Values above 1.33 are considered efficient and values between 1.0 and 1.33 are considered very inefficient. However, you should aim for a Cpk of 2.00 or higher whenever possible.
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Annuities with payments occurring at the end of each time period are called __________, whereas annuities with payments occurring at the beginning of each time period are called __________.
Annuities with payments occurring at the end of each time period are called ordinary annuities, whereas annuities with payments occurring at the beginning of each time period are called annuities due.
This is because the payments are made either at the end of the period (in the case of an ordinary annuity) or at the beginning of the period (in the case of an annuity due). This affects the timing of payments and the present value of the annuity.
Hence the correct answer to the question is a) ordinary annuities and b) annuities due.
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The continuing development and improvement of computer information systems has made a powerful impression on Jaimie Hall, CEO of See-Saw City (SSC). The current computer system at SSC is seven years old, and while still highly useful and reliable, Jaimie is wondering if a new system would be more efficient and more useful. Jamie recognized that some of her managers would prefer to keep the old system, while others have been requesting that the company update its information capability. To overcome the resistance to the new system, Jamie can use any of the following techniques, EXCEPT
A. Education and Communication
B. Participation in designing the system
C. Coercion
D. All of these can be used
Answer:
C
Explanation: