Which of the following is approximately the Value at Risk at 5 percent of a portfolio of $10 million of asset A, whose expected return is 10 percent and volatility is 20 percent, and $10 million of asset B, whose expected return is 16 percent and volatility is 25 percent, where the correlation between the two assets is 0.1.
A. $5.6 million
B. $10 million
C. $15 million
D. $1.25 million
E. none of the above

Answers

Answer 1

Answer:

A. $5.6 million

Explanation:

Value at risk is the minimum value of portfolio that is considered to lose in case of certain event or volatility. There are two assets in the given scenario and both of them have worth of $10 million. The correlation between them is 0.1 which means there is low strength relationship between the two assets. The value at risk can be found by:

($10 * 5% * 20%) + ($10 * 16% * 25%) * log 1.65

= 5.6 million


Related Questions

Venus Creations sells window treatments (shades, blinds, and awnings) to both commercial and residential customers. The following information relates to its budgeted operations for the current year.
Commercial Residential
Revenues $300,000 $480,000
Direct materials costs $30,000 $50,000
Direct labor costs 100,000 300,000
Overhead costs 85,000 215,000 150,000 500,000
Operating income (loss) $85,000 $(20,000)
The controller, Peggy Kingman, is concerned about the residential product line. She cannot understand why this line is not more profitable given that the installations of window coverings are less complex for residential customers. In addition, the residential client base resides in close proximity to the company office, so travel costs are not as expensive on a per client visit for residential customers. As a result, she has decided to take a closer look at the overhead costs assigned to the two product lines to determine whether a more accurate product costing model can be developed. Here are the three activity cost pools and related information she developed:
Activity Cost Pools Estimated Overhead Cost Drivers
Scheduling and travel $85,000 Hours of travel
Setup time 90,000 Number of setups
Supervision 60,000 Direct labor cost
Expected Use of Cost Drivers per Product
Commercial Residential
Scheduling and travel 750 500
Setup time 350 250
Required:
1. Compute the activity-based overhead rates for each of the three cost pools.
Overhead Rates
Scheduling and travel
Setup time
Supervision
2. Determine the overhead cost assigned to each product line.
Commercial Residential
Scheduling and travel
Setup time
Supervision
Total cost assigned
3. Compute the operating income for each product line, using the activity-based overhead rates.
Operating income (loss)
Commercial
Residential

Answers

Answer and Explanation:

The computation is shown below:

1. For activity-based overhead rates

                               a                              b                         (a ÷b)

Particulars             Overhead         Total Activities       Overhead Rates

Scheduling

and Travel              85000                    1250                    $68

                                                      (700 + 500)

Setup time              90000                    600                     $150

                                                      (350 + 250)

Supervision            60000                   400000                $0.15

                                                    ($100,000 + $300,000)

b. For overhead cost assigned

                                            (In dollars)

Particulars                        Commercial                  Residential

Scheduling and Travel     51000                              34000

                                   ($68 × 750)                              ($68 × 750)

Setup time                        52500                              37500

                                      ($150 × 350)                           ($150 × 250)

Supervision                      15000                                45000

                             ($100,000 × 0.15)                       ($300,000 × 0.15)

Total Cost Assigned   118500                              116500

3. For operating income

Particulars                        Commercial                     Residential

                                                      (In dollars)

Revenue                             300000                          480000

Less DM                              30000                            50000

Less DL                               100000                           300000

Less Overhead Cost           118500                            116500

Operating Income               51500                               13500

We simply applied the above format

Answer 1:

        For activity-based overhead rates

                              a                              b                         (a ÷b)

Particulars             Overhead         Total Activities       Overhead Rates

Scheduling

and Travel              85000                    1250                    $68

                                                         (700 + 500)

Setup time              90000                    600                     $150

                                                         (350 + 250)

Supervision            60000                   400000                $0.15

                                                   ($100,000 + $300,000)

Answer 2:

           For overhead cost assigned

                                          (In dollars)

Particulars                        Commercial                  Residential

Scheduling and Travel     51000                              34000

                                       ($68 × 750)                       ($68 × 750)

Setup time                        52500                              37500

                                     ($150 × 350)                           ($150 × 250)

Supervision                      15000                                45000

                                 ($100,000 × 0.15)                   ($300,000 × 0.15)

Total Cost Assigned   118500                              116500

Answer 3:

                For operating income

Particulars                        Commercial                     Residential

                                           (In dollars)

Revenue                             300000                          480000Less DM                              30000                            50000Less DL                               100000                           300000Less Overhead Cost           118500                            116500

       Operating Income               51500                               13500

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What are two ways to begin setting up a recurring transaction in quick books online

Answers

Answer:

The two ways to begin setting up  a recurring transaction in quick books online are:

Create a new transaction or Duplicate an existing one

Explanation:

Option One: To set up the transaction,

Click on settings (It's an icon that looks like a gear)From Lists, click on “Recurring Transactions” Then select “New” Select a transaction type to be created, and press “OK” The next step is to name your template then,Choose a Type of Transaction. The options are "Scheduled", "Unscheduled" and "Reminder".

Finally, enter the necessary information and Save the Template.

Option Two:

Create templates more quickly by duplicating existing templates.  This is a quicker way of setting up transactions.

Go to SettingsFrom Lists, select "Recurring Transactions".                      

Click on the appropriate template, then select the Action column drop-down menu and select Duplicate. All settings will be inherited by the duplicate copy except the caption.

Cheers!

The inflation rate over the past year was 1.8 percent. If an investment had a real return of 7.2 percent, what was the nominal return on the investment

Answers

Answer:

9.13%

Explanation:

The computation of the nominal return on the investment is shown below:

As we know that

Nominal interest rate = {(1 + real interest rate) × (1 + inflation rate)} - 1

= {(1 + 0.072) × (1 + 0.018)} - 1

= (1.072 × 1.018) - 1

= 9.13%

Hence, the nominal interest rate could be find out by applying the above formula i.e by considering the real interest rate and the inflation rate

Maize Company incurs a cost of $34 per unit, of which $21 is variable, to make a product that normally sells for $59. A foreign wholesaler offers to buy 6,600 units at $30 each. Maize will incur additional costs of $1 per unit to imprint a logo and to pay for shipping. Compute the increase or decrease in net income Maize will realize by accepting the special order, assuming Maize has sufficient excess operating capacity. (Enter negative amounts using either a negative sign preceding the number e.g. -45 or parentheses e.g. (45).) Reject Accept Net Income Increase (Decrease) Revenues $ $ $ Costs Net income $ $ $ g

Answers

Answer:

$52,800

Explanation:

The computation of the increase or decrease in net income is shown below:

Particulars         Reject            Accept        net income or decrease

Revenue

(6,000 × $30)                          $198,000    $198,000

Less:

Cost

($6,600 × ($21 + $1)              $145,200     -$145,200

Net                                        $52,800       $52,800

Since the amount comes in positive so the spcial order should be accepted

The beta of an all equity firm is 2.3. If the firm changes its capital structure to 50% debt and 50% equity using 8% debt financing, what will be the equity beta of the levered firm

Answers

The beta of an all equity firm is 2.3. If the firm changes its capital structure to 50% debt and 50% equity using 8% debt financing, what will be the equity beta of the levered firm? The beta of debt is 0.2. (Assume no taxes.) Provide your answer with 2 digits after the comma.

Answer:

4.40

Explanation:

Equity beta, is a term in business or economics, which is.oftemr referred to as Levered beta, which measures the risk of a firm in respect to debt and equity in its capital structure to the volatility of the stock market.

Therefore, Formula for equity beta is giving as = βE = equity firm + (debt/equity)(equity firm - beta of debt)

Given that, equity firm = 2.3

Capital structure to debt = 50% = 0.5

Capital structure to equity = 50% = 0.5

Beta of debt = 0.2

βE = 2.3 + (0.5/0.5)(2.3 - 0.2) =

2.3 + (0.5/0.5)(2.3 - 02) =

= 2.3 + (1)(2.1)=

2.3 + 2.1= 4.40

Hence, the final is 4.40

Goodwin Technologies, a relatively young company, has been wildly successful but has yet to pay a dividend. An analyst forecasts that Goodwin is likely to pay its first dividend three years from now. She expects Goodwin to pay a $2.75000 dividend at that time (D₃ = $2.75000) and believes that the dividend will grow by 14.30000% for the following two years (D₄ and D₅). However, after the fifth year, she expects Goodwin’s dividend to grow at a constant rate of 3.72000% per year.
Goodwin’s required return is 12.40000%. Fill in the following chart to determine Goodwin’s horizon value at the horizon date (when constant growth begins) and the current intrinsic value.
To increase the accuracy of your calculations, do not round your intermediate calculations, but round all final answers to two decimal places.
Term Value
Horizon value $42.93
Current intrinsic value $29.84
1. If investors expect a total return of 13.40%, what will be Goodwin's expected dividend and capital gains yield in two years-that is, the year before the firm begins paying dividends?
2. Is this statement a possible explanation for why the firm hasn't paid a dividend yet?
A. Yes
B. NO

Answers

Answer:

horizon value at year 5 = Div₆ / (Re - g)

Div₆ = ($2.75 x 1.143²) x 1.0372 = $3.726384483Re = 12.4%g = 3.72%

horizon value at year 5 = $3.726384483 / (12.4% - 3.72%) = $42.93

current value P₀ = $2.75/1.124³ + $3.14325/1.124⁴ + $46.52273/1.124⁵ = $1.937 + $1.969 + $25.932 = $29.838 ≈ $29.84

1) dividend yield = 0/$29.84 = 0%

capital gains yield = (P₁ - P₀) / P₀

P₁ = $2.75/1.124 + $3.14325/1.124² + $46.52273/1.124³ = $2.447 + $2.488 + $32.762 = $37.697 ≈ $37.70

capital gains yield = ($37.70 - $29.84) / $29.84 = 26.34%

2) Goodwin has yet to record a profit (positive net income). Is this statement a possible explanation for why the firm hasn't paid a dividend yet?

A. Yes

Since dividends must be paid out from net profits or retained earnings.  

1. Dividend yield is = 26.34%

2. Goodwin has yet to record a profit (positive net income) Yes it is a correct statement.

Calculate Dividend Growth Rate

The horizon value at year 5 is = Div₆ / (Re - g)

Then, Div₆ is = ($2.75 x 1.143²) x 1.0372 = $3.726384483

After that, Re = 12.4%

Then, g = 3.72%

Now, When The horizon value at year 5 is = $3.726384483 / (12.4% - 3.72%) = $42.93

The current value P₀ is = $2.75/1.124³ + $3.14325/1.124⁴ + $46.52273/1.124⁵ is = $1.937 + $1.969 + $25.932 = $29.838 ≈ $29.84

1) dividend yield is = 0/$29.84 = 0%

After that, capital gains yield = (P₁ - P₀) / P₀

Hence, P₁ = $2.75/1.124 + $3.14325/1.124² + $46.52273/1.124³ = $2.447 + $2.488 + $32.762 = $37.697 ≈ $37.70

Therefore, capital gains yield = ($37.70 - $29.84) / $29.84 = 26.34%

2) Goodwin has yet to document a profit (positive net income). So, The correct option is = A. Yes

Since When The dividends must be paid out from net profits or retained earnings.

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Game theory is useful for understanding oligopoly behavior because: there are so many firms in an oligopoly that all are price takers. firms must differentiate their products if they are to remain in business. firms recognize that because there are only a few firms mutual interdependence is important. without it firms would not be able to maintain cartel agreements. it allows firms to develop greater monopoly power.

Answers

Answer:

firms recognize that because there are only a few firms mutual interdependence is important.

Explanation:

Game theory is useful for understanding oligopoly behavior because firms recognize that because there are only a few firms mutual interdependence is important.

An oligopoly can be defined as a market structure comprising of a small number of firms (sellers) offering identical or similar products, wherein none can limit the significant influence of others.

Hence, under the game theory, when firms makes a decision about their business, it is expected that they consider how the other firms would react to such decisions.

An institution is a significant practice, relationship, or organization in a society. Institutions shape the environment in which decisions are made, and they affect production and income in a nation. The most significant institutions are private property rights, political stability and the rule of law, open and competitive markets, efficient taxes, and stable money and stable prices. Complete each of the following sentences with the correct institution. a. The single greatest incentive for voluntary production is the existence of . b. increase investment in physical and human capital because they increase the predictability of future payoffs. c. Specialization is more likely to occur in nations with and result in more efficient production because of economies of scale. d. The Xiaogang agreement that led to an agricultural boom in China is an example of the power of

Answers

Answer:

a. Private Property Rights

b. Political Stability and Rule of Law

c. Open and Competitive Market

d. Private Property Rights

Explanation:

a. By defining private property Rights and giving people a chance to own resources, Individuals will strive to own more and more of such rights and so will produce as much as they can so as to afford such rights.

b. When a nation is Politically stable and respects the Rule of Law, investment payoffs are easier to predict than in a country where instability can threaten to degrade investments such that the payoffs will be lost. For example, think of all the Western firms that lost money when the Shah of Iran was overthrown by the Ayatollah.

c. Specialization is more likely to occur in nations with Open and Competitive Market. An Open Market means that goods can come in from the outside easily. This will have the effect of the country being able to import goods that cost a lot to produce locally and instead focus on producing those goods that they are well adept at producing. This is Specialization. Also as a result of competition, companies will strive to find better ways to make profit above competitors and come up with more efficient ways of Production as a result.

d. The Xiaogang Agreement refers to an agreement by farmers in Xiaogang to subdivide their lands in secret so that they would each own a small part of it. As a result, the farmers had an incentive to produce for themselves as they now owned resources that they could benefit from. This right to Private Property led to a huge boom in Agriculture.

Levine Inc. is considering an investment that has an expected return of 15% and a standard deviation of 10%. What is the investment's coefficient of variation

Answers

Answer: 0.67

Explanation:

From the question, we are informed that Levine Inc. is considering an investment that has an expected return of 15% and a standard deviation of 10%.

The investment's coefficient of variation will be the standard deviation divided by the expected return. This will be:

= 10/15

= 0.67

What type of unemployment occurs when people take time to find a job?
seasonal unemployment
C. cyclical unemployment
b. structural unemployment
d. frictional unemployment
a.

Answers

frictional unemployment

The following events occur for The Underwood Corporation during 2021 and 2022, its first two years of operations.
June 12, 2021 Provide services to customers on account for $41,000.
September 17, 2021 Receive $25,000 from customers on account.
December 31, 2021 Estimate that 458 of accounts receivable at the end of the year will not be received.
March 4, 2022 Provide services to customers on account for $56,000.
May 20, 2022 Receive $10,000 from customers for services provided in 2021.
July 2, 2022 Write of the remaining amounts owed from services provided in 2021.
October 19, 2022 Receive $ 45,000 from customers for services provided in 2022.
December 31, 2022 Estimate that 45% of accounts receivable at the end of the year will not be received.
Record transactions for each date. (If no entry is required for a particular transaction/event, select "No Journal Entry Required" in the first account field.) Provide services to customers on account for $35,000.

Answers

Answer:

Journal Entries are given below

Explanation:

June 12, 2021  

Provide services to customers on account of $41,000.

                                    DEBIT        CREDIT

Receivable account    $41,000

Services Revenue                          $41,000

September 17, 2021

Receive $25,000 from customers on account.

                                     DEBIT        CREDIT

Cash                           $25,000

Receivable                                    $25,000

December 31, 2021

Estimate that 45% of accounts receivable at the end of the year will not be received.

                                                  DEBIT        CREDIT

Bad debt($16,000x45%)           $7,200

Allowance for doubtful debt                       $7,200

March 4, 2022

Provide services to customers on account for $56,000

                                    DEBIT        CREDIT

Receivable account    $56,000

Services Revenue                          $56,000

May 20, 2022

Receive $10,000 from customers for services provided in 2021.

                                     DEBIT        CREDIT

Cash                          $10,000

Receivable                                     $10,000

July 2, 2022

Write of the remaining amounts owed from services provided in 2021.

Working: $41,000 - $25,000 - $10,000 = $6,000

                                                               DEBIT        CREDIT

Allowance for doubtful debt               $6,000

Account Receivable                                                 $6,000

October 19, 2022

Receive $ 45,000 from customers for services provided in 2022.

                                   DEBIT        CREDIT

Cash                           $45,000

Receivable                                    $45,000

December 31, 2022

Estimate that 45% of accounts receivable at the end of the year will not be received.

                                          DEBIT        CREDIT

Bad debt (w)                       $3,750

Allowance for bad debt                     $3,750

Working:

($56,000 - $45,000) x45% = $4,950

Balance in Allowance account at 31 dec 2021  = 7,200

Bad debt written off                                             = 6,000

Remaining balance                                              = 1,200

Allowance for doubtful debt at 31 dec 2022 = $4,950 - $1,200

Allowance for doubtful debt at 31 dec 2022 = $3,750

The manager of a gas station noticed that when prices in the convenience store of the gas station decreased, gas sales increased. This could possibly be because the convenience store products are

Answers

Answer:

usually complements to the gas sales

Explanation:

Complementary products are those that their demand increases with the increased demand of other products.

Complementary products are usually used together. For example tea and sugar are consumed together, so an increase in tea consumption should result in an increase in sugar consumption.

In this scenario when the price of the convenience store products falls, their demand will increase. If there is an increase in gas sales too it is logical to conclude that the convenience store goods are complements of gas sales.

Shasta Fixture Company manufactures faucets in a small manufacturing facility. The faucets are made from brass. Manufacturing has 70 employees. Each employee presently provides 38 hours of labor per week. Information about a production week is as follows:Standard wage per hr. $20.00 Standard labor time per faucet 30 min. Standard number of lbs. of brass 2.5 lbs. Standard price per lb. of brass $1.80 Actual price per lb. of brass $1.95 Actual lbs. of brass used during the week 13,000 lbs. Number of faucets produced during the week 5,000 Actual wage per hr. $18.75 Actual hrs. for the week (70 employees × 38 hours) 2,660Required:a. Determine the standard cost per unit for direct materials and direct labor. b. Determine the direct materials price variance, direct materials quantity variance, and total direct materials cost variance.

Answers

Answer:

a. Determine the standard cost per unit for direct materials and direct labor.

standard direct labor rate = $20 x 30/60 minutes = $10 per faucet

standard direct materials rate = $1.80 x 2.5 lbs = $4.50 per faucet

b. Determine the direct materials price variance, direct materials quantity variance, and total direct materials cost variance.

direct materials price variance = (actual price x actual quantity) - (standard price x actual quantity) = ($1.95 x 13,000) - ($1.80 x 12,500) = $25,350 - $22,500 = $2,850 UNFAVORABLE

direct materials quantity variance = (standard price x actual quantity) -(standard price x standard quantity) = ($1.80 x 13,000) - ($1.80 x 12,500) = $23,400 - $22,500 = $900 UNFAVORABLE

total direct materials variance = direct materials price variance + direct materials quantity variance = $2,850 + $900 = $3,750 UNFAVORABLE

A company is considering two options for the production of a part needed downstream
in the manufacturing process. Particulars are as follows:
Specialized automation: Fixed Costs = $9,000 / month Variable Cost / Unit = $2
General automation: Fixed Costs = $3,000 / month Variable Cost / Unit = $5
1. What is the monthly break-even quantity for choosing between the two automation approaches?
a. 1,000 units
b. 2,000 units
c. 6,000 units
d. 12,000 units
2. For a monthly volume of 3,000 units, which automation approach should be chosen?
a. Specialized automation
b. General automation
c. Either approach is acceptable, because costs are the same for either option at 3,000 units.
d. Can’t be determined with information given.

Answers

Answer:

1= B

2= A

Explanation:

Giving the following information:

Specialized automation:

Fixed Costs = $9,000 / month

Variable Cost / Unit = $2

General automation:

Fixed Costs = $3,000 / month

Variable Cost / Unit = $5

First, we need to structure the costs formula:

Specialized automation:

Total cost= 9,000 + 2x

x= production

General automation:

Total cost= 3,000 + 5x

x= production

To calculate the indifference point, we need to equal both formulas:

9,000 + 2x = 3,000 + 5x

6,000=3x

2,000= x

The indifference point is 2,000 units.

Finally, we need to calculate which process is more convenient for 3,000 units:

Specialized automation:

Total cost= 9,000 + 2*3,000= $15,000

General automation:

Total cost= 3,000 + 5*3,000= $18,000

Standard Direct Materials Cost per Unit Crazy Delicious Inc. produces chocolate bars. The primary materials used in producing chocolate bars are cocoa, sugar, and milk. The standard costs for a batch of chocolate (2,857 bars) are as follows: Ingredient Quantity Price Cocoa 630 lbs. $0.40 per lb. Sugar 180 lbs. $0.60 per lb. Milk 150 gal. $1.60 per gal. Determine the standard direct materials cost per bar of chocolate. If required, round to the nearest cent. $ per bar

Answers

Answer:

Standard direct material cost per unit= $0.21

Explanation:

Giving the following information:

The standard costs for a batch of chocolate (2,857 bars) are as follows:

Cocoa 630 lbs. $0.40 per lb.

Sugar 180 lbs. $0.60 per lb.

Milk 150 gal. $1.60 per gal

First, we need to calculate the total cost for 2,857 bars:

Total cost= 630*0.4 + 180*0.6 + 150*1.6

Total cost= $600

Now, the unitary standard cost:

Standard direct material cost per unit= 600/2,857

Standard direct material cost per unit= $0.21

A consumer values a car at $30,000 and a producer values the same car at $20,000. What amount of tax will result in unconsummated transaction

Answers

The question is incomplete:

A consumer values a car at $30,000 and a producer values the same car at $20,000. If the transaction is completed at $24,000, what level of sales tax will result in unconsummated transaction?

a. 0%

b. 25%

c. 20%

d. 40%

Answer:

d. 40%

Explanation:

The unconsummated transaction would occur when the price that the customer has to pay is higher than the value that he gave to the car. According to that, the answer would be the tax that would increase the final price to more than $30,000:

0%: $24,000

25%: 24,000*1.25= $30,000

20%: 24,000*1.20= $28,800

40%: 24,000*1.40= $33,600

The answer is that the amount of tax will result in an unconsummated transaction is 40%.

"The Master Manufacturing Company has just announced a tender offer for its own common stock. Master is offering to buy up to 100% of the company's stock at $20 per share contingent on at least 64% of the outstanding shares being tendered. After the announcement of the offer, the stock closed on the NYSE up 2.50 at $18.75. If a customer had 100 shares and sold at tomorrow's opening price, what is the price that he would receive per share?"

Answers

Answer:

$0

Explanation:

As it is mentioned in the question that 64% of shares being tendered so at this condition the client has no confirmation with respect to the amount paid for the shares after deciding the tender

Therefore in the given case, the price received per share would be $0 and the other information i.e mentioned in the question is not relevant. Hence, ignored it

A stock has an expected return of 13 percent, the risk-free rate is 4.1 percent, and the market risk premium is 5.3 percent. What is the stock's beta?

Answers

Answer:

Stock Beta = 1.68

Explanation:

The expected return on stock can be estimate using te capital asset pricing model (CAPM).

The capital pricing model establishes the relationship between expected return from a stock and its systematic risk . The systematic risk is that which affects all players (businesses and firms) in the entire market, such risks are occasioned by changes in interest rate, exchange rate e.t.c

According to the model , the expected return is computed as follows

E(r) = Rf + β(Rm-Rf)

Rf- risk -free rate, Rm-Rf - market premium ,  β- beta

DATA:

E(r) = 13%, Rm-Rf = 5.3 , risk-free rate- 4.1%, β?

Applying this model, we have

13% = 4.1% + β× (5.3%)

0.13 = 0.041 + 0.053β

Collecting like terms

0.053β= 0.13 - 0.041

divide both sides by 0.053

β=  (0.13 - 0.041)/0.053

β = 1.679

Stock Beta = 1.68

What groups generally is charged with creating value through the process of organizing, coordinating, and leveraging employees as well as other forms of capital such as plant, equipment, and financial capital?

Answers

Answer: C) managers

Explanation:

Managers are very important in world of business. They are leaders charged with getting a company from where it is to where it wants to be. Essentially their role is to create value. They do this by fulfilling certain duties expected of them through organizing, coordinating, and leveraging employees as well as other forms of capital such as plant, equipment, and financial capital to bring out a solid product that will contribute to the growth of the company.

Managers are therefore as already mentioned, important in business. It is for this reason that only the best should be chosen for such an integral role in a company.

21. Preferred stock pays quarterly dividend of $3 a share. If investors require 12% return on a stock of a similar risk level, what is the price

Answers

Answer: $100

Explanation:

A value of a Preferred Stock is calculated like a perpetuity which means that it is derived by dividing the cash-flow by the annual interest rate.

This Stock pays $3 per quarter. It will pay _____ per year;

= $3 * 4

= $12

Value of Preferred Stock = [tex]\frac{Annual Cash-flow}{Annual Interest}[/tex]

= [tex]\frac{12}{0.12}[/tex]

= $100

If you deposit $1000 in a bank account that pays 12% interest compounded annually, how much would be in your account after 6 years?

Answers

Answer:

The amount in the account after 6 years is $ 1,973.82  

Explanation:

The future value at year 6 can be computed using the future value formula below:

FV=PV*(1+r)^n

PV is the amount deposited which is $1000

r is the interest rate of 12%

n is the number of years which is 6

FV=$1000*(1+12%)^6

FV=$1000*1.973822685

FV=$ 1,973.82  

If the actual budget deficit is $180 billion, the economy is operating $400 billion above its potential, and the marginal tax rate is 13 percent, what are the structural deficit or surplus and the cyclical deficit or surplus

Answers

Answer:

Structural Deficit $232 billion

Cyclical Deficit $52 billion

Explanation:

Calculation for the Structual deficit and the cyclical deficit

STRUCTURAL DEFICIT

Using this formula

Structural Deficit =Actual budget +(Economy Operating amount×Marginal tax rate)

Let plug in the formula

Structural Deficit =$180 billion +($400 billion ×0.13)

Structural Deficit =$180 billion +$52 billion

Structural Deficit =$232 billion

CYCLICAL DEFICT

Using this formula

Cyclical Deficit = Economy Operating amount *Marginal tax rate

Let plug in the formula

Cyclical Deficit=$400 billion ×0.13

Cyclical Deficit=$52 billion

Therefore Structural Deficit is $232 billion while Cyclical Deficit is $52 billion.

When you send off the proposal three days later, you inadvertently learn from the client that he never received any correspondence from your coworker. "What dimension of professional behavior did your coworker violate when with the prospective client?

Answers

The question is incomplete:

You work for AdSmart, a marketing research firm. You and a new coworker are meeting a potential client for lunch. You have several morning meetings on the same day as the lunch meeting, so you arrange to meet your coworker and the potential client at 12:15 p.m. at the restaurant. You arrive five minutes early, and the prospective client arrives shortly thereafter. You both wait in the lobby until 12:35 p.m. when you decide to be seated. You check your smart  phone and see no received communications from your colleague. Finally, at 12:45 p.m., your coworker arrives.

During the lunch, your coworker tells several white lies and reveals information regarding your boss that should have been kept confidential.  The prospective client doesn't seem to notice these indiscretions, however, when your coworker begins to badmouth his former employer, a competitor of AdSmart, the client appears ill at ease.

Despite the rough start to the lunch meeting, all ends well. You believe that with the appropiate follow-up, the potential client will become one of the firm's more lucrative partnerships. Once you are back at the office, you debrief with your coworker and discuss the next steps. You decide to take on the task of putting together the proposal the client has requested, and your colleague agrees to send a follow-up note thanking the client and indicating that the proposal will arrive within the next week.

When you send off the proposal three days later, you inadvertently learn from the client that he never received any correspondence from your coworker. "What dimension of professional behavior did your coworker violate when with the prospective client?

Answer:

Courtesy and respect

Explanation:

The dimension of professional behavior that your coworker violated with the prospective client is courtesy and respect. He violated courtesy because it is about being polite and he was not polite because he arrived late to the meeting and he didn't let you know about it.

Also, he violated responsibility because it is about doing the things that you are in charge of and he was in charge of sending a follow-up note and he didn't do it.

ack Hammer invests in a stock that will pay dividends of $3.06 at the end of the first year; $3.42 at the end of the second year; and $3.78 at the end of the third year. Also, he believes that at the end of the third year he will be able to sell the stock for $56. What is the present value of all future benefits if a discount rate of 13 percent is applied

Answers

Answer:

$46.82

Explanation:

Present value is the sum of discounted cash flows

present value can be calculated using a financial calculator

Cash flow in year 1 = $3.06

Cash flow in year 2 = $3.42

Cash flow in year 3 = $3.78  + $56 = $59.78

I = 13%

Present value = $46.82

To find the PV using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.  

3. Press compute  

Bob is a minor and buys a BMW, from ABC BMW when he is 16 years old. His parents do not cosign. He signs a financing arrangement where he will pay the car off over a 5- year period. On Bob's 18th birthday, he finds out that he could have disaffirmed the contract when he was a minor. He wonders whether it is too late to

Answers

Answer:

It is too late for him to dis-affirmed the contract.

Explanation:

Contract is the legal binding agreement document between two parties for them to obey any given conditions specified in the document. In the case of Bob, despite the fact that he was a minor, his signature on the BMW contract shows that it is binding between ABC Motors and him.

The motor company might not be aware of his legal age which shows he is a minor before entering the agreement with him. It is expected that, he should honor his contract to the latter.

he ability to hire, motivate, and retain human capital is an example of ________ capabilities in the resource-based view of the firm.

Answers

Answer:

Organizational capabilities

Explanation:

The ability to hire, motivate, and retain human capital is an example of organizational capabilities in the resource-based view of the firm.

An organizational capability is the ability of a firm to manage resources, such as it's employees, effectively which will give them an edge over competitors. Organizational capabilities differntiates a firm from competitors.

Madrid Company plans to issue 8% bonds on January 1, 2017, with a par value of $4,000,000. The company sells $3,600,000 of the bonds at par on January 1, 2017. The remaining $400,000 sells at par on July 1, 2017. The bonds pay interest semiannually as of June 30 and December 31.
1. Record the entry for the first interest payment on June 30, 2017.
2. Record the entry for the July 1 cash sale of bonds.

Answers

Answer and Explanation:

The journal entries are shown below:

1. Bond interest expense Dr  ($3,600,000 × 8% ÷ 2) $144,000

         To Cash $144,000

(Being the first interest payment is recorded)

For recording this , we debited the bond interest expense as it increased the expense and credited the cash as it decreased the assets

2. Cash Dr $400,000

          To Bond payable $400,000

(being the cash sale of the bond is recorded)

For recording this we debited the cash as it increased the assets and credited the bond payable as it also increased the liabilities

Write a two- to three-paragraph response discussing whether you think the patent system is useful and beneficial. Why do you think the patent system is or is not working

Answers

Answer:

The answer is below

Explanation:

Patent is a term that describes a governmental grant or legal right to inventors of an intellectual property, to refrain or stop others from making, using, selling or importing their invention to and from other country.

Patent system is useful and beneficial because of the following reasons:

1. It allows an inventor the right to stop others from copying, manufacturing, selling or importing individual's invention without the person's permission. This will surely encourage invention from other people, which will lead to more technological advancement in the country.

2. It gives an inventor protection for a pre-determined period. This helps to refrain competitors from competing with the inventor, and in turn, leads to profit maximization for the inventor.

3. It also allows the inventor to license patent for others to use it or can sell. This can be considered as a great source of revenue for inventor's business, by collecting royalties from a patent they have licensed, often in a combination with a registered design and trade mark.

You have a portfolio that is invested 16 percent in Stock A, 36 percent in Stock B, and 48 percent in Stock C. The betas of the stocks are .61, 1.16, and 1.45, respectively. What is the beta of the portfolio

Answers

Answer:

Beta= 1.2112

Explanation:

Giving the following information:

Stock A:

Proportion= 0.16

Beta= 0.61

Stock B:

Proportion= 0.36

Beta= 1.16

Stock C:

Proportion= 0.48

Beta= 1.45

To calculate the beta of the portfolio, we need to use the following formula:

Beta= (proportion of investment A*beta A) + (proportion of investment B*beta B) + (proportion of investment C*beta C)

Beta= (0.16*0.61) + (0.36*1.16) + (0.48*1.45)

Beta= 1.2112

Assume that on September 30​, 2017​, Flyair​, an international airline based in​ Germany, purchased a Jumbo aircraft at a cost of euro 45,000,000 ​(euro is the symbol for the​ euro). Flyair expects the plane to remain useful for four years ​(4,000,000 ​miles) and to have a residual value of euro 6,000,000. Flyair will fly the plane 350 comma 000 miles during the remainder of 2017. Compute LuxAir's depreciation on the plane for the year ended December 31, 2015, using the following methods:

a. Straight-line
b. Units-of-production
c. Double-declining-balance

Which method would produce the highest net income for 2015? Which method produces the lowest net income?

Answers

Answer: Highest income=The units of Production method of depreciation with $3,412,500

Lowest income=double declining depreciation method with $18,000,000

Explanation:

a) Using Straight line depreciation method

(Cost of value - Salvage value)/ Useful life =(45,000,000 -6,000,000)/5 =$7,800,000

b)Using  Units-of-production depreciation method

Depreciation Expense = (Cost – Salvage value) x (Number of units produced / Life in number of units)

=45,000,000 -6,000,000) x (350,000/4,000,000)= $3,412,500

b)Using Double-declining-balance  depreciation method

Depreciation Expense = Beginning book value x Rate of depreciation

Rate of depreciation = 100% / useful life x 2= 100/5 x2 = 40 %

Depreciation expense = 40 % x $45,000,000 =$18,000,000

or you use this method directly= 45,000,000/5 x 2= $18,000,000

Now the highest income will come from the depreciation with least expense and from our calculation,  the depreciation method with the least expense is from The units of Production method with $3,412,500

In the same vein, the lowest income will come from the most depreciation expense, therefore the most depreciation expense is from the double declining method with $18,000,000

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