Answer:
Increase in discount rates
stephanie's portfolio consists of $13,000 in berkshire hathaway stock and $5,000 in us treasurys. the beta of berkshire hathaway is 0.77. what is the beta of stephanie's portfolio?
The beta of Stephanie's portfolio will be 0.556.
To calculate the beta of the Stephanie's portfolio, we need to first calculate the weights of the each asset in the portfolio:
Weight of the Berkshire Hathaway stock: $13,000 / ($13,000 + $5,000) = 0.722
Weight of US Treasuries: $5,000 / ($13,000 + $5,000) = 0.278
Next, we can use the weights and the betas of each asset to calculate the portfolio beta using the formula:
Portfolio beta = Weight of asset 1 x Beta of asset 1 + Weight of asset 2 x Beta of asset 2
Plugging in the values, we get:
Portfolio beta = 0.722 x 0.77 + 0.278 x 0
= 0.556
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What do you think Sam’s credit score is (from a range of 300-850)? from NGPF 6.3 Section 5 in "Intro to Credit"
Sam's credit score is likely to be lower which can approximately be 350 due to his high credit card balances, missed payment, frequent credit card applications, and short credit history.
Here is an assessment of each factor and its impact on his credit score to be 350:
1. He currently has 3 credit cards (+1) - Having multiple credit accounts can improve credit score as long as they are managed well.
2. He got his first credit card 8 months ago (-2) - Credit history length is an important factor in calculating credit scores. A shorter credit history can lower the score.
3. He doesn’t have any student loans (+3) - Not having student loans will not impact his credit score directly.
4. He has $4,000 currently outstanding on all his credit cards (-) - High credit card debt can lower the credit score.
5. He missed a payment in the last three months when he forgot to notify the card company that he had recently moved out of his apartment. (-) - Late payments have a significant negative impact on credit score.
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The complete question is:
You’ve been assigned to be the credit counselor for Sam. For Sam, follow the directions tounderstand the impact of certain financial decisions on his credit scores. SAM SPENDTHRIFT is a college junior. He couldn’t wait until he turned 21, so he could apply for a few credit cards. Here are some details about his profile:
1. All of his 3 credit cards currently have a balance, as he has had trouble paying off his card each month.
2. He doesn’t have any student loans.
3. He opened his last credit card 4 months ago.
4. He has $4,000 currently outstanding on all his credit cards.
5. He missed a payment in the last three months when he forgot to notify the card companythat he had recently moved out of his apartment.
What do you think Sam’s credit score is (from a range of 300-850)? from NGPF 6.3 Section 5 in "Intro to Credit".
when accounting for accounts receivable, a primary objective is to ______.
Answer: not overstate assets and stockholders' equity by the estimated amount of bad debt
Explanation:
entering the american market, should adapt to producing products for american customers by implementing a multidomestic strategy, although this would sacrifice economies of scale. group of answer choices true false
The given statement, "Multidomestic strategy is a business strategy that customizes products, marketing campaigns, and operational practices to meet the needs of individual countries." is true.
It is useful when operating in a diverse environment where the needs of the local market differ. When entering the American market, businesses must adapt to producing products for American customers by implementing a multidomestic strategy, although this would sacrifice economies of scale.
When businesses enter new markets, they need to be aware of the cultural, legal, economic, and political environments of the host country.
The American market is a highly competitive market with diverse customers with different tastes and preferences. Therefore, to be successful in the market, businesses must adapt to the market by creating products that are specifically designed for American customers.
Multidomestic strategy would be an excellent way for businesses to produce and sell products that suit American customers. It allows businesses to cater to the needs of specific local markets.
The downside of this strategy is that it would sacrifice economies of scale. Producing products for individual countries may lead to increased costs because of the production of small volumes of products for specific countries.
In conclusion, when entering the American market, businesses should adapt to producing products for American customers by implementing a multidomestic strategy.
Although the strategy would sacrifice economies of scale, it is necessary for businesses to be successful in the market. Businesses must carefully evaluate the benefits and costs of the strategy before implementing it.
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Tom has offered to sell Julian his motorcycle for $1,200. Julian knows this is a very good deal, since the same motorcycle can be purchased at the dealership for $1,800. Since Julian doesn’t have $1,200 and Tom does not accept credit cards, they both think a cash advance might be a good idea. Julian’s credit card company can offer him a cash advance for the $1,200 he needs at an interest rate of 26%. He would then pay off the balance in 24 months.
Should Julian use the cash advance to purchase the motorcycle?
It is not recommended for Julian to use the cash advance to purchase the motorcycle as he would end up paying more for the motorcycle than its actual value.
Assuming that there are no other fees associated with the cash advance, Julian would need to pay 26% interest on the $1,200 cash advance over 24 months. This means that Julian would pay an additional $748.80 in interest over the 24 months.
Therefore, the total cost of the motorcycle using the cash advance would be $1,948.80 ($1,200 + $748.80 in interest).
Comparatively, purchasing the same motorcycle at the dealership for $1,800 would be a better financial decision since it would cost less than the cash advance option.
Instead, Julian could try to negotiate with Tom for a payment plan or explore other financing options with lower interest rates.
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in addition to empowering and rewarding service providers, as well as offering instrumental support, service managers are advised to
In addition to empowering and rewarding service providers, as well as offering instrumental support, service managers are advised to be consistent and predictable in their support .
1. Communicate clear expectations: Clearly define the roles and responsibilities of service providers, so they understand what is expected of them.
2. Provide training and development: Offer opportunities for skill development and knowledge enhancement to help service providers excel in their roles.
3. Encourage teamwork and collaboration: Foster a culture of cooperation and open communication among service providers to improve overall performance and customer satisfaction.
4. Monitor and evaluate performance: Regularly assess the performance of service providers and provide constructive feedback for improvement.
5. Recognize and celebrate success: Acknowledge and reward the achievements and hard work of service providers to boost morale and motivation.
By following these steps, service managers can ensure that they are effectively managing their service providers, leading to improved service quality and customer satisfaction.
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Why is it difficult to explain cross-country income differentials without resorting to cross-county differences in productive efficiency?
a. The capital coefficient in the production function is too large.
b. The capital coefficient in the production function is too small.
c. Technological growth rates vary too much across countries.
d. Technological growth rates vary too little across countries.
"Why is it difficult to explain cross-country income differentials without resorting to cross-county differences in productive efficiency?" implies it is difficult to explain income differences between countries without considering their differences in productive efficiency. The correct option is C, technological growth rates vary too much across countries.
What are cross-country income differentials? Cross-country income differentials are differences in income levels between countries. These differences are not just minor, but they are massive. In certain regions, the difference between the two countries is so great that people living in one country earn only a fraction of what people living in the other country earn. Productive efficiency in addition to population density and average education level, the productivity of a country's economy is determined by factors such as natural resources, capital stock, and technological advancement. Productive efficiency is a concept that measures the efficiency with which a particular economy or firm utilises its factors of production to produce a particular amount of output.
Technological growth rates vary too much across countries. In general, countries with higher productivity tend to have a higher per capita income. One of the primary reasons for differences in productivity levels across countries is technological growth rates. The speed at which countries adopt new technology and its influence on production efficiency is an important drivers of cross-country income differences. Technological growth rates vary significantly across countries, resulting in disparities in productivity levels, which in turn causes cross-country income differences.
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the level of production that generates just enough revenue to cover its total operating costs is called the:
The level of production that generates just enough revenue to cover its total operating costs is called the breakeven point.
To compute the break-even point, the total cost and revenue functions must first be determined. The break-even point is used to assess the profitability of an organization. An organization should aim to sell goods above the break-even point to make a profit.
The following formula may be used to compute the break-even point in terms of quantity: BEP (in Units) = Fixed Costs / (Selling Price per Unit – Variable Cost per Unit)
The following formula may be used to compute the break-even point in terms of revenue: BEP (in Revenue) = Fixed Costs / (Total Revenue per Unit – Variable Cost per Unit)In brief, the break-even point is a point of no loss or profit. It is critical for businesses to understand where their break-even point is, as this is the point at which they will start to make a profit.
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which of the following are consequences of hyperinflation? check all that apply.people cash their paychecks more quickly.wages and prices spiral upward.people keep more
The consequences of hyperinflation are people cash their paychecks more quickly, wages and prices spiral upward, people keep more money in non-monetary assets, and savings get wiped out. Hyperinflation is a phenomenon that results from an increase in the supply of money and a corresponding decline in the value of currency.
1. People cash their paychecks more quickly: When hyperinflation hits an economy, people start to lose confidence in the value of money. As a result, they begin to rush to cash their paychecks as quickly as possible before the value of money decreases any further.
2. Wages and prices spiral upward: With the decline in the value of money, wages and prices also start to increase at a faster rate. In such a situation, the cost of living becomes expensive, and the purchasing power of money decreases.
3. People keep more of their money in non-monetary assets: As a result of hyperinflation, people start to lose faith in paper currency and begin to invest in non-monetary assets such as real estate, precious metals, and other tangible assets that can retain their value during inflation.
4. Savings get wiped out: Hyperinflation can wipe out savings overnight, causing people to lose their life savings, pensions, and other financial investments. In such a situation, people are forced to use their savings to purchase basic goods and services, leading to financial distress.
Hyperinflation can have severe consequences for an economy, resulting in the erosion of the value of money, loss of confidence in the banking system, and economic instability. It can also result in social and political unrest, making it crucial for policymakers to take appropriate measures to prevent it.
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the flow of costs in a job order cost system question 16 options: measures product costs for a set time period. involves accumulating manufacturing costs incurred and assigning the accumulated cost to work done. generally follows a lifo cost flow assumption. cannot be measured until all jobs are complete.
In a job order cost system, the flow of costs involves accumulating manufacturing costs incurred and assigning the accumulated cost to work done.
What is a job order cost system?Job order cost system refers to a method of costing where manufacturing overhead costs, direct materials costs, and direct labor costs are accumulated for a particular job. This system is mostly used when producing goods that have unique features and is commonly used in businesses that provide tailored services like building custom furniture or repairing cars.
When manufacturing a product, the job order cost system involves the following steps:
Direct materials acquisition
Direct labor costs incurred
Manufacturing overhead costs are incurred
Total manufacturing cost calculation and allocation of cost to jobs
Goods completion and the allocation of job costs to finished products
For a particular job, the cost of each step is accumulated, making it easier to track costs and determine the profitability of each job. At the end of each job, the cost is transferred from Work in Progress inventory to Finished Goods inventory.
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a bond has a $1,000 par value, 12 years to maturity, and a 7% semiannual coupon and sells for $985. what is the ytm? the right formula is a. 1,000
The YTM for this bond is approximately 7.28%.
The yield to maturity (YTM) is the rate of return an investor would earn if they bought the bond at its current market price and held it until maturity. To calculate the YTM for this bond, we can use the following formula:
PV = (C/(1+r)^1) + (C/(1+r)^2) + ... + (C+Par Value/(1+r)^n)
where:
PV = Present value of the bond (985)
C = Semiannual coupon payment (0.07 * 1,000 / 2 = 35)
r = Yield to maturity (unknown)
n = Number of semiannual periods (12 years * 2 = 24 periods)
Using this formula and solving for r, we get:
985 = (35/(1+r)^1) + (35/(1+r)^2) + ... + (35+1,000/(1+r)^24)= 7.28%.
We can solve for r using trial and error or using financial calculators or software. The YTM for this bond is approximately 7.28%.
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the system of tradable allowances for carbon dioxide proposed by president obama: i. would be easy to implement today if not for the political in-fighting in congress. ii. would create incentives for firms to move toward the use of fuels that contribute less to global warming (such as nuclear, solar, and so forth). iii. would create large revenues for the government, but do little to increase economic efficiency.
The proposed system of tradable allowances for carbon dioxide by President Obama would create incentives for firms to move towards the use of fuels that contribute less to global warming. The correct answer is option ii.
Tradable allowances for carbon dioxide refer to a policy that will limit the total amount of carbon dioxide that can be emitted by a group of polluters or industries by creating a market for the right to emit carbon dioxide. The policy would have a specific limit on the total amount of carbon emissions allowed.The industries that would emit fewer amounts of carbon dioxide than their allocated limit would be able to sell their permits to other industries or firms that exceeded their limit. This would create an incentive for firms to reduce their carbon dioxide emissions and use cleaner fuels such as nuclear or solar power.
The statement "would create large revenues for the government, but do little to increase economic efficiency" is false. The system would create a market for carbon dioxide allowances, generating revenues for the government. It would also encourage the firms to invest in cleaner and more efficient production technologies, which will lead to increased economic efficiency as well.
However, the statement that "would be easy to implement today if not for the political in-fighting in congress" is not entirely true or false. It is a subjective statement as the level of ease of implementing the policy is dependent on various factors such as political will, government support, and funding. Congress has a significant role to play in passing the laws and regulations that would enable the implementation of the system. The correct answer is option ii.
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in an effort to streamline their processes, the manager of a dry cleaning chain has developed a sipoc diagram. which of the following components would be considered an input to the dry cleaning process? a. detergent and cleaning instructions b. the washing of the clothes c. the detergent vendor d. clean clothes and invoices
The option A "detergent and cleaning instructions" qualifies as an input to the dry cleaning process, that is, the detergent and cleaning instructions.
SIPoC, which stands for Suppliers, Inputs, Processes, Outputs, and Customers, is a tool used by organizations to help identify key operational elements and their connections in the context of a process. An input is defined as a "material, energy, or data that enters a system to be processed into useful information or to achieve an output" in the context of the SIPoC framework. In the dry cleaning process, detergent and cleaning instructions are inputs that are used to create a useful output.
To create a useful output, a dry cleaning operation must have access to high-quality cleaning solutions and instructions. The detergent and cleaning instructions are the input in the dry cleaning process. The washing of the clothes, detergent vendor, and clean clothes and invoices are not the components that qualify as inputs to the dry cleaning process as they are either the process or the output of the process.
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among the property-casualty insurance company's liabilities, the expected administrative and related costs associated with sending an adjuster to settle a claim is called the
Among the property-casualty insurance company's liabilities, the expected administrative and related costs associated with sending an adjuster to settle a claim is called the Adjustment expenses.
This expense should be recorded on the insurer's financial statements as a liability because the expected administrative and related costs associated with sending an adjuster to settle a claim are considered a necessary expense of the insurance business.
Adjustment expenses are considered a current liability and are recognized in the same year in which they are incurred by the insurer.
A property-casualty insurance company's liabilities include the costs associated with sending an adjuster to settle a claim, which is an expected administrative and related expense.
The adjustment expenses are a necessary expense of the insurance business and should be recorded on the insurer's financial statements as a liability.
However, the amount of the adjustment expenses recognized on an insurer's financial statements is only an estimate because the costs of settling claims can fluctuate, and there are uncertainties associated with the claims settlement process.
Insurance companies typically maintain a claims reserve, which is an amount set aside to pay for expected future claims settlement costs.
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a business practice in which a buyer firm attempts to identify suppliers who will produce products according to the buyer firm's specifications is referred to as .
The term for a business practice in which a buyer firm attempts to identify suppliers who will produce products according to the buyer firm's specifications is known as sourcing.
What is sourcing?Sourcing is a business practice in which a buyer firm attempts to identify suppliers who will produce products according to the buyer firm's specifications.
Sourcing aims to find the most cost-effective and highest-quality materials, goods, and services to meet the needs of a company's clients. Sourcing is important in today's business world because it can help a company stay competitive by improving efficiency and lowering costs.
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g assume a firm increases its revenue by $10,000 while increasing its cost of goods sold by $8,500. all other items on the income statement stay the same. how much additional tax will the firm owe if its marginal tax rate is 21%
To calculate the additional tax owed by the firm, we need to calculate the additional taxable income created by the increased revenue and increased cost of goods sold.
First, we need to calculate the additional gross profit that the firm made. Gross profit = Revenue - Cost of goods sold
Additional gross profit = $10,000 - $8,500 = $1,500
Next, we need to calculate the additional taxable income. Taxable income = Net income + Tax deductionTax deduction = $0 (as all other items on the income statement stay the same)
Net income = Gross profit - Operating expenses
Taxable income = $1,500 - $0 (no operating expenses have been provided)Taxable income = $1,500Now we can calculate the additional tax owed by the firm using the marginal tax rate.
Additional tax = Marginal tax rate x Additional taxable incomeAdditional tax = 21% x $1,500 = $315Therefore, the firm will owe an additional $315 in tax if its marginal tax rate is 21%.
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t is covered by an accidental death and policy that has an irrevocable beneficiary what action will the insurance company take if t requests a change of beneficiary
The action that the insurance company will take if T requests a change of beneficiary is that the request will be denied.
The action that the insurance company will take if T requests a change of beneficiary for an Accidental Death and Dismemberment (AD&D) policy with an irrevocable beneficiary is that the request will be denied, as an irrevocable beneficiary cannot be changed without their consent. The insurance company is obligated to follow the terms of the policy and cannot make changes without the consent of the irrevocable beneficiary.
An irrevocable beneficiary is a designated beneficiary who cannot be changed without their consent. In other words, once an irrevocable beneficiary is named, that person or entity cannot be removed or changed as the beneficiary of the policy without their permission.
The primary advantage of naming an irrevocable beneficiary is that it ensures that the beneficiary will receive the death benefit of the policy, regardless of any changes that may occur in the policyholder's personal or financial circumstances. This can provide a sense of security and peace of mind for both the policyholder and the beneficiary.
However, the downside of naming an irrevocable beneficiary is that it limits the policyholder's flexibility to make changes to the policy. If the policyholder wants to change the beneficiary, they must obtain the consent of the irrevocable beneficiary, which can be difficult or impossible in some cases.
The complete question is
T is covered by an Accidental Death and Dismemberment (AD&D) policy that has an irrevocable beneficiary. What action will the insurance company take if T requests a change of beneficiary?
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the timing strategy is based on the idea that the period in which income is taxed affects the tax costs of the income. group startstrue or falsetrue, unselectedfalse, unselected
The timing strategy is based on the idea that the period in which income is taxed affects the tax costs of the income. The given statement is True.
What is a timing strategy?A timing strategy refers to a financial arrangement that involves manipulating the timing of revenue, expenses, or cash flows in order to accomplish a specific result. A timing strategy might also refer to the method of selling securities, such as stock or bonds, in order to gain an advantage from market movements.
What is the purpose of a timing strategy?A timing strategy is utilized to boost a company's financial performance by exploiting tax code provisions that encourage specific behavior. This strategy requires the company to either hold off on reporting income or to accelerate expenses in order to offset gains. Essentially, the timing strategy aims to shift income from one period to another in order to reduce tax liability.
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generally, fixed-income investors are subject to which of the following risks? a. interest rate risk. b. default risk. c. purchasing power risk. d. all of the available choices are correct.
All of the available choices are correct. Fixed-income investors are subject to a variety of risks, including interest rate risk, default risk, and purchasing power risk. Interest rate risk refers to the risk that an investment’s value will decline due to a change in interest rates.
Default risk refers to the risk that the issuer of a bond or other fixed-income security will fail to make interest or principal payments when due. Purchasing power risk is the risk that an investor’s money will lose its purchasing power due to inflation.
All of these risks can have an adverse effect on the value of a fixed-income security, and all should be taken into consideration when evaluating potential investments.
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forco, a foreign corporation not engaged in a u.s. trade or business, received an $800,000 dividend from usco, a domestic corporation. forco incurred $75,000 in expenses related to earning the dividend. all of usco's income is from u.s. sources. forco is eligible for an income tax treaty that limits withholding on dividends to 10%. what is the withholding tax on the dividend paid to forco?
The withholding tax on the dividend paid to Forco is $72,500.
Here's how to calculate it:Dividend = $800,000
Expenses = $75,000
Taxable Dividend = $725,000
Withholding Rate = 10%Tax Withheld = $72,500:
The withholding tax on the dividend paid to Forco is $72,500. Forco is eligible for an income tax treaty that limits withholding on dividends to 10%.
The dividend received by Forco is $800,000, and it incurred $75,000 in expenses related to earning the dividend. To calculate the taxable dividend, we subtract the expenses from the dividend as follows:Taxable Dividend = $800,000 - $75,000 = $725,000.
The withholding rate is 10% because of the tax treaty, and we can calculate the tax withheld by multiplying the taxable dividend by the withholding rate:Tax Withheld = $725,000 x 10% = $72,500.
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which of the following statements concerning taxation is true? a.corporations pay federal, and often state, income taxes. b.only the owners must pay taxes on corporate income. c.corporations pay federal income taxes but not state income taxes. d.corporations pay income taxes but their owners do not.
Option a. Statements regarding taxation are accurate because corporations pay federal and frequently state income taxes.
Who is liable for corporation income tax?Profits from both public and private businesses are subject to corporate income tax. Exceptional standards apply to organizations that structure a duty bunch and to organizations that own 5% or a greater amount of another organization.
Profits from both public and private businesses are typically subject to corporate income tax. Foundations and associations are also required to submit corporate income tax returns in some instances.
Corporate income tax is not paid by some legal entities, such as financial investment institutions. Corporate income tax may not apply to certain legal entities that pool their investments.
Profits earned by natural persons, such as self-employed individuals, are subject to taxation on their personal income tax returns.
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assume the real rate was 9.5% and the inflation rate was 4%. using the fisher effect, what was the nominal rate? multiple choice 13.88% 12.88% 12.12% 11.50% 9.50%
The Fisher Effect relates the nominal interest rate, inflation rate, and the real interest rate. The formula for the Fisher Effect is: Nominal Interest Rate = Real Interest Rate + Inflation Rate.
Using the given information, we can substitute the values in the formula to calculate the nominal interest rate. Real rate = 9.5% Inflation rate = 4% Nominal Interest Rate = 9.5% + 4% = 13.5% Therefore,The formula for the Fisher Effect is: Nominal Interest Rate = Real Interest Rate + Inflation Rate. the nominal interest rate is 13.5%. However, none of the given answer choices match this calculated value. The closest option is 13.88%, which is approximately the rounded-up value of the calculated nominal rate. Therefore, the correct answer would be 13.88%.
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in an economy the unemployment rate is 10% and the inflation rate is 1%. an appropriate fiscal policy in this phase of the business cycle would be to
The appropriate fiscal policy in this phase of the business cycle would be to implement expansionary fiscal policy.
Expansionary fiscal policy is a macroeconomic policy that increases government spending or reduces taxes to boost aggregate demand and stimulate economic growth. In the business cycle, it is used to help an economy that is in a recessionary phase. By expanding the money supply, governments can put more money into the economy, allowing it to expand.
To summarise, in an economy where the unemployment rate is 10% and the inflation rate is 1%, the appropriate fiscal policy in this phase of the business cycle would be to implement Expansionary Fiscal Policy to increase government spending or reduce taxes to boost aggregate demand and stimulate economic growth.
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true or false? product differentiation is important, but other means, like advertising, are important too. if advertising can get more customers to choose a firm's product, its demand curve will become more inelastic (steeper) and cause demand for the firm's product to increase (rightward shift). select the correct answer below: true false
The statement if advertising can get more customers to choose a firm's product, its demand curve will become more inelastic and cause demand for the firm's product to increase is false because The goal of product differentiation is to create a competitive advantage or make your product superior to substitutes in the market.
In other words, you not only want to stand out from the competition, but you also want to stand above them. When products are differentiated, the demand structure for a particular product allows manufacturers to raise prices without losing total demand, as they will be able to retain the customers who place the highest value. for the specific variant they offer. Advertising messages are used to inform, persuade and remind customers of your brand.
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ayla really wants her employees to believe in what they are doing. she provides a vision and motivates them to think about how they can contribute to the goals of the organization. this is an example of what kind of leadership? group of answer choices laissez-faire leadership transactional leadership authentic leadership transformational leadership situational leadership
Ayla really wants her employees to believe in what they are doing. She provides a vision and motivates them to think about how they can contribute to the goals of the organization. This is an example of transformational leadership.
Transformational leadership is a form of leadership that encourages, supports, and encourages innovation and creativity among employees. It's all about leading by example by providing a vision of a better future that will benefit everyone in the organization.
In transformational leadership, the leader creates an atmosphere of inspiration that encourages employees to be self-motivated and proactive. This type of leader is a good listener, has an optimistic view of their subordinates' abilities and inspires them to perform at their best and foster a sense of camaraderie, trust, and respect.
This approach is aimed at instilling confidence in employees by allowing them to believe in their own abilities and value to the company.
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unlike affirmative action, diversity: group of answer choices can exist even if organizations do not take purposeful steps to create it. focuses on creating employment opportunities for minorities and women. is basically a punitive approach to create a positive work environment. is required by law for private employers with fifty or more employees.
Unlike affirmative action, diversity is basically a punitive approach to create a positive work environment. Option C is the correct answer.
Affirmative action is really a coercive strategy. Contrarily, the overall goal of diversity initiatives is to foster an atmosphere where no one is disadvantaged or advantaged, where "we" refers to everyone, where everyone can perform at their highest level, where differences are valued rather than downplayed, and where everyone feels at ease. Option C is the correct answer.
Hence, diversity initiatives aim to benefit both enterprises and their workers by encouraging organizations to respect all types of differences, in contrast to affirmative action, which penalizes corporations for failing to achieve particular sex and racial ratios in their workforces. When employees and clients of a company exhibit a wide range of demographic, cultural, and personal distinctions, then that organization is said to be diverse. Option C is the correct answer.
The complete question is, "Unlike affirmative action, diversity: group of answer choices
A. can exist even if organizations do not take purposeful steps to create it.
B. focuses on creating employment opportunities for minorities and women.
C. is basically a punitive approach to create a positive work environment.
D. is required by law for private employers with fifty or more employees."
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becky fenton has 100/200/110 automobile insurance coverage. if two other people are awarded $145,000 each for injuries in an auto accident in which becky was judged at fault, how much of this judgment would the insurance cover?
The amount of this judgement that the insurance would cover is $200,000.
What does automobile insurance coverage imply?
Automobile insurance coverage is the maximum amount of money an insurance company will pay out to a policyholder if they are involved in an accident or experience damage to their automobile.
The amount of coverage differs from state to state and from policy to policy.
What is the coverage that Becky Fenton has?
The automobile insurance coverage that Becky Fenton has is 100/200/110.
What does 100/200/110 coverage imply?
The following is what each of these terms indicates:
$100,000 bodily injury liability per person
$200,000 bodily injury liability per accident
$110,000 property damage liability per accident
Therefore, the amount of this judgement that the insurance would cover is $200,000.
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Suppose Americans began purchasing real assets in Europe. How would this impact the foreign exchange market for the euro and the dollar price of the euro?
Demand for euro / Dollar price of euro
Decrease / Increase
Increase / Decrease
Increase / Increase
Decrease / Decrease
Decrease / Not Change
a factory manufacturing firework is inspected by insurers and found to have excellent safety protocols and good training for the staff what are the protocols and training examples of
A firework factory's safety practices could include methods to put out fires, frequent inspections, and emergency protocols. Chemical handling, protective equipment use, and safe machine operation are all included in staff training.
What kind of threat is an explosive?Two well-known examples of explosives are TNT and dynamite. A material (or combination of chemicals) that is intended to generate an effect by heat, light, sound, gas, smoke, or a combination of these as a result of non-detonative self-sustaining exothermic chemical reactions is referred to as a pyrotechnic substance.
What safety measures apply to explosives?When dealing with potentially explosive compounds, always wear the proper PPE, such as the necessary gloves, lab coat or apron, safety goggles used in conjunction with a face shield, and explosion-proof shields.
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during its first year of operation, xyz company has taxable income of $90,000 and accounting income of $94,000. assuming a tax rate of 30%, compute the deferred income tax amount
Given, taxable income = $90,000
Accounting income = $94,000Tax rate = 30%
We need to calculate the deferred income tax amount.
Difference between taxable income and accounting income = $94,000 - $90,000 = $4,000.
Taxable income is lower than accounting income, therefore the company will pay fewer taxes this year than it will in the future.
The difference between the amount of taxes the company will pay in the future (based on accounting income) and the amount of taxes it will pay this year (based on taxable income) is the deferred income tax.
So, deferred income tax = Difference in taxable income and accounting income x Tax rate= $4,000 x 30%= $1,200
Hence, the deferred income tax amount is $1,200.
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