The TCS process for business continuity management is handled by Head of Corporate Security for Asia, who manages fraud risk and information security.
A business is defined as an organization or enterprising entity engaged in business, business, or professional sports. Businesses may be for-earnings entities or non-income organizations. Enterprise sorts variety from constrained liability corporations to sole proprietorships, organizations, and partnerships.
Agencies assist society first through the distribution of goods and services which might be vital for survival. Moreover, they invent employment possibilities that help individuals inside the society earn an profits to have the funds for their desires.
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which economic system has no formal government
Market economic system
Julie is looking to sell her flower shop. She should hire a(n) _____ to help her find a buyer and negotiate the sale.
a. business broker
b. real estate broker
c. investment broker
d. stock broker
Answer:
B is the answer for the question
In looking for who to help her with the sale of her flower shop, Julie should look for a a. business broker.
A business broker:
Helps facilitate the sale of a business Ensures that relevant legal requirements are met Helps a business owner find others who want to buy businessesJulie's flower shop is a business so if she wants to sell it, she should look for a business broker to help her with the transaction.
In conclusion, Julie needs a business broker.
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An assembly line consists of 21 tasks grouped into 5 workstations. Each task consumes 4 minutes. The largest assigned cycle time is 20 minutes. The efficiency of this line is about ____ %.
Answer:
84%.
Explanation:
A task consumes 4 minutes
21 tasks consumes = 21 task * 4 minutes = 84 minutes
No of Workstation = 5
Cycle time = 20
Efficiency = Total task time / (Cycle time * Number of workstations)
Efficiency = 84 /(20*5)
Efficiency = 84 / 100
Efficiency = 0.84
Efficiency = 84%
Thus, the efficiency of this line is 84%.
How do you evaluate a credit report? What specific problem areas did you notice in the sample credit report? What credit score would you give this person, and what suggestions would you make to help him improve his credit score?
1. To evaluate a credit report objectively, one must study and analyze the following information:
Personal details of the customerCredit summaryInquiries made on the customerForeclosures and repossessionsPublic records on bankruptcies.2. The specific problems that one can notice in a sample credit report are in the areas of credit summaries, foreclosures, and bankruptcies.
3. The simple suggestions for improving a person's credit score include:
Checking credit reports regularlySetting up automatic bill paymentsDrastically reducing overall debtsNot rushing to close old accountsRefrain from requesting too much credit.What is a credit report?A credit report is a periodic summary of one's credit activities and current credit situation.
A credit report includes credit repayment history and the statuses of credit accounts.
Potential lenders and creditors use credit reports to assess whether to offer more credit and terms.
Thus, regular evaluation of a credit report ensures accurate and complete credit information.
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True or False: Under the average-cost pricing policy, the cable company has no incentive to cut costs.
Answer:
True.
Explanation:
The cable company will not have any incentive to cut costs. This is because it knows that its costs will be averaged to determine the average cost to which a certain percentage is then added to arrive at the selling price. Having the cost averaged in this way will not motivate the cable company to seek cost minimization strategies that it could use to increase its income.
Define the term packaging
Answer: Packaging is the science, art and technology of enclosing or protecting products for distribution, storage, sale, and use. Packaging also refers to the process of designing, evaluating, and producing packages
Explanation:
Assuming that the mandate to a portfolio manager was to invest in a broadly diversified portfolio of U.S. stocks, which two or three indexes should be considered as an appropriate benchmark? Why?
Answer:
Indexes are used as a benchmark to evaluate portfolio performance. In this case, we must be sure the index is consistent with our investing universe. If we are investing worldwide, we should not judge our performance relative to the DJIA which is limited to 30 US Blue-chip stocks. The most widely followed stock on the Benchmark indexes NASDAQ composite, the Wilshire 5000, S&P 500 and the NYSE Composite.
These indexes would be appropriate for portfolio managers wishing to construct a broadly diversified portfolio. The benchmark chosen should be similar to other assets chosen by the investor. The ideal index would match the portfolio. Normally, a standard index is used.
You place three orders for 100 soccer balls which cost $22 per ball. Receive all 300 ball. There is a delivery charge for $20 per order. What is your average cost per ball including delivery charges
Answer:
It should be $22.20
Explanation:
If you do 22 x 100 you get 2200 and add the $20. Then you divide 2220 by 100 and get $22.20.
Suppose there is perfect competition in the output market and the labor market and that the output price is $10 and the wage is $350 per hour. In this case, the demand for labor by the firm equals _____ hours.
Answer:
2 hours of labor
Explanation:
Labor is hired up to a point where the marginal product of labor * Price of the output = wage of the worker.
Thus, 35 * 10 = 350.
35 widgets are produced using 2 hours of labor.
McFerrin runs a manufacturing business. His company uses animal skin as raw material to manufacture leather products, such as bags and belts. Last week, the state government passed a new law considering the sentiments of environmental activists and animal lovers. The law bans the use and sale of leather entirely. How will this situation affect McFerrin’s business?
A.
affect his purchase of raw material
B.
affect the release of funds from banks
C.
affect the sale of goods out of United States
D.
affect the sale prices of goods
Answer:
I am pretty sure that your answer will be C. affect the sale of goods out of the U.S
Explanation: Because if you think about it, him not being able to use and sale the leathers is going to affect everyone in the long run, because he is a manufacturer, and probably manufactures to a lot of companies.
Answer:
A,
Explanation:
The Question states STATE government not federal. Automatically canceling C. The law put in place bans SALE AND USE of leather so he can not get access to leather hides let alone turn them into products to sell. Therefore affecting his purchase of raw materials.
Bateman Corporation sold an office building that it used in its business for $800,200. Bateman bought the building 10 years ago for $599,900 and has claimed $200,300 of depreciation expense. What is the amount and character of Bateman's gain or loss
Answer:
Gain= $400,600
Explanation:
First, we need to calculate the book value of the building:
Book value= purchase price - accumulated depreciation
Book value= 599,900 - 200,300
Book value= $399,600
If the selling price is higher than the book value, the company gain from the sale.
Gain/loss= selling price - book value
Gain/loss= 800,200 - 399,600
Gain= $400,600
When compared to married couple retirement households, single retirees have ________ household income.
a. less than half
b. less than one third
c. double
d. relatively the same
Answer:
a. less than half
Explanation:
Single retirees tend to have less than half of the household income as married couple retirement households. This is mainly due to the fact that married couples have two complete retirement incomes coming in every month. One for each individual in the relationship, many times one individual in the relationship is making much more in retirement than their spouse. Therefore, a single retiree would have less than half since they are alone and only getting one retirement check, so if they worked in the same field as the married couple they would still only be getting half of what the married couple make.
Valuing semiannual coupon bonds Bonds often pay a coupon twice a year. For the valuation of bonds that make semiannual payments, the number of periods doubles, whereas the amount of cash flow decreases by half. Using the values of cash flows and number of periods, the valuation model is adjusted accordingly.
Assume that a $4,000,000 par value, semiannual coupon U.S. Treasury note with three years to maturity (YTM) has a coupon rate of 3%. The yield to maturity of the bond is 7.60%. Using this information and ignoring the other costs involved, the value of the Treasury note s $2 9 S,38230 ▼ Based on your calculations and understanding of semiannual coupon bonds, complete the following statements Assuming that interest rates remain constant over the life of the note its price should
The T-note described is currently selling at a discount ▼ be expected to formula is assumed to have a value of ▼ as the T-note approaches maturity , when valuing a semiannual coupon bond, the time period (N) in the present value periods ー Grade It Now Save & Continue Continue without saving
Answer:
market value of treasury notes
PV of face value = $4,000,000 / (1 + 3.8%)⁶ = $3,197,981
PV of coupon payments = $120,000 x 5.27644 = $633,173
market value = $3,831,154
the T-note is being sold at a discount since the YTM is higher than the coupon rate. As the bond approaches maturity, its market value should increase.
What is inexpensive and designer clothing?
Rue La La. Rue La La offers designer brands at up to 70% off retail prices through “Boutique” sales - think flash sales by designer. ...
Neiman Marcus Last Call. ...
6PM. ...
Gilt. ...
Bluefly. ...
Nordstrom Rack.
Under what conditions do you think the U.S. dollar might weaken against other major currencies (i.n. the euro, yen and yuan)
Answer:
In simple words, Currency depreciation relates to the decrease in the worth of the dollar compared to some other economy in the sense regarding U.S. dollar. The weakening of the US dollar will lead to a number of economic variables. They include fiscal system, increasing rates or rising prices, currency request, economic development, and rates for exports.
A mirror should be centered on a wall. The mirror is 4 feet wide and the wall is 20 feet wide. Which equation helps determine the distance x on each side of the mirror?
Answer:
A). x + 4 + x = 20
Multiple-choices
A). x + 4 + x = 20
B). 4 + x + 4 = 20
C). x = 20 + 4 + 4
D). 4 = 20 + x + x
Explanation:
The mirror will be in the middle of a wall which is 20 feet wide.
If the mirror is 4 feet, then 4 will be in the middle.
X will be on either side of the 4feet mirror.
Therefore:
x + 4 + x =20
Barra was to blame those she consulted with for decisions that turned out wrong, but York credit for decisions that turned out right, she would be suffering from the
If Barra was to blame those she consulted with for decisions that turned out wrong but took credit for decisions that turned out right, she would be suffering from the d) self-serving bias.
What is self-serving bias?Self-serving bias refers to the common habit of taking credit for positive events or outcomes but blaming outside forces for negative outcomes.
Age, culture, clinical diagnosis, and more factors affect a person's self-serving bias. Self-serving bias is widely popular.
In this case, Barra is not affected by actor/observer difference, stereotyping effect, self-fulfilling prophecy, or fundamental attribution error.
Thus, when Barra takes credit for the right outcomes but turns to blame outside forces when the outcome turned out wrong, she is suffering from self-serving bias.
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Kahn Inc. has a target capital structure of 60% common equity and 40% debt to fund its $10 billion in operating assets. Furthermore, Kahn Inc. has a WACC of 13%, a before-tax cost of debt of 10%, and a tax rate of 40%. The company’s retained earnings are adequate to provide the common equity portion of its capital budget. Its expected dividend next year D1 is $3, and the current stock price is $35.
a. What is the company’s expected growth rate?
b. If the firm’s net income is expected to be $1.6 billion, what portion of its net income is the firm expected to pay out as dividends?
Answer and Explanation:
The computation is shown below
a. Given that
WACC = 13%
Before-tax cost of debt = 10%
As we know that
WACC = After tax Cost of debt × Weight of debt + Cost of equity × weight of equity
13% = 10% × (1 - 0.40) × 0.40 + X × 0.60
13% = 6% × 0.40 + X × 0.60
13% = 2.4% + X × 0.60
10.6% = X × 0.60
X = 17.67%
Now
Cost of equity = D1 ÷ Price + g
0.1767 = $3 ÷ 35 + g
g = 9.10%
Now
B) Growth rate = (1 - payout ratio) × ROE
.0910 = ( 1 - X) × 0.2667
Payout ratio = 65.88
As we know that
ROE = net income ÷ shareholders equity
= $1.6 billion ÷ $6 billion
= 26.67%
Now the portion of the net income for the dividend would be
= 65.88 × $1.6 billion
= 1.054 billion
Companies should kick-off sustainability efforts with diagnosis because: diagnosis is easier to understand than other aspects of change it helps focus employees on what needs to change sustainability requires employees to be compliant and that requires diagnosis all of the above none of the above
Answer: It helps focus employees on what needs to change
Explanation:
For change in anything to be implemented, there needs to be a recognition of what it is that is lacking that needs to be changed.
This is why diagnosis is very important. It shows the company what they need to change in order to be more sustainable and when the company is aware of these things, their employees will become more focused on those things with the view to change them.
You are 18 years old, opening your first savings account, and are considering three options: BANK A is not FDIC insured, has an interest rate of 5%, and a minimum deposit of $25. BANK B is FDIC insured, has an interest rate of 0.01%, and a minimum deposit of $50. Bank C is FDIC insured, has an interest rate of 0.02%, and a minimum deposit of $10,000. All three have fees competitive with other banks. Which bank is the best option?
Answer:bank b
Explanation:
All three have fees competitive with other banks, Bank B is the best option, Thus, option (b) is correct.
What is banks?The term bank refers to the financial institution offering the services related to the term money. The bank is manage financial system to handling accounts and manage the cash. The bank is the based on the main motive to the cash transaction. The charged the interest on the loan.
According to case, a person is 18 years old, opening first savings account. Bank B was the better choice. BANK B is FDIC insured, has an interest rate of 0.01%, and a minimum deposit of $50. It was the lowest amount of the deposit interest rate is 0.01%.
As a result, the significance of the bank B are the best option are the aforementioned. Therefore, option (b) is correct.
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Your question is incomplete, but most probably the full question was.
You are 18 years old, opening your first savings account, and are considering three options: BANK A is not FDIC insured, has an interest rate of 5%, and a minimum deposit of $25. BANK B is FDIC insured, has an interest rate of 0.01%, and a minimum deposit of $50. Bank C is FDIC insured, has an interest rate of 0.02%, and a minimum deposit of $10,000.
All three have fees competitive with other banks. Which bank is the best option?
Bank A
Bank B
Bank C
All 3 banks are equally good options
Again, Inc. bonds have a par value of $1,000, a 25 year maturity, and an annual coupon rate of 8.0% with annual coupon payments. The bonds are currently selling for $868. The bonds may be called in 6 years for 108.0% of par. What quoted annual rate of return do you expect to earn if you buy the bonds and company calls them when possible?
a) 9.39%
b) 12.21%
c) 13.42%
d) 10.13%
e) 8.30%
Answer:
b) 12.21%
Explanation:
The computation of the quoted annual rate of return is shown below:
Given that
Future value = $1,000 × 108% = $1,080
Present value = $868
NPER = 6 years
PMT = $1,000 × 8% = $80
The formula is shown below:
= RATE(NPER;PMT;-PV;FV;TYPE)
The present value comes in negative
After applying the above formula, the annual rate of return is 12.21%
Therefore the correct option is b.
A company wants to determine if its employees have any preference among 5 different health plans which it offers to them. A sample of 200 employees provided the data below. Calculate the chi-square test statistic to test the claim that the probabilities show no preference. Use alpha = 0.01.
Plan 1 2 3 4 5
Employees 30 55 18 32 65
a. 37.45
b. 55.63
c. 45.91
d. 48.91
Answer:
37.45
Explanation:
Given the data:
Plan 1 2 3 4 5
Employees (X) : 30 55 18 32 65
α = 0.01
Sample size (n) = 200
Preference among 5 different health plans
Expected value of data (E) :
Sum of employees / number of plans
= (30 + 55 + 18 + 32 + 65) / 5 = 40
Σ((X - E)^2 / E)
(((30 - 40)^2) / 40) + (((55 - 40)^2) / 40) + (((18 - 40)^2) / 40) + (((32 - 40)^2) / 40) + (((65 - 40)^2) / 40) = 37.45
Hence, the Chi square Test statistic = 37.45
Sinclair is considering the acquisition of new machinery that will produce uniform benefits over the next five years. The following information is available: Annual savings in cash operating costs:$460,000 Annual depreciation expense:$360,000 If the company is subject to a 20% tax rate, what denominator should be used to compute the machinery's payback period
Answer:
The denominator (net annual cash flow) = $440,000
Explanation:
The denominator (net annual cash flow)
Particular Amount
Saving in operating cost $460,000
Less: Depreciation $360,000
Net additional income $100,000
Income tax on above (20%) $20,000
Savings after tax $80,000
Add: Depreciation $360,000
Net annual cash benefit $440,000
The denominator (net annual cash flow) = $440,000
relationship between risk and return
Answer:
Generally, the higher the potential return of an investment, the higher the risk. There is no guarantee that you will actually get a higher return by accepting more risk. Diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.
Successful sales people?
what are the impact of tourism
positive:
New facilities for the tourists also benefit locals, eg: new roads
Greater demand for local food and craft
negative:
Overcrowding and traffic jams
Prices increase in local shops as tourists are often more wealthy than the local population
Buffalo Corporation reported net income of $415,720 in 2020 and had 208,000 shares of common stock outstanding throughout the year. Also outstanding all year were 40,500 options to purchase common stock at $11 per share. The average market price of the stock during the year was $15. Compute diluted earnings per share. (Round answer to 2 decimal places, e.g. 3.55.) Diluted earnings per share $
Answer:
Buffalo Corporation
Diluted earnings per share is:
$1.67 per share.
Explanation:
a) Data and Calculations:
Reported net income = $415,720
Common Stock outstanding = 208,000 shares
Options outstanding = 40,500 shares
Total outstanding shares = 248,500 shares (208,000 + 40,500)
Option price per share = $11
Market price per share = $15
Earnings per share = Net Income/Common Stock outstanding
Computation of diluted earnings per share:
Diluted Earnings per share = Net Income/Total outstanding shares
= $415,720/248,500
= $1.67
b) Buffalo's diluted earnings per share uses the total outstanding shares (common stock plus options stock plus all convertible securities) to divide into the net income. As the description implies, all convertible stocks are included in the calculation to arrive at the earnings per share.
It is important to gather as many accounting metrics as possible because they have intrinsic value and do not need a context in which to be understood.
A. True
B. False
Answer:
A. True
Explanation:
The intrinsic value is the value in which there is a worth of an asset.
It can be calculated as
Intrinsic value = Current price - Strike price
In the case when the accounting metrics are collected due to intrinsic value also there is no need of context for understand
So the given statement is true
hence, the correct option is A.
c
Which Energy career pathways work with renewable energy? Check all that apply.
Energy Conversion
Energy Generation
Energy Analysis
Energy Transmission
Energy Distribution
Answer:
bshahshshsjkdjdjxnx
Explanation:
energy analysis
energy distribution
energy conversion
What term describes a steady flow of income that funds the services for a community?
A. Revenue Stream
B. Cost of living
C. Tax Return
D. Deficit
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An revenue stream alludes to a consistent progression of pay that subsidizes the administrations for a local area. In this way, choice (A) is precise.
It is the cash created through different sources, like expenses, charges, fines, awards, or different types of pay, that an administration or association gets to help its tasks and offer fundamental types of assistance to general society.
Revenue streams are critical for keeping up with and further developing framework, medical care, schooling, public security, and other fundamental administrations. A very much oversaw income stream guarantees the monetary soundness of a local area or association, empowering it to meet its commitments and put resources into projects that benefit the local area overall.
In this manner, choice (A) is right choice.
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