What percentage of income do experts typically recommend people spend on
rent or mortgage payments?
A. 30 percent or less
B. 10 percent or less
C. 5 percent or less
D. 60 percent or less
SUBMI

Answers

Answer 1

Answer: A: 30 percent or less

Explanation:

Answer 2

Income experts suggest that people should spend 30 percent or less of their total income over their rent or mortgage payments. Hence, option A holds true.

What is a rent or a mortgage payment?

Making payment for the purpose of possession of an asset, which is not owned by such individual making the payment, is known as a rent or a mortgage payment. It only implies the right to use such asset in a manner prescribed.

Rent or mortgage payments are recurring in nature, and are to be paid out of the monthly income made by an individual. In order to lead a financially sound life, they shall not cross 30 percent of the total income.

Hence, option A holds true regarding the rent or mortgage payment.

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Related Questions

behaving ethically means doing more than just not breaking the law. businesses must also adhere to standards of moral behavior; that is, behavior accepted by society as right versus wrong. these standards are called

Answers

Ethics are the standards in place for acceptable behavior by society.

Being ethical entails more than simply not violating the law. Enterprises must also comply with moral behavior standards, that is, behavior that society accepts as right versus wrong. The Company's directors, officers, and employees must follow the Code of Business Conduct and Ethics.

The purpose of the Company's Code of Business Conduct and Ethics is to discourage wrongdoing, promote honest and ethical conduct, and ensure that the Company's business is carried out consistently, ethically, and legally to the most significant degree possible. It is designed to fulfill the requirement for senior financial officers to have a Code of Ethics. Employees may submit complaints or concerns about ethical concerns on a confidential basis.

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a major part of the strategy developer role of leaders is to help the firm deal effectively with its internal environment.

Answers

It is False. A major part of the strategy developer role of leaders is not to help the firm deal effectively with its internal environment.

What Do Organizational Leaders Do?

The organization one works for and the position one has have an influence on organizational leadership roles. Even though it's a crucial skill, "organizational leader" isn't the title that's most frequently used. Initial descriptions of organizational leaders refer to "high potential" workers (HiPos). They eventually move into organizational leadership positions with management and director-level titles like dean, provost, general counsel, chief financial officer (CFO), etc. as they advance in a firm, business, or nonprofit.

Managing and inspiring a team, using a problem-solving approach to solve any issues that may occur, creating team goals, and collaborating with other departments while bigger organizational goals are pursued are among the real day-to-day activities and responsibilities of an organizational leader.

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In the wrong hands, which of the following pieces of personal information would present the greatest risk for identity
theft?
a. credit card number
b. date of birth
c.phone number
d. place of birth

Answers

Answer:

a

Explanation:

with a credit card number that can access you money, name, and your d.o.b

with a d.o.b they cant do anything bc a lot of ppl have the same birthday

phone number they cant do anything bc more than 1 person have the same number like if someones bill wasnt paid, they recycle the #.

place of birth a lot of ppl were born at the same hospital

In the wrong hands, the credit card number would present the greatest risk for identity theft.

What is credit card number?

A credit card number is a string of numbers that appears on the front of the card. Its purpose is to find out who owns the credit card and who owns the account. It also aids in fraud prevention.

With the credit card number, the name, and date of birth of any person can be detected. They can't accomplish anything with a date of birth because so many people share the same birthday.

The credit card number poses the biggest risk of identity theft in the wrong hands.

Therefore, option a is correct.

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If you have an orientation where you read manuals and fill out paperwork, it is probably a _____.
a.
new hire orientation
b.
interactive orientation
c.
reorientation
d.
mentorship

Answers

Answer:

The answer should be B!

Explanation:

I took the test :)

An orientation where you read manuals and fill out paperwork is a new hire orientation.

What is new hire orientation?

New hire Orientation is done for new employee to know the work space they are just employed into.

This orientation are interactive and exercises that are engaging can be given to an employee that would require filling out some paperworks.

Therefore, an orientation where you read manuals and fill out paperwork is a new hire orientation.

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WHAT ARE TWO BENEFITS AND DRAWBACKS OF BEING A SOLE TRADER?

Answers

Explanation:

benefits of being a sole trader

The main benefit of being a sole trader is that you are your own boss and you can dictate the direction of the business.you keep all the profits and

you have maximum privacy.

drawbacks

Financing and business credit is harder to procurePotential credibility issue
establishing and operating your business is simple.


it's easy to change your legal structure later if circumstances change you can easily wind up your business.

what is one of the most common mistakes salespeople make? question 5 options: walking away too soon relying on charm offering discounts overselling

Answers

Overselling is one of the most common mistakes salespeople make.

The salesperson is responsible for greeting clients, assisting them to find gadgets in the shop, and ringing up purchases. To be successful as a sales clerk you have to have tremendous conversation abilities. a very good shop clerk meets income targets even as closing polite and useful to clients.

The definition of a sales clerk is a person who sells goods or offerings. An example of a shop clerk is a person who sells motors. a salesman or saleswoman. someone who is hired to sell services or products.

A salesperson is a person who sells a product or service, and his or her fundamental objective is making income. The sales clerk may also or might not definitely be passionate about the service or product.

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Which is the BEST goal to use when creating a marketing strategy?
O
raise awareness of the brand
increase sales by 5 percent
get more customers to visit the website
add teenagers to the target market

Answers

Answer:

I guess the answer is :- increase sales by 5 percent

an economic system in which the market largely determines what products get produced, who gets them, and how the economy grows is a economy.

Answers

Cards. economies in which the production of goods and services, their consumption, and the rate of economic expansion are largely determined by the market. The term used to describe this economic structure is capitalism.

In a capitalist economy, private people or companies own the capital assets. The labor force, which does not own the means of production but merely uses them on behalf of the capital owners, is employed by business owners (capitalists).

Exactly who gains from capitalism?

Individual capitalists are often rich persons who have a significant amount of capital (cash or other financial assets) invested in their businesses. They gain from capitalism by increasing their wealth through increased profits.

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Salaries and wages expense should have been accrued on december 31st, but the entry was not made. The result of this oversight is that.

Answers

Salaries and wages expenses should have been accrued on December 31st, but the entry was not made. The result of this oversight is that the liabilities are understated

Cash, inventory, property, accounts receivable, prepaid expenses, and equipment are examples of small-business assets. Lease obligations, short and long-term debt, accounts payable, and income taxes are all examples of liabilities. On a balance sheet, assets equal total liabilities plus owner's equity, so understating liabilities increases assets and owner's equity. This may make the company's financial situation appear more robust. Understating assets reduces profits, making the company appear weaker than it is. On an income statement, understatements have the same effect. On a cash-flow statement, understating liabilities increases cash flow, while understating assets decreases cash flow.

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I need help with a class on e2020 the class is College and Career readiness need help fast ​

Answers

Answer:

what's your question on it?

The cost of campaigning requires candidates to conduct extensive
activities.
O community service
O fund-raising
O illegal
O campaigning

Answers

Answer:

fund-raising

Explanation:

Running for a political office is an expensive affair. The candidate and political party require a lot of money to run a successful campaign. To raise funds needed to conduct campaigns, political parties and candidates organize fundraising activities and events.

Community service and campaigning are good platforms to woe voters but cannot generate funds to run for a political office.

since the central service technicians do not handle money, ethics considerations do not apply to them

Answers

It cannot be appropriate to state that since the central service technicians do not handle money, ethics considerations do not apply to them. hence, the given statement is false.

What do you mean by ethics?

In order to understand what is morally right or wrong, just or unjust, ethics examines the rational justifications for our moral judgments. In a broader sense, ethics considers how people interact with one another and with nature, as well as their own freedom, responsibility, and sense of justice.

Hence, It cannot be appropriate to state that since the central service technicians do not handle money, ethics considerations do not apply to them. the given statement is false.

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"Your question is incomplete, probably the complete question/missing part is:"

TRUE OR FALSE: Since Central Sterile Service technicians do not handle money, ethics considerations do not apply.

in a(n) blank , there are no tariffs or quotas when members trade, and each member maintains its own external tariff on goods arriving from countries in the rest of the world.

Answers

In a free trade area, there are no tariffs or quotas when members trade, and each member maintains its own external tariff on goods arriving from countries in the rest of the world.

What is a free trade area?

These areas are related among the group of countries that are committed to removing all barriers to the free flow of goods and services between each other but also pursuing an independent external trade policies.

In these area, there are usually no tariffs or quotas when members trade and each member maintains its own external tariff on goods arriving from countries in the rest of the world.

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Which of the following is the term used to describe costs which change day to day, week to week and month to month based on business activities?

Answers

Answer:

Variable costs

Explanation:

Variable costs is the term that describes business costs that vary with the production level. An increase in output increases the variable costs. Variable costs are progressive and increase or decrease with the production volume.

Examples of variable costs include raw material and distribution costs. Variable costs contrast with fixed costs, which remain constant throughout a financial period.

What characteristic is somewhat shared by perfect competition and
monopolistic competition?
Few sellers
O Unique products
Government controls
O
Ease of entering

Answers

Answer:

Ease of entering

Explanation:

The main difference between perfect competition and monopolistic competition is that firms sell a similar product in perfect competition. In monopolistic competition, firms sell differentiated products.

In both market structures, their many seller and buyers. There is the ease of entry and exit for suppliers. In both markets, there are no dominant suppliers.

What are the three ways through which a company tries to sell its products?

Answers

Answer:

Taking the time to talk about the quality of the product and explaining its purpose. And saying how it would be a good price for something like the product theyre selling hope this helped.....    :)

Explanation:

Companies will make ads, billboards, and commercials for their products.

5. Zen wants to become an artist, but artists are not easily employed . What economic influence might impact Zen's decision to choose this career path ? A.Consumer Prices
B. Consumer Spending
C. Unemployment
D. Gross Domestic Product

Answers

Answer:

C. Unemployment

Explanation:

Unemployment is a state where a jobless adult seeks to be hired but cannot find work due to a lack of employment opportunities. The unemployment rate is high when many people are looking for work, but only a few job opportunities are available.

Unemployment is present in every economy but is unevenly distributed in different sectors. In this case, there are few job opportunities for artists. It means the unemployment rate for artists is high. The high possibility of not being employed may influence Zen's decision on his career path.

an inflationary gap occurs when the as curve and the ad curve intersect of the potential gdp line.

Answers

An inflationary gap occurs when real GDP exceeds potential GDP and that brings a rising price level. An inflationary gap occurs when the AS curve and the AD curve intersect to the right of the potential GDP line. An inflationary gap is the difference between the current level of real GDP and the GDP that would exist if an economy was fully employed.

The current real GDP must be greater than the potential GDP for the gap to be termed inflationary. Assume that there is a national economy that produces 10,000 gallons of milk every week. However, the total weekly milk demand is 15,000 gallons.

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If 8,000 units are produced and sold, what is the variable cost per unit produced and sold?.

Answers

Take each variable cost and multiply by 8,000, then take the total and divide it by 8,000 to get the cost per unit.

Sum all the variable costs required to produce the unit to get the total variable cost of the unit produced. Multiply the variable cost of a unit of a product by the total number of units produced. The sum of this calculation is the total variable cost.

Definition: Unit variable cost is the cost of production for each unit produced that is affected by changes in a firm's production volume or activity level. Unlike fixed costs, these costs change as production increases or decreases.

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10 POINTS PLEASE HELP ASAP
What kind of product should a country produce to obtain the maximum gains from trade?

A.
Products that have the lowest opportunity cost of production.
B.
Products that have the highest opportunity cost of production.
C.
Products that need to be produced using the most expensive resources.
D.
Products that can be produced with a minimum number of resources.

Answers

Answer:

I wanna say D

Explanation:

hope that helps

The products that can be produced with a minimum number of resources  a country should  produce to obtain the maximum gains from trade. Thus option (D) is correct.

What is Trade?

Trade refers to the voluntary exchange of goods or services between economic actors. Since transactions are consensual, trade is generally considered to benefit both parties.

In finance, trading refers to purchasing and selling securities or other assets. In international trade, the comparative advantage theory states that trade benefits all parties.

Most classical economists advocate for free trade, but some development economists believe protectionism has advantages. In macroeconomics, trade usually refers to international trade, the system of exports and imports that connects the global economy.

A product sold to the global market is an export, and a product bought from the global market is an import. Exports can account for a significant source of wealth for well-connected economies.

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Pepsico entered into a long-term contract with a south african beverage company. The contract calls for the south african firm to produce and market pepsi products in the country. Pepsico will receive royalties on each case of sodas sold. This is an example of.

Answers

Joint venture

Pepsico signed a long-term agreement with a South African beverage company. The agreement calls for the South African company to manufacture and market Pepsi merchandise in the country. Pepsico will be compensated for each particular instance of soda sold. This is an example of a joint venture.

A joint venture is a partnership between two or more parties to develop a single organization or project for profit while sharing the risks involved with its development. The joint venture's parties must consist of at least two natural persons or entities.

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jane believes that adhering to laws and statutes will make her chemical manufacturing company both ethical and socially responsible. her company makes business decisions simply to avoid breaking the law. which theory of corporate social responsibility does jane most likely follow?

Answers

The theory of corporate social responsibility that Jane most likely follow is known as the government hand theory.

What is the corporate social responsibility?

It refers to the management concept whereby most companies integrate their social and environmental concerns in their business operations and interactions with their stakeholders.

The categories of corporate social responsibility includes:

Environmental ResponsibilityEthical ResponsibilityPhilanthropic ResponsibilityEconomic Responsibility.

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unlike other levels of management, these managers spend a fair portion of time supervising the work of their subordinates.

Answers

Low-level managers unlike other levels of management, these managers spend a fair portion of time supervising the work of their subordinates.

What is the role played by Low-level managers?

Low-level managers prioritize completing tasks and producing results while acting as mentors for the staff they are responsible for. First-line managers must support work-life programs whether or not top management does, as they are the managers who work directly with employees at the lowest level of an organization.

Therefore, Low-level managers unlike other levels of management, these managers spend a fair portion of time supervising the work of their subordinates.

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For all the women out there, what do y'all like a men to do for you for your birthday?
Just wondering because it's my girls birthday today and I what to surprise her with something good. Help me please.

Answers

Answer:

I'd like gifts or just spending more time with my partner, foods fine

Explanation:

Girls don't expect much and if you are willing to spend time and give a small gift, that's all

in this lesson, you will submit a yearly budget based on your current salary or the specific salary from the career path activity earlier in the lesson. your budget must reflect what you will spend as an adult living independently, without parents or roommates to help, on your own career salary. as you work to create your budget, please make sure that you complete all of the steps detailed in the lesson: calculate your income: determine your net income value by subtracting estimated taxes and fees from your gross income. calculate your expenses: estimate how much you will spend in a full year for each of the 11 categories listed in the lesson. put it all together: using the provided budget worksheet, compile and present calculated income and expenses. analyze your budget: determine if you are living within your means. if necessary, find ways to reduce expenses so that they are in line with your income.

Answers

A budget is largely a financial plan for a described length, typically a year this is acknowledged to significantly enhance the fulfillment of any financial task.

The non-public budget of an individual will be a surplus price range or deficit price range, or stability price range. it is surplus when earnings are extra than expenditure. it's far deficit whilst expenditure is extra than revenue, it is balanced when income is equal to the expenditure.

In a scenario in which the income is not sufficient to cover the expenditure, the individual can reduce a maximum of the costs to a manageable size, on way to make certain that there's extra money to fulfill the most pressing need at the factor in time.

The individual could make modifications to the budget using slicing down all costs that are not necessary, and that are not so essential in the interim. a good way to make money to be had for the ones object that has to do with the survival of the house along with meals, garb, and shelter. All the acquisition of luxury objects that may affect the finances ought to be removed from the price range until there is more money to satisfy them.

Budgeting is crucial in my existence because cash is a vital resource and it desires to be controlled nicely. It turned into easy as it became not real. maybe once I turn out to be a person, it will become difficult. A big buy credit will take a large part of the price range. The interest will take out those elements intended for things which means that I will make reasonably-priced purchases for those gadgets that may be adjusted.

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how can i write an email about the district manager attempting to convince them to use a single line system instead of multi-line system in place

Answers

Answer: Hello district manager, I have a suggestion I want to speak to you about. The subject of this conversation is the double line system we are currently using. In my opinion and experience, using a single line system has far more benefits than using a double line system. Using a single line system, documents use less pages which in turn reduce the amount of paper used to print those pages. Using a single line system can also be easier to read and comprehend. My suggestion to you is that we should replace our duble line system into a single line system. I hope you consider my suggestion.
Have a good day.

when an employee examines the rational aspects of a situation as well as the​ emotional, and uses observation and inquiry​ skills, which approach to decision making is being​ used?

Answers

A design thinking approach to decision making is being​ used when an employee examines the rational aspects of a situation as well as the​ emotional, and uses observation and inquiry​ skills.

What is a design thinking approach?

It is also called a human-centered approach to innovation that is anchored in understanding customer's needs, rapid prototyping, and generating creative ideas.

All these will transform the way you develop products, services, processes and organizations.

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individual activities and their durations are developed during the phase of the project life cycle.

Answers

By looking at the choices provided above, it can be said that the individual activities and their durations are developed during the planning phase of the project life cycle. Therefore, the option A holds true.

What is the significance of a planning phase?

The planning phase of a project life cycle can be referred to or considered as the first and introductory phase of a project. It is the phase in which the identification and selection of projects take place.

Therefore, the option A holds true and states regarding the significance of the planning phase of the project life cycle.

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The missing choices to the incomplete question have been added below for better reference.

The individual activities and their durations are developed during the __________ phase of the project life cycle.

A) planning. B) conceptualization. C) execution.

Gina is conducting a bank reconciliation. She finds that the reason why the
accounts do not balance is because of a service fee. This amount should be
OA. added to the bank balance
B. added to the book balance
OC. subtracted from the bank balance
OD. subtracted from the book balance

Answers

Answer:

C. subtracted from the bank balance

Explanation:

A service fee is an amount charged by banks for services rendered. It is an income to the bank but an expense to the business. The banks deduct service fees automatically from the customer's accounts. The amounts and the date that a service fee has been charged reflects as a deduction on the customer's bank statement.

In reconciliations, the service fee should be deducted from the bank's balance. It is money that belongs to the bank and should reduce the customer's bank balance.  

Answer:

D. Subtracted from the book balance

Hope this helps :)

What document outlines the terms and conditions under which a tenant occupies a property, and outlines the rights and responsibilities of both parties? a. lease c. rent-to-own contract b. purchase agreement d. home equity loan

Answers

Answer:

a. lease

Explanation:

Lease is defined as a contract agreement that states the amount a lessee pays to the lessor for use of a property.

Also various conditions of use are usually stated in the lease.

For example who will handle maintenance of the property.

These terms are agreed by both parties and is binding on them.

Information like the lease amount, due date, lessor, and lessee are stated

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