In the early 2000s, laws requiring banks and mortgage brokers to disclose the terms of home loans failed to prevent many Americans from entering into irresponsible mortgage agreements. This could have been the result of
Due to information overload in the early 2000s, laws requiring banks and mortgage brokers failed to prevent Americans from entering into irresponsible mortgage agreements.
What do you mean by mortgage?
A mortgage refers to the process of giving something up as a guarantee or collateral against a loan. A person may encounter a term when seeking a secure loan.
Thus, due to information overload in the early 2000s, laws requiring banks and mortgage brokers failed to prevent Americans from entering into irresponsible mortgage agreements.
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The profit-maximizing rule leaves room for cases where it is both possible and reasonable for a firm to operate at a loss over the long run.
It is a false statement that profit-maximizing rule leaves room for cases where it is both possible and reasonable for a firm to operate at a loss over the long run.
What is a profit-maximizing rule?The rule of profit maximization says that MC = MR where the MC means marginal costs and MR means marginal revenue.
As all costs are variable in the long run, then, a firm must always set its profit to zero by ceasing operation.
Therefore, It is false that profit-maximizing rule leaves room for those cases.
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E. In cell L16, enter a formula using the AVERAGEIF function that averages the budget amounts for Action movie projects
The purpose of an AVERAGEIF function is to help one find the average of numbers that meet a certain criteria within a dataset.
What does an AVERAGEIF function do?The full question is not provided so the best I can do is to provide a general overview.
An averageif function is available in spreadsheets and is used to find the average of numbers in a range of data that meet a certain criteria.
For instance, if you want to average the budget amounts for Action movie projects, a relevant formula would be:
= AVERAGEIF(Projects, "Action movie", Projects[Budgets])
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ASAP
Please help!!!!
nationwide furniture stores sells selectional sofa set but contracts with local delivery companies to provide furniture delivery for customer this is an example of commission, delegation, consignment, assignment
ANSWER: Consignment: a batch of goods destined for or delivered to someone
Explanation:
It is not commission because that is order granting the power to perform various acts or duties
it is not delegation because the act or process of delegating or being delegated
Stitch Fix is a successful online clothing company. One of the difficulties in running a clothing company is the need to have significant ________, a large number of items in each product line.
One of the challenges of running a clothing firm is the requirement for substantial product line depth, which means a big number of goods in each product line.
What is a product line depth?A product line is a collection of similar and comparably related products. A product line might include products that are connected by:
Functionality, Target audience, Price point, or Brand.The amount of products supplied under a product line is referred to as its product line depth.
Therefore, we can conclude that one of the challenges of running a clothing firm is the requirement for substantial product line depth, which means a big number of goods in each product line.
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What percentage of each dollar of sales affected net income given Sales of $120,000; Cost of Goods Sold of $70,000; Operating Expenses of $10,000; Interest Expense of $5,000; Income Tax Expense of $5,000; and Net Income of $30,000
Answer: 25%
Explanation:
List the steps in allocating costs to operating departments and preparing departmental income statements, with the first step on top. Instructions
Choice 1 of 3. Accumulate sales, direct expenses, indirect expenses by department toggle button Accumulate sales, direct expenses, indirect expenses by department
Choice 2 of 3. Allocate indirect expenses to service and operating departments toggle button Allocate indirect expenses to service and operating departments
Choice 3 of 3. Allocate service department expenses to operating departments toggle button Allocate service department expenses to operating departments
Accumulate sales, direct expenses, indirect expenses by department toggle button Accumulate sales, direct expenses, indirect expenses by department.
What is direct expenses?A direct expense is one that is proportional to the volume of a cost object. Any item for which you are assessing expenses, including as items, product lines, services, sales areas, workers, and consumers, is referred to be a cost object.
Thus, option A is correct
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An investigator obtains consent and hipaa authorization from subjects to review their medical records and hiv status. She plans to go back to the medical record, so the hiv status information is stored along with subject identifiers in a database that she keeps on her laptop computer. What are some safeguards she could use to protect subject privacy and data confidentiality?.
To protect subject privacy and data confidentiality she should ensure are laptop is not accessed by anyone and also avoid clicking unknown links
What is Data Privacy?Data Privacy is a terms used to described how individual information is protected from exploitation by an unknown party.
It is considered an offence when we expose the the information of individuals with their concent.
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Answer: All of the above
Explanation:
While each of these options would be helpful independently, they would be most effective in protecting patient privacy when utilised together. Thus, "All of the Above" is the most correct response and therefore the accepted answer to this question.
Options
Storing her laptop in a secure, locked environment when not using itUsing data encryption and storing data on a secure cloud environment, not on her laptopHaving multi-factor authentication on her laptop to prevent others from accessing her deviceAll of the AboveWhich activity in the maintenance phase requires that a formal process be established whereby users can submit system change requests
Obtaining maintenance requests is the activity that requires establishing a formal process for users to submit system change requests.
What is an automation system?It corresponds to the use of mechanical and computerized techniques to produce, command and control an optimized process, fast and based on total quality.
Therefore, automation systems help organizations process a large volume of data to generate relevant information for decision making.
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In the context of expanding one's professional network, ________ is an effective technique for learning about ideal jobs or careers that involves reaching out to and asking people about their own careers and jobs.
Peer mentoring is an effective technique for learning about ideal jobs or careers that involves reaching out to and asking people about their own careers and jobs.
What is Peer mentoring?Peer mentoring refers to a one-on-one relationship or experienced within a group. It is a relationship between people who are at the same career stage or age.
The peer mentoring is specifically more effective in expanding the professional network. Peer mentoring involves learning by reaching out to more experienced individuals in an organization.
Hence, Peer mentoring is an effective technique for learning about ideal jobs or careers that involves reaching out to and asking people about their own careers and jobs.
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Your piggy bank is full. What will you do with the money inside of it?
Find a bigger jar and keep saving
Put the money in a bank account
Buy something that is super cool
Vote
Down below
Answer:
buy so.ething that is super cool
Explanation:
I LOVE SHOPPING AND SPEDING MONEY LOL!!!!
put the money in a bank account to save and build your credit and invest.
Reports to ______ managers are usually less detailed because they need to concentrate on the key issues.
The reports to the functional area manager are usually less detailed because they need to concentrate on the key issues.
Who are the functional area managers?These are the managers that are concerned with the management and the planning of all the personnel activities.
This person has to hire and also train staff. They are the ones that have to find out the areas of the business that requires improvement.
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Answer: upper-level
Explanation:
What piece of legislation, one of the most complex areas of federal civil law, was established in 1974 mainly to protect the employee pension system from employer fraud
Employee Retirement Income Security Act is established in 1974 mainly to protect the employee pension system from employer fraud.
What is Employee Retirement Income Security Act?The Employee Retirement Income Security Act serves as an act of 1974 that contains rules on the federal income tax to favor employees.
This act, provides employee with benefit plans and a protection against wicked employers.
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Under a licensing agreement, a licensor grants intangible property rights to the licensee. This would include
A licensor grants intangible property rights to the licensee such as the copyright
Copy RightCopyright is a type of intellectual that shows that an individual as a legal right over an intangible property such as music, poem. other types of property right are :
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The two ways that a corporation can be classified by purpose are.
Answer:
profit and not-for-profit.
Explanation:
Sally needs to be able to deliver customer sales data to multiple departments in real time. Which feature of her company's new accounting
software will enable her to do that?
OA.
electronic transactions
ОВ.
customizable reports
Ос.
electronic funds transfer
OD
supply chain capability
Sally needs to deliver customer sales data to multiple departments in real-time by using customizable reports.
What do you mean by accounting?Accounting is a means of collecting, summarizing, analyzing, and reporting business information in monetary terms.
As sally needs to deliver the customer sales data to multiple departments in real-time, customizable reports can be helpful in this case.
A customizable report is a type of report that is created and metrics and dimensions should be added and it will display in the way.
Therefore, OB is the correct option.
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________ is a term associated with an advertisement has been seen or heard so many times that it irritates consumers.
Advertising wearout is a term used to describe the wear of an advertising campaign that can even irritate consumers.
What is advertising wearout?It is the loss of effectiveness in the memory of the message or the feeling of irritability before an advertisement by increasing the level of exposure.
It is a consequence of the constant maintenance of the advertisement in the medium that consumers become saturated of seeing the same commercial repeatedly.
Therefore, we can conclude that advertising wearout is a term used to describe the wear of an advertising campaign that can even irritate consumers.
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President carter’s first economic plan proposed decreasing government spending. challenging the oil embargo. increasing government spending. lowering the price of everyday goods.
The first economic plan that was proposed by President Carter upon resumption of office was to increase government spending.
What is an economic plan?These are plans that involves decision that will stimulate the economy condition of a country.
The proposed increase government spending was intended to make sure there is an increase money supply in the country.
Therefore, the Option C is correct.
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Answer:
The proposed increase government spending was intended to make sure there is an increase money supply in the country.Therefore, the Option C is correct.
Explanation:
What best states the relationship between having a newsworthy product and public relations efforts?
Answer:
Together a newsworthy product and a strong public relations campaign increase the chances of press coverage.
Explanation:
According to clinton, what is the benefit of a global economy? more jobs and better living conditions protection of the environment forces of integration
President Clinton asserted that the benefit of a global economy is the creation of more jobs and better living conditions.
What is a global economy?Its means the interconnected worldwide economic activities that occurs between multiple countries across the world.
The global economy is what enable the importation and exportation from one country to others and creates international trade.
The President believed that benefit of a global economy is the creation of more jobs and better living conditions.
Therefore, the Option A is correct.
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Answer: more jobs and better living conditions.
An economic carrot, or incentive, is –. An economic stick, or punishment, is –.
An economic carrot, or incentive, corresponds to foreign aid. An economic stick, or punishment, corresponds to sanctions.
What is an economic carrot?It is a metaphorical expression used to designate a reward, that is, an aid that an economy can receive from another nation in a moment of crisis, for example.
Therefore, the expressions carrot and economic stick are metaphors that represent positive or negative causes and consequences on a country's economy.
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A perceived or real incompatibility of goals, values, expectations, or processes between two or more interdependent parties is known as
The incompatibility of goals, values, and expectations between two individuals or groups which are interdependent on each other is known as conflict.
What is interdependence?Interdependence is the characteristic of an individual or group where one is dependent on the other. This could be seen in one's family where children are interdependent on their parents.
Conflict arises between two parties when one party is against the other party or when the aims, values, and expectations of one person don't match or clashed with the other person. It could generally be observed in those parties which are interdependent on one another.
Therefore, conflict happens between interdependent parties when the goals, values, and expectations are different.
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Select the correct answer. based on your knowledge of word parts, complete the sentence with the correct word. sam had to mix __________ parts of the two chemicals for the experiment. a. equaled b. equitably c. equal d. equate e. equation
Sam had to mix equal parts of two chemicals to do the research. When we say equality, it is the same in value or value.
How will you describe the word Equal as?In English, the equal word is noun, verb, and adjective. As a noun, it means the same thing in sight, as a condition. As a verb, we mean the same thing in reality, as a mathematical equation.
If equal, working equally or equally with everyone. If it is an equation, a complex situation, or an issue.
Hence, the correct answer is that Sam had to mix equal parts of the two chemicals for the experiment.
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Answer:
its C : equal
Explanation:
just took the test
Energy-efficient jobs are growing! One job includes being a conservation scientist, which is part of the STEM job cluster. What is the best definition for a conservation scientist?
Answer: manage improve, and protect natural resources to maximize their use without damaging the environment.
Explanation:
hope its right
What was the most significant change in the american economy as a result of the civil war?.
During the Civil War, Republican Congresses established a series of laws that reconfigured the government-market relationship and set the foundation for the Gilded Age.
What changed economically after the Civil War?The society changed dramatically after 1800, as individual property rights grew more precious, Wage labor grew increasingly common, and the wealth gap between the rich and the poor widened.
States granted voting rights to all white men, making race the cornerstone of politics rather than property.
Thus, foundation for the Gilded Age was established.
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The __________ helps measure a company's ability to meet its obligations, pay dividends, expand operations, and obtain financing. It is computed by taking cash flow from operations divided by average total assets.
cash flow on total assets
The cash flow on total assets helps measure a company's ability to meet its obligations, pay dividends, expand operations, and obtain financing. It is computed by taking cash flow from operations divided by average total assets.
What are two characteristics of the digital marketspace?.
Answer:
answers Businesses are well-connected with consumers Consumers are well-connected with other consumers Information specific to each consumer is stored in the digital space Consumers' digital activities are.
How is the change in cash classified on the statement of cash flows?.
Change in cash flow is classified as either operating, investing and financing
Cash FlowCash flow is the inflow or outflow of money in an organisation, so basically the organisation takes in money for services rendered and gives out money for payment made.
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The perfection obtained by filing a financing statement lasts for ______. A. five (5) years, and is renewable. B. five (5) years, and is non-renewable. C. ten (10) years, and is renewable. D. ten (10) years, and is non-renewable.
The perfection obtained by filing a financing statement lasts for A. five (5) years, and is renewable.
What is a perfection in a financing statement?
When the term perfection comes to play in the financing statement, what it means is that the secured party would not have to file a financing statement.
When this is the case, they would not not need to have a collateral or have much control.
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The Federal Reserve was established in 1913 to Group of answer choices prevent inflation by decreasing the money supply. stimulate the economy by increasing bank reserves. stop bank panics by acting as a lender of last resort. prevent bad loans by requiring banks to hold reserves.
The main purposes behind establishment of the Federal Reserve was to stabilize the economy and increase the banking reserves; being a lender of last resort and prevention of bad loans in the commercial banks.
What is Federal Reserve?Federal Reserve acts as a central bank for the United States of America. It is one of the largest central banks in the world. It was established in the year 1913.
One of the main reason for the establishment of the Federal Reserve was bringing stability in the economy by the way of increasing bank reserves. It also helped in the prevention of bad loans for national banks.
In case of defaults in repayment of national debts, Federal Reserve would act as a lender of last resort after all the ways have been unsuccessful.
Hence, options B, C and D state the correct purpose behind the establishment of the Federal Reserve in 1913.
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