To decide how much an insurance policy should cost a customer, underwriters use: Data analytics.
Data analytics can be defined as the systematic computational collection, modelling and analysis of raw data, in order to discover trends, patterns, and draw conclusions about the information that are contained in the data.
An insurance policy can be defined as a contractual agreement between an insurer and an insured (policyholder), in which the claims, terms and conditions binding on both parties are listed in details.
Thus, it is a contract in which an insurer indemnifies an insured (policyholder) against losses in the event of certain dangers or problems.
Underwriting refers to a process through which an insurer determines the risks of insuring a customer and establishing the required cost (price).
Basically, underwriters use data analytics to predict risk levels and determine how much an insurance policy should cost a particular customer. Some examples of the data used by underwriters are:
Loan characteristics.Historical industry trends.Read more: https://brainly.com/question/1790872
Creating and providing improved working conditions has created a number of emerging careers.
True or false
Answer:
true
Explanation:
because if you improve the way thing look and the way thing work people will find working there amusing.
gross domestic product is the sum of the market value of the:
Answer:
The Gross Domestic Product measures the value of economic activity within a country. Strictly defined, GDP is the sum of the market values, or prices, of all final goods and services produced in an economy during a period of time.
Explanation:
DeShawn formed a hiring committee for his advertising company. Six employees (including two managers) met to discuss applicants and select the finalists for a copywriter position in the public relations department. Although the head of public relations would have the final nod on the candidate that would ultimately be hired, the evaluative work of the committee was very important because they sent forward a candidate they believed would be a good work colleague, and their input facilitated the ultimate decision. In setting up this type of hiring process, the head of public relations was utilizing a(n) __________ style of leadership.\
The head of public relations utilized a leadership style called democratic or participative style.
The democratic leadership encourages the active participation of the members of the hiring committee, who select the finalists for the position.Decision-making is shared between the hiring committee and the head of the public relations department. The hiring committee carries out candidates evaluations to guide the final decision by the head of the department.As the direct opposite of the participative or democratic leadership style, the autocratic style does not encourage the committee to decide the final candidate for the position.Thus, a democratic leadership style is participative and encourages input from members of the selection group.
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What two cultural factors influenced the variety of Chinese lays potato chip flavors
The two cultural factors that influenced the variety of Chinese lays potato chip flavors are Regional tastes and preferences and Chinese cuisine and ingredients.
What are tastes and preferences ?Tastes and preferences refer to an individual or group's personal likes and dislikes when it comes to food, drink, or other things.
In the context of food, tastes and preferences are influenced by factors such as culture, upbringing, personal experiences, and health considerations.
The Regional tastes and preferences and Chinese cuisine and ingredients are the cultural factors that influenced the variety of Chinese lays potato chip flavors.
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beginning inventory consists of 4 items at $10 each. during the month, the company purchased 3 items for $11 each and it sold 3 items. using first-in, first-out, the 3 goods sold are assumed to be ______.
Using the first-in, first-out inventory system, the cost of the 3 goods sold is assumed to be $30.
The first-in, first-out is an inventory system where the cost of good sold would be taken from inventories that were bought the earliest. The cost of ending inventory would be the inventories that were purchased last.
The cost of the 3 units of the goods bought would be the cost of the beginning inventory. The cost of the beginning inventory is $10.
The cost of goods sold = cost of beginning inventory x units sold.
$10 x 3 = $30
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Distinguish between the concepts of service vs. product marketing strategies. Provide an example of each and evaluate why each is essential to hotel operations.
Answer:
service mena intangible or we can't take it with us or purchase it to take home
product is tangible it is something we can purchase at any time any place
Explanation:
for example service we can see in hotel a room service
for the product we can see Chocolate we can purchase it any where and take to other place but in contrast we can't take service
Both service marketing strategies and product marketing strategies are sales and promotion tactics for various product and service offerings. The nature of the offering itself is where the two differ most from one another.
Why do you want to get into product marketing?At the same time, it's very difficult and rewarding. Cross-functional teams are frequently led by product marketing managers, giving you exposure to a wide range of job functions. A profession in product marketing allows you to have an influence and redistributes meaning to your work.
Service marketing methods emphasize the quality and customization of intangible services, while product marketing strategies concentrate on the attributes and advantages of tangible commodities. Both forms of marketing tactics seek to draw in and keep clients, but because the products and services offered differ, they call for distinct methods.
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John has just paid off the full balance of his credit card. What happens to the
debt?
a. John will be paid an interest
b. It is added back to his credit limit to be used again
c. His credit limit will be increased
d. It remains a debt
Answer:
I think the answer is B. If It's correct please give the brainliest award.
John has just paid off the full balance of his credit card. It is added back to his credit limit to be used again. Thus the correct option is B.
What is a credit card?A credit card is referred to as plastic money that allows an individual to do shopping or buy products above the limit of credit cards by borrowing from the bank.
When an individual paid off the full balance of his credit card. It gives a good impression on the lender and helps in improving the credit rating of an individual and can allow for ease in accessing loans.
When an individual pays off the full balance that amount is added to the account and the credit limit can be used again. when the payment is not made timely the interest will be charged at a particular rate.
Therefore, option B is appropriate.
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this is the premium that reflects the risk associated with changes in interest rates for a long-term security.
Answer:
1. Real risk-free rate.
2. Nominal risk free-rate.
3. Inflation premium.
4. Liquidity risk premium.
5. Liquidity risk premium.
6. Maturity risk premium.
Explanation:
in the past, kohl’s has been losing sales to amazon. why then would it enter into a partnership with one of its most fierce competitors?
Kohl’s will want to enter into a partnership with Amazon with hopes of increasing its store traffic by bringing Amazon customers in.
Partnership is basically the coming together of two of more companies or individual with a common goal.
Let bear in mind that Partnership is different from Acquisition or Merger because each owner is entitled to their share of profit.
Through this partnership, Kohl's and Amazon will both benefit from the arrangement.
Currently, Kohl's has a large number of physical stores which Amazon has no access to. So therefore, Kohl's will benefits from Amazon's strong online customer base.
Therefore, Kohl’s will want to enter into a partnership with Amazon with hopes of increasing its store traffic by bringing Amazon customers in.
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All of the following are advantages to the franchisor except a. fast and selective distribution of products. b. a freeing up of capital for expansion of goods and services. c. no involvement in national advertising campaigns. d. gains from the franchisee's high motivation. e. assurance of how the outlets will be maintained and operated.
The statement that does not explains advantages to the franchisor is B:no involvement in national advertising campaigns.
The franchisor can be regarded as the original or existing business which give out its name out on a price for other business to have the right to use the name and idea. The franchisor then is responsible for continual guidance as well as support as regards general business strategies.One of the advantage of a franchisor is that they provide high motivation to the business under them.Therefore, franchisor give out their name fir a price.
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Which of the following is an example of an economic good?
a. Sunlight
b.Air Petrol
c.None of the above
Answer:
A) sunlight
Explanation:
solar energy... reusable and efficient
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Answer:
Sunlight
Explanation:
Explain why the more education a person has, the more money they make.
(Answers should include the screening effect and the learning effect.)
Answer:
because. a more educated person have a good profession and by that they can earn a good sources of money
Answer:
a more educated person have a good profession and by that they can earn a good sources of money
Explanation:
What’s the answer to “Temperatures rise due to global warming in growing seasons of crops in lengthens?”
Explanation:
Crops and livestock will be subjected to increasing temperatures, increasing CO2, and more variable water availability caused by changing precipitation patterns and access to irrigation. These factors effect plant growth and yield and environmental conditions for livestock production.
Temperatures rise due to global warming, which lengthens the growing seasons of crops.
The general rise in temperature is being attributed to global warming, which is primarily brought on by human activities that release greenhouse gases. The crop-growing seasons are being impacted by this rise in temperature. Longer growing seasons give crops more time to develop and produce, which could result in higher yields. The effects of global warming on agriculture are complicated and vary by region.
Longer growing seasons may be advantageous for some regions while posing challenges for others due to increased droughts, extreme weather events, and changes in precipitation patterns that will impact crop productivity and agricultural practices. In order to reduce the negative effects of climate change on crops and ensure food security, sustainable and adaptive strategies are essential.
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1. how many members participate in h&m’s loyalty program worldwide?
Answer:
H&M now has over 100 million members.
Explanation:
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A DJ wants to analyze market reactions to the new music selections played at his dance last weekend. He advertises his weekly dances using social media and email.
Which would be the most effective way to gather reactions from those who attended the dance?
Focus Groups
Surveys
Personal Interviews
Observation
Answer: Surveys
Explanation:
The most effective way to gather reactions from those who attended the dance is Surveys. Option B is correct.
What are Surveys?In order to gather information about a service, product, or process, a surveys are described as the act of looking at a process or questioning a predetermined sample of people. Surveys used to gather data ask a specific set of people about their beliefs, actions, or knowledge.
Surveys are used to collect data or learn more in areas like demography and social research. Survey research is frequently used to evaluate ideas, beliefs, and emotions. Surveys might have narrow, focused objectives or they can have broad, more general objectives.
Thus to analyze market reactions to the new music selections played at DJ dance last weekend surveys are most optimal option here.
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All of the following are important to consider when deciding if a vocational
school is right for you except
A. the lack of general education,
B. how new the school buildings are.
C. the duration of the program.
O D. the range of career options.
Answer:
b.
Explanation:
just took the test
Which of the following is the best example of a new business that you would see in the economy today?
Multiple Choice
A - Glass manufacturing plant
B -Smartphone production facility
C - Oil refinery
D -Grocery store
E-Subscription-based meal-kit service
Out of all the given options, there is one business that stands out as something most people might not have even heard of.
This unique and novel business is E. Subscription-based meal-kit service.
Glass manufacturing, oil refinery, grocery store businesses have been operating for the longest time. Smartphone production has also existed for 30 years now.
For the past few years, with the rise of tech industries and tech jobs, urbanites are finding it hard to cook meals and had started eating out or dining at restaurants more often.
Seeing this as an opportunity to serve busy people home-cooked meals, many chefs and food businesses have started something called a cloud kitchen where you simply pay a one-time subscription to get a whole week or even a month's meals.
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Explain the concept of inter cropping in brief . (5) note: it should be of 5 marks
Answer:
Inter cropping is a type of multi cropping where the farmer cultivates two or more crops in a field simultaneously. Inter croping is a sustainable practice that can improve resource-use efficiency, such as nutrients and water, allowing low input agricultural practices.
Explanation:
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which region gained the most from the exchanges of ideas and technologies facilitated by the mongol empire?
Answer:
europe
Explanation:
when the supreme court judges vote unanimously on a case, this usually indicates a _____ model of decision-making.
when the money market is drawn with the value of money on the vertical axis, if the price level is above the equilibrium level, there is an
Answer:
There will be an increase in the price level.
Explanation:
Got it from study.com
order these ideologies from those that call for the least amount of government involvement in the economy and society to those that call for the greatest amount of government involvement.
Placing different ideologies from those that support the least amount of government involvement in the economy and society to those that support the greatest amount of government involvement, we have Libertarian, Conservative, followed by Liberal, then finally Socialist.
This is because Libertarian is an ideology that is known for drastic laissez-faire political doctrine. They seek little government interference in every aspect of society.
Conservative is an ideology known for supporting sovereignty over equality. They support capitalism with no government interest in issues relating to business and social welfare policies.
Liberal this an ideology known for advocating for government involvement in education, labor, and social programs. They believe in greater equality of society and are more tolerant of others.
Socialism is an ideology known for supporting the idea of government owning and controlling everything in society, including economic and social issues. They prefer equality over freedom.
Hence, in this case, it is concluded that Libertarian ideology least wants government involvement in the society. At the same time, Socialism is the ideology that mostly wants government involvement in society.
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Did your marketing efforts create more accurate expectations about the product?
Answer:
Yes...But is a written statement of your company's marketing goals and plan for achieving them..This section of the marketing plan describes the features of the product and its benefits for people in your target market.
This is where you discuss the needs, desires, and fears of your target market and consider how you can use these emotions to make your product's benefits most attractive..
Explanation:
Hope it helps you..
But If you don't get my answer, i-its fine..(;ŏ﹏ŏ)
B-but... Y-your welcome in advance..
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does doja cat deserve her fame? what do you think?
Choose all of the possible causes of structural unemployment
es
А)
changes in seasons
B)
changes in technology
increase in global competition
D)
changes in personal career choices
E)
changes in required training or education
Answer:B) changes in technology C) increase in global competition E) changes in required training or education
Explanation: I just did it
The possible causes of structural unemployment are changes in technology, an increase in global competition and changes in required training or education. The correct option is b, c and e.
What is structural unemployment?Structural unemployment refers to a longer-lasting form of unemployment caused by fundamental shifts in an economy and exacerbated by extraneous factors such as technology, competition, and government policy. This type of unemployment occurs because workers lack the requisite job skills or live too far from regions where jobs are available and cannot move closer.
Although jobs are available, there is a serious mismatch between what companies need and what workers can offer. Growing technology in all areas of life increases future structural unemployment because workers without adequate skills will get marginalized. Even those with skills may face redundancy, given the high rate of technological obsolescence and the growing use of machines or AI.
Structural unemployment can last for decades and usually requires a radical change to reverse.
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I need help with the Helmes case would anyone kindly help me with the answer for this question.
How can planning ensure that Hermès continues to meet its delivery targets in the future and at times when there is bad weather or high peak-demand?
Given information about the economy of Pakistan, calculate Pakistan's GDP. Note that the currency of Pakistan is the rupee. Assume that the values are all current and no conversions need to be made. The government spends 3.40 trillion rupees. Individuals consume 9.60 trillion rupees. Individuals save 5.01 trillion rupees. Businesses invest 1.40 trillion rupees. Foreigners invest 0.70 trillion rupees. Pakistan imports 2.33 trillion rupees. Pakistan exports 1.23 trillion rupees. Pakistan's GDP is _________ trillion rupees.
The Gross domestic product of Pakistan is 13.30 trillion rupees
The gross domestic product (GDP) of country is the total value of all the goods and services a country produces in a year.
GDP can be calculated using the expenditure approach. The expenditure approach entails adding the total amount spent by consumers, government and businesses in the production process.
GDP using the expenditure approach = amount spent by consumers + business investment + Government spending + (export - import)
9.60 + 3.40 + 1.40 + (1.23 - 2.33) =
9.60 + 3.40 + 1.40 -1.10 = 13.30 trillion rupees
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what are 4 most common financial institutions
Answer:
The most common types of financial institutions are commercial banks, investment banks, insurance companies, and brokerage firms.
Explanation:
strayer partnered with top employers, business leaders, and recruiters to identify ________ that are critical to performing your best—not just in one field, but across all industries.
In the business environment, partnering with top employers, business leaders, and recruiters to identify skills that are critical to performing your best, across all industries is a relevant strategic advantage.
Through the knowledge and experience of great leaders and recruiters, a new organization is able to identify the skills needed for its employees to achieve the best performance.
Some of these skills might be:
Communication skills.Good interpersonal relationship.Creativity.Proactivity.The employee's skills will be essential for the formation of an organizational culture, which should be focused on cooperation, ethics, respect and employee appreciation, in order to achieve greater motivation and productivity.
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terin, the chief human resources officer for a major financial services company, has met with each of her employees to set their objectives. now, terin expects the employees to:
Given that Terin's employees have set their objectives in the company, the next thing that Terin expects from these employees would be to develop action plans.
Option D is the correct answer to this question. The action plans are sets of strategies that the employees have laid out that would help them to achieve their goals and objectives.
In order to do this, they have to make up lists of the things that they want to achieve in the firm and also list the strategies that they would employee to achieve them.
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