The nominal yield on 6-month T-bills is 5%, while default-free Japanese bonds that mature in 6 months have a nominal rate of 4.5%. In the spot exchange market, 1 yen equals $0.009. If interest rate parity holds, what is the 6-month forward exchange rate? Round the answer to five decimal places.

Answers

Answer 1


If interest rate parity holds, the 6-month forward exchange rate is 0.00905. To find the 6-month forward exchange rate, we can use the interest rate parity formula:

Forward exchange rate = Spot exchange rate × (1 + Nominal yield on T-bills) / (1 + Nominal yield on Japanese bonds)

Plugging in the given values:

Forward exchange rate = 0.009 × (1 + 0.05) / (1 + 0.045)

Forward exchange rate = 0.009 × 1.05 / 1.045

Forward exchange rate = 0.009045

Rounding to five decimal places, the 6-month forward exchange rate is 0.00905.
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Related Questions

How many channels are launched by DD to increase their revenue?

Answers

DD, also known as Doordarshan, has launched a total of 23 channels to increase its revenue.

These channels include DD National, DD News, DD Sports, DD Bharati, DD Urdu, DD Kisan, DD India, DD Kashir, and several regional channels such as DD Bangla, DD Gujarati, DD Malayalam, and more.

Each of these channels offers a variety of programming, including news, sports, entertainment, and educational content, in order to attract a wide audience and generate revenue through advertising and subscriptions. By launching these channels, DD is able to expand its reach and increase its revenue potential.

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Question 36 (1 point) Generally, in a negotiation, what percentage of all concessions in the negotiation, are made in the closing phase of the talks?
A. 80%
B. 20%
C. 60%
D. 40%

Answers

Generally, in a negotiation,  80% of all concessions in the negotiation, are made in the closing phase of the talks. The correct answer is A. 80%.

The latter stages of negotiations are typically when 80% of all compromises are made. This is because both parties are trying to reach an agreement and are more willing to make concessions in order to come to a resolution.

It is important to be aware of this fact and to be prepared to make concessions during the closing phase of the negotiation in order to reach a successful outcome. Therefore in a negotiation,  80% of all concessions in the negotiation, are made in the closing phase of the talks.

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Explain the statement social economic responsibility

Answers

Answer:

Social economic responsibility is the idea that businesses and organizations have an obligation to not only generate profits and create economic value, but also to act in a way that positively impacts society and the environment. This includes considering the social and environmental impacts of their actions, and taking steps to mitigate negative effects and promote positive ones.

Social economic responsibility is based on the understanding that businesses and organizations do not exist in isolation from the rest of society, but rather are an integral part of it. As such, they have a responsibility to contribute to the well-being of society as a whole, beyond just their own financial success.

Examples of social economic responsibility include adopting sustainable business practices, investing in local communities, supporting employee well-being and development, and engaging in philanthropic activities. By prioritizing social and environmental responsibility, businesses can not only contribute to the betterment of society, but also improve their own long-term sustainability and success.

Explanation:

Discuss Clearly any five (5) differences between Local Government and Private Sectors Accounting ( 20Marks)
2. A company situated in Omuthiya Local Authority N$ 400 000.00 of Current Assets, N$ 410 000.00 current liabilities and inventories amounting to N$ 200 000.00 in the financial year ended 31 December 2020.
Required:
(i) Explain what a current ratio (5 Marks)
(ii) Explain with examples a quick ratio (5 Marks)
Using the above information:
( iv) Calculate a current ratio for the company. (5 Marks)
(v) Calculate a quick ratio or acid test for the same company. (5 Marks)
(a) Management accounting relates to the provision of appropriate information for decision-making, planning, cost control and performance evaluation. Discuss any 10 Objectives of Management Accounting. Give one example to the objectives discussed.

Answers

The current ratio is a liquidity ratio that measures a company's ability to pay short-term and long-term obligations, The current ratio for the company is 400,000/410,000 = 0.98, and The quick ratio for the company is (400,000-200,000)/410,000 = 0.49.


1. Differences between Local Government and Private Sectors Accounting:

(i) Local government accounting focuses on budgeting and financial reporting, while private sector accounting focuses on profit and loss.

(ii) Local government accounting uses fund accounting, while private sector accounting uses general ledger accounting.

(iii) Local government accounting is governed by the Governmental Accounting Standards Board (GASB), while private sector accounting is governed by the Financial Accounting Standards Board (FASB).

(iv) Local government accounting requires the use of modified accrual basis of accounting, while private sector accounting typically uses the accrual basis of accounting.

(v) Local government accounting is subject to public scrutiny and transparency requirements, while private sector accounting is typically subject to less scrutiny.

2. (i) The current ratio is a liquidity ratio that measures a company's ability to pay short-term and long-term obligations. It is calculated by dividing current assets by current liabilities.

(ii) The quick ratio, also known as the acid test ratio, is a liquidity ratio that measures a company's ability to pay short-term obligations with its most liquid assets. It is calculated by subtracting inventories from current assets and dividing the result by current liabilities.

(iv) The current ratio for the company is 400,000/410,000 = 0.98.

(v) The quick ratio for the company is (400,000-200,000)/410,000 = 0.49.

3. Objectives of Management Accounting:

(i) To provide information for decision making.

(ii) To assist in the planning and control of operations.

(iii) To facilitate the preparation of financial statements.

(iv) To evaluate the performance of the company.

(v) To assist in the formulation of budgets.

(vi) To assist in the determination of product costs.

(vii) To assist in the determination of pricing policies.

(viii) To assist in the determination of capital expenditure decisions.

(ix) To assist in the determination of cost-volume-profit relationships.

(x) To assist in the determination of the financial position of the company.

Examples:

(i) Providing information for decision making: Management accounting provides information on the costs and revenues of different products, which can help managers decide which products to focus on and which ones to discontinue.

(ii) Assisting in the planning and control of operations: Management accounting provides information on budgeted and actual costs, which can help managers identify areas where costs are higher than expected and take corrective action.

(iii) Facilitating the preparation of financial statements: Management accounting provides information on the costs and revenues of different products, which can help in the preparation of financial statements.

(iv) Evaluating the performance of the company: Management accounting provides information on the profitability of different products, which can help managers evaluate the performance of the company and take corrective action if necessary.

(v) Assisting in the formulation of budgets: Management accounting provides information on the costs and revenues of different products, which can help managers formulate budgets for the upcoming period.

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The directors of Solar Panels Southern Hemisphere Pty Ltd (SPSH), a manufacturer of solar products agreed to sell the business to a competitor, Climate Change Solutions International Ltd (CCSI). The financial statements of Solar Panels Southern Hemisphere Pty Ltd at 1 July 2020 contained the following information:
Assets Current assets
Cash 18,750
Accounts receivable 38,000
Inventories 250,000
Total current assets 306,750
Non-current assets Vehicles 112,000
Accumulated depreciation 18,000
Machinery 1,500,000
Accumulated depreciation 850,000
Buildings 2,100,000
Accumulated depreciation 210,000
Land 750,000
Product Development costs 256,000
Total non-current assets 3,640,000
Total assets 3,946,750
Liabilities
Accounts payable 178,000
Other payables 55,000
Provisions 250,000
Loans 2,200,000
Total liabilities 2,683,000
Equity
Share capital - 50,000 shares 102,000
Retained earnings 1,161,750
Total equity 1,263,750
An agreement was made whereby CCSI takes over SPSH to acquire all the assets and liabilities of SPSH, except for the cash, motor vehicles and accounts payable. In exchange, CCSI will give the shareholders of SPSH a block of land valued at $400,000, a motor vehicle valued at $45,400 and current shareholders will receive shares in CCSI worth $50 per share. The land is carried at a cost of $250,000 while the motor vehicle is carried at $39,000, comprising the cost of $54,000 and accumulated depreciation of $15,000. CCSI will also provide sufficient additional cash to enable SPSH to pay off the accounts payable and the liquidation expenses of $10,000.
CCSI recognised the brand ‘Solar Panels Southern Hemisphere’ that was not recognised in the records of SPSH as it was an internally developed brand. It was calculated that this brand had a fair value of $500,000. CCSI also incurred legal and valuation costs of $7,500 in undertaking the business combination.
The assets and liabilities of SPSH are recorded at amounts equal to fair value except for the following:
Fair Value
Land 1,200,000
Buildings 2,500,000
Machinery 900,000
Inventories 290,000
Required:
Prepare the acquisition analysis in relation to the acquisition to determine the gain on bargain purchase or goodwill. (6 marks)
Prepare the journal entries in the records of CCSI to record its acquisition of SPSH on 30 June 2021. (9 marks)

Answers

The acquisition analysis in relation to the acquisition to determine the gain on bargain purchase or goodwill and journal entries in the records of CCSI to record its acquisition of SPSH on 30 June 2021 is provided below.

Based on the provided information, acquisition analysis is provided as:

Fair value of net assets acquired:

Current assets (excluding cash) = $38,000 + $250,000 = $288,000

Non-current assets (excluding vehicles) = $1,500,000 + $2,100,000 + $750,000 + $256,000 = $4,606,000

Adjustments for fair value:

Land = $1,200,000 - $750,000 = $450,000

Buildings = $2,500,000 - $2,100,000 = $400,000

Machinery = $900,000 - $1,500,000 = -$600,000

Inventories = $290,000 - $250,000 = $40,000

Total adjustments = $450,000 + $400,000 - $600,000 + $40,000 = $290,000

Total fair value of net assets acquired = $288,000 + $4,606,000 + $290,000 = $5,184,000

Consideration transferred:

Land = $400,000

Motor vehicle = $45,400

Shares = $50 * 50,000 = $2,500,000

Total consideration transferred = $400,000 + $45,400 + $2,500,000 = $2,945,400

Gain on bargain purchase = $5,184,000 - $2,945,400 = $2,238,600

Based on the provided information, journal entries are:

1. To record the acquisition of assets and liabilities:

Dr. Accounts receivable $38,000

Dr. Inventories $290,000

Dr. Machinery $900,000

Dr. Buildings $2,500,000

Dr. Land $1,200,000

Dr. Product development costs $256,000

Dr. Brand $500,000

Cr. Other payables $55,000

Cr. Provisions $250,000

Cr. Loans $2,200,000

Cr. Gain on bargain purchase $2,238,600

2. To record the consideration transferred:

Dr. Land $400,000

Dr. Motor vehicle $45,400

Dr. Share capital $2,500,000

Cr. Cash $2,945,400

3. To record the payment of accounts payable and liquidation expenses:

Dr. Accounts payable $178,000

Dr. Liquidation expenses $10,000

Cr. Cash $188,000

4. To record the legal and valuation costs:

Dr. Legal and valuation costs $7,500

Cr. Cash $7,500

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10. A company with 7,000,000 shares outstanding reported EPS of $7.65 for the year just ended and has declared an annual dividend per share of $3.35. If the company uses a residual dividend policy and is planning to borrow $5,000,000 in new debt, how much is the company planning for total capital expenditures in the coming year?

Answers

The company is planning for total capital expenditures of $58,550,000 in the coming year.

Here is the step-by-step calculation:

1. Calculate the total dividend payment:
7,000,000 shares x $3.35 dividend per share = $23,450,000 total dividend payment

2. Calculate the total earnings:
7,000,000 shares x $7.65 EPS = $53,550,000 total earnings

3. Subtract the total dividend payment from the total earnings to find the residual earnings:
$53,550,000 - $23,450,000 = $30,100,000 residual earnings

4. Add the new debt to the residual earnings to find the total capital expenditures:
$30,100,000 + $5,000,000 = $35,100,000 total capital expenditures

5. Finally, add the total dividend payment to the total capital expenditures to find the total amount the company is planning for:
$35,100,000 + $23,450,000 = $58,550,000 total planned amount

Therefore, the company is planning for total capital expenditures of $58,550,000 in the coming year.

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Conduct up to date research on Walmart.
Research should include company history and background,
industry type, competitors, and substantial development of this
company over time.

Answers

Walmart is a multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores.

Founded in 1962 by Sam Walton, Walmart is the world's largest company by revenue, with over 11,300 stores in 28 countries. Walmart is a retail industry leader, competing with similar companies such as Amazon, Target, and Costco.

The company's history and background can be found on its website, which includes its founding in 1962, its mission to save people money so they can live better, and its growth in the US and globally.

Walmart has seen substantial development over time, most notably its increased focus on sustainability and philanthropy, expansion into global markets, and acquisition of numerous companies to boost its e-commerce presence.

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What are the benefits of aligning an organisation’s risk
management procedures with the International Standard AS/NZS ISO
31000:2018? List at least 10 of the benefits.

Answers

The International Standard AS/NZS ISO 31000:2018 is a framework that provides guidelines for managing risk in an organization. Aligning an organization's risk management procedures with this standard can provide several benefits.

1. Improved decision making: By following the guidelines of the standard, organizations can make more informed decisions about risk and how to manage it.
2. Increased efficiency: The standard provides a systematic approach to risk management, which can help organizations operate more efficiently.
3. Enhanced communication: The standard encourages open communication about risk, which can help organizations identify and address potential issues.
4. Improved stakeholder confidence: By following the standard, organizations can demonstrate their commitment to managing risk effectively, which can help build trust with stakeholders.
5. Greater accountability: The standard provides a framework for assigning responsibility for risk management, which can help ensure that everyone is held accountable for their actions.
6. Increased transparency: The standard encourages organizations to be transparent about their risk management processes, which can help build trust with stakeholders.
7. Better risk identification: The standard provides guidelines for identifying risks, which can help organizations identify potential issues before they become problems.
8. More effective risk management: The standard provides a framework for managing risk, which can help organizations mitigate potential issues.
9. Improved compliance: By following the standard, organizations can ensure that they are in compliance with relevant laws and regulations.
10. Enhanced reputation: By demonstrating their commitment to managing risk effectively, organizations can enhance their reputation with stakeholders.

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Research title: Factors that affect individuals to become entrepreneurs at a young age
Question: 1. Provide at least 2 statement of the problem about the said topic and it's theoretical framework
2. Provide it’s significance to the researcher, students and community.

Answers

1. What are the main factors that contribute to young people choosing to become entrepreneurs?
2. What role does the socioeconomic background of young entrepreneurs have on the decision to become an entrepreneur?



Statement of the Problem:

1. What are the main factors that contribute to young people choosing to become entrepreneurs?
2. What role does the socioeconomic background of young entrepreneurs have on the decision to become an entrepreneur?

Theoretical Framework:


The theoretical framework for this research involves examining the factors that contribute to young people choosing to become entrepreneurs, as well as examining the role of socioeconomic background in that decision. This could include examining the impact of access to resources, access to networks, and family support, among other factors.

Significance to the Researcher:


The research can provide valuable insight into the motivations behind the decision to become an entrepreneur at a young age, which can be used to develop strategies to support young entrepreneurs in the future.

Significance to Students:


The research can provide students with a better understanding of the challenges and opportunities that come with being an entrepreneur at a young age. It can also provide insight into the decision-making process of young entrepreneurs.

Significance to the Community:


The research can provide insight into how to support young entrepreneurs, which could lead to an increase in entrepreneurial activity among young people. This could have positive implications for the community in terms of job creation, economic development, and social progress.

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Rise of the Middle Classes in Asia a The economic footprints of Asia’s rapidly growing middle classes are increasingly globally visible. For instance, private vehicle ownership, widely seen as the symbol of wealth for Asia's emerging middle classes is growing exponentially. China has become the world's largest automobile market, having overtaken the US market in 2009. In 1992, sales of all vehicles in China were about 1 million units. By 2010, this figure exceeded 15 million units (up from 2 million in 2000 and 13.6 million in 2009). Apart from private vehicles, these increasingly wealthy Asian middle-class consumers are also splashing out on the latest home consumer ‘must haves', ranging from smart vacuum cleaners to the latest tablet computers. Today, China and India are the world's largest markets for mobile phone and holiday services, as their middle-class consumers look out for new ways to spend their growing disposable incomes. According to recent study conducted by the Asian Development Bank's (www.adb.org), Asia’s rapidly expanding middle classes are projected to assume the traditional role of the US and Western Europe as primary global consumers. Middle classes, in ADB's definition, are those earnings between US$2 and US$20 a day. Within this earnings range, it can be sub-divided into: (a) lower-middle (US$2-$4); (b) middle-middle (US$4-$10) and (c) upper- middle (US$10-$20). Due to successful economic policies and improved access to education, previously poor households have moved up the ‘social ladder' to be middle class. Five Asian countries with the largest middle class by population shares are Azerbaijan, Malaysia, Thailand, Kazakhstan and Georgia. China and India are the top two in absolute numbers. It is estimated that 56% of population in Asia can be classified as middle class, which is equivalent to 1.9 billion people. This represents a 300-times increase between 1990 and 2010 (565 million were classified as middle class in 1990). By 2030, it is projected this population will be 2.7 billion. China is home to Asia's largest and richest middle-class population. It is a country which has only recently emerged from the grip of poverty during the Mao Tse-Tung era. Today, many Chinese cities can be characterized by skyscrapers, clean streets, massive shopping malls selling thousands of Western branded goods and sophisticated consumers, rivalling Singapore and Hong Kong. If current trends continue, China will be the new economic superpower by 2025, with a per capita income matching the USA and consuming more oil than the entire world uses today. And, of course, it will have some 1.3 billion consumers, enjoying their new found wealth. The masses of newly educated Chinese care more about their stability and material gains, very much like their Hong Kong and Malaysia cousins, than they care about those things that seem to obsess the West - e.g. human rights and democracy. The growing sophistication of the middle classes will be one catalyst to change. Many have been educated abroad, exposed to both the good things in life and the bad like drugs and vice. They inculcated with material ambition and the energy that feeds China's success. They want to have their own houses (many couples live in rented apartments or still with parents), travel, watch TV, speak English and go out. The educated middle classes stand to benefit most from Asia's economic ‘gold rush' and eventually so will the millions of others in the region's less well placed population. It is believed that policies that fuel the growth of middle classes can be more cost effective at long-term poverty reduction than policies that focus solely on the poor. Rather than ‘lifting people out of poverty, the expansion of middle class is ‘drawing people out of poverty by providing an anchor for more inclusive, sustainable economic growth. A growing middle-class population would also demand good governance and a better social safety net that leads to better education, healthcare and social security. The continuous growth of Asia's middle classes requires policies which both bolster the new status of the middle class and address its adverse effects. There must be a sustained programme of job creation, universal education and affordable healthcare. Growing income will support steady consumption patterns. However, self-sustaining income growth and prosperity can only be built on the foundation of a skilled and productive labour force, which both generates higher income and channels it back into society. Questions: 1. What evidence shows that the Asia's middle class is rapidly growing? 2. Why there are more and more poor households are able to moving up to middle class? 3. Why foreign firms are eager to enter the Asia's especially China market? List supportive evidence.

Answers

1. The rapid growth of Asia's middle class is evidenced by the increase in private vehicle ownership, with China becoming the world's largest automobile market in 2009. 2. . The main reasons for the increase in the number of poor households moving up to the middle class are successful economic policies and improved access to education.3.Foreign firms are eager to enter the Asian market, particularly China, because of the large and rapidly growing middle class population.

1.Additionally, there has been an increase in spending on home consumer goods, such as smart vacuum cleaners and tablet computers, and China and India have become the world's largest markets for mobile phones and holiday services. Another indicator of the growth of Asia's middle class is the projected increase in the number of people classified as middle class, from 565 million in 1990 to an estimated 2.7 billion by 2030.
2 These factors have allowed previously poor households to move up the "social ladder" and become part of the middle class.
3. This population is becoming increasingly wealthy and sophisticated, and is looking for new ways to spend their disposable income. As a result, foreign firms see a huge potential for growth and profit in the Asian market. Additionally, China is projected to become the new economic superpower by 2025, with a per capita income matching the USA and a population of 1.3 billion consumers. This makes it an extremely attractive market for foreign firms to enter.

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On Jan. 1,2010, Higgins Co acquires P2,000,000 face amount, 10% bonds for P1,903,927. The bonds are due on Jan. 1, 2013 but pay annual interest every Dec. 31. The yield rate is 12%. Higgins changes its business model for managing financial assets on Sept. 1, 2011. Higgins only reports annually every Dec. 31. The bonds are quoted at 101 on Sept 1. 2011 103 on Dec. 31. 2011 and 104 on Jan. 1. 2012. The bonds are reclassified from fair value through profit or loss to amortized cost. What is the amount of premium or discount to be amortized over the remaining life of the bonds subsequent to the reclassification date?

Answers

The amount of premium or discount to be amortized over the remaining life of the bonds subsequent to the reclassification date is P96,073.

On Jan. 1, 2010, Higgins Co acquires P2,000,000 face amount, 10% bonds for P1,903,927. The bonds are due on Jan. 1, 2013 but pay annual interest every Dec. 31. The yield rate is 12%. Higgins changes its business model for managing financial assets on Sept. 1, 2011. Higgins only reports annually every Dec. 31. The bonds are quoted at 101 on Sept 1. 2011 103 on Dec. 31. 2011 and 104 on Jan. 1. 2012. The bonds are reclassified from fair value through profit or loss to amortized cost. The amount of premium or discount to be amortized over the remaining life of the bonds subsequent to the reclassification date is P96,073.

The calculation is as follows:

1. Determine the carrying amount of the bonds on the reclassification date (Sept. 1, 2011):
Carrying amount = P2,000,000 x 101% = P2,020,000

2. Determine the amortized cost of the bonds on the reclassification date:
Amortized cost = P1,903,927 + (P2,020,000 - P1,903,927) x (8/24) = P1,987,927

3. Determine the premium or discount to be amortized over the remaining life of the bonds:
Premium or discount = P2,020,000 - P1,987,927 = P32,073

4. Determine the amount of premium or discount to be amortized each year:
Annual amortization = P32,073 / 2 = P16,036.50

Therefore, the amount of premium or discount to be amortized over the remaining life of the bonds subsequent to the reclassification date is P32,073.

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Today, a company paid a dividend in the amount of $4.15 per share. Next year, the company is expected to increase its dividend by 19%. The company is then expected to decrease its dividend growth rate by 5% every year until the dividend growth rate reaches 9%. The company is then expected to maintain this 9% dividend growth rate forever. The required return on the stock is 13.45%. What dividend amount per share is the stock expected to pay 3 years from now?

Answers

The dividend amount per share that the stock is expected to pay 3 years from now is $6.13.

The dividend amount per share that the stock is expected to pay 3 years from now can be calculated using the formula for the future value of an annuity.

First, we need to calculate the dividend growth rate for each year:

Year 1: 19%
Year 2: 19% - 5% = 14%
Year 3: 14% - 5% = 9%

Next, we can use the formula for the future value of an annuity to calculate the dividend amount per share 3 years from now:

FV = D × [(1 + g)^(n-1)] / (r - g)

Where FV is the future value, D is the initial dividend amount, g is the dividend growth rate, n is the number of years, and r is the required return.

Plugging in the values for each year:

Year 1: FV = $4.15 × [(1 + 0.19)^(1-1)] / (0.1345 - 0.19) = $4.94
Year 2: FV = $4.94 × [(1 + 0.14)^(2-1)] / (0.1345 - 0.14) = $5.63
Year 3: FV = $5.63 × [(1 + 0.09)^(3-1)] / (0.1345 - 0.09) = $6.13

Therefore, the dividend amount per share that the stock is expected to pay 3 years from now is $6.13.

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If you want to save ​$55,000 for a down payment on a home in 7 ​years, assuming an interest rate of 3.5
percent compounded annually, how much money do you need to save each month? (Round to the nearest​ dollar.)
​a. $580
B.$599
C.​$589
D.​$654

Answers

To save $55,000 for a down payment on a home in 7 years, assuming an interest rate of 3.5 percent compounded annually, you will need to save $654 each month.
Hence, correct option is D.​$654.


Steps involve :-
1. Start with the formula for compound interest: A = P(1+r/n)^(nt), where A is the final amount, P is the principal amount, r is the interest rate, n is the number of times interest is compounded per year, and t is the number of years.
2. Plug in the given values: A = $55,000, r = 0.035, n = 1 (since interest is compounded annually), and t = 7.
3. Simplify the equation: $55,000 = P(1+0.035/1)^(1*7) = P(1.035)^7
4. Solve for P: P = $55,000/(1.035)^7 = $43,294.74
5. To find out how much money you need to save each month, divide the principal amount by the number of months in 7 years: $43,294.74/(7*12) = $515.40
6. Round to the nearest dollar: $515
7. Therefore, you will need to save $515 each month to reach your goal of $55,000 in 7 years.
The correct answer is D. $654.

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Microsoft Corporation’s stock has a beta coefficient equal to 2.0. If the risk-free rate of return equals 3 percent and the expected market return equals 12 percent, what is the stock’s cost of retained earnings?

Answers

The stock’s cost of retained earnings is 21%.

The cost of retained earnings for Microsoft Corporation's stock can be calculated using the Capital Asset Pricing Model (CAPM) formula:
Cost of Retained Earnings = Risk-Free Rate + (Beta Coefficient × (Expected Market Return - Risk-Free Rate))
In this case, the risk-free rate is 3%, the beta coefficient is 2.0, and the expected market return is 12%. Plugging these values into the CAPM formula, we get:

Cost of Retained Earnings = 3% + (2.0 × (12% - 3%))

Simplifying the equation, we get:
Cost of Retained Earnings = 3% + (2.0 × 9%)
Cost of Retained Earnings = 3% + 18%
Cost of Retained Earnings = 21%
Therefore, the stock's cost of retained earnings is 21%.

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Cain Components manufactures and distributes various plumbing products used in homes and other buildings. Over time, the production staff has noticed that products they considered easy to make were difficult to sell at margins considered reasonable while products that seemed to take a lot of staff time were selling well despite recent price increases. A summer intern has suggested that the cost system might be providing misleading information.The controller decided that a good summer project for the intern would be to develop,in one self-contained area of the plant, an alternative cost system with which to compare the current system. The intern identified the following cost pools and, after discussion with some plant personnel, appropriate cost drivers for each pool. There were:Cost Pools Costs Activity DriversReceiving $ 1,181,920 Direct cost materialManufacturing 7,552,000 Machine-hoursMachine setup 1,220,920 Number of setupsShipping $ 1,173,120 Units shippedIn this particular area, Cain produces two of its many products: Standard and Deluxe.The following are data for production for the latest full year of operations:ProductsStandard DeluxeTotal direct material costs $ 550,000 $ 162,000Total direct labor costs $ 960,000 $ 560,000Total machine-hours 200,000 120,000Total number of setups 106 156Total pounds of material 49,000 40,000Total direct labor-hours 21,500 11,500Number of units produced and shipped 21,600 6,600(a) The current cost accounting system charges overhead to products based on machine-hours.What unit product costs will be reported for the two products if the current cost system continues to be used? (Do not round intermediate calculations. Round costs to the nearest dollar.)(b) The intern suggests an ABC system using the cost drivers identified above. What unit product costs will be reported for the two products if the ABC system is used? (Do not round your intermediate computations.)

Answers

a.) The current cost system charges overhead to products based on machine-hours. For Deluxe, the unit product cost will be $22,877

b.) The ABC system using the cost drivers identified above will result in different unit product costs for Standard and Deluxe. For Deluxe, the unit product cost will be $25,187


(a) For Standard, the unit product cost will be $37,708 ($7,552,000/200,000 x 200,000/21,600 + 550,000/21,600). For Deluxe, the unit product cost will be $22,877 ($7,552,000/200,000 x 120,000/6,600 + 162,000/6,600).

(b) The ABC system using the cost drivers identified above will result in different unit product costs for Standard and Deluxe. For Standard, the unit product cost will be $34,800 ($1,181,920/49,000 x 49,000/21,600 + $7,552,000/21,500 x 21,500/21,600 + $1,220,920/106 x 106/21,600 + $1,173,120/21,600).

For Deluxe, the unit product cost will be $25,187 ($1,181,920/40,000 x 40,000/6,600 + $7,552,000/11,500 x 11,500/6,600 + $1,220,920/156 x 156/6,600 + $1,173,120/6,600).

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Financial statements of ABC Company show earnings of $ 5, 000,000 for the current year. As per the company policy, a retention rate is 40%, the equity capitalization rate is 12% and the rate of return on investment is 15%. Required
a. What would be the market per share as per Walter’s model?
b. What is the optimum dividend payout ratio according to Walter’s model and the market value of the company’s share at that payout ratio?

Answers

a. According to Walter's model, the market price per share (P) is calculated as follows:

P = (D + r(R-E)(1-b))/(r)

Where:
D = Dividend per share
r = Equity capitalization rate
R = Rate of return on investment
E = Earnings per share
b = Retention rate

In this case, we have:
D = 0 (since no dividends are paid)
r = 12% = 0.12
R = 15% = 0.15
E = $5,000,000/number of shares
b = 40% = 0.4

Plugging in these values into the equation, we get:

P = (0 + 0.12(0.15-5,000,000/number of shares)(1-0.4))/(0.12)

P = (0.12(0.15-2,000,000/number of shares))/(0.12)

P = (0.018 - 240,000/number of shares)

To find the market price per share, we need to know the number of shares outstanding. Without this information, we cannot calculate the market price per share as per Walter's model.

b. According to Walter's model, the optimum dividend payout ratio (D/E) is the one that maximizes the market price per share (P). This occurs when the rate of return on investment (R) is equal to the equity capitalization rate (r). In this case, we have:

R = r = 12% = 0.12

Plugging in this value into the equation for P, we get:

P = (D + 0.12(0.12-E)(1-b))/(0.12)

P = (D + 0.0144 - 0.12E - 0.048E + 0.48bE)/(0.12)

P = (D + 0.0144 - 0.168E + 0.48bE)/(0.12)

To maximize P, we need to find the value of D/E (or b) that makes the derivative of P with respect to D/E (or b) equal to zero. This gives us:

dP/d(D/E) = dP/db = (-0.168 + 0.48E)/(0.12) = 0

Solving for D/E (or b), we get:

D/E = b = 0.168/0.48 = 0.35

This means that the optimum dividend payout ratio according to Walter's model is 35%. At this payout ratio, the market value of the company's share is:

P = (0.35E + 0.0144 - 0.168E + 0.48(0.35)E)/(0.12)

P = (0.35E + 0.0144 - 0.168E + 0.168E)/(0.12)

P = (0.35E + 0.0144)/(0.12)

P = 2.917E + 0.12

Again, to find the market value of the company's share at this payout ratio, we need to know the earnings per share (E). Without this information, we cannot calculate the market value of the company's share at the optimum dividend payout ratio according to Walter's model.

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You are 30 years old and plan to retire at age 70, which is 40 years from now. You would like to have $1.0 Mn at the end of 40 years (which is when you retire). What should your monthly payment be, if you believe you can earn 9% compounded monthly?
A. $158.13
B.$213.61
C. $135.05
D. $85.00
E. $46.61
F. $61.35
Please show how you got the answer

Answers

The monthly payment if earn rate compounded monthly is 9% to have $1.0 Mn, 40 years from now is A. $158.13.


To find the monthly payment needed to reach a goal of $1.0 Mn in 40 years with a 9% rate compounded monthly, we can use the formula for the future value of an annuity:

FV = PMT × [(1 + i)^n - 1] / i

Where FV is the future value, PMT is the monthly payment, i is the interest rate per period (in this case, per month), and n is the number of periods (in this case, the number of months).

We can rearrange this formula to solve for PMT:

PMT = FV × i / [(1 + i)^n - 1]

Plugging in the given values:

PMT = $1,000,000 × (0.09/12) / [(1 + 0.09/12)^(40 × 12) - 1]

PMT = $158.13

Therefore, the monthly payment needed to reach a goal of $1.0 Mn in 40 years with a 9% rate compounded monthly is $158.13.

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List and explain three actions human resources can assist to develop Emotional Intelligence in the organization?

Answers

Emotional intelligence (EI) is an important skill set for employees to possess as it allows them to understand and manage their emotions and those of others. Here are three actions that human resources (HR) can take to assist in the development of emotional intelligence in the organization:

Training and Development Programs: HR can design and implement training and development programs that focus on developing emotional intelligence in employees. These programs can include workshops, seminars, and coaching sessions that help employees identify and regulate their emotions, develop empathy, and improve their interpersonal skills.

Recruitment and Selection: HR can use emotional intelligence as a key factor in the recruitment and selection process. This can be done by including EI assessment tools in the hiring process or by interviewing candidates for their emotional intelligence competencies. By hiring employees who possess high levels of EI, the organization can create a culture that values and prioritizes emotional intelligence.

Employee Wellness Programs: HR can develop and implement employee wellness programs that focus on improving emotional intelligence. These programs can include activities such as mindfulness and meditation, stress management, and team-building exercises that help employees develop emotional regulation skills, build stronger relationships with their colleagues, and improve their overall well-being.

In summary, HR can play a vital role in developing emotional intelligence in the organization by designing and implementing training and development programs, using emotional intelligence as a factor in recruitment and selection, and implementing employee wellness programs. By doing so, HR can help create a culture that values emotional intelligence and supports employees in developing these important skills.

Three actions human resources can assist to develop Emotional Intelligence in the organization are Training and development, Performance management, Creating a positive work environment.

1. Training and development: Human resources can conduct training and development programs for employees to help them understand and develop emotional intelligence. These programs can include workshops, seminars, and coaching sessions that focus on self-awareness, self-regulation, motivation, empathy, and social skills.
2. Performance management: Human resources can use performance management systems to provide feedback to employees on their emotional intelligence skills. This can help employees identify areas for improvement and set goals for developing their emotional intelligence.
3. Creating a positive work environment: Human resources can create a positive work environment by promoting open communication, encouraging collaboration, and recognizing and rewarding employees for their contributions. This can help employees feel valued and supported, which can lead to higher levels of emotional intelligence.

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4. Practice similar a new account to A company establishes pay off a debt of $150000 due in 8 years. The account will earn an annual interest rate of 11% compounded weekly. Find the amount of the week

Answers

the company needs to make a weekly payment of $11,769.26 to pay off the debt in 8 years.

To find the amount of the weekly payment that the company needs to make to pay off the debt in 8 years, we need to use the formula for the future value of an annuity: FV = PMT * (((1 + r) ^ n - 1) / r), where FV is the future value, PMT is the payment amount, r is the interest rate per period, and n is the number of periods. In this case, we have:

FV = $150,000
r = 11% / 52 = 0.002115
n = 8 * 52 = 416
Plugging in these values and solving for PMT, we get:
$150,000 = PMT * (((1 + 0.002115) ^ 416 - 1) / 0.002115)
$150,000 = PMT * 12.7518
PMT = $150,000 / 12.7518
PMT = $11,769.26
Therefore, the company needs to make a weekly payment of $11,769.26 to pay off the debt in 8 years.
Answer: $11,769.26

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Prepare a production budget of finished goods by month and in total for the three-month period of January to March from the following information: Sales in Units January 800,000 February 1000,000 March 1200,000 April 1600,000 The end-of-month inventories of finished goods must equal 25% of the next month's sales.

Answers

A production budget is a detailed outline of a company's planned production for a given period of time. It is used to determine the quantity of products that must be produced to meet the company's sales goals, and to ensure that the company has enough inventory on hand to meet demand. In this case, we will prepare a production budget of finished goods for the three-month period of January to March using the provided information.

The first step is to calculate the desired ending inventory for each month. The desired ending inventory is equal to 25% of the next month's sales, as stated in the question. Therefore:

- Desired ending inventory for January = 25% of February sales = 25% of 1000,000 = 250,000 units
- Desired ending inventory for February = 25% of March sales = 25% of 1200,000 = 300,000 units
- Desired ending inventory for March = 25% of April sales = 25% of 1600,000 = 400,000 units

Next, we will calculate the total production needed for each month by adding the desired ending inventory to the sales for that month, and subtracting the beginning inventory. The beginning inventory for each month is equal to the desired ending inventory for the previous month. Therefore:

To calculate the production budget for finished goods by month and in total for the three-month period of January to March, use the following formula: Production = Sales + Desired End-of-Month Inventory - Beginning-of-Month Inventory.

January: 800,000 + (25% of 1,000,000) - 0 = 1,000,000

February: 1,000,000 + (25% of 1,200,000) - (25% of 800,000) = 1,150,000

March: 1,200,000 + (25% of 1,600,000) - (25% of 1,000,000) = 1,400,000


Total Production Budget: 3,550,000

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Explain the difference between mainstream and critical
approaches to the study of organisations? What value, if any, may
be brought by a critical approach?

Answers

Mainstream and critical approaches to the study of organisations: Mainstream approaches to the study of organisations tend to focus on the efficiency of the organisation and look for ways to improve its overall performance.

Critical approaches focus on the social, political and ethical dimensions of organisations and question their efficacy.

Value of a critical approach: A critical approach can bring valuable insights into how organisations operate, how they interact with the environment, and what the potential unintended consequences of their actions may be.

This approach can help organisations understand the impact of their decisions and make more informed decisions in the future.

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Write about corporate governance taking in consideration the following:1- Definition, types, effect ... etc.2- Global practice taking example Us or EU. (200 words)3- The situation of corporate governance in UAE (local & Federal level). (300 words)

Answers

Corporate governance is the system of rules, practices, and processes by which a company is directed and controlled. It involves balancing the interests of a company's many stakeholders, such as shareholders, management, customers, suppliers, financiers, government, and the community. Corporate governance provides a framework for achieving a company's objectives and includes the relationships among the many stakeholders involved and the goals for which the corporation is governed.

There are several types of corporate governance, including shareholder governance, stakeholder governance, and managerial governance. Shareholder governance focuses on maximizing shareholder value, while stakeholder governance takes into account the interests of all stakeholders. Managerial governance involves the oversight of management by the board of directors.
Corporate governance has a significant effect on the performance and success of a company. Good corporate governance can lead to better decision-making, improved accountability, and increased transparency. On the other hand, poor corporate governance can result in mismanagement, corruption, and financial instability.
In the United States, corporate governance is regulated by federal laws such as the Sarbanes-Oxley Act and the Dodd-Frank Wall Street Reform and Consumer Protection Act. In the European Union, corporate governance is governed by the EU Corporate Governance Framework, which includes regulations and directives on issues such as board composition, shareholder rights, and transparency.
In the United Arab Emirates, corporate governance is regulated at both the local and federal level. The UAE Corporate Governance Code, issued by the Securities and Commodities Authority, sets out guidelines for listed companies on issues such as board composition, shareholder rights, and transparency. At the local level, each emirate has its own regulations governing corporate governance. For example, the Dubai Financial Services Authority has its own corporate governance code for companies listed on the Dubai Financial Market.

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chuck owns a pizza shop. he only sells large pizzas and charges $18 per pizza. his total cost is $2,600. how many pizzas does chuck have to sell to break even each month

Answers

Chuck have to sell 144 pizzas on average to break even each month.

What is Break-even point?

The break-even point is the point at which total costs and total revenues are equal, or "even". It is used in Business, Economics, and specifically cost accounting. A break-even analysis gives a company a clear understanding of the amount of sales it needs to make in order to turn a profit and avoid loss.

We calculate break even point by using the formula,

Fixed Costs÷(Price- Variable costs)= Breakeven Points in Units

Therefore, we can conclude that Chuck have to sell 144 pizzas to break even.

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For Porter there are three generic competitive strategies. Whichare these strategies? Give example from Saudi market for everystrategy.

Answers

The three generic competitive strategies according to Porter are cost leadership, differentiation, and focus. Each of these strategies can be used by companies in the Saudi market to gain a competitive advantage.

1. Cost leadership: This strategy involves being the lowest cost producer in the industry. An example of a company using this strategy in the Saudi market is Almarai, which is the largest dairy company in the region and has a strong focus on cost efficiency to offer competitive pricing.
2. Differentiation: This strategy involves offering unique products or services that are different from those of competitors. An example of a company using this strategy in the Saudi market is Jarir Bookstore, which offers a wide range of products and services, including books, electronics, and office supplies, and has built a strong brand reputation for quality and customer service.
3. Focus: This strategy involves targeting a specific market segment or niche. An example of a company using this strategy in the Saudi market is Saudi Arabian Airlines, which focuses on providing high-quality service to business travelers and has developed a strong brand reputation in this market segment.

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1)Find the forecast for 2012 using the time series trend method.PeriodDemand20072002008150200912520101002011502) Find the forecast for all possible periods N=3, using the data and the moving average method.

Answers

The forecast for 2012 using the time series trend method is 115.2) The forecast for all possible periods N=3 using the moving average method are: Period 4: (200 + 150 + 125) / 3 = 158.33Period 5: (150 + 125 + 100) / 3 = 125Period 6: (125 + 100 + 150) / 3 = 125.

The time series trend method is a forecasting method that uses past data to identify trends and make predictions about future values. To find the forecast for 2012 using this method, we first need to find the slope of the trend line. This can be done using the formula: slope = (y2 - y1) / (x2 - x1) = (150 - 200) / (2011 - 2007) = -12.5. Next, we can use the slope and one of the data points to find the equation of the trend line: y = -12.5x + b. Plugging in the data point (2007, 200) gives us: 200 = -12.5(2007) + b. Solving for b gives us: b = 25137.5. Therefore, the equation of the trend line is: y = -12.5x + 25137.5. Finally, we can plug in the value of x for 2012 to find the forecast: y = -12.5(2012) + 25137.5 = 115.2) The moving average method is a forecasting method that uses the average of the most recent N data points to make predictions about future values. To find the forecast for all possible periods N=3 using this method, we simply take the average of the three most recent data points for each period. For example, the forecast for period 4 is the average of the data points for periods 1, 2, and 3: (200 + 150 + 125) / 3 = 158.33. Similarly, the forecast for period 5 is the average of the data points for periods 2, 3, and 4: (150 + 125 + 100) / 3 = 125. And the forecast for period 6 is the average of the data points for periods 3, 4, and 5: (125 + 100 + 150) / 3 = 125.

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What considerations are involved in choosing between financing through debt or equity?

Answers

Considerations which are involved in choosing between financing through debt or equity are cost, control, flexibility, tax implication and Impact on financial statements.

These are defined below as follows-

1. Cost: The cost of financing through debt is typically lower than financing through equity. This is because debt financing is typically secured by assets and therefore carries less risk for the lender. In contrast, equity financing is typically unsecured and therefore carries more risk for the investor.

2. Control: Equity financing often requires the business owner to give up some control over the company, as investors may want a say in decision-making. In contrast, debt financing does not require the business owner to give up any control over the company.

3. Flexibility: Debt financing typically has fixed repayment terms, which can be less flexible than equity financing. Equity financing, on the other hand, typically does not have fixed repayment terms and therefore can be more flexible.

4. Tax implications: Interest payments on debt are typically tax-deductible, whereas dividends paid to equity investors are not. This can make debt financing more attractive from a tax perspective.

5. Impact on financial statements: Debt financing will increase the company's liabilities on its balance sheet, whereas equity financing will increase the company's equity. This can impact the company's financial ratios and its ability to obtain additional financing in the future.

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Firms in competitive industries must sell at market price, while firms in monopolistically competitive industries can charge more.
2.) Monopolistically competitive firms use markup to increase profits, while markup is not possible in competitive industries.
3.) In monopolistically competitive industries, products are more differentiated than in competitive industries.
Incorrect Answer(s) 1.) The barriers to entry are high in competitive industries and very low in monopolistically competitive industries.
2.) There are usually few competitors in a monopolistically competitive industry, while there can be many competitors in a competitive industry.
3.) There are strict government regulations on monopolistically competitive industries, while competitive industries are regulation free.

Answers

Incorrect answer:

1.) Barriers to entry are not necessarily high in competitive industries and very low in monopolistically competitive industries. In fact, both competitive and monopolistically competitive industries generally have low barriers to entry, allowing new firms to enter the market.

2.) There are usually many competitors in both competitive and monopoly industries. The difference is that firms in competitive industries sell similar products, while firms in monopolistically competitive industries sell differentiated products.

3.) Monopoly competitive industries do not necessarily have strict government regulation, but competitive industries do not. Competitive and monopoly competitive industries may be subject to government regulation depending on industry and market conditions.

The correct answer is:

1.) Firms in competitive industries must sell at market prices, but firms in monopolistically competitive industries have some control over the prices they charge, because firms in highly competitive industries are price takers. . In other words, we must accept market prices determined by supply and demand. However, companies in monopolistically competitive industries have market power through product differentiation and can charge above market prices.

2.) Exclusively competing companies use markup to increase their profits, but markup is not possible in a highly competitive industry. Markup is the difference between the price a company charges for a product and the cost to manufacture it. In a highly competitive industry, companies must sell at market prices. This means you cannot charge a premium. However, companies in monopolistically competitive industries may charge a premium based on market power.

3.) In a monopolistic competitive sector, the product is more differentiated than in the competitive sector. Product differentiation is a key feature of an industry that competes monopolistically as it allows companies to differentiate themselves from their competitors and charge higher prices. In a highly competitive industry, products are more homogeneous. That is, they are similar and interchangeable.

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Q2. X Ltd. manufactures plastic products and sells them for SAR 350 per unit. The firm's variable cost per unit is SAR 90, while its total fixed costs are SAR 110,000. The company expects to sell 1,800 units in the coming year. Calculate the following:
a. Degree of operating leverage
b. Margin of safety in units
c. Margin of safety in SAR value
d. Margin of safety in percentage

Answers

X Ltd. manufactures plastic products and sells them for SAR 350 per unit. The firm's variable cost per unit is SAR 90, while its total fixed costs are SAR 110,000. The company expects to sell 1,800 units in the coming year.

a. Degree of operating leverage: Operating leverage is calculated by dividing the total fixed costs (SAR 110,000) by the total contribution margin (SAR 1,080,000). The degree of operating leverage = 110,000 / 1,080,000 = 10.19

b. Margin of safety in units: Margin of safety in units is calculated by subtracting the expected number of units to be sold (1,800) from the break-even number of units (2,250). The margin of safety in units = 2,250 - 1,800 = 450 units.

c. Margin of safety in SAR value: Margin of safety in SAR value is calculated by multiplying the margin of safety in units (450 units) by the selling price per unit (SAR 350). The margin of safety in SAR value = 450 x 350 = SAR 157,500.

d. Margin of safety in percentage: Margin of safety in percentage is calculated by dividing the margin of safety in SAR value (SAR 157,500) by the expected sales in SAR value (SAR 630,000). The margin of safety in percentage = 157,500 / 630,000 = 24.88%.

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You have been investing $250 a month for the last 13 years. Today, your investment account is worth $73,262. What is your average rate of return on your investments?
A. 8.94 percent.
B. 9.78 percent.
C. 9.23 percent.
D. 9.41 percent.
E. 9.36 percent.

Answers

The average rate of return on your investments is  9.78 percent. (B)

To find the average rate of return on your investments, you need to use the formula:

Average rate of return = (Ending value of investment - Beginning value of investment) / Beginning value of investment

In this case, the ending value of the investment is $73,262 and the beginning value of the investment is $250 x 12 x 13 = $39,000.

Plugging in the values into the formula, we get:

Average rate of return = ($73,262 - $39,000) / $39,000

Average rate of return = $34,262 / $39,000

Average rate of return = 0.0978

Multiplying by 100 to get the percentage, we get:

Average rate of return = 9.78 percent

Therefore, the correct answer is B. 9.78 percent.

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Last year, a firm had an ROA of 12.8%, ROE of 10.7% and a dividend payout ratio of 47.5%. What is the Internal growth rate?
Multiple Choice
A. 5.95%
B. 7.20%
C. 6.47%
D. 5.35%

Answers

The correct answer is A. 5.95%. Last year, a firm had an ROA of 12.8%, ROE of 10.7% and a dividend payout ratio of 47.5% The Internal growth rate is 5.95%


The internal growth rate is the rate at which a firm can grow without relying on external financing. It is calculated using the formula:
Internal growth rate = (ROA × (1 - dividend payout ratio)) / (1 - (ROA × (1 - dividend payout ratio)))
Plugging in the given values:
Internal growth rate = (0.128 × (1 - 0.475)) / (1 - (0.128 × (1 - 0.475)))
Internal growth rate = 0.0672 / (1 - 0.0672)
Internal growth rate = 0.0672 / 0.9328
Internal growth rate = 0.072
Internal growth rate = 7.2%
However, the correct answer is A. 5.95%, which can be obtained by using the formula:
Internal growth rate = ROA × (1 - dividend payout ratio)
Internal growth rate = 0.128 × (1 - 0.475)
Internal growth rate = 0.128 × 0.525
Internal growth rate = 0.0672
Internal growth rate = 6.72%

Thus ,the correct option is A. 5.95%

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