The type of market that is characterized by rapid change without stable customers or markets, in which a marketer will often seek growth, is called a volatile market.
A volatile market is a market characterized by abrupt and erratic price movements, constant fluctuations, or erratic changes that are usually unexpected or unplanned.
When there is no specific underlying market or if it is difficult to establish the intrinsic value of an investment, volatile markets are more prevalent.
A volatile market is an industry in which prices or values of goods, services, and other economic variables shift frequently or dramatically, which can be caused by a variety of factors, including supply and demand, government policies, and global economic developments.
Such markets can be risky but also profitable for investors and traders alike. Thus, a market with rapid change without stable customers or markets is known as a volatile market.
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which of the following is an outcome of incivility at the workplace? check all that apply. loss of customers increased helpfulness more focus on the work better health lack of effort on the job
Incivility in the workplace can lead to a variety of negative outcomes, such as loss of customers, decreased helpfulness, lower focus on the job, poorer health, and lack of effort on the job.
First, incivility can lead to a loss of customers, as customers will be less likely to patronize a business with an unpleasant atmosphere. Employees who are the target of incivility may be less likely to provide good customer service, which can lead to customers taking their business elsewhere.
Second, incivility can decrease helpfulness in the workplace, as employees who have experienced incivility may be less willing to help their colleagues. This can lead to a decrease in team morale and efficiency, as employees are unwilling to help each other out.
Third, incivility can lead to lower focus on the job, as employees may be more preoccupied with their feelings of anger and resentment rather than performing their job to the best of their ability. This can lead to mistakes and lower productivity.
Fourth, incivility can lead to poorer health, as employees who are the target of incivility can experience physical and psychological health issues such as stress, anxiety, and depression.
Finally, incivility can lead to lack of effort on the job, as employees may be less motivated to work hard and less willing to put in extra effort. This can lead to lower productivity and quality of work.
In conclusion, incivility in the workplace can lead to a variety of negative outcomes, such as loss of customers, decreased helpfulness, lower focus on the job, poorer health, and lack of effort on the job.
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you are a project manager at your company, and you must choose the last member of your team. which person statistically would be predicted to be the least likely to engage in social loafing?
The person who is confident to do work alone as well as in group, who put same effort to do work as he is doing it alone would be predicted to be the least likely to engage in social loafing.
In social psychology, social loafing is the phenomenon of a person exerting less effort to achieve a goal when they work in a group than when working alone. It is seen as one of the main reasons groups are sometimes less productive than the combined performance of their members working as individuals. Research on social loafing began with rope pulling experiments by Ringelmann, who found that members of a group tended to exert less effort in pulling a rope than did individuals alone. In more recent research, studies involving modern technology, such as online and distributed groups, have also shown clear evidence of social loafing. Many of the causes of social loafing stem from individual members' feeling their individual effort will not matter to the group.
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on monday, rosa agreed to buy joey's car for $8,000 when she gets paid on friday. they have signed a written agreement with the terms that she will pay him $100 per week until the car is paid for. on thursday, the car is involved in an auto accident and is totaled. does rosa have to pay for the car?
No, Rosa doesn't have to pay for the car as she is no longer obligated to pay the full amount of the car to Joey because car is totaled now and the written agreement is nullified.
According to the problem statement, on Monday, Rosa agreed to buy Joey's car for $8,000 when she gets paid on Friday. They have signed a written agreement with the terms that she will pay him $100 per week until the car is paid for.
On Thursday, the car is involved in an auto accident and is totaled. Now, does Rosa have to pay for the car? The answer is No, Rosa doesn't have to pay for the car. As the car is involved in an auto accident and is totaled, Rosa is no longer obligated to pay the full amount of $8,000 for the car.
Instead, the agreement they had previously made for the car is now voided due to the accident. In simple terms, the car is now a total loss, and it is no longer available to Rosa. Therefore, the written agreement is now null and void. So, Rosa doesn't have to pay for the car.
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Why is the marginal tax rate always higher than the effective tax rate?
The marginal tax rate is always higher than the effective tax rate because it is the rate that is applied to the next dollar earned, while the effective tax rate is the average tax rate paid on all income earned.
This means that as income increases, the marginal tax rate also increases, while the effective tax rate may not necessarily increase at the same rate. While the effective tax rate is the average tax rate applied to all income. Marginal tax rates increase as income increases because they are designed to be progressive, meaning that those who earn more income pay a higher percentage of that income in taxes. On the other hand, effective tax rates may not increase as income increases because they are influenced by various deductions, credits, and exemptions that taxpayers are eligible for.
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assume the nominal rate was 11.50% and the inflation rate was 3%. using the fisher effect, what was the real rate? multiple choice 8.1% 8.25% 9.10% 9.90% 11.50%
Real Interest Rate is 8.25%. Therefore option B is correct.
Convert the nominal interest rate and inflation rate to decimals: 11.50% = 0.115, and 3% = 0.03. Apply the Fisher Effect formula: Real Interest Rate = (1 + Nominal Interest Rate) / (1 + Inflation Rate) - 1.
Plug in the values: Real Interest Rate = (1 + 0.115) / (1 + 0.03) - 1. Calculate the result: Real Interest Rate = (1.115) / (1.03) - 1. Continue calculating: Real Interest Rate = 1.0825 - 1. Convert the result back to a percentage: Real Interest Rate = 0.0825 * 100 = 8.25%.
Based on the Fisher Effect, the real interest rate is 8.25%. So, the correct answer among the multiple-choice options is 8.25%.
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true or false: reporting comprehensive income can be done with a single, continuous statement or in two separate, but consecutive statements. true false question. true false
The given statement " reporting comprehensive income can be done with a single, continuous statement or in two separate, but consecutive statements" is True. Reporting comprehensive income can be done with a single, continuous statement or in two separate, but consecutive statements. Comprehensive income includes all changes in equity during a period, except those resulting from investments by owners and distributions to owners.
There are two methods to present comprehensive income: the single-statement approach and the two-statement approach. In the single-statement approach, a company combines net income and OCI in a single, continuous statement called the Statement of Comprehensive Income.
On the other hand, the two-statement approach involves presenting net income in the first statement, called the Income Statement, and OCI in a separate, but consecutive statement, called the Statement of Other Comprehensive Income. The total comprehensive income is then presented at the bottom of the second statement.
Both presentation methods are acceptable under accounting standards, and a company can choose the method that best suits its needs and provides the most meaningful information to its stakeholders. The main objective is to ensure that users of financial statements have a clear understanding of the company's comprehensive income, including its components and overall impact on the company's financial position.
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what's true about the relationship between product attributes and product benefits? product attributes only contribute to functional but not psychological benefits. a benefit is the use consumers get out of a product's attributes and features. product benefits need to be more standardized than product attributes. marketers can decide whether to include product attributes or benefits in their products. a product has to have the same number of product attributes and product benefits.
The statement that is true about the relationship between product attributes and product benefits is: A benefit is a use consumers get out of a product's attributes and features.
Product attributes refer to a product's physical and non-physical features, characteristics, or specifications that make it different from other products on the market. Product attributes could include features such as color, weight, size, or price, and other things like the product's brand name, quality, and packaging.Product benefits are the things that consumers get out of a product. These are the benefits that the consumer will receive when using the product. Benefits could include the product's ease of use, durability, design, convenience, and other things that the consumer values.A product has to have the same number of product attributes and product benefits is an untrue statement.Marketers cannot decide whether to include product attributes or benefits in their products is also an untrue statement.The relationship between product attributes and product benefits is that benefits are the use that consumers get out of a product's attributes and features. Benefits come from the attributes of a product, so product attributes and product benefits are interdependent.Learn more about product here: https://brainly.com/question/25922327
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a discouraged worker is a(n) . multiple choice question. unemployed worker who drops out of the labor force and no longer seeks work actively part-time worker who actively looks for full-time work unemployed worker actively seeking work employed worker who is looking for a different type of work
A discouraged worker is an unemployed worker who drops out of the labor force and no longer seeks work actively.
What is a discouraged worker?A discouraged worker is a person who is out of work and is not actively seeking employment due to a lack of job prospects or economic constraints, according to the Bureau of Labor Statistics (BLS).
The Bureau of Labor Statistics (BLS) considers them to be marginally attached to the labor force, which means they are not considered part of the labor force or unemployed.
This is because they have not looked for work in the past four weeks and are not currently available to start work immediately. The number of discouraged workers is used by the BLS to calculate the country's total underemployment rate, which includes both unemployed individuals and those who are marginally attached to the labor force.
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9) garret and hans own all the stock of gh corporation. garret sells all his gh stock to olga on february 12. the next day, gh makes an s election. for the election to apply to the current year, who must consent to the election? a) just hans b) garrett and hans c) garrett, hans, and olga d) hans and olga
For the election to apply to the current year, Hans and Olga must consent to the election. The correct answer is d) Hans and Olga.
When a corporation makes an S election, it becomes a pass-through entity, which means that its income, deductions, and credits flow through to the shareholders for tax purposes. To make an S election, the corporation must file Form 2553 with the IRS and meet certain eligibility criteria. One of these criteria is that all shareholders must consent to the election.
In this scenario, Garret sells all his GH stock to Olga before the S election is made. Since he is no longer a shareholder, he does not need to consent to the election. However, Hans and Olga, who are now the only shareholders of GH Corporation, must both consent to the S election for it to be valid for the current year.
Thus, the parties required to consent to the S election for it to apply to the current year after Garret sells all his GH stock to Olga on February 12 are Hans and Olga, which is option d)
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a coworker asks you for advice on how to communicate a strict deadline in a request letter. what advice would you give? set an end date to take action and explain why. give an approximate date for the deadline. apologize for the need to set a deadline to soften the message.
If a coworker asks you for advice on how to communicate a strict deadline in a request letter, the advice that you would give are as follows:
Apologize for the need to set a deadline to soften the message.
Set an end date to take action and explain why.
Give an approximate date for the deadline.
The ways to communicate a strict deadline in a request letter are as follows:Apologize for the need to set a deadline to soften the message. Be sure to start the letter by expressing gratitude and giving thanks for your coworker's work so far. You might also make a point of acknowledging the value of your coworker's contributions or the difficulty of the task they are undertaking.
You should then move on to state the reason why you are writing the letter.
Set an end date to take action and explain why. Your letter should include a specific deadline by which you expect the task to be completed.
This deadline should be reasonable, but it should also be firm enough that your coworker understands the importance of the task. In order to help your coworker meet this deadline, you should also provide any necessary resources or information, including instructions on how to proceed.
Give an approximate date for the deadline. Since deadlines can be difficult to predict, you might consider providing an approximate date for the deadline.
This could be useful if your coworker needs to coordinate with other team members or if there are any external factors that could impact the project.
An approximate deadline can also be helpful if you need to adjust the deadline later on, as it gives your coworker some flexibility to work around unforeseen circumstances.
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g johnson's animations has net income of $42,500, depreciation expense of $1,800, interest expense of $900, taxes of $1,600, additions to net working capital of $2,300, and net capital spending of $11,700. what is the amount of the free cash flow
The amount of the free cash flow is $41,800.
We know that Net income = $42,500; Depreciation expense = $1,800; Interest expense = $900; Taxes = $1,600 Additions to net working capital = $2,300; Net capital spending = $11,700
Free cash flow is a measurement that represents the cash generated or that is available for distribution to investors and creditors after all expenses have been paid.
Free cash flow = (Net income + Depreciation expense - Capital expenditure - Increase in working capital) - Taxes- Interest expense
Where, Net income + Depreciation expense - Capital expenditure - Increase in working capital= Cash from operations
Net capital spending = Capital expenditure
Using the above information,
Free cash flow = (Net income + Depreciation expense - Capital expenditure - Increase in working capital) - Taxes- Interest expense
= [($42,500 + $1,800 - $11,700 - $2,300) - $1,600 - $900]
= [$44,300 - $2,500]
= $41,800
Therefore, the amount of free cash flow for Johnson's animation is $41,800.
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Find the sales tax and total cost of a computer that costs $499.99. The tax rate in the state of NJ is 7%.
Sales Tax = _____________
Total Cost = ____________
Show your work please.
The sales tax is $34.99, and the total cost would be $534.98.
What is the sales tax?Note, a sales tax is a consumption tax imposed on the sale of goods and services. It is usually a percentage of the purchase price, collected by the seller and remitted to the government.
Since we are told sales tax is 7%; the sales tax value in dollars ($) =
[tex]\frac{7}{100} * 499.99 = 34.99[/tex]
Total cost = Sales tax + cost of computer
Therefore,
Total cost = $34.99 + $499.99 = $534.99.
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henley corporation has bonds on the market with 19.5 years to maturity, a ytm of 11.2 percent, a par value of $1,000, and a current price of $936. the bonds make semiannual payments. what must the coupon rate be on the bonds? (do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
The bonds of Henley Corporation on the market have 19.5 years to maturity, a YTM of 11.2 per cent, a par value of $1,000, and a current price of $936. The coupon rate of Henley Corporation's bonds is 6.25%
To calculate the coupon rate of the bonds, we will use the following formula:
PV = PMT [(1 - (1 + r/n)-n*t)/(r/n)] + FV/(1+r/n)n*t
where PV = Present Value of the bonds
= $936
PMT = Semi-annual payment of the bonds
r = Yield to maturity/required
rate of return = 11.2%/2 = 0.056 per semi-annual period
n = Number of semiannual periods
= 19.5 years * 2 semi-annual periods per year
= 39 semi-annual periods
FV = Par value of the bond
= $1,000t
= Maturity of the bond = 19.5 years
Substituting the values in the above formula, we get;
936 = PMT [(1 - (1 + 0.056)-39)/(0.056)] + 1000/(1+0.056)-39/2
Now, we have to find the coupon rate of the bonds. So, we have to solve the above equation to determine the PMT, which is the coupon payment per period of the bond.
Using financial calculator or Excel sheet, we get the PMT as $62.51 (rounded to two decimal places).
Now, we will substitute the values of PMT, FV, and PV in the coupon rate formula to determine the coupon rate of the bond.
Coupon Rate Formula: Coupon rate = (PMT / FV) * 100
Coupon rate = (62.51 / 1,000) * 100
Coupon rate = 6.25 %
Therefore, the coupon rate of the Henley Corporation's bond is 6.25%.
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when a company has a current obligation to make a future payment to their supplier due to a shipment of supplies that were received last week, the company would record this transaction with an increase to an asset account and a(n) account. multiple choice question. expense revenue dividend liability
When a company has a current obligation to make a future payment to their supplier due to a shipment of supplies that were received last week, the company would record this transaction with an increase to an asset account and a liability account. Option D is the correct answer.
Current liabilities are commitments and obligations that are due in the next year. Current liabilities are the company's current obligations and are found on the balance sheet's liabilities section. These obligations may include the following:
Accounts payable (amounts owed to suppliers for products and services acquired by the company) Loans or lines of credit with a maturity date of fewer than twelve months Accrued liabilities (wages, taxes, and other expenses that have been earned but not yet paid)So, the transaction will be recorded with an increase to an asset account and a liability account. The liability account will be the account representing the current obligation to make a future payment. The asset account will be the account representing the supplies that the company received last week.
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which is a true statement about independent hotels? independent hotels are mostly luxury class hotels in urban locations with more than 150 rooms independent hotels are not affiliated with a specific chain chain hotels outnumber independent hotels in every country of the world independent hotels may never be managed by an outside entity
The true statement about independent hotels is that "independent hotels are not affiliated with a specific chain".
"What are independent hotels?
Independent hotels are defined as hotels that are not affiliated with any particular brand or chain. Independent hotels are normally owned by a single proprietor or a small group of partners or shareholders. These hotels may be located in virtually any location and offer a variety of facilities and services. The hotels are usually smaller in size, with fewer than 150 rooms. The operators of independent hotels may opt to take part in joint marketing initiatives or offer their services through online travel booking portals such as Booking.com or Expedia.
Independent hotels, unlike chain hotels, are not constrained by franchise regulations, marketing restrictions, or other constraints placed on them by a parent corporation. Independent hotels, on the other hand, may be more challenging to manage and market than chain hotels, which benefit from greater brand recognition and economies of scale.
Why is it important to choose independent hotels?
Because independent hotels have the freedom to create a unique, personalized experience for each visitor, they may provide a more intimate and distinctive experience. Independent hotels often provide unique or boutique experiences that are tailored to the specific preferences and requirements of the visitor, resulting in a more personalized stay. This, along with the fact that independent hotels are not affiliated with a specific chain, makes them a common choice for travelers who want a more personalized and unique experience.
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which of the following will not shift a supply curve? group of answer choices a change in per-unit costs brought about by a change in taxes a change in the number of sellers a change in the price of relevant resources a change in the good's own price
A change in the good's own price will not shift a supply curve. The supply curve represents the relationship between the quantity supplied and the price of the good.
A change in the good's own price will not shift a supply curve because the supply curve represents a relationship between the price of a good and the quantity that producers are willing to supply at that price. It is not affected by changes in the price of the good itself.There are a few factors that can shift a supply curve, including:Changes in the cost of production, such as per-unit costsChanges in the number of sellers in the marketChanges in the price of relevant resources, such as labor or raw materialsChanges in taxes or other government policies that affect the cost of production or the incentives for producing a good.A change in per-unit costs, taxes, the number of sellers, or the price of relevant resources can cause the supply curve to shift, but a change in the good's own price will only result in a movement along the existing supply curve, not a shift in the curve itself.Learn more about supply curve: https://brainly.com/question/11717727
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jl.12 which components would be good candidates for point-of-use inventory stocking in a computer manufacturing environment?
In a computer manufacturing environment, the following components would be good candidates for point-of-use inventory stocking:Motherboards, Processors, Graphics Cards, RAMHard Drives, SSD drives, Power Supplies,Fans and Cooling systems,Optical DrivesCases and Enclosures.
There are a variety of components that are used in the manufacturing of computers. As a result, determining the appropriate ones for point-of-use inventory stocking may be a difficult task. However, certain components are more essential than others, and they should be stocked more frequently to ensure that manufacturing operations can proceed smoothly.For instance, motherboards, processors, and graphics cards are all critical components that must be in stock at all times. Since they are the building blocks of a computer, it's crucial that manufacturers have them on hand. RAM, hard drives, and SSDs, as well as power supplies and fans, are also critical components to consider.Cases and enclosures, as well as optical drives, are less critical and may not need to be stocked as frequently. The amount of each component stocked will be determined by a variety of variables, including the size of the manufacturing plant, the type of computers being produced, and the volume of orders being received by the manufacturer.
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vanessa wants to position her financial services company. she can position her services according to
In order to stand out from the competitors and draw in clients, the financial services company can be positioned depending on its target market, price, service level, brand image, product features, and location.
Is frequently used to show how customers perceive a company's trademarks or products.To demonstrate how consumers perceive various brands, a perceptual map is employed. You can use the map to see where your competitors stand in relation to you and to spot market possibilities.
What positioning error do companies commit frequently?The most prevalent error is to view positioning as a process of coming up with fresh methods to express what the company has always done. (Going directly to step two.) Selecting a business strategy is the primary and main emphasis of positioning.
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the traditional operations management definition of throughput is: question 23 options: the average number of goods or services completed per time period by a process. anything in an organization that limits it from moving toward its goal. associated with the capacity of a resource such as a machine, employee, or workstation. a physical activity in which idle capacity exists.
The traditional operations management definition of throughput is the average number of goods or services completed per time period by a process.
What is operations management?The planning, structuring, and control of corporate processes necessary to turn inputs like raw materials, labor, and energy into outputs like goods and services are referred to as operations management. In order to meet client requests, it entails planning and effectively managing the production and delivery of goods and services. This entails making the most of available resources, raising standards, cutting expenses, and ensuring prompt delivery. In order to boost output, quality, and profitability, processes must also be examined and improved during the operations management process. Businesses need effective operations management to be competitive in the global market, and this calls for a thorough grasp of the entire production and supply chain.
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luke invests $800 into an account with a 2.9% interest rate that is compounded semiannually. how much money will he have in this account if he keeps it for 5 years?
Luke will have $917.54 in his account after 5 years.
Luke will have $917.54 in his account after 5 years if he invests $800 with an interest rate of 2.9% compounded semiannually. This can be calculated using the formula
A = P(1 + r/n)nt, where A is the amount at the end of the time period, P is the principal (the amount he originally invested), r is the interest rate, n is the number of times the interest is compounded per year, and t is the time period in years.
In this case, P is $800, r is 0.029 (2.9%), n is 2 (since it's compounded semiannually), and t is 5. Plugging these values into the formula, we get A = 800(1 + 0.029/2)2*5 = $917.54.
Therefore, Luke will have $917.54 in his account after 5 years.
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what is the source document for journalizing sales returns and allowances?
The source document for journalizing sales returns and allowances is a "debit note or credit note."
What are sales returns and allowances? Sales returns and allowances refer to products that are returned by a buyer to the seller, usually because the goods are damaged or not according to the order given by the buyer. A debit note or credit note is issued by the seller as a result of this transaction, which is then used as a source document for journalizing sales returns and allowances.
What is a debit note? A debit note is a document that a seller provides to a purchaser to inform them that they have been billed for more than the correct amount. A debit note is a method of reducing an invoice amount when the invoice is originally issued, making it more accurate. The seller acknowledges the decrease in the amount due to the purchaser in a debit note.
What is a credit note? A credit note is a document that a seller provides to a buyer to let them know that they have been billed for less than the correct amount. A credit note is a means of increasing an invoice amount when the invoice is originally issued, making it more accurate. The seller acknowledges the increase in the amount due from the purchaser in a credit note.
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constant dollars are dollars whose value has been adjusted for inflation. group of answer choices true false
Constant dollars are dollars whose value has been adjusted for inflation. This statement is true. Inflation is defined as a general rise in the prices of goods and services over time.
As a result, if an item cost $1 in 1990 and now costs $2 in 2020, we can't compare these prices directly because of the inflation factor. Hence, to evaluate the cost of living, the purchasing power of money over time must be considered. By adjusting the current value of a dollar for inflation, constant dollars are calculated.
The actual value of a dollar in constant dollars is the amount that the dollar would have been worth in a base year. Inflation refers to the phenomenon of rising prices of products and services over time. As a result, the buying power of money is reduced, making the comparison of values from different years challenging.
As a result, it becomes necessary to calculate constant dollars or real dollars. The value of money, adjusted for inflation over a particular period, is referred to as constant or real dollars.Constant dollars are the inflation-adjusted value of money, which means they account for changes in the cost of living over time.
These figures provide an accurate picture of the worth of money over time, allowing for more accurate comparisons between historical periods.
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this week we have learned that many countries of the world are transitioning to a market-based economy. this economic change has been fueled by political changes in these various countries. with that said, do you feel that these circumstances have lead to the spread of globalization?
Many countries are transitioning to a market-based economy due to political changes. Yes, the circumstances have led to the spread of globalization.
Globalization refers to the increasing interconnectedness of the world's economies, societies, and cultures. The transition of many countries to a market-based economy has contributed to the spread of globalization in various ways.
The market-based economy focuses on supply and demand, making it easier for goods, services, and capital to flow across borders.
Another way in which this transition has contributed to the spread of globalization is by removing trade barriers, including tariffs and quotas, and liberalizing trade policies.
This has made it easier for countries to engage in international trade and investment, thereby contributing to the growth of global trade and investment.
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the firm's capital structure refers to the: group of answer choices mix of current and fixed assets a firm holds. amount of capital invested in the firm. amount of dividends a firm pays. mix of debt and equity used to finance the firm's assets. amount of cash versus receivables the firm holds.
The firm's capital structure refers to the mix of debt and equity used to finance the firm's assets. Option D is the correct answer.
Capital structure is the mixture of the company's long-term funding. It consists of equity, short-term funding, and long-term debt. It provides the foundation of the company's financial framework, defining how much money is required to finance the firm's assets and how much is financed through debt and equity. It also allows the firm to decide which debt-to-equity ratio is most suitable for its goals and operations.
Capital structure is crucial since it affects the company's financial flexibility, risk, and operational efficiency. It influences the firm's cost of funds and the risk assumed by investors. Investors determine the company's risk by analyzing the debt-to-equity ratio. As a result, the company's capital structure has an impact on its long-term financial success.
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marjorie has evidence that her identity has been stolen. which of the following should marjorie do first to deal with this issue? group of answer choices call the company where she knows the fraud occurred to report the fraud and freeze her accounts withdraw her money from her current account and open a new, secure banking account email the consumer financial protection bureau contact the local police
As Marjorie has evidence that her identity has been stolen, the first that to deal with this issue will be to call the company where she knows the fraud occurred. The Option B is correct.
What is the case of an Identity theft?Identity theft is the crime of obtaining another person's personal or financial information in order to commit fraud, such as making unauthorized transactions or purchases. Identity theft occurs in a variety of ways, leaving victims with damage to their credit, finances, and reputation.
If your identity has been stolen, the first step is to report it to the Federal Trade Commission (FTC). One can also put the credit reports on hold, file a police report, and change all of your login and password information. Here, the first that to deal with this issue will be to call the company where she knows the fraud occurred.
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Leadership students will collaborate with each other to plan, decide, and execute events - how do you manage disagreements between yourself and others?
Think about the possible responses and your response to them. By defusing the issue, try to reduce your stress. Consider the advantages that the person could choose. You should modify what you say to fit their communication style.
What role does the leader have in negotiations and conflict resolution?Effective leaders know how to bring contentious situations into the open in order for all parties to begin working toward a settlement that will benefit everyone. They resolve conflicts in a way that makes it possible to develop enduring relationships.
Why is it important for leaders to resolve conflicts?This maintains commercial links while enabling parties to a dispute to learn more about one another. Good conflict resolution programs also help people get back to work since unresolved disagreements usually reduce focus and productivity at the office.
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scottie adams bird supplies issued 10% bonds, dated january 1, with a face amount of $240,000 on january 1, 2021. the bonds mature in 2031 (10 years). for bonds of similar risk and maturity the market yield is 12%. interest is paid semiannually on june 30 and december 31. what is the price of the bonds at january 1, 2021? some relevant and irrelevant present value factors: * pv of annuity due of $1: n
From the given data we find that The price of the bonds at January 1, 2021, is $192,746.40.
To calculate the price of the bonds, we need to determine the present value of the bond's future cash flows, which includes the semi-annual interest payments and the principal payment at maturity.
Step 1: Calculate the semi-annual coupon payment:
The annual coupon payment is 10% of the face amount, which is $240,000 x 10% = $24,000.
Since interest is paid semi-annually, the semi-annual coupon payment is $24,000 / 2 = $12,000.
Step 2: Determine the number of semi-annual periods:
The bonds mature in 10 years, which means there are 20 semi-annual periods (10 years x 2 semi-annual periods per year).
Step 3: Calculate the present value of the semi-annual coupon payments:
Using the present value of an annuity due of $1 table, with 20 periods and a 6% annual interest rate (half of the 12% market yield), we can find the present value factor for a semi-annual period to be 9.8182.
Therefore, the present value of the semi-annual coupon payments can be calculated as follows:
$12,000 x 9.8182 = $117,818.40
Step 4: Calculate the present value of the principal payment:
To calculate the present value of the principal payment, we use the present value of $1 table with 20 periods and a 6% annual interest rate (half of the 12% market yield). The present value factor is 0.3122.
Therefore, the present value of the principal payment can be calculated as follows:
$240,000 x 0.3122 = $74,928
Step 5: Calculate the price of the bonds:
To calculate the price of the bonds, we add the present value of the semi-annual coupon payments and the present value of the principal payment.
Price of bonds = Present value of semi-annual coupon payments + Present value of principal payment
Price of bonds = $117,818.40 + $74,928
Price of bonds = $192,746.40
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what are 2 ways you can start building strong credit practices as a teenager?
Two ways we can start building strong credit practices as a teenager Get a secured credit card and . Become an authorized user on a parent’s account.
As a teenager, there are two ways you can start building strong credit practices.One of the best ways to start building your credit score is by getting a secured credit card. As a teenager, you might not have a credit history, which can make it hard for you to get approved for traditional credit cards. A secured credit card works like this: You put down a deposit, which acts as your credit limit. You can then use the card to make purchases and pay off the balance each month, just like you would with a traditional credit card. Your payments are reported to the credit bureaus, which helps establish your credit history.
Another way to start building your credit score is by becoming an authorized user on a parent’s account. This means that you’ll have a credit card with your name on it, but you won’t be responsible for the payments. Instead, the parent will be responsible for making the payments on time.As an authorized user, you can benefit from the positive credit history of the account owner. This can help boost your credit score, as long as the account owner has a good credit history. It’s important to note that if the account owner misses payments or carries a high balance, it could negatively affect your credit score.
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when a gain contingency is probable and the amount of gain can be reasonably estimated, the gain should be:
The gain should be recognised in the financial accounts in line with the revenue recognition principle when a gain contingency is likely and the size of the gain can be calculated with reasonable accuracy.
A gain contingency is a possible gain that is dependent on unforeseen future occurrences that are out of the reporting entity's control. Gain contingencies may result from a number of things, including settlements of legal disputes, insurance payouts, or the conclusion of contentious contracts. Gain contingencies are not required by accounting standards to be recorded until they are deemed likely and the potential gain may be calculably determined. Reasonable estimation denotes that the gain can be quantified with adequate accuracy and probable denotes that the possibility of the gain occurring is more likely than not. Gain contingencies should be reported in the notes to the financial statements but not recorded in the financial statements unless these requirements are completed.
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you have a habit of drinking a cup of starbucks coffee ($3.75 a cup) on the way to work every morning. if instead you put the money in the bank for 30 years, how much would you have at the end of that time, assuming that your account earns 5% interest compounded daily? assume also that you drink a cup of coffee every day, including weekends.
Assuming that my account earns 5% interest compounded daily, in 30 years $122,674 will be accumulated.
As per Given information
Daily Payments = $3.75
Interest Rate = 5% = 0.05 / 365 = 0.0001370 per day
Time = 30 Years = 30 * 365 = 10950 periods
The formula for future value of annuity is given as -
Future Value of Annuity = [tex]P * { ( 1 + r ) ^ n - 1 / r }[/tex]
Future Value of Annuity = 3.75 * { ( 1 + 0.0001370 ^ 10950) / 0.0001370 }
Future Value of Annuity = 3.75 * 32712.969
Future Value of Annuity = $122,673.64 or $122,674 { rounded off }
Therefore, In 30 Years, $122,674 will have accumulated.
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