(a) Money today equals money in year six.
Money will be $200 in 16 years, or after 10 years.
n= 10
Interest rate (i) = 4% or 0.04
Present value = future value/(1+i)^n
200/(1+0.04)^10
135.1128338
So $135.11 in year 6 is equivalent to $200 in year 16.
(B) present value = $5
n = 201
Future value = present value*(1+i)^n
5*(1+0.04)^201
13263.8989
So $5 today is equivalent to $13263.90 in year 201.
(C)Future value = 1000000
n = 1000
Present value = 1000000/(1+0.04)^1000
= 0.000000000001
It is fraction of 0 amount that is equal to $1000000 in year 1000
What is the interest rate ?
Lenders charge borrowers interest in the form of a percentage of the principal, or the loaned sum. The interest rate on a loan is often indicated on an annual basis known as the annual percentage rate (APR) (APR).
A savings account or certificate of deposit earnings at a bank or credit union may also be subject to an interest rate (CD). Annual percentage yield (APY) refers to the interest earned on these deposit accounts.
The borrower is essentially charged interest for the use of the asset. Cash, merchandise, automobiles, and real estate are all examples of lent assets. Since higher interest rates make borrowing the same amount of money more expensive, they can be seen as the "cost of money."
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How often should a company develop and refine the operations and supply chain strategy?.
A the company should develop and refine the operations and supply chain strategy at least yearly
This is further explained below.
What is supply chain strategy?Generally, A supply chain plan is analogous to a road map in that it assists businesses in delivering their goods to end users with the least amount of difficulty feasible.
This plan guarantees that every aspect of the supply chain, including the procurement of materials, production, distribution, and logistics, is optimized.
This includes all of the phases in which the plan is implemented.
In conclusion, At the very least once every year, a business should design and perfect a plan for its operations and supply chain.
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services act as a middleman, allowing individuals to securely send and receive money. select all that apply. a. p2p b. b2b c. b2c d. c2b
Services act as a middleman, allowing individuals to securely send and receive money is A. p2p
How to illustrate the information?It should be noted that p2p simply means the peer to peer platform that allows two individuals to be able to interact directly without the third party.
Peer-to-peer (P2P) lending eliminates the need for a middleman financial institution by allowing borrowers to get loans directly from other borrowers. P2P lending has become much more popular as a substitute for traditional funding thanks to websites that make it possible.
It should be noted that they act as services that act as a middleman, allowing individuals to securely send and receive money.
Therefore, the correct option is A.
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sheldon company had beginning retained earnings of $1,000, net income of $5,000, and dividends of $250. the ending balance in the retained earnings account is multiple choice question.
Based on the beginning retained earnings to Sheldon Company and the net income, the ending balance is $5,750
What is the ending balance?The ending balance on retained earnings can be found by the formula:
= Beginning retained earnings + Net income - Dividends
Solving gives:
= 1,000 + 5,000 - 250
= 6,000 - 250
= $5,750
In conclusion, the ending retained earnings are $5,750
Options include:
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if the value ratio for a good or service is high, the good or service is perceived favorably by customers.
True, if the value ratio for a good or service is high, the good or service is perceived favorably by customers.
Who is referred to as customers?An individual or business that purchases goods or services from another company is known as a customer. Customers are crucial to businesses because they generate income; without them, they would cease to exist. Any individual or group that has purchased goods or services from a business is considered a customer. You represent a business's consumer every time you pay a bill or make a purchase there. There are three main categories of clients in general. A person who visits an electronics store and purchases a TV is an illustration of a consumer. (informal) A person, particularly one involved in social interaction.
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s the idea that people make choices to maximize the overall benefit - or utility - of an action subject to its cost. (use one word to answer.)
the idea that people make choices to maximize the overall benefit - or utility - of an action subject to its cost is optimization.
What is optimization?
Business optimization is the process of raising an organization's effectiveness, productivity, and efficiency. This is true for both internal processes and external goods.
Therefore,
the idea that people make choices to maximize the overall benefit - or utility - of an action subject to its cost is optimization.
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which method is being used when market researchers call consumers on the telephone to ask about certain products used in the home?
Interview is a process.
How do interviews work?
A qualitative research technique known as an interview relies on the collection of data through the use of questions. Two or more persons participate in interviews, one of them is the interviewer who asks the questions.
There are various interview kinds, which are frequently distinguished by their degree of structure. In structured interviews, questions are asked in a prearranged sequence. Semi-structured interviews occur somewhere in between unstructured interviews and free-form interviews.
Market research, social science research, and ethnographic research all frequently involve interviews.
Interviews are a type of data collection used in social research where two or more persons exchange information through a sequence of questions and answers.
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Anika wants her email messages to emphasize her credibility. What should she be most certain to do?.
Anika should confirm she has included all necessary information within the email message to emphasize her credibility.
To build the credibility within the email an individual should emphasize on the certain points.
Be Authentic.An email is that the time to indicate who you're as a brand, so don’t underestimate the flexibility to face out. It’s important to form sure you're building your reputation as a reputable source, by being accountable and faithful your brand.
Give Them What they requireOnce you've got an inspiration of who you're and what your audience wants, it’s time to make an excellent email strategy. By keeping certain things in mind someone can emphasize on his credibility.
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licensing is perhaps the easiest method of entering into international trade. another method of entering international trade, which can be relatively low risk, is
licensing is perhaps the easiest method of entering into international trade. another method of entering international trade, which can be relatively low risk, is exporting.
Exporting is the sale of goods and services in foreign countries that are sourced or manufactured in the home country. The inverse of exporting is importing. Importing is the process of purchasing goods and services from outside sources and bringing them back into one's own country.
What is an International Trade?
International trade is the exchange of capital, products, and services across international borders or territories because goods or services are required or desired. In most countries, such trade accounts for a major portion of GDP.
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Market is a schedule or curve showing the various amounts of a product that producers are willing and able to make available for sale at each possible price during a specific period.
A market supply is a schedule or curve showing the various amounts of a product that producers are willing and able to make available for sale at each possible price during a specific period.
A market demand plan is a table that shows the relationship between price and demand for a particular commodity. To better understand this relationship, many economists plot a timeline of market demand on a graph called a market demand curve.
The demand plan shows that when the price increases, the quantity demanded decreases and vice versa. These points are plotted and the line connecting them is the demand curve. The product downward slope of the demand curve again indicates the law of demand, the inverse relationship between price and quantity demanded.
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the manufacturer has put in place a price discrimination policy, where it charges its household customers more per unit than it charges its industrial users. the manufacturer wants to keep the retailer from arbitraging away the profits from the policy. the manufacturer should a. vertically integrate into the retail operations in the household market b. vertically integrate into the retail operations in the industrial market c. reward the household market retaile
The manufacturer wants to keep the retailer from arbitraging away the profits from the policy. the manufacturer should vertically integrate into the retail operations in the household market . Thus , Option A is correct.
What is Price descrimation?
A selling tactic known as price discrimination involves charging clients various rates for the same good or service depending on what the vendor believes they can persuade the customer to accept. When a merchant uses pure price discrimination, they charge each consumer the highest price they will agree to. In more prevalent types of price discrimination, the supplier divides clients into groups based on particular characteristics and assesses a different price to each group. When a seller discriminates on pricing, each consumer pays a different price for the same good or service.The basis for price discrimination is the seller's conviction that specific groups of customers can be requested to pay more or less depending on their demographics or how much they value the goods or service in question.To know more about Manufacturers visit:
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kim is the owner of a local sporting goods store and has paid major league baseball a fee to sell their products. this is an example of .
Answer:licensing
Explanation:
the blank operates on the premise that the common interest of all nations in a workable international monetary system far transcends their conflicting national interests.
The United Nations operates on the premise that the common interest of all nations in a workable international monetary system far transcends their conflicting national interests.
The economic device is the set of institutions and preparations that supports the monetary system. It includes money and payment systems.
A monetary system is a mechanism through which a central authority provides cash to a country's economic system. cutting-edge monetary systems generally include the national treasury, the mint, the primary banks, and business banks.
There are 3 commonplace kinds of financial structures – commodity cash, commodity-based totally cash, and fiat money. Presently, fiat money is the most common type of financial machine in the world. As an example, us dollar is fiat money.
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I need some help on this question thanks
Answer:
75,500
Explanation:
The addition equals 150500$, and the liabilities subtract 75000$, leaving 75500$.
many businesses borrow money during periods of increased business activity to finance inventory and accounts receivable. nordstrom, inc., is one of america’s most prestigious retailers. each christmas season, nordstrom builds up its inventory to meet the needs of christmas shoppers. a large portion of these christmas sales are on credit. as a result, nordstrom often collects cash from the sales several months after christmas. assume that on november 1 of this year, nordstrom borrowed $4.8 million cash from bank of america to meet short-term obligations. nordstrom signed an interest-bearing note and promised to repay the $4.8 million in six months. the annual interest rate was 8%. all interest will accrue and be paid when the note is due in six months. nordstrom’s accounting period ends december 31. required: 1. prepare the journal entry to record the note on november 1. 2. prepare any adjusting entry required at the end of the annual accounting period on december 31. 3. prepare the journal entry to record payment of the note and interest on the maturity date, april 30.
The journal entry are given below-
Cash 4,800,000
Notes Payable 4,800,000
(Obtained a short-term loan from the Bank)
Interest Expense ($4,800,000 x 8% x 2/12) 64,000
Interest Payable 64,000
(Interest expense accrued on the short-term bank loan)
Interest Expense ($4,800,000 x 8% x 4/12) 128,000
Interest Payable 64,000
Notes Payable 4,800,000
Cash 4,992,000
(Repayment of short-term bank loan along with six months interest)
Loans for a short time are those that are taken out for less time than a year. Short-term loans are typically taken out to cover a company's requirement for working capital and typically have higher interest rates.
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although changes in the general environment may often adversely or favorably impact a firm, they seldom alter an entire industry. group of answer choices true false
False, as the changes will affect the entire industry.
Business life is always full of ups and downs due to environmental changes. These environmental changes will definitely impact the firm. It may either impact the firm adversely or favorably. These environmental changes will not affect only one company but the entire industry. As the company does not work in a vacuum. All the companies work together in the industry.
Let us take an example of the entire agricultural industry. If there is bad or no rainfall this will affect the entire industry and not only a specific company. A similar situation was seen recently in the case of modchips availability for the automobile industry. The entire industry was affected by this and is still being affected.
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you add two new items to your menu. total sales grow from $4,567 to $5,112 but your food cost average climbs from 22% to 28%. did your dollar gross margin increase?
Yes, there was an increase in the gross margin by 6%. If the sale was to grow from $4,567 to $5,112 there was an increment in the sale by 12%.
What is the meaning of a gross margin?Gross margin is the amount of money that remains after all direct expenses associated with creating or acquiring the products or services that a business sells have been deducted. The more money the corporation may give toward indirect costs and other expenses like interest, the larger the gross margin.
Given,
Sale = $4,567
Increased sale = $5,112
Average Cost = 22%
Increased Average cost = 28%
Required to Find Gross Margin increase =?
Gross Margin = Increased sales (%) - Increase Average cost (%)
Percentage change in sales = Increase sales - Sale x 100 / sale
Percentage change in sales = $5,112 - $4,567/ $4,567 x 100
Percentage change in sales = 545/4,567 x 100
Percentage change in sales = 12%
Gross Margin = 12% - 6% = 6%
If the sale was to grow from $4,567 to $5,112 there was an increment in the sale by 12% (approx) but due to the increment in sales, the average cost is also increased by 6% i,e. (28 - 22). so the net Gross margin is increased by 6% i,e. (12 - 6).
Thus, the Gross Margin increased by 6%. Gross profit margin, which calculates the proportion of income kept as profit after deducting the cost of goods, is calculated by dividing gross profit by total revenue and multiplying the result by 100.
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the category of information system that is used to process business event data at the operational level of the organization is .
The information system category that is used to carry out processing for business event data at the operation level is Transaction processing systems (TPS).
What is Transaction processing systems (TPS)?Transaction processing systems (TPS) refers to a type of information system that businesses use to record their day to day activities at the operational level.
This system is therefore important because it ensures that a business keeps track of its event data.
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the first part of setting strategic direction for an organization is to analyze the external and internal
According to the definition provided, a vision statement is an inspiring long-term desired change that results from an organization's work.
A vision statement is:A vision statement describes the idealistic, emotional future of a business or group in an inspiring manner. The founder's intention for the people with whom the organization interacts is referred to as their vision, which is a fundamental human emotion. The group is grounded as a result, and this enables them to have some real influence on the world.
A good vision statement is:Common elements of effective vision statements include: The present tense is used, not the future tense. As if we had already attained our vision, they describe how we will feel, listen, think, say, and act. A strong phrase serves as a summary.
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I understand that the question you are looking for is:
The first part of setting strategic direction for an organization is to analyze the external and internal environments by preparing a SWOT (Strengths, Weaknesses, Opportunities and Threats) analysis. Once the SWOT is complete, the next step is to create a clear and compelling statement describing the inspirational long-term desired change resulting from an organization's work, called a __________.
having the human capital needed to deploy innovative information systems is associated with requirements.
Having the human capital needed to deploy innovative information systems is associated with resource requirements.
Human capital is a idea used by social scientists to designate non-public attributes taken into consideration useful in the manufacturing process. It encompasses worker expertise, abilities, properly health, and education. Human capital has a substantial effect on person earnings.
What is meant through human capital?
Human capital includes the understanding, capabilities, and health that human beings invest in and acquire in the course of their lives, enabling them to recognize their ability as effective contributors of society.
Why is human capital essential?
Human capital is an asset including the expertise and capabilities held by someone that can be used by an enterprise to improve its goals. Human capital is important because a few level of human expertise and abilities is vital so as for an organization to accomplish anything.
How human capital is formed?
Human capital formation is the technique of adding to stock of human capital through the years. Human capital may be developed thru advent of skilled, educated and efficient labor pressure by way of offering higher education, health care centers, and many others. exceedingly skilled human beings can create new ideas and techniques of manufacturing.
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kortum, p. (2017) usability assessment: how to measure the usability of products, services, and systems
It is the usability assessment that helps to measure the usability of products, services, and systems
What is usability assessment?The main focus of usability evaluation is on how easily users can understand and use a product to accomplish their goals. It also refers to the degree of user satisfaction with that procedure. Practitioners employ a range of techniques to collect this data in order to learn how users feel about an existing site or about ideas for a new one.
Usability is the term used to describe how well a user can interact with products or systems, such as websites, software, hardware, or applications. Usability is all about the user's overall satisfaction, effectiveness, and efficiency.
It's critical to understand that usability is not a single, monolithic characteristic of a system, product, or user interface. The term "usability" refers to a range of elements, including:
A nearly automatic understanding of the architecture results from intuitive design.
Thus, usability assessment tells all about the design and uses of the product.
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does a decision to go to college have anything to do with expanding choices or reducing scarcity? no. scarcity is fundamental and cannot be reduced through investments in education. yes. college is strictly an investment good, not a consumption good. yes. college improves one’s productivity as a potential employee and thus reduces the constraints that limit choice. no. college has opportunity costs; thus, although it expands one’s choices, it does not reduce scarcity.
Yes, there is scarcity; as a result, it is critical for the student to consider the costs and benefits of earning a college degree.
The term "scarcity" alludes to a fundamental economics conundrum—the discrepancy between finite resources and hypothetically unbounded wants. In order to meet both basic necessities and as many additional wants as feasible, people need to decide how to spend resources effectively. Any resource that has a cost to use that is greater than zero is scarce to some extent, but in actuality, relative scarcity is what counts. For two reasons, natural resources may not be considered scarce. Anything that can be eaten for free or in exchange for other products that is nearly infinitely available is not rare.
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nonprofit organizations and civil society in the united states, by kelly leroux and mary k. feeney. routledge press
In contrast to other nonprofit publications on the market, Nonprofit Organizations and Civil Society in the United States by Leroux and Feeney concentrates on nonprofit organizations and their contributions to the social, political, and economic facets of society rather than administration.
The relationship between civil society and nonprofits is also discussed in the book. This book gives undergraduates a theoretical introduction to the nonprofit sector and explores the various functions that nonprofits serve in American society. Trusts, cooperatives, advocacy, charity, environmental, and religious groups frequently use nonprofit entities. Although not all NPOs use paid workers in management positions, the majority do.
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a real asset multiple select question. could be intangible has productive capacity must be tangible is equivalent to a financial asset
A real asset could be intangible and has a productive capacity.
A real asset is a tangible investment, such as gold, real estate, or oil, that has an intrinsic value due to its substance and physical properties. This doesn't limit assets to only being tangible because they could also be categorized as either real, financial, or intangible.
Although it is stated that real assets constitute the true productive capacity of an economy, it is hard to conceive of a modern economy without well-developed financial markets and security types.
This therefore means that real assets could be intangible and has a productive capacity.
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why is it difficult, or maybe impossible, to calculate a total increase in brand awareness from a campaign spanning multiple media channels?
Multiple media channels may use different tools to measure brand lift.
What is media channels?"Multichannel Binding Order" shall refer to the Binding Order by which the Advertiser purchases an advertisement on multiple Media Channels concurrently; "Media Channels" shall mean TV Channels NOVA, the Servers, and/or other media channels that the Provider specifies as such in the future.
"NovaPlus TVC" refers to moving image sequences with or without sound, the content, form, and function of which form an independent unit, and which are made accessible to the public in a linear or non-linear regime by the Provider through an internet server at the website (URL): https://novaplus.nova.cz/, provided that Official Data is available.
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when preparing a trial balance, there are certain steps that need to be followed. place the following steps in the correct order.
Answer:i don’t know why this is right, but i’m here to help and have to have a 20 word count minimum to submit
Explanation:
central economic planning. intellectuals everywhere take for granted that free enterprise capitalism and a free market are devices for exploiting the masses, while central economic planning is the wave of the future that will set their countries on the road to rapid economic progress.
The facts support the hypothesis that centrally planned economies are the best way for poor countries to create rapid economic progress.
Historically, whenever there have been large elements of individual freedom creating improvement in the material condition of ordinary citizens and there has been hoped for further progress, economic activity has been guided by intellectuals serving as government beauracrats organizing economic activity through regulation and central control.
A centrally deliberate financial system, additionally referred to as a command economy, is a monetary device where a government body makes monetary choices regarding the manufacturing and distribution of goods. critical planning denotes the overall body of presidency actions to decide and coordinate guidelines for national monetary improvement. The Democratic Peoples Republic of Korea is possibly the maximum accurate instance of a centrally deliberate financial system.
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an evaluation of simon's past earnings reveals his average earned monthly income to be about $4,000. the greatest amount of benefit that simon will likely be able to purchase under a disability income policy, in order to reduce malingering in the event of a claim, is:
The greatest amount of benefit that Simon will likely be able to purchase under a disability income policy, in order to reduce malingering in the event of a claim, is $2500 monthly.
Disability income insurance is a supplemental policy designed to protect policyholders if they are unable to work due to an illness or accident. Disability income benefits offer a monthly income so the policyholder can cover regular expenses while he or she is unable to work. A 13–26 week short-term disability policy typically replaces 40–70% of base income. A long-term disability policy can last anywhere from five years to retirement age and replaces 40–60% of base income. Plans vary. If something unexpected occurs, disability benefits are intended to replace a portion of your income. If you are unable to work and are losing money due to an illness, injury, or pregnancy that wasn't caused by your job, you may be eligible for disability insurance (DI).
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Having a savings account can contribute to a person’s overall financial well-being. Which one of the following is not a benefit of maintaining a savings account?.
Having a savings account gives individuals the ability to borrow money from members in the community
An essential sort of financial instrument is a savings account, which enables you to deposit funds and normally earns a moderate rate of interest. These accounts provide a safe location to keep your money while generating interest and are federally insured up to per account owner.
What uses are there for a savings account?
If you want to save money for future needs and objectives, consider opening a savings account. You can deposit funds into savings accounts for protection and to receive interest on your balance. These accounts can be opened with a credit union or bank.Learn more about savings account, click here.
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Complete Question - Having a savings account can contribute to a person s overall financial well-being. Which one of the following is NOT a benefit of maintaining a savings account?
a. A savings account provides security in tough financial times
b. With a savings account, you can invest when the opportunity presents itself
c. Having a savings account gives individuals the ability to borrow money from members in the community
d. A savings account allows an individual to fulfill life long dreams
predicting retirement savings using survey measures ofexponential-growth bias and present bias online appendix
predicting retirement savings using survey measures of exponential-growth bias and present bias online appendix, Both PB, the propensity to prioritize the present above the future, and the tendency to overlook compounding are very significant and economically relevant predictors of retirement savings. These connections persist even after accounting for factors like cognitive capacity, financial knowledge, and a variety of demographic factors.
What is present bias online appendix?
When weighing trade-offs between two future events, people have a tendency to assign more weight to payoffs that are closer to the present time.
Therefore,
predicting retirement savings using survey measures of exponential-growth bias and present bias online appendix, Both PB, the propensity to prioritize the present above the future, and the tendency to overlook compounding are very significant and economically relevant predictors of retirement savings. These connections persist even after accounting for factors like cognitive capacity, financial knowledge, and a variety of demographic factors.
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describe an investment decision a company can make. outline the opportunity cost and benefit of the decision.
Investors and investment managers make investment decisions. These decisions are based on the discovery of analysis tools based on data about the companies. Investors frequently conduct investment analysis using fundamental analysis, technical analysis, and personal bias.
What is Investment ?
Investment choice it refers to how a firm's finances are to be invested in various assets so that the firm can make the maximum potential return for the investors. Long-term investment decisions, often known as capital budgeting, are made when money are committed on a long-term basis.
FOR EXAMPLE : A long-term capital decision would be to purchase producing machinery. This is significant since it affects the firm's long-term earnings. Short-term investment is related to cash, inventories, and so on. These decisions have an impact on the day-to-day operations of the company.
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Word count - 128 words