The Design-Build document that describes the procurement process, forms the basis for final proposals, and becomes an element of the contract is called the:

Answer:

7.5%

Explanation:

Given: Principal amount = $15,000

Time =- 2 years

Final Amount (Principal + interest)= $17,250

Interest = Final Amount - Principal amount

= $ ( 17250 - 15000  )

= $ 2250

Formula for interest : principal x rate x time

[tex]2250 = 15000 X rateX2[/tex]

→ [tex]rate = \frac{2250}{15000X2}[/tex]

⇒ [tex]0.075[/tex]

⇒ [tex]rate = 0.075 X 100[/tex]‰[tex]= 7.5[/tex]‰

Hence, the simplest interest rate on lukes loan =7.5%

According to the Peter Principle, every employee within a hierarchy tends to rise to his or her level of incompetency.

The Peter Principle describes the observation that every employee tends to advance through the organisational structure, such as that of a corporation, until they reach a degree of individual incompetence. In other words, a front-office secretary who excels at their work can be promoted to the position of executive assistant to the CEO despite not having the necessary training or experience. In this case, the secretary would have been more effective if they had not been elevated.

Accordingly, the Peter Principle is based on the paradoxical notion that competent employees will continue to be promoted, but at some point, they will be promoted into positions for which they are incompetent, and they will then remain in those positions because they do not exhibit any further competence that would make them eligible for additional promotion. The Peter Principle states that every position in a particular hierarchy will eventually be filled by workers who are unable to carry out the responsibilities of their separate positions.

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You can invest in the following 3 things:

Good tips for investing

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Answer:

e

Explanation:

Mortgage notes are installment contracts that are backed by a promise of property. The lender may have the power to seize the assets and sell them to recoup the loan in the event of nonpayment.

The underwriting procedure must be completed for both you and the home you intend to purchase when you apply for a mortgage. Your potential lender will take into account your creditworthiness and if the house you want to buy has enough value to serve as collateral for the loan in the event that you default. The mortgage notes is described in the mortgage note. It's the contract outlining your loan repayment strategy, and it pledges your house as security. A promissory note frequently goes with the mortgage notes. A promissory note essentially spells out how the lending institution will be paid back. The financial information on the loan's repayment, including the interest rate and manner of payment, is provided in a promissory note.

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Price and number of goods purchased are inversely correlated. Consequently, price rises as quantity rises.

Pricing Data is accurate information on the costs of goods that are strikingly comparable to those being purchased. Prices are used interchangeably in this definition to refer to actual selling prices as well as suggested or prospective selling prices. Data pertinent to both primary and subcontract prices are referred to in the definition. Data may consist of specific costs, weights, addresses, names, ages, temperatures, dates, or distances, for instance. Data is a basic type of knowledge and has no meaning or use by itself. In other words, facts must be interpreted in order to have any significance. A pricing list again for new term has been sent by the Contractor to authorized buyers.

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Explanation:

The placement of robotics can makeother items in the hype cycle move to the peak of inflated expectations.

An initiative of the United Nations Economic and Social Council, the Asian Highway Network is often referred to as the Great Asian Highway.

To simplify gradient-based training of very deep networks, a network architecture known as a highway network is developed. They enable unrestricted information flow across several layers on "information highways." The design is determined by the use of gating units, which can be taught to manage the information flow through a network. In summary, a good road network makes it possible for people to travel more quickly and effectively by improving accessibility to areas and bringing people closer together. The Great Asian Highway, commonly known as The Asian Highway Network, is a program of the UN. The United Nations Economic and Social Commission for Asia and the Pacific, countries in Asia, and governments in Europe launched the Asian Transportation Network.

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multinational corporations share their resources and what are their reasons for selecting that medium 1=online database and 2=reduces costs.

MNC, or multinational corporation If a corporate entity owns and controls the production of goods or services in at least one country other than its home country, it is referred to as a multinational enterprise (MNE), a transnational enterprise (TNE), a transnational corporation (TNC), an international corporation, or a stateless corporation with nuanced but contrasting meanings. For an MNC to be distinguished from foreign portfolio investment firms, such as some international mutual funds, which invest in foreign enterprises solely to diversify financial risks, control is regarded as a crucial component. A business or organization should be considered a multinational corporation "if it receives 25% or more of its revenue from out-of-home-country operations," according to Black's Law Dictionary.

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The complete question is here:

Select the correct answer from each drop-down menu.

How do multinational corporations share their resources and what are their reasons for selecting that medium?

Multinational corporations use _1_ to share their resources with all their employees because it _2_

Answer:

Cost-plus pricing is a pricing strategy in which the selling price, of goods and services, is determined by adding a specific fixed markup percentage to a singular product's unit cost.

Answer:

Opening your own hair salon is a milestone for any hairdresser. You may be wanting to open a salon so that you are self-employed. You may also be wanting to provide your own clients with services that align with your vision of what a hairdressing experience should be. However, opening a hairdressing salon is a big responsibility, even if you have previous experience in the hairdressing industry.

One of the most important things you will need to consider when planning to open a hairdressing salon is how to structure your business. Your business structure is the legal framework of your business. It has the potential to reduce your exposure to financial risk and enable flexibility for growth. The wrong business structure for a new business may be costly and may not be suited to your business goals. This article considers four popular business structures and their suitability for hairdressing businesses.

1. Sole Trader

If you are starting a hairdressing salon on your own or are wanting to freelance, you may choose to operate as a sole trader. As a sole trader, you will have full control and autonomy of the running your business. This structure is usually relatively easy and cheap to set up. It also has minimal legal formalities.

To set up as a sole trader, you will need an Australian Business Number (ABN). If you intend to trade under your own name, then you don’t need to register a business name. However, if you plan to operate under a different name, you simply need to register a business name with the Australian Securities and Investments Commission (ASIC).

Although it has an easy setup, this structure does come with risk. If any of your clients sue you or you incur any debts, you will be personally responsible. This means that if you can not repay these debts from the funds of the business, you will have the repay the debt from your own personal finances.

Also, as a sole trader, you have limited resources available to fund the growth of your business. You will need to rely on:

personal savings;

loans; and

business profits.

You cannot raise funds from the general public. Being a sole trader may also not be the most tax-effective decision. This is because a sole trader is liable to the same tax rate applicable to individual taxpayers on income earned. You should check this with an accountant or tax lawyer.

2. Partnership

If you plan to open your hairdressing salon with one or more business partners, you may choose to enter into a partnership. Similar to a sole trader, the setup is simple and has minimal upfront costs. You will require an ABN for the partnership and most partnerships also register a business name.

It is also important for the partners to enter into a partnership agreement. This agreement governs the relationship between partners and sets out key terms, which may describe:

how the business will be managed;

how the profits will be shared;

who will fund the partnership;

how you or your partners can sell your share in the business; and

the process for managing disputes.

However, setting up a partnership also comes with risks. Like a sole trader, if someone sues you or you go into debt, your personal assets and finances will be at risk.

Additionally, partnerships involve joint liability. Therefore, you may be personally liable for business debts owed by any of the other partners. The amount owed is not divided proportionally according to your percentage of ownership in the business, so you could be responsible for paying the entire amount.

Like a sole trader, you cannot raise funds from the general public to fund the growth of your business. You will need to rely on:

the savings of each partner;

loans; or

business profits.

However, unlike a sole trader, you can look to bring on more partners to increase the pool of funds available for the business.

3. Company

Whether you are operating your hairdressing salon on your own or with other business partners, you may decide to operate as a company. A company is a separate legal entity. This means it is capable of suing and being sued. It also holds assets in its own name and can enter into contracts in its own name.

There are two key players involved in the management of a company. These are shareholders and directors. As the founder of your business, you will usually be both a shareholder and a director of the company that you establish. Any other business partners may also take on these roles.

hope it helps

Option E is correct. If the issuer sells the bond on a day other than the coupon payment date: The buyer normally pays the issuer the purchase price plus interest accrued since the last interest payment date.

Issuance date, often used to identify a particular series of bonds from an issuer, is the date on which interest accrues on the fixed income security. An investor who purchases a bond during an interest payment date must pay the seller or issuer interest accrued up to the date of purchase or settlement in addition to the face value.

Investors receive interest income by purchasing bonds issued by corporations, governments and local governments. Many bonds guarantee periodic coupon or interest payments to bondholders until the bond matures. For example, a $1,000 par bond with a 5% coupon that pays semi-annually pays the investor 5%/2 x $1,000 = $25 every six months. Suppose a newly issued bond was sold in January 2018 and its maturity date is his February 1, 2023.

If the bond is scheduled to pay interest on 1 February and 1 August each year until maturity, then that date is 1 February 2023 February 2018. You will receive your first $25 on August 1, 2018.

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A certificate of deposit (CD) is the only savings instrument that is guaranteed to provide a return of $22 in interest on $1,000 after 12 months.

An account that is likely to earn the most interest in the course of one year would be a high-yield savings account, a certificate of deposit, or a money market account. These types of accounts typically offer higher interest rates than traditional savings accounts, but they may also have more restrictions on withdrawals.

Accounts that do not charge additional fees for excessive withdrawals would be savings accounts or checking accounts. Some financial institutions may charge fees for excessive withdrawals on other types of accounts, such as fixed deposit accounts or money market accounts. It's important to read the terms and conditions of any account before opening it, to understand the fees and penalties associated with it.

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The complete question is:

Which savings instrument is guaranteed to provide a

return of $22 in interest on $1,000 after 12 months

Which options provide the greatest liquidity for

someone who may want to withdraw funds within the

first year?

Which account is likely to earn the most interest in the

course of one year?

Which accounts do not charge additional fees for

excessive withdrawals?

Scarcity is one of the core concepts of economics. It indicates that there is a gap between the supply and demand for an item or service.

The term "scarcity" alludes to a fundamental economics conundrum—the discrepancy between finite resources and hypothetically unbounded wants. In order to meet both basic necessities and as many additional wants as feasible, people need to decide how to spend resources effectively.

In a free market, scarcity is based on supply and demand, which can cause a good or service's price to change over time depending on whether there is more or less of it available. Take oil, for instance. The cost of this scarce resource is always fluctuating. The supply of oil decreases as reserves are used up.

Increasing demand, insufficient supply, and a resulting economic deficit decrease in supply brought on by environmental or economic factors. Natural resource scarcity in some areas is caused by the unequal distribution of those resources.

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knowledge repositories. Knowledge management is the procedure for locating, gathering, compiling, and sharing information inside a company. When knowledge is difficult to acquire inside an organization.

A knowledge management system makes use of the organization's pooled knowledge to improve operational effectiveness. A knowledge base is used to support these systems. They frequently play a key role in effective knowledge management by offering a central location to store information and making it accessible. Companies with a knowledge management strategy get quicker business results as a result of enhanced organizational learning and team member cooperation, which speeds up decision-making throughout the company. Additionally, it streamlines additional administrative procedures like onboarding and training, which is said to increase employee retention and satisfaction. Three categories of knowledge tacit, implicit, and explicit knowledge are also included in the definition of knowledge management.

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Notice Clause in the tenant's lease will specify when the landlord is permitted to enter the tenant's space to perform the work.

Owner of a home, apartment, condominium, piece of land, or other real estate that is rented or leased to a person or organization is known as a landlord (also a lessee or renter). The term "landlord" is used to describe a legal person in this situation. Lessor and owner are other terms. For the female owners, the title "landlady" may be used. Landlord/landlady refers to the manager of a bar who is legally a licensed victualler in the United Kingdom. In terms of political economy, it only applies to the owner of undeveloped natural resources (such as land, not including structures), from which revenue is derived in the form of economic rent. The idea of a landlord can be traced to the feudal system of manoralism (seignorialism), in which a landed estate is owned by a Lord of the Manor (mesne lords), typically members of the lower nobility who evolved into the rank of knights in the high medieval period, holding their fief via subinfeudation. However, in some instances, the land may also be directly subject to a member of higher nobility, as in The latifundia (wide farmsteads worked by peasants) and villa systems of the Roman Empire are ultimately continued by the medieval system.

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Answer:

Co-signing, a joint account, and an authorized user are all ways in which multiple people can be involved in managing a single account, but they have some key differences.

Co-signing refers to when two or more people are responsible for repaying a loan or debt. The co-signer is not the primary borrower, but they are responsible for the debt if the primary borrower fails to make payments. Co-signing is commonly used when the primary borrower has little credit history or a low credit score and needs someone with a better credit profile to co-sign in order to get the loan.

A joint account is a bank or credit account that is owned by two or more people. Each person has full access to the account and can make deposits or withdrawals, write checks, and make purchases. Joint accounts are commonly used by married couples or partners, but can also be used by business partners or family members.

An authorized user is someone who is added to a credit card account by the primary cardholder. The authorized user can use the card to make purchases, but they are not responsible for repaying the debt. The primary cardholder is responsible for all the charges on the card. Authorized users are commonly used to help a person who has no credit or poor credit to establish a credit history, or as a convenience for a parent or partner.

In a nutshell:

Co-signing: A Co-signer guarantees the debt but not a full access.

Joint account: Both have full access and are responsible for the debt

Authorized user: Has access to the account but only primary user is responsible for the debt.

When it comes to the management of finances or funds in an organization there are various solutions accessible, each with its own set of benefits and drawbacks based on which selection is made.

When is someone who has been granted authorization to use a credit card or bank account but is not liable for the debt or the funds in the account is called an authorized user.

A joint account is a bank account shared by two or more people. Each account holder has identical access to the account's funds and is accountable for its management.

A co-signer is someone who agrees to be liable for the loan if the primary borrower is unable to pay it back. Borrowers with a limited credit history or a history of loan defaults often choose this option.

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Answer:

Annuity

Explanation:

Life Insurance & Annuity have opposite goals.

Life Insurance provides insured person's family with lump sum payment, after individual dies.

Annuity provides insured person with assured income streams, throughout his or her lifetime.

They are opposite as one facilitates lifetime income security, however the other after life financial security.

There are two types of mixed economy.  The government sets up diligence, invests its own capital, purchases or hires productive coffers, and takes the threat of profit or loss like an ordinary entrepreneur.

There are also Joint Sector which is participated both by the Private and the Public Sector.   A mixed economy combines the advantages and disadvantages of three types of husbandry request, command, and traditional economies. Indian frugality is mixed because both private and public sectors co-occur, and both work under the general guidance of profitable planning.

Exemplifications. The US frugality is stylishly described as a mixed frugality because, even though it explosively advocates free request principles, it relies on the government to deal with matters that the private sector overlooks, ranging from education to the terrain.

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When the job is finished and their labor is no longer required, the song questions why the men who built the country—the railroads, the skyscrapers, the war, and the tillage of the land—should now find themselves abandoned and in bread lines.

One of the most well-known Great Depression-era American songs is "Brother, Can You Spare a Dime?" Its lyrics were written by Yip Harburg and the music was created by Jay Gorney for the 1932 musical revue Americana. The melody is based on a Russian-Jewish lullaby. The song portrays the tale of the universal everyman, whose hard work toward realizing the American ideal has been thwarted by the financial crisis. It was written primarily in a minor key, which is unusual for a Broadway song but appropriate given the theme.

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In addition to a strong password, additional security measures are recommended to secure authentication. Multi-factor authentication (MFA) is a good option for additional security.

MFA adds another layer of authentication by requiring more than one authentication factor. This can include something you know (such as a password), something you have (such as a phone or token), or something you are (such as biometric information). In addition, regular password updates are recommended to ensure that accounts are not vulnerable to compromise. Organizations should use encryption for data transmission and storage to ensure that data is protected from unauthorized access. All of these measures can help ensure authentication security and protect organizations and their users.

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A commercial bank employee working in the position of a person excluded from the definition of an agent while selling the bank's bonds to its banking clients.

Financial institution that provides loans, certificates of deposit, savings accounts, bank overdrafts, etc. to its customers. By making loans to people and charging interest on those obligations, these organizations make money. Commercial banks offer a variety of loans, including business loans, auto loans, home loans, personal loans, and student loans.

Deposits made by their clients in a variety of accounts serve as the source of funding for these loans. Deposits act as the capital for the loans they make. A country's economy depends heavily on commercial banks since they enable the generation of capital, credit, and market liquidity.

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When compared to other types of retailers, department stores compete primarily on price.  a) customer services.

Instead of low costs, department shops often compete primarily on the strength of their client services. They provide a vast array of goods and services, including apparel, electronics, home items, and more. They also have elements that set them apart from other kinds of merchants, such personal shopping, style, and financial services. Along with a variety of items, stores also offer a wide range of services, such as personal shopping, styling, and finance services. Along with their extensive selection of goods and services, they also provide a distinctive shopping environment. Although some department shops may also have affordable pricing, it's important to note that they don't primarily compete on the basis of price.

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False. At an interest rate of 6%, you can have approximately $16,854.55 ten years from now by depositing $1,192.50 every year for the next ten years assuming the deposits take place at the end of each year.

Interest rate is the amount of money that a lender charges a borrower for the use of a loan over a specific period of time. Interest is expressed as a percentage of the principal amount of the loan and is typically paid to the lender in regular installments. Interest rates are determined by many factors, including the creditworthiness of the borrower, the term of the loan, the amount of the loan and the current rate of inflation. Generally, higher risk borrowers will pay higher interest rates than those with good credit ratings. The interest rate on a loan can also change over time as the market interest rates fluctuate.

The total amount of deposits over the ten years would be $11,925.00, and the interest earned would be $4,929.55, giving you a total of $16,854.55.

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The claim is untrue because an entrepreneur takes on all of the risk while launching a brand-new, cutting-edge company on their own.

The study's findings are fascinating. 37% to 48% of the propensity to start your own business is inherited. Important behavioral traits like extroversion and openness are genetically predetermined, therefore genes might affect your propensity to start your own business by affecting your "entrepreneur personality."

In summary, success in any area of life is not a result of innate qualities. Instead, it is accomplished by life experiences, education, and desire. Likewise, in business. Entrepreneurs are not genetically predisposed.

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When you spend more money than your income, it is called overspending. Overspending can lead to a number of problems such as debt and financial instability.

When you're overspending, you're probably living above your means, meaning your expenses exceed your income. This can be a problem if you are unable to cover the cost of your bills and other necessary expenses. Overspending can also lead to an inability to save money, which can put you in a precarious financial situation and make it difficult to manage your money properly. If you are consistently overspending, it is important to change your spending habits so that your money is managed responsibly and you can avoid financial instability.

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On July 1, 20Y1, a debit of $7,127,643 was made to cash, a credit of $7,400,000 was made to Bonds Payable, and a credit of $272,357 was made to Discount on Bonds Payable to record the cash proceeds from the issuance of the bonds.

On July 1, 20Y1, to record the cash proceeds from the issuance of the bonds, the following entry would be made:

The debit entry to cash represents the amount of cash received from the sale of the bonds. The credit entry to Bonds Payable represents the increase in the company's liability for the bond debt. The credit entry to Discount on Bonds Payable represents the difference between the face value of the bonds and the cash proceeds received, which is the bond discount.

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Answer:

The correct answer is c. the par value. The par value of a stock refers to the value assigned to a particular share of stock when it is issued. This value is typically very low, and it is used primarily for legal purposes, such as calculating the minimum amount that must be paid to shareholders in the event of a company liquidation. The par value of a stock is not generally reported on the balance sheet. Instead, the balance sheet will typically report the number of shares authorized, issued, and outstanding for each class of stock. The market value of a stock, which is the current price at which the stock is trading in the market, is also not generally reported on the balance sheet.

Explanation:

Company operating Singapore Kite Surf Magazine will have a negative working capital.

Estimates of working capital are determined from a balance sheet's variety of assets and liabilities. A corporation can better comprehend its near-term liquidity by focusing primarily on its current liabilities and offsetting them with its most liquid assets.

A company's operational effectiveness and immediate financial stability are also gauged by its working capital. If a business has a sizable positive net worth, it may be able to invest in growth and expansion. A business may experience difficulties expanding or reimbursing creditors if its current assets do not meet its current liabilities. In fact, it might fail.

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People are more likely to choose news outlets that support their ideological beliefs because there are so many different news sources available to them.

As a result of the variety of news sources available to them, people are more likely to select media that support their ideological viewpoints.

Voters arrange themselves into parties that align with their ideologies in a process known as partisan sorting in politics. Political polarization, which occurs when partisans adopt ever-more-extreme stances, is different from partisan sorting.

is frequently held accountable for escalating political partisanship and ideological divisiveness. Political Polarization Political polarization occurs when a person's identification with a specific political party makes their opinion on a given issue, policy, or individual more likely to be rigidly defined.

The complete question is:

Which of the following provides the most accurate explanation of how increased media choices have affected partisan polarization?

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