Answer:
$300
Explanation:
Given that s a health insurance program with co-payments of $10 per doctor visit.
Thus,
amount paid by insurance in 1 visit = $10
Amount paid by insurance in 6 visit = $10*6 = $60
Total bill charged by the doctor in 6 visit = 360
Amount paid by the consumer = Total bill charged by the doctor in 6 visit - Amount paid by consumer in 6 visit = $360 - $60 = $300
Since , consumer is the third party payer he pays $300 out of total $360 bill charged by the doctor.
In fraction ,portion of bill paid by the third party payer = 300/360 = 5/6
Thus, 5/6 portion of bill is paid by third party payer.
Susan is a new sales rep who does not yet possess a great deal of product knowledge. She is often asked questions to which she does not know the answer. By being up-front with her customers about not knowing the answers, Susan builds trust because she is perceived as:
Answer:
candid
Explanation:
By being up-front with her customers about not knowing the answers, Susan builds trust because she is perceived as candid. An individual that is candid, is known to be truthful and straightforward. These individuals are seen by others to be trustworthy since they seem to always tell the truth even if it is hard for the other individual to hear and/or even if it gets themselves into trouble, such as is the case with Susan, since by saying that she does not know much about the product she may potentially lose clients or even get fired.
Resolve (7x+19)/(x+1)(x+5) into partial fraction
Answer:
[tex]\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{3}{x+1}+\dfrac{4}{x+5}[/tex]
Explanation:
The given expression is
[tex]\dfrac{7x+19}{(x+1)(x+5)}[/tex]
We need to resolve this into partial fraction.
The form of the partial fraction decomposition is
[tex]\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{A}{x+1}+\dfrac{B}{x+5}[/tex] ...(1)
[tex]\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{A(x+5)+B(x+1)}{(x+1)(x+5)}[/tex]
[tex]7x+19=Ax+5A+Bx+B[/tex]
[tex]7x+19=(A+B)x+(5A+B)[/tex]
On comparing both sides, we get
[tex]A+B=7[/tex] ...(2)
[tex]5A+B=19[/tex] ...(3)
Subtract (2) from (3), we get
[tex]4A=12[/tex]
[tex]A=3[/tex]
Put A=3 in (1).
[tex]3+B=7[/tex]
[tex]B=4[/tex]
Put A=3 and B=4 in (1).
[tex]\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{3}{x+1}+\dfrac{4}{x+5}[/tex]
Therefore, [tex]\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{3}{x+1}+\dfrac{4}{x+5}[/tex] .
Grace Apparel Inc. has decided to procure fabrics required for its garments from external suppliers instead of maintaining its own dyeing and weaving facilities. How will this decision affect the firm
Answer:
The decision will help the Firm purchase fabrics with more flexibility and at lower prices than when they produce them
Explanation:
Deciding to stop maintaining your own facilities used for production of fabrics to be used for final production as Grace Apparel inc have done and deciding to procure fabrics/materials required for production from external sources will provide the firm the opportunity to purchase goods at comparably lower prices. it also helps them to compare the varying prices in the market for goods and services thereby giving them an in-depth knowledge of prices
Assume that Fred and Paul sign a contract in which Fred agrees to paint Paul's house in exchange for $500. If Fred and Paul agree one week later that Paul will pay Fred's daughter, Emma, the $500 directly as a birthday gift and they notify Emma of this fact, then Emma is a. intended beneficiary. b. assignee. c. incidental beneficiary. d. a delegatee. e. a beneficiary.
Answer:
option c
Explanation:
In simple words, An incidental recipient refers to the third party benefiting from a deal with two certain parties, however it is never meant to support a third party. Accordingly, that third party has no legal protection underneath the deal in the agreement. Thus, from the above we can conclude that the correct option is C.
The ________ stage of the new-product process assesses the total "business fit" of the proposed new product with the company's mission and objectives, from whether the product can be economically developed and manufactured to the marketing strategy needed to have it succeed in the marketpla
Answer:
Business analysis
Explanation:
The business analysis refers to the analysis of the business i.e whether the product is profitable or not it contains the attributes that the company want and the consumer wants. It should be done with the help of marketing strategy and research by their taste and preference. Is this product fits with the company mission and objectives or not
So the given situation represents the business analysis stage
Cajun Cookin' sits on a large landscaped lot. Brian and Sondra have a contract with Lovely Landscapes to mow the lawn and take care of the landscape. They pay $200 per month for this service. After two weeks had gone by with no service, Brian called the company only to find out that the owner and the crew had decided to take a vacation and would not be back to do the landscaping for another two weeks. Lovely Landscapes:
Options:
A.) has discharged its obligation to Brian.
B.) is liable for specific performance.
C.) will likely have to pay Brian damages if Brian decides to sue them.
D.) will not likely have to pay Brian damages if Brian decides to sue them.
Answer: C.) will likely have to pay Brian damages if Brian decides to sue them.
Explanation: According to the information presented in the scenario above, Lovely Landscapes are contracted to Brian and Soria and as such responsible for mowing the lawn of Brian's landscape. Lovely landscape's failure to show up or contact Brian and Soria explaining why they won't be able to fulfil their contract terms could be attached to a breach of contract which could involve Lovely Landscapes paying Brian and Soria damages for their no-show if Brian intends to pursue a case or sue Lovely landscapes.
Which one of the following statements is INCORRECT?A) The higher the GDP of a country, the more equal its income distribution.B) The primary sector accounts for a larger share of GDP for LDCs than MDCs.
Answer:
A) The higher the GDP of a country, the more equal its income distribution.
This statement is incorrect. There is no clear correlation between GDP and income distribution.
There are countries with very large GDPs and very unequal income distribution like Brazil, while there are others with large GDPs and very equal income distribution, like Japan.
Others, like the United States, fall somewhere in the middle.
Which of the following real estate investments were involves purchasing real estate and charging a monthly fee for use of your space
Answer:
when you flip you buy at a low price, fix it up then sell at a higher price for profit. usually in less than 6 months.
A Nash equilibrium occurs when: each player receives the same final payoff. each player believes it is doing the best it can given the behavior of rivals. there is no dominant strategy for any player. payoffs are independent of the actions taken by rivals.
Answer:
Option B, “Each player believes it is doing the best it can given the behavior of rivals” , is the right answer.
Explanation:
Option B is correct because Nash equilibrium is the situation where each player is earning the highest payoff and there is no intention to change their optimum strategy. However, if any player changes their strategy then they will get the lower payoff. Therefore, in the Nash equilibrium, each player knows his best moves and also knows the behavior of their competitor.
Discount-Mart issues $10 million in bonds on January 1, 2018. The bonds have a ten-year term and pay interest semiannually on June 30 and December 31 each year. Below is a partial bond amortization schedule for the bonds: Date Cash Paid Interest Expense Increase in Carrying Value Carrying Value 1/1/2018 $8,640,967 6/30/2018 $300,000 $345,639 $45,639 8,686,606 12/31/2018 300,000 347,464 47,464 8,734,070 6/30/2019 300,000 349,363 49,363 8,783,433 12/31/2019 300,000 351,337 51,337 8,834,770 What is the stated annual rate of interest on the bonds
Answer:
6%
Explanation:
Given the following :
Amount of bond issued = $10,000,000
Cash paid = $300,000
Term of bond = 10years
Semiannual interest pay
The stated annual rate of interest on the bond can be calculated thus :
Rate of interest ;
Cash paid / Amount of bond issued
$300,000 / $10,000,000
= 0.03
0.03 * 100%
= 3% (semiannual interest)
Therefore, annual rate of interest :
Semiannual rate * 2
3% * 2 = 6%
A customer has purchased 5,000 shares of ABC corporation stock in lots of 100 shares over an extended period of time at varying prices. The customer now sells 500 of the shares. Which statement is TRUE
Answer:
c. IRS rules allow the taxpayer to specify which shares being sold
Explanation:
Given that
Number of shares purchased = 5,000
Number of lots for shares = 100
The Number of shares sold = 500
based on the above information,
According to the internal service revenue (IRS) the taxpayer should be permitted to specify that shares which are sold i.e 500 shares so the same is to be considered
hence, the option c is correct
Blackstone Technology is planning to invest in some project using external equity. The company has a beta of 1.1. The return on the market is expected to be 14% while the risk free rate is expected to be 3%. If flotation costs are 4%, then what is the cost of equity
Answer:
Cost of equity = 19.1 %
Explanation:
Cost of equity = required rate of return + flotation cost
The Capital assets pricing model would be used to determined the required rate of return
The capital asset pricing model (CAPM): relates the price of a share to the market risk or systematic risk. The systematic risk is that which affects all the all the economic agents, e.g inflation, interest rate e.t.c
Using the CAPM , the required rate of return is given as follows:
E(r)= Rf +β(Rm-Rf)
E(r) - required return
β- Beta
Rm- Return on market
Rf- Risk-free rate
DATA
E(r) =? , Rf- 3%, Rm-14% , β- 1.1, flotation cost - 4%
E(r) = 3% + 1.1× (14% - 3%) = 15.1 %
Cost of equity = required rate of return + flotation cost
= 15.1 % + 4% = 19.1 %
Cost of equity = 19.1 %
NorthStar Inc. and The Royal Group have together established The Royal Star Group of hotels. NorthStar owns 49 percent and The Royal Group has a 51 percent share in The Royal Star Group of hotels. However, the management of The Royal Star Group of hotels is separate from its parent companies. What alliance type does this scenario best illustrate?
Answer: Joint venture
Explanation:
From the question, we are informed that the NorthStar Inc. and The Royal Group have together established The Royal Star Group of hotels and that the NorthStar owns 49 percent and The Royal Group has a 51 percent share in The Royal Star Group of hotels.
This is a joint venture. A joint venture is a form of business arrangement whereby the resources of two or more parties are used together in order to accomplish q particular goal.
Which of the following was the result in Ackerman v. Sobol Family Partnership, LLP the case in the text involving whether the plaintiffs were bound by representations of their attorney regarding settlement that they had not approved?
A- That the agreement entered into by plaintiffs' attorney would not be enforced because the plaintiffs had not signed it.
B- That the agreement would be enforced because the plaintiffs' attorney had apparent authority to enter into the agreement.
C- That the agreement entered into by plaintiffs' attorney would not be enforced because the plaintiffs had not given the attorney express authority to enter into the agreement.
D- That the agreement would be enforced because the plaintiffs' attorney had express authority to enter into the agreement.
E- That the agreement entered into by plaintiffs' attorney would not be enforced because the plaintiffs had not lead the opposing defense attorneys reasonably to believe that the plaintiffs' attorney had full and final authority to settle the litigation.
Answer:
Option B: That the agreement would be enforced because the plaintiffs' attorney had apparent authority to enter into the agreement
Explanation:
A broker-dealer that is offering a new issue in a State has obtained a legal opinion from its counsel that the issue is exempt from registration in that State. After the offering is completed, the State Administrator determines that the issue should have been registered. Which statement is TRUE regarding the broker-dealer's liability in this situation
Answer:
C. The broker-dealer has civil liability since it offered the securities in contravention of State law
Explanation:
Note: This question is not complete. A complete question is therefore provided before answering the question as follows:
A broker-dealer that is offering a new issue in a State has obtained a legal opinion from its counsel that the issue is exempt from registration in that State. After the offering is completed, the State Administrator determines that the issue should have been registered. Which statement is TRUE regarding the broker-dealer's liability in this situation?
A. The broker-dealer has no liability because it can rely on the legal opinion as its defense
B. The broker-dealer has no liability because it acted in good faith in the transaction
C. The broker-dealer has civil liability since it offered the securities in contravention of State law
D. The broker-dealer has criminal liability because it has shown scienter in this transaction
The answer to the question is provided as follows:
It is not possible for a broker-dealer to avoid civil liability by relying on a legal opinion.
The reason is that the court interprets a legal opinion as just an opinion but not the law itself.
Under this circumstance, it is possible to hold both the broker-dealer and the attorney who gave the legal opinion that is incorrect civilly liable. The reason is that the offer of the securities by the broker-dealer contravenes the law of the State.
However, it should be noted that there is no criminal liability under this circumstance as the illegal action was not "scienter".
"Scienter" is a Latin word which implies "not thought out in advance" or "not intentional".
Therefore, the correct option is C. The broker-dealer has civil liability since it offered the securities in contravention of State law
"You deposit $12,000 today into an account that pays you 12% annual interest, compounded daily. How much MORE will you have in 40 years, than if the compounding was only computed annually (as opposed to daily)
Answer:
$340,363.55
Explanation:
you need to calculate the future value of your deposit:
future value = present value x (1 + interest rate)ⁿ
present value = $12,000interest rate = 12% / 365 = 0.032877%n = 40 x 365 = 14,600future value = $12,000 x (1 + 0.032877%)¹⁴⁶⁰⁰ = $1,456,975.20
if the interest is compounded annually, the future value = $12,000 x 1.12⁴⁰ = $1,116,611.65
the difference = $1,456,975.20 - $1,116,611.65 = $340,363.55
Lennox just moved from a position where he dealt with the consumer market to working as a salesperson in the B2B market. As he considers his new responsibilities, it's likely that he will
Answer:
learn that industrial buyers generally require more personal service than buyers in the consumer market.
Explanation:
The consumer market is also called business to customer (B2C). Customers in this market usually require less personal service because their transactions are less complex and low value compared to industrial customers.
The aim of businesses is to gain many small customers in order to make large profit.
However in the business to business (B2B) market, customers are few but have large transaction volume.
They need more attention because loss of a customer will result in large loss to the business.
Compute interest and find the maturity date for the following notes. (Round answers to 0 decimal places, e.g. 825) Date of Note Principal Interest Rate (%) Terms (a) June 10 $78,110 7% 60 days (b) July 14 $46,200 8% 90 days (c) April 27 $11,700 9% 75 days
Answer: Interest Maturity Date
(a) 78110×7%×(60/360) = $911 August 9
(b) 46200×8%×(90/360)= $924 October 12
(c) 11700×9%×(75/360) = $219 July 11
Explanation:
To compute the interest we apply the following formula:
Interest= (Principal) × (Interest Rate) ×(Terms ÷360)
For the Maturity date, we add Terms to the Date of note .
By using the above formula for the given table, we get the following values
Interest Maturity Date
(a) 78110×7%×(60/360) = $911 August 9
(b) 46200×8%×(90/360)= $924 October 12
(c) 11700×9%×(75/360) = $219 July 11
M1 refers to: Group of answer choices the smallest of the money-supply definitions. currency held by the public plus checking account balances. all of these. the most narrowly defined money supply definition.
Answer:
all the options are correct
Explanation:
M1 is the money supply that includes currency, coin, demand deposits, travelers' checks, other checkable deposits, and negotiable order of withdrawal (NOW) accounts. M1 is the most liquid portions of the money supply because it contains currency and assets that either are or can be quickly converted to cash.
This month, a company receives $5,000 from a regular customer, of which $3,000 is for products delivered last month and $2,000 is for products that will be delivered next month. How much revenue should the company record for this month?
Answer:
The company should recognize $2,000 in revenue.
Explanation:
The accrual principle in accounting states that revenues should match expenses. While the company received $5,000 in cash from the customer, in the current month, it will only have delivered $3,000 in products. In other words, it will only have incurred in the expenses necessary to deliver those $3,000.
For that reason, for the current month, the company will only recognize $3,000 in revenue, while the following month, it will recognize the remaining $2,000.
The company should record revenue of $2,000 for this month.
The $3,000 received is for the last month, which means that the revenue for this transaction was recorded last month with an increase in accounts receivable. Therefore, this month the accounts receivable will be decreased with an increase in cash.
However, in the case of $2,000 the transaction is being made for future sales. The transaction would be recorded as an increase in revenue (sales) and an increase in cash.
Hence, only $2,000 will be recorded as revenue for this month.
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After nearly 20 years with his company, Mike's job was outsourced. He wants his new job to offer not only a good wage but also job satisfaction and a sense of accomplishment. He is focused on the:
Answer:
intrinsic rewards
Explanation:
In this scenario, it seems that Mike is focused on the intrinsic rewards of his job. These are rewards that come from within the employee themselves. For example, an employee who is motivated is working for his/her own satisfaction and finds meaning in their challenging work, which in term is the intrinsic reward. In this case, the job satisfaction and sense of accomplishment are the intrinsic rewards that Mike wants from his job.
Tankao makes Bluetooth headphones for mobile devices. When 50 Bluetooth headphones are produced in the short run, the average variable cost is $30. Fixed costs are greater than zero. Therefore, Tankao's average _____ cost is _____. Group of answer choices
Answer: total ; greater than $30
Explanation:
Given the following :
Average variable cost = $30
Fixed cost > 0 ; therfore Average fixed cost > 0
Recall:
Average Total cost = (Average fixed cost + Average variable cost)
Average total cost = ( >0 + $30)
Average total cost = >$30
Therefore, when 50 bluetooths are produced in the short run, the average total cost is greater than $30
In two to three sentences, explain how you will address
each area of competition to help make your business
successful against this competitor.
To begin your plan, you will need to know about your
competition and decide how you will attempt to compete.
Your competitor is called Create Your Own Yogurt, and it
uses artificial flavors that customers use to create their
own yogurt
In the lesson, you learned about three techniques
businesses can use to compete with one another.
Explanation:
1. Since my competitor– 'Create your own yogurt' uses artificial flavors, I need to determine what those flavors are, and why they may be better than mine.
2. After noting the recipe used by my competitors, I will improve my own recipe using natural flavors which are medically advisable, while improving on branding and marketing efforts.
3. Price is usually going to be my greatest advantage over my competitor, followed by quality, and so I will consider a reduction in my yogurt prices, while striving at maintaining superior quality.
Answer:
sample response: First, I will focus on lowering prices. I will do this by making sure my costs to run the business are low, and I will start by running the shop myself. I will create a better product by using healthier, better ingredients to attract more customers. Finally, I will be innovative by offering ingredients that aren't sold anywhere else.
Explanation:
The degree to which firms should segment their markets depends on the balance the firm wants to achieve between the added perceived customer value that segmentation can offer and its ___________.
Answer:
Cost
Explanation:
SEGMENTATION can be defined as the process or ways of dividing or segmenting business market into groups or parts based on the types of features or characteristics they shared which is why MARKET SEGMENTATION is important and vital to company or organisation because it enable them to easily target the people or individual that are likely to be satisfied with their product.
Hence, For a firm, company or organisation to segment their markets it will depends on the balance that the company or organisation wants or desire to achieve between the customer value that the market segmentation can offer and its COST.
A Head of Your Time is a local salon that requires all stylists to have graduated from an accepted beauty college and pass the state licensing examination prior to starting employment. Due to strict customer service requirements and potential lawsuits resulting from inadequate knowledge regarding the use and care of certain chemicals and solutions, this business can clearly justify its hiring criteria:
The question is incomplete:
A Head of Your Time is a local salon that requires all stylists to have graduated from an accepted beauty college and pass the state licensing examination prior to starting employment. Due to strict customer service requirements and potential lawsuits resulting from inadequate knowledge regarding the use and care of certain chemicals and solutions, this business can clearly justify its hiring criteria:
a. against affirmative action complaints.
b. as bona fide occupational qualifications.
c. against comparable worth charges.
d. as a tool to prevent unionization.
Answer:
as bona fide occupational qualifications
Explanation:
-Affirmative action complaints are complaints employees present when they believe that they have been discriminated at work.
-Bona fide occupational qualifications are the skills that can be taken into account by an employer when making a decision about hiring or maintaining an employee and these should be necessary for the employee to perform the job.
-Worth charges refer to establishing a price that includes the value of your work.
-Tool to prevent unionization refers to using something as a way to avoid employees to organize a labor union.
According to this, the answer is that due to strict customer service requirements and potential lawsuits resulting from inadequate knowledge regarding the use and care of certain chemicals and solutions, this business can clearly justify its hiring criteria as bona fide occupational qualifications because to be able to perform this job, stylists should have certain knowledge and skills to avoid issues when treating customers and because of that, the employers can require the candidates to have these specific qualifications for them to do a good job.
The other options are not right because this hiring criteria can't be justified with afirmative action complaints as these are complaints made by employees when they are discriminated and this is not related to an argument to justify requesting stylists to have certain qualifications. Also, worth charges and a tool to prevent unionization doesn't have a relation to justify hiring qualifications requested by this salon.
role of a veterinary doctor in rearing livestock effectively
Answer:
As the world population grows and middleclass incomes rise, demand for livestock products increases—a consumption boom shaped by two decade of rapid economic growth and globalization. But there are certain high impact diseases that do not allow animal husbandry to flourish. Less dramatic diseases also impact the performance of farm animals, leading to lower production efficiencies and associated financial losses due to mortality and morbidity. Also, poor animal health in turn negatively influences animal welfare. In fact, studies have demonstrated that there is a direct correlation between the quality of livestock production and the provision of veterinary services.2 Given that food animals support the livelihoods and nourishment of almost a billion people, efforts should be directed at upholding food security.
In this regard, farm-oriented veterinary professionals should advise farmers and owners of livestock or managers of animal production systems on the most appropriate herd health management practices according to local and regional agro-ecological contexts. This extends beyond the treatment of animal illnesses or the implementation of preventive measures, such as strengthened biosecurity, programmed de-worming or vaccination, but also addresses housing, nutrition, cleaning, and environmental sanitation. The correct undertaking of latter practices will likely reduce the usage of veterinary medications and care, thereby reducing input and labor costs, which in turn positively influences farm productivity and profit margins.
The role of a veterinary doctor includes:
To diagnose animalsTo treat the diseases of animalsTo offer consultancy services to the owners of the animals, etc.A veterinary doctor is a professional who specialises in the care and treatment of animals.
A vet is in charge of the various aspects of an animal by ensuring that they live, eat healthy and also administer treatment when the animals are sick.
They can also perform surgery on an animal in severe situations that require medical emergency. They are important in the life of animals and their owners.
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NEED HELP ASAP! Which of the following graphs represents the housing market with rent control in place?
Answer:
The first graph represents the housing market with rent control fully in place. In such a housing market, rent does not get out of hand before government intervention.
Explanation:
With the first graph, t the market could not reach the equilibrium point without the rent control stopping the market forces of supply and demand from exceeding a controlled price (rent). It shows the effect of price control on the market dynamics. With a control on the price (house rent by government), a certain price is imposed on the suppliers and consumers so that they do not go above the prescribed limit. This is what obtains in a controlled economy. On the other hand, in a free market, government does not intervene with control mechanisms, instead it allows the market forces to interact, enabling aggregate production and consumption of goods and services.
In a producer/consumer relationship, the ________ portion of an application generates data and stores it in a shared object, and the ________ portion of an application reads data from the shared object.
A) consumer, producer
B) producer, consumer
C) outputter, inputter
D) None of the above.
Assuming that the physical output (i.e., the actual quantity of all final goods and services) of all final goods and services remains constant, if the general price level in the economy triples, so does nominal output.
a) true
b) false
Answer:
a) true
Explanation:
A rise in the general price level is called inflation and it affects the nominal value of the company's output. E.g. you sell pants and last year they sold at $10 and now since inflation rate is 10%, they sell at $11. But inflation only affects nominal values, it doesn't affect real values which are calculated using a base price of a certain year X, times the quantity sold. Following the example, your real output would not be $11 per pair of pants, instead it would still remain at $10 since the inflation is discounted.
One of your business clients has owned and operated his own business as a sole proprietor for over 30 years. He now wants to do some retirement/succession planning. On the issue of the legal structure/ownership of his business, the best advice for him would be to:
Answer:
Incorporating the business and selling the shares to investors to take over as successors
Explanation:
Business incorporation is the legal process through which a business is formed.This allows an incorporated business to sell shares or stocks to interested investors , giving them the power of ownership in proportion to the volume of shares held , and the liability limited to the investment in the business.
It has the advantage over other methods of succession planning in active involvement in the business , limited liability and easier procedures.