Suppose that 10 years ago you bought a home for $110,000, paying 10% as a down payment, and financing the rest at 9% interest for 30 years.

a. Let's consider your existing mortgage:
i. How much money did you pay as your down payment?
ii. How much money was your mortgage (loan) for?
iii. What is your current monthly payment?
iv. How much total interest will you pay over the life of the loan?

b. This year, you check your loan balance. Only part of your payments have been going to pay down the loan; the rest has been going towards interest. You see that you still have $88,536 left to pay on your loan. Your house is now valued at $150,000.
i. How much of the loan have you paid off? (i.e., how much have you reduced the loan balance by? Keep in mind that interest is charged each month - it's not part of the loan balance.)
ii. How much money have you paid to the loan company so far?
iii. How much interest have you paid so far?
iv. How much equity do you have in your home (equity is value minus remaining debt)

Answers

Answer 1

i. The down payment is $11,000    

ii. The mortgage (loan) was for $99,000.      

iii. The current monthly payment is $471.15.  

iv. Total interest is $169,334.00.

Down payment:

The down payment is the initial payment made when purchasing a home, typically expressed as a percentage of the total purchase price.

Mortgage (loan):

In the given problem, the mortgage (loan) is the amount of money borrowed to purchase the home, which is equal to the purchase price of the home minus the down payment.

Here we have

Problem 1:

10 years ago you bought a home for $110,000, paying 10% as a down payment, and financing the rest at 9% interest for 30 years.  

The down payment was 10% of the purchase price of the home

=> Down payment = 10% of $110,000

= [10/100] × $110,000 = $11,000

∴ You will be paid $11,000 as your down payment.

Amount borrowed = the purchase price of the home - Down payment

=> Amount borrowed = $110,000 - $11,000 = $99,000

∴ Your mortgage (loan) was for $99,000.    

To calculate the current monthly payment, use the formula for the monthly payment of a fixed-rate mortgage:

P = (A / D) x (r / 12)

Where:

A = amount borrowed

D = discount factor, i.e calculated as (1 - (1 + r / 12)⁻ⁿ)  

r = monthly interest rate,      

n = total number of payments,  

=> P = ($99,000 /124.4) x 0.0075 = $471.15  

∴ The current monthly payment is $471.15.  

The formula for total interest = (P x n) - A  

=> Total interest = ($471.15 x 360) - $99,000 = $169,334.00              

∴ You will pay a total of $169,334.00 in interest over the life of the loan.    

Therefore,

i. The down payment is $11,000    

ii. The mortgage (loan) was for $99,000.      

iii. The current monthly payment is $471.15.  

iv. Total interest is $169,334.00.      

Problem 2

This year, you check your loan balance. You see that you still have $88,536 left to pay on your loan. Your house is now valued at $150,000.

i. Amount paid off = Original loan amount - Current loan balance

Original loan amount = $99,000

Current loan balance = $88,536

Amount paid off = $99,000 - $88,536

Amount paid off = $10,464

∴ you have paid off $10,464 of the loan.

ii. Total paid = Monthly payment x Number of payments

P = ($99,000 / 207.483) x 0.0075

P ≈ $471.15

The number of payments is the number of months since you took out the loan. Since the loan was taken out 10 years ago, or 120 months ago, the number of payments is 120.

Total paid = $471.15 x 120

Total paid = $56,538

∴ you have paid $56,538 to the loan company so far.

iii. To determine how much interest you have paid so far, we need to subtract the amount paid off from the total amount paid:

Interest paid = Total paid - Amount paid off

Interest paid = $56,538 - $10,464

Interest paid = $46,074

∴ you have paid $46,074 in interest so far.

iv. Equity = Current value of the home - Current loan balance

Equity = $150,000 - $88,536

Equity = $61,464

∴ you have $61,464 of equity in your home.

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Related Questions

Jason will receive a series of payments at the beginning of each year for 20 years. The first payment is 100. The subsequent 9 payments increase by 10% from the previous payment. After the 10th payment, each payment decreases by 10% from the previous payment. At an annual effective interest rate of 4%, calculate the present value of these payments at the time of the first payment.

A) 2,078.99
B) 2,118.01
C) 2,164.98
D) 2,193.24
E) 2,516.16

Answers

Answer:

2,118.01

Step-by-step explanation:

please help.

a helicopter hovers 1400 feet above a small island. the figure shows that the angle of the depression from the to the point P is 30 degrees. how far off the coast, to the nearest foot, is the island?

Answers

Step-by-step explanation:

this (outside) angle of depression is equal to the inner angle at P.

because the line of sight from the helicopter to P is like the diagonal in a rectangle spring the rectangle into 2 equal right-angled triangles (one of just rotated by 180° of the other).

so, the angle at P is 30°.

1400 ft = sin(30)×radius

radius being the line of sight from the helicopter to P.

we need to calculate the radius, because we need it for d :

d = cos(30)×radius

radius = 1400/sin(30) = 2800 ft

d = cos(30)×2800 = 2,424.871131... ft ≈ 2,425 ft

In a triangle ABC angle A is twice as large as angle B and B is 20 more than angle c. what are the measure of each angles​

Answers

Answer:

Step-by-step explanation:

catss

Please help this too

Answers

a.) 200 (40/.2)
b.) 144° (360-36-72-108)
c.) b= 20, 10% c= 80, 40% d=60, 30%

Fancy Flowers Florist has just received a shipment of 250 red roses. They use 200 of the roses
to decorate for the grand opening of the Historical Museum. What percentage of the red roses
did Fancy Flowers Florist use to decorate for the grand opening at the museum?
A. 60%
B. 70%
C. 80%
D. 90%

Answers

The percentage of the red roses did Fancy Flowers Florist use to decorate for the grand opening at the museum is 80%

What is percentage?

A percentage is a portion of a whole expressed as a number between 0 and 100 rather than as a fraction.

Given that, a flower shop received a shipment of 250 red roses, they will use 200 out of this for decorating for the grand opening of the Historical Museum,

We need to find the percentage of the red roses used there,

So, the percentage of the red roses used in decoration =

200 / 250 x 100

= 0.8 x 100

= 80%

Hence. the percentage of the red roses did Fancy Flowers Florist use to decorate for the grand opening at the museum is 80%

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A line passes through the points (-1, 3) and (1, -5). Which points lie on the same line?
Select all that apply.
(0, -2)
(-3, 12)
(-5, 1)
(-2,7)
(4, 15)
(2, -9)

Answers

( 2,-9) points lie on the same line.

Line point intercept is defined.

Quantifying soil cover, including vegetation, litter, rocks, and biotic crusts, quickly and accurately can be done using the line-point intercept approach.

                                  These metrics deal with the erosion caused by wind and water, water infiltration, and the site's capacity to withstand damage and recover from it.

k = -5 - 3/1 - (-1)  = -8/2 = -4

the formula of the line is  

                                    y - 3 = -4(x+ 1)

 when x  = -3 , y = 11 ≠ 12 the points aren't on line.

 when x = -5, y = 19 ≠ 1

  when x = 4, y = -7 ≠ 15

   when x = 2, y = -9 ≠ 7

    when x = 0, y = -1 ≠ -2

  ( 2,-9) are on the same line.

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find the axis of symmetry for f(x)=x^{2}+12x+31

Answers

so since the squared variable is the "x", we're looking at a vertical parabola, and its axis of symmetry will be at the x-coordinate for its vertex, let's find its vertex then

[tex]\textit{vertex of a vertical parabola, using coefficients} \\\\ f(x)=\stackrel{\stackrel{a}{\downarrow }}{1}x^2\stackrel{\stackrel{b}{\downarrow }}{+12}x\stackrel{\stackrel{c}{\downarrow }}{+31} \qquad \qquad \left(-\cfrac{ b}{2 a}~~~~ ,~~~~ c-\cfrac{ b^2}{4 a}\right)[/tex]

[tex]\left(-\cfrac{ 12}{2(1)}~~~~ ,~~~~ 31-\cfrac{ (12)^2}{4(1)}\right) \implies \left( - \cfrac{ 12 }{ 2 }~~,~~31 - \cfrac{ 144 }{ 4 } \right) \\\\\\ \left( -6 ~~~~ ,~~~~ 31 -36 \right)\implies (\stackrel{ x }{-6}~~,~-5)\hspace{5em}\stackrel{ \textit{axis of symmetry} }{x=-6}[/tex]

Use the tables of values of f and g to answer the problem.
(g ∘ f)(2)

Answers

Answer:

giacsybsc

Step-by-step explanation:

vdgsivetshdvx

What is the area of the figure?

Answers

16!
8 x 2= 16
I think that’s the answer! Please correct me if
I’m wrong :)

A meteorologist reports that the chance of snow is less than 30%. The correct inequality to represent this comparison is s < 30. The variable s represents the likelihood of snow.

Which numbers are solutions of the inequality?
Choose all that apply.
20%
35%
17%
30%
29 and one-half percent%
1.5%

Answers

The solutions to the inequality s < 30 are 20%, 17%, 29 and one-half percent (which is equivalent to 29.5%), and 1.5%.

The disparity that best illustrates the phrase "the possibility of snow is less than 30%" is:

s < 30

This implies that the inequality can be solved for any value of s that is less than 30.

We must compare the numbers to 30 and see if they are less than it in order to identify which ones are the answers to the inequality.

The answer is yes because 20% = 0.2 is less than 30%.

It is not a solution because 35% = 0.35 is not less than 30%.

The answer is yes because 17% = 0.17 is less than 30%.

It is not a solution because 30% = 0.3 is not less than 30%.

That is a solution since 29 and a half percent = 0.295 is less than 30%.

The answer is yes because 1.5% = 0.015 is less than 30%.

As a result, the answers to the inequality s 30 are 20%, 17%, 29 and a half percent (or 29.5%), and 1.5 percent.

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Dividing integers. Dan's scores for speed this season are -1, -3, 1, -1, -2, 0. What is his average speed score for the season? (The average is the sum of the points divided by the number of scores)

Answers

Dan's average speed score for the season is -1.

What is the arithmetic operations?

Arithmetic operations are mathematical operations that involve manipulating numbers to perform calculations. The four basic arithmetic operations are addition, subtraction, multiplication, and division.

To find Dan's average speed score for the season, we need to add up all his scores and divide by the total number of scores. We can do this as follows:

-1 + (-3) + 1 + (-1) + (-2) + 0 = -6

Dan's total score for the season is -6. To find his average score, we need to divide this total by the number of scores, which is 6 in this case:

-6 / 6 = -1

Hence, Dan's average speed score for the season is -1.

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Need help with number 80

Answers

Answer:

a no

b. no

c.no

d. yes

Step-by-step explanation:

The distance between points A and B is 35 feet, the distance between points B and C is 35 feet, and the distance between points C and D is 80 feet. How wide is the
canyon? Explain your reasoning.

Answers

The answer of the question based on distance and width of the canyon is width of the trapezoid is approximately 67.43 feet.

What is Trapezoid?

A trapezoid is  quadrilateral ( four-sided polygon) that has two parallel sides and two non-parallel sides. The parallel sides are referred to as  bases of the trapezoid, while the non-parallel sides are called  legs. The distance between  two parallel sides is called  height or altitude of trapezoid.

The figure in the provided link is a trapezoid with parallel sides AB and CD, and non-parallel sides BC and AD.

Since AB and CD are parallel, we know that the length of the altitude is the same as the distance between them.

Let's call the width of the trapezoid "x". Then, we can use the following equation using the Pythagorean Theorem:

(AC)^2 = (BC)^2 + (AB - CD + 2x)^2

where AC is the diagonal connecting points A and C.

Substituting the given values, we get:

(AC)^2 = (35)^2 + (35 - 80 + 2x)^2

(AC)^2 = 1225 + (2x - 45)^2

(AC)^2 = 1225 + 4x^2 - 180x + 2025

(AC)^2 = 4x^2 - 180x + 3250

Now, we can use the distance formula to find the length of AC:

AC = sqrt[(A - C)^2 + (B - D)^2]

AC = sqrt[(35 + 35)^2 + 80^2]

AC = sqrt[4900 + 6400]

AC = sqrt(11300)

AC = 106.23 feet (rounded to two decimal places)

Substituting the value in  equation above, we will get:

(106.23)^2 = 4x^2 - 180x + 3250

11299.77 = 4x^2 - 180x + 3250

4x^2 - 180x + 8049.77 = 0

Solving the quadratic equation using quadratic formula, we will get:

x = [180 ± sqrt(180^2 - 4(4)(8049.77))] / (2(4))

x = [180 ± sqrt(129322.08)] / 8

x = [180 ± 359.44] / 8

We take the positive root, since x represents a length, and we get:

x = (180 + 359.44) / 8

x = 67.43 feet (rounded to two decimal places)

Therefore, the width of the trapezoid is approximately 67.43 feet.

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solve the value of n 20 = 2 (n - 3)

Answers

Answer:

13

Step-by-step explanation:

1. 20/2 = n - 3

2. 10 = n - 3

3. 10 + 3 = n

4. 13 = n

Robin was given a $40 monthly allowance. She wants to go to the movies as many times as possible and have at least $12.50 left at the end
of the month to go to a concert. A movie ticket costs $5. Write and solve an inequality to determine how many times Robin can go to the
movies this month. Then interpret the solution.

PLEASE WRITE THE INEQUALITY WITH THE ANSWER AND A SUMMARY OF HOW TO SOLVE IT

Answers

Answer:

If Robin was given a $40 monthly allowance. She wants to go to the movies as many times as possible and have at least $12.50 left at the end of the month to go to a concert. A movie ticket costs $5. Then she can go six times to the movies.

Step-by-step explanation:

Two or more expressions with an Equal sign is called as Equation.

Given,

Robin was given a $40 monthly allowance.

She wants to go to the movies as many times as possible and have at least $12.50 left at the end of the month to go to a concert.

The amount spent on movies

40-12.5

$27.5

A movie ticket costs $5.

We need to find how many times can she go to the movies.

To find this we need to divide $27.5 by 5

$27.5/5=5.5

Robin can go 6 times to the movies.

I’ll give BRAINLIEST if correct as well as 5star ratings

Given the polynomial 9x^2y^6 - 25x^4y^8 rewrite as a product of polynomials

Answers

Answer:

The given polynomial already has two terms that can be factored out:

9x^2y^6 - 25x^4y^8 = (3xy^3)^2 - (5x^2y^4)^2

Now we have a difference of squares:

= (3xy^3 - 5x^2y^4)(3xy^3 + 5x^2y^4)

Therefore, 9x^2y^6 - 25x^4y^8 can be rewritten as the product of (3xy^3 - 5x^2y^4) and (3xy^3 + 5x^2y^4).

Answer: The answer would be   (3xy^3-5x^2y^4)(3xy^3+5^2y^4)

(C)

Step-by-step explanation: Cant explain how to but for a quick answer it is C, and you can check the image for proof.

You have a portfolio consisting solely of Stock A and Stock B. The portfolio has an expected return of 10.2 percent. Stock A has an expected return of 11.7 percent while Stock B is expected to return 8.3 percent. What is the portfolio weight of Stock A?

Answers

The portfolio weight of Stock A is 0.625 for the given situation.

What use do portfolio weights serve?

The percentage of a portfolio's investments that are assigned to each asset or security is shown by the portfolio weights. Investors can meet their chosen risk and return objectives by varying the weights of various assets in their portfolios. Portfolio weights are a key component of asset allocation and portfolio optimization methodologies since they are used to determine the expected return and risk of a portfolio.

Let w be the weight (proportion) of Stock A in the portfolio.

The weight of Stock B would be (1-w).

Given that, the portfolio has an expected return of 10.2 percent.

0.102 = w(0.117) + (1-w)(0.083)

w = (0.102 - 0.083)/(0.117 - 0.083) ≈ 0.625

Hence, the portfolio weight of Stock A is 0.625 for the given situation.

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HELP I NEED IT ASAP PLS ILL GIVE BRAINLIEST TOO!! 100 POINTS!!!
A race car drove around a circular track that was 0.4 mile. If 1 mile = 5,280 feet, what is the radius of the track, in feet? Use π = 3.14 and round to the nearest hundredth.

107.11 feet
214.21 feet
336.31 feet
672.61 feet

Answers

Step-by-step explanation:

The circumference of a circle is given by the formula C = 2πr, where C is the circumference and r is the radius. In this case, the circumference of the circular track is 0.4 mile, which is equal to 2112 feet (0.4 x 5280 = 2112).

Therefore, we can write the equation:

2112 = 2πr

Solving for r, we get:

r = 2112 / (2π)

r ≈ 336.31 feet (rounded to the nearest hundredth)

Therefore, the radius of the track, in feet, is approximately 336.31 feet. The closest option to this answer is 336.31 feet.

Answer:

334.31

Step-by-step explanation:

please give brainliest

A self-serve car wash charges $5.25 to use its facilities, plus an additional $0.69 for each minute the customer is at the self-serve car wash. If Tiffany was at the car wash for 8 minutes, how much was she charged?

Answers

Using linear equations, Tiffany was charged $10.77 for 8 minutes at the self-serve car wash.

What Does It Mean to Solve Linear Equations?

Solving a linear equation involves determining the answer to a linear equation with one, two, three, or more variables. The answer to a linear equation is the value or values of the variable(s) that are part of the equation. In the elimination procedure, any coefficient is first made equal, then deleted. After elimination, the equations are solved to provide the other equation.

Given that, the car wash charges $5.25 to use its facilities, plus an additional $0.69 for each minute.

C = 5.25 + 0.69x

For 8 minutes:

C = 5.25 + 0.69(8)

C = $10.77

Hence, Tiffany was charged $10.77 for 8 minutes at the self-serve car wash.

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There are 1 3/4 cookies. If there is 1/8 of a cookie in each bag, how many bags are there

Answers

Answer: 8

Step-by-step explanation:

Since 1 batch uses 1/8 of a bag of flour, I would use equivalent fractions to find how many 8ths are in 3/4.  3/4=?/8

4 times 2 equals 8, so I would multiply 3 by 2 also.  3/4=6/8.  If 1 batch takes 1/8, then 6 batches would use 6/8 or 3/4 of a bag of flour.

A farmer sells 6.7 kilograms of pears and apples at the farmer's market. 2 5 of this weight is pears, and the rest is apples. How many kilograms of apples did she sell at the farmer's market?

Answers

By performing subtraction we know that the farmer sold 4.2 kilograms of apples in the market.

What is subtraction?

One of the four operations used in mathematics, along with addition, multiplication, and division, is subtraction.

Removal of items from a collection is represented by the operation of subtraction.

For instance, in the following image, there are 5 2 peaches, which means that 5 peaches have had 2 removed, leaving a total of 3 peaches.

Subtraction in mathematics is the process of subtracting one integer from another. In other words, the result of subtracting two from five is three. After addition, subtraction is usually the second operation you learn in math class.

So, to find the weight of apples, perform subtraction as follows:

= 6.7 - 2.5

= 4.2 kilograms

Therefore, by performing subtraction we know that the farmer sold 4.2 kilograms of apples in the market.

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Question content area top
Part 1
To the right are the outcomes that are possible when a couple has three children. Assume that boys and girls are equally​ likely, so that the eight simple events are equally likely. Find the probability that when a couple has three​ children, there are exactly 0 girls.
1st
2nd
3rd

boy

boy

boy
boy

boy

girl
boy

girl

boy
boy

girl

girl
girl

boy

boy
girl

boy

girl
girl

girl

boy
girl

girl

girl
Question content area bottom
Part 1
What is the probability of exactly 0 girls out of three​ children?
enter your response here ​(Type an integer or a simplified​ fraction.)

Answers

The probability that when a couple has three​ children, there are exactly 0 girls is 12.5%

What is mean by Probability?

The term probability refers to the likelihood of an event occurring. Probability means possibility. It is a branch of mathematics that deals with the occurrence of a random event. The value is expressed from zero to one.

Calculation of the probability:

Here we assume b for boy, g for girl

Now, the probability conditions are;

g - g - g

g - g - b

g - b - g

g - b - b

b - g - g

b - g - b

b - b - g

b - b - b

Thus, There are 8 outcomes, one of which (b - b - b) with exactly 0 girls.

So, We get;

⇒ 1 ÷ 8

= 0.125

= 12.5%

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Evaluate the expression 10a - 2b when
a = 2 and b = - 3?

Answers

Answer:

26

Step-by-step explanation:

10(2) -2(-3)=20+6=26

Answer:

[tex]\bf 26[/tex]

Step-by-step explanation:

[tex]\tt 10a-2b[/tex]

[tex]\tt a=2[/tex]

[tex]\tt b=-3[/tex]

______

[tex]\tt 10\times \:2-2\left(-3\right)[/tex]

Simplify: 10×2 = 20

[tex]\tt 20-2x-3[/tex]

Simplify: 2×-3= -6

[tex]\tt 20-(-6)[/tex][tex]\tt 20+6[/tex]

Simplify:-

[tex]\tt 26[/tex]

_____________________

Hope this helps! :)

THE PIC IS ATTACHED NOW PLS ANSWEE

Answers

Answer: C

Step-by-step explanation:

Suppose that a household's monthly water bill (in dollars) is a linear function of the amount of water the household uses (in hundreds of
cubic feet, HCF). When graphed, the function gives a line with a slope of 1.65. See the figure below.
If the monthly cost for 21 HCF is $49.58, what is the monthly cost for 24 HCF?
Monthly cost 49.58
(in dollars)
21
Water usage
(in HCF)
$0
X
5
INIC

Answers

The monthly cost for an HCF of 24 will be $39.13.

What is an expression?

In mathematics, an expression is a combination of symbols and/or numbers that represents a quantity or a mathematical relationship between quantities. An expression can consist of variables, constants, and operators such as addition, subtraction, multiplication, and division.

Since the monthly water bill is a linear function of the amount of water used, we can use the point-slope form of a linear equation to write an equation for the line. Let y be the monthly cost (in dollars) and x be the amount of water used (in HCF). Then the equation of the line is:

y - 49.58 = 1.65(x - 21)

Simplifying this equation, we get:

y = 1.65x - 13.57

This means that the monthly cost (y) is equal to 1.65 times the amount of water used (x) minus a constant term of $13.57.

To find the monthly cost for 24 HCF, we simply substitute x = 24 into the equation we just found:

y = 1.65(24) - 13.57

y = 39.13

Therefore, the monthly cost for 24 HCF is $39.13.

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Find the number of arrangements that can be made by taking 4 letters from the letters of the word addressee.

Answers

Answer: The word "addressee" has 8 letters. To find the number of arrangements that can be made by taking 4 letters from these 8 letters, we can use the formula for combinations, which is:

n C r = n! / (r! * (n-r)!)

where n is the total number of items, r is the number of items to be selected, and ! represents the factorial function.

In this case, we want to select 4 letters from the 8 letters in "addressee", so n = 8 and r = 4. Substituting these values into the formula, we get:

8 C 4 = 8! / (4! * (8-4)!)

= (8 * 7 * 6 * 5 * 4 * 3 * 2 * 1) / [(4 * 3 * 2 * 1) * (4 * 3 * 2 * 1)]

= 70

Therefore, there are 70 different arrangements that can be made by taking 4 letters from the letters of the word "addressee".

Step-by-step explanation:

What is the total surface area of the prism?

82 sq. cm


12 sq. cm

94 sq. cm


HEPLP WLL MAR BRANLEST

Answers

Answer:

12 as. cm that's the answer

Volume of 5in, 9in , 10in Triangular Prism

Answers

Answer:

[tex]\mathrm{225\:in\:\right)^3}[/tex]

Step-by-step explanation:

Given:

base = b = 10 in

height = h = 9 in

length = l = 5 in

[tex]\mathrm{Use\:formula}\:\mathrm{V= \dfrac{1}{2}\times\:b\times\:h\times\:l:}[/tex]

[tex]\mathrm{V= \dfrac{1}{2}\times\:10\times\:9\times\:5}[/tex]

[tex]\mathrm{= 225\:in\:\right)^3}[/tex]

Final answer is rounded to 3 decimal places.

How many terms are in this expression? 7p + 6 + r

Answers

There are two terms in the expression 7p + 6 + r. The first term is 7p and the second term is 6 + r.

I'LL MARK THE BRAINLIEST
The diameter of a circle is 10 3/4 inches.

What is the radius, r, of the circle?

Enter your answer as a mixed number in simplest form by filling in the boxes.

Answers

Answer: The radius of the circle is 5 3/8 inches.

Step-by-step explanation:

The radius of the circle is half of the diameter. We can start by converting the mixed number diameter to an improper fraction:

10 3/4 = (10 × 4 + 3)/4 = 43/4

So, the diameter of the circle is 43/4 inches. The radius is half of this, which we can find by dividing by 2:

r = (43/4) ÷ 2 = 43/8

To simplify the fraction, we can divide the numerator and denominator by their greatest common factor (GCF), which is 1:

r = 43/8 = 5 3/8

Therefore, the radius of the circle is 5 3/8 inches.

Answer:5 3/4

Step-by-step explanation:

10 3/4 * 1/2

1/2 * 43/4 = 43/8

8/43=5 3/4

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