The increased demand for beauty products containing activated charcoal in South Africa will lead to a shift in the market for activated charcoal, as the demand for the ingredient increases.
What is the consequences of this?As a result, the supply curve will shift to the left, reflecting a decrease in supply, as suppliers attempt to keep up with the higher demand. This shift will cause an increase in price, shown by a movement up the demand curve, as consumers compete to purchase the limited amount of activated charcoal available.
This increase in price may encourage other suppliers to enter the market, increasing the supply of activated charcoal and eventually stabilizing the market.
[Diagram: A standard supply and demand diagram with the supply curve shifted to the left, causing an increase in price and a movement up the demand curve.]
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Imagine that you wanted to specialize in working with senior citizens. What special needs might this group have? What kind of skills would you acquire if you specialized in this demographic? What kind of location would work well for this population?
The needs of senior citizens would require the ability of those who can handle geriatrics.
Why is this so?There are special health conditions that come with those who are geriatrics or senior citizens.
This is because, as people age, the body no longer can repair it'self like before and becomes more frail, hence the need for more care.
So working with this kind of population will require skills such as:
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Academic Vocabulary
What is meant by a confederation?
Pension funds pay lifetime annuities to recipients. If a firm remains in business indefinitely, the pension obligation will resemble a perpetuity. Suppose, therefore, that you are managing a pension fund with obligations to make perpetual payments of $3.0 million per year to beneficiaries. The yield to maturity on all bonds is 20%.
Required:
a. If the duration of 5-year maturity bonds with coupon rates of 12% (paid annually) is 3.9 years and the duration of 20-year maturity bonds with coupon rates of 6% (paid annually) is 6.7 years, how much of each of these coupon bonds (in market value) will you want to hold to both fully fund and immunize your obligation? (Do not round intermediate calculations. Enter your answers in millions rounded to 5 decimal places.)
b. What will be the par value of your holdings in the 20-year coupon bond? (Enter your answer in dollars not in millions. Do not round intermediate calculations. Round your answer to the nearest dollar amount.)
We need to hold $12.82051 million in 5-year maturity bonds and $25.64103 million in 20-year maturity bonds to fully fund and immunize the obligation. the par value of our holdings in the 20-year coupon bond is $231,719.
To fully fund and immunize the obligation, we need to find the market value of each bond that would generate a cash flow of $3.0 million per year. Let x be the market value (in millions) of 5-year maturity bonds and y be the market value (in millions) of 20-year maturity bonds. Then we have:
0.12x + 0.06y = 3.0 (annual coupon payments)
3.9x/100 + 6.7y/100 = 0 (duration matching)
Solving these equations simultaneously, we get:
x = 12.82051
y = 25.64103
The par value of our holdings in the 20-year coupon bond can be calculated as follows:
Par value = Market value / (1 + YTM)^n
where YTM is the yield to maturity (20%) and n is the number of years to maturity (20). Substituting the values, we get:
Par value = 25.64103 / (1 + 0.20)^20
= $231,719.25
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Avoiding decreases in the purchasing power of people on fixed incomes shows how target rate of inflation is set to?
The target rate of inflation is set to ensure that the purchasing power of people on fixed incomes is maintained.
What is inflation?Inflation is an economic concept that describes an overall increase in price levels. It occurs when the amount of money in circulation increases faster than the availability of goods and services. This causes an imbalance in the supply and demand of goods and services, which leads to prices rising. Inflation erodes the purchasing power of money, making it harder for people to afford goods and services. Central banks usually try to combat inflation by controlling the money supply and increasing interest rates.
This is done by setting an inflation rate that is low enough to keep prices stable, but high enough to keep the value of money from decreasing due to inflation. The Federal Reserve or other central banks typically set the target rate of inflation to a level that is consistent with their overall economic goals. This rate is monitored closely to ensure that the purchasing power of people on fixed incomes remains stable over time.
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What is my dalily limit
Answer:
Explanation: of what
In two to three sentences, answer the following:
1. What is the most important information you need to receive a stock quote?
2. What information you can obtain from a stock quote?
The price of a stock as it is quoted on an exchange is known as a stock quote. A fundamental quote for a particular stock gives details such as the bid and ask prices, last traded price, and volume traded.
The price of a stock or equity investment that is quoted on an exchange is essentially what a stock quote is. The stock quote offers crucial data that brokers and traders can use. It contains details about the bid price and asks price, the most recent traded price, and the daily volume of trading.
A stock chart or table is a collection of data about a certain firm's stock that typically displays information on price fluctuations, the current market price, previous highs and lows, dividends, trading volume, and other business financial data.
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What is your main takeaway from playing Spent?
The game Spent aims to raise players' awareness of the damaging consequences that poverty and homelessness have on the contemporary economy.
Who spent play, and how?It was made by the advertising company McKinney on behalf of their nonprofit client Urban Ministries of Durham (UMD), a charity that helps the underprivileged and is headquartered in Durham, North Carolina. PlaySpent Improves Our Understanding of Poverty's Economics
How does the game SPENT operate?The participants are advised to think of themselves as having lost their job and almost all of their money. They are down to their last $1,000 and must survive the month while also coping with unanticipated charges like vehicle maintenance and medical bills. This is in addition to paying rent and buying groceries.
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A good SCM system will deliver this key benefit:
O the right inventory is in the right place to meet anticipated demand.
O that accurate forecasts can be made.
O that goods are manufactured efficiently.
A good SCM system will deliver A.the right inventory is in the right place to meet anticipated demand.
What is Supply Chain Management ?In order to enhance their supply chain procedures, businesses employ SCM systems. This comprises the coordination of inventory levels, production timetables, and dissemination channels for idealized efficiency.
Beyond this secured apparatus towards financial conservation also comes with augmented client approval rates. Although precise forecasts and proficient manufacturing hold significant roles within SCM strategy, top priority remains set on the availability of appropriate inventories at designated locations alongside preset time-frames in order to ultimately appease consumers' necessities.
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A comparative balance sheet and income statement is shown for Cruz, Incorporated.
CRUZ, INCORPORATED
Comparative Balance Sheets
At December 31 2021 2020
Assets
Cash $ 63,600 $ 15,900
Accounts receivable, net 27,400 33,700
Inventory 57,400 63,300
Prepaid expenses 3,500 2,900
Total current assets 151,900 115,800
Furniture 70,500 82,200
Accumulated depreciation—Furniture (10,900) (6,200)
Total assets $ 211,500 $ 191,800
Liabilities and Equity
Accounts payable $ 10,000 $ 14,100
Wages payable 6,000 3,300
Income taxes payable 1,000 1,800
Total current liabilities 17,000 19,200
Notes payable (long-term) 20,700 47,800
Total liabilities 37,700 67,000
Equity
Common stock, $5 par value 153,600 124,000
Retained earnings 20,200 800
Total liabilities and equity $ 211,500 $ 191,800
CRUZ, INCORPORATED
Income Statement
For Year Ended December 31, 2021
Sales $ 328,400
Cost of goods sold 211,300
Gross profit 117,100
Operating expenses (excluding depreciation) 60,000
Depreciation expense 25,300
Income before taxes 31,800
Income taxes expense 11,600
Net income $ 20,200
Required:
Use the indirect method to prepare the operating activities section of Cruz’s statement of cash flows.
Add: Decrease in inventory $6,300
Less: Increase in prepaid expenses -$700
Less: Decrease in accounts payable -$4,100
How to solveCash Flows From Operating Activities Section of Cash Flow Statement:
Particulars Amount Amount
Cash flow from operating activities:
Net income $20,400
Adjustments to reconcile Net income to operating cash flow
Income statement items not affecting cash:
Add: Depreciation expenses $25,400
Changes in current operating assets and liabilities
Add: Decrease in accounts receivable $6,500
Add: Decrease in inventory $6,300
Less: Increase in prepaid expenses -$700
Less: Decrease in accounts payable -$4,100
Add: Increase in wages payable $2,700
Less: Decrease in income tax payable -$800 $9,900
Net cash Provided by (Used for) Operating Activities $55,700
*Decrease in current liabilities and Increase in current assets other than cash is deducted from Net Income.
*Increase in current liabilities and Decrease in current assets other than cash is added to Net Income.
*Non cash & Non operating expenses are added to Net income.
*Non cash & Non operating income are deducted from Net income.
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jaycel runs a business selling kitchen products and buys from credit supplier, zelah. zelah allows jaycel a trade discount of 10% on the list price of orders over $5,000 and also offer a 2% cash discount if payment is made within 10 days. the following transactions took place between jaycel and zelah during the month of july 2022. jul 20 2022 balance b/d 1500c credit supplier jul 1 balance due to zelah $1,500. biz original 3 jaycel purchased goods from zelah, list price $2,600. 3312 required (a) 15 jaycel paid amount owing to zelah to date using her personal cheque. b12 20 jaycel purchased goods from zelah, list price $6,200. 812 22 jaycel returned goods to zelah, list price $700. these goods were purchased on 20 july 2022. 28 jaycel paid the balance on zelah's account by bank transfer. (b) jul 5 dr inventory 2600 (1) (ii) (trade payables-zelah 2600 trade payable-zelah prepare the account for zelah in the books of jaycel for the month of july 2022. slam the b12. name the source documents for the transactions on the following dates. 20 july 2022 22 july 2022 [6] [2]
Zelah's account in the books of Jaycel for the month of July 2022:
Zelah Account
Debit Credit
July 1 balance due 1,500
July 3 purchase 2,600
July 22 return 700
July 28 payment 3,093.2
Balance c/d 707.8
Total 4,200 4,200
How to explain the accountOn July 1, the balance due to Zelah was $1,500.
On July 3, Jaycel purchased goods from Zelah with a list price of $2,600. Since the order is over $5,000, Jaycel is entitled to a trade discount of 10%, which is $260.
The net amount due to Zelah is $2,340. If Jaycel pays within 10 days, she will receive a cash discount of 2%, which is $46.8. Therefore, the amount owed to Zelah after this transaction is $2,293.2.
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Suppose a U.S. investor wishes to invest in a British firm currently selling for £40 per share. The investor has $10,000 to invest, and the current exchange rate is $2/£. Suppose now the investor also sells forward £5,000 at a forward exchange rate of $2.10/£. Required: a. Calculate the dollar-denominated returns for each scenario. (Round your percentage answers to 2 decimal places. Negative amounts should be indicated by a minus sign.)
Rate of return(%) at given exchange rate
Price per share 1.80/£ 2.00/£ 2.20/£
35/£
40/£
45/£
Answer:
Explanation:
To calculate the dollar-denominated returns, we need to first determine how many shares the investor can purchase with their $10,000, and then calculate the future value of those shares at each exchange rate. We also need to calculate the future value of the £5,000 forward contract at the forward exchange rate.
With the current exchange rate of $2/£, the investor can purchase:
$10,000 / $2/£ = £5,000
With £40 per share, the investor can purchase:
£5,000 / £40/share = 125 shares
The total investment is:
125 shares x £40/share = £5,000 = $10,000
If the share price changes to £35/£, £40/£, or £45/£, then the dollar-denominated returns would be:
At £35/£:
Total investment = 125 shares x £35/share = £4,375 = $8,750
Rate of return = (($8,750 - $10,000) / $10,000) x 100% = -12.50%
At £40/£:
Total investment = 125 shares x £40/share = £5,000 = $10,000
Rate of return = (($10,000 - $10,000) / $10,000) x 100% = 0.00%
At £45/£:
Total investment = 125 shares x £45/share = £5,625 = $11,250
Rate of return = (($11,250 - $10,000) / $10,000) x 100% = 12.50%
With the forward contract, the investor has sold £5,000 at a forward exchange rate of $2.10/£, which means they will receive:
£5,000 x $2.10/£ = $10,500
The total investment is:
$10,000 (initial investment) + $10,500 (future value of forward contract) = $20,500
If the share price changes to £35/£, £40/£, or £45/£, then the dollar-denominated returns would be:
At £35/£:
Total investment = 125 shares x £35/share = £4,375 = $8,750
Future value of investment = $8,750 x $2.20/£ = £3,977.27 = $7,955.55
Total future value = $7,955.55 + $10,500 = $18,455.55
Rate of return = (($18,455.55 - $20,500) / $20,500) x 100% = -9.96%
At £40/£:
Total investment = 125 shares x £40/share = £5,000 = $10,000
Future value of investment = $10,000 x $2.20/£ = £4,545.45 = $9,090.91
Total future value = $9,090.91 + $10,500 = $19,590.91
Rate of return = (($19,590.91 - $20,500) / $20,500) x 100% = -4.44%
At £45/£:
Total investment = 125 shares x £45/share = £5,625 = $11,250
Future value of investment = $11,250 x $2.20/£ = £
What is the FOCI Mitigation: Proxy Agreement
A Proxy Agreement is an FOCI mitigation strategy generally employed by the American government in order to restrict foreign ownership, control, or influence (FOCI) over United States organizations that work within sensitive commercial areas.
What happens under Proxy agreementUnder a Proxy Agreement, the US firm will organize one or more American citizens to act as proxies and exert the voting powers which are owned by foreign proprietors. In most situations, these proxies are entirely impartial from both the US organization and the international owners.
This particular Proxy Agreement guarantees that foreign holders cannot pursue a direct influence on the US company's functions or decisions. The US government can also make use of the Proxy Agreement for monitoring the compliance with other FOCI impediment techniques being implemented by the same US business.
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Congress passing a law that gives people stimulus
checks to get the country out of a recession would
be an example of?
Answer:
Explanation:
Congress passing a law that gives people stimulus checks to get the country out of a recession would be an example of fiscal policy. Fiscal policy refers to the use of government spending and taxation to influence the economy. In this case, the government is using fiscal policy to stimulate the economy by providing direct financial assistance to individuals, which is intended to increase consumer spending and boost economic activity. The purpose of fiscal policy is to stabilize the economy and promote economic growth, and in this case, stimulus checks are being used as a tool to achieve those goals.
PLS MARK ME BRAINLIEST
list and explain the 6 characteristics of money
The characteristics of money are:
durability, portability, divisibility, uniformity, limited supply, and acceptability.
pls mrk me brainliest (=｀ェ´=)
Throughout your life, your financial needs will
A. stay the same
B. be totally predictable
C. change
D. decrease
[tex]ANSWER[/tex]
Throughout your life, your financial needs will
change
~hope it helps :)
~ have an amazing day ahead ~
Which is true of the credit card grace period?
If the balance is paid in full by the monthly due date interest does not accrue.
Interest accrues only after the due date and only on any outstanding balance.
As long as the cardholder makes the minimum payment, no interest will accrue.
Department store and gas credit cards have grace periods but bank cards do not.
The statement that is true of the credit card grace period is: "If the balance is paid in full by the monthly due date interest does not accrue."
A credit card grace period is a period of time, often 21 to 25 days, during which the cardholder can pay off the debt in full without incurring interest charges. No interest will be charged for that billing cycle if the balance is paid in whole by the monthly due date. If the debt is not paid in full, interest will be applied on the unpaid balance until it is paid off.
A credit card grace period is a set period of time, generally between 21 and 25 days, during which a credit card holder can pay down their credit card debt without incurring interest charges. The grace period runs from the conclusion of the billing cycle to the payment due date.
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high-power poses are not how you talk to _____ they are how you talk to _____
High power poses are not how you talk to other people they are how you talk to yourself.
Hence, the answer to the blanks is other people; and yourself.
What exactly are high power poses?'High power' postures have generated a lot of buzz in the scientific community and elsewhere.
If you are unfamiliar with these poses, they are body positions that can improve your mood.
What are communicative power poses?Leaning forward, standing tall with arms spread, and other expansive postures and gestures are seen as components of the "body language" of dominance.
They provide the "actor" a more upbeat, concentrated feeling, and they give the viewer a sense of confidence and authority.
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Adama Garment which is operating in Adama currently has opened four new stores in Ethiopia. Data on monthly sales volume and labor hours are given below for each town. Which store location has the highest labor productivity?Stores Bale-Robe Hawassa Nekemte Bahirdar
Sales Volume 12,000 birr 60,000 birr 40, 000birr 25,000 birr
Labor Hours 60 500 250 200 Take a case of one company or the company in which you are working, and then: Identify the outputs and inputs of the company Estimate yearly outputs and inputs identified either in value or volume Calculate single, multiple, and total factor productivity
Productivity = Output / Input. Calculate labor productivity for each store: Bale-Robe has the highest with 200 birr per labor hour.
As a rule, efficiency is a proportion of how effectively an organization is utilizing its assets (contributions) to deliver labor and products (yields). Data sources can incorporate work, materials, energy, and different assets, while results can be estimated as far as deals income, units delivered, or different measurements. To ascertain efficiency, we can utilize the recipe:
Efficiency = Result/Info
We should expect a speculative organization that produces gadgets. The organization's bits of feedbacks could incorporate work hours, unrefined components, and energy costs, while its results could be estimated as far as the quantity of gadgets created or the deals income produced.
To gauge yearly sources of info and results, we would have to accumulate information on the organization's tasks, for example, the quantity of work hours worked, the expense of unrefined components, and the absolute deals income. We can then work out the organization's single-factor efficiency (SFP) by partitioning the result by a solitary information, like work hours or unrefined components.
For instance, assuming the organization delivered 100,000 gadgets and utilized 10,000 work hours, its SFP for work would be:
SFP work = 100,000 gadgets/10,000 work hours = 10 gadgets each work hour
We can likewise compute numerous variable efficiency (MFP) by isolating the result by various information sources, like work hours, unrefined components, and energy costs.
At long last, we can work out complete variable efficiency (TFP) by isolating the result by the contributions as a whole, including capital, innovation, and different assets.
In view of the information accommodated Adama Piece of clothing, we can ascertain the work efficiency for each store by partitioning deals volume by work hours. The outcomes are as per the following:
Parcel Robe: 12,000 birr/60 work hours = 200 birr each work hour
Hawassa: 60,000 birr/500 work hours = 120 birr each work hour
Nekemte: 40,000 birr/250 work hours = 160 birr each work hour
Bahirdar: 25,000 birr/200 work hours = 125 birr each work hour
In light of this computation, Bunch Robe has the most elevated work efficiency with 200 birr each work hour. In any case, it's actually quite important that this examination just thinks about work efficiency and doesn't consider different factors like deals volume, productivity, or consumer loyalty.
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On01January 2010, the company was incorporated with an authorized ordinary share capitalof 150
000 ordinary shares of 1 each and 50 000 redeemable preference shares(fixed annual dividend of10c
per share).The post-closing trial balance of "Lily Petals Limited"as at 31 December 2022after the
provisional Statement of Profit or loss & other comprehensive income was drafted,is presented
below.
ULYPETALS LMITED
POST-CLOSINGTRIALBALANCEAS AT31DECEMBER2022
Details
Debit
Credit
Ordinary share capital
100000
Ordinarysharepremium
50
000
Retainedearnings
43000
Redeemable preference share capital(40 000 at NS1 each)
40000
LLand and buildings
100000
Plant~andMachinery
60000
Share issue expenses- preference sharer res
Underwriting commission-preference share
4000.
Share issue expenses- preference shares 2000.
Bank
22000
Total Dr 188000, Cr
188000
Additionalinformation:
The directors decided, with the necessary general meeting approval to implement these decisions on
01January2023inthisorder
1.To convert the ordinary par value shares into no par value
2.The preference shares are to be redeemed at a premium of 5c per share.
3.The redemption of the preference shares must be financed partly from the issue of 10000
ordinaryshares at NS2, each and partly out of the current bank balance.
4.The ordinary shares were offered to the public.
oThe issue was underwritten in full by Down-Under Ltd foran underwriting
commissionof6%
o The public subscribed for8000shares
o All the shares were allotted on 01 January 2023
o Share issue expenses amounted to NS500.
5.The directors wish to write off all comission and shareissue expensesimmediately after
theredemption of the preference shares.
6.Subsequent to the above transactions, there must be a capitalization issue of one ordinary
share for every eight already held at the current market price of NS2 per share.
YOU ARE REQUIRED TO
1)Prepare and present the general journal entries for the decisions on 01 January 2023.
(Narrations are not required).(30 marks)
is this a essay to write? If so please list the answer not whole bunch of info
Write an assay describing an opportunity that you thing could be turned into a small business
In today's world, there are endless opportunities for small businesses to thrive. One such opportunity that I believe has great potential is in the field of sustainable living. With the growing concern for the environment and the need to reduce our carbon footprint, there is a high demand for eco-friendly products and services.
One possible business idea is to create a company that specializes in the production and sale of reusable, environmentally friendly products such as reusable bags, water bottles, and food containers. With the increasing awareness of the negative impact of single-use plastics on the environment, there is a high demand for reusable products that can help reduce waste.
Another opportunity could be in the field of sustainable energy. With the increasing demand for renewable energy sources, there is a growing need for companies that specialize in the production and installation of solar panels, wind turbines, and other forms of sustainable energy. This business could also offer consulting services to help homeowners and businesses reduce their energy consumption and transition to renewable energy sources.
Another potential small business opportunity is in the field of online education. With the growing demand for online learning and the increasing availability of technology, there is a need for companies that specialize in providing online courses and training programs. This business could offer courses in a variety of fields, including business, technology, and creative arts.
In conclusion, there are many opportunities for small businesses to thrive in today's world. By focusing on sustainable living, renewable energy, and online education, entrepreneurs can create businesses that not only generate profits but also make a positive impact on the environment and society.
One opportunity that I believe could be turned into a small business is a meal prep service for busy individuals and families. With many people leading busy lives and struggling to find time to cook healthy meals, a meal prep service could provide a convenient solution.
The business could offer a variety of meal options to cater to different dietary needs and preferences. Customers could place their orders online and select the meals they want for the week. The business could also offer the option for customers to customize their meals by choosing their own ingredients.
To keep costs low, the business could partner with local farms and markets to source fresh, seasonal ingredients. The meals could be prepared in a commercial kitchen and delivered to customers' homes or workplaces. The business could also offer the option for customers to pick up their meals at a designated location.
In addition to providing a convenient solution for busy individuals and families, the business could also have a positive impact on the environment. By sourcing ingredients locally and reducing food waste, the business could promote sustainability and reduce its carbon footprint.
To market the business, the company could use social media platforms and local advertising to reach potential customers. They could also partner with fitness studios and gyms to promote healthy eating habits.
Overall, a meal prep service has the potential to be a successful small business by offering a convenient and healthy solution for busy individuals and families. By focusing on quality ingredients and sustainability, the business could differentiate itself from competitors and attract a loyal customer base.
Which quantity represent the social optimum for this market?
Quantity that represent the social optimum for this market is Q3 (Option C)
What is social optimum quantity?The optimal amount of a public item is found when the supply (marginal cost) curve crosses the demand (marginal benefit) curve. The government employs cost-benefit analysis to determine whether or not to supply a certain product. If MB is more than MC, a public good is under allocated.
The quantity of pollution that society would choose if all of the costs and benefits of pollution were properly accounted for is known as the socially optimum quantity of pollution.
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During the current year, merchandise is sold for $199,500 cash and $626,800 on account. The cost of the goods sold is $537,100. What is the amount of the gross profit?
Answer:
The formula for gross profit is:
Gross Profit = Total Sales Revenue - Cost of Goods Sold
We are given that the merchandise sold for $199,500 cash and $626,800 on account, so we have to find out the total sales revenue
This is the formula:
Total Sales Revenue = Cash Sales + Credit Sales
Total Sales Revenue = $199,500 + $626,800
Total Sales Revenue = $826,300
The cost of goods sold is given as $537,100. Substituting the values into the formula for gross profit, we get:
Gross Profit = $826,300 - $537,100
Gross Profit = $289,200
Therefore, the amount of the gross profit is $289,200.
Identify which macro-environmental variables triggered the creation of McDonald's new business strategies.
Answer:more fries are being poidioned with poisin
Explanation:
Evaluate which elements of the extended marketing mix are most important in meeting the specific requirements of the key customer segment.
The specific elements of the extended marketing mix that are most important in meeting the requirements of a key customer segment include:
Product Price Promotion Why are these elements important ?The product or service being offered must meet the specific needs and preferences of the target customers. This includes factors such as quality, design, features, and packaging.
The price of the product or service must be competitive and appropriate for the target customers. This may involve pricing strategies such as discounts, promotions, or bundling.
The marketing communication strategy must be tailored to the specific needs and preferences of the target customers. This may involve factors such as advertising, sales promotions, and public relations.
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One of the advantages of phone interviews is that you can have a successful call from any location like your home or a busy coffee shop.
There are many benefits to conducting phone interviews over setting up an initial face-to-face appointment, including the fact that they are quicker and more convenient for both you and the interviewee. Personality, telephone manners, and mannerisms are frequently relied upon and required in sales jobs, in addition to educational background and experience.
The flexibility and convenient that phone interviews provide for both the interviewer and the interviewee is one of their benefits. Phone interviews can be done from any location as long as there is a dependable phone connection because the participant does not need to be there physically. Candidates can conduct phone interviews from their home, business, or any other convenient location, eliminating the need for travel to the interviewer's office.
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James received a raise after his first year on the job to $43,800 from his initial salary of $42,000. Inflation averaged 2.8% for that first year. In real terms (i.e., adjusted for inflation), what was his real raise stated as a percentage?
The calculation for percentage change of personal income is:
Group of answer choices
4.29%
2.29%
5.29%
1.29%
The calculation for percentage change of personal income is A. 4.29%. that is, the real raise of salary in percentage is 4.29%.
What is inflation?The overall rise in prices of goods and services over time in an economy is referred to as inflation. When inflation occurs, people may purchase fewer products and services with the same amount of money because the purchasing power of a unit of currency declines.
How do you determine it?James's initial income of $42,000 must be adjusted for inflation before being compared to his current compensation of $43,800 in order to determine his actual raise. The inflation rate was 2.8%.
Raise in salary = 43800 - 42000 = $1800
Therefore, real raise of salary in percentage is:
= Raise in salary/ initial salary x 100%
= 1800/42000 x 100%
= 4.285% = 4.29%
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Which of the following statements is true?
O
A. The terms stakeholder and stockholder mean the same thing.
O
B. Stakeholders may not be appointed to the board of directors.
OC. All stockholders are stakeholders.
D. All stakeholders are stockholders.
All stockholders are stakeholders.
A company pays off a $200 liability taken out to purchase equipment using a
business line of credit. Which of the following should be included in this
transaction?
A. a $200 debit to Accounts Receivable
B. a $200 credit to Cash
C. a $200 debit to Equipment
D. a $200 credit to Accounts Payable
A $200 credit to Cash, should be included in transaction for a $200 liability taken out to purchase equipment using a business line of credit. The correct answer is B.
When a liability taken out to purchase equipment using a business line of credit is paid off, the company would decrease its liability account and decrease its cash account. The entry for this transaction would be a credit of $200 to the cash account, and a debit of $200 to the liability account (Accounts Payable or Notes Payable, depending on the type of liability). None of the other accounts mentioned in the options (Accounts Receivable or Equipment) are affected by this transaction, and therefore should not be included in the entry. The correct answer is B.
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Answer:
B
Explanation:
juat finshed my exam and got it right
Match the different activities to the responsibilities of relevant banks.
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accepts deposits from people
regulates safe and lawful
operations
conducts nation's monetary policies
lends money through to consumers
and businesses
provides financial services to the
government
Federal Bank
Other Commercial Bank
The correct activities for federal and other commercial banks are:
accepts deposits from people - Other Commercial Bankregulates safe and lawful operations - Federal Bankconducts nation's monetary policies - Federal Banklends money through to consumers and businesses - Other Commercial Bankprovides financial services to the government - Federal BankHow are federal and other commercial banks different ?Banks play a crucial role in the economy by providing various financial services to the public and the government. The Federal Bank is responsible for conducting the nation's monetary policies, which includes setting interest rates, regulating the money supply, and maintaining price stability.
On the other hand, commercial banks, also known as Other Commercial Banks, are responsible for accepting deposits from people and lending money to consumers and businesses.
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Here's the question:
You want to accumulate $1 million by your retirement date, which is 25 years from now. you will make 25 deposits in your bank, with the first occurring today. The bank pays 8% interest, compounded annually. You expect to receive annual raises at 3%, which will offset inflation, and you will let the amount you deposit each year also grow by 3% (i.e, your second deposit will be 3% greater than your first, the third will be 3% greater than the second, etc.) How much must your first deposit be if you are to meet your goal.
Both answers that I received are incorrect compared to the book. I'm trying to solve. this using excel functions. The first part is finding the PV using N = 25, I = 3%, FV=-$1,0
It's getting the payment from the PV that is the challenge.
$231,557.13 is the first deposit if you are to meet your goal. The total PMT value is $17,289.38 if the interest rate is at 3% every year.
Time period = 25 years
Future value = $1 million
Bank interest = 8%
To calculate the amount for the first month's deposit, the Present value is calculated as:
PV = [tex]FV / (1 + r)^n[/tex]
PV = [tex]1000000 / (1 + 0.08)^{25}[/tex]
PV = $231,557.13
To calculate the Future value of annual deposits at 3% per year
FV = [tex]PMT * [(1 + g)^n - 1] / g[/tex]
$1,000,000 = [tex]PMT * [(1 + 0.03)^{25} - 1] / 0.03[/tex]
PMT = $17,289.38
To make $1 million in 25 years, you must make 25 deposits of increasing amounts.
To calculate the amount using the PMT function in Excel:
Future value =PMT(0.08, 25, -231557.13, 0, 1.03)
Future value = $17,289.38
Therefore we can conclude that in both calculations, we got a payment amount of $17,289.38.
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