PLEASE HELP ASAP, I WILL MARK BRAINLIEST
-economics
The purpose of fractional reserve banking is to:
O A. prevent banks from charging unfair interest rates to small
businesses.
O B. combine the financial services of both commercial and retail
banks.
C. give banks the ability to make loans greater than the value of cash
deposhys.
D. give potential borrowers more options for securing short-term
bank loans.

Answers

Answer 1

Answer: A

Explanation:

it makes more sence

Answer 2

The purpose of fractional reserve banking is to prevent banks from charging unfair interest rates to small businesses. Thus, option A is correct.

What is fractional reserve banking?

A fractional reserve banking system is one in which only a portion of bank deposits must be available for withdrawal. Banks only need a certain amount of cash on hand and can make loans using the money we deposit. By releasing cash for lending, fractional reserves help to boost the economy.

Banks can utilize cash (i.e., the majority of deposits) that would otherwise be unused and idle to create returns in the form of interest rates on new loans and therefore make more money available to build the economy.

Therefore, it prevents banks from charging unfair interest rates to small businesses.

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Related Questions

Faylene underwent heart surgery that included, among other measures, the implantation of a pacemaker in her chest. Faylene later alleged that the surgeon's negligence resulted in a serious infection. Faylene's insurance company stated that the Uniform Commercial Code (UCC) governed the dispute because at issue was a contract for a pacemaker, which is a good. The hospital responded that the claim was based on a contract for a surgery, which is a service, and was therefore covered by the common law. What result is most likely?

Answers

Answer: The court will apply the predominant purpose test and will probably hold that this was a contract for a service.

Explanation:

Any agreement written in a contract which binds two parties are usually followed strictly. Whatever is written in the contract cannot be changed or influenced in the court room because it would have been believed that both parties went through the contract terms before signing it. Even though one party wants to challenge it in court it would hold no water for a challenge.

The case between Faylene and the hospital was signed in a contract for a peacemaker surgery, the effects of it and being taken to court would yield no effect since it's what Faylene wanted and entered agreement into.

Scenario: Fiscal Policy Consider the economy of Arcadia. Its households spend 75% of increases in their income. There are no taxes and no foreign trade. Its currency is the arc. Potential output is 600 billion arcs. Reference: Ref 13-11 (Scenario: Fiscal Policy) Look at the scenario Fiscal Policy. Suppose the government decides to tax its citizens. The tax multiplier is: Group of answer choices impossible to determine. zero, because changes in taxes have no effect on aggregate demand. greater than the government spending multiplier. less than the government spending multiplier.

Answers

Answer:

less than the government spending multiplier

Explanation:

Given :

Percentage spends  by a households for the increase in the income = 75%

So the mpc = 0.75

Potential output = 600 billion arcs

The government multiplier is = [tex]$\frac{1}{1-0.75}$[/tex]

                                                [tex]$=\frac{1}{0.25}$[/tex]

                                                = 4

The tax multiplier is = [tex]$\frac{c}{1-c}$[/tex]

                                 [tex]$=\frac{0.75}{0.25}$[/tex]

                                 = 3

Thus we see that the tax multiplier is less than the government spending multiplier.

What kind of lights can be used to highlight merchandise while leaving the rest of the display space dimly lit or dark? _______ can be used to highlight merchandise while leaving the rest of the display space dimly lit or dark.

Answers

Answer:

Accent light can be used to highlight merchandise whilst keeping other space dark.

Explanation:

Answer:

Spotlights

Explanation:

Which of the following are true of price bundling? (Choose every correct answer.) Multiple select question. Price bundling helps customers stock up on a product. Each item within the bundle must have about the same value as others within that bundle. Different prices are charged to different people for the same bundle of products or services. Several popular items are frequently sold together for a lower combined price. A less popular item is sometimes bundled with a more desirable item.

Answers

Answer:

Price bundling helps customers stock up on a product.

A less popular item is sometimes bundled with a more desirable item.

Several popular items are frequently sold together for a lower combined price.

Explanation:

As the name suggest Price bundling is to combined the various products and convert into a package so that if the consumer calculate its individual price so it would be high as compared to the package. Here the profits could be increased due to promotion of more than one item

So according to the given options, the following statements should be considered true

It would help the customer to stock up the product

An item i.e. less popular can be bundled with the desriable item

Also the various kind of items would be sold at very less price

True or False
Excessive inventory ties up your money so that you cannot use it elsewhere in your business.

Answers

Answer:

True

Explanation:

An inventory cost can be defined as all costs such as carrying cost, stock out (shortage) cost and ordering cost that are associated with the procurement, holding (storage) and management (handling) of inventory.

Raw materials inventory comprises of the overall cost of all resources such as component parts that a business has in stock which haven't been used for production of finished goods or work in process.

Excessive inventory arises when stocks or products are kept for a very long period of time, haven failed in selling them to consumers in a timely manner. Thus, any unsold product that has exceeded the projected consumer demand is generally referred to as an excessive inventory.

Hence, excessive inventory ties up your money so that you cannot use it elsewhere in your business. This is usually as a result of stock obsolescence.

"Match the following terms with their definitions. Group of answer choices

Mission

A future-oriented declaration of the organization’s purpose and aspirations.

Vision

The beliefs of an individual or group, and in this case the organization, in which they are emotionally invested.

Values

The beliefs of an individual or group, and in this case the organization, in which they are emotionally invested"

Answers

Answer:

1. Vision

2. Values.

Explanation:

Business strategy sets the overall direction for the business because it focuses on defining how a business would achieve its goals, objectives, and mission; as well as the funds and material resources required to implement or execute the business plan. The components of a business strategy includes the following;

1. Vision: a future-oriented declaration of the organization’s purpose and aspirations. It's a path that guides an organization into achieving a certain height in the future.

2. Values: the beliefs of an individual or group, and in this case the organization, in which they are emotionally invested. It's simply the strength of an organization.

Additionally, a balance scorecard can be defined as a performance metrics used for measuring and assessing the quality of performance of a company. The four (4) performance metrics of a balance scorecard includes the following; customer, learning and growth, internal business processes, and financial.

Hence, this balance scorecard should be used to determine whether or not the operations of a business is in synchronization with its vision statement and values.

WILL GIVE BRAINLIEST! Why would someone choose to start a company as a Franchise rather than a Sole Trader or Partnership?

Answers

Answer:

Explanation:

The franchisee has the advantage of having an established brand that potential customers easily can recognize. On the other hand, the sole proprietor must develop his own brand and promote it through extensive, and possibly expensive, marketing campaigns.

Which of the following is an example of a soft skill?
A. Ability to use CSS spreadsheets
B. Ability to manage spreadsheets
C. Ability to work well with a project team
D. Ability to manipulate images using computer software

Answers

Answer:

Ability to work well with a project team

Explanation:

How much notice does the Worker Adjustment and Retraining Notification
(WARN) Act require employers give their employees when a facility is
closing?
A. 120 days
B. 90 days
C. 60 days
D. 30 days

Answers

Answer:60 days

Explanation:

ap3x

Answer:

The question may also ask:

The Worker Adjustment and Retraining Notification (WARN) Act requires that companies meet notice requirements of how many days before reducing a workforce?

The answer is still 60 days

Explanation:

How long does it take to make an impression?

Several minutes
30 seconds
One hour
2 minutes

Answers

How long does it take to make an impression?

2 minutes

I guess.

may this helps you

bye

about 30 seconds depending on what they dress or talk about

Alisa is employed by Hallmark Cards, Inc., where her responsibilities include maintaining displays of greeting cards in drugstores and discount stores. Her daily activities include straightening the cards, pulling outdated or slow sellers, and installing new cards. Alisa is called a(n) specialty-line wholesaler. full-service stocker. in-store maintainer. assembler. rack jobber.

Answers

Answer: rack jobber.

Explanation:

A rack jobber is alsso called a rack merchandiser and it refers to a company or a trader that display products and also sells such products in a store.

Since the responsibilities of Alisa include displaying the greeting cards, straightening the cards, pulling outdated cards, and installing new cards, then we can infer that Alisa is a rack jobber.

In what year was the EEOC established
O
A. 1970
B. 1930
C. 2007
D. 1965

Answers

Answer:

D. 1965

Explanation:

The Civil Rights Act of 1964 is a civil rights and labor law in the United States of America that prohibits discrimination in employment, segregation in schools, and enforces the constitutional voting rights of the citizens.

The Civil Rights Act of 1964 was enacted by the 88th US Congress and signed into law on the 2nd of July, 1964 by President Lyndon B. Johnson.

The Equal Employment Opportunity Commission (EEOC) is a federal agency that was established by US Congress on the 2nd of July, 1965 based on the Civil Rights Act of 1964 so as to uphold and enforce all civil rights law against workplace discrimination by the employers or employees in the United States of America.

Equal Employment Opportunity Commission (EEOC) guidelines asserts that employers of labor wouldn't be held liable for national origin discrimination after implementing an "English-only" rule, if the employer can show that it is necessary for the following;

I. To communicate with customers who can speak English only.

II. To efficiently promote cooperative work assignments among teams (employees).

III. To enhance or facilitate safety during an emergency.

A master franchisee, in addition to having the right to open and operate a specific number of locations in a particular area, also has the right to ________. Group of answer choices stop making royalty payments if its sales decline offer and sell the franchise to other people in its area use its own operating manuals to run its franchise outlets stop making royalty payments if it is losing money sell products made by companies other than the franchisor

Answers

Answer: Use its own operating manuals to run its franchise outlets stop making royalty payments if it is losing money

Explanation:

A franchisee is a business owner who runs a franchise. The franchisee has some rights to carry out some activities. Some of those activities include using his own ideas to run the franchise although he still has to follow the original blueprint the franchise runs on.

Also, when things begin to get bad and there is a drastic reduction in sales he can slow down remitting money to the franchisor.

A very low rate of inflation during a recession can lead to: A. a liquidity trap which makes fiscal policy more effective. B. a liquidity trap, which makes monetary policy ineffective. C. government budget deficits. D. a liquidity trap, which makes monetary policy effective. E. government budget surpluses.

Answers

Answer:

C. government budget deficits.

Explanation:

In the case when there is a very less inflation rate at the time of recession period so it would be considered as a government budget deficit as the revenue would be reduced during the recession time and at the same time the cost would be rised

Therefore as per the given situation, the option c is correct

And, the rest of the options would be considered as incorrect

The ability to interact, be responsible, persevere, be a team player, be motivated, and problem solve are examples of _______________ skills valued by employers.
a. Trade
b. Technical
c. Critical
d. Automatic

Answers

Your answers should be B. Technical

Answer:

b. Technical

Explanation:

The ability to interact, be responsible, persevere, be a team player, be motivated, and problem solve are examples of technical skills valued by employers.

which known factor affects prices in the financial markets?

current taxes
media speculation
gov’t policy
foreign countries

Answers

Current taxed if they are taxed more they can raise the price more

Answer:

I think it's government policy.

Explanation:

By the time I am answering the person who asked the question has already gotten a score. So could you please say what is the correct answer? thanks.

help!!
list 5 importance of freedom​

Answers

Answer:

people can do what they want (with limitations)

people can say what they want (with limitations)

people can believe in what they want

and thats all ive got. good luck on the last two tho

John Park lives in Anytown, Missouri. He rents an apartment on Broad Street. He has one credit card with National Bank. He pays the balance on this every month, and he always stays within his $400 spending budget. In addition, he has one student loan, which he defers, since he is a full-time student. He has recently applied for a job at Happy Hamburgers.

Based on John’s profile, what information should he expect to find on his credit report? Check all that apply.

1. inquiries from his lenders, the apartment complex, and Happy Hamburgers
2. a note about delinquency from National Bank
3. a current account for his student loan
4. a current account with National Bank
5. a current account with Happy Hamburgers

Answers

Answer:

1,3, and 4

Explanation:

check for self

Which type of borrowing option would most likely result in the borrower
paying the highest amount of interest?
A. A card with a high compound interest rate
OB. A card with a low simple interest rate
ООО O
C. A card with a low compound interest rate
D. A card with a high simple interest rate

Answers

Answer:

A. A card with a high compound interest rate

Explanation:

it is most likely to result in the borrower

A standard is a:??????

Answers

Answer:

b

Explanation:

B is right no doubt about it

Suppose Rob, an avid golfer, spent a total of $3000 on green fees for the 100 rounds of golf he played in 2018 and a total of $2800 on green fees for the 100 rounds of golf he played (on the same courses) in 2019. Rob's nominal consumption of golf in 2019 was _____ his nominal consumption level in 2018 and his real consumption of golf in 2019 was _____ his real consumption level in 2018.

Answers

Answer: less than; thesame as

Explanation:

Nominal values refers to the current prices for goods and inflation isn't considered in this case. Real values take inflation into consideration, and in this case adjustments are made for price changes.

Based on the information given, Rob's nominal consumption of golf in 2019 will be lower than his nominal consumption level in 2018 because he spent $2800 in 2019 and $3000 in 2018.

Also, his real consumption of golf in 2019 was thesame as his real consumption level in 2018 because played 100 rounds of golf in both years.

Which of the following is SIQ most likely to
stand for?
A. Station Identification Questionnaire
B. Standard Item Questionnaire
C. Software Inventory Questionnaire
D. System Identification Questionnaire
E. Station Inventory Questionnaire

Answers

The answer: is E
Explain: hope this helps

Both a questionnaire and an inventory are examples of surveys. Simple to-answer questions are included in the questionnaire. These inquiries are made in an effort to obtain information, and they frequently concern particular topics.

Thus, Option E is correct.

What is the questionnaire data collection method?

A questionnaire's objective is to gather data from respondents regarding their attitudes, experiences, and opinions. Questionnaires are frequently utilized in social and health sciences and market research. In order to increase customer satisfaction and profitability, our inventory assessments evaluate strategies, inventory management systems, processes, and procedures for developing new goods and managing inventory.

A questionnaire's objective is to collect information from a target audience. It will contain closed-ended and open-ended questions or a mix of the two.

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What led to the success of whopper

Answers

Answer:

What makes this burger unique is not just its size, but the fact that Burger King flame-grills their hamburger patties, which gives you that recognizable, grilled flavor. Burger King introduced the Whopper in 1957,

Hope this helps!

Yours Truely, TheAnimeCatUwU

what ... choose food . a food b teeth c banana D pizza

Answers

Pizza

PIZZA\

PIZZA

PIZZA

How can we apply accounting and bookkeeping in our daily lives?

Answers

Draw up a monthly budget. A monthly budget can do wonders for managing your month-to-month living expenses

Creating an anonymous complaint or grievance process is something
employers can implement to prevent which of the following?
O A. Layoffs
B. Harassment
C. Taxed income
D. Arguments

Answers

Answer is B.) Harassment

hope I could help goodluck

What are the location factors of coca-cola? (Give me 2-4 factors)

Answers

Answer:

Labor Productivity: ...

Exchange rates and Currency Risk: ...

Costs: ...

Political Risk, Values and Culture: ...

Proximity to Markets: ...

Proximity to Competitor:

In Lurnee, it takes 10 resources to produce 1 ton of cocoa and 13.5 resources to produce 1 ton of rice. In South Tyberg, it takes 40 resources to produce 1 ton of cocoa and 20 resources to produce 1 ton of rice. Lurnee has a comparative advantage over South Tyberg in cocoa. This follows the theory of comparative advantage, and we can say that engaging in free trade benefits all countries that participate in it; however, this conclusion stems from which of these inaccurate assumptions?

Answers

Answer:

We have assumed constant returns to scale

Explanation:

From the principle of comparative advantage which states that a nation should produce the goods where she has a lower opportunity cost than other nations.

From the question, it is inaccurate to assume a constant return to scale i.e an increase in inputs such as labor and capital as a factor of production will to an exact amount of increase in output.

Which of the following is an example of quid pro quo sexual harassment?
A. Coworkers passing around inappropriate photos in the office
B. An employee leaving unwanted gifts for another employe
C. A manager offering a position only if the employee accepts her
sexual advances
D. An employee constantly asking another employee out

Answers

The answer is c. Quid pro quo entails that the person is doing a favor in return for something.

Option C. A manager offering a position only if the employee accepts her  sexual advances is an example of quid pro quo sexual harassment.

Sexual harassment is a form of harassment or unlawful discrimination based on one's gender, sexuality, be it verbal or physical. This means that any unwanted sexual advance from a coworker or anyone is termed sexual harassment.

Sexual harassment at the workplace is when an employee in the company makes any sexual advances against another based on one's gender, identity, or expression. This harassment may be in the form of verbal or physical advancement, through pictures, messages, remarks, or even any slight indication of unwanted advances. The term "quid pro quo" refers to the idea of doing a favor for someone in return for another. This can be used in sexual harassment when or if a manager or anyone offers a position or employment in return for any sexual advances. This means that a person is offered a job if he/she does something sexual or accepts sexual advances from the employer.

Any form of unwanted sexual advancement is accepted as harassment or discrimination. And in that regard, a quid pro quo sexual harassment is when a manager offers employment in return for sexual favors. Thus, the correct answer is option C.

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How does penetration pricing discourage rival companies from entering the market? (Select all that apply.) Multiple select question. It encourages price skimming, which is too risky for most companies to engage in. It negates the experience curve effect, which usually helps competitors. Competitors who enter the market will temporarily face higher unit costs. Usually none of the companies make much profit in this situation.

Answers

Answer:

Competitors who enter the market will temporarily face higher unit costs.

2. Usually none of the companies would make much profit in this situation.

Explanation:

Penetration pricing is a pricing strategy where the sellers of a new product set the price for their product unusually low. This is to entice consumers to purchase the product

Advantages of penetration pricing

it increases market share of the firm conducting the penetration pricing it increases the sales of the firm practicing the penetration pricing

Disadvantages of penetration pricing

Profit earned by the company might be too low once a low price has been set for the good, it might be difficult to raise it later as it may drive consumers away.

Price skimming is when the price of a new product is set usually high

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