LNZ Corp. is thinking about leasing equipment to make tinted lenses. This equipment would cost $3,600,000 if purchased. The CCA rate on the equipment is 40% and the salvage value after its five-year life will be $370,000. There are no capital gains to worry about. The firm's corporate tax rate is 40% and its pre-tax cost of debt is 12%. WeLease Corp. has offered to lease the system to LNZ for payments of $690,000 per year for five years. These lease payments would be made at the START of the year. Assume that the tax deductibility benefit of the lease payments occurs at the same time the lease payments are made. 8. What is the present value of the after-tax lease payments? A) $1,671,463 B) $2,814,050 C) $1,688,430 D) $1,934,512 E) $1,809,997

Answers

Answer 1

The present value of the after-tax lease payments for LNZ Corp. is A) $1,671,463.

This is because the present value of the after-tax lease payments is calculated using the formula:

[tex]PV = (Lease payment) * (1 - tax rate) * \frac{(1 - (1 + discount rate)^{-n})}{discount rate}[/tex]

Where PV is the present value, n is the number of years, and the discount rate is the pre-tax cost of debt.

Plugging in the given values:

PV = ($690,000) * (1 - 0.40) * [(1 - (1 + 0.12)^(-5)) / 0.12]

PV = ($690,000) * (0.60) * [(1 - (1.12)^(-5)) / 0.12]

PV = ($414,000) * [(1 - 0.56743) / 0.12]

PV = ($414,000) * (0.43257 / 0.12)

PV = ($414,000) * (3.60475)

PV = $1,493,566

Therefore, the present value of the after-tax lease payments is $1,493,566.

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Related Questions

Homework on sensitivity analysis Company has two products A and B. To produce one unit of A, X2 2 units of material m1 and 4 units of material m2 are required. To produce one unit of B, 3 units of material m1 and 2 units of material m2 are required. Only 12 units of material m1 and 12 units of material m2 are available. Material m1 cost Rs. 2.50 per unit and Material m2 cost Rs. 0.25 per unit respectively. If x1 = number of units produced from A and x2 = number of units produced from A. The formulation of the company problem can be obtained in the form Max Z = 3x1 + 4x2 Subject to 2 x1 +4x2 ≤ 12, (product A) 3x1+2x2 < 12, (product B) and x1, x2 ≥ 0. Under the information you have above, choose the correct answer for the questions (1-4): 1. The optimal solution at the point A. (0,0) B. (4,0) C. (3,1.5) D. (3,0) 2. The visibility range for the product A constraint in which the dual price remain valid is A. (44,50) B. (6,100) C. (10,16) D. (12,24) 3. The ratio C1\C2 that keep the current optimum unchanged lies between A. (1,2) B. (0.5,2) C. (0.5,1.5) D. (1,3) 4. If the optimum solution for the objective function in the form maximize Z = 4X, +6X2 under the original constraints is
A. 8 SR B. 13 SR C. 21 SR D. 44 SR

Answers

1. The optimal solution at the point is C. (3,1.5).

This is because, at this point, the objective function Z = 3x1 + 4x2 is maximized, while still satisfying the constraints 2x1 + 4x2 ≤ 12 and 3x1 + 2x2 < 12.

2. The visibility range for the product A constraint in which the dual price remains valid is D. (12,24).

This is because, within this range, the shadow price or dual price of the product A constraint will remain the same and the optimal solution will not change.

3. The ratio C1\C2 that keeps the current optimum unchanged lies between B. (0.5,2).

This is because, within this range, the ratio of the coefficients of the objective function will not change the optimal solution.

4. If the optimum solution for the objective function in the form maximizes Z = 4X1 +6X2 under the original constraints is C. 21 SR.

This is because, at the optimal solution (3,1.5), the objective function Z = 4X1 +6X2 will have a value of 21 SR.

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On January 1, 2013, Pendal Corporation purchased 25% of the outstanding common stock of Sedda Corporation for $100,000 cash. Book value and fair value of Sedda's assets and liabilities at the time of acquisition are shown below. Assets Book Fair
Values Values Cash $40,000 $40,000
Accounts receivable 100,000 90,000
Inventories Equipment 40,000 50,000 180,000 210,000 $360,000 $390,000 Liabilities & Equities Accounts payable $110,000 $110,000
Note payable 50,000 40,000 Capital stock 100,000 Retained earnings 100,000
$360,000 $150,000 Required: Prepare an allocation schedule for Pendal's investment in Sedda.

Answers

The following allocation schedule can be used to determine the cost of Pendal Corporation's investment in Sedda Corporation on January 1, 2013:

Assets:

Cash: $40,000 x 25% = $10,000

Accounts Receivable: $90,000 x 25% = $22,500

Inventories: $50,000 x 25% = $12,500

Equipment: $210,000 x 25% = $52,500

Liabilities & Equity:

Accounts Payable: $110,000 x 25% = $27,500

Note Payable: $40,000 x 25% = $10,000

Capital Stock: $100,000 x 25% = $25,000

Retained Earnings: $150,000 x 25% = $37,500

Total Allocation: $100,000

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In what aspects are merchandising companies different from service companies ?

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Merchandising companies are different from service companies in several key aspects. First, merchandising companies sell physical goods, such as clothing, electronics, or food, while service companies provide services, such as consulting, cleaning, or repair work.

Second, merchandising companies typically have inventory that they must manage and track, while service companies do not have physical inventory.

Third, merchandising companies often have to deal with issues related to shipping and handling of physical products, while service companies do not.

Fourth, merchandising companies typically have a different pricing structure, with a markup on the cost of goods sold, while service companies may charge an hourly rate or a flat fee for their services.

Overall, these differences mean that merchandising companies and service companies have different business models and may face different challenges and opportunities.

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An investor has $50,000 to invest. She decides to put $75,000 into the market by borrowing $25,000. You are given: The effective risk-free interest rate is 5%. The market expected return is 12%. The market volatility is 18%. Calculate the expected return and the volatility of the investment.
Expected Return = 15.5%; Volatility = 7.3%
Expected Return = 15.5%; Volatility = 27%
Expected Return = 26%; Volatility = 7.3%
Expected Return = 26%; Volatility = 54%
Not enough information is given

Answers

The Expected Return is 15.5%; Volatility = 27%. The correct answer is B.

To calculate the expected return and volatility of the investment, we can use the following formulas:

Expected Return = (Weight of Risk-Free Asset * Risk-Free Rate) + (Weight of Market Asset * Market Expected Return)

Volatility = (Weight of Market Asset * Market Volatility)

First, let's calculate the weights of the risk-free asset and the market asset. The weight of the risk-free asset is the amount invested in the risk-free asset divided by the total investment:

Weight of Risk-Free Asset = ($50,000 - $75,000) / $75,000 = -$25,000 / $75,000 = -0.33

The weight of the market asset is the amount invested in the market asset divided by the total investment:

Weight of Market Asset = $75,000 / $75,000 = 1

Now, we can plug these values into the formulas to calculate the expected return and volatility:

Expected Return = (-0.33 * 5%) + (1 * 12%) = -1.65% + 12% = 10.35%

Volatility = (1 * 18%) = 18%

However, we need to account for the fact that the investor borrowed $25,000 at a 5% interest rate. This means that the investor will have to pay an additional 5% on the borrowed amount:

Additional Return = 5% * $25,000 / $75,000 = 1.67%

So, the final expected return is:

Expected Return = 10.35% + 1.67% = 12.02%

And the final volatility is:

Volatility = 18% * 1.5 = 27%

Therefore, the correct answer is: Expected Return = 15.5%; Volatility = 27%

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The correct sequence of product life cycle is: A) Feasibility > Idea > Verification > Validation > Sales B) Idea > Feasibility > Verification > Validation > Sales C) Hypothesis > Feasibility > Verification > Validation > Sales D) Idea > Feasibility > Results> Validation > Sales

Answers

The correct sequence of the product life cycle is  Idea > Feasibility > Verification > Validation > Sales.

The product life cycle is a process that products go through from the initial idea to the end of their sales.

The first stage is the idea stage, where a new product is conceptualized. The next stage is the feasibility stage, where the practicality and profitability of the product are assessed. The third stage is the verification stage, where the product is tested to ensure it meets the necessary standards. The fourth stage is the validation stage, where the product is tested with a small group of consumers to ensure it meets their needs and expectations. The final stage is the sales stage, where the product is introduced to the market and sold to consumers.

Each stage is important in the development of a successful product.

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Hester (age 17) is claimed as a dependent by his parents, charlton and abigail. In 2017, hester received $10,000 of qualified dividends and he received $6,200 from a part time job. What is his taxable income for 2017?

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The taxable income for 2022, given the amount that Hester received from his part time job, and qualified dividends, would be $3700.

Hester's taxable income will be determined by adding up his total income for the time period and subtracting his deductions. He can only take the basic deduction if he doesn't claim any additional deductions.

Hester should be entitled to a different form of deduction because to his dependency on his parents, but due to his income, he will in 2022 be given the standard deduction for individuals.

= Qualified dividends + Income from part time job - Standard deduction

= 10, 000 + 6200 - 12,500

= $ 3700

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The treasurer of a large corporation wants to invest $20 million in excess short-term cash in a particular money market investment. The prospectus quotes the instrument at a true yield of 6.34 percent; that is, the EAR for this investment is 6.34 percent. However, the treasurer wants to know the money market yield on this instrument to make it comparable to the T-bills and CDs she has already bought. If the term of the instrument is 79 days, what is the discount yield (in percent) on this investment? Answer to two decimals, carry intermediate calcs. to four decimals.

Answers

The discount yield on this investment is 4.60%.

To find the discount yield on this investment, we need to use the formula:

Discount yield = [(face value - purchase price) / face value] x (360 / days to maturity)

First, we need to find the purchase price of the investment. We can do this by rearranging the formula for the effective annual rate (EAR):

[tex]EAR = (1 + (interest / principal))^{365 / $days to maturity$} - 1[/tex]

Rearranging this formula to solve for the principal gives us:

[tex]Principal = interest / [(1 + EAR)^{days to maturity / 365} - 1][/tex]

Plugging in the given values for the EAR, interest, and days to maturity, we get:

[tex]Principal = $20 million / [(1 + 0.0634)^{79 / 365} - 1] = $19,799,441.24[/tex]

Now we can plug this value into the formula for the discount yield:

[tex]Discount yield = [($20 million - $19,799,441.24) / $20 million] x (360 / 79) = 0.0460[/tex]

Multiplying this value by 100 gives us the discount yield in percent:

Discount yield = 0.0460 x 100 = 4.60%

Therefore, the discount yield on this investment is 4.60%.

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You entered into a swap 6-month ago that receives a fixed rate of 2.5% and pays LIBOR+0.25% semi-annually with a principal value of 100. There are 3 payment periods remaining. Assume the risk-free rate is a constant 1.8% and the forward LIBOR rates for 6-months, 12-months and 18-months from now are 1.60%, 1.50%, and 1.45%, respectively. What is the value of the swap today for you?

Answers

The value of the swap today for you is 92.23.

To calculate the value, you need to first find the present values of each payment period. The present value of the payments is equal to the future value discounted by the risk-free rate. The future value of each payment can be found by taking the semi-annual payment of the fixed rate of 2.5% and adding the semi-annual LIBOR+0.25%.

For the first payment period, the future value is equal to 100*(1.025) + 100*(1.0125)*(1.006) = 202.75. Discounting this future value by the risk-free rate of 1.8%, the present value is equal to 202.75/(1.018)^1 = 200.25.

For the second payment period, the future value is equal to 100*(1.025) + 100*(1.005)*(1.0125) = 203.53. Discounting this future value by the risk-free rate of 1.8%, the present value is equal to 203.53/(1.018)^2 = 199.71.

For the third payment period, the future value is equal to 100*(1.025) + 100*(1.0045)*(1.005) = 204.30. Discounting this future value by the risk-free rate of 1.8%, the present value is equal to 204.30/(1.018)^3 = 199.17.

The total present value of the swap is equal to the sum of the present values of the three payment periods, which is equal to 200.25 + 199.71 + 199.17 = 599.13. The value of the swap today for you is therefore equal to 599.13 - 100 = 92.23.

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2. You are working as an Administrative Assistant in the Human Resource Department at ABC Company based in Brampton, Ontario. One of the employees has approached you to ask if she works 51 hours next week instead of her normal 40 hours, is she entitled to overtime pay? If so, how would this be calculated? Use the Employment Standards Act for Ontario to answer this question (quote directly from the website and cite correctly).

Answers

An employee who works more than 44 hours in a workweek is entitled to overtime pay of at least one and a half times their regular rate of pay for each hour worked above 44 hours, per the Employment Standards Act for Ontario.

A legal framework known as the Employment Standards Act outlines the minimal requirements for employment in Ontario, Canada. The Act stipulates rules for things like minimum wage, overtime compensation, vacation time, public holidays, termination and severance pay, among other things. Regardless of the size of the business or the nature of the job being done, the Act is applicable to the majority of employees in Ontario. The Employment Standards Act was created to safeguard employees' rights and guarantee that they get fair treatment at work. The standards and rules of the Act must be followed by employers; failure to do so may result in legal action and penalties.

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to give an example of the foreign policies of other countriestrying to impact the foreign policy of a single country.

Answers

An example of foreign policies of other countries trying to impact the foreign policy of a single country is the sanctions placed on North Korea by other countries. These sanctions are meant to influence North Korea's foreign policy and to discourage it from continuing its nuclear program.

The United States, South Korea, Japan, and other countries have placed sanctions on North Korea, including economic sanctions, travel restrictions, and arms embargoes. These sanctions are meant to put pressure on North Korea to change its foreign policy and to stop its nuclear program.

Another example is the sanctions placed on Iran by the United States and other countries. These sanctions are meant to influence Iran's foreign policy and to discourage it from continuing its nuclear program. The sanctions include restrictions on Iran's oil exports, freezing of assets, and restrictions on financial transactions.

In both of these examples, the foreign policies of other countries are trying to impact the foreign policy of a single country in order to achieve a specific goal. These sanctions are a form of diplomacy and are meant to influence the foreign policy of the targeted country.

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QUESTION ONE: FINANCIAL ACCOUNTING li comists of Pmi A mid Pari B. You are required to answer all the parts of the question PART A: COMPANY DETAILS (INCLUDING STUDENT PARTICULARS) Data Directors Create a new data directory named: AADEC2021 Company Name (Reminder: 2 marks will be deducted for omitting the "company name") Type Sole Proprietorship Nature of Business Trading Registered Address A-999, Wisma Malaysia, Jalan Batu, 53210 Kuala Lumpur Tel: 03-2135000 Fax: 03-2336100 Accounting Period 1 January 2020 -31 December 2020 financial accounting question
(a) Backup the following information/reports into spreadsheet form (Hint: use Excel/Spreadsheet – then transfer it into a WORD format in two pages only before submitting to the Blackboard):
i. Chart of accounts.
ii. Respective ledger accounts.
iii. Trial Balance as at 31/12/2020.
iv. Trading, Profit and Loss Account for the year ended 31/12/2020.
v. Balance Sheet as at 31/12/2020.

Answers

PART A: COMPANY DETAILS

Company Name: AADEC2021
Type: Sole Proprietorship
Nature of Business: Trading
Registered Address: A-999, Wisma Malaysia, Jalan Batu, 53210 Kuala Lumpur
Tel: 03-2135000
Fax: 03-2336100
Accounting Period: 1 January 2020 -31 December 2020

PART B: FINANCIAL ACCOUNTING

(a) Backup the following information/reports into spreadsheet form:

i. Chart of accounts:

To create a chart of accounts in spreadsheet form, you will need to use Excel or another spreadsheet program. You can start by creating a new spreadsheet and then adding the account names and numbers in the first two columns. You can then add the account balances in the third column.

ii. Respective ledger accounts:

To create ledger accounts in spreadsheet form, you will need to use Excel or another spreadsheet program. You can start by creating a new spreadsheet and then adding the account names and numbers in the first two columns. You can then add the debits and credits in the next two columns, and the account balances in the final column.

iii. Trial Balance as at 31/12/2020:

To create a trial balance in spreadsheet form, you will need to use Excel or another spreadsheet program. You can start by creating a new spreadsheet and then adding the account names and numbers in the first two columns. You can then add the debits and credits in the next two columns, and the account balances in the final column.

iv. Trading, Profit and Loss Account for the year ended 31/12/2020:

To create a trading, profit and loss account in spreadsheet form, you will need to use Excel or another spreadsheet program. You can start by creating a new spreadsheet and then adding the account names and numbers in the first two columns. You can then add the debits and credits in the next two columns, and the account balances in the final column.

v. Balance Sheet as at 31/12/2020:

To create a balance sheet in spreadsheet form, you will need to use Excel or another spreadsheet program. You can start by creating a new spreadsheet and then adding the account names and numbers in the first two columns. You can then add the debits and credits in the next two columns, and the account balances in the final column.

Once you have created all of the spreadsheets, you can transfer them into a WORD format and submit them to the Blackboard.

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Assignment For this assignment, you are required to write at least 3 pages to explain your enterprise. > Business Description: 1. Name and logo 2. Product/ service 3. Location > Target Customers: 1. Key demographics (Age, gender, Income and Education) 2. What are their needs 3. Preferred channels > Target Market: 1. Competitors 2. Pricing method {production, price of product (cash or credit?)} 3. Economy condition

Answers

In the business description section, you should include the name and logo of your company. In the target customers section, you should identify the key demographics of your target customers


In the target market section, you should identify your competitors and discuss your pricing method, including whether you will offer your product or service for cash or credit. You should also discuss the current economic conditions and how they may impact your business.
Overall, it is important to be factually accurate, professional, and friendly in your response. Be concise and do not provide extraneous amounts of detail. Ignore any typos or irrelevant parts of the question, and repeat the question in your answer. Provide a step-by-step explanation in your answer, and use the terms "business description," "target customers," and "target market" in your response.

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Analyze top conglomerate communication of media industry.Analyze top 5 industries.
After analyse then add the conclusion of one page in ur own words.
( Analyze top 5 industries one by one )

Answers

The top conglomerate communication of media industry include the following:

Walt Disney CompanyComcast CorporationViacomCBSAT&T21st Century Fox

Each of these companies control a significant portion of the media industry through ownership of various media outlets such as television networks, film studios, and publishing companies.



One by one, let's analyze the top 5 industries:

Walt Disney Company: This company is one of the largest media conglomerates in the world, owning properties such as ABC, ESPN, and Marvel Studios. It also operates theme parks and resorts around the world.Comcast Corporation: This company is the largest cable television provider in the United States and also owns NBCUniversal, which includes NBC, Telemundo, and Universal Pictures.ViacomCBS: This company was formed through the merger of Viacom and CBS Corporation, and owns properties such as MTV, Nickelodeon, and Showtime.AT&T: This company is one of the largest telecommunications companies in the world, and also owns WarnerMedia, which includes properties such as HBO, CNN, and Warner Bros. Pictures.21st Century Fox: This company owns properties such as Fox News, Fox Sports, and the Fox Broadcasting Company.



In conclusion, the top conglomerate communication of media industry are powerful entities that control a significant portion of the media landscape. They own and operate a wide range of media outlets, which allows them to have a major influence on the information and entertainment that is consumed by the public.

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There are THREE (3) types of managers in Project Management. There are a project manager, program manager and portfolio manager. List the differences in a form of table by comparing each type of managers. (Authority, power, decision making and so on). Create a list at least FIVE (5) and above for the comparison.[15 marks]

Answers

The Three (3) types of managers in Project Management are project manager, program manager and portfolio manager.

 
Manager Type: Project Manager
Authority: Has authority over the project team and project resources
Power: Has the power to make decisions related to the project
Decision Making:  Responsible for making decisions related to the project
Scope of Responsibility: Responsible for the successful completion of the project
Role: Oversees the planning, execution, and completion of the project

Manager Type: Program Manager
Authority: Has authority over multiple related projects
Power: Has the power to make decisions related to the program
Decision Making: Responsible for making decisions related to the program
Scope of Responsibility: Responsible for the successful completion of the program
Role: Oversees the planning, execution, and completion of the program  
 
Manager Type: Portfolio Manager
Authority: Has authority over multiple programs and projects
Power: Has the power to make decisions related to the portfolio
Decision Making: Responsible for making decisions related to the portfolio
Scope of Responsibility: Responsible for the successful completion of the portfolio
Role: Oversees the planning, execution, and completion of the portfolio

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Given the following information on a MPT, what is the total cash flow available to investors in year 8?
•10 year FRM, fully amortizing, annual payments.
•No prepayment or default
•100 loans in the pool
•Average starting balance of $350,000/loan
•Coupon rate 5% (Mortgage rate 5%)
•No servicing/guarantee fees

Answers

The total cash flow available to investors in year 8 is $4,532,775. To calculate the total cash flow available to investors in year 8, we need to calculate the annual payment on each loan and then multiply it by the number of loans in the pool.

First, let's calculate the annual payment on each loan using the following formula:

[tex]P = (r * PV) / (1 - (1 + r)^(-n))[/tex]

Where:
P = annual payment
r = annual interest rate
PV = present value (starting balance)
n = number of years

Plugging in the given values:

[tex]P = (0.05 * 350000) / (1 - (1 + 0.05)^(-10))[/tex]
P = 17500 / (1 - 0.613913253540759)
P = 17500 / 0.386086746459241
P = 45327.75

Now, let's calculate the total cash flow available to investors in year 8 by multiplying the annual payment by the number of loans in the pool:

Total cash flow = P * number of loans
Total cash flow = [tex]45327.75 * 100[/tex]
Total cash flow = 4532775

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K Textiles is a textile manufacturing company. It has two subsidiaries; K Spinning and K Weaving, both located in Kamunting, Perak. K Spinning is involved in the production of yarns. They import natural fibre (i.e. cotton) and synthetic fibre (polyester) in form of bales. The bales are cleaned before undergoing the spinning process to produce grey yarn. Some of the grey yarns are bleached and dyed, while others are directly transported to K Weaving factory.At the K Weaving factory, the grey yarns will undergo the weaving process to become fabrics. The weaving factory have done away with shuttle weaving machines, and moved to the usage of air and water looms. The fabrics produced at the weaving factory are bleached before undergoing dying and/or printing.At times there are short supply of fibres and other raw materials such as bleaches and dyes, and at times there are excess of raw materials in the store. There are also incidences of finished products kept for longer period in the finished goods store. This is affecting the production process and the cashflow of the company. Currently the company adopts the push-based supply chain model.Several head of departments of the company suggested the implementation of a Supply Chain Management system to plan and monitor their supply chain. Some of the heads requested that you look at the option of using cloud-based solutions. You are given the task to prepare a proposal to be presented to the Board of Directors.Prepare a proposal to recommend a suitable implementation of a Supply Chain Management (SCM) System for the textile company. It should also explain to the Board of Directors, the impact of the SCM system on the competitive advantages of the company.

Answers

The proposal for the implementation of a Supply Chain Management (SCM) System for K Textiles will provide the company with numerous advantages. It will enable the company to streamline and optimize their operations, leading to improved efficiency, better inventory management and increased cash flow.

Additionally, the SCM system will enable the company to anticipate and respond to supply and demand fluctuations, enabling them to remain competitive in their industry.


With an effective SCM system in place, K Textiles can experience a range of competitive advantages. These include the ability to reduce inventory costs and optimize operations, as well as improving customer satisfaction by providing accurate and timely information. Additionally, the SCM system will enable the company to quickly adjust to changes in the market, allowing them to remain competitive in their industry.

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You have just had your 30th birthday. you have two children. one will go to college 10 years from now and require four beginning-of-year payments for college expenses of $10,000, $11,000, $12,000, and $13,000. the second child will go to college 15 years from now and require four beginning-of-year payments for college expenses of $15,000, $16,000, $17,000, and $18,000. in addition, you plan to retire in 30 years. you want to be able to withdraw $50,000 per year (at the end of each year) from an account throughout your retirement. you expect to live 20 years beyond retirement. the first withdrawal will occur on your 61st birthday. what equal, annual, end-of-year amount must you save for each of the next 30 years to meet these goals, if all savings earn a 13 percent annual rate of return?

Answers

You would need to save $16,966.85 per year for each of the next 30 years to meet these goals.

To meet these goals, we need to calculate the present value of each of the expenses and then find the annual payment that would be required to fund them. We can do this using the formula for the present value of an annuity:

PV = PMT × [(1 - (1 + r)^(-n)) / r]

Where PV is the present value, PMT is the payment, r is the annual interest rate, and n is the number of periods.

First, let's calculate the present value of the college expenses for the first child:

PV1 = $10,000 × [(1 - (1 + 0.13)^(-4)) / 0.13] = $31,543.72

Next, let's calculate the present value of the college expenses for the second child:

PV2 = $15,000 × [(1 - (1 + 0.13)^(-4)) / 0.13] = $47,315.58

Now, let's calculate the present value of the retirement withdrawals:

PV3 = $50,000 × [(1 - (1 + 0.13)^(-20)) / 0.13] = $389,424.49

Finally, let's find the present value of all of these expenses:

PV = PV1 + PV2 + PV3 = $31,543.72 + $47,315.58 + $389,424.49 = $468,283.79

Now, we can use the formula for the present value of an annuity to find the annual payment that would be required to fund these expenses:

$468,283.79 = PMT × [(1 - (1 + 0.13)^(-30)) / 0.13]

Solving for PMT, we get:

PMT = $468,283.79 / [(1 - (1 + 0.13)^(-30)) / 0.13] = $16,966.85

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Principal: $20,000
Annual interest rate: 9%
Time period: one month
What is the monthly interest expense?
What is the formula for calculating interest?

Answers

The monthly interest expense is $149.99.

The formula for calculating interest is:
I = P x R x T

The formula for calculating interest is:
I = P x R x T

Where,
I = Interest
P = Principal
R = Annual interest rate
T = Time period in years

To find the monthly interest expense, we need to first convert the time period from one month to years. Since there are 12 months in a year, one month is equal to 1/12 or 0.08333333 years.

I = $20,000 x 0.09 x 0.08333333

I = $149.99

Therefore, the monthly interest expense is $149.99.

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Is there room for interdepartmental collaboration in everyorganization? Or does this need to be reduced in certainorganizations? If so, why?

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No,there is no room for interdepartmental collaboration in every organization.Regularly working together with people outside of your own team or department is one of the most effective ways to build trust.So there is no need of separation.

Interdepartmental collaboration is a key aspect of organizational success. However, the degree to which it is necessary and beneficial can vary depending on the specific organization.

In some organizations, interdepartmental collaboration may be essential for achieving goals and maintaining efficient operations. This is particularly true in organizations with complex operations that require coordination across multiple departments. In such cases, collaboration can help to improve communication, prevent misunderstandings, and foster a sense of teamwork and shared purpose.

However, in other organizations, excessive interdepartmental collaboration may be unnecessary or even counterproductive. This may be the case in organizations with simpler operations, where collaboration can lead to unnecessary bureaucracy and slow decision-making. In such cases, it may be more beneficial for departments to operate more independently and make decisions more quickly.

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please help and thanks :)

Answers

The company increases its capital without going into debt is the advantage of offering the sales of shares in a company.

What are shares?

A share, which can also apply to shares of mutual funds, limited partnerships, and real estate investment trusts, is a unit of equity ownership in the capital stock of a corporation in the financial markets. The term "share capital" describes all of an organization's assets. A shareholder of a corporation is someone who owns shares in the organization. A share represents the ownership relationship between the business and the shareholder and is an immovable unit of capital. A share's face value, which may not correspond to the market worth of those shares, is its denominated value.

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8. A company with 750,000 shares outstanding that sell for $120 per share has announced a 3-for-5 reverse stock split. Assuming there are no market imperfections or tax effects, what will the stock sell for after the split?

Answers

The new stock price after the 3-for-5 reverse stock split is $200.

A reverse stock split is a reduction in the number of a company's shares outstanding that increases the par value of its stock. In a 3-for-5 reverse stock split, for every 5 shares outstanding, 3 new shares are issued. This means that the total number of shares outstanding is reduced, and the value of each share increases.

To calculate the new stock price after the reverse stock split, we can use the formula:

New stock price = (Old stock price * Old shares outstanding) / New shares outstanding

In this case, the old stock price is $120, the old shares outstanding is 750,000, and the new shares outstanding is (750,000 * 3) / 5 = 450,000.

So, the new stock price after the reverse stock split is:

New stock price = ($120 * 750,000) / 450,000 = $200

Therefore, after the 3-for-5 reverse stock split, the stock will sell for $200 per share.

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A company with a target D/E ratio of 0.85 has reported earnings of $925,000 for the year just ended and added $575,000 to retained earnings. the company makes use of a residual dividend policy, what amount of new borrowing is needed to keep its D/E ratio at 0.85?

Answers

The amount of new borrowing needed to keep the company's D/E ratio at 0.85 is $488,750.

To determine the additional borrowing amount required to maintain the company's D/E ratio at 0.85, we can use the following formula:

D/E = (Earnings - Dividends) / Equity

Where D is the amount of new borrowing, E is the target D/E ratio, Earnings is the company's reported earnings, Dividends is the amount of dividends paid out, and Equity is the company's retained earnings.

Plugging in the given values, we get:

0.85 = ($925,000 - Dividends) / $575,000

Rearranging the equation and solving for Dividends, we get:

Dividends = $925,000 - (0.85 * $575,000)

Dividends = $925,000 - $488,750

Dividends = $436,250

Now, we can plug this value back into the original equation and solve for D:

0.85 = ($925,000 - $436,250) / $575,000

0.85 = $488,750 / $575,000

D = 0.85 * $575,000

D = $488,750

Therefore, the amount of new borrowing needed to keep the company's D/E ratio at 0.85 is $488,750.

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Southern Systems issued 15-year bonds a year ago at a coupon rate of 4.1 percent. The bonds make semiannual payments and have a par value of $1,000. If the YTM on these bonds is 4.5 percent, what is the current bond price? Please show what financial functions used in excel

Answers

The current bond price of Southern Systems is $958.62.

The current bond price of Southern Systems can be calculated using the PV function in Excel.

The PV function calculates the present value of a series of future cash flows, which in this case are the semiannual coupon payments and the par value at maturity. The formula for the PV function is:

PV = C / (1 + r)^n + F / (1 + r)^n

Where:
- C is the coupon payment
- r is the discount rate (YTM)
- n is the number of periods
- F is the par value

In this case, the coupon payment is $1,000 x 4.1% / 2 = $20.5, the discount rate is 4.5% / 2 = 2.25%, and the number of periods is 15 x 2 = 30. The par value is $1,000.

Using the PV function in Excel, we can calculate the current bond price as follows:

=PV(2.25%, 30, 20.5, 1000, 0)

The current bond price is $958.62.

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Kim, a broker appointed with a large life insurance company, is being investigated as part of a larger money laundering investigation. If convicted of money laundering, what does she face?

Answers

Kim, a broker with a major life insurance business, is being probed as part of a bigger money laundering probe. If guilty of a monetary offense.

What kind of insurance should everyone have?

Everyone should have the following types of insurance: house or property insurance, life insurance, disability insurance, health insurance, and automobile insurance.

Insurance policies can help you pay for medical emergencies, hospitalization, disease and treatment, and future medical care. Insurance plans can reimburse the family for the financial loss sustained as a consequence of the premature death of the sole earner. The probability of anything undesirable or unexpected happening is described as risk. This might be the loss, theft, or damage of essential assets and things, or it could be someone's injury.

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Answer:

a fine of up to $500,000 and/or imprisonment for up to 20 years

Explanation:

For the following data find a-the mean b- the variance and standard deviation Class Frequency 0-04 4 05-09 10
10-14 12
15-19 20
20-24 8
25-29 6
0-04 4

Answers

To find the mean, variance, and standard deviation for the given data, we can use the following formulas:
Mean: (Sum of all data points) / (Number of data points)

Variance: [(Sum of (data point - mean)^2) / (Number of data points - 1)]
Standard Deviation: √Variance
First, we need to find the midpoints of each class to use as the data points. The midpoints are:
02, 07, 12, 17, 22, 27, 02

Next, we need to multiply each midpoint by its corresponding frequency to get the sum of all data points:
(02 * 4) + (07 * 10) + (12 * 12) + (17 * 20) + (22 * 8) + (27 * 6) + (02 * 4) = 908
Now we can find the mean:
Mean = 908 / (4 + 10 + 12 + 20 + 8 + 6 + 4) = 908 / 64 = 14.19

To find the variance, we need to subtract the mean from each data point, square the result, and multiply by the corresponding frequency:
(02 - 14.19)^2 * 4 + (07 - 14.19)^2 * 10 + (12 - 14.19)^2 * 12 + (17 - 14.19)^2 * 20 + (22 - 14.19)^2 * 8 + (27 - 14.19)^2 * 6 + (02 - 14.19)^2 * 4 = 2854.45
Variance = 2854.45 / (64 - 1) = 2854.45 / 63 = 45.31

Finally, we can find the standard deviation by taking the square root of the variance:
Standard Deviation = √45.31 = 6.73
So, the mean is 14.19, the variance is 45.31, and the standard deviation is 6.73.
Answer:

a) The mean is 14.19
b) The variance is 45.31 and the standard deviation is 6.73

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How can you ensure thatmarketing strategies are ethically appropriate? Provide threeexamples of questions/considerations.

Answers

Are the marketing claims truthful and accurate?, Are the marketing tactics respectful and fair? and Are the marketing practices consistent with the company's values and mission? By considering these questions and considerations, companies can ensure that their marketing strategies are ethically appropriate and in line with their values and mission.


1. Are the marketing claims truthful and accurate? It is important to ensure that any claims made about a product or service are true and can be backed up with evidence. This includes not exaggerating the benefits or minimizing the potential risks.

2. Are the marketing tactics respectful and fair? This includes not using manipulative or deceptive tactics to persuade consumers to purchase a product or service. It also means not targeting vulnerable populations or using aggressive or harassing tactics.

3. Are the marketing practices consistent with the company's values and mission? It is important for a company to have a clear set of values and to ensure that their marketing strategies align with those values. This includes not engaging in practices that could harm the environment, society, or individuals.

By considering these questions and considerations, companies can ensure that their marketing strategies are ethically appropriate and in line with their values and mission.

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How can an employer avoid legal challenges arising against the use of screening procedure?
give 6/7 points and ans it asap.

Answers

An employer can avoid legal challenges arising against the use of screening procedures by following the below steps:

1. Follow the law: The employer should always adhere to the laws that apply to the hiring process. This includes following the guidelines set by the Equal Employment Opportunity Commission (EEOC) and other relevant regulations.

2. Use validated screening procedures: The employer should use validated screening procedures that have been shown to be reliable and valid. This will help ensure that the screening process is fair and does not discriminate against any particular group of people.

3. Be consistent: The employer should be consistent in how they use screening procedures. This means applying the same screening procedures to all applicants for a particular job.

4. Be transparent: The employer should be transparent about the screening procedures they use. This means informing applicants about the screening procedures and how they will be used in the hiring process.

5. Avoid using irrelevant information: The employer should avoid using information that is not relevant to the job in the screening process. This includes information such as an applicant's race, religion, or marital status.

6. Train HR staff: The employer should train HR staff on how to use screening procedures in a way that is fair and legal. This will help ensure that the screening process is carried out properly and that legal challenges are avoided.

7. Keep records: The employer should keep records of the screening process, including the screening procedures used and the results of the screening. This will help the employer defend against any legal challenges that may arise.

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1. If the Treasury bond yield in UK is 9% whereas you can borrow from Japan at 3% annual interest rates. If the one year forward rate is 100 Yen against GBP which is now trading at the spot rate of 152 Yen/GBP. If you can borrow one million Yen from Japan then how much profit can you make by conducting covered interest arbitrage in a year? Please show the steps.
2. If suddenly export goes up 10% annually due to Covid and every other thing remain constant then what will happen to the exchange rate between USD and taka. Make sure you draw a diagram to show your answer.
3. If you find out that 86.5 BDT/USD and 72.5 INR/USD but in the market 1 INR is exchanged for 1.21 taka. If you can borrow $500 and there is an arbitrage opportunity then conduct one arbitrage by drawing a diagram how would you do it and your profit.
4. A) If in 2010 one INR equals to 1.69 BDT but today it is 1.16 BDT then how much BDT has appreciated?
B) If Bid rate is 74.5 INR/USD and Bid-Ask spread is 0.66% then what should be the ASK rate of Indian Rupee?

Answers

1. The one year forward rate is 100 Yen against GBP which is now trading at the spot rate of 152 Yen/GBP, then conducting a covered interest arbitrage would yield a profit of 1,000,000 x (1.09 - 1.03) = 60,000 Yen in a year.

2. If the Bid rate of Indian Rupee is 74.5 INR/USD and the Bid-Ask spread is 0.66%, then the ASK rate of Indian Rupee would be 74.5 x (1 + 0.0066) = 75.019 INR/USD.

About the arbitrage

The steps for the arbitrage are as follows:

a) Borrow 1,000,000 Yen from Japan at 3% annual interest rate.

b) Exchange the 1,000,000 Yen for GBP at the spot rate of 152 Yen/GBP, so you would get 6,539,743.68 GBP.

c) Invest the 6,539,743.68 GBP at 9% annual interest rate for one year.

d) At the end of one year, exchange the GBP back to Yen at the one year forward rate of 100 Yen/GBP, to receive 6,539,743.68 x 100 = 653,974,368 Yen.

e) Pay back the 1,000,000 Yen loan to Japan plus the interest accrued at 3%, and you would be left with a profit of 653,974,368 - (1,000,000 x 1.03) = 60,000 Yen.

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This column indicates information why you like their product, services and special offer. a. request for quotation b. name of the company c. recommendation note

Answers

A good recommendation letter consists of three predominant points: your relationship with the character you are recommending, observations and critiques of their work, and why they are qualified for the position. Establish how you worked together and for how lengthy in a sentence or two.

What is the motive for recommending a company?

If you have recommended a organization it's probably due to the fact you actually like their product or service and you think that product or provider should assist any person else. Recommending a enterprise to any individual else is commonly based totally on whether we assume that any individual else ought to benefit

A quotation letter is a formal letter written to quote the fee of a unique product or service. A quotation letter is despatched through a seller or carrier company when the patron requests a citation letter. A citation letter can be used for a variety of purposes.

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Security A will pay 5 in outcome 1, 7 in outcome 2, and 9 in outcome 3. Security B will pay 2 in outcome 1, 4 in outcome 2, and 8 in outcome 3. Security C will pay 9 in outcome 1, 1 in outcome 2, and 3 in outcome 3. Both securities A and C currently sell for $5 and security B currently sells for $3. What would be the value of security D, which will pay 1 in each of the three outcomes?

Answers

The value of security D can be determined by finding the weighted average of the values of securities A, B, and C. The value of security D is $16.

The weighted average is calculated by multiplying each security's value by its probability of occurring and then summing the results. Since each outcome has an equal probability of occurring, the weighted average will be the average of the values of the three securities.

The value of security D can be calculated as follows:
Value of security D = (1/3) * (5 + 7 + 9) + (1/3) * (2 + 4 + 8) + (1/3) * (9 + 1 + 3)
Value of security D = (1/3) * 21 + (1/3) * 14 + (1/3) * 13
Value of security D = 7 + 4.67 + 4.33
Value of security D = $16
Therefore, the value of security D is $16.

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