It's false that learning the language of money is not that important because you will be able to depend on financial planners to manage your money.
Benefits of personal finance include effective budgeting of spending, high retirement savings rates, and the ability to make prudent investment decisions that help individuals reach their financial goals. Financial planning is more influenced by economic factors, values, goals, and current scenarios.
Aspects such as family history, personal profile, and financial planners obligations also influence investment decisions. While these above factors tend to influence decision-making, it is still in the hands of investors to build a solid investment portfolio based on their needs and profile.
Learn more about financial planners at
https://brainly.com/question/28007394
#SPJ4
the sale of shares not owned by the investor but borrowed through a broker and later purchased to replace the loan is called a
The sale of shares not owned by the investor but borrowed through a broker and later purchased to replace the loan is called a short sale.
What is loan?
A loan is any sum of money, a piece of property, or other tangible item that is given to another party with the understanding that it will be paid back, plus interest, at a later date.
The term “short sale” refers to selling the stock. The share rate is down, so the owner is selling, and the other person is purchasing the shares. The share rate will increase the sale rate in the future. They buy, and the conversion into a loan is known as a short sale.
As a result, the short sale the shares are the converted into the loans.
Learn more about on loan, here:
https://brainly.com/question/7299838
#SPJ4
a company that manufactures general-purpose transducers invested $2 million 4 years ago in high-yield junk bonds. if the bonds are now worth $2.8 million, what rate of return per year did the company make on the basis of (a) simple interest, and (b) compound interest? (c) what is the spreadsheet function to find the answer for compound interest?
The compound interest is 8.775%.
interest = p.
p is principal, i is the interest rate, and n is the periods. Inthis case, p is 2 and the interest is .8. (We can divide both sides by a million to make it simpler.) The number of periods is 4.
.8 = (2)(i)(4)
.8 = 8i
i = 10%. (solution)
Compound interest, again, is
interest = p [(1+r)^m - 1]
This time we can't cancel out the p by default. We must divide by 2if we want to avoid multiplying through. After doing so, we add 1to both sides.
1.4 = (1+r)^4
Log both sides.
log(1.4) = 4log(1+r)
log(1.4) / 4 = .0365 = log(1+r)
10^.0365 = 1 + r
1.08775 - 1 = r
r = 8.775%.
Learn more about Compound interest here: https://brainly.com/question/24924853
#SPJ4
bob has $2,500 invested in a bank that pays 6.8% annually. how long will it take for his funds to double?
A number of periods of investment can be computed using the compound interest formula:-
Compound interest is the addition of a hobby to the foremost sum of a mortgage or deposit, or in other words, hobby on the main plus hobby.
A = P x (1+r) n
P = Principal amount = $ 2,500
A = Accumulated amount = 2 x $ 2,500 = $ 5,000
r = Rate of interest = 0.068
n = Number of periods
$ 5,000 = $ 2,5000 x (1+0.068) n
= $ 2,5000 x (1.068) n
(1.068) n = $ 5,000/ $ 2,500
(1.068) n = 2
Taking the log of both sides, we get:
no log 1.068 = log 2
n x 0.02857125269 = 0.30102999566
n = 0.30102999566/0.02857125269
= 10.53611471 or 10.54 years
It will take 10.54 years to double the fund.
Learn more about investment here:-https://brainly.com/question/25300925
#SPJ4
entrepreneurial leaders use methods that help them pursue creative ideas even when they lack authority or necessary resources. those who might pursue creative ideas who do have authority and necessary resources would typically be characterized as radio button unchecked investors radio button unchecked stakeholders radio button unchecked designers radio button unchecked employees radio button unchecked managers submit
Check the Invoicing box and choose the Custom radio button.
What is Invoicing box?A firm called Invoice Box scans receipts, extracts the data, and transmits it to your accounting software.
Receipts are automatically emailed to the "Bill To" address we have on record if you pay with a credit card. We'll email your invoice before the due date specified in your contract if you choose to pay using a different method. Here is further information on how to view your invoices.
The most typical method of online bill payment is credit card. The majority of shops take all credit cards, however you should check in advance because some don't accept American Express or Discover due to their higher transaction fees.
To learn more about Invoicing box from the given link:
brainly.com/question/14292513
#SPJ4
managers work in a variety of areas, including human resources, operations, and marketing. question 15 options: all of the listed answers first-line middle top
They may be first-level or first-time managers, frequently recently promoted into their first leadership position, and they are the individuals who supervise individual contributors.
What is the difference between middle and first-line managers?There are usually three layers of management: top managers, who are in charge of overall performance; middle managers, who answer to top managers and supervise lower-level managers; and first-line managers, who keep an eye on staff to ensure that work is completed correctly and on time.
For lower-level managers, technical abilities are crucial since they supervise the staff members that make goods or provide customer service. To train new employees and aid workers in problem-solving, team leaders and first-line supervisors need technical expertise.
They could also be functional leaders, who are in charge of others' work through influence but don't have any official direct reports.
Learn more about middle and first-line managers here:
https://brainly.com/question/15340858
#SPJ4
mungo purchases disability income insurance. the benefit is a payment of $2000 per months during qualifying periods of disability
Mungo purchases disability income insurance. the benefit is a payment of $2000 per month during qualifying periods of disability the disability insurance premium is Occupation, Benefit Period or Tenure, Health, Elimination Period or the Waiting Period, Policy Provisions if any.
A length of incapacity is a non-stop time frame throughout which a man or woman is below a disability as defined by segment 21 of the Social security Act. there may be no restriction on what number of hours you could work on SSI, alternatively, a restriction on how a lot you can make in a month.
A character in 2022, you need to be making less than $841 of countable earnings per month and feature much less than $2,000 in belongings to qualify. For a pair, the limit is $3,000.A closed duration of incapacity is the time period between the onset of incapacity and the date whilst a claimant is bodily able to return to work performing a significant gainful hobby. Calculating gain payment quantities. Your Weekly benefit quantity WBA relies upon for your annual income.
Learn more about The benefits here:-https://brainly.com/question/24679979
#SPJ4
rank the following international market entry strategies in order of risk and potential return by placing the strategy with the lowest risk/return first (at the top of your list) and the strategy with the highest risk/return last (at the bottom of your list).
Exporting, licensing, franchising, joint venture, direct ownership
Explanation:
The rank of the international market entry strategies in order of risk and potential return are 1)Exporting, 2)Licensing, 3)Franchising, 4)Joint venture, and 5)Direct owner.
What is International Market?Marketing goods or services to consumers outside of your brand's home market is known as international marketing.
Exporting products is one technique to get into a new market. You can enter numerous markets at once using this tactic. You can designate a nearby distributor to deal with your customers. The biggest benefit of partnering with regional distributors is having access to their clientele.
The direct sale of goods and/or services to another nation is known as exporting. It is possibly the least risky and most well-known way to join a foreign market.
Therefore, Exporting, Licensing, Franchising, Joint venture, and Direct owner are the correct order of international market entry strategies,
Learn more about International Market, here;
https://brainly.com/question/25010904
#SPJ2
(04.04 LC)
Which method of obtaining personal information involves
observing people using their personal identification numbers
with their debit and credit cards?
A. Dumpster diving
B. Hacking
C. Shoulder surfing
D. Phishing
Answer:
Shoulder Surfing
Explanation:
That's the answer from my test I hope that helps
land's end offers jeans personally tailored to the customer's individual body measurements, resulting in a garment that is uniquely sized. this is an example of
Since Land's End offers personally tailored jeans it is an example of a flexible manufacturing system (FMS).
A flexible manufacturing system (FMS) is a manufacturing method that can easily adapt to changes in the type and quantity of the product being manufactured. Machines and computerized systems can be configured to produce a wide range of parts and to handle varying levels of production.
A flexible manufacturing system (FMS) can boost efficiency and lower production costs, both of which are critical concerns in the business development process. Flexible manufacturing can also be an important component of a make-to-order strategy, which allows for customized products while keeping inventories low.
An FMS may consist of a network of interconnected workstations with computer terminals that handle the entire product creation process. Loading and unloading, machining and assembly, storing, quality testing, and data processing are all possible functions.
Learn more about flexible manufacturing system (FMS) here:
https://brainly.com/question/13507769
#SPJ4
business analytics use blank to derive meaning form data by finding patterns to make future predictions.
Business analytics makes use of Blank algorithms to extract meaning from data by identifying trends to make forecasts for the future.
What are the Analytics algorithms?Data science uses three fundamental algorithms: data preparation, munging, and process. Optimization algorithms for parameter estimation which includes Stochastic Gradient Descent, Least-Squares, Newton's Method. A set of calculations and heuristics used in data mining, also known as machine learning, to create a model from data is known as an algorithm. Before creating a model, the algorithm first examines the data you provide, looking for particular sorts of patterns or trends. These are some of the algorithms that are most frequently utilized in advanced analytics projects. Each has benefits and drawbacks as well as a number of effective methods to use it to provide value to a business.
To learn more about Analytics algorithms, Visit: https://brainly.com/question/28145722
#SPJ4
that idea that some basic businesses such as steel mills, coal mines and utilities, should be owned and controlled by the government is indicative of a economic system.
The idea that some basic businesses such as steel mills, coal mines and utilities, should be owned and controlled by the government is an indicative of a socialism.
What is a socialism?
It is an opposite of Capitalism because it is an economic system in which a society usually in the form of the government, owns and controls all the means of production.
In other words, it also means the economic and political system that demands the government have a complete ownership and control of the fundamental means of production factories and the distribution of wealth.
Read more about socialism
brainly.com/question/17194683
#SPJ1
roughly speaking, what fraction of u.s. labor works in factories? in service businesses? in government?
Fraction of U.S labor works :
In Factories: Approximately 14% of the workforce
In service businesses: Approximately 68.5% of the workforce
In govt. : Approximately 17.6% of the workforce
A fraction represents a part of an entire or, greater normally, any number of samthe e parts. when spoken in everyday English, a fraction describes what number of components of a positive size there are, for example, one-1/2, eight-fifths, 3-quarters.
A fraction is a part of a whole. In arithmetic, the range is expressed as a quotient, wherein the numerator is split by way of the denominator. In a eansy fraction, both are integers. A complicated fraction has a fraction within the numerator or denominator.
In mathematics, a fraction described because of part of the whole thing. for instance, a pizza is split into four identical pieces, then every piece is represented with the aid of ¼. Fractions help to distribute and judge the numbers without problems and make the calculation faster.
Learn more about fractions here https://brainly.com/question/17220365
#SPJ4
Which of these events would indicate a movement along a supply curve for batteries? (SSEMI22
DOK: 2)
A. Workers at a major battery factory go on strike and stop production.
B. A new law requires battery manufacturers to spend more money on environmentally-sound trash
disposal.
C. The price of eight AA batteries increases from $3.50 to S3.95 a set.
D. A new trade agreement enables stores to import foreign batteries.
Answer:
C. The price of eight AA batteries increases from $3.50 to S3.95 a set.
Explanation:
A product's price change is the sole reason for movement along the supply curve. The supply curve demonstrates the relationship between the price and the supply of a product. As per the law of supply, suppliers will supply more at higher prices.
A supply curve shows the volume that supplies will be ready to supply at different prices. An increase or decrease in price will cause the quantity of supply to change, as indicated by movement along the supply curve.
How does better education affect economic growth and development?
Answer: A country's economy becomes more productive as the proportion of educated workers increases since educated workers can more efficiently carry out tasks that require literacy and critical thinking. ... In this sense, education is an investment in human capital, similar to an investment in better equipment.
Explanation:
Answer:
Education directly affects economic growth insofar as it is essential to improve human capital... An increase in workers educational level improve their human increasing the productivity of these workers and the economy's output.
dirt machines inc. files a suit in a state court against earth movers inc., claiming that the defendant leased and failed to return a bulldozer. the case proceeds to trial, after which the court renders a verdict. if earth movers appeals to, and files a brief with, a state appellate court, dirt machines’s attorney may file within a prescribed period of time
Option (b) is correct , An answering brief.
In response to the Opening Brief submitted by the party bringing the appeal, the party opposing it (the Appellee) has filed this document (the Appellant). Arguments in favor of the trial court's decision should be included in the answering brief, together with citations to any relevant trial transcripts or exhibits.
What should be included in a reply brief?Discuss the legal arguments and issues brought up in the respondent's brief. demonstrate how the respondent's attempts to refute the legal points presented in the appellant's opening brief failed. discuss fresh legal precedents mentioned in the respondent's brief.
The appealant's reply brief's argument serves as its main focus. The appellant should devote the greatest time to presenting a solid legal defense of the particular legal issues they found in the respondent's brief.
To learn more about reply brief visit:
https://brainly.com/question/25803655
#SPJ4
2. Maquan has to write a paper for his English class , which is due Tuesday . He waits until Monday at 9pm to get started . He no longer has the ability to ask his teacher for help . This is an example of
A. Procrastination
B. Spontaneity
C. Compliance
D. Synthesis
Answer:
Explanation:
It's procrastination.
Procrastination is the act of putting off till tomorrow what should be done as soon as you know about it. Most people really do procrastinate. They have a growth. What wants to find out about that?
They wait to see a doctor. Who needs to find out about Cancer?
Students get papers to write. The subject is complex and requires a lot of reading. Who wants to do that when there's a touch football game (both sexes playing) outside just waiting to be enjoyed. Who needs all those footnotes?
customer relationship management systems (crm) can help you develop customer profiles, which is an advanced form of customer segmentation.
Customer relationship management systems help create customer profiles, which are advanced customer segmentations. Customer relationship management (CRM) is the combination of practices, strategies, and technologies companies use to manage and analyze customer interactions and data throughout the customer lifecycle. The goal is to improve customer service relationships, support customer retention, and drive revenue growth.
Examples of CRM systems include platforms for managing marketing, sales, customer service, and support, all connected to make your business work more effectively. CRM systems allow businesses to analyze customer interactions and improve customer relationships.
There are three main types of CRM systems. Collaborate. Analyze. Operate. Here's how to choose the best one to provide a better customer experience in your customer conversations.
Learn more about Customer relationships here
https://brainly.com/question/21299183
#SPJ4
which would be considered liabilities? check all that apply.motorcycle loanown a housecar loancredit card billmortgage
Credit cards would be considered liabilities.
4 major types of credit cards are Visa, MasterCard, American explicit and discover. Those are the main credit card networks, which most credit playing cards belong to, and they dictate where cards can be used in addition to what secondary benefits cards offer.
It's generally recommended that you have to a few credit card accounts at a time, in addition to different styles of credit scores.
Keep in mind that your general available credit and your debt-to-credit ratio can impact your credit scores. if you have greater than 3 credit score playing cards, it is able to be hard to maintain song of monthly bills.
Learn more about credit card here: https://brainly.com/question/6872962
#SPJ4
suppose that the price of tea, which might be a substitute for coffee, goes up. this might lead to in the coffee market.
The demand for coffee will rise if the price of tea, which is used as a substitute for coffee, increases.
Similar products that a client may employ for the same purpose are substitute goods. If the product they prefer is offered, your customers might buy it, but they might also look at alternatives if the price, the product's availability, or its quality changes. The demand for an item is frequently affected by these changes as well. A substitute good could be flawless or flawed. An imperfect substitute is one that is comparable to the original good but significantly different from it, whereas a perfect substitute is one that is exactly the same as the original product.
To learn more about Substitute goods here
https://brainly.com/question/14665758
#SPJ4
if you decide to produce at a level where marginal cost exceeds marginal benefit (mc > mb), there is a waste ofthat could be better used somewhere else.
if you decide to produce at a level where marginal cost exceeds marginal benefit (mc > mb), there is a waste of Resources that could be better used somewhere else.
This is further explained below.
What is marginal cost?Generally, The term "marginal cost" refers to the increase or reduction in expenses incurred as a result of manufacturing one more product or catering to one more client. It is also sometimes referred to as the additional cost.
The change in the overall cost that occurs as a result of an increase in the amount produced is referred to as the marginal cost. This is also referred to as the cost of producing an extra quantity.
The term "resource" refers to all of the resources that are present in our surroundings, are possible from a financial, cultural, and technical standpoint, and are available to us so that we may fulfill our requirements and gratify our desires.
In conclusion, If you decide to produce at a level where the marginal cost is higher than the marginal benefit, also known as mc > mb, then you will be wasting resources that may be put to greater use in another setting.
Read more about marginal cost
https://brainly.com/question/7781429
#SPJ1
Am I beautiful please give a honest reply.
Answer:
ive never met you but your always pretty on th einside :3
Explanation:
yes you are queen dwell on the beauty of life. Watch the stars, and see yourself running with them.
are the main elements of compensation systems - internal consistency, market competitiveness, and recognizing employee contributions - equally important, or do you believe they differ in importance?
Main elements of compensation systems-internal consistency, market competitiveness, and recognition of employee contributions.
All 3 compensation machine is equally essential for the corporation. that is because developing a compensation scheme after analyzing all the three structures will assist in handing over a aggressive earnings for the employees, and they will get attracted towards the agency.
Both internal consistency and marketplace competitiveness are similarly crucial for a corporation's competitive gain. An organization shouldn't select to compensate its personnel solely primarily based on the enterprise's monetary talents or what everybody else in the market if offering.
Internally constant compensation systems in reality outline the relative value of each process amongst all jobs within an employer. This ordered set of jobs represents the job structure or hierarchy.
Learn more about compensation systems here: https://brainly.com/question/6330144
#SPJ4
You deposited $300 on July 1 and kept your money on deposit for one year. You made
no deposits or withdrawals. If your bank pays 2.5% interest compounded quarterly,
what compound interest will you earn in one year?
Answer:
$7.57
Explanation:
The amount of compound interest is the difference between the amount at the end of the year and the principal amount.
The amount of end of the year can be determined using the formula
A= P x ( 1+ r) ^n
where A = amount,
P =principal amount : $300
r= interest rate 2.5% per year, which is equal to 2.5/4 per quarter=0.625% or 0.00625
n= time in years: one year has 4 quarters
A = $300( 1 + 0.00625)^4
A = $300(1.00625)^4
A= $300 x 1.0252353
A=$307.570
Amount of compound interest
=$307.57 -$300
=$7.57
Before paying an invoice for goods received on account, the controller or treasurer should ensure that.
that the company is paying for the goods it has ordered, it has actually received, and that it has not already paid this invoice.
maria wishes to buy gasoline and have her car washed. she finds that if she buys 9 gallons of gasoline at $2.50 per gallon, the car wash costs $2, but if she buys 10 gallons of gasoline, the car wash is free. for maria, the marginal cost of the tenth gallon of gasoline is group of answer choices zero.
$2.50 is the appropriate answer.
The Function of Marginal Cost
Marginal cost is a word used to explain the increase or decrease in cost of goods or services due to the addition of a new customer. It is also known as incremental cost in other contexts.
The variation in total cost caused by raising the quantity produced in economics is known as the marginal cost, often known as the cost of producing more.
It can be used to describe an increase of one unit of production in some contexts and the rate of change of total cost as output grows slightly in others.
The marginal cost (MC), assuming the cost function (C) is continuous and differentiable, is the first derivative of the cost function with respect to the output.
for additional info on Marginal
https://brainly.com/question/17230008
#SPJ4
Click the links to open the resources below. These resources will help you complete the assignment. Once you have created your file(s) and are ready to upload your assignment, click the Add Files button below and select each file from your desktop or network folder. Upload each file separately.
Your work will not be submitted to your teacher until you click Submit. For economics budgeting project
what link i see nothing how am I supposed to solve it
Answer:
What is this project about, I can probably help you then.
Explanation:
There are many costs associated with owning a car. Which of these is not something you'll need to pay for?
A
Maintenance.
B
Registration.
C
Inspection.
D
Arbitration.
The answer will be -B-
The cost is the defined amount or sum of money that is incurred in the firm from the stage of production to the stage of selling and distributing the goods and services to the market for the customers.
The correct answer is C Inspection.
Option C Inspection is correct because it does not incur any of the expenses while owning a car. This is because the inspection is done free of cost at the service center to look after the condition of the vehicle.
Options A, B, and D are the wrong ones because they are to be paid at a certain period of time because it is the expense that we incur while owning a car.
To know more about the costs while owning a car, refer to the link below:
https://brainly.com/question/5366815
What is the drawback of carrying more inventory than is needed?
Answer:
One of the most important disadvantages of excess inventory is the loss of revenue. Products depreciate over time and lose their initial value. So the longer you hold a product, the cheaper it gets.
Answer:
too many resources can be tied up in the inventory
Explanation:
ape x
the most important function of the blank is the promulgation of rules and standards that guide audits and related services provided to nonpublic companies, governmental, and other entities.
The Public Company Accounting Oversight Board's (PCAOB) primary responsibility is the promulgation of regulations and standards that govern audits and similar services offered to nonpublic firms, governments, and other organizations.
The PCAOB is an independent, nonprofit organization that was created by Congress to supervise the audits of public businesses in order to safeguard investors and advance the general public's interest in the creation of thorough, accurate, and impartial audit reports. Additionally, the PCAOB is in charge of overseeing the audits of brokers and dealers that are registered with the Securities and Exchange Commission (SEC), as well as compliance reports submitted in accordance with federal securities regulations.
The PCAOB is responsible for four main tasks:
Register public accounting firms that create audit reports for issuers as well as brokers and dealers that are registered with the SEC.
Establish or implement standards for auditing, quality control, ethics, and independence.
Verify the quality control procedures and audits of certified public accounting companies.
Investigate and penalize connected parties of registered public accounting companies for infractions of specific laws, regulations, or professional requirements.
To know more about Public Company Accounting Oversight Board's (PCAOB)
https://brainly.com/question/24301390
#SPJ4
when a u.s. company purchases and imports wood from brazil to use to build new houses within the united states, this purchase increases the
When a firm purchases an honest or service from abroad, this purchase increases the investment component of GDP. If the acquisition was made by the govt., then the govt. the purchasing component of GDP would increase.
Recall that net exports equal exports minus imports. Because foreign-made goods and services purchased by company purchases domestic parties (consumers, firms, and therefore the government) are imports, their value is subtracted from exports and shows up within the GDP calculation as an accounting entry (with a minus sign).
In this case, because an American company has purchased and imported wood, the investment component company purchases increases by the worth of the wood. However, since the wood was imported from Brazil, net exports decreased by the identical amount (the value of the wood). Although the investment and net exports components of GDP have changed, there's no overall change in GDP.
The largest component of value is compensation of employees. Sales of used goods and sales from company purchases inventories of products that were produced in previous years are excluded. Only goods that are produced and sold legally, additionally, are included within our GDP.
learn more about company purchases: https://brainly.com/question/20936775
#SPJ4