Answer:
Ethical issue: firing a company they had signed on to do business with and taken money from, that was treating junior staff poorly.
Explanation:
2 Negative outcomes:
They were a new company that needed the money that they had to refund for firing the company.
Now they are required to start the process over again with a new company.
Honestly, I agree with the decision that was made. It did make things more difficult, but I believe that integrity is more important than easy money. A warning was already given, so ultimately, even though the company was nice to upper staff, they didn't really respect them.
The ethical issue that Kathryn Minshew faced was whether to continue doing business with a company that treated their junior staff poorly, despite the fact that they had already paid for The Muse's recruiting product and The Muse was in need of revenue.
Two negative outcomes of this ethical dilemma were the potential loss of revenue for The Muse and the potential damage to The Muse's reputation if they continued to work with a company that treated their employees poorly.
In my opinion, Minshew made the right decision in choosing to stand by her values and prioritizing the well-being of her team over the potential financial gain. This not only showed her team that she valued and supported them, but also upheld the integrity and reputation of The Muse.
If I were in Minshew's position, I would have handled the situation similarly. However, I may have tried to have a conversation with the company about their treatment of junior staff before making the decision to end the business relationship. This could potentially lead to the company improving their behavior and maintaining the business relationship, while also upholding ethical standards.
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organization communication 1200 wordsPart A.- Critically compare and contrast empathic and critical listening.- Design a set of guidelines for evaluating speaker’s message but also note when it would be fitting to withhold judgment. Please make sure that your suggested guidelines are well structured and justified.- Give examples of 4 types of nonverbal behavior and summarize the importance of each in a specific organization or career field. Please make sure that you demonstrate the significance of non-verbal behavior by providing examples from a specific organization or field that you are familiar with or you do have personal experience.
Empathic and Critical Listening: Empathic listening is the act of actively engaging with and understanding another person’s point of view. It is listening with the intent of truly understanding what is being said, without passing judgement or taking an argumentative stance. Critical listening, on the other hand, is the process of evaluating and analyzing what is being said. It requires close attention to details and a more objective approach.
Guidelines for Evaluating a Speaker’s Message:Pay close attention to the speaker’s message and strive to understand what they are trying to communicate.
Nonverbal Behavior: Nonverbal behavior is the communication of messages without words. This can include body language, facial expressions, and gestures. In an organization or career field, the importance of nonverbal behavior can range from maintaining respect in the workplace, to conveying the right attitude during an interview. Examples of nonverbal behavior include:
Eye contact: Maintaining eye contact conveys that you are paying attention and showing respect.Facial expressions: A smile or nod can communicate understanding or agreement.Gestures: Pointing or gesturing with your hands can help emphasize a point.Posture: Standing or sitting up straight can show that you are alert and engage.Nonverbal behavior is an essential part of communication, and in an organizational or career setting it is important to be mindful of it. It can be used to convey respect and understanding, or even to emphasize a point in a conversation.For such more questions on organization communication:
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Your friend tells you he has a very simple trick for taking one-third of the time it takes to repay your mortgage: Use your Christmas bonus to make an extra payment on January 1 of each year (that is, pay your monthly payment due on that day twice). Assume that the mortgage has an original term of 30 years and has an APR of 12 %
a. If you take out your mortgage on January 1 (so that your first payment is due on February 1), and you make your first extra payment at the end of the first year, in what year will you finish repaying your mortgage?
b. If you take out your mortgage on July 1 (so that the first payment is on August 1), and you make the extra payment each January, in how many months will you pay off your mortgage?
c. How will the amount of time it takes to pay off the loan given this strategy vary with the interest rate on the loan?
a. If you take out your mortgage on January 1 and make your first extra payment at the end of the first year, you will finish repaying your mortgage in year 20. This is because making an extra payment each year effectively reduces the term of the mortgage by 10 years.
b. If you take out your mortgage on July 1 and make the extra payment each January, you will pay off your mortgage in 240 months, or 20 years. This is because making an extra payment each year effectively reduces the term of the mortgage by 10 years, just like in the previous example.
c. The amount of time it takes to pay off the loan given this strategy, will vary with the interest rate on the loan. The higher the interest rate, the more time it will take to pay off the loan, even with the extra payments.
This is because the extra payments will be applied to the principal balance, which will reduce the amount of interest that accrues over time. However, if the interest rate is higher, the amount of interest that accrues will also be higher, meaning that it will take longer to pay off the loan.
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1. List three categories of workplace hazards that must be identified when undertaking workplace hazard identifications.2. List five acceptable ways in which workplace hazard identification might occur.3. List three acceptable practices inherent in workplace risk assessment.4. List the six classifications of risk controls provided for in the ‘Hierarchy of Risk Controls’.5. List five requirements organisations need to comply with in relation to WHS record keeping.6. List three requirements organisations need to comply with in relation to acceptable record keeping mechanisms.7. Explain the requirement an employer is under to provide workplace WHS training to employees.8. Describe three employee responsibilities in relation to participating in established WHS practices and training.
1. The three workplace hazards are physical hazards, biological hazards, and chemical hazards.
2. It includes risk assessments, environmental hazards etc.
3. They are conducting, assessing and developing.
4. It includes elimination, substitution, engineering controls, etc.
5. It complies keep record, ensure accuracy etc.
6. Organisations complies keep records digitally and securely, store records on a secure server etc.
7. They may encounter in the workplace and learn how to mitigate and control these hazards.
8. It includes WHS instructions, reporting any potential hazards etc
1. Categories of workplace hazards that must be identified when undertaking workplace hazard identifications include physical hazards, biological hazards, and chemical hazards.
2. Acceptable ways in which workplace hazard identification might occur include conducting risk assessments, reviewing hazardous chemicals registers, and identifying potential environmental hazards.
3. Acceptable practices inherent in workplace risk assessment include conducting hazard identification, assessing the level of risk posed by the hazard, and developing controls to reduce or eliminate the identified risk.
4. The six classifications of risk controls provided for in the ‘Hierarchy of Risk Controls’ are elimination, substitution, engineering controls, administrative controls, warning devices, and personal protective equipment.
5. Organisations need to comply with the following requirements in relation to WHS record keeping: keep records for seven years, ensure accuracy of the records, ensure that records are available to appropriate personnel, keep records of risk assessments, keep records of hazardous chemicals, and ensure records are up to date.
6. Organisations need to comply with the following requirements in relation to acceptable record keeping mechanisms: keep records digitally and securely, store records on a secure server, back up records regularly, and ensure records are accessible to appropriate personnel.
7. Employers are required to provide workplace WHS training to employees so they can understand the potential hazards they may encounter in the workplace and learn how to mitigate and control these hazards.
8. Employee responsibilities in relation to participating in established WHS practices and training include following WHS instructions, reporting any potential hazards, and utilizing the appropriate safety equipment.
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Please help me with this question According to Health care marketing 5th edition. You make $6000.00 per month. After taxes, you bring home $4500. Based on the reading chapter 'The environment on marketing strategy chapter 3, and 'buyer behavior' chapter 4. Give three examples of Disposable income and three of discretionary income. Tell me your rationale behind your category choices.
According to Health care marketing 5th edition, disposable income is the amount of money that is left after paying taxes and necessary expenses. Discretionary income, on the other hand, is the amount of money that is left after paying for taxes, necessary expenses, and savings.
Three examples of disposable income are:
1. Rent or mortgage payments: These are necessary expenses that must be paid in order to have a place to live.
2. Utility bills: These are necessary expenses that must be paid in order to have access to electricity, water, and other utilities.
3. Groceries: These are necessary expenses that must be paid in order to have food to eat.
Three examples of discretionary income are:
1. Entertainment: This includes expenses such as going to the movies, concerts, or other forms of entertainment.
2. Travel: This includes expenses such as vacations or weekend trips.
3. Shopping: This includes expenses such as buying clothes, accessories, or other items that are not necessary for survival.
The rationale behind these category choices is that disposable income is used for necessary expenses, while discretionary income is used for non-essential expenses. Therefore, expenses such as rent, utilities, and groceries fall under the category of disposable income, while expenses such as entertainment, travel, and shopping fall under the category of discretionary income.
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5.There were three types of loans discussed under the topic
discounted cash flows. Identify these three types of loans and give
a brief explanation and an example of each
The three types of loans discussed under the topic of discounted cash flows are installment loans, balloon loans, and revolving loans.
An installment loan is a loan in which payments are made over a period of time in regular installments, with a fixed number of payments. Examples include car loans and mortgages.
A balloon loan is a loan that has a large payment due at the end of the loan. It usually has smaller payments due throughout the loan period, with the large payment made at the end to pay off the remaining balance. An example of a balloon loan is a loan for a hot air balloon ride.
A revolving loan is a loan that has a credit limit that can be used and replenished repeatedly, with payments varying according to the balance. Credit cards are an example of a revolving loan.
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How are investment earnings/ income taxed in Canada?
Interest income:
Dividend income:
Capital gains:
Foreign non-business income:
Return on capital:
Fees and other charges incurred for investment (
Investment earnings or income are taxed differently in Canada depending on the type of investment income. The following are the different types of investment income and how they are taxed in Canada:
1. Interest income: Interest income is taxed at the individual's marginal tax rate. This means that the amount of tax you pay on your interest income depends on your income level and tax bracket.
2. Dividend income: Dividend income is taxed at a lower rate than interest income. This is because dividends are paid out of a corporation's after-tax income, so they are subject to a dividend tax credit to prevent double taxation.
3. Capital gains: Capital gains are taxed at a lower rate than interest income and dividend income. Only 50% of capital gains are subject to tax, and the tax is applied at the individual's marginal tax rate.
4. Foreign non-business income: Foreign non-business income is taxed at the individual's marginal tax rate. However, if you have paid foreign taxes on this income, you may be eligible for a foreign tax credit to prevent double taxation.
5. Return on capital: Return on capital is not subject to tax because it is a return of your original investment, not income.
6. Fees and other charges incurred for investment: Fees and other charges incurred for investment are generally tax-deductible. This means that you can claim these expenses on your tax return and reduce your taxable income.
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If the spot price is 86.5BDT/US$ and the 3 months European put option exercise price is 87.75BDT/US$. If our interest rate is 9% and U.S. interest rate is 3% and given the volatility σ is 18.1%, what should be the price of this European put option?
If the spot price is 86.5BDT/US$ and the 3 months European put option exercise price is 87.75BDT/US$. If our interest rate is 9% and U.S. interest rate is 3% and given the volatility σ is 18.1%, the price of this European put option is 3.3768.
The price of the 3 month European put option with spot price of 86.5BDT/US$, exercise price of 87.75BDT/US$, and volatility σ of 18.1% is calculated as follows:
Price = N(-d1) * X * e(-rT) - N(-d2) * S * e(-qT)
Where:
d1 = (ln(S/X) + (r - q + (σ2/2))*T) / (σ * √T)
d2 = d1 - σ * √T
S = Spot Price
X = Exercise Price
r = Domestic Interest Rate
q = Foreign Interest Rate
σ = Volatility
T = Time to Expiry
N(x) = Cumulative Normal Distribution Function
In this case, we have:
S = 86.5BDT/US$
X = 87.75BDT/US$
r = 9%
q = 3%
σ = 18.1%
T = 3 months
N(d1) = 0.3890
N(d2) = 0.3321
Therefore, the price of the European put option is:
Price = 0.3890 * 87.75 * e(-0.09*3) - 0.3321 * 86.5 * e(-0.03*3)
Price = 3.3768
Therefore, the price of the 3 month European put option with spot price of 86.5BDT/US$, exercise price of 87.75BDT/US$, and volatility σ of 18.1% is 3.3768.
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7. We invest $74,381 in a start-up company. We know that the value of the company will increase 12% per year. How much will our investment be worth in 14 years?
8. You know that your parents are going to give you $50,000 on your graduation day in 4 years. If the annual interest rate is 7%, how much do your parents need to have in their bank account today to be able to make it?
Explanation:
To calculate the future value of the investment after 14 years, we can use the formula:
Future Value = Present Value x (1 + Interest Rate)^Time
where the Present Value is $74,381, the Interest Rate is 12%, and the Time is 14 years. Plugging in these values, we get:
Future Value = $74,381 x (1 + 0.12)^14 Future Value = $74,381 x 4.523 Future Value = $336,113.08
Therefore, our investment will be worth $336,113.08 in 14 years.
To calculate how much money the parents need to have today, we can use the formula for present value of a future sum:
Present Value = Future Value / (1 + Interest Rate)^Time
where the Future Value is $50,000, the Interest Rate is 7%, and the Time is 4 years. Plugging in these values, we get:
Present Value = $50,000 / (1 + 0.07)^4 Present Value = $38,161.82
Therefore, the parents need to have $38,161.82 in their bank account today to be able to give their child $50,000 on graduation day in 4 years, assuming an annual interest rate of 7%.
The investment will be worth $289,625.54 in 14 years and our parents need to have 38,148.44 in their bank account today to be able to make it.
7. To find the value of the investment in 14 years, we can use the formula for compound interest:
[tex]A = P(1 + r)^n[/tex]
Where A is the future value, P is the initial investment, r is the annual interest rate, and n is the number of years.
Plugging in the given values, we get:
[tex]A = 74,381(1 + 0.12)^14[/tex]
Simplifying the expression inside the parentheses, we get:
[tex]A = 74,381(1.12)^14[/tex]
Using a calculator to raise 1.12 to the 14th power, we get:
A = 74,381(3.896)
Multiplying, we get:
A = 289,625.54
So the investment will be worth $289,625.54 in 14 years.
8. To find the amount that the parents need to have in their bank account today, we can rearrange the formula for compound interest to solve for P:
[tex]P = A/(1 + r)^n[/tex]
Plugging in the given values, we get:
[tex]P = 50,000/(1 + 0.07)^4[/tex]
Simplifying the expression inside the parentheses, we get:
[tex]P = 50,000/1.07^4[/tex]
Using a calculator to raise 1.07 to the 4th power, we get:
P = 50,000/1.3108
Dividing, we get:
P = 38,148.44
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1.12. A trader writes a December put option with a strike
price of $30. The price of the option is $4. Under what
circumstances does the trader make a gain
The trader makes a gain on a December put option with a strike price of $30 and a price of $4 if the price of the underlying asset stays above $30 until the expiration date or falls below $30 but stays above $26 before the expiration date.
A trader makes a gain on a December put option with a strike price of $30 and a price of $4 under the following circumstances:
1. The price of the underlying asset falls below $30 before the expiration date of the option. This allows the trader to buy the asset at a lower price and then sell it at the higher strike price, making a profit.
2. The price of the underlying asset stays above $30 until the expiration date of the option. In this case, the option expires worthless and the trader keeps the $4 premium they received for writing the option.
In both of these scenarios, the trader makes a gain on the option. However, if the price of the underlying asset falls below $26 before the expiration date, the trader will start to experience a loss, as they will have to buy the asset at the higher strike price and sell it at a lower price.
In summary, the trader makes a gain on a December put option with a strike price of $30 and a price of $4 if the price of the underlying asset stays above $30 until the expiration date or falls below $30 but stays above $26 before the expiration date.
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Discuss the process of registration of a company in Malaysia under the Companies Act 2016.
(20 Marks)
NOTE: the answer should be in detail
The process of registration of a company in Malaysia under the Companies Act 2016 involves several steps. Such as:
1. Pre-Incorporation
2. Issuing the Certificate of Incorporation
3. Commencing Business Operations
4. Filing Annual Returns
5. Registration of Charges
These steps are as follows:
1. Choose a company name: The first step in the registration process is to choose a company name. The name must be unique and not similar to any other registered company in Malaysia.
2. Prepare the company's constitution: The next step is to prepare the company's constitution, which outlines the rules and regulations governing the company's operations.
3. Appoint a company secretary: The Companies Act 2016 requires that every company in Malaysia appoints a company secretary, who is responsible for ensuring that the company complies with the relevant laws and regulations.
4. Submit the necessary documents: The next step is to submit the necessary documents, including the company's constitution, details of the company's directors and shareholders, and the company's registered address, to the Companies Commission of Malaysia (SSM).
5. Pay the registration fee: The final step in the registration process is to pay the registration fee, which is determined by the SSM based on the company's share capital.
Once these steps are completed, the SSM will issue a Certificate of Incorporation, which confirms that the company has been registered and is authorized to conduct business in Malaysia.
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ANSWER ALL QUESTIONS SECTION A: MULTIPLE CHOICE QUESTIONS (30 MARKS) Please choose the BEST AND CORRECT ANSWER for each of the following questions. Write your answer in the answer sheet provided. Q1. Suppose you buy 1000 shares of Healthy and Happy Berhad on 55% margin when it is selling at RM4.20 a share at the beginning of the year. If at year end you receive a RM0.55 per share dividend and sell the stock for RM4.60, what are the rates of return on the investment by taking 4.5% annual cost of interest and 0.6% brokerage fees of transaction value for each way of the transaction? Minimum transaction cost of RM40.00 rule applies in this case if it is applicable, other transaction costs are ignored A.-12.98% B. 23.50% C. 30.50% D. 33.98%
The rate of return on the investment is 23.50%. The correct answer is B. 23.50%.
To calculate the rate of return on the investment, we need to take into account the initial investment, the dividends received, the selling price of the stock, the cost of interest, and the brokerage fees.
Initial investment = 1000 shares x RM4.20 = RM4200
Dividends received = 1000 shares x RM0.55 = RM550
Selling price = 1000 shares x RM4.60 = RM4600
Cost of interest = 4.5% x RM4200 = RM189
Brokerage fees = 0.6% x (RM4200 + RM4600) = RM52.80 (since the minimum transaction cost of RM40.00 rule does not apply in this case)
Rate of return = (RM4600 + RM550 - RM4200 - RM189 - RM52.80) / RM4200 = 23.50%
Therefore, the rate of return on the investment is 23.50%.
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describe the manner in which an incentive contract can be
structured to split the Euro-denominated wealth created from year 2
operations, 20% to the executive and 80% to the shareholders.
An incentive contract can be structured to split the Euro-denominated wealth created from year 2 operations, 20% to the executive and 80% to the shareholders in the following manner:
1. Determine the total amount of Euro-denominated wealth created from year 2 operations. This will be the baseline amount that will be split between the executive and the shareholders.
2. Calculate 20% of the total amount of Euro-denominated wealth created from year 2 operations. This will be the portion of the wealth that will be allocated to the executive.
3. Calculate 80% of the total amount of Euro-denominated wealth created from year 2 operations. This will be the portion of the wealth that will be allocated to the shareholders.
4. Include these calculations in the incentive contract and specify that the executive will receive 20% of the Euro-denominated wealth created from year 2 operations and the shareholders will receive 80% of the Euro-denominated wealth created from year 2 operations.
5. Include provisions in the contract that specify how the wealth will be distributed to the executive and the shareholders, such as through cash payments or stock options.
By structuring the incentive contract in this manner, the executive and the shareholders will each receive a portion of the Euro-denominated wealth created from year 2 operations, with the executive receiving 20% and the shareholders receiving 80%.
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Alfa international paid $2.00 annual dividend on common stock and promises that the dividend will grow by 4% per year. If the stock's market price for today is $20, what is required rate of return?
The required rate of return for Alfa International's stock is 14%.
The required rate of return can be calculated using the dividend discount model, which is also known as the Gordon Growth Model. This model is used to estimate the value of a stock based on the expected future dividends and the required rate of return. The formula for the dividend discount model is: P₀ = D₁ / (r - g) where P₀ is the current stock price, D₁ is the expected dividend for the next period, r is the required rate of return, and g is the expected growth rate of the dividend. Rearranging the formula to solve for the required rate of return, we get: r = (D₁ / P₀) + gSubstituting the given values into the formula, we get: r = ($2.00 / $20) + 0.04r = 0.10 + 0.04r = 0.14 or 14%
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C. What type of Communication Tools such as ATL, BTL, or TTL can
be best applied by IDLC Finance Limited for better communication
and promotion of their service offerings?
It is important for IDLC Finance Limited to choose the most effective Communication Tools to promote their service offerings. There are three main types of Communication Tools: Above The Line (ATL), Below The Line (BTL), and Through The Line (TTL).
ATL Communication Tools are mass media channels such as television, radio, and newspapers. These are best used for reaching a large audience and creating brand awareness.
BTL Communication Tools are more targeted and include things like direct mail, email marketing, and trade shows. These are best used for reaching a specific audience and promoting specific products or services.
TTL Communication Tools are a combination of both ATL and BTL, and are used to reach a wider audience while also targeting specific groups.
In the case of IDLC Finance Limited, it may be best to use a combination of ATL and BTL Communication Tools. ATL can be used to create brand awareness and reach a large audience, while BTL can be used to target specific groups and promote specific service offerings.
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The supplies account balance on June 30 is $5,800. The supplies
on hand on June 30 are $4,200.
1. Credit?
2. Debit?
3. For?
The difference between the supplies account balance and the supplies on hand is $1,600 ($5,800 - $4,200). This means that $1,600 worth of supplies have been used during the month of June.
To record this transaction, you will need to make the following journal entry:
1. Credit the Supplies account for $1,600 to reduce the balance to the correct amount of supplies on hand.
2. Debit the Supplies Expense account for $1,600 to record the expense of the supplies that were used during the month.
3. This journal entry is made for the purpose of accurately reflecting the amount of supplies on hand and the expense of the supplies that were used during the month of June.
The journal entry will look like this:
Account Debit Credit Supplies Expense$1,600Supplies$1,600
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1. What are the basic benefits and purposes of developing pro forma statements and a cash budget? What are the pitfalls in the process? How do you think you could avoid these pitfalls? 2. What effect will disinflation following a highly inflationary period have on the reported income of the firm? Why might disinflation prove to be favorable to financial assets? What's going on today that might create a spectre of worry for the firm regarding inflation or disinflation?
The basic benefits and purposes of pro forma statements and cash budget are to predict forecast and to manage cash flow. The situation disinflation following a highly inflationary can have positive effect on reduced the cost of goods and services.
For the first question,
Pro forma statements allow companies to anticipate future revenues and expenses, and to make informed decisions about business operations.
A cash budget helps companies to plan for and manage cash inflows and outflows, ensuring that they have enough cash on hand to meet their obligations.
However, there are also pitfalls in the process, including unrealistic assumptions and unforeseen events that can affect financial performance. To avoid these pitfalls, companies should be conservative in their estimates, regularly review and update their assumptions, and have contingency plans in place in case of unexpected events.
For the second question,
Disinflation following a highly inflationary period can have a positive effect on the reported income of a firm because it reduces the cost of goods and services, which can increase profit margins. Disinflation can also be favorable to financial assets because it reduces the risk of inflation eroding the value of investments.
However, there is also a spectre of worry for the firm regarding inflation or disinflation because it can be difficult to predict and manage. Companies need to closely monitor economic conditions and be prepared for changes in inflation or disinflation that could affect their financial performance.
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Your firm has a project opportunity with the following cash flows:-$908,112 in Year 0, $380,000 in Year 1, $154,650 in Year 2, $107,230 in Year 3, $186,090 in Year 4 and $246,540 in Year 5. Your firm's WACC is 12%. What would be the payback period of the project?
A) 4.35 years
B) 4.30 years
C) 4.33 years
D) 4.36 years
E) 4.27 years
The correct answer is C) 4.33 years. If firm has a project opportunity with the following cash flows:-$908,112 in Year 0, $380,000 in Year 1, $154,650 in Year 2, $107,230 in Year 3, $186,090 in Year 4 and $246,540 in Year 5. Your firm's WACC is 12%. Then,the payback period of the project is 4.33 years.
To calculate the payback period of the project, we need to add up the cash flows until we reach the initial investment amount of $908,112.
Year 0: -$908,112
Year 1: -$908,112 + $380,000 = -$528,112
Year 2: -$528,112 + $154,650 = -$373,462
Year 3: -$373,462 + $107,230 = -$266,232
Year 4: -$266,232 + $186,090 = -$80,142
Year 5: -$80,142 + $246,540 = $166,398
The payback period occurs between Year 4 and Year 5. To calculate the exact payback period, we need to divide the remaining amount by the cash flow in Year 5:
Payback period = 4 + ($80,142 / $246,540) = 4.33 years
Therefore, the payback period of the project is Option - C : 4.33 years.
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In this assignment, you should use brand to work fully on segmentation of the brand’s target.The key question you will need to answer is: Who is the core consumer segment my brand is positioned for?If you are a true lover of this brand, chances are YOU will be a core consumer of this brand, which is the reason why you should select your FIRST choice in any given category. Also, if it is a CPG (Consumer Packaged Goods) brand, then for a brand you buy regularly. If you have chosen a brand that you buy multiple products from, please choose the category you buy from most often. In order to complete your assignment, you will have to address the following questions:· Behaviour, Psychographics (Values, Attitudes and Lifestyles-VALS), Demographics, Needs and Motivations
To complete the assignment, you should consider the following factors when researching the core consumer segment for your brand:
Behaviour: Understand the behaviour patterns of potential customers when engaging with the brand.
Psychographics (VALS): Examine the values, attitudes and lifestyles of potential customers in relation to the brand.
Demographics: Look at demographic factors such as age, gender and income that may affect brand preferences.
Needs and Motivations: Investigate what customers may need or be motivated to purchase from the brand.
When answering the key question, it is important to consider behaviour, psychographics (values, attitudes and lifestyles-VALS), demographics, needs and motivations.
For example, if you are a true lover of the brand, you may be a core consumer of the brand and you should select your first choice in any given category. Additionally, if the brand is a CPG (Consumer Packaged Goods) brand, then choose the category you buy from most often.
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Watertown Paper Corporation is considering adding another machine to manufacture corrugated cardboard. The machine would cost $900,000. It would have an estimated life of 6 years and no salvage value. The company estimates that annual revenues would increase by $400,000 and that annual expenses excluding depreciation would increase by $190,000. It uses the straight-line method to compute depreciation expenses. Management has a required rate of return of 9%. Compute the annual rate of return.
The annual rate of return is 6.11%, which is greater than the required rate of return of 9%.
How do we calculate the annual rate of return?The annual rate of return can be computed using the following formula:
Rate of Return = (Annual Revenues – Annual Expenses – Annual Depreciation) ÷ Total Investment
Total Investment = $900,000
Annual Revenues = $400,000
Annual Expenses (excluding depreciation) = $190,000
Annual Depreciation = Total Investment ÷ Estimated Life
= $900,000 ÷ 6
= $150,000
Rate of Return = ($400,000 - $190,000 - $150,000) ÷ $900,000
= 0.0611 = 6.11%
Therefore, the annual rate of return is 6.11%, which is greater than the required rate of return of 9%.
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A 60-40 weighted portfolio between A and B, with respective means 8% and 10%, and standard deviations of return 8% and 10%, plus correlation 50%, has Sharpe Ratio closest to which of the following? Assume the Risk-Free rate is 1%
The Sharpe Ratio of the portfolio is closest to 1.016.
The Sharpe Ratio is a measure of the risk-adjusted return of a portfolio. It is calculated as the difference between the portfolio's return and the risk-free rate, divided by the portfolio's standard deviation of return. In this case, the Sharpe Ratio can be calculated as follows:
1. Calculate the portfolio's return: 0.6 * 8% + 0.4 * 10% = 8.8%
2. Calculate the portfolio's standard deviation of return: sqrt(0.6^2 * 8%^2 + 0.4^2 * 10%^2 + 2 * 0.6 * 0.4 * 8% * 10% * 50%) = 7.68%
3. Calculate the Sharpe Ratio: (8.8% - 1%) / 7.68% = 1.016
Therefore, the Sharpe Ratio of the portfolio is closest to 1.016. The correct answer is 1.016.
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→ A Moving to another question will save this response Question 1 of 14 hostion 1 3 points Fatma is your boss at a new Law firm in Dammam. She is traditional in het management stylo, and unhappy with the performance of the junior lawyers. Explain four (4) HR practices to her, that could support high-performance work systems. Save Ans 11! >> A I For the toolbar, pross ALT-F10 (PC) or ALT+FN+F 10 (Mac) BI V S Paragraph Arial topt б Q = 3 X X X TT BE. A B E 13 TTTT ✓ 79 2 V <> |
Four human resource (HR) practices that could support high-performance work systems include performance based rewards, training and development, participative decision making, and flexible work arrangement.
High-performance work systems (HPWS) are a set of human resource (HR) practices that promote employee involvement, skill development, and motivation, leading to improved organizational performance. Four HR practices that could support HPWS in a law firm are performance based rewards, training and development, participative decision making, and flexible work arrangement.
Performance-based rewards is one way to improve the performance of junior lawyers is to provide them with incentives for meeting or exceeding performance goals. This could include bonuses, promotions, or other forms of recognition. Training and development is another important HR practice is to provide employees with opportunities for training and development. This could include mentoring programs, continuing legal education courses, or other forms of professional development.Participative decision making allows employees to participate in decision making which can increase their commitment to the organization and their motivation to perform well. This could include involving junior lawyers in strategy development, client meetings, or other important decisions. Flexible work arrangements, such as telecommuting or flexible work hours, can help employees achieve a better work-life balance and reduce stress, leading to improved performance.By implementing these HR practices, Fatma can support high-performance work systems and improve the performance of the junior lawyers at her law firm.
Note: The question is incomplete. The complete question probably is: Fatma is your boss at a new Law firm in Dammam. She is traditional in her management style, and unhappy with the performance of the junior lawyers. Explain four (4) HR practices to her, that could support high-performance work systems.
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Question 6 (1 point) What actions could I take prior to the sale of an apartment building that might result in a higher selling price? (MARK ALL THOSE THAT APPLY)
A. Renegotiate maintenance contracts for a better price.
B. Put the resolution of any legal problems on hold.
C. Repair the lobby entrance, replacing broken floor tiles.
D. Renegotiate leases, escalating the rents
The coorect Options A,C,D.The actions that you could take prior to the sale of an apartment building that might result in a higher selling price are:
A. Renegotiate maintenance contracts for a better price.
C. Repair the lobby entrance, replacing broken floor tiles.
D. Renegotiate leases, escalating the rents.
These actions can improve the appearance and profitability of the building, making it more attractive to potential buyers and increasing its value. However, putting the resolution of any legal problems on hold (option B) is not a good idea, as it can create uncertainty and potential liability for the buyer, which can negatively affect the selling price.Thus the correct options are A,C,D.
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Directions: Read the passage, then compute the percentages of sales by product and fill in the table.
Based on the information provided, here is a breakdown of Farmer's Pride Foods' product line and sales in one year:
Milk, butter, and yogurt: $500 million (56.05% of total sales)
Ice cream: $100 million
Cheese: $80 million
Canned and frozen vegetables: $55 million
Pickles, relishes, and salad dressings: $40 million
Sauces and dips: $35 million
Juices: $30 million
Puddings: $22 million
Trucking services: $30 million
Total sales: $892 million
It is worth noting that the company is also developing premium frozen desserts, such as gelato and sorbets, and is even developing nondairy frozen desserts, but their sales figures are not provided in the given information .
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Critical ThinkingPlease read Case 4: "The Swatch Group and Cultural Uniqueness" available in your e-book (International business: Competing in the global marketplace (13th ed.), at page no.630, and answer the following questions:Assignment Question(s):With the Hayek family controlling nearly 40 percent of The Swatch Group, how do you think the family’s influence impacts the corporate culture in the company? What about the company’s international culture being impacted by the Hayek family? Explain. (Mark:2)Many of the Swatch brands have become cultural icons among a strong core following of customers in the global marketplace. Some even talk about the "Swatch Revolution" that began when Nicolas Hayek founded the company. Why do you think Swatch has such a strong cultural following? Give logic in support of your answer. (Mark:2)As mentioned, Swatch wants you to create your own unique way of accessorizing through its Swatch watch. Is a watch a way to show who a person is culturally? Does a watch get embedded into a person’s culture? Can a watch create a cultural image? Discuss. (Mark:6)
The Hayek family's influence on The Swatch Group's corporate culture is significant, as they control nearly 40 percent of the company. This means that the family has a strong say in the company's direction and decision making.
As a result, the company's corporate culture is likely to reflect the values and beliefs of the Hayek family. This can also impact the company's international culture, as the Hayek family's values and beliefs may be reflected in the company's interactions with international partners and customers.
Swatch has a strong cultural following due to its unique and innovative approach to watchmaking. The company has created a "Swatch Revolution" by offering watches that are not only functional but also fashionable and customizable. This has allowed customers to express their individuality and personal style through their Swatch watches, creating a strong connection with the brand.
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The client and intermediary who married each other
Reg Cray was a gangster who hired an accountant, Debra Crook, to advise him on the best money-laundering schemes. Such schemes are illegal and both Cray and Crook knew it. Cray was very happy with Crook’s advice for many years. One year, a rival gangster tipped off the police about Cray’s money-laundering and both Reg and Debra were found guilty and jailed. Reg continued to believe Debra’s advice was excellent. In fact, they got married in jail.
Reality: "Aussie wealth firm Koda apologises for pushing Russian stocks" by Aleks Vickovich Australian Financial Review Feb 28, 2022
"High-profile wealth management firm Koda Capital has apologised for urging clients to take advantage of the crisis in Ukraine after it described Russian stocks as "very cheap".
The private wealth firm, which advises some of Australia’s richest individuals, on Monday responded to community backlash over its recommendation that clients increase their exposure to managed funds invested in Russian companies.
"Our overarching view is that Russian stocks have become disproportionately oversold, and that Russia is well-placed to cope with current and likely future sanctions," wrote Koda’s investment team in an email sent on Friday, after the start of Russia’s invasion of Ukraine.
"Geopolitical events tend to be short-lived … Russian stocks are very cheap on any metric and offer a 20 per cent-plus dividend yield.’
Question: Assume Koda’s analysis is correct. In providing its advice to its clients, Koda Capital displayed the attributes of a:
Parasite Pet Partner Predator
Koda Capital displayed the attributes of a Partner. A partner is someone who works with another person or organization to achieve a common goal. In this case, Koda Capital is working with its clients to help them achieve their financial goals by providing advice on where to invest their money.
Koda Capital's analysis suggests that Russian stocks are currently undervalued and offer a high dividend yield, which could potentially provide a good return for their clients. By providing this advice, Koda Capital is acting as a partner to its clients and helping them make informed investment decisions.
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Which of the following is least likely to be an economy of scale?
A. An extra worker employed being more productive than a previous worker
B. Being able to secure a loan at a lower rate of interest
C. Moving goods by sea in large tankers
D. Managers specialising in a particular function
Option D is correct. Managers specializing in a particular function is least likely to be an economy of scale.
Concept of economy of scale.Economy of scale refers to the cost advantages that a company can achieve when it produces goods or services in large quantities.
Option D relates to the concept of specialization, which may lead to increased efficiency and productivity, but does not necessarily result in cost savings that are typically associated with economies of scale.
The other options (A, B, and C) are all examples of economies of scale, as they involve increasing productivity, reducing costs, or improving efficiency through larger scale operations.
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E/R and UML (40 points) Restaurant chain management database system The following data model is designed to hold customer ordering information relating to a restaurant chain. For this scenario we need to define the following facts: These facts define the requirements which the Database must meet and should be agreed between the Database User and the Database Designer prior to physical creation. Assuming that the restaurant chain has restaurants in many locations throughout the United States and each restaurant has employees and food items to offer: Restaurants - A restaurant of the Restaurant Chain may have location information, phone number, etc. Menu items - name, price. e.g. Hamburger, $3.50 Customers - Name, address (for delivery purpose), phone. etc. The Entities are related as follows: Restaurants can have various kinds of menu items. Customers may order menu items from various restaurant locations. . . When asking questions of the database we may need to know: 1. Which customer ordered which items in which location? Create an UML diagram capturing the objects and relationships described above. Describe all your design choices and constraints. Please use the notation for UML diagrams introduced in the course. Rubrics used will be similar to the homework Rubrics for grading. (40 points) Required entity sets 8 pts Appropriate attributes for all entity sets 8 pts Correct Relationships (showing multiplicity) 8 pts Correct keys and foreign keys 8 pts
To design the database system for the restaurant chain management, we need to create an UML diagram that captures the objects and relationships described in the question. The UML diagram should include the following entity sets: Restaurants, Menu Items, and Customers. Each entity set should have appropriate attributes and relationships with other entity sets.
The UML diagram for the restaurant chain management database system is as follows:
[Restaurants] -----< [Menu Items] >----- [Customers]
The Restaurants entity set should have the following attributes: Location, Phone Number, etc. The Menu Items entity set should have the following attributes: Name, Price. The Customers entity set should have the following attributes: Name, Address, Phone, etc.
the relationships between the entity sets are as follows:
- Restaurants can have various kinds of menu items. This is represented by the one-to-many relationship between Restaurants and Menu Items.
- Customers may order menu items from various restaurant locations. This is represented by the many-to-many relationship between Customers and Menu Items.
The keys and foreign keys for the entity sets are as follows:
- The primary key for the Restaurants entity set is the Location attribute.
- The primary key for the Menu Items entity set is the Name attribute.
- The primary key for the Customers entity set is the Name attribute.
- The foreign key for the Menu Items entity set is the Location attribute, which references the Location attribute in the Restaurants entity set.
- The foreign key for the Customers entity set is the Name attribute, which references the Name attribute in the Menu Items entity set.
Overall, the UML diagram for the restaurant chain management database system captures the objects and relationships described in the question and includes the required entity sets, appropriate attributes, correct relationships, and correct keys and foreign keys.
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Canadians had the distinction of being the most frequent movie-goers in the world.
However over the last decade with increased access to the Internet and movies on
demand, the revenues of $32,475,369 this year represent an 8% decrease from the
revenues attained three years ago. What were the revenues three years ago to the nearest
dollar?
Three years ago, Canadian movie-goers had revenues of $35,348,722 to the nearest dollar.
In order to compute net income, various costs and expenses must first be deducted from the total amount of money.
To find the revenues from three years ago, we need to use the formula for percent decrease:
Original Amount - (Original Amount x Percent Decrease) = New Amount
We can rearrange this formula to solve for the original amount:
Original Amount = New Amount / (1 - Percent Decrease)
Plugging in the given values:
Original Amount = $32,475,369 / (1 - 0.08)
Original Amount = $35,294,751.63
Rounding to the nearest dollar, the revenues three years ago were $35,294,752.
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Please help.Thank you.Please type your answer. Company: Wells Fargo What's the problem? The specific problem found within the company is that "the bank admitted that employees had opened as many as 3.5 million phantom accounts in customers' names to meet stratospheric sales goals." Need a powerpoint base on the specific problem and think how wells Fargo affect customer.Think about late fees, Credit issue.Impounded vehicle.Please list all the bullet point. How it affects customers: • Late fees • Impounded Vehicles • Credit Issues Please use your own word.
One of the main problems that occurred within the company, Wells Fargo, was the creation of phantom accounts. These accounts were created by employees to meet their sales goals, without the knowledge or consent of the customers. As a result, customers were affected in a number of ways, including:
Late fees: Customers were charged late fees for accounts they did not know they had. This led to financial losses and frustration for the customers.Impounded vehicles: Customers who had loans for their vehicles through Wells Fargo may have had their vehicles impounded due to missed payments on the phantom accounts.Credit issues: The creation of these phantom accounts and the resulting late fees and missed payments negatively impacted customers' credit scores, making it more difficult for them to obtain loans and credit in the future.Overall, the actions of Wells Fargo employees had a significant impact on their customers, causing financial losses and damage to their credit. It is important for companies to ensure that their employees are acting ethically and in the best interest of their customers to avoid these types of issues.
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I think saving money is hard. It’s important to sometimes buy
something nice for yourself. Do you agree? What do you
buy
It is important to find a balance between saving money and spending money on things that make you happy.
Saving money is important for things like emergencies, retirement, and other long-term goals, it is also important to take care of yourself and occasionally buy something for yourself. However, it is important to be mindful of your spending and make sure that you are not spending more than you can afford. A good way to do this is to create a budget and stick to it, while also setting aside some money for occasional treats. This will help you find a balance between saving money and enjoying your life.
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