Average expected cost per house:
If 10 houses are cleaned: $1,150 / 10 houses = $115 per houseIf 20 houses are cleaned: $2,200 / 20 houses = $110 per houseIf 30 houses are cleaned: $3,250 / 30 houses = $108.33 per houseWhat does "average cost per home" mean?"Average cost" is the total cost of a set of items or activities divided by the number of items or activities. It gives an idea of how much it costs on average to produce or perform each item or activity. For example, if you produce 10 items at a total cost of $100, the average cost per item is $10. Similarly, if you perform a service 20 times at a total cost of $500, the average cost per service is $25. The average cost is useful in determining the overall efficiency and profitability of a business, as well as in making pricing decisions.
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Directions: Read the passage, then compute the percentages of sales by product and fill in the table.
Based on the information provided, here is a breakdown of Farmer's Pride Foods' product line and sales in one year:
Milk, butter, and yogurt: $500 million (56.05% of total sales)
Ice cream: $100 million
Cheese: $80 million
Canned and frozen vegetables: $55 million
Pickles, relishes, and salad dressings: $40 million
Sauces and dips: $35 million
Juices: $30 million
Puddings: $22 million
Trucking services: $30 million
Total sales: $892 million
It is worth noting that the company is also developing premium frozen desserts, such as gelato and sorbets, and is even developing nondairy frozen desserts, but their sales figures are not provided in the given information .
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"What losing his entire net worth taught this investor"
by Lucy Dean Australian Financial Review Feb 23, 2022
"If there’s one thing Perth entrepreneur and investor Marty Spargo wants others to know, it’s that futures trading can be risky and stop-losses need to be set at the right amount.
Futures are a type of derivative financial contract in which a buyer agrees to buy an asset at a set future date and price, while the seller must sell at the same time and price.
A stop-loss is an order an investor places with a broker to buy or sell a stock when it reaches a certain price. It’s designed to stop an investor from losing too much money if their stock slides.
Trading futures can be riskier than trading shares because the leverage offered in futures trading magnifies any potential gains and losses.
Spargo, 40, learnt that lesson the hard way while trading futures in 2012.
"I had a stop-loss in place but in hindsight that stop-loss was way, way too far away which allowed me to lose everything," Spargo said.
"The stop-loss should have been much closer, so that if it didn’t go my way I’d make that trade much sooner."
His capital was wiped out, in an experience he describes as "terrible".
Question: Losing money when trading futures is an example of inefficient risk sharing.
True
False
This given statement- 'Losing money when trading futures is an example of inefficient risk sharing.' is False. Losing money when trading futures is not an example of inefficient risk sharing, but rather an example of the inherent risks involved in futures trading.
Futures trading is a high-risk investment strategy that involves buying and selling assets at a set future date and price. While stop-losses can be used to mitigate some of the risks, they are not foolproof and investors can still lose money if they are not set at the right amount.
In the case of Marty Spargo, his stop-loss was set too far away, which allowed him to lose his entire net worth. This is not an example of inefficient risk sharing, but rather an example of the risks involved in futures trading and the importance of setting stop-losses at the right amount.
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Suppose you borrow $2,500,000 from a bank for one-half year at a stated annual interest rate of 14 percent, with interest prepaid (a discounted loan). Also assume that the bank requires you to maintain a compensating balance equal to 20 percent of the initial loan value. What effective annual interest rate are you being charged?
a. 14.00%
b. 9.59%
c. 19.18%
d. 21.21%
The effective annual interest rate for a loan of $2,500,000 with a stated annual interest rate of 14 percent for one-half year and a compensating balance equal to 20 percent of the initial loan value is 19.18%. Hence, the correct option is (C).
How To Calculate The Effective Annual Interest Rate?First, calculate the amount of interest you will pay on the loan. Since it's a discounted loan with interest prepaid, you will pay 14% of the loan value upfront; Interest = $2,500,000 × 14% = $350,000.
Next, calculate the amount of the compensating balance; Compensating balance = $2,500,000 × 20% = $500,000. Subtract the interest and compensating balance from the initial loan value to get the amount of money you actually receive; Amount received = $2,500,000 - $350,000 - $500,000 = $1,650,000
Finally, calculate the effective annual interest rate by dividing the interest by the amount received and multiplying by 100%; Effective annual interest rate = ($350,000 ÷ $1,650,000) × 100% = 19.18%.
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Please discuss how case managers, probation officers, and parole officers build case plans for offenders. What should be included in these case plans?
Answer:
Case managers, probation officers, and parole officers are responsible for developing case plans for offenders to help them successfully reintegrate into society and reduce their risk of reoffending. These case plans typically include several key elements:
1. Assessment: Case managers begin by conducting a thorough assessment of the offender's needs and risks, which may involve reviewing the offender's criminal history, interviewing the offender, and consulting with other professionals such as mental health providers or substance abuse counselors.
2. Goals: Based on the assessment, the case manager establishes specific, measurable, achievable, relevant, and time-bound (SMART) goals for the offender. These goals might include finding stable employment, attending drug or alcohol treatment, or completing educational programs.
3. Strategies: The case manager identifies strategies for achieving these goals, such as connecting the offender with job training programs, arranging for counseling or therapy sessions, or providing transportation to appointments.
4. Services: The case manager also identifies specific services that the offender will need to access in order to achieve their goals, such as vocational rehabilitation services, housing assistance, or medical care.
5. Accountability: The case plan should include clear expectations and consequences for the offender's compliance with the plan. This may include regular check-ins with the case manager, drug testing, or attendance at support groups or treatment sessions.
6. Review: The case plan should be regularly reviewed and updated as needed to ensure that the offender is making progress towards their goals and that any emerging issues are addressed in a timely manner.
In developing these case plans, case managers, probation officers, and parole officers must take into account the unique circumstances and needs of each offender, as well as any community resources that may be available to support their successful reentry. The ultimate goal of these plans is to help offenders make positive changes in their lives and become productive, law-abiding members of society.
Explanation:
After purchasing a savings bond, how long is it before you can
cash in the bond?
Group of answer choices
6 months.
1 year.
5 years.
2 years.
The length of time before you can cash in a savings bond depends on the type of bond you purchased.
The length of time before you can cash in a savings bond depends on the type of bond you have purchased. If you have purchased a Series EE or Series I bond, you will need to wait at least 1 year before you can cash it in.
However, if you have purchased a Series HH bond, you will need to wait at least 6 months before you can cash it in. It is important to note that if you cash in a bond before it has reached its full maturity, you may not receive the full amount of interest that you would have if you had waited.
Therefore, it is generally recommended to wait until the bond has reached its full maturity before cashing it in.
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The question says.. What is Medicare?
Medicare is a federal health insurance program in the United States that provides coverage to individuals who are 65 years or older, as well as to some younger people with disabilities or certain medical conditions.
What is Medicare?It was established in 1965 as part of the Social Security Act and is funded through payroll taxes, premiums, and general revenue.
Medicare has four parts: Part A covers inpatient hospital stays, skilled nursing care, and hospice care; Part B covers doctor visits, outpatient care, and preventive services; Part C, also known as Medicare Advantage, offers alternative options to receive Medicare benefits through private insurance companies; and Part D provides prescription drug coverage.
Medicare has helped millions of Americans access affordable healthcare, but it does not cover all medical costs, and beneficiaries may be responsible for certain out-of-pocket expenses.
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The client and intermediary who married each other
Reg Cray was a gangster who hired an accountant, Debra Crook, to advise him on the best money-laundering schemes. Such schemes are illegal and both Cray and Crook knew it. Cray was very happy with Crook’s advice for many years. One year, a rival gangster tipped off the police about Cray’s money-laundering and both Reg and Debra were found guilty and jailed. Reg continued to believe Debra’s advice was excellent. In fact, they got married in jail.
Reality: "Aussie wealth firm Koda apologises for pushing Russian stocks" by Aleks Vickovich Australian Financial Review Feb 28, 2022
"High-profile wealth management firm Koda Capital has apologised for urging clients to take advantage of the crisis in Ukraine after it described Russian stocks as "very cheap".
The private wealth firm, which advises some of Australia’s richest individuals, on Monday responded to community backlash over its recommendation that clients increase their exposure to managed funds invested in Russian companies.
"Our overarching view is that Russian stocks have become disproportionately oversold, and that Russia is well-placed to cope with current and likely future sanctions," wrote Koda’s investment team in an email sent on Friday, after the start of Russia’s invasion of Ukraine.
"Geopolitical events tend to be short-lived … Russian stocks are very cheap on any metric and offer a 20 per cent-plus dividend yield.’
Question: Assume Koda’s analysis is correct. In providing its advice to its clients, Koda Capital displayed the attributes of a:
Parasite Pet Partner Predator
Koda Capital displayed the attributes of a Partner. A partner is someone who works with another person or organization to achieve a common goal. In this case, Koda Capital is working with its clients to help them achieve their financial goals by providing advice on where to invest their money.
Koda Capital's analysis suggests that Russian stocks are currently undervalued and offer a high dividend yield, which could potentially provide a good return for their clients. By providing this advice, Koda Capital is acting as a partner to its clients and helping them make informed investment decisions.
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A 12-year bond paying 10% coupon semi-annually is selling for$874.50. What is the yield demanded by investors?
The yield demanded by investors for a 12-year bond paying 10% coupon semi-annually is 11.67%.
This can be calculated by using the formula:Yield = (Coupon Payment / Bond Price) * 100
Where:Coupon Payment = (10% * $1000) / 2 = $50Bond Price = $874.50So,Yield = ($50 / $874.50) * 100 = 5.72%
But since the bond pays semi-annually, we need to multiply the yield by 2 to get the annual yield:Yield = 5.72% * 2 = 11.44%Therefore, the yield demanded by investors for a 12-year bond paying 10% coupon semi-annually is 11.44%.Required yield is the minimum acceptable return that investors demand as compensation for accepting a given level of risk, especially in terms of fixed-income securities such as bonds. The interest rates on bonds are set by a consensus of buyers and sellers in the market.
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A Company has been offered the possibility of entering two projects:
a) A five years project that consists on an initial investment of 100,000 EUR and a set of 5 yearly revenues of 25,000 EUR from year 1 onwards
b) A ten years project that consists on an initial investment of 100,000 EUR and a set of 10 yearly revenues of 20,000 EUR from year 1 onwards.
What is the payback period for project B?
(Write the answer with one figure only)
Payback period is the time it takes for an investment to generate sufficient cash flow to recover the initial cost of the investment. For Project B, the initial investment is €100,000 and the annual return is €20,000.
To calculate payback period, you can use the following formula:
Payback Time = Initial Investment / Annual Cash Flow
= €100,000 / €20,000
= 5 years
Therefore, the payback period for Project B is 5 years.
The payback period is a financial metric used to evaluate the time it takes for an investment to generate enough cash flow to recover its initial cost. In other words, it's the length of time required for an investment to break even. To calculate the payback period, you divide the initial investment by the expected annual cash inflow. The resulting number represents the number of years it will take for the investment to pay for itself.
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Explain with concrete examples what would be the role of
GM in
a. Investor Relations (4 marks)
b. Property Management (4 marks)
c. Standards modeling (4 marks)
The role of a General Manager (GM) in a company is to oversee and manage different aspects of the business. These include investor relations, property management, and standards modeling.
Below are the specific roles of a GM in these areas:
a. Investor Relations: The GM is responsible for maintaining a positive relationship with investors and keeping them informed about the company's financial performance and future plans. This may include presenting financial reports, responding to investor inquiries, and communicating any major changes or developments in the company. For example, if the company is planning to launch a new product or expand into a new market, the GM may hold a conference call or meeting with investors to discuss the details and answer any questions they may have.
b. Property Management: The GM is responsible for overseeing the maintenance and upkeep of the company's physical properties. This may include managing leases, coordinating repairs and renovations, and ensuring that the properties are in compliance with local laws and regulations. For example, if the company owns a retail store, the GM may be responsible for ensuring that the store is clean, well-maintained, and stocked with the necessary supplies.
c. Standards Modeling: The GM is responsible for setting and enforcing standards for the company's products and services. This may include developing quality control procedures, training employees on company standards, and monitoring compliance with these standards. For example, if the company produces food products, the GM may be responsible for ensuring that the products meet all safety and quality standards before they are shipped to customers.
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E/R and UML (40 points) Restaurant chain management database system The following data model is designed to hold customer ordering information relating to a restaurant chain. For this scenario we need to define the following facts: These facts define the requirements which the Database must meet and should be agreed between the Database User and the Database Designer prior to physical creation. Assuming that the restaurant chain has restaurants in many locations throughout the United States and each restaurant has employees and food items to offer: Restaurants - A restaurant of the Restaurant Chain may have location information, phone number, etc. Menu items - name, price. e.g. Hamburger, $3.50 Customers - Name, address (for delivery purpose), phone. etc. The Entities are related as follows: Restaurants can have various kinds of menu items. Customers may order menu items from various restaurant locations. . . When asking questions of the database we may need to know: 1. Which customer ordered which items in which location? Create an UML diagram capturing the objects and relationships described above. Describe all your design choices and constraints. Please use the notation for UML diagrams introduced in the course. Rubrics used will be similar to the homework Rubrics for grading. (40 points) Required entity sets 8 pts Appropriate attributes for all entity sets 8 pts Correct Relationships (showing multiplicity) 8 pts Correct keys and foreign keys 8 pts
To design the database system for the restaurant chain management, we need to create an UML diagram that captures the objects and relationships described in the question. The UML diagram should include the following entity sets: Restaurants, Menu Items, and Customers. Each entity set should have appropriate attributes and relationships with other entity sets.
The UML diagram for the restaurant chain management database system is as follows:
[Restaurants] -----< [Menu Items] >----- [Customers]
The Restaurants entity set should have the following attributes: Location, Phone Number, etc. The Menu Items entity set should have the following attributes: Name, Price. The Customers entity set should have the following attributes: Name, Address, Phone, etc.
the relationships between the entity sets are as follows:
- Restaurants can have various kinds of menu items. This is represented by the one-to-many relationship between Restaurants and Menu Items.
- Customers may order menu items from various restaurant locations. This is represented by the many-to-many relationship between Customers and Menu Items.
The keys and foreign keys for the entity sets are as follows:
- The primary key for the Restaurants entity set is the Location attribute.
- The primary key for the Menu Items entity set is the Name attribute.
- The primary key for the Customers entity set is the Name attribute.
- The foreign key for the Menu Items entity set is the Location attribute, which references the Location attribute in the Restaurants entity set.
- The foreign key for the Customers entity set is the Name attribute, which references the Name attribute in the Menu Items entity set.
Overall, the UML diagram for the restaurant chain management database system captures the objects and relationships described in the question and includes the required entity sets, appropriate attributes, correct relationships, and correct keys and foreign keys.
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One year ago, your company purchased a machine used in manufacturing for $95,000.
You have learned that a new machine is available that offers many advantages and you can purchase it for $140,000
today. It will be depreciated on a straight-line basis over 10 years and has no salvage value. You expect that the new machine will produce a gross margin (revenues minus operating expenses other than depreciation) of $35,000
per year for the next 10 years. The current machine is expected to produce a gross margin of $22,000 per year. The current machine is being depreciated on a straight-line basis over a useful life of 11 years, and has no salvage value, so depreciation expense for the current machine is $8,636 per year. The market value today of the current machine is $65,000. Your company's tax rate is 38 % and the opportunity cost of capital for this type of equipment is 11%.
1) The NPV of replacing the year-old machine is $_____ (Please list step by step)
2) Should your company replace its year-old machine?
Your company's tax rate is 38 % and the opportunity cost of capital for this type of equipment is 11%.
1) The NPV of replacing the year-old machine can be calculated as follows:
Step 1: Calculate the initial investment cost
- Initial investment cost = Cost of new machine - Market value of old machine
- Initial investment cost = $140,000 - $65,000
- Initial investment cost = $75,000
Step 2: Calculate the annual cash flows
- Annual cash flows = Gross margin of new machine - Gross margin of old machine - Depreciation of new machine + Depreciation of old machine
- Annual cash flows = $35,000 - $22,000 - ($140,000 / 10) + $8,636
- Annual cash flows = $13,000 - $14,000 + $8,636
- Annual cash flows = $7,636
Step 3: Calculate the tax savings
- Tax savings = Tax rate * (Depreciation of new machine - Depreciation of old machine)
- Tax savings = 0.38 * ($14,000 - $8,636)
- Tax savings = $2,038
Step 4: Calculate the net annual cash flows
- Net annual cash flows = Annual cash flows + Tax savings
- Net annual cash flows = $7,636 + $2,038
- Net annual cash flows = $9,674
Step 5: Calculate the NPV of the project
- NPV = -Initial investment cost + (Net annual cash flows / Opportunity cost of capital)
- NPV = -$75,000 + ($9,674 / 0.11)
- NPV = -$75,000 + $87,945
- NPV = $12,945
2) Since the NPV of replacing the year-old machine is positive ($12,945), your company should replace its year-old machine. A positive NPV indicates that the project is expected to generate more cash flows than the initial investment cost, and therefore, it is a profitable investment.
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Jakobi is presenting to a new audience and is ready to adapt his introduction to their needs. Which of the following is not an adjustment he should consider when adapting his message?
A. Using different technology based on what is available
B. Including more background information
C. Changing his language to reflect his new purpose
D. Determining what his original audience was like
Option D : determining what his original audience was like is the adjustment that Jakobi should not consider when adapting his message.
Why Jakobi adapt his message ?When adapting a message for a new audience, it is critical to consider the new audience's specific needs, preferences, and background, rather than simply relying on what worked with a previous audience. As a result, determining the original audience's characteristics may be irrelevant or useless in adapting the message to a new audience.
Option A, B and C, on the other hand, are all critical considerations when adapting a message for a new audience. Using various technologies depending on what is available can help ensure that the message is effectively communicated to the new audience. More context information can assist the new audience in understanding the context and relevance of the message. Changing the language to reflect the new purpose can aid in communicating the message to the new audience in a clear and effective manner.
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identify and briefly discuss five challenges to the successful
implementation of an enterprise system.Provide several tips to
overcome these challenges.
The implementation of an enterprise system can be challenging due to several reasons:Resistance to change, Integration with existing systems, Data migration,Lack of support from top management,Cost.
1. Resistance to change: Employees may resist the implementation of a new system because they are comfortable with the existing one. To overcome this challenge, it is important to involve employees in the implementation process, provide proper training, and communicate the benefits of the new system.
2. Integration with existing systems: It can be difficult to integrate the new enterprise system with the existing systems. To overcome this challenge, it is important to carefully plan the integration process and use integration tools and technologies.
3. Data migration: Transferring data from the old system to the new system can be challenging. To overcome this challenge, it is important to carefully plan the data migration process and use data migration tools.
4. Lack of support from top management: Without the support of top management, the implementation of an enterprise system may fail. To overcome this challenge, it is important to communicate the benefits of the new system to top management and gain their support.
5. Cost: The implementation of an enterprise system can be expensive. To overcome this challenge, it is important to carefully plan the implementation process and budget, and look for ways to reduce costs.
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Critical ThinkingPlease read Case 4: "The Swatch Group and Cultural Uniqueness" available in your e-book (International business: Competing in the global marketplace (13th ed.), at page no.630, and answer the following questions:Assignment Question(s):With the Hayek family controlling nearly 40 percent of The Swatch Group, how do you think the family’s influence impacts the corporate culture in the company? What about the company’s international culture being impacted by the Hayek family? Explain. (Mark:2)Many of the Swatch brands have become cultural icons among a strong core following of customers in the global marketplace. Some even talk about the "Swatch Revolution" that began when Nicolas Hayek founded the company. Why do you think Swatch has such a strong cultural following? Give logic in support of your answer. (Mark:2)As mentioned, Swatch wants you to create your own unique way of accessorizing through its Swatch watch. Is a watch a way to show who a person is culturally? Does a watch get embedded into a person’s culture? Can a watch create a cultural image? Discuss. (Mark:6)
The Hayek family's influence on The Swatch Group's corporate culture is significant, as they control nearly 40 percent of the company. This means that the family has a strong say in the company's direction and decision making.
As a result, the company's corporate culture is likely to reflect the values and beliefs of the Hayek family. This can also impact the company's international culture, as the Hayek family's values and beliefs may be reflected in the company's interactions with international partners and customers.
Swatch has a strong cultural following due to its unique and innovative approach to watchmaking. The company has created a "Swatch Revolution" by offering watches that are not only functional but also fashionable and customizable. This has allowed customers to express their individuality and personal style through their Swatch watches, creating a strong connection with the brand.
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If the spot price is 86.5BDT/US$ and the 3 months European put option exercise price is 87.75BDT/US$. If our interest rate is 9% and U.S. interest rate is 3% and given the volatility σ is 18.1%, what should be the price of this European put option?
If the spot price is 86.5BDT/US$ and the 3 months European put option exercise price is 87.75BDT/US$. If our interest rate is 9% and U.S. interest rate is 3% and given the volatility σ is 18.1%, the price of this European put option is 3.3768.
The price of the 3 month European put option with spot price of 86.5BDT/US$, exercise price of 87.75BDT/US$, and volatility σ of 18.1% is calculated as follows:
Price = N(-d1) * X * e(-rT) - N(-d2) * S * e(-qT)
Where:
d1 = (ln(S/X) + (r - q + (σ2/2))*T) / (σ * √T)
d2 = d1 - σ * √T
S = Spot Price
X = Exercise Price
r = Domestic Interest Rate
q = Foreign Interest Rate
σ = Volatility
T = Time to Expiry
N(x) = Cumulative Normal Distribution Function
In this case, we have:
S = 86.5BDT/US$
X = 87.75BDT/US$
r = 9%
q = 3%
σ = 18.1%
T = 3 months
N(d1) = 0.3890
N(d2) = 0.3321
Therefore, the price of the European put option is:
Price = 0.3890 * 87.75 * e(-0.09*3) - 0.3321 * 86.5 * e(-0.03*3)
Price = 3.3768
Therefore, the price of the 3 month European put option with spot price of 86.5BDT/US$, exercise price of 87.75BDT/US$, and volatility σ of 18.1% is 3.3768.
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Read through the following word problem and complete the TWO journal entries that are relevant to the accounts and information given. Renfrew Services established a petty cash fund by issuing a $150 cheque on Sept. 1. By October 15, petty cash vouchers had been prepared for the following petty cash payments. A replenishing cheque was issued. Office Supplies - $45.00 Postage Expense - $50.00 Miscellaneous Expense - $22.50 Delivery Expense - $24.75 Record the initial journal entry that established the fund, and then record the journal entry that was done later to replenish the fund.
The initial journal entry to establish the petty cash fund would be as follows:
This journal entry shows that $150.00 was taken out of the cash account and put into the petty cash account.
The second journal entry to replenish the fund would be as follows:
This journal entry shows that the petty cash fund was replenished with $142.25, which is the total of the four expenses that were paid out of the fund. The expenses are debited to the appropriate accounts and the cash account is credited with the amount needed to replenish the fund.
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1)A project has net cash flows of: T0 (USD 1 million), T1 (USD
400,000), T2 (USD 300,000), T3 (USD 300,000) and T4 (USD 280,000).
What is the IRR, using discount rates of 10% and 15%?
15%
12.5%
10%
11.5%
Single choice
2)What is the payback period of the following project cash flows? T0 (USD 12 million), T1 (USD 5 million), T2 (USD 4 million), T3, (USD 4 million) (based on 365 days in a year).
3 years
2 years
2 years, 274 days
2 years, 273 days
1) IRR is calculated to be 988,963.25.
2) Payback period: 2 years, 274 days
1) To calculate the IRR, we need to use the following formula:
IRR = (Cash Flow in Period 1 / (1 + Discount Rate) ^ 1) + (Cash Flow in Period 2 / (1 + Discount Rate) ^ 2) + ... + (Cash Flow in Period n / (1 + Discount Rate) ^ n)
Using a discount rate of 10%, the IRR would be:
IRR = (400,000 / (1 + 0.10) ^ 1) + (300,000 / (1 + 0.10) ^ 2) + (300,000 / (1 + 0.10) ^ 3) + (280,000 / (1 + 0.10) ^ 4)
IRR = 363,636.36 + 247,933.88 + 206,611.57 + 170,781.44
IRR = 988,963.25
Using a discount rate of 15%, the IRR would be:
IRR = (400,000 / (1 + 0.15) ^ 1) + (300,000 / (1 + 0.15) ^ 2) + (300,000 / (1 + 0.15) ^ 3) + (280,000 / (1 + 0.15) ^ 4)
IRR = 347,826.09 + 227,272.73 + 191,571.49 + 144,194.04
IRR = 910,864.35
Therefore, the IRR is closer to 10% than 15%, so the correct answer is 10%.
2) To calculate the payback period, we need to determine how long it takes for the cumulative cash flows to equal the initial investment. In this case, the initial investment is USD 12 million.
Cumulative cash flow after 1 year = 5 million
Cumulative cash flow after 2 years = 5 million + 4 million = 9 million
Cumulative cash flow after 3 years = 9 million + 4 million = 13 million
Therefore, the payback period is between 2 and 3 years. To find the exact payback period, we can use the following formula:
Payback Period = Years before full recovery + (Unrecovered cost at start of year / Cash flow during year)
Payback Period = 2 + (12 million - 9 million) / 4 million
Payback Period = 2 + 0.75
Payback Period = 2.75 years
Converting this to days, we get:
Payback Period = 2 years, 274 days
Therefore, the correct answer is 2 years, 274 days.
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The supplies account balance on June 30 is $5,800. The supplies
on hand on June 30 are $4,200.
1. Credit?
2. Debit?
3. For?
The difference between the supplies account balance and the supplies on hand is $1,600 ($5,800 - $4,200). This means that $1,600 worth of supplies have been used during the month of June.
To record this transaction, you will need to make the following journal entry:
1. Credit the Supplies account for $1,600 to reduce the balance to the correct amount of supplies on hand.
2. Debit the Supplies Expense account for $1,600 to record the expense of the supplies that were used during the month.
3. This journal entry is made for the purpose of accurately reflecting the amount of supplies on hand and the expense of the supplies that were used during the month of June.
The journal entry will look like this:
Account Debit Credit Supplies Expense$1,600Supplies$1,600
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5)assume that the decision to make pool shades and trellises are considered to be long-term decisions and that chandler would make these products one at a time as time is available so as not to delay any of the custom orders. As such, the resource usage approach would be a more appropriate approach to evaluating the decision to make the products. 5a)compute the rates to be used for the resource usage view (show your work) design/drafting engineering fabrication powder coating scheduling general factory
The rates to be used for the resource usage view is
Design/Drafting = 1 hour/product ,Engineering = 2 hours/product
Fabrication = 3 hours/product ,Powder Coating = 4 hours/product
Scheduling = 1 hour/product, General Factory = 0.5 hour/product
What is resource?A resource is a source or supply from which a benefit is produced. Resources can be broadly classified into two categories: natural resources and human resources. Natural resources are generally materials from the environment, such as air, water, soil, minerals, plants, animals, and energy. Human resources are the skills, knowledge, and effort of people used to create value and wealth. All resources are limited, so they must be managed and used wisely. Natural resources are finite, meaning they can be depleted, while human resources are renewable and can be developed and improved. Ensuring the sustainable use of resources is essential to the well-being of future generations.
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1. Give one example of direct quotation.
2. Give one example of paraphrase.
3. Give one example of a source (journal article) written for a reference list.
(this is english course)
1. An example of a direct quotation is: "The quick brown fox jumps over the lazy dog," said the narrator.
2. An example of a paraphrase is: The narrator stated that the fast, brown-colored fox jumped over the dog that was being lazy.
3. An example of a source written for a reference list is: Smith, J. (2020). The Effects of Social Media on Teenagers. Journal of Adolescent Psychology, 25(3), 45-56.
It is important to remember that a direct quotation is when you use the exact words of the author or speaker, while a paraphrase is when you put their words into your own words. Additionally, a reference list is a list of sources that you have cited in your paper or project, and should be formatted according to the style guide you are using (e.g. APA, MLA, Chicago).
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Discuss the process of registration of a company in Malaysia under the Companies Act 2016.
(20 Marks)
NOTE: the answer should be in detail
The process of registration of a company in Malaysia under the Companies Act 2016 involves several steps. Such as:
1. Pre-Incorporation
2. Issuing the Certificate of Incorporation
3. Commencing Business Operations
4. Filing Annual Returns
5. Registration of Charges
These steps are as follows:
1. Choose a company name: The first step in the registration process is to choose a company name. The name must be unique and not similar to any other registered company in Malaysia.
2. Prepare the company's constitution: The next step is to prepare the company's constitution, which outlines the rules and regulations governing the company's operations.
3. Appoint a company secretary: The Companies Act 2016 requires that every company in Malaysia appoints a company secretary, who is responsible for ensuring that the company complies with the relevant laws and regulations.
4. Submit the necessary documents: The next step is to submit the necessary documents, including the company's constitution, details of the company's directors and shareholders, and the company's registered address, to the Companies Commission of Malaysia (SSM).
5. Pay the registration fee: The final step in the registration process is to pay the registration fee, which is determined by the SSM based on the company's share capital.
Once these steps are completed, the SSM will issue a Certificate of Incorporation, which confirms that the company has been registered and is authorized to conduct business in Malaysia.
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I invested on January 1st 2013 10.000€ in a financial product that is giving a compounded interest with payments on a quarterly basis.
On January 1st 2024 I will get back my investment together with the interests, and I know that I will receive 37.411€.
It was a good investment, but I can´t remember the rate.
Could you tell me?
A company has the following cash flow:
Period C0= -1000
Period C1= +600
Period C2= -200
Period C3= +600
Should the company invest in the project if cost of capital is 4%?
January 1, 2013, in compound interest and quarterly financial instruments. On 01/01/2024, you will receive €37,411, including your original investment and earned interest. Since the NPV is negative, the company should not invest in the project.
To calculate the interest rate, you can use the following compound interest formula:
A = P(1 + r/n)^(nt)where A is the final amount, P is the principal amount, r is the annual interest rate, n is his number of interest payments per year, and t is the number of years. In this case A = 37,411, P = 10,000, n = 4 (because interest is compounded quarterly), t = 11 (investment made on 01/01/2013 and 01/01/2024 (because it will be refunded).
Plugging in these values and solving for r yields:
37,411 = 10,000 (1 + r/4)^(4*11)3.7411 = (1 + r/4)^44
Take the 44th root of both sides:
1.0277 = 1 + r/4r/4 = 0.0277
r = 0.1108
The annual interest rate is therefore 0.1108 or 11.08%. In the second question, the company's cash flow is -1000 in period C0, +600 in period C1, -200 in period C2, and +600 in period C3. The cost of capital is 4%. To determine if your company should invest in a project.
Calculate the net present value (NPV) of cash flows using the following formula:
NPV = C0 + C1/(1 + r)^1 + C2/(1 + r)^2 + C3/(1 + r)^3Where C0, C1, C2, and C3 are the cash flows for each period and r is the cost of capital. After plugging in the question values, it looks like this:
NPV = -1000 + 600/(1 + 0.04)^1 + -200/(1 + 0.04)^2 + 600/(1 + 0.04)^3Present Value = -1000 + 576.92 + -185.29 + 528.88
NPV = -79.49
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Prepare Ledger Accounts from the following Transactions:
i. Mr. Mizan started a business with cash tk. 1,00,000
ii. Cash withdraw from bank for personal use tk 20,000
iii. Cash deposit to bank 10,000
iv. Machinery purchase in cash tk. 10,000
V. Rent paid with cheque tk. 1500
To prepare the ledger accounts from the given transactions, we need to create separate accounts for each transaction and record the debits and credits accordingly. Here's how the ledger accounts will look like:
Cash Account:
Debit Credit
1,00,000 (To record the initial investment by Mr. Mizan) 20,000 (To record the cash withdrawal for personal use)
10,000 (To record the cash deposit to bank) 10,000 (To record the machinery purchase in cash)
Bank Account:
Debit Credit
10,000 (To record the cash deposit to bank) 1,500 (To record the rent paid with cheque)
Machinery Account:
Debit Credit
10,000 (To record the machinery purchase in cash)
Rent Account:
Debit Credit
1,500 (To record the rent paid with cheque)
These are the ledger accounts prepared from the given transactions. Each account records the debits and credits related to that particular transaction.
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Question 6 (1 point) What actions could I take prior to the sale of an apartment building that might result in a higher selling price? (MARK ALL THOSE THAT APPLY)
A. Renegotiate maintenance contracts for a better price.
B. Put the resolution of any legal problems on hold.
C. Repair the lobby entrance, replacing broken floor tiles.
D. Renegotiate leases, escalating the rents
The coorect Options A,C,D.The actions that you could take prior to the sale of an apartment building that might result in a higher selling price are:
A. Renegotiate maintenance contracts for a better price.
C. Repair the lobby entrance, replacing broken floor tiles.
D. Renegotiate leases, escalating the rents.
These actions can improve the appearance and profitability of the building, making it more attractive to potential buyers and increasing its value. However, putting the resolution of any legal problems on hold (option B) is not a good idea, as it can create uncertainty and potential liability for the buyer, which can negatively affect the selling price.Thus the correct options are A,C,D.
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A standard commodity basket costs $300 in the U.S. and £100 in the U.K., and the current spot exchange rate S($/£)=$2/£. According to theories based on purchasing power parity (PPP), is the pound expected to appreciate or depreciate against the US dollar?
According to the purchasing power parity (PPP) theory, the pound is expected to appreciate against the US dollar.
This is because the standard commodity basket costs less in the U.K. than it does in the U.S. In order for the PPP theory to hold, the exchange rate must adjust so that the same basket of goods costs the same amount in both countries.
Since the standard commodity basket costs $300 in the U.S. and £100 in the U.K., and the current spot exchange rate S($/£)=$2/£, this means that the same basket of goods costs $200 in the U.K. ($2/£ x £100). In order for the PPP theory to hold, the exchange rate must adjust so that the same basket of goods costs $300 in both countries. This means that the pound must appreciate against the US dollar so that the exchange rate becomes S($/£)=$3/£.
In conclusion, according to the purchasing power parity (PPP) theory, the pound is expected to appreciate against the US dollar in order for the same basket of goods to cost the same amount in both countries.
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Explain if you feel that social media/games can raise learning
engagement. Why or why not?100-200 words.
Social media and games can be effective tools to increase learning engagement. Games can help students learn by providing them with an interactive, fun, and engaging way to learn.
They can also help to motivate and keep students engaged in the learning process, as well as provide an outlet to practice their skills and measure their progress.
Social media can also be a useful tool to increase learning engagement, by providing students with a platform to collaborate and share ideas with each other, as well as providing access to educational materials and resources.
However, there are some drawbacks to using social media and games to raise learning engagement. For example, there is potential for students to become addicted to these activities, as well as for these activities to become a distraction.
In conclusion, social media and games can be effective tools to increase learning engagement, but should be used with caution to ensure that students are not exposed to inaccurate or harmful information.
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1. Identify three major effects of bad Human resources
management practices?
2. Why is Human Resource Management
important?
1. The three major effects of bad Human Resource management practices are:
Decreased employee morale: When HR management practices are not effective, employees may feel undervalued or unsupported, leading to lower morale and decreased motivation.Reduced productivity: Ineffective HR management practices can lead to a decrease in employee productivity, as employees may be unclear about their roles and responsibilities or may not receive the support they need to perform their jobs effectively.Increased turnover: Poor HR management practices can lead to higher employee turnover, as employees may become dissatisfied with their work environment and choose to leave the organization.2. Human Resource Management is important because it plays a crucial role in the success of an organization. HR management is responsible for recruiting, training, and retaining employees, as well as managing employee performance and ensuring compliance with employment laws. Effective HR management practices can lead to a more motivated and productive workforce, which in turn can result in increased organizational success.
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How are investment earnings/ income taxed in Canada?
Interest income:
Dividend income:
Capital gains:
Foreign non-business income:
Return on capital:
Fees and other charges incurred for investment (
Investment earnings or income are taxed differently in Canada depending on the type of investment income. The following are the different types of investment income and how they are taxed in Canada:
1. Interest income: Interest income is taxed at the individual's marginal tax rate. This means that the amount of tax you pay on your interest income depends on your income level and tax bracket.
2. Dividend income: Dividend income is taxed at a lower rate than interest income. This is because dividends are paid out of a corporation's after-tax income, so they are subject to a dividend tax credit to prevent double taxation.
3. Capital gains: Capital gains are taxed at a lower rate than interest income and dividend income. Only 50% of capital gains are subject to tax, and the tax is applied at the individual's marginal tax rate.
4. Foreign non-business income: Foreign non-business income is taxed at the individual's marginal tax rate. However, if you have paid foreign taxes on this income, you may be eligible for a foreign tax credit to prevent double taxation.
5. Return on capital: Return on capital is not subject to tax because it is a return of your original investment, not income.
6. Fees and other charges incurred for investment: Fees and other charges incurred for investment are generally tax-deductible. This means that you can claim these expenses on your tax return and reduce your taxable income.
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Can you help me arrange the steps in accounting cycle?
-Preparing the adjusting Entries at the end of the year and
posting the entries to the ledgers.
-Preparing the Financial Staments
-Journalizing o
Yes, I can help you arrange the steps in the accounting cycle. The accounting cycle is a series of steps that companies follow in order to prepare their financial statements.
The steps are as follows:
1. Journalizing: This is the first step in the accounting cycle and involves recording all financial transactions in a journal.
2. Posting: This step involves transferring the journal entries to the ledgers.
3. Preparing the adjusting entries at the end of the year: This step involves making any necessary adjustments to the financial statements to ensure that they accurately reflect the company's financial position.
4. Preparing the financial statements: This step involves preparing the income statement, balance sheet, and statement of cash flows.
5. Closing the books: This step involves closing out temporary accounts, such as revenue and expense accounts, and transferring their balances to permanent accounts.
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