the correct answer is default risk premium
The difference between the interest rate on a debt instrument and the risk-free rate is basically the default risk premium. Investors are given a discount for the possibility of a default by a company through the default risk premium. Lenders are more likely to trust a person or business if they have historically paid interest on time for previous obligations. Lenders will also see the organization as having a higher level of trustworthiness if it has taken on incremental debt commitments, or growing sums of debt each time debt was taken on. A strong credit history encourages lenders to provide the borrower more credit at more favorable terms. The likelihood of the firm defaulting is relatively low
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how local economic conditions affect school finances, teacher quality, and student achievement: evidence from the texas shale boom replication files
Local economic conditions affect school finances, teacher quality, and student achievement as if the economic condition is not good, highly educated teachers will not come to that place to teach students.
Influence of economic conditions.
Theoretically, it is unclear if improving local economic conditions influence student performance; this will rely on how schools use increased funds and how students and instructors react to increasing private sector pay.
With its significant and concentrated effects on wages and the tax base, the shale oil and gas drilling boom in Texas offers a singular chance to address this issue that cuts across public finance, labor markets, and education. Despite increasing the local tax base and generating a monetary windfall, the boom decreased test scores and student attendance.
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a bookstore sells 617 books on monday, 498 books on tuesday, and 563 books on wednesday. on which two days did the bookstore sell about 600 books?
The two days on which the bookstore sells about 600 books are Monday(617) and Wednesday(563).
As of Monday, the sales of the bookstore were only 617, on Tuesday it was 498 and on Wednesday it was 563. As we arrange the data in ascending order as 498<563<617. We come to the conclusion that around 600 there are only two data which are 563 and 617. So, on Monday and Wednesday, the bookstore sells about 600 books.
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The unearned revenue account of incorporated began with a normal balance of and ended with a normal balance of. During , the unearned revenue account was credited for that will earn later. Based on these facts, how much revenue did earn in ?.
Earned revenue is $14,000
Beginning unearned revenue + Advance payments - ending unearned revenue = Earned revenue
($7,000 + $20,000 - $13,000 = $14,000)
Earned revenue is the cash a charity receives in exchange for delivering goods or services. For museums and nonprofit performing arts groups, sales of tickets and entrance fees are typical sources of earned money. Items like sales in a gift shop or thrift store also produce earned revenue. Earned income is not generally prohibited by tax law; rather, the question is whether the income is connected to the charitable goals of the nonprofit. The charity must pay unrelated business income tax on any money received if it routinely engages in a trade or activity that is not closely linked to its exempt purpose. Additionally, if the organization derives a sizable portion of its overall income from unrelated commercial ventures
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a power company decides to use wind turbines to provide electricity instead of coal. which basic economic question does this decision answer in a free market economy?
How will goods or services be produced? is the basic basic economic question does this decision answer in a free market economy.
What is a Market economy?
In a market economy, firms and individuals interact to determine how much goods and services should cost and how to best allocate scarce resources. This word often refers to an economy that is more market oriented overall, however there may be some government intervention or central planning.
Classical economists like Adam Smith, David Ricardo, and Jean-Baptiste Say created the theoretical framework for market economies. These traditional liberal proponents of the free market thought that the "invisible hand" of the profit motive and market incentives typically led economic decisions in directions that were more productive and efficient than government economic planning.
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The annual cost of snow removal for streets and highways in the u. S. Is estimated to be about how much?.
The annual cost of snow removal for streets and highways in the U. S. is estimated to be about $2 billion. Thus, option C is correct.
What is snow removal?In order to allow for secure transport of individuals, snow removal is essentially the process of shoveling snow from the roads or pavements that have fallen.
According to the report, the United States spends around two billion dollars on the removal of snow from the streets or Highways.
As in their region, snowfall is a very common occurrence, which offer hinders the transportation of individuals or a business. Therefore, option C is the correct option.
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The question is incomplete, the complete question will be:
O $20 billion
$20 million
$2 billion
O $2 million
as the marketing consultant, you need to determine where to start investigating why the sales of cocoa cremes are so low in other parts of the country. what do you think you should do first?
Do market research to determine whether the consumer is aware of the brand or not.
This is the thing i'll do first.
A client is someone or a set who intends to reserve, orders, or uses bought items, products, or services primarily for private, social, family, family and comparable desires, not directly associated with entrepreneurial or business activities.
Consumer is so delicious with just the right flavors and is straightforward to prep in just …. mins with the handiest 5 elements. All you need is tomatoes, chile guajillo (non-compulsory but enormously endorsed!), garlic cloves, a piece of onion, and broth – it could be red meat, chicken or vegetable.
A person who buys and uses up goods. 2: a living aspect that ought to devour other organisms to gain electricity important for life. patron.
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when attending a networking event, question 23 options: meet one person and make sure they understand what your business is. tell others about your bad experiences with various local businesses. make sure you are selling and move on when your contact starts talking about her services. focus on the problems you can solve rather than listing the products or service that you sell.
When attending a networking event, is it should be focus on the problems you can solve rather than listing the products or service that you sell.
Networking events are opportunities for professional groups to meet and build relationships. They stimulate conversation and provide opportunities for individuals to interact with each other.
These events help broaden your horizons by meeting new people, sharing ideas and further developing innovative approaches. Here you will meet people with different backgrounds and expertise in their respective fields, leading to knowledge sharing.
When a networking event approaches, be sure to meet new people and show them your expertise in solving changing technology problems. This will help you stand out from the crowd.
Everyone is here to socialize, but your approach to socializing can help you get noticed and lead to career growth.
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________ are difficulties that inhibit the achievement of goals. For example, the lack of parking may be the main reason why a new restaurant is failing.
you are writing a business letter. on the first line of the document, you type , and then you should .
correct answer is
today's date and press Enter 4 times
A business letter is a communication between two businesses, or between businesses and their clients, consumers, or other outside parties. The connection between the parties affects the letter's overall style. Business letters can be written for a variety of reasons, such as ordering goods from a supplier, pointing out a recipient's error, immediately responding to a request, expressing goodwill, or requesting direct information or actions from another party. Because it creates a written record that will last forever and is likely to be considered more seriously by the receiver than other kinds of communication, a business letter can be beneficial in some situations. The writing style is formal.
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porter's five forces framework is used for industry analysis in all of the following ways except to: identify opportunities to increase profit. decide whether to enter or exit the market. identify intangible assets that are crucial for competing successfully in a given industry. identify which market niche to penetrate. complement a strengths, weaknesses, opportunities, threats (swot) analysis.
Company strengths and weaknesses.
What is Company strengths?Reliability, openness/honesty, competence, and compassion—or what we call the ROCC of Trust—are the four main ways that businesses and business leaders who are doing it properly work to establish trust within their organizations and with individuals they do business with.
SWOT analysis is a framework used to assess a company's competitive position and to create strategic planning.
Any resource or procedure that your firm lacks yet that it requires to succeed is a company vulnerability. The potential of your business can't be fully realized because of weaknesses. It represents advantages, dangers, opportunities, and weaknesses. The SWOT analysis analyzes both internal and external factors as well as the current condition and any predicted future events.
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PLEASE HELP, fill in the missing spots with the correct terms
The answers are as follows:
Scarcity is the fundamental problem that faces every society.
A good is tangible or something that can be touched.
A non-durable goods last for fewer than three years.
Baby step simply means to take small, careful steps.
Scarcity is a basic problem in any civilization because it causes people to make choices about which needs and desires to satisfy. Because resources are limited but demands and desires are not, scarcity has an influence on how the economy allocates resources. This is why it is a fundamental decision-making problem that impacts everyone.Anything tangible is something that can be felt or touched.Nondurable goods with a shelf life of fewer than three years, as defined by the US Department of Commerce. The whole economic worth of a nondurable good is spent quickly after manufacturing or acquisition. Perishable food goods such as milk, vegetables, meat, and fruit are examples, as are paper and paperboard products such as newspapers, books, magazines, marketing mail, and tissue paper. Several of them are utilized in recycling.A baby step is a very modest amount of progress toward attaining something:Hence, the answers are scarcity, tangible, three, and baby steps.
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the gardener's opportunity cost of a bushel of beans multiplied by her opportunity cost of a bushel of corn is
Answer: equal to one
Explanation: The opportunity cost of one bushel of beans in terms of bushels of corn will be the inverse of the opportunity cost of one bushel of corn in terms of bushel of beans. multiplying a number by its inverse equals one
The gardener's opportunity cost of a bushel of beans multiplied by her opportunity cost of a bushel of corn is equal to 1.
How to solve for the opportunity cost
We have that the garden can either produce 2 bushels of bean of 5 bushels of corn.
Hence we would have the opportunity cost of either items to be 2/5 for a bushel of bean and 5/2 for a 1 bushel of corn.
Hence when we multiply these values we would have 5/2 * 2/5
= 10/10
= 1
Hence the the gardener's opportunity cost of a bushel of beans multiplied by her opportunity cost of a bushel of corn is equal to 1.
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Starbucks created the Starbucks College Achievement Plan that offers eligible
employees full tuition to earn a Bachelor's degree in partnership with Arizona State
University. This action represents the
dimension of social responsibility.
The aforementioned action represents the philanthropic activities dimension of social responsibility.
What is CSR?CSR is abbreviation for corporate social responsibility and it can be defined as a business organization's (company's) obligation to act in a manner that benefits and adds significant value to the society and the people living in the environment where it operates, and usually as it conduct its business operations.
Basically, corporate social responsibility (CSR) is typically focused on improving the society through any positive and beneficial means possible.
Corporate social responsibility requirements stages.Generally speaking, there are four different corporate social responsibility requirements stages and these include the following:
Financial and economic viability.Compliance with legal and regulatory requirements.Ethics, principles, and values.Philanthropic activities such as offering eligible employees full tuition, in order to enable them a Bachelor's degree.In this context, we can reasonably infer and logically deduce that the aforementioned action represents the philanthropic activities dimension of social responsibility.
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an investment property generates a cash flow of $420,000 and appraises for $8,800,000. what is the owner’s return on investment?
The owner’s return on investment is $4,583,000
Investment definition is an asset received or invested in to build wealth and keep money from the tough earned earnings or appreciation. funding that means is generally to reap a further source of profits or benefit take advantage of the funding over a selected period of time.
Making an investment is a powerful way to put your money to work and probably build wealth. smart investing may additionally allow your money to outpace inflation and boom in value. The greater growth potential of investing is primarily because of the power of compounding and the chance-go-back tradeoff.
Within the maximum sincere feel, investing works when you buy an asset at a low rate and promote it at a higher price. This sort of go back to your investment is called a capital benefit. earning returns with the aid of selling assets for a profit—or figuring out your capital profits—is one way to make cash investing.
$550,000 ÷ 0.12 = $4,583,000
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a company's balance sheet shows cash of $37,000, accounts receivable of $43,000, equipment of $76,000, and equity of $85,000. what is the amount of liabilities?
When a company's balance sheet shows cash of $37,000, accounts receivable of $43,000, equipment of $76,000, and equity of $85,000, the amount of liabilities will be equal to $71,000. Therefore, the option C holds true.
What is the significance of liabilities of a firm?The liabilities of a firm are equal to the assets less the outstanding equity of the firm for a given period. From the given information, it can be ascertained that:
Liabilities = Assets – Equity
Liabilities = 156,000 – 85,000
Liabilities = $71,000
Therefore, the option C holds true and states regarding the significance of liabilities of a firm.
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The question seems to be incomplete. It has been added below for better reference.
A company's balance sheet shows cash of $37,000, accounts receivable of $43,000, equipment of $76,000, and equity of $85,000. What is the amount of liabilities?
A. $80000 B. $156,000 C. $71,000 D. None of these
An economic model is developed from a set of assumptions about consumer behavior and predicts that people will buy less of a good the higher the price of the good. Empirical testing of this model would involve.
An economic model is a simplified description of truth, designed to yield hypotheses approximately financial behavior that can be examined. An important characteristic of an economic version is that it's far always subjective in layout due to the fact there are not any objective measures of monetary outcomes.
The handiest economic fashions use economic concepts to explain how changes in a single variable are tormented by modifications in others. The variable whose changes are explained is called an endogenous variable, at the same time as the only one whose adjustments cause the alternative to change to be exogenous.
The maximum economic model rest on a number of assumptions that are not completely realistic. as an example, retailers are regularly assumed to have perfect records, and markets are frequently assumed to be clean without friction. Or, the model can also miss troubles that can be crucial to the query being considered, inclusive of externalities.
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In the customer service process, it's always important to greet the customer within:
A. 30 seconds
B. It's ok not to greet
C. 5 minutes or so
D. Whenever you see them
Answer: I believe it's D
Explanation:
the local taco hut charges the same price for everything on its menu: $3 will buy a taco, or a burrito, or nachos. you buy the taco and think that if you had not purchased the taco, you would have purchased the burrito. the opportunity cost of the taco is:
The local taco hut charges the same price for everything on its menu: $3 will buy a taco, burrito, or nachos. you buy the taco and think that if you had not purchased the taco, you would have purchased the burrito. the opportunity cost of the taco is the burrito.
As an example, selecting public transportation to tour to a specific destination through foregoing the choice of touring in a single's own vehicle is a good instance of possible value, due to the fact you end up saving cash that needs to be spent on fuel.
The idea of possible cost is used in choice-making to help people and corporations make better alternatives, in the main by using considering the options. Opportunity costs include the fee and gain of every desire, which can at times be challenging to estimate. Opportunity fees are forward-searching.
The regulation of growing possibility fee is the idea that as you continue to growth manufacturing of one excellent, the possibility price of manufacturing that subsequent unit will increase. This comes about as you reallocate assets to produce one truth that was higher appropriate to provide the original appropriate.
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I give you a 1000 dollars, you invest in the a stock that gets 10 percent interest yearly, after 3 years how much money will you have??
select the correct words to complete the statements about two different information sources for consumers. a fast food chain that wants to inform consumers about its latest dollar menu item will most likely use to do so. may inform consumers about other people’s opinions on the newest dollar menu item. reset next
1. A fast food company will most likely employ NEW TECHNOLOGY AND MEDIA to alert customers about its newest dollar menu item.
2. Consumers may learn through blogs what other people think of the newest $1 menu item.
What does customer experience covers?The quality of customer service is only one component of the customer experience; other components include advertising, packaging, characteristics of the product and service, convenience of use, and dependability. However, few of the individuals in charge of those items have consistently considered how each of their individual choices affects the customer experience. They all have distinct definitions of what the client experience entails, to the extent that they give it any thought at all, and no one more senior monitors their work.
The supportive statements for answer are -
1. These days, using internet technology and its related media is the quickest way for businesses to communicate with their clients. Information travels quickly and widely through these channels.
2. A blog is an online informative or discussional weblog that is produced and that often focuses on a certain subject or industry. Blogs can be run by either a person or a company. These days, businesses utilize blogs to advertise their goods.
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cost effectiveness analysis of a model of first trimester prediction and prevention for preterm preeclampsia against usual care
Price-effectiveness evaluation of a version of first-trimester prediction and prevention for preterm preeclampsia towards traditional care. Conclusion: This price-effectiveness analysis demonstrates a reduction in the prevalence of preterm preeclampsia and good-sized fee financial savings.
Preeclampsia may additionally result in an unplanned preterm delivery — transport earlier than 37 weeks. also, deliberate preterm birth is the number one treatment for preeclampsia. A child born prematurely has an elevated risk of respiration and feeding problems, vision or hearing issues, developmental delays, and cerebral palsy.
Preeclampsia can motivate preterm transport (your toddler wanting to be delivered early). untimely infants are in accelerated danger of health headaches like low start weight and respiration problems.
Preeclampsia and related hypertensive disorders of pregnancy affect 5-8% of all births in America. most girls with preeclampsia will supply healthy toddlers and fully get better. but, a few ladies will enjoy headaches, several of which may be existence-threatening to the mother and/or child.
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dubai works manufacturers angular contact ball bearings for pumps that operate in harsh environments. the company invested $2.4 million in a process that resulted in net profits of $760,000 per year for five consecutive years. what rate of return did the company make?
The rate of returns that the company made based on the investment that they made and the number of years that they spent would be 31.67%
What is meant by rate of returns?This is the term that is used to refer to the percentage change that would occur in the value of an investment.
How to solve for the rate of returnsRate of Return = Profit per year / Investment x 100
$760,000 / $2,400,000 x100 = 31.67%
The rate of returns that the company made based on the investment that they made and the number of years that they spent would be 31.67%
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from the following statements, select the one that describes the effect of withdrawals on owner's equity. multiple choice question. withdrawals cause assets to increase. withdrawals cause owner's equity to increase. withdrawals cause owner's equity to decrease. withdrawals have no effect on owner's equity.
correct option is Withdrawals cause owner's equity to decrease
Cash transfers from a firm to its owner are known as withdrawals by owner. These financial transfers decrease the amount of equity that remains in a company but have no effect on how profitable the company is. Withdrawals might happen when a business has extra cash on hand or when the proprietor needs the money right away for personal reasons.
Only the sole proprietorship and partnership business models provide this kind of withdrawal. For instance, a dividend payment would be necessary in order to transfer money to a corporation's investor. If income is generated, an owner may take money or other assets out of the company's assets. Withdrawals reduce assets and owner's equity, the reverse of what investments do to owner's equity.
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A business plan is a tool used by the federal government to determine how to strengthen the business sector through macroeconomics and microeconomics. True or false?.
False, because a business plan is a guide for what to do in the future. It serves as a roadmap or guide to help businesses focus and pursue success. Entrepreneur explains goals, steps and how a business can achieve success and create value.
For those of you who want to start a business, you should make a business plan carefully so that it has clear goals, whether in the short or long term. The reason is a business plan helps us to determine the right steps in a business. This starts from determining the market, seeking funding, estimating business income and expenses, and analyzing all risks that will occur along the course of the business.
Each stage that is passed must be processed with the right policy. In making policy, the business plan is one of the important supporting factors so that the target is not misdirected. So, broadly speaking, a business plan is a guide for you in running and developing a business, both personal and corporate.
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during the 1890s, american businesses increased their investments in foreign markets, which made foreign affairs more important to their success. the creation of new and stronger international ties led to new markets for exports and better prices on raw materials. in addition, what other two factors changed american foreign policy in the 1890s
1) America extended its empire by establishing naval bases in the Pacific Ocean and expanding the navy.
2) Missionaries worked to increase the influence of Christianity and American democracy around the world.
What is naval bases?The Port Hueneme Construction Battalion Center was originally constructed as a temporary depot during World War II. The installation was initially built in order to prepare, supply, and stage the newly formed Seabees.
San Diego Naval Base
A third of the Navy's fleet stationed in the Pacific theater is based at Naval Base San Diego, a contemporary Navy installation. The right method to refer to the base is by its official name, which is Naval Base San Diego.
Lake China
A special combination of its co-located laboratories, ranges, and weapons test squadrons allows China Lake, home of the Naval Air Warfare Center Weapons Division, to efficiently deploy new weapon systems.
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identify the complete sentence. later, he called his portfolio manager. before you make financial decisions. whenever opening or using communication software.
The only complete sentence is "Later, he called his portfolio manager."
What is a phrase?A phrase can be defined as a group of words that forms the component of a clause and act together as a conceptual or grammatical unit. This ultimately implies that, a phrase typically represents an incomplete sentence.
What is a sentence?A sentence can be defined as a group of words or phrases that comprises a subject and predicate, which are typically used by a writer or speaker to convey a logical information about a subject matter to an audience (readers or listeners).
In this scenario, we can reasonably infer and logically deduce that the only complete sentence is "Later, he called his portfolio manager." because it comprises a subject and predicate.
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why might lucy choose to attend a four-year university rather than a technical school? financial literacy final exam
There are more possibilities and more opportunities to make money.
Earning potential frequently refers to the highest compensation possible in a given industry or career. The meaning is essentially the same in the world of money. Earning potential is the amount of money a person could make in comparison to the alternative.
Potential income can be defined as the amount you could make based on your employment, experience, work history, qualifications (including relevant certifications), earning prospects (like the current job market), location (where you live), and even where you invest current funds. In other words, your income today need not predict your income in the future.
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how long will it take an investment of $5000 to triple if the investment earns interest at the rate of 5% per year compounded daily?
We use the time value of money theory to estimate how long it takes for a offered sum of money to triple in value. The theory examines the relationship between four variables: time, interest rate, future value, and current value. If one of the characteristics is unknown, the other three are used to calculate the unknown. We also use logarithms in our analysis for the time period.
Money theoryPresent value =$5,000
When trippled, the future value =5,000*3=$15,000
r = 8% adjusted for daily compounding = 0.08/365
Present value=Future Value/(1+r)n
5,000=15,000(1+(0.08/365))
n(1(0.08/365))n= 15,0005,0001.000219178
n=3n=log(3)log(1.000219178)n=5,012.9697
daysn=13.7342 years
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lee reed, marisa a. pagnattaro, et al., the legal and regulatory environment of business (18th or 19th edition mcgraw-hill irwin).
19th Edition of The Legal and Regulatory Environment of Business
By Julie Manning Magid, Daniel Cahoy, Peter Shedd, and Marisa Pagnattaro ISBN10: 1260734285 ISBN13: 9781260734287
An extremely dependable, simple-to-use online homework and learning management solution that incorporates cutting-edge adaptive tools and learning science to enhance student performance.
The Legal and Regulatory Environment of Business, 19th Edition, by Marisa Pagnattaro, Daniel Cahoy, Julie Manning Magid, and Peter Shedd is available for free download as an eBook, PDF, EPUB, and other digital formats. Detailed and scientifically thorough writing that is acceptable for use as a university reference. It's a requirement that both lecturers and students read this book. Book publishers have already worked for businesses. obtainable as a hardcover, paperback, and e-book. You have the option of paying for or using free digital formats.The English-language book, published on February 1st, 2021, was written by four scientists. This book has been translated into a number of different languages for distinct nations.
The totality of all external and internal influences on a business can be referred to as the business environment. It's important to remember that a firm can be impacted by both internal and external influences acting in concert. An external component that affects the internal environment of corporate activities, for instance, is a health and safety legislation. Additionally, you have no influence over some outside variables. These elements are sometimes referred to as external constraints. Let's examine some important environmental aspects.
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retained earnings at the beginning and ending of the accounting period were $300 and $800, respectively. revenues of $1,100 and dividends paid to stockholders of $200 were reported during the period. what was the amount of expenses reported for the period?
Retained earnings at the beginning and end of the accounting period were $300 and $800, respectively. revenues of $1,100 and dividends paid to stockholders of $200 were reported during the period. The number of expenses reported for the period is $400.
The retained earnings are calculated by way of adding internet income to or subtracting net losses from the preceding time period's retained earnings and then subtracting any net dividend paid to the shareholders. The determination is calculated at the end of every accounting duration monthly quarterly annually.
Dividends are stated as a deduction from retained profits at the declaration of adjustments in Stockholders' equity. the opposite transactions listed borrowing cash from the financial institution, shopping land for coins, and Paying off a part of a note payable do now not affect stockholders' equity. The earnings assertion is the what did we do assertion. The income declaration, or profit and loss announcement, suggests how the corporation did at some stage in the path of its operations for a fixed period of time.
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