Investment in human capital is an important source of economic growth. The answer is c) is an important source of economic growth.
What is investment in human capital?Investment in human capital refers to the expenditures made to improve an employee's skill set and knowledge through education and training programs. By investing in employees and enhancing their abilities, companies can benefit from greater efficiency, reduced errors, and higher productivity. Furthermore, it is critical to providing the necessary human resources for economic growth. As a result, the answer is c) is an important source of economic growth.
Learn more about economic growth: https://brainly.com/question/1690575
#SPJ11
considering the following information, what is the npv if the borrower refinances the loan? expected holding period: 3 years; current loan balance: $400,000; current loan interest: 5.875%; remaining term on current mortgage: 15 years; new loan interest: 3.625%; new loan term: 15 years; cost of refinancing: $6,000. assume that the opportunity cost is 10%. should the borrower refinance?
To calculate the net present value of refinancing a loan, the following information must be considered:expected holding period: 3 yearscurrent loan balance: $400,000current loan interest: 5.875%remaining term on current mortgage: 15 yearsnew loan interest: 3.625%new loan term: 15 yearscost of refinancing: $6,000
Assuming that the opportunity cost is 10%, the borrower should refinance the loan because the net present value (NPV) of the refinancing is positive.A borrower should refinance their mortgage if the cost of refinancing is less than the present value of the interest savings.The present value (PV) of the interest savings over the life of the loan may be calculated as:PV of interest savings = ∑(Monthly Interest Savings x Discount Factor)where Monthly Interest Savings = (Current loan balance x (Current loan interest - New loan interest))/12and Discount Factor = 1/(1 + Opportunity Cost)^Nwhere N is the number of months in the loan's life or the expected holding period.In this case, the monthly interest savings is:$2,030.21 = ($400,000 x (5.875% - 3.625%))/12The discount factor is calculated as follows:Discount Factor = 1/(1 + Opportunity Cost)^N= 1/(1 + 10%)^36= 0.5732Thus, the PV of the interest savings is:$70,978.67 = ∑($2,030.21 x 0.5732)over 36 months (3 years).The total cost of refinancing is:$6,000.00.The net present value of refinancing is calculated by subtracting the cost of refinancing from the PV of the interest savings:$64,978.67 = $70,978.67 - $6,000.00Since the NPV is positive, the borrower should refinance.
for more such question on mortgage
https://brainly.com/question/30689307
#SPJ11
agent r holds a north carolina nonresident insurance license when they move to north carolina. to continue being licensed, r must apply for resident licensure within:
R must apply for a North Carolina resident insurance license within 30 days of becoming a resident of the state.
This is to ensure that R is in compliance with the North Carolina Department of Insurance (NCDOI) licensing requirements. The NCDOI requires all non-resident insurance license holders to obtain a North Carolina resident license before they can transact business in the state.
The application process includes submitting a completed license application, passing a background check, paying the applicable licensing fee, and submitting proof of successful completion of a pre-licensing course.
Once the application is approved, R will receive a resident license. This will allow R to continue transacting business in North Carolina.
To know more about insurance license click on below link:
https://brainly.com/question/28289021#
#SPJ11
question at position 11 which of the following represents the normal sequence in which the below budgets are prepared? which of the following represents the normal sequence in which the below budgets are prepared? direct materials budget, production budget, sales budget production budget, sales budget, direct materials budget sales budget, production budget, direct materials budget sales budget, direct materials budget, production budget
The normal sequence in which the below budgets are prepared is the Sales budget, production budget, and direct materials budget.
What are budgets?
A budget is a quantitative expression of a company's plan for a given period, normally one year. A budget estimates earnings and costs for a future period, using previous performance as a point of departure. Budgets may be prepared for the company as a whole or for individual divisions, as well as for divisions or individual departments.
Budgets are made up of various sub-budgets, each of which serves a different purpose. A budget is made up of many sub-budgets that are linked together. The first budget that is typically prepared is the sales budget, followed by the production budget, which calculates the number of goods that must be manufactured to satisfy anticipated demand, and finally, the direct materials budget, which calculates the number of raw materials that must be acquired to satisfy production.
The normal sequence in which the below budgets are prepared is the sales budget, production budget, and direct materials budget.
Learn more about Manufacturing here:-
https://brainly.com/question/13440987
#SPJ11
unemployment involving a mismatch of the skills of unemployed workers and the skills required for available jobs is called: group of answer choices compositional unemployment. structural unemployment. frictional unemployment. cyclical unemployment.
Structural unemployment is a kind of unemployment that occurs when the skills and abilities of an unemployed worker do not match the skills and abilities required for available jobs. The correct option among the given alternatives is structural unemployment.
Structural unemployment is a kind of unemployment that arises due to changes in the economy's structure that leads to a long-lasting decrease in the demand for some particular types of labor. It arises when an economic downturn affects the workforce and causes unemployment by way of structural changes in the economy that involve the shifting of industries, labor market shifts, and technological advances.
It results when changes occur in the economy, including new industries, changing consumer demands, and technological changes that make certain skills irrelevant or unnecessary. Such changes lead to unemployment among those workers who lack the skills necessary to perform in the new labor market. Structural unemployment is long-term and tends to affect particular regions and industries disproportionately.
For more about unemployment:
https://brainly.com/question/14227610
#SPJ11
when designing advertising, a firm seeks to direct its message to a specific segment of the population which is referred to as the sponsorial consumers. implied consumers. concentrated market. niche market. target audience.
When designing advertising, a firm seeks to direct its message to a specific segment of the population which is referred to as the target audience.
What's Target AudienceThe target audience is a specific segment of the population that a company directs its message to in order to advertise.
The targeted consumer is the person or group of people for whom a product or service is intended or marketed.Target marketing is a marketing strategy that allows a firm to tailor its marketing mix to satisfy the specific needs of the target market. A target market is a group of individuals or organizations for whom a firm creates and maintains a marketing mix.
The target market determines the type of advertising that the company will utilize. Hence, when designing advertising, a firm seeks to direct its message to a specific segment of the population which is referred to as the target audience.
Learn more about target audience at
https://brainly.com/question/30358651
#SPJ11
in a bpmn collaboration model of the purchase process, one pool describes the focal organization's activities and the other pool describes what?
In a BPMN collaboration model of the purchase process, one pool describes the activities of the focal organization, such as initiating the purchase order, issuing an invoice, and receiving payment.
The focal organization's activities typically include initiating the purchase order; issuing an invoice; monitoring order status; and receiving payment. The partner organization's activities typically include: approving the purchase order; delivering the goods; providing invoices and credit terms; and acknowledging receipt.
The BPMN collaboration model also includes message flows to indicate the communication between the two organizations. Message flows indicate the type of communication (e.g., emails, text messages, etc.), who is sending the message, who is receiving the message, and the timing of the communication.
Know more about BPMN here:
https://brainly.com/question/30699894
#SPJ11
Companies often consider outsourcing so they can focus on their core competencies.True or False
The given statement "Companies often consider outsourcing so they can focus on their core competencies" is True because this helps businesses to reduce costs, increase efficiency, and achieve their goals faster by focusing on their core competencies.
Outsourcing refers to the practice of obtaining goods or services from outside suppliers rather than performing them in-house. Many businesses outsource their non-core activities to third-party service providers, freeing up resources and allowing them to concentrate on their core business activities. This helps businesses to reduce costs, increase efficiency, and achieve their goals faster by focusing on their core competencies.
The core competency is the distinctive competence of an organization, which is essential for its long-term competitive advantage. It is the ability to perform some essential tasks better than its competitors, which distinguishes the company from the rest of the industry. Outsourcing non-core activities can enable companies to allocate more resources to their core competencies, improving their overall performance and profitability. In summary, outsourcing allows companies to concentrate on their core competencies by delegating non-core activities to third-party service providers.
Know more about Outsourcing here:
https://brainly.com/question/30003500
#SPJ11
a monthly credit card interest rate of 1.5% is equal to and effective annual rate of 19.56%. true false
This statement is true. The effective annual rate (EAR) is the actual annual interest rate earned or paid on an investment or loan, taking into account the compounding of interest over time.
The EAR is higher than the nominal interest rate because of the effect of compounding.
To convert a monthly interest rate to an annual rate, we need to use the formula:
Effective annual rate = (1 + Monthly interest rate)^12 - 1
Plugging in the numbers given, we get:
Effective annual rate = (1 + 0.015)^12 - 1
= 1.1956 - 1
= 0.1956 or 19.56%
Therefore, a monthly credit card interest rate of 1.5% is equal to an effective annual rate of 19.56%.
To know more about effective annual rate, visit: brainly.com/question/5442201
#SPJ4
1which of the following individuals is considered officially unemployed? a.chris, who has not worked for more than three years and has given up looking for work b.kim, who is going to school full-time and is waiting until graduation before looking for a job c.pat, who recently left a job to look for a different job in another town d.leslie, who retired after turning 65 only five months ago e.lee, who is working 20 hours per week and is seeking full-time employment
The individual who is considered officially unemployed is Lee, who is working 20 hours per week and is seeking full-time employment.
What does it mean to be officially unemployed?Official unemployment occurs when people are without work and are actively seeking work. They must be willing and able to work, and they must be actively seeking employment.
The officially unemployed, who are often referred to as jobless, are people who are unemployed and actively looking for work. It is also referred to as the unemployment rate in many countries.
In this case, among the five given individuals, Lee is considered officially unemployed because he is working for 20 hours per week and looking for full-time employment.
The other options do not fulfill the conditions of being unemployed as given by the question. Chris has not worked for more than three years and has given up looking for work.
Kim is going to school full-time and is waiting until graduation before looking for a job. Pat recently left a job to look for a different job in another town. Leslie retired after turning 65 only five months ago. Thus, Lee is the only person who meets the requirement of being officially unemployed.
To learn more about full-time employment, refer below:
https://brainly.com/question/30166562#
#SPJ11
we are trying to estimate the impact of income on soda consumption per week and find that low-income people have a lot more variation in the amount of sodas they consume, as compared to high income people. which of the following can you conclude from the information given? a. consumption of sodas vary over time called autocorrelation b. amount of sodas consumed could be different if you are from the northeast as compared to the midwest c. variation in sodas consumed decreases as income increases called homoskedasticity d. variation in sodas consumed increases as income increases called heteroskedasticity e. there's a negative relationship between sodas and income f. variation in sodas consumed decreases as income increases called heteroskedasticity
The correct answer to the question above is:
d. variation in sodas consumed increases as income increases called heteroskedasticity.
WHAT'S HETEROSKEDASTICITYHeteroskedasticity is the phenomenon that represents the correlation between two variables - in this case, income and soda consumption - changes based on the levels of one of those variables. It arises when the variance of residuals from the model is not consistent.
The heteroskedasticity is a violation of the classical assumption of a linear regression model that the variance of the error terms is constant. It is an important consideration when running a linear regression analysis because it can impact the accuracy and validity of the results.
In the given case, the author has concluded that low-income people have a lot more variation in the amount of sodas they consume, as compared to high-income people.
This information clearly suggests that there is a positive relationship between soda consumption and income - as income increases, variation in sodas consumed increases. Thus, the correct conclusion from the information given is variation in sodas consumed increases as income increases called heteroskedasticity.
Learn more about heteroskedasticity at
https://brainly.com/question/29870224
#SPJ11
at chairs and more, assemblers are paid according to the following differential piece rate scale 1-25 chairs in a week,$10 each; 26-40 chairs in a week $13 each; 40-up chairs in a week $17.50. salina grant assembled 47 chairs in one week. find her gross pay.
The gross pay of Salina Grant for assembling about 47 chairs in one week is almost $822.5. This rate depends upon the number of chairs assembled.
The given differential piece rate scale for the assemblers at Chairs and More are as follows:
For assembling 1-25 chairs in a week, $10 each. For assembling 26-40 chairs in a week, $13 each. For assembling 40 or more chairs in a week, $17.50 each.
The number of chairs assembled by Salina Grant in a week is 47.
Given the differential piece rate scale, the payment varies depending on the number of chairs assembled by the assembler. Using the differential piece rate scale, we need to calculate Salina Grant's gross pay for assembling 47 chairs in one week. Now, we have to apply the differential piece rate scale to determine the total pay.
Salina Grant has assembled 47 chairs, which are greater than 40. Therefore, the assembler's wage rate for the 47 chairs is $17.50 each.
Hence, Salina Grant's gross pay is $17.50 × 47 = $822.5.
Therefore, the gross pay of Salina Grant for assembling 47 chairs in one week is $822.5.
Learn more about Gross pay here:
https://brainly.com/question/14690804
#SPJ11
explain the reason for any difference in the ending inventory balances under the two costing methods and the impact of this difference on reported net operating income
The ending inventory balance under the two costing methods can differ due to the different methods of inventory costing used.
If a FIFO (First-in, First-out) method is used, the ending inventory balance will include the most recent costs of goods sold, whereas if a LIFO (Last-in, First-out) method is used, the ending inventory balance will include the oldest costs of goods sold.
This difference in the ending inventory balances will affect the reported net operating income, as the reported net operating income will be based on the costs of goods sold and the resulting ending inventory balance.
To know more about costing methods, refer here:
https://brainly.com/question/14917620#
#SPJ11
what are some potential consequences of rushing through the initiation phase of a project? select all that apply.
Impact to the timeline and impact to the budget are some potential consequences of rushing through the initiation phase of a project. The answer is OPTION A&B.
In the project initiation phase, you determine why you are doing the project and the business value it will bring, and then use this information to garner support from key stakeholders. The top three constraints that project managers need to know are time, scope, and cost.
These are often referred to as the three constraints or project management triangle. This phase involves defining a vision for your project, documenting what you hope to achieve through a business case, and getting approval from a stakeholder. Key elements of the Project Charter include: Business case. Scope of the project. The answer is OPTION A&B.
To learn more about project, click here.
https://brainly.com/question/29564005
#SPJ4
The question is incomplete complete question is given below
a. Impact to the timeline
b. impact to the budget
c. impact of quality
d. impact to previous projects
d.
the management of halima, a furniture manufacturing company, comes across a case of employee theft in their inventory. in this case, the company should seek the help of a(n) to look into the matter.
The management of Halima, a furniture manufacturing company, comes across a case of employee theft in their inventory. In this case, the company should seek the help of an investigator to look into the matter.
An investigator is someone who is engaged in investigating and looking into a crime, accident, or any other issue. Their main job is to conduct an investigation of the case, collect proof, and gather evidence to support the claims. In the given scenario, the company should employ an investigator to look into the employee theft case in their inventory.
An investigator is an expert in this field and has all the necessary experience, skills, and knowledge required to investigate the crime. They make use of their technical and analytical skills to investigate the theft case and produce results in the form of evidence. They work closely with the law enforcement agencies and collect all the required evidence to support the claims.
Therefore, in the given scenario, the management of Halima, a furniture manufacturing company, should seek the help of an investigator to look into the case of employee theft in their inventory.
Learn more about inventory: https://brainly.com/question/24868116
#SPJ11
inventory control models assume that demand for an item is part 2 a. identical to the demand for other items. b. always independent on the demand for other items. c. always dependent on the demand for other items. d. either independent of or dependent on the demand for other items.
Inventory control models assume that demand for an item is part 2 either independent of or dependent on the demand for other items. Thus, option D is the correct option.
Inventory control models recognize that the demand for an item can be influenced by various factors, including the demand for other items. In some cases, the demand for an item may be independent of the demand for other items, meaning that it is not affected by them.
However, in other cases, the demand for an item may be dependent on the demand for other items, indicating that it is influenced by their demand patterns or interrelationships. Therefore, inventory control models take into account both possibilities and allow for different types of demand relationships between items.
Learn more about inventory control here:
https://brainly.com/question/31112355
#SPJ12
a 10% decrease in the money supply will change the aggregate price level in the long run by a. zero. b. less than 10%. c. 10%. d. 20%. e. more than 20%.
a 10% decrease in the money supply will change the aggregate price level in the long run by: zero. This is the right answer.
What is Money Supply?Money supply is the total amount of money that is circulating in the economy or is available for circulation in an economy. It can be defined as the amount of money in circulation that is readily available for spending. Money supply refers to the amount of currency and other liquid instruments circulating in an economy.What is Aggregate Price Level?Aggregate price level is defined as the average price of a group of commodities in an economy.
It is the average price of all final goods and services that are produced within a country's borders in a specific period of time. It is also the cost of goods and services that the consumers pay to buy the goods and services from the producers. Thus, a 10% decrease in the money supply will change the aggregate price level in the long run by zero.
Learn more about money supply here:https://brainly.com/question/3625390
#SPJ11
how long will it take an investment to double in value if the interest rate is 4% compounded continuously? (round your answer to two decimal places.)
The time that it will take an investment to double in value if the interest rate is 4% compounded continuously is approximately 17.33 years (rounded to two decimal places).
Let the initial investment amount be P, and let the interest rate be r (in decimal form). To find the time it takes to double the investment, we can use the following formula:
P*[tex]e^(rt)[/tex] = 2P
where e is the mathematical constant e = 2.71828... (rounded to five decimal places)
Simplifying, we get:
[tex]e^(rt)[/tex]= 2
Dividing by P, we get:
[tex]e^(rt)[/tex]/P = 2/P
Taking the natural logarithm of both sides, we get: ln([tex]e^(rt)[/tex]/P) = ln(2/P)
Using the properties of logarithms, we can simplify the left side:
ln([tex]e^(rt)[/tex]) - ln(P) = ln(2)rt - ln(P) = ln(2)
Dividing by r, we get: t = ln(2)/r
Substituting r = 0.04 (the interest rate is 4%), we get:
t = ln(2)/0.04 ≈ 17.33 (rounded to two decimal places)
Therefore, it will take approximately 17.33 years for the investment to double in value if the interest rate is 4% compounded continuously.
Learn more about interest visit:
https://brainly.com/question/30393144
#SPJ11
the strategy through which a firm changes its set of businesses or its financial structure is called: a. downsizing. b. restructuring. c. an acquisition. d. a merger.
The strategy through which a firm changes its set of businesses or its financial structure is called restructuring. Option B is correct.
Restructuring is a strategic process that a company undergoes to make significant changes to its organizational structure, operations, and financial structure. The main objective of restructuring is to improve the company's financial performance, increase efficiency, and remain competitive in the market.
Restructuring can involve different types of changes, such as downsizing, divestitures, mergers and acquisitions, or changes in the company's financial structure. Down-sizing involves reducing the company's size by eliminating jobs, departments, or business units to reduce costs. Divestitures involve selling off a part of the company's business or assets to focus on core operations. Mergers and acquisitions involve combining two companies to create a larger entity with more resources or acquiring another company to expand the company's operations.
Financial restructuring involves changing the company's financial structure, such as issuing bonds, taking out loans, or restructuring debt to lower interest rates or extend the repayment period. This can help to improve the company's financial health and reduce the risk of bankruptcy.
The process of restructuring can be challenging and may involve significant changes to the company's culture, operations, and workforce. It requires careful planning and implementation to ensure that the company achieves the desired outcomes and minimizes negative impacts on employees, customers, and other stakeholders. Option B is correct.
To know more about the Financial, here
https://brainly.com/question/29831773
#SPJ4
Why can one often ignore the effect of trade on consumers when analyzing the politics of trade? Consumers are allied with labor in developing countries and with capital in developed countries, so we only need to focus on the effect of trade on these factors rather than consumers themselves. The number of consumers hurt by trade is exactly offset by the number of consumers helped by trade Trade has no effect on consumers. Consumers are a large group and the effect of trade on them is dispersed 50 they are more likely to suffer collective action problems.
The reason one can often ignore the effect of trade on consumers when analyzing the politics of trade is that consumers are a large group, and the effect of trade on them is dispersed, making them more likely to suffer from collective action problems.
Explanation:When analyzing the politics of trade, one can often ignore the effect of trade on consumers because consumers are a large group and the effect of trade on them is dispersed. This means that consumers are more likely to suffer from collective action problems, which can make it difficult for them to effectively advocate for their interests in trade negotiations. Additionally, consumers are allied with different groups depending on the country and the level of development. In developing countries, consumers are often allied with labor, while in developed countries, consumers are allied with capital.
Therefore, it is more useful to focus on the effect of trade on these factors rather than consumers themselves. However, it is important to note that the number of consumers hurt by trade is not necessarily offset by the number of consumers helped by trade, as the benefits and costs of trade are distributed unevenly among different groups.
To know more about Consumers trade Difficulties
visit:
https://brainly.com/question/15019538
#SPJ11
a small country imports t-shirts. with free trade at a world price of $10, domestic production is 10 million t-shirts and domestic consumption is 42 million t-shirts. the country's government then compels the exporting country to limit its t-shirt exports to 20 million per year. with the voluntary export restraint (ver) in place, the domestic price rises to $12 per t-shirt and domestic production rises to 15 million t-shirts per year. how much does the importing nation lose as a result of the ver?
The importing nation loses $30 million as a result of the VER (Voluntary Export Restraint).
Voluntary Export Restraint (VER) refers to the self-imposed restriction by a country or its government on the quantity of goods it exports to other countries or specific countries.A small country imports t-shirts. With free trade at a world price of $10, domestic production is 10 million t-shirts and domestic consumption is 42 million t-shirts. The country's government then compels the exporting country to limit its t-shirt exports to 20 million per year. With the voluntary export restraint (VER) in place, the domestic price rises to $12 per t-shirt, and domestic production rises to 15 million t-shirts per year. Thus, the importing nation loses $30 million as a result of the VER. With free trade at a world price of $10, domestic production is 10 million t-shirts and domestic consumption is 42 million t-shirts.It happens because the higher domestic production will cause the increased price of goods to be greater than the loss incurred by reducing the imports. A reduction in the amount of imports will raise the price of the goods, leading to higher total spending by domestic consumers and producers. The total spending increases by $60 million, and the gain to domestic producers is $15 million, which leaves $45 million in additional consumer expenditures.Learn more about production here: https://brainly.com/question/16755022
#SPJ11
Which one of the following types of products is not subject to inelastic demand? a. Status-symbol cars b. Gasoline c. Electricity d. Dining room furniture.
Answer:
D
Explanation:
dining room furniture
a team leader with a free rider problem could maximize performance by: specifying performance levels and due dates. instructing them to do their best. punishing free riders who fail to meet standards assigning another team member to monitor their performance.
Assigning another team member to monitor the free rider's performance could be beneficial because they could offer feedback and support if necessary.
How can a team leader maximize performance?
There are several strategies that team leaders can use to improve the performance of free riders. The following are some of the methods used by team leaders to manage free riders: Instructing team members to do their best. Specifying performance levels and due dates.
Punishing free riders who fail to meet standards. Assigning another team member to monitor their performance. Team leaders must ensure that all team members are aware of the team's objectives and what is expected of them. This could be accomplished by setting performance goals and deadlines, which would give them a clear understanding of their responsibilities. Free riders can be penalized if they fail to meet the standards set by the team leader.
Finally, assigning another team member to monitor the free rider's performance could be beneficial because they could offer feedback and support if necessary.
Learn more about Management here:-
https://brainly.com/question/1276995
#SPJ11
lebron received $71,200 of compensation from his employer and he received $410 of interest from a municipal bond. what is the amount of lebron's gross income from these items?
The amount of Lebron's gross income from the compensation of $71,200 from his employer and the $410 of interest he received from a municipal bond is $71,610.
Gross income refers to the total income earned by an individual, including salaries, wages, and other earnings before any tax deductions, social security deductions, or other deductions are made from it. Gross income is calculated as follows: Gross Income = Total Earnings + Other Incomes.
Total Earnings refer to the amount of salary, wage or any other compensation paid to the employee by the employer while other incomes refer to earnings from other sources like interests earned from bonds, dividends, and any other form of income that the individual may have received.
From the given information, Lebron received $71,200 of compensation from his employer and $410 of interest from a municipal bond. Therefore, his gross income would be: Gross Income = $71,200 + $410= $71,610. Therefore, Lebron's gross income from these items is $71,610.
To know more about gross income , refer here
https://brainly.com/question/2194020#
#SPJ11
piggybank is a chit fund company that offers small loans to individuals. legal guidelines regarding small loans require the terms and conditions of payback be accessible to customers. the company complies with this rule by putting up a poster with terms and conditions in a back room of their office. only customers explicitly wishing to see the terms and conditions are taken to the back room. what strategy of corporate social responsibility does the company follow? group of answer choices obstructionist leadership accommodative proactive defensive
The strategy of corporate social responsibility that the Piggybank company follows is an accommodative strategy.
What is an accommodative strategy?An accommodative strategy of corporate social responsibility is a responsive approach to social responsibility that attempts to balance social and economic goals.
Organizations with an accommodative CSR approach are willing to work towards the resolution of social issues while also pursuing economic objectives.
This strategy involves creating a favorable corporate image and engaging in community service programs.
By working towards social responsibility, organizations with an accommodative approach can avoid potential harm while also benefiting society.
Piggybank has an accommodative CSR approach since they comply with the legal guidelines regarding small loans.
They make the terms and conditions of payback accessible to their customers by putting up a poster with the terms and conditions in the back room of their office.
Customers who explicitly wish to see the terms and conditions are taken to the back room.
Legal guidelines regarding small loans require that the terms and conditions of payback be accessible to customers.
Piggybank complies with this rule by putting up a poster with terms and conditions in a back room of their office.
Only customers explicitly wishing to see the terms and conditions are taken to the back room.
The company follows an accommodative strategy of corporate social responsibility.
to know about economic goals;
https://brainly.com/question/11030736
#spj11
true or false: in the context of the relationship between satisfaction and performance, satisfied, or happy, workers in an organization are always the most productive ones.
False: In the context of the relationship between satisfaction and performance, it is not always true that satisfied or happy workers in an organization are the most productive ones.
While there is a correlation between employee satisfaction and performance, it is not always a direct one. Other factors such as workload, job design, motivation, and work environment play a critical role in determining employee productivity. Additionally, there are times when employees may feel satisfied, but not be productive, and vice versa.To optimize employee performance, it is important for organizations to create a work environment that promotes both job satisfaction and productivity. This includes setting clear expectations, providing the necessary resources, recognizing and rewarding good performance, and promoting open communication between employees and management. When employees are satisfied with their job and feel supported by their organization, they are more likely to be productive and engaged in their work.
To know more about Job satisfaction click on below link :
https://brainly.com/question/28580172
#SPJ11
the entity that promises to make the interest and maturity payments for a bond issue is called the a. lender b. holder c. issuer d. seller
The correct answer is c. issuer. The issuer is the entity (company, government, or organization) that promises to pay the interest and principal (maturity payments) of a bond issue to the bondholders.
What is an interest?
Interest refers to the cost of borrowing money, usually expressed as a percentage of the amount borrowed. When you borrow money, you are required to pay back the amount you borrowed (called the principal) plus an additional amount of money, which is the interest charged on the loan. Interest rates can be fixed (stay the same over the life of the loan) or variable (change over time). Interest rates are an important factor in the cost of borrowing money and can affect the affordability of loans for individuals, businesses, and governments.
What is maturity payments?
Maturity payments refer to the final payment or repayment of the principal amount borrowed in a loan or bond. In the case of a bond, the maturity payment is the final payment of the face value or principal amount of the bond that is due to the bondholder at the end of the bond's term. This payment is usually made at the maturity date, which is the specified date on which the bond reaches its full term and the principal amount is due to be repaid to the bondholder.
To know more about interest, visit:
https://brainly.com/question/30393144
#SPJ1
Complete question is: The entity that promises to make the interest and maturity payments for a bond issue is called the issuer.
Read the following sentences. Underline the subjects, and circle the prepositional phrases. The gym is open until nine o’clock tonight. We went to the store to get some ice. The student with the most extra credit will win a homework pass. Maya and Tia found an abandoned cat by the side of the road. The driver of that pickup truck skidded on the ice. Anita won the race with time to spare. The people who work for that company were surprised about the merger. Working in haste means that you are more likely to make mistakes. The soundtrack has over sixty songs in languages from around the world. His latest invention does not work, but it has inspired the rest of us
Prepositional phrase is a group of words that start with a preposition and end with an object. The object can be a noun, pronoun, gerund, or clause.
The gym is open until nine o'clock tonight.
Subject: The gym
Prepositional phrase: until nine o'clock tonight
We went to the store to get some ice.
Subject: We
Prepositional phrase: to the store, for some ice
The student with the most extra credit will win a homework pass.
Subject: The student
Prepositional phrase: with the most extra credit, for a homework pass
Maya and Tia found an abandoned cat by the side of the road.
Subject: Maya and Tia
Prepositional phrase: by the side of the road
The driver of that pickup truck skidded on the ice.
Subject: The driver
Prepositional phrase: of that pickup truck, on the ice
Anita won the race with time to spare.
Subject: Anita
Prepositional phrase: with time to spare
The people who work for that company were surprised about the merger.
Subject: The people who work for that company
Prepositional phrase: for that company, about the merger
Working in haste means that you are more likely to make mistakes.
Subject: Working
Prepositional phrase: in haste
The soundtrack has over sixty songs in languages from around the world.
Subject: The soundtrack
Prepositional phrase: in languages from around the world, over sixty songs
His latest invention does not work, but it has inspired the rest of us.
Subject: His latest invention
Prepositional phrase: of us, but it has inspired the rest
To know more about Prepositional phrase:
https://brainly.com/question/12104971
#SPJ4
which of the following is true for retailing? which of the following is true for retailing? wholesalers are only considered to be retailers if they are selling to final consumers. vending machines are considered to be retailing only if they are located within stores. manufacturers are not considered to be retailers as they are engaged in producing the product. retailing deals only with goods; it does not include services
The statement that is true for retailing is: "Wholesalers are only considered to be retailers if they are selling to final consumers."
Vending machines can be considered a form of retailing whether they are located within stores or not.
Manufacturers can also engage in retailing if they sell their products directly to consumers through company-owned retail outlets or e-commerce websites.
Retailing can deal with both goods and services. In fact, many retailers provide both goods and services to their customers, such as salons, repair shops, and restaurants.
To know more about Wholesalers, visit: brainly.com/question/28256108
#SPJ4
occam industrial machines issued 225,000 zero coupon bonds five years ago. the bonds originally had 30 years to maturity with a yield to maturity of 5.2 percent. interest rates have recently decreased, and the bonds now have a yield to maturity of 4.6 percent. the bonds have a par value of $1,000 and semiannual compounding. if the company has a market value of equity of $120 million, what weight should it use for debt when calculating the cost of capital?
By proportionally weighting each category of capital, the weighted average cost of capital (WACC) formula determines a firm's cost of capital.
What significance should debt have in the cost of capital calculation?The after-tax cost of debt to be utilized in the WACC formula is obtained by multiplying the weighted average current yield to maturity of all existing debt by one less the tax rate. The specifics are covered in the Math for Corporate Finance course at CFI.
What is the capital weight for debt?The weighted average cost of capital (WACC), which includes common stock, preferred stock, bonds, and other types of debt, is the average after-tax cost of capital for a company. WACC is the typical rate that a business anticipates paying to Invest in its assets.
To know more about cost capital visit:-
https://brainly.com/question/14229872
#SPJ1
there is a twofold need for executive leadership buy-in: . assuring staff buy-in and ensuring funding ensuring funding and promoting security culture ensuring funding and investing in competitive advantage assuring staff buy-in and increasing profitability
In order to align personnel with corporate goals and to ensure that there are sufficient resources for implementation, the answer states that two important components of senior leadership buy-in are getting financing and establishing staff buy-in.
Why is competitive advantage important?The term "competitive advantage" refers to a company's ability to manufacture goods or provide services more effectively than its rivals. It allows a company to generate value for the company and its shareholders while generating higher margins.
What competitive advantage does product differentiation provide?Product differentiation refers to the feature or features that make your product or service stand out for your target market. It increases brand loyalty, sales, and growth while assisting you in differentiating yourself from the competition.
To know more about leadership visit:-
https://brainly.com/question/13379587
#SPJ1