Imagine you inherited $50,000 and you want to invest it to meet two financial goals: to save for your wedding which you plan to have in two years; and to save for your retirement several decades from now. How would you invest the money? Explain your answer.

Answers

Answer 1

I would invest the money needed for the wedding in bonds.

I would invest the money needed for retirement in alternative investments and stocks.

How would I invest the money?

The money needed for the wedding is needed in the near future (two years from now), thus, the suitable investment should be a short-term investment. The short-term investment should be in less risky and liquid assets.

Retirement is still a long way ahead. Thus, the investment would be classfiied as a long-term investment. Long term investment can be invested in risky and less liquid assets such as alternative assets and stocks.

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Related Questions

What advice would you give to friends and or classmates regarding college students and debts mistakes?

Answers

Answer:

How to Avoid Debt:

- Make a budget, and stick to it. ...

- Set realistic financial goals. ...

- If you can't pay cash, don't buy it. ...

- If you use a credit card, pay on time and pay more than the minimum amount due.

- Monitor your credit card accounts for changes in rates or fees.

Hope this helps! Have a nice day!
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R.I.P. Conner. He was a patriot.
- Jaron, King of Carthya.

Marco Company shows the following costs for three jobs worked on in April.


Job 306 Job 307 Job 308
Balances on March 31
Direct materials used (in March) $ 29,000 $ 37,000
Direct labor used (in March) 24,000 18,000
Overhead applied (March) 12,000 9,000
Costs during April
Direct materials used 134,000 210,000 $ 120,000
Direct labor used 104,000 155,000 103,000
Overhead applied ? ? ?
Status on April 30 Finished (sold) Finished (unsold) In process


Additional Information

Raw Materials Inventory has a March 31 balance of $89,000.
Raw materials purchases in April are $550,000, and total factory payroll cost in April is $386,000.
Actual overhead costs incurred in April are indirect materials, $54,000; indirect labor, $24,000; factory rent, $34,000; factory utilities, $21,000; and factory equipment depreciation, $55,000.
Predetermined overhead rate is 50% of direct labor cost.
Job 306 is sold for $650,000 cash in April.
Required:
1. Determine the amount of overhead applied to each job in April.

Answers

The determination of the amount of the overhead applied to each job in April based on the predetermined overhead rate of 50% of direct labor cost for Marco Company is as follows:

                                              Job 306      Job 307       Job 308

Overhead applied in April $52,000       $77,500       $51,500

What is overhead allocation?

Overhead allocation is the process of assigning overhead costs to jobs or units of products.

Some companies use the predetermined overhead rate, which is a companywide (departmental) rate while others use the ABC overhead rates, which are based on the activity levels.

Data and Calculations:

Overhead allocation = 50% of direct labor cost

                                              Job 306      Job 307       Job 308

Direct labor used                $104,000     $155,000     $103,000

Overhead applied in April $52,000       $77,500      $51,500 ($103,000 x 50%)

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Which of these businesses has the highest failure rate?

Question 1 options:



Bed-and-breakfast




Demolition




Wedding photographer




Brewery

Answers

Failure rate is defined as the frequency that an engineered system fails, and that is shown in failures per unit of time. The business that have the highest failure rate is the Brewery business.

What is Brewery?

A brewery is often known as a brewing firm. It is a company that produces and sells beer. A brewery or a beer house is where commercial beer is created, and different sets of brewing equipment are referred to as plants.

There is the highest failure rate in that type of business because the businessmen invested large amount of capital and there is also the larger amount of risk in that business.

Therefore, option D is correct.

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Being optimistic judgmental and critical are creativity

Answers

Answer:

yes, I suppose they could be traits of creativity although not the most common.

Explanation:

What’s the best advantage of a fha loan

Answers

Some advantages of an FHA loan are that:

They have a low down payment. They have low discount points.

What is a benefit of FHA loans?

A Federal Housing Administration (FHA) loan is a loan that has government protection because it is insured by the FHA.

The benefit of this is that it has a low down payment and low discount points because there is a lower risk of default with the government backing it.

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1. Should you have a separate checking and saving account?

Answers

Back when interest rates were high, I had just one account. I had a money-market checking account that offered good interest rates and unlimited check writing. But those days are long gone.

I want as high an interest rate as I can get for my savings. In order to get those rates, I am using a money-market savings account. All such accounts I’ve seen restrict the number of transactions I can make in a month. I need to be able to pay bills, no matter how many of them there are — and I never ever want to pay fees for excess transactions!

So I have a separate checking account. It pays less than half the interest rate of my savings account, but I can make as many transactions as I want. The bank offers a bill pay application that I use for most payments, and I can write as many checks as I want to. I can transfer money between the accounts quickly.

Yes! Assuming Economia's aggregate supply curve is upward sloping, when the aggregate demand curve shifts rightward, this will:

Answers

When the aggregate demand curve shifts rightward, this will increase Economia's real output and the price level.

What happens when the aggregate demand shifts rightward?

The aggregate demand curve is a curve that shows the total quantity of all goods and services demanded by the economy at different price levels. The aggregate demand curve slopes downward.

When  aggregate demand curve shifts to the right, there would be an increase in the real output and the price levels.

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Fiscal Policy

1. Suppose the economy is in recession. The government decides to run a deficit to fund a jobs program. Find equilibrium GDP using the following data:
C = 50 + .7(Y – T)

I = 40

G = 35

T = 20

Xn = -10

2. Now suppose a Balanced Budget Amendment to the Constitution was passed, requiring the government to balance its budget. As a result, government spending is cut in order to balance the budget. Calculate the new level of GDP. Check your answer by using the multiplier method (multiplier x change in spending). What effect will balancing the budget have on GDP and on the recession?

Answers

Based on the economic data given, and the fact that the government is running a deficit, the equilibrium GDP will be 336.67.

If government spending is cut to balance the budget, the new level of GDP will be 321.67.

The effect of balancing the budget will be a decrease in GDP and a slower recovery from the recesssion.

What is the equilibrium GDP?

This is given by the variable "Y" so we can find the equilibrium GDP by solving for it:
C = 50 + .7(Y – T)

Y = C + I + G - XN

C = Y - I - G + XN

Solving gives:

Y - I - G + XN =  50 + .7(Y – T)

Y - 40 - 35 + 10 = 50 + 0.7Y - 14

Y - 0.7Y = 50 + 40 + 35 - 10 - 14

0.3Y = 101

Y = 101/0.3

= 336.67

What is the new GDP if government spending is cut?

Government spending will have to be cut to a size that would make it equal to taxes so government spending becomes 20.

New GDP becomes:

= C + I + G - XN

= ( 50 + .7(Y – T)) + 40 + 20 - 10

= 271.67 + 40 + 20 - 10

= 321.67

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A customer requirement from an online retail store is "timeliness of clothing delivery." Which of the following is most likely to be the specific measure of that requirement?

Answers

The thing that is likely to be the specific measure of timeliness regarding retail store is delivery in 7 days or less.

What is a retail store?

A retail store simply means a state where goods are sold to the final consumers.

In this case, the specific measure is about timeliness. Therefore, the customer will want the good as soon as possible.

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Differentiate between per capita national income and Human Development index

Answers

Answer:

National income is the total value a country's final output of all new goods and services produced in one year whereas national income is calculated by taking sum of all sectors personal, public or government. per capita income = total income ÷ total population.

can someone help me!

1. The following table shows sales of a shoe company during years 2020 and 2021. Forecast the next four points, i.e., Spring, Summer, Fall, and Winter of 2022.
Date # of shoes sold
Spring 2020
Summer 2020 12000 D2
9000 D1
Fall 2020
Winter 2020 4000 D4
Winter 2021
2. Use the same table in the question one and this time use the moving average method to forecast F5, F6, F7, F8.
8000 D3
Spring 2021
Summer 2021 13000 D6 Fall 2021 7500 D7
8500 D5 3300 D8

Answers

Using the moving average method, F5, F6, F7, and F8 are as follows:

F5 = 8,250 (33,000/4)

F6 = 8,125 (32,500/4)

F7 = 8,375 (33,500/4)

F8 = 8,250 (33,000/4).

What is the moving average method?

The moving average method is a technique that creates a series of averages.

To compute a moving average, add up all the data points during a specific period and divide the sum by the number of periods.

Data and Calculations:

Date           Number of shoes sold

Spring 2020               9000                 D1

Summer 2020           12000                D2

Fall 2020                    8000                D3

Winter 2020               4000                D4

Spring 2021               8500                 D5

Summer 2021          13000                 D6

Fall 2021                   7500                  D7

Winter 2021              3300                 D8

Using the moving average method to forecast F5, F6, F7, and F8 are as follows:

Date           Number of shoes sold

Spring 2020               9000                 D1        

Summer 2020           12000                D2

Fall 2020                    8000                D3

Winter 2020               4000                D4

Spring 2021               8500                 D5            F5 = 8,250 (33,000/4)

Summer 2021          13000                 D6             F6 = 8,125(32,500/4)

Fall 2021                   7500                  D7             F7 = 8,375 (33,500/4)

Winter 2021              3300                 D8             F8 = 8,250 (33,000/4)

Thus, using the moving average method, F5, F6, F7, and F8 are as follows:

F5 = 8,250 (9,000 + 12,000 +8,000 + 4,000/4)

F6 = 8,125 (32,500/4)

F7 = 8,375 (33,500/4)

F8 = 8,250 (33,000/4).

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plagerism COMPARISON OF PRIMARY AND SECONDARY RESEARCH

Primary research is the first research that is involved in collecting data. The primary researcher assembles first-hand information to form the basis of systematic analysis, rather than utilizing available data. Generally speaking, research is largely based upon specific needs, which often necessitates a large number of highly qualified individuals. Because of this, this type of research gives the researcher full control of the data, making it extremely useful in fast-paced environments. This is why many companies outsource market research to third parties. Unlike secondary research, primary research grants the investigator 100% control over the study data, which makes it extremely valuable."

In secondary research, the secondary researcher does not have to gather first-hand information. In addition, research helps avoid knowledge repetition by mapping out previous research efforts, allowing the original researcher to concentrate on new areas of inquiry. On the other hand, research builds upon already gathered data to develop a systematized investigation. This implies that data is not actively collected by the researcher. In secondary research, the researcher does not acquire secondary data, so he or she cannot confirm the accuracy of the research materials. Secondary research can be accomplished relatively quickly and with few resources because the study data already exists unlike primary research, which is time-consuming and expensive.

Answers

thanks for the answer...

Explain the Relationship between tripe bottom line and social responsibility

Answers

Answer:

In economics, the triple bottom line (TBL) maintains that companies should commit to focusing as much on social and environmental concerns as they do on profits. TBL theory posits that instead of one bottom line, there should be three: profit, people, and the planet

Answer:

FROM INVESTOPEDIA:

In economics, the triple bottom line (TBL) maintains that companies should commit to focusing as much on social and environmental concerns as they do on profits. the three elements of TBL is,social, environmental, and financial.

On the other hand, social responsibility is used to describe businesses' integration of social and environmental issues into decisions, goals, and operations.

Which type of lender offers the lowest interest rates?
A. Bank or credit union
B. Payday lender
C. Title lender
D. Credit card

Answers

Answer:

A. Bank or credit union

Payday lenders are used for people who can't get loans at banks. They are to be used last as they have very high interest rates. The bank or credit union will be the cheapest in terms of interest rates.

I got it, hope this helps

The job of a manager demands a mixture of several types of skills

Answers

Answer: What is the question exactly?....... Are you asking for the several types of skills?

Explanation:

The slope of a vertical line is what

Answers

Answer:

y-axis or x-axis?

Explanation:

If revenue is $5000 and operating expenses are $6000, cash flow equals _____. $1000 $1000 $11000 $11000 -$11000 -$11000 -$1000 -$1000

Answers

Answer:

-1,000

Explanation:

Answer:

$100

Explanation:

Firms that offer tailored programs for several different market segments engage in _____ marketing

Answers

Firms that offer tailored programs for several different market segments engage in food marketing

what are the key of success of business.

Answers

Explanation:

I think Creativity is one of the keys to success in business. You need to demonstrate creativity in constantly looking for ways to improve your business and help it stand out from the others. You have to be open to new ideas and new approaches to doing business.

I hoped I helped u

The interest rate that is printed on the bond certificate is referred to as any of the following except: Question 6 options: Effective rate. Contract rate. Stated rate. Nominal rate.

Answers

The interest rate that is printed on the bond certificate is referred to as Stated rate.

What is states interest?

Stated interest rate is that interest rate that usually attached to a bond this is decided by the company or the individual.

This money is paid by the person or company that issued the bond.

Therefore, The interest rate that is printed on the bond certificate is referred to as Stated rate.

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Can an employee be suspended or terminated by not accepting promotion? If YES, why? If NO, why not?

Answers

Answer:

no

Explanation:

because it's his or her own choice

Answer:

no

Explanation:

its their wish because in the end its them who is gonna handle the pressure and work so i think they should have the choice to choose as its them in the end


The standard rate per unit that a company expects to pay for variable overhead equals the

Answers

When a company comes up with a standard rate per unit for variable overhead, it should equal the variable portion of the predetermined overhead rate.

What should the variable overhead equal?

The predetermined overhead rate is divided into a fixed and variable portion to cater for the different types of costs there are.

The standard rate per unit for the variable overhead should therefore be equal to the variable part of that predetermined overhead rate.

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In order to reset yourself after a lost deal, which strategy should you use

Answers

Answer:

For every lost opportunity schedule a check up call.The time when you schedule your back in call depends on the length of contract you were selling.For example, if you were selling a year’s worth of services and lost the deal you’d want to be back in front of that prospect within 9 months.

Explanation:

hope this helps if not please  let me now

What do financial planning skills ultimately enable an individual to do?

to prepare for the future
to process their tax returns
to stop spending
to become wealthier without saving money

Answers

Answer:

Its A

Explanation: I just did it lol

Select all the correct answers. What are the two reasons that private lending institutions offer a title loan to consumers who have a poor or average credit score? because they are certain that the loan will be repaid because ownership of the car remains with them because the loan amount is minimal because they earn a high interest because they are doing a charitable service

Answers

Explanation:

1) because ownership of the car remains with them

2) because they earn a high interest

A request for information (RFI) signals that the buyer has identified the supplier as the source of supply and represents a commitment for future business.


True or False

Answers

The statement is True as a request for information indicates that the buyer has recognized the supplier as a potential source of supply and implies a commitment to do business with them in the future.

What is request for information?

An RFI is a structured process for gathering information from potential suppliers of a product or service. Customers are supposed to write RFIs and send them to potential vendors.

A request for information is the initial and most general set of requests used to narrow down a list of potential vendor candidates.

Thus, the statement is true.

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Mark carefully analyzed his financial portfolio and found out that every time the European Central Bank increases its discount rate by a decimal point his revenue decreases by 100 €. On the other hand, if the ECB lowers its discount rate by a decimal point his revenue increases by 65 €. In February 2012 (leap year) the ECB has not changed the discount rate for 19 days;
when it did change the rate, the variation was always of a single decimal point. Assuming the ECB can vary its discount rate only once a day, how many times did it make a positive change in the rate if Mark's revenue increased by 155 € at the end of the month? ​

Answers

If Mark's revenue increased by 155 € at the end of the month, the number of times that the ECB made a positive change in the rate is 2.4 times.

What is the ECB's monetary policy?

The European Central Bank's monetary policy aims to influence:

Price stability
InflationConsumptionEconomic growthLiquidityPreserve the value of the Euro.

Data and Calculations:

Mark's revenue increase when ECB lowers the discount rate = 65 €

Increase in Mark's revenue = 155 €

The number of times the ECB lowered the discount rate = 2.4 times (155 €/65 €).

Thus, if Mark's revenue increased by 155 € at the end of the month, the number of times that the ECB made a positive change in the rate is 2.4 times.

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What is the term used to describe the total amount of money produced by
the sele of goods and services.

Answers

I’m pretty sure GDP
GP is the amount of money made by good and services inside of country

Jamison Company has two service departments and two producing departments. Square footage of space occupied by each department follows:



Custodial services 1,600 feet
General administration 3,600 feet
Producing Department A 8,600 feet
Producing Department B 8,600 feet
22,400 feet

The department costs of Custodial Services are allocated on a basis of square footage of space. If Custodial Services costs are budgeted at $44,000, the amount of cost allocated to General Administration under the direct method would be:

Answers

The total cost allocated from the Custodial Services to the General Administration under the direct method would be $3,745.

What is the direct method of cost allocation?

The direct allocation method is an accounting technique for charging the overhead costs of service departments to other units or departments of a business in an attempt to ensure that these costs are absorbed by production units or jobs.

The direct method is distinguished from the step-down method and the reciprocal method of cost allocation.

Data and Calculations:

Custodial services 1,600 feet

General administration 3,600 feet

Producing Department A 8,600 feet

Producing Department B 8,600 feet

22,400 feet

Total Custodial Services costs = $44,000

Allocation method = direct method

Thus, the total cost allocated from the Custodial Services to the General Administration under the direct method would be $3,745 (1,600/18,800 x $44,000).

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BB Water

Mr. Vu was the director of BB Water. He started his business with capital borrowed from members of his family. Thereafter, however, Mr. Vu’s family had very limited involvement in the business. Mr. Vu emerged as the most individualistic of the family. He seemed to have sole control of his business. For example, after describing how he set up the bottling plant and negotiated with government officials to get the necessary papers, he said: “I also had to do almost everything myself. At the beginning I bought the land, designed the buildings, and supervised the construction.

I had to interview and train each person. Also, I had to discipline people.” He explained that he could not delegate discipline because workers would ‘react’ if they were admonished by “anyone but the boss, the owner of the company”.

Question: Discuss the difference in behavior, attitude, perception and business culture between Mr. Vu, his family, and employees.

Answers

The difference between Mr. Vu and his family and employees is that he is an individualist and egoistic person, while the others are docile and willing to be silent partners.

What is Culture?

This is the way of life of a group of people who are bound together by a family bond.

Here, we can see that from the given scenario, there is the description of the character of Mr Vu and how there is a stark contrast between his individualist self and the docile and willingness to be silent partners by his family members.

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