If you have a friend who is hoping to buy a home in the next few years, what should your friend know about the process of finding and paying for a new home? What do they need to know to make the home-buying process smoother? How does their credit score affect this process? How would your friend determine what is affordable?

Answers

Answer 1

Things to consider

FinancingBudgeting.etc

Your buddy should engage with a real estate agent to make the home-buying process easier.

Your acquaintance should examine their income, debt, long-term financial objectives, and the cost of homeownership in their desired region to decide what is affordable.

What is a credit score?

Generally, When buying a home, there are several things your friend should consider:

Financing: Your friend should determine how much they can afford to spend on a home and what type of mortgage loan they qualify for. They should also research different types of loans and compare interest rates and fees from different lenders. They should also check their credit score and work on improving it if necessary.

Budgeting: Your friend should also create a budget that includes not only the cost of the home, but also closing costs, moving expenses, and ongoing costs of homeownership such as property taxes and insurance.

Searching: Your friend should research different neighborhoods and consider factors such as location, schools, and amenities. They should also tour homes and consider the condition and layout of each.

Making an offer: Once your friend finds a home they want to purchase, they should work with a real estate agent to make an offer that takes into account the home's condition, the local housing market, and the seller's motivation.

Closing: After the offer is accepted, your friend should work with a lender to complete the mortgage process and close on the home.

To make the home-buying process smoother, your friend should also consider working with a real estate agent, who can help them navigate the process and find homes that meet their needs and budget.

Additionally, a good credit score will help your friend qualify for better mortgage rates and terms.

To determine what is affordable, your friend should consider their income, debt, and long-term financial goals, as well as the cost of homeownership in the areas where they're looking to buy.

Read more about credit score

https://brainly.com/question/25668115

#SPJ1


Related Questions

Outsourcing (Make-or-Buy) Decision
Assume a division of Hewlett-Packard currently makes 16,000 circuit boards per year used in producing diagnostic electronic instruments at a cost of $27 per board, consisting of variable costs per unit of $22 and fixed costs per unit of $5. Further assume Sanmina Corporation offers to sell Hewlett-Packard the 16,000 circuit boards for $27 each. If Hewlett-Packard accepts this offer, the facilities currently used to make the boards could be rented to one of Hewlett-Packard's suppliers for $25,000 per year. In addition, $3 per unit of the fixed overhead applied to the circuit boards would be totally eliminated. Calculate the net benefit (cost) to HP of outsourcing the component from Samina-SCI.

Answers

Answer:

If the company makes the units, it will save $7,000 per period.

Explanation:

Giving the following information:

Make in-house:

Number of units= 16,000

Variable cost per unit= $22

Avoidable fixed cost per unit= $3

Buy:

Number of units= 16,000

Buying price= $27

Rent= $25,000

First, we will determine the total cost of each option:

Make:

Total cost= 16,000*(22 + 3)= $400,000

Buy:

Total cost= 16,000*27 - 25,000= $407,000

If the company makes the units, it will save $7,000 per period.

A pen producer in a monopolistically competitive market recently changed ink suppliers which caused a decrease in total cost of production. Using the data collected below, which includes the firm's new cost schedule, what should this firm set price and quantity at to maximize profits on pen sales?
Costs of Production for Boxes of Pens
Price Quntity Total Revenue Total Cost Marginal Revenue Marginal Cost
$16 0 $50
$15 50 $750 $700 $15 $13
$14 100 $1,400 $1,350 $13 $12
$13 150 $1,950 $1,850 $11 $11
$12 200 $2,400 $2,350 $9 $10
$11 250 $2,750 $2,800 $7 $9
$10 300 $3,000 $3,200 350 $3 $7

Answers

Answer:

The firm should set price at $13 per pen and quantity at 150 to maximize profits on pen sales.

Explanation:

a) Data and Analysis:

Price  Quantity       Total     Total Cost    Marginal    Marginal

                           Revenue                       Revenue       Cost

$16              0            $50                                  

$15            50         $750         $700            $15            $13

$14           100      $1,400       $1,350            $13            $12

$13          150      $1,950      $1,850            $11             $11

$12          200     $2,400     $2,350              $9            $10

$11           250     $2,750     $2,800              $7             $9

$10          300     $3,000     $3,200              $3             $7

b) The monopolistic competitor's profit-maximizing price and quantity will be at the point where the marginal revenue equals the marginal cost.  In other words, producing 150 pens and selling each for $13, where MC = MR, the producer will maximize its profit.

George has the following capital gains and losses for 2019: $6,000 STCL, $5,000 28% gain, $2,000 25% gain, and $6,000 0%/15%/20% gain. Which of the following is correct: Question 28 options: A) The net capital gain is composed of $6,000 25% gain and $1,000 0%/15%/20% gain. B) The net capital gain is composed of $5,000 28% gain and $2,000 0%/15%/20% gain. C) The net capital gain is composed of $3,000 28% gain, $2,000 25% gain, and $2,000 0%/15%/20% gain. D) The net capital gain is composed of $1,000 28% gain and $6,000 0%/15%/20% gain. E) The net capital gain is composed of $1,000 25% gain and $6,000 0%/15%/20% gain.

Answers

Answer:

E) The net capital gain is composed of $1,000 25% gain and $6,000 0%/15%/20% gain.

Explanation:

Calculation to determine what the net capital gain is composed of

Based on the information information given the amount of $6,000 STCL will have to offsets the $5,000 28% gain which is represent the highest tax rate gain while -$1,000 of 25% gain which is the amount that remain as loss will as well offsets the next highest tax rate gain.

Hence

Net capital gain= $6,000 STCL - $5,000 28% gain

Net capital gain= - $1,000 of 25% gain

Therefore the net capital gain is composed of

$1,000 25% gain and $6,000 0%/15%/20% gain.

hnberg Corporation had 540,000 shares of common stock issued and outstanding at January 1. No common shares were issued during the year, but on January 1, Ahnberg issued 160,000 shares of convertible preferred stock. The preferred shares are convertible into 320,000 shares of common stock. During the year Ahnberg paid $96,000 cash dividends on the preferred stock. Net income was $906,000. What were Ahnberg's basic and diluted earnings per share for the year

Answers

Answer: See explanation

Explanation:

Ahnbergs basic earnings per share will be calculated as:

= (Net Income - preferred dividends)/Weighted average shares outstanding

= ($906,000 - $96,000) / 540,000

= $810000 / 540000

= 1.50

The diluted earnings per share will be:

= Total Income - preferred dividends/(outstanding shares + Diluted Shares)

= 906000 / (96000 + 320000)

= 906000 / 416000

= 2.18

2. What was the reasons/motives of each contributors/authors behind developing such management theory​

Answers

Explanation:

[tex]Cosθ[/tex]

Cos(θ)

Wizard Corp. needs to take out a one-year bank loan of $600,000 and has been offered loan terms by two different banks. One bank has offered a simple interest loan of 10% that requires monthly payments. The loan principal will be paid back at the end of the year. Another bank has offered 7% add-on interest to be repaid in 12 equal monthly installments.
Based on a 360-day year, what will be the monthly payment for each loan for November?
Value
Simple interest monthly payment 58,850.00
Add-on interest monthly payment 48,150.00
42,800.00
53,500.00
Choose the answer that best evaluates the following statement:
A bank loan officer has been approached by a start-up company that needs a five-year loan to purchase the equipment for its first project. The project will have a life of five years. At the end of five years, the equipment will be worthless. The founders of the company told the loan officer that they would be willing to pay a much higher interest rate on a simple interest loan rather than contracting to an add-on interest loan.
A. The loan officer should offer the company an add-on interest loan because there is a high risk that the company will not be able to repay the principal on the loan at the end of the project's life.
B. The loan officer should offer the company a simple interest loan. The bank will make more money in the long run, because it can charge a much higher interest rate.

Answers

Answer: a. $53500

b. A. The loan officer should offer the company an add-on interest loan because there is a high risk that the company will not be able to repay the principal on the loan at the end of the project's life.

Explanation:

a. Based on a 360-day year, the monthly payment for each loan for November will be:

Principal = $600,000

Interest rate = 10%

Simple interest = (P×R×T)/100

= (600000 × 10× 1) /100

= $60000

The simple interest per month which will also be thesame for Novemeber will be:

= 60000/12

= $5000

Since add on interest is 7%, then the interest will be:

= 7% × $600,000

= 0.07 × $600,000

= $42000

Therefore, the interest for month of November will be:

=(600000 +42000)/12

= $642000 / 12

= $53500

b. The answer that best evaluates the statement given is option B. It should be noted that since it's a startup company, there may be challenges in repaying the loan. Therefore, the best scenario will be that the loan should be given on add on interest basis.

A firm suffering economic losses decides whether or not to produce in the short run on the basis of whether:_________

a. revenues from operating are sufficient to cover fixed plus variable costs
b. firms suffering economic losses will always shut down
c. Price cover minimum variable costs
d. revenues from operating are sufficient to cover fixed costs

Answers

Answer:

C

Explanation:

A firm is making economic losses if opportunity cost is greater than accounting profit.

In the short run, a firm should shut down if price is less than variable cost.

A short run is the period where all the factors of production are fixed

Fixed costs are costs that do not vary with output. e,g, rent, mortgage payments

If production is zero or if production is a million, Mortgage payments do not change - it remains the same no matter the level of output.  

Hourly wage costs and payments for production inputs are variable costs

Variable costs are costs that vary with production

If a producer decides not to produce any output, there would be no need to hire labour and thus no need to pay hourly wages.  

Kelly’s Kites began operations on 1/1/11. When preparing her budget for 2012, Kelly estimated in January that she would sell 5,000 kites to local beach shops, for $10 per kite. She estimated that sales would increase 5% each month from the prior month. All sales are made to the local beach shops on credit. Kelly estimates that 50% of the sales will be collected within the same month of the sale, 40% will be collected the following month, and 10% will be collected two months after the sale. Sales in November, 2011 were 3,500 kites, and in December 2011 were 4,000 kites.
a. Prepare the sales budget for the 1st quarter of 2012.
b. Prepare the cash receipts budget for the 1st quarter of 2012.

Answers

Answer:

Total sales for the Quarter1 is $157,630

Total cash receipts for Quarter1 is $148,315

Explanation:

SALES BUDGET      

  Jan Feb Mar Q1

Budgeted Sales units   5,000 5,250 5,513 15,763

Selling price per unit   10 10 10 10

Total Sales   50,000 52,500 55,130 1,57,630

     

EXPECTED CASH COLLECTIONS      

  Jan Feb Mar Q1

Nov month sales   3,500   3,500

Dec month sales   16000 4000  20000

Jan Month sales   25,000 20000 5000 50,000

Feb month sales    26250 21000 47,250

March month sales     27565 27,565

Total Cash Collections   44,500 50,250 53,565 1,48,315

Marathon Company has 10,000 units of its product that were produced last year at a total cost of $150,000. The units were damaged in a rain storm because the warehouse where they were stored developed a leak in the roof. Marathon can sell the units as is for $2 each or it can repair the units at a total cost of $18,000 and then sell them for $5 each. Should Marathon sell the units as is or repair them and then sell them

Answers

Answer: Marathon should repair the units since an income of $12000 will be gotten.

Explanation:

Based on the information given, the following can be deduced:

Revenue when repaired = 10000 × $5 = $50000

Revenue if sold without repair = 10000 × $2 = $20000

Incremental revenue = $50000 - $20000 = $30000

Cost to repair = $18000

Incremental be Income = $30000 - $18000 = $12000

Therefore, Marathon should repair the units since an income of $12000 will be gotten.

Communication which occurs via a mass
email would fall under which category?
A. a synchronous
C. horizontal
B. vertical
D. synchronous

Answers

Mass email communication is considered to be synchronous communication. The correct answer is option (d).

What is synchronous communication?

Real-time communication among two or more parties is referred to as synchronous communication. A synchronous communication interaction is essentially a live, interactive conversation between two parties. A continuous and constant timed transmission of data blocks is referred to be synchronous. When a lot of data has to be transported fast from one place to another, these connections are employed.

Synchronous is a generic term used to describe events that take place simultaneously. Face-to-face conversation and video chatting are examples of synchronous communication since they entail real-time back and forth. Instant messaging, video conferencing, and phone calls are synchronous communication examples.

To know more about synchronous communication, visit:

https://brainly.com/question/717130

#SPJ1

standards for all managers ethical responsibillities are covered in a companys

Answers

Standards for all managers' ethical responsibilities are covered in a company's code of ethics.

The ethical responsibilities of managers are typically outlined in a company's code of conduct, which outlines the standards of behavior expected of all employees. This code of conduct may include topics such as respect for others, honesty, integrity, and compliance with laws and regulations. Additionally, many companies have specific policies and procedures related to ethical decision-making and the reporting of unethical behavior.

Which of the following tasks is the project manager least likely to be involved
in?
O A. Monitoring the budget
B. Defining the project scope
C. Documenting important project changes
D. Running project meetings

Answers

Answer: A

Explanation: I do t see why the project manager would be worried about the money aspect I think he would only be worried about the task part

What was the opening price of Dow Jones Industrial Average on Aug 02, 2017 in the format of XXXXX.XX?

Answers

where is the imagery?

Selected Balance Sheet Information
Dec. 31, 2019 Dec. 31, 2018
Cash $20,000 $17,500
Accounts receivable 10,500 8,000
Inventory 18,000 21,000
Accounts payable 15,000 10,000
Income taxes payable 1,000 2,500
Burch Company Income Statement
For the year ended December 31, 2019
Sales $250,000
Cost of goods sold (160,000)
Depreciation expense (15,000)
Other expenses (35,000)
Income tax expense (12,000)
Net income $28,000
Required: Compute the net cash flows from operating activities using the indirect method.

Answers

Answer:

$47,000

Explanation:

Computation for the net cash flows from operating activities using the indirect method.

CASH FLOWS FROM OPERATING ACTIVITIES:

Net income $28,000

Adjustments to reconcile net income to

Net cash provided by operating activities

Depreciation expense $15,000

Increase in Accounts Receivable -$2,500 ($8,000-$10,500)

Decrease in inventory $3,000

($21,000-$18,000)

Increase in accounts payable $5,000

(15000-10000)

Decrease in income taxes payable -$1,500 ($1,000-$2,500)

Net cash flows from operating activities $47,000

Therefore the net cash flows from operating activities using the indirect method is $47,000

(a) List the main functions of CU and ALU. [4]
(b) Write the logical steps taken by a computer system along with the roles of
its main units in each step while transforming input data to useful
information.

Answers

Answer:Controlling and arithematic operations

Explanation:

a) The main functions of the Control Unit (CU) and Arithmetic and Logic Unit (ALU) in a computer are:

Control Unit: The CU is responsible for controlling the overall operation of the computer. It fetches instructions from memory, decodes them, and then activates the necessary circuits to execute the instructions.

Arithmetic and Logic Unit: The ALU is the part of the computer that performs arithmetic and logical operations. It can add, subtract, multiply, and divide numbers, as well as perform logical operations such as AND, OR, and NOT.

b) Here are the logical steps taken by a computer system, along with the roles of its main units, in transforming input data to useful information:

Input: The input data is entered into the computer through some type of input device, such as a keyboard or a scanner.

Storage: The input data is stored in the computer's memory (e.g., RAM or hard drive) for processing.

Processing: The Control Unit fetches instructions from memory and decodes them. It then activates the necessary circuits in the Arithmetic and Logic Unit to perform the required operations on the input data.

Output: The processed data is sent to some type of output device, such as a display or printer, for presentation to the user.

For more details,

https://brainly.in/question/9450959

There are two projects under consideration by the Rainbow factory. Each of the projects will require an initial investment of $35,265 and is expected to generate the following cash flows: First Year Second Year Third Year Total Alpha Project $32,000 $22,500 $4,500 $59,000 Beta Project 8,000 23,000 27,627 58,627 A. Calculate the internal rate of return on both projects. Use the IRR spreadsheet function to calculate

Answers

Answer and Explanation:

The computation of the internal rate of return is shown below:

Year            Alpha project Cash flows              Beta project Cash flows

0                   -$35,265                                         -$35,265

1                     $32,000                                         $8,000

2                   $22,500                                          $23,000

3                    $4,500                                           $27,627

IRR                   42%                                                   25%

A bus company believes that its diesel fuel expenses might rise in the coming year and wants to create a hedge against the increase. The current price of diesel fuel is $3.50/gallon, and the company uses 10,000 gallons per month. The company purchased a futures contract for 10,000 gallons of diesel at $3.50/gallon to be delivered in six months. The price of the contract was $250.00. In six months, the spot price of diesel fuel is $3.85/gallon. The bus company accepted delivery of the contract commodity. What was the economic substance of the futures contract

Answers

Answer:

The contract produced savings of $3,250

Explanation:

Calculation to determine the economic substance of the futures contract

First step is to calculate the Increased in price of diesel fuel

Increase in diesel fuel price=$3.50/gallon to $3.85/gallon

Increase in diesel fuel price=.35/gallon

Second step is to calculate the amount saved by the firm

Amount saved=$0.35 × 10,000 gallons

Amount saved=$3,500

Now let determine the economic substance of the futures contract

Futures contract economic substance=$3,500 − $250

Futures contract economic substance=$3,250

Therefore the economic substance of the futures contract is $3,250

Mountain Springs Water Company has two departments, Purifying and Bottling. The Bottling Department had 2,900 liters in beginning work in process inventory (30% complete). During the period, 59,110 liters were completed. The ending work in process was 5,180 liters (70% completed). All inventories are costed by the first-in, first-out method. What is the total equivalent units for direct materials (using the FIFO method) if materials were added at the beginning of the process?

Answers

Answer: 61,390 liters

Explanation:

If materials were added at the beginning, they will be 100% accounted for at the end of the process.

Equivalent Units = Units started and completed + Ending inventory

= Units completed - Beginning WIP + Ending inventory

= 59,110 - 2,900 + 5,180

= 61,390 liters

Presented below is information related to Vaughn Company. Cost Retail Beginning inventory $252,960 $281,000 Purchases 1,368,000 2,097,000 Markups 93,700 Markup cancellations 15,700 Markdowns 36,900 Markdown cancellations 4,900 Sales revenue 2,243,000 Compute the inventory by the conventional retail inventory method. (Round ratios for computational purposes to 0 decimal places, e.g. 78% and final answer to 0 decimal places, e.g. 28,987.) Ending inventory using conventional retail inventory method $enter the dollar amount of the ending inventory using conventional retail inventory method

Answers

Answer:

                               Conventional Retail Method

                                               Cost        Retail      Cost to Retail ratio

Beginning Inventory          252,960    281,000

Add: Net Purchases          1,368,000  2,097,000

Add: Net Markups                                78,000    

                                                              2,456,000

Cost-to-retail Percentage                                        66.00% (1620960/2456000)

Less: Net Markdowns                          -32,000    

Goods Available for Sale  1,620,960   2,424,000

Less: Net Sales                                     -2,243,000

Estimated Ending Inventory at Retail $181,000

Estimated Ending Inventory at Cost  = $181,000*66% = $119,460

Weidner Company sells 22,000 units at $30 per unit. Variable costs are $24 per unit, and fixed costs are $40,000.
Determine:
(a) the contribution margin ratio,
(b) the unit contribution margin, and
(c) income from operations.

Answers

Answer:

See below

Explanation:

a. Contribution margin ratio

= (Unit price - Variable cost per unit) / Unit price

Unit price = $30 per unit

Variable cost per unit = $24 per unit

Therefore,

Contribution margin ratio = ($30 - $24) / $30

Contribution margin = $0.2

b. Unit contribution margin

= Selling price unit - Variable cost per unit

Selling price per unit = $30 per unit

Variable cost per unit = $24

Therefore,

Unit contribution margin = $30 - $24

Unit contribution margin = $6

c. Income from operations

Sales (22,000 units at $30)

$660,000

Less:

Variable cost (22,000 units at $24)

$528,000

Contribution margin

$132,000

Less:

Fixed costs

($40,000)

Net income

$92,000

ound Hammer is comparing two different capital structures: An all-equity plan (Plan I) and a levered plan (Plan II). Under Plan I, the company would have 160,000 shares of stock outstanding. Under Plan II, there would be 110,000 shares of stock outstanding and $1.4 million in debt outstanding. The interest rate on the debt is 7 percent, and there are no taxes. a. If EBIT is $400,000, what is the EPS for each plan

Answers

Answer:EPS of Plan I = $2.50

EPS of Plan II = $2.75

Explanation:

Plan I  Earning per share (EPS) = EBIT ÷ Number of shares

= $400,000 / 160,000 = $2.50

Plan II

Given that  

debt outstanding = $1.4 million and interest rate on debt is 7percent

Interest = $1,400,000 × 7% = $98,000

Plan II's EPS= (EBIT - Interest ) ÷ Number of shares

= ($400,000 - $98,000 )/  110,000

= 302,000/  110,000=2.75

Vijay Inc. purchased a three-acre tract of land for a building site for $310,000. On the land was a building with an appraised value of $125,000. The company demolished the old building at a cost of $12,600, but was able to sell scrap from the building for $1,610. The cost of title insurance was $880 and attorney fees for reviewing the contract were $410. Property taxes paid were $3,000, of which $170 covered the period subsequent to the purchase date. The capitalized cost of the land is:

Answers

Answer:

See below

Explanation:

Given the above information, the capitalised cost of the land is computed as seen below;

Alison's dress shop buys dresses from McGuire Manufacturing. Alison purchased dresses from McGuire on July 17 and received an invoice with a list price amount of $6,000 and payment terms of 1/10, n/30. Alison uses the net method to record purchases. Alison should record the purchase at: Group of answer choices

Answers

Answer:

$5,940

Explanation:

Purchase under Net method:

= Gross profit - Discount

= $6,000 - (1% of $6,000)

= $6,000 - $60

= $5,940

Therefore, Alison should record the purchase at $5,940.

_______involves streamlining the processes and communications between the buyer and supplier using software applications​

Answers

Answer:supplier relationship management

Explanation:

Supplier relationship management concerns facilitating the operations and communications between the buyer and supplier using software applications​.

What is supplier relationship management?

Supplier relationship management (SRM) is the method of determining the providers or suppliers that are essential to a business and executing a system of managing connections with those critical suppliers.

The objective of SRM is to increase the importance of supplier connections and to streamline acquisition processes. Without an adequate SRM technique, buyers risk cut off supply chains, etc.

Therefore, Supplier relationship management is concerned with the facilitation of operations and communication between the buyers and the suppliers.

Learn more about the Supplier relationship management, refer to:

https://brainly.com/question/25646504

On January 2, 2021, L Co. issued at face value $22,500 of 2% bonds convertible in total into 1,500 shares of L's common stock. No bonds were converted during 2021. Throughout 2021, L had 1,500 shares of common stock outstanding. L's 2021 net income was $4,500. L's income tax rate is 20%. No potential common shares other than the convertible bonds were outstanding during 2021. L's diluted earnings per share for 2021 would be: Multiple Choice $1.50. $1.62. $1.65. $3.00.

Answers

Answer:

L's diluted earnings per share for 2021 would be $1.62.

Explanation:

Amount of increase in net income if bonds are converted = Total value of convertible bonds * Bond rate * (100% - Tax rate) = $22,500 * 2% * (100% - 20%) = $360

Total earnings available to Equity Shareholders = Net income + Amount of increase in net income if bonds are converted = $4,500 + $360 = $4,860

Number of common shares obtainable from convertible bonds = 1,500

Total number of shares outstanding = Number of shares of common stock outstanding during 2021 + Number of common shares obtainable from convertible bonds = 1,500 + 1,500 = 3,000

Diluted earnings per share = Total earnings available to Equity Shareholders / Total number of shares outstanding = $4,860 / 3,000 = $1.62

Dwight Donovan, the president of Fanning Enterprises, is considering two investment opportunities. Because of limited resources, he will be able to invest in only one of them. Project A is to purchase a machine that will enable factory automation; the machine is expected to have a useful life of four years and no salvage value. Project B supports a training program that will improve the skills of employees operating the current equipment. Initial cash expenditures for Project A are $108,000 and for Project B are $48,000. The annual expected cash inflows are $51,270 for Project A and $20,675 for Project B. Both investments are expected to provide cash flow benefits for the next three years. Fanning Enterprises’ desired rate of return is 6 percent. (PV of $1 and PVA of $1) Use appropriate factor(s) from the tables provided.)

A. Compute the net present value of each project. Which project should be adopted based on the net present value approach?

B. Compute the approx. internal rate of return of each project. Which one should be adopted based on the internal rate of return approach?

Answers

The net present value of Project A is $29,045.32, and net present value of project B is $22,264.52. The project that should be adopted based on the net present value is project A.

What is net present value?

Net present value is the present value of after-tax cash flows from an investment less the amount invested.

a. The net present value of Project A:

= Present value of cash inflows - Initial expenditure

= (51,270 x present value interest factor, 6%, 3 years) - 108,000

= 51,270 x 2.673012 - 108,000

= $29,045.32

The net present value of Project B:

= 20,675 × 2.673012 - 33,000

= $22,264.52

b. Calculation of Internal Rate of Return:-

The IRR has been calculated using the financial calculator.

The IRR of Project A is 16% and that of Project B is 14%.

IRR of project A is more than Project B,  which means Project A's return is more than project B. As per IRR Approach Project A is better than Project B.

Therefore, as per IRR and net present value approach Project A should be selected.

To learn more about net present value, click here:

https://brainly.com/question/28193576

#SPJ1

Exxon has the following capital structure: the firm issued 6 million shares of common stock with the stock price in c), the firm also issued 1.5 million shares of preferred stock with $4.5 preferred dividend per share, currently, Exxon has $25 millions in debts with interest rate as 6.5%. Suppose the current preferred stock price is $6 per share and the current common stock price is as in question (c), and the corporate tax rate is 25%. What is the (after-tax) weighted average cost of capital for Exxon

Answers

Answer: some data is missing but I was able to find it online and that helped me resolve the problem .

answer : WACC =  15.76%

Explanation:

Given that the common stock price = $9 ( as seen in option C not attached above )

value of common stock = $9 * 6 * 10^6 = $54,000,000

cost of common equity = 10.93%

current preferred stock price = $6

value of preferred stock = $6 * 1,500,000 = $9,000,000

hence the cost of the preferred equity = $4.5 / $6 = 0.75 = 75%

interest rate of debts = 6.5%

value of debit = $25,000,000

Corporate tax rate = 25%

∴ The cost of the debit after tax = 6.5% * ( 1 - 25)% = 4.88%

The Total value = value of common stock + value of preferred stock + value of debit

 = 54,000,000 + 9,000,000 + 25,000,00 = $88,000,000

Finally the weighted average cost of capital ( WACC )

[weight of debt * cost of debt after tax ] + [ weight of common equity * cost of common equity ] + [weight of preferred * cost of preferred ]

= [ (25/88) * 4.875 ] + [(54/88) * 10.933] + [ (9/88) * 75 ]

= 15.76%

Jane plans on making flyers for the church bake sale. But she's running low on printer paper, so she takes home some paper from work to print them out. It's for
a good cause, but is this ethical?
Yes
No

Answers

It is not ethical for Jane to take papers from work to print flyers for the church bake sale. While the bake sale may be for a good cause, it is not appropriate for Jane to use resources from her work for personal gain or for the benefit of a third party.

Using company resources for personal or external purposes is generally considered to be a violation of ethical standards and workplace policies. In most cases, employees are expected to use company resources only for business-related purposes, and any personal use is strictly prohibited. This includes using company resources such as office supplies, equipment, and facilities for personal projects or for the benefit of a third party.

In addition to the ethical concerns, there may also be practical considerations to consider. For example, if Jane takes a significant amount of paper from work, it could potentially impact the company's operations or disrupt the workflow of her coworkers.

Overall, it is important for Jane to act responsibly and ethically in her use of company resources. Instead of taking papers from work, it would be more appropriate for her to purchase her own paper or seek permission from her employer before using company resources for personal purposes.

To learn more about unethical behavior:

brainly.com/question/9740334

Suppose a major hurricane hits the eastern coast of Florida and only destroys significant amounts of physical capital. All else the same, real gross domestic product (GDP) will ________ in the short run, and real GDP will ________ in the long run. Group of answer choices decline; be permanently lower decline; end up higher than the original level decline; return to the steady state level increase; decrease be unchanged; decline

Answers

Answer: decline; return to the steady state level

Explanation:

Physical capital can help in the production of goods and services. If a significant amount was to be destroyed, this would mean less production of goods. This will therefore lead to a decline in the GDP in the Short run.

In the long run however, the real GDP will return to a steady state where the GDP will become the potential GDP as a result of the physical capital has either been replaced or rebuilt in the future thereby leading to the production level which will increase.

Dextra Computing sells merchandise for $5,000 cash on September 30 (cost of merchandise is $3,000). Dextra collects 8% sales tax. Record the entry for the $5,000 sale and its sales tax. Also record the entry that shows Dextra sending the sales tax on this sale to the government on October 15.
Record the cash sales and 8 % sales tax

Answers

Answer:

Date         General Journal                 Debit      Credit

Sep 30     Cash                                  $5,400

                       Sales                                            $5,000

                       Sales taxes payable                   $400 ($5,000 * 8%)

Sep 30    Cost of goods sold             $3,000

                        Merchandise inventory             $3,000

Oct. 15     Sales taxes payable           $400

                         Cash                                           $400

Other Questions
area of the right triangle? =Round each number to five decimal places: a. 23.54 b. 0.916? At what point should students be able to use transitions linking words to connect their ideas? What happens to the molecules in the room as they change from a liquid to a gas? What are two characteristics of Precambrian rocks? Is there any difference between antimatter, dark matter, dark energy, and degenerate matter? Define Isolationism and explain why the Chinese had isolationist policy pro to the British attempts to open China? if lx-2l=9 which of the following equal lx+3l?A)4B)7C)8D)10E)11 An Example of a caravan isA. eight covered wagons travelings together on the trailB. one covered wagon traveling by itselfC. a covered wagon passing a horseD. a covered wagon traveling at top speed The heart pumps blood throughout the body and the stomach helps us digest the food we eat. How do the muscles help these two organs perform their function? Both the heart and stomach continue to work on their own by contracting and shortening their muscles.The muscles of the heart and stomach contract and relax when we tell them to do so.The muscles of the heart and stomach contract and relax without us thinking about them.When the muscles of the heart and stomach contract, they pull on the bones and make them move. Which of the following is considered to be the centerpiece of friendship during middle childhood?a) Similar racial or ethnic backgroundb) Mutual trustc) Similar size and weightd) Living geographically near one another 3. Rosa Parks refused to give up her bus seat because she was tired of acceptingunjust treatment. What evidence from the passage supports this conclusion?A. "Rosa Parks had challenged the law and shown people far beyond her own town howcruel and unjust segregation could be, and she had won."B. "Rosa and the Montgomery Bus Boycott, as it has come to be known, sparked aseries of nonviolent mass protests in support of civil rights."C. "The Monday after Rosa's arrest, most black commuters walked to where theyneeded to go-some more than 20 miles."D. "People always say that I didn't give up my seat because I was tired, but that isn'ttrue. No, the only tired I was, was tired of giving in." Ex: Mg + 2HCl-> MgCl + H If 4.48L of H gas at STP isproduced in 40 sec, what is the reaction rate in mol/sec? There isnt a photoshop catagory for this but I was wondering if anyone knows the answer to this. Thank you guys! ^-^ A glomerulus is Question 13 options: a) the expanded end of a nephron b) the source of erythropoietin c) attached to the collecting duct d) a knot of capillaries within the renal corpuscle e) the loop-shaped segment of the nephron Any help would be awesome y=3^n is an example of an exponential function.TrueFalse 2. (02.01 LC)2x - 20Solve:2x = 20= 2x PLEASE HELP PLEASE PLEASE PLEASE HELP LIMITED TIME!!!!!!!!!!!!!!!Hydrogen fuel cells, biodiesel, and long-term electric batteries arepotential solutions toSelect one:1, carbon sequestration2, replacing coal as a major fuel for generating electricity3, cap-and-trade emission control4, reducing carbon emissions from cars and trucks