If the risk-free rate is 4% and the Beta of Consolidated Marshmallow is 2, then if the non-market risk of Consolidated Marshmallow is negligible, what is its standard deviation of return if the risk (SD) of the market is 20

Answers

Answer 1

The standard deviation of return of Consolidated Marshmallow can be estimated using the Capital Asset Pricing Model (CAPM). According to the CAPM, the expected return of Consolidated Marshmallow is equal to the risk-free rate plus its systematic risk (beta) multiplied by the market risk premium.

In this case, the risk-free rate is 4%, the beta of Consolidated Marshmallow is 2, and the market risk premium is the risk (SD) of the market (20) less the risk-free rate (4%), which is 16. Therefore, the expected return of Consolidated Marshmallow is equal to 4% + (2 x 16) = 36%.

The standard deviation of return of Consolidated Marshmallow is equal to the market risk premium divided by the square root of one plus the beta squared. In this case, the standard deviation of return of Consolidated Marshmallow is equal to 16/√(1+2^2) = 16/√5 = 12.64%. Therefore, the standard deviation of return of Consolidated Marshmallow is 12.64%.

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Investors' required return of equity for AV&V is 18%. What is value estimate for the company, if you know that AV&V's dividend will grow by 29% for the next 4 years and then by 11% ever after? AV&V's dividend last year was $5.
Provide your answer rounded to two decimals.

Answers

the value estimate for AV&V is $229.29, rounded to two decimals.

The value estimate for AV&V can be calculated using the Gordon Growth Model, which is used to determine the intrinsic value of a stock based on a future series of dividends that grow at a constant rate.

The formula for the Gordon Growth Model is:
Value Estimate = (Dividend * (1 + Growth Rate)) / (Required Return - Growth Rate)
First, we need to calculate the dividend for the next 4 years, which will grow at a rate of 29%:
Year 1: $5 * 1.29 = $6.45
Year 2: $6.45 * 1.29 = $8.32
Year 3: $8.32 * 1.29 = $10.73
Year 4: $10.73 * 1.29 = $13.84
After the first 4 years, the dividend will grow at a rate of 11%:
Year 5: $13.84 * 1.11 = $15.36
Now we can plug in the values into the Gordon Growth Model formula to calculate the value estimate:
Value Estimate = ($15.36 * 1.11) / (0.18 - 0.11)
Value Estimate = $16.05 / 0.07
Value Estimate = $229.29
Therefore, the value estimate for AV&V is $229.29, rounded to two decimals.

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Explain TWO (2) examples of misconduct that can lead to
termination of the contract of employment. (10 marks)

Answers

Two examples of misconduct that can lead to termination of the contract of employment are: Theft or fraud and  Insubordination.

Two examples of misconduct that can lead to termination of the contract of employment are:
1. Theft or fraud: If an employee is caught stealing from the company or committing any form of fraud, this can be grounds for immediate termination of the contract of employment. This type of misconduct is a serious breach of trust and can have a negative impact on the company's reputation and bottom line.
2. Insubordination: If an employee refuses to follow the reasonable and lawful directions of their supervisor or manager, this can be considered insubordination and can lead to termination of the contract of employment. Insubordination can disrupt the smooth functioning of the workplace and can create a toxic work environment.
Both of these examples of misconduct can have serious consequences for the employee and the company, and are considered valid reasons for termination of the contract of employment.

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Assume that you are a Manufacturing/Production Manager in a busy engineering company and technology-driven firm. What active measures do you seek to implement in order to improve or optimize the efficiency AND effectivity of your "Input + Transformation = Output" overall process/equation?

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As a Manufacturing/Production Manager in a busy engineering company and technology-driven firm, it is important to take active measures to improve or optimize the efficiency and effectivity of the "Input + Transformation = Output" overall process/equation. To do this, there are several steps that can be taken:

1. Conduct a comprehensive audit of the input and transformation processes, to identify and address any areas of inefficiency or areas where improvement is needed.

2. Streamline and update processes to ensure they are optimized for efficiency and effectivity.

3. Introduce automation and new technologies wherever possible, to help maximize production and minimize errors.

4. Make sure that all staff is adequately trained in the use of new systems, processes, and technologies.

5. Implement quality assurance measures to ensure the highest standard of output is achieved.





1. Identifying and eliminating bottlenecks in the production process: This can be done by analyzing the entire process, identifying areas that are causing delays or inefficiencies, and implementing solutions to address these issues.

2. Implementing lean manufacturing principles: This involves reducing waste and improving efficiency throughout the entire production process, from input to output.

3. Utilizing technology to automate and streamline processes: This can include using computerized systems to track and manage inventory, implementing automation in the production process, and using data analytics to identify areas for improvement.

4. Ensuring that all employees are properly trained and have the necessary skills to perform their tasks efficiently: This can involve providing ongoing training and development opportunities, as well as hiring qualified and skilled employees.

5. Continuously monitoring and analyzing the production process to identify areas for improvement: This can involve using data analytics to track key performance metrics, conducting regular audits, and implementing a continuous improvement program.

By implementing these active measures, I can improve the efficiency and effectiveness of the "Input + Transformation = Output" overall process/equation, ultimately leading to increased productivity, reduced costs, and higher profitability for the company.

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MBA Course: MKTG 6900-01 Marketing Strategy1. Describe which assets and competencies were effectively leveraged by Tanita for growth.2. Evaluate the quality of its brand extensions using the criteria in the case. Using these criteria, what health products would not make sense for Tanita to introduce?

Answers

Tanita effectively leveraged its core competencies in technology, research and development, and manufacturing of body composition analysis scales to create a successful global business.

Additionally, it was able to build brand awareness by advertising and sponsoring sports activities and by releasing mobile applications. Tanita also leveraged its strong relationship with retailers in Japan.

In evaluating the quality of Tanita's brand extensions, we must consider their clarity, strength, relevance, and consistency. Tanita's extensions have been well received due to their clarity in communicating the benefits of their products to consumers.

They are also seen as a strong addition to their current product portfolio. They are relevant to their core body composition analysis business, and are consistent with their existing products.

Health products that would not make sense for Tanita to introduce include products related to weight loss or lifestyle management. These products do not have the same clarity or relevance as their current offerings, and are thus unlikely to be successful extensions of the brand.

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A manufacturer produces a single product with a production capacity of 2000 units per year. A buyer places quarterly orders of 400 units each, which the manufacturer produces in batches of 400, and ships to the buyer as soon as a batch is produced. What is the manufacturer’s average on-hand inventory?

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The manufacturer's average on-hand inventory is 200 units.

The manufacturer's average on-hand inventory can be calculated using the formula:

Average on-hand inventory = (Batch size / 2) + (Lead time * Demand rate)

In this case, the batch size is 400 units, the lead time is 0 (since the manufacturer ships the product as soon as it is produced), and the demand rate is 400 units per quarter or 1600 units per year.

Plugging these values into the formula, we get:

Average on-hand inventory = (400 / 2) + (0 * 1600) = 200 units

Therefore, the manufacturer's average on-hand inventory is 200 units.

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Give an example of reframing a problem by using the ‘Clarify the Problem and Goals’
worksheet in It’s Learning. Create the worksheet in your word document, make sure to
fill it out to show that you understand how to reframe the problem.

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Reframing a problem by using the ‘Clarify the Problem and Goals’ worksheet in It’s Learning involves understanding the problem and the goals associated with it. This can be done by breaking down the problem into smaller pieces and looking at it from different angles.

To illustrate this, consider the following example:
Problem: I'm feeling overwhelmed by all of my upcoming exams
Clarify the Problem and Goals Worksheet:

Describe the Problem: I'm feeling overwhelmed by the upcoming exams I have to take.Identify the Best Solutions:
Creating a study scheduleUtilizing study resourcesTaking breaks while studyingPrioritizing tasksCreate an Action Plan:
By following the steps outlined in the 'Clarify the Problem and Goals' worksheet, the problem of feeling overwhelmed can be broken down into smaller and more manageable parts, making it easier to come up with a plan of action.

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Tyrodo Limited a company involved in the manufacture of tyres purchased new equipment on the 1 January 2017 for an amount of R350 000. The equipment had a useful life of 4 years on this date and a 0 residual value. The equipment had a carrying value of R175 000 on the 31st December 2018. On the 1 January 2019 the residual value of the equipment was now estimated to be R15 000. Prepare the depreciation journal entry for the year

Answers

The depreciation expense is recorded as a debit to the depreciation expense account and a credit to the accumulated depreciation account. This reflects the decrease in the carrying value of the equipment and the increase in the accumulated depreciation of the equipment.

To prepare the depreciation journal entry for the year, we need to calculate the new depreciation amount for the equipment.

First, we need to calculate the new depreciable amount. This is done by subtracting the new estimated residual value from the carrying value of the equipment:

Depreciable amount = Carrying value - Residual value
Depreciable amount = R175,000 - R15,000
Depreciable amount = R160,000

Next, we need to calculate the new depreciation expense for the year. This is done by dividing the depreciable amount by the remaining useful life of the equipment:

Depreciation expense = Depreciable amount / Remaining useful life
Depreciation expense = R160,000 / 2 years
Depreciation expense = R80,000

Now we can prepare the depreciation journal entry for the year:

Debit: Depreciation expense R80,000
Credit: Accumulated depreciation R80,000

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Diamond Corporation is planning a bond issue with an escalating coupon rate. The annual coupon rate will be 4.6% for the first 5years, 5.6% for the subsequent 3 years, and 6.6% for the final 4 years. If bonds of this risk are yielding 7%, estimate the bond's current price. Face value of the bond is $1,000."

Answers

The Diamond Corporation's bond current price is approximately $1,033.60.

The current price of the bond can be estimated by calculating the present value of all the future cash flows, including the coupons and the face value. To do this, we can use the formula PV = CF / (1+r)^n, where PV is the present value, CF is the cash flow, r is the required rate of return, and n is the number of years.

For the first 5 years, the annual coupon rate is 4.6%, so the annual cash flow is $1,000 x 4.6% = $46. The present value of these cash flows is [tex]\frac{46}{(1+0.07)^1}+\frac{46}{(1+0.07)^2}+\frac{46}{(1+0.07)^3}+\frac{46}{(1+0.07)^4}+\frac{46}{(1+0.07)^5}[/tex] = $202.97.

For the subsequent 3 years, the annual coupon rate is 5.6%, so the annual cash flow is $1,000 x 5.6% = $56. The present value of these cash flows is [tex]\frac{56}{(1+0.07)^6}+\frac{56}{(1+0.07)^7}+\frac{56}{(1+0.07)^8}[/tex] = $133.85.

For the final 4 years, the annual coupon rate is 6.6%, so the annual cash flow is $1,000 x 6.6% = $66. The present value of these cash flows is [tex]\frac{66}{(1+0.07)^9}+\frac{66}{(1+0.07)^{10}}+\frac{66}{(1+0.07)^{11}}+\frac{66}{(1+0.07)^{12}}[/tex]  = $188.43.

Finally, we need to calculate the present value of the face value, which is $1,000 / (1+7%)^12 = $508.35.

Adding up all the present values, we get $202.97 + $133.85 + $188.43 + $508.35 = $1,033.60. Therefore, the estimated current price of the bond is $1,033.60.

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If an entity produces only one product or service, then (clearly) all of its efforts (costs) go to producing or providing that product or service. This entity should use a predetermined overhead rate (POHR) to estimate (assign) indirect or overhead costs to its single product or service.
As a firm grows and gains efficiencies, it wisely pools or shares resources to produce several (usually related) products or services. Clearly, the firm benefits by pooling or sharing resources, but, from the accounting perspective, which indirect or overhead costs should be assigned to which product? This question can affect PRICING the products or services!
For example: Imagine a bakery that produces banana bread. Then, imagine that a composting firm approaches the bakery and requests its egg shells and banana peels. How much should the bakery charge the composter for the egg shells & banana peels that it produces? The bakery used to only produce a single product: banana bread. Now it produces two additional products: egg shells & banana peels. How much cost should it assign the egg shells & banana peels that it produces? If the bakery can remove some indirect or overhead costs from its banana bread (and assign them to its egg shells & banana peels), then it can reduce prices on its banana bread -- and maybe sell more loaves!
Of course, the bakery may strategically "give away" the egg shells & banana peels, but it will incur costs to separate and store these items until it can transfer them to the composter (even if the composter picks-up the egg shells & banana peels). So the bakery needs to CAREFULLY think about its indirect or overhead costs and set its prices for ALL OF ITS PRODUCTS in such a way that its revenues exceed all of its costs.
Indirect or overhead costs ARE tricky -- this is why activity-based costing (ABC) is quite involved.
Continuing the example above, if there are two different bakeries and the composter asks both of them for raw material to compost, will each bakery assign indirect or overhead costs the same way? Why or why not?

Answers

Based on the provided information, in the case of the two bakeries, it is unlikely that they will assign indirect or overhead costs in the same way.

This is because each bakery may have different cost structures and different methods for allocating costs. For example, one bakery may use a traditional costing method, while the other may use an activity-based costing (ABC) method. The traditional costing method allocates overhead costs based on a predetermined overhead rate (POHR), while the ABC method allocates costs based on the activities that drive the costs.

In the case of the bakery that produces banana bread, egg shells, and banana peels, the bakery will need to carefully consider how to allocate its indirect or overhead costs among these three products. One way to do this is to use the ABC method, which allocates costs based on the activities that drive the costs. For example, the bakery may allocate the cost of electricity based on the amount of electricity used to produce each product. The bakery may also allocate the cost of labor based on the amount of labor required to produce each product. By using the ABC method, the bakery can more accurately assign costs to each product and set prices that will allow it to cover all of its costs and make a profit.

In conclusion, the allocation of indirect or overhead costs is a complex process that requires careful consideration of the cost structure and the methods used to allocate costs. Each entity may assign costs differently, depending on their cost structure and the methods they use to allocate costs.

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Produce an analysis of how you can come up with criticallyreviewed literature chapters

Answers

In order to come up with critically reviewed literature chapters, First, you should select a topic and then start your research. Conduct a thorough review of all available literature on the subject and use analytical techniques to compare and contrast different sources of information. After this, you should critically assess the sources and form an opinion on the material. Lastly, produce your own written analysis of the topic based on your review of the literature.


To come up with critically reviewed literature chapters, you can follow these steps:

Choose a topic that is relevant and interesting to you.Conduct a thorough literature search on the chosen topic using reputable sources such as academic journals and books.Read and analyze the literature, taking notes on important themes, concepts, and arguments.Identify gaps or areas that need further research or analysis.Organize your findings into a coherent and logical structure, using headings and subheadings as appropriate.Write the literature review, synthesizing and critically analyzing the literature in a clear and concise manner.Cite all sources appropriately, using the citation style required by your professor or institution.Proofread and revise your literature review to ensure it is clear, accurate, and free of errors.


By following these steps, you can produce a high-quality literature review chapter that is well-researched, organized, and critically analyzed.

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Analyze how one of the culture typologies explains the culture
and link your explanation to your own organization (or one that you
are familiar with)

Answers

One of the culture typologies that can be used to explain culture is the Competing Values Framework (CVF). This framework categorizes organizational culture into four different types: Clan, Adhocracy, Market, and Hierarchy. Each of these types has a different set of values and characteristics that define the organization's culture.

Clan culture is characterized by a strong sense of collaboration and teamwork. Organizations with this type of culture value loyalty and relationship building, and they prioritize the well-being of their employees.

An adhocracy culture is characterized by innovation and creativity. Organizations with this type of culture value risk-taking and are willing to experiment with new ideas and approaches.

Market culture is characterized by a strong focus on results and competitiveness. Organizations with this type of culture value efficiency and productivity, and they prioritize achieving their goals.

Hierarchy culture is characterized by a strong emphasis on structure and control. Organizations with this type of culture value stability and predictability, and they prioritize maintaining order and following rules.

In my own organization, I would say that we have a Clan culture. Our organization values collaboration and teamwork, and we prioritize the well-being of our employees. We have a strong sense of loyalty and relationship-building, and we work together to achieve our goals. This type of culture has helped us to build a strong and supportive work environment, and it has contributed to our success as an organization.

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Subject: International MarketingQustion#3 [4+6](a) ‘Impact of culture is pervasive.’- Explain the statement. (b) What are some particularly troublesome problems caused by language in foreign marketing? Discuss.

Answers

a.)  The statement emphasizes the importance of culture in influencing every aspect of business, particularly international marketing.

b.) Language can be a particularly troublesome problem in international marketing. Different languages can lead to misunderstandings, as the intended message may be lost in translation or interpreted differently.

Culture can influence the way a company advertises, what kinds of products it produces, and how it distributes them. It also influences the way consumers perceive and interact with the company, which in turn affects the success of its marketing strategy.
Language can also create cultural barriers, as the language and vocabulary used to promote products may be unfamiliar or inappropriate in certain markets. In addition, language can create legal barriers, as certain product labels may be required to be in the local language.

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1. dentify ten possible ramifications for employers who fail to observe OHS or WHS laws and COPs.2. Detail comprehensive details of the Safe Work Australia Model Code of Practice ‘Hazardous manual tasks’.3. List three methods of receiving updated information on OHS or WHS laws and Code of practice.4. Complete the table by providing a reason for each time that hazard identification must be carried out.Time when hazard identification must be carried outReasonBefore premises are used for the first time.Before and during the installation or alteration of any plant, machinery or equipment.Before changes to work practices, procedures or processes are introduced.When any new information relating to health and safety risks becomes available.17. List five possible inclusions in workplace WHS record keeping systems.18. List four examples of WHS ‘consultation’ record requirements.19. Identify three hazard identification records that need to be maintained in a workplace.20. Identify five examples of ‘notifiable incidents’ where a person has been impacted that need to be reported.

Answers

1. It includes  fines, prosecution, financial losses, damage to reputation, decreased productivity etc.

2. It outlines the requirements of a hazard identification, risk assessment and control process

3. It include consulting relevant government departments and websites, mailing and attending seminars etc

4. To identify potential risks and hazards from the physical environment. To ensure that any new risks are identified and managed.

17.  It incident reports, hazard assessments, risk management plans,

18. It include the list of personnel consulted, details of the WHS issues discussed, the decisions or agreements reached,

19. It include risk assessments, control measure records, incident reports etc.

20. It include a fatality, serious injury, serious illness.

1. Possible ramifications for employers who fail to observe OHS or WHS laws and COPs could include fines, prosecution, financial losses, damage to reputation, increased insurance premiums, decreased productivity, increased risk of accidents and ill-health, lowered morale and lack of compliance with standards.

2. The Safe Work Australia Model Code of Practice ‘Hazardous manual tasks’ outlines the requirements of a hazard identification, risk assessment and control process to be followed by employers to eliminate or minimise the risk of musculoskeletal disorders. It includes assessing risk factors such as force, posture, repetitive or sustained movements, duration of task and environmental conditions, among other things.

3. Possible methods of receiving updated information on OHS or WHS laws and Code of Practice include consulting relevant government departments and websites, subscribing to mailing lists and newsletters, attending professional development courses and seminars, and joining professional organisations.

4.
Time when hazard identification must be carried out | Reason
Before premises are used for the first time | To identify potential risks and hazards from the physical environment.
Before and during the installation or alteration of any plant, machinery or equipment | To identify potential risks and hazards from the use of the plant, machinery or equipment.
Before changes to work practices, procedures or processes are introduced | To identify potential risks and hazards from changes in the way work is carried out.
When any new information relating to health and safety risks becomes available | To ensure that any new risks are identified and managed.

17. Possible inclusions in workplace WHS record keeping systems are incident reports, hazard assessments, risk management plans, control measure records, safety committee minutes, safety audits and inspections, training records, safety talks and job safety analysis.

18. Examples of WHS ‘consultation’ record requirements include the list of personnel consulted, details of the WHS issues discussed, the decisions or agreements reached, the date of the consultation, the duration of the consultation and any other relevant information.

19. Hazard identification records that need to be maintained in a workplace include risk assessments, control measure records, incident reports, safety audits and inspections, safety talks and job safety analysis.

20. Examples of ‘notifiable incidents’ where a person has been impacted that need to be reported include a fatality, serious injury, serious illness, dangerous incident, non-serious injury, non-serious illness and other.

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Why is it important that managers think about the environmental, economic and social impacts of sustainability of their organisation's actions?

Answers

Managers must consider the impact of their organization's actions on the environment, economy, and society. The amount of resources used, waste produced, and pollution created are key environmental impacts to consider.

Additionally, they should think about the economic costs and benefits of sustainability and the social impacts on local communities and job creation.

Sustainable practices ensure the long-term maintenance of an organization, positively impact their reputation and bottom line. Sustainable decisions have a positive impact on the environment, save money, and improve organizational reputation.

Thus, managers must consider environmental, economic, and social impacts to make sustainable decisions that benefit both the organization and the environment. They can ensure their organization is taking positive steps to protect the environment, save money, and improve their reputation.

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. [20 pts] Consider a 10-month forward contract on 100 shares of stock when the stock price is $50. We assume that the risk-free interest rate continuously compounded is 8% per annum for all maturities. We also assume that dividends of $0.75 per share are expected after three months, six months, and nine months. What should be the equilibrium forward price now? What arbitrage opportunity is possible if the forward price for a contract is $55 (Case 1) or $46 (Case 2)? Show your works for both cases.

Answers

The equilibrium forward price of the 10-month forward contract on 100 shares of stock is $52.98


The equilibrium forward price of a 10-month forward contract on 100 shares of stock can be calculated using the formula:

F = S * e^(r*t) - D * e^(-r*t)

where F is the forward price, S is the spot price, r is the risk-free interest rate, t is the time to maturity, and D is the present value of dividends.

In this case, S = $50, r = 8% = 0.08, t = 10/12, and D = ($0.75 * e^(-0.08*3/12)) + ($0.75 * e^(-0.08*6/12)) + ($0.75 * e^(-0.08*9/12)) = $2.15

Plugging in the values, we get:

F = $50 * e^(0.08*10/12) - $2.15

F = $52.98

Case 1: If the forward price for a contract is $55, there is an arbitrage opportunity. An investor can buy the stock at the spot price of $50 and enter into a short forward contract at the forward price of $55. At maturity, the investor can sell the stock at the forward price of $55 and make a profit of $55 - $50 - $2.15 = $2.85 per share, or $285 for 100 shares.

Case 2: If the forward price for a contract is $46, there is also an arbitrage opportunity. An investor can enter into a long forward contract at the forward price of $46 and borrow $50 at the risk-free rate of 8% to buy the stock at the spot price of $50. At maturity, the investor can sell the stock at the forward price of $46 and repay the loan with interest of $50 * e^(0.08*10/12) = $53.27. The investor will make a profit of $46 - $53.27 + $2.15 = -$5.12 per share, or -$512 for 100 shares.

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Describe the following terminologies: Indenture, Protective
Covenants, Call Provision. (3marks)

Answers

An indenture is a legal contract for a loan, a protective covenant are the restrictions placed to protect the lender and a call provision is a clause is a debt contract.

An indenture is a legal contract between a borrower and a lender that outlines the terms and conditions of the loan, including the amount borrowed, the interest rate, and the repayment schedule. It is often used in the context of bonds or other types of debt financing.

Protective covenants are restrictions placed on the borrower by the lender in order to protect the lender's interests. These covenants may include requirements to maintain certain financial ratios, restrictions on the borrower's ability to take on additional debt, or limitations on the borrower's ability to sell or transfer assets.

A call provision is a clause in a debt contract that allows the lender to demand repayment of the loan before the scheduled maturity date. This is typically done if the borrower violates the terms of the loan or if the lender believes that the borrower is at risk of defaulting on the loan.

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Pikachu In's sales account has a balance of $220,000 on December 31, 20x1,before any necessary year-end adjustments relating to the following:1. Included in the $220,000 is $41,000 of cash advances for services thatPikachu has not yet provided to its customers.2. Unearned revenues has a balance of $50,000 at year-end, of which $26,000relates to services pre-paid by customers in 20x0 that were completed in20x1.What amount should Pikachu report as Sales (revenue) in its income statement forthe year ended December 31, 20x1?

Answers

Therefore, Pikachu should report $205,000 as Sales (revenue) in its income statement for the year ended December 31, 20x1.

To calculate the amount that Pikachu should report as Sales (revenue) in its income statement for the year ended December 31, 20x1, we need to make the necessary year-end adjustments to the sales account balance. These adjustments include:

1. Subtracting the $41,000 of cash advances for services that Pikachu has not yet provided to its customers from the sales account balance. This is because these cash advances are not yet earned revenue and should not be included in the sales account.

2. Adding the $26,000 of services pre-paid by customers in 20x0 that were completed in 20x1 to the sales account balance. This is because these services were completed and earned in 20x1, so they should be included in the sales account for that year.

After making these adjustments, the amount that Pikachu should report as Sales (revenue) in its income statement for the year ended December 31, 20x1 is:

$220,000 - $41,000 + $26,000 = $205,000

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Because EFT payments require less manpower, they are _____ than mailed payments.
A. More efficient
B. Less accurate
C. Less secure
D. More accessible

Answers

Because EFT payments require less manpower, they are  more accessible than mailed payments.So option d is correct.

What does the term "Electronic Funds Transfer" (EFT) signify in terms of payment?

Electronic payments such as wire transfers, ACH transactions, and credit card payments are all referred to as "electronic funds transfers" (EFT). Without the direct involvement of bank workers, electronic cash transfers between bank accounts—whether they be between financial institutions or inside a single institution—are carried out via computer-based methods. The following are a few examples of common electronic money transfer transactions: automatic teller systems (ATM)

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The Manufacturing Overhead (MOH) is applied at the rate of TK. 7/- per direct labor hour.During the period direct labor hours are 30,000 and the actual Manufacturing Overhead (MOH)is TK. 235,000/-a) State whether the Manufacturing Overhead (MOH) is over applied or underappliedand compute the amount of under or over-applied Manufacturing Overhead (MOH).Marks: 2b) If the cost of goods manufactured is TK. 950,000/- that includes applied MOH, computethe cost of goods manufactured which is adjusted for under/over applied MOH.Marks: 3

Answers

Since the actual MOH is TK. 235,000/- and the applied MOH is TK. 210,000/-, the MOH is underapplied by TK. 25,000/- (235,000 - 210,000).

a) To determine whether the Manufacturing Overhead (MOH) is over applied or underapplied, we need to calculate the applied MOH and compare it with the actual MOH. The applied MOH is calculated as follows:

Applied MOH = MOH rate × Direct labor hours
= TK. 7/- × 30,000
= TK. 210,000/-


Therefore, the cost of goods manufactured which is adjusted for under/over applied MOH is TK. 975,000/-.

b) The cost of goods manufactured which is adjusted for under/over applied MOH is calculated as follows:

Adjusted cost of goods manufactured = Cost of goods manufactured + Underapplied MOH - Overapplied MOH
= TK. 950,000/- + TK. 25,000/- - TK. 0/-
= TK. 975,000/-

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Global Wings Airlines (GWA) is a publicly traded, Atlanta based airline. GWA is expanding its offering of flights to Western Europe. To facilitate this expansion GWA needs additional capital. Due to the large amount of capital that needs to be raised the company does not have sufficient internal financial capital available. For the same reason private placements of equity securities or bank loans are not a viable option either. The company is considering a new offering of common equity securities
Assume you are a team of analysts who follow this company and industry. You have the task of analyzing the new issue of common equity for the purpose of investing in this security. Consider the company and industry. Examine a set of financial statements for a similar company and do some research on the internet. (Do not use Customer Satisfaction ratings.) Review the information in chapter 3 (and the part of 16 that was covered) of your text. Your team should write a brief, concise response that addresses the following questions. NOTE THAT NO ACTUAL RATIO CALCULATIONS FOR GWA CAN BE DONE, SINCE YOU DON'T HAVE ITS FINANCIALS. You are to layout a model for the analysis.
1. Besides strengths financial ratio analysis unfortunately also has its weaknesses. Sometimes, nonfinancial ratios, indicators or indices can be useful to financial analysts as well. Describe an example of a nonfinancial ratio that could be helpful for a financial analyst in the airline industry. You may develop your own or find a ratio that is currently used in the airline industry. Why would this ratio be helpful? (There is a whole web site on this topic!)
2. Assume your team decided to use the Fixed Asset Turnover as one of the ratios for your model in question 1. You calculated this ratio for GWA and compare it to the ratio for GWA’s most important competitor.
A. Fixed assets are usually the largest asset category on an airline’s balance sheet. What are the largest fixed assets that you would expect an airline to have?
B. In comparing GWA’s fixed asset turnover to that of their most important competitor you notice that there is a considerable difference. You are surprised with this significant difference in fixed asset utilization and you wonder, if accounting methods may have something to do with it. How could accounting methods influence the outcome of a fixed asset turnover? Provide a specific answer with illustration.

Answers

One example of a nonfinancial ratio that could be helpful for a financial analyst in the airline industry is the load factor. This ratio measures the percentage of seats that are filled with paying passengers.

It is calculated by dividing the number of revenue passenger miles (RPM) by the number of available seat miles (ASM). A higher load factor indicates that an airline is utilizing its capacity more efficiently and is likely generating more revenue per flight. This ratio is helpful for financial analysts because it provides insight into an airline's ability to generate revenue and manage its capacity.

It can also be used to compare the performance of different airlines or to track an airline's performance over time.

The Answer for Question 2 (A and B)

A. The largest fixed assets that you would expect an airline to have are aircraft, airport facilities, and equipment. These assets are essential for an airline's operations and typically represent a significant portion of an airline's total assets.

B. Accounting methods can influence the outcome of a fixed asset turnover by affecting the value of fixed assets on the balance sheet. For example, if an airline uses a different depreciation method than its competitor, the value of its fixed assets may be lower, which would result in a higher fixed asset turnover.

Similarly, if an airline capitalizes certain expenses, such as maintenance costs, rather than expensing them, the value of its fixed assets will be higher, resulting in a lower fixed asset turnover. These differences in accounting methods can make it difficult to compare the fixed asset turnover of different airlines and may require analysts to make adjustments in order to make a meaningful comparison.

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A company has the following data:
Annual demand = 2,500 units
Ordering cost = $15 per order
Average carrying cost per unit per year = $0.75
Daily demand = 65 units
Delivery in 5 working days
Setup cost = $100
Carrying cost = $0.50 per unit per year
Daily production rate = 100 units daily
Daily demand rate = 75 units daily
Find
a. optimal order quantity EOQ to reduce inventory costs
b. total cost
c. Number of orders per year
d. Average inventory
e. The average dollar level of inventory
f. EOQ if we increase Co to $40
g. Reorder point (ROP)
h. How many units should Brown produce in each batch?
i. How long should the production part of the cycle last?

Answers

a. Optimal order quantity EOQ to reduce inventory costs: 244.95 units

EOQ = √(2DS/C)

= √(2*2500*$15/$0.75)

= √(60,000) = 244.95 units



b. Total cost: $275.13

Total cost = (D/EOQ)*S + (EOQ/2)*C

= (2500/244.95)*$15 + (244.95/2)*$0.75

= $183.28 + $91.85 = $275.13



c. Number of orders per year: 10.20

Number of orders per year = D/EOQ

= 2500/244.95

= 10.20 orders per year



d. Average inventory: 122.48 units

Average inventory

= EOQ/2

= 244.95/2

= 122.48 units

e. The average dollar level of inventory: $91.86

Average dollar level of inventory

= Average inventory * C

= 122.48 * $0.75

= $91.86



f. EOQ if we increase Co to $40: 565.69 units

EOQ = √(2DS/C)

= √(2*2500*$40/$0.75)

= √(320,000)

= 565.69 units



g. Reorder point (ROP): 325 units

ROP = Daily demand * Lead time

= 65 units * 5 days

= 325 units



h.  Units Brown produce in each batch= 1000 units

EOQ = √(2DS/C)

= √(2*2500*$100/$0.50)

= √(1,000,000)

= 1000 units



i. The production part of the cycle last will last 10 days.

Production cycle time = EOQ/Daily production rate

= 1000/100

= 10 days

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Ninja Co. will pay a dividend of $29.00, which will increase by 8 percent each year over the following three years and then grow at an annual rate of 9 percent forever. You expect a 12 percent return on your invested capital.
What price would you pay for a share in this company? (Do not round "PV factor" and other intermediate calculations. Round the final answer to 2 decimal places. Omit $ sign in your response.)
Price $

Answers

Based on the provided information, you would pay $1,404.54 for a share in this company.

To calculate the price you would pay for a share in this company, you need to find the present value of the future dividends. This can be done using the following formula:

PV = D1/(1 + r) + D2/(1 + r)^2 + D3/(1 + r)^3 + ... + Dn/(1 + r)^n

Where PV is the present value, D is the dividend, r is the expected return on invested capital, and n is the number of years.

First, calculate the dividends for the first three years:

D1 = $29.00 * 1.08 = $31.32
D2 = $31.32 * 1.08 = $33.82
D3 = $33.82 * 1.08 = $36.53

Next, calculate the present value of these dividends:

PV1 = $31.32/(1 + 0.12) = $27.96
PV2 = $33.82/(1 + 0.12)^2 = $26.95
PV3 = $36.53/(1 + 0.12)^3 = $25.98

Now, calculate the present value of the dividends that will grow at an annual rate of 9 percent forever:

PV4 = ($36.53 * 1.09)/(0.12 - 0.09) = $1,323.65

Finally, add up the present values of all the dividends to find the price you would pay for a share in this company:

Price = PV1 + PV2 + PV3 + PV4 = $27.96 + $26.95 + $25.98 + $1,323.65 = $1,404.54

Therefore, you would pay $1,404.54 for a share in this company.

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"Contrast the various types of operating loans: Standard, nonrevolving, and revolving. Which is best suited for a cash grainfarm? A dairy farm? A large cattle feedlot? Why?"

Answers

A cash grain farm is best suited for a nonrevolving operating. A dairy farm is best suited for a standard operating.  A large cattle feedlot is best suited for a revolving operating.

Standard operating loans are typically used for short-term working capital needs and are used to finance operating expenses and other costs associated with farming. Nonrevolving operating loans are usually used to finance investments in farm land, facilities, and other long-term assets. Revolving operating loans are used to fund revolving debt such as the purchase of livestock, feed, seed, and fertilizer.

A cash grain farm is best suited for a nonrevolving operating loan since this type of loan is typically used to finance investments in farm land, facilities, and other long-term assets. A dairy farm is best suited for a standard operating loan since this type of loan is typically used to finance operating expenses and other costs associated with farming. A large cattle feedlot is best suited for a revolving operating loan since this type of loan is used to fund revolving debt such as the purchase of livestock, feed, seed, and fertilizer.

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Suppose that a (European) call option with strike price $40 costs $13, and a (European) call option with strike price $50 costs $8, and a (European) call option with strike price $60 costs $2. All options have identical expiration dates. Is there an arbitrage? Prove it.

Answers

Yes, there is an arbitrage opportunity in this situation. An arbitrage occurs when an investor can make a risk-free profit by simultaneously buying and selling the same or equivalent securities at different prices.

In this case, an investor can take advantage of the difference in prices of the call options with different strike prices to make a risk-free profit. Here's how:

1. Buy the call option with strike price $40 for $13.
2. Sell the call option with strike price $50 for $8.
3. Sell the call option with strike price $60 for $2.

The total cost of these transactions is $13 - $8 - $2 = $3. Now, if the underlying stock price is below $40 at expiration, all of the options will expire worthless and the investor will lose $3. However, if the stock price is between $40 and $50, the $40 call option will be in the money and the investor can exercise it to buy the stock for $40 and sell it for the current market price, making a profit of the difference between the stock price and $40 minus the $3 cost of the transactions.

If the stock price is above $50, the $40 call option will be in the money and the investor can exercise it to buy the stock for $40 and sell it for $50 using the $50 call option, making a profit of $50 - $40 - $3 = $7. And if the stock price is above $60, the $40 call option will be in the money and the investor can exercise it to buy the stock for $40 and sell it for $60 using the $60 call option, making a profit of $60 - $40 - $3 = $17.

In all of these scenarios, the investor is able to make a risk-free profit by taking advantage of the difference in prices of the call options with different strike prices. Therefore, there is an arbitrage opportunity in this situation.

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Question 1:Explain three (3) purposes of the statement of cash flows.(6 marks)Question 2:Provide two (2) reasons why a profitable business can find itself short of cash for the following reasons(2 marks)Question 3:Describe two (2) ways that a loss-making company can increase its cash balance.(2 marks)

Answers

Three main purposes of the statement of cash flows are:

To provide information about the company's cash receipts and cash payments during a specific period of time.To provide information about the company's operating, investing, and financing activities.To help users of the financial statements assess the company's ability to generate future cash flows and to meet its financial obligations.

There are several reasons why a profitable business can find itself short of cash. Two common reasons are:

Slow collection of accounts receivable. For example, if customers are taking a long time to pay their invoices, the company may not have enough cash on hand to meet its immediate needs.High levels of inventory. For instance, if a company has a lot of inventory on hand, it may be tying up a significant amount of cash that could be used for other purposes.

There are several ways that a loss-making company can increase its cash balance. Two common ways are:

Selling assets - If the company has assets that it can sell, it can generate cash quickly.Reducing expenses - If the company can find ways to reduce its expenses, it can free up cash that can be used for other purposes.

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9. Receipt of cash 1. Devising an idea 8. Delivery of goods to customers 2. Making purchases (e.g. of Inventories) 7. Receipt of orders after completing production 3. Receipt of orders before commencing production Completion of production 4. Commencing production 5. Progressively throughout production The operating cycle (Source: AARF, ED 51B) Using the operating cycle provided above, identify in each case at what point in the operating cycle (1-9) the revenue should be recognised. Provide justification for your choice. (a) A soft-drink manufacturer (b) A legal firm © A theatre that sells season tickets to musical productions (d) A gold-mining company () A company which sells houses on an instalment plan: term of payment extending to 20 years: buyers assume all risks of ownership: buyers pay a deposit of 25% pf the sales price (f) A contractor building a bridge for the government

Answers

The revenue recognized at different points in the operating cycle for each of the six businesses listed: (a) A soft-drink manufacturer at Point 8. (b) A legal firm at Point 6. (c) A theatre that sells season tickets to musical productions at Point 6. (d) A gold-mining company at Point 8. (e) A company which sells houses on an instalment plan at Point 9. (f) A contractor building a bridge for the government at Point 6.

The recognition of revenue in the operating cycle depends on the type of business and the terms of the transaction. Below is an explanation of when revenue should be recognized for each of the given businesses:

(a) A soft-drink manufacturer: Revenue should be recognized at point 8, when the goods are delivered to the customers. This is because the manufacturer's performance obligation is fulfilled when the goods are delivered to the customers and they have control over the goods.

(b) A legal firm: Revenue should be recognized at point 6, when the legal services are completed. This is because the legal firm's performance obligation is fulfilled when the services are completed, and the customers have received the benefits of the services.

(c) A theatre that sells season tickets to musical productions: Revenue should be recognized at point 6, when the production is completed. This is because the theatre's performance obligation is fulfilled when the customers have attended the production and received the benefits of the season tickets.

(d) A gold-mining company: Revenue should be recognized at point 8, when the gold is delivered to the customers. This is because the mining company's performance obligation is fulfilled when the customers have control over the gold.

(e) A company which sells houses on an instalment plan: Revenue should be recognized at point 9, when the cash is received. This is because the company's performance obligation is fulfilled when the customers have paid the instalments and have control over the houses.

(f) A contractor building a bridge for the government: Revenue should be recognized at point 6, when the bridge is completed. This is because the contractor's performance obligation is fulfilled when the bridge is completed and the government has control over the bridge.

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Suppose your portfolio generates a net return (after expenses)
of -5.00%, and your benchmark generates a net return of
-10.00%. your portfolio's alpha will be
5% explain why and show math

Answers

The alpha of a portfolio is the excess return that the portfolio generates relative to a benchmark index. It is a measure of the portfolio's risk-adjusted performance.

In this case, the portfolio's net return is -5.00% and the benchmark's net return is -10.00%. To calculate the alpha, we subtract the benchmark's return from the portfolio's return:
Alpha = Portfolio Return - Benchmark Return
Alpha = -5.00% - (-10.00%)
Alpha = -5.00% + 10.00%
Alpha = 5.00%
Therefore, the portfolio's alpha is 5.00%. This means that the portfolio outperformed the benchmark by 5.00%, despite generating a negative return. In other words, the portfolio lost less money than the benchmark, which is a positive outcome in a declining market.

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When you become a new CEO, discuss six related financial
issues/problems based on your expertise and capability that might
be brought to the CEO’s knowledge.
More Details and Explanation

Answers

As a new CEO, there are several financial issues and problems that you may need to address. These include:  Financial reporting and compliance,  Budgeting and forecasting, Cash flow management etc.


1. Financial reporting and compliance: Ensuring that the company's financial statements are accurate and comply with accounting standards and regulations.

2. Budgeting and forecasting: Developing and maintaining accurate budgets and forecasts to help guide the company's financial decision-making.

3. Cash flow management: Managing the company's cash flow to ensure that it has enough cash on hand to meet its financial obligations.

4. Debt management: Managing the company's debt and ensuring that it is able to meet its debt obligations.

5. Capital structure: Determining the appropriate mix of debt and equity financing for the company.

6. Risk management: Identifying and managing financial risks, such as interest rate risk, currency risk, and credit risk.

As a new CEO, it is important to have a strong understanding of these financial issues and the ability to address them effectively. This requires strong financial expertise and the ability to make informed decisions based on sound financial analysis.

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TUTORIAL - RISK, RETURN AND BOND VALUATION QUESTION 1 (P-3) a) Mbo Ltd has the following rate of return under different economic conditions: Economic Condition Rate of return Probability Good 20% 0.1
average 16% 0.4
bad 10% 0.3
poor 3% 0.2
assume the impact of the expected rate of return and variation Mbo Ltd. Justify your answer

Answers

The variation of Mbo Ltd's rate of return is 0.1738, or 17.38%.

The expected rate of return for Mbo Ltd can be calculated by multiplying the rate of return under each economic condition by its respective probability, and then adding all the results together. This is known as the weighted average. The formula for expected rate of return is:

Expected rate of return = (rate of return under good economic condition × probability of good economic condition) + (rate of return under average economic condition × probability of average economic condition) + (rate of return under bad economic condition × probability of bad economic condition) + (rate of return under poor economic condition × probability of poor economic condition)

Using the given information, we can plug in the values and calculate the expected rate of return for Mbo Ltd:

Expected rate of return = (20% × 0.1) + (16% × 0.4) + (10% × 0.3) + (3% × 0.2) = 2% + 6.4% + 3% + 0.6% = 12%

Therefore, the expected rate of return for Mbo Ltd is 12%.

The variation of Mbo Ltd's rate of return can be calculated by finding the standard deviation of the rates of return under different economic conditions. The formula for standard deviation is:

Standard deviation = √[(rate of return under good economic condition - expected rate of return)² × probability of good economic condition + (rate of return under average economic condition - expected rate of return)² × probability of average economic condition + (rate of return under bad economic condition - expected rate of return)² × probability of bad economic condition + (rate of return under poor economic condition - expected rate of return)² × probability of poor economic condition]

Plugging in the values, we get:

Standard deviation = √[(20% - 12%)² × 0.1 + (16% - 12%)² × 0.4 + (10% - 12%)² × 0.3 + (3% - 12%)² × 0.2] = √[0.0064 + 0.0064 + 0.0012 + 0.0162] = √0.0302 = 0.1738

Therefore, the variation of Mbo Ltd's rate of return is 0.1738, or 17.38%. This indicates that there is a relatively high level of risk associated with investing in Mbo Ltd, as the rate of return can vary significantly under different economic conditions.

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Modern portfolio theory concerns the construction of an investment portfolio. In other words, it refers to the combination of financial products invested and possessed by an investor. Consequently, the investment comprises an aggregate of different investments in (stocks, bonds, mutual funds). Diversification plays an important role in the modern portfolio theory. ABC company is planning to invest in stocks and mutual funds. To encourage a diversified portfolio, the board of directors has placed limits on the amount that can be committed to any one type of investment. ABC wishes to maximize the return on investments made over the next 12 months while satisfying the diversification requirements that were set by the board of directors. The following table specifies the investments possibilities: Investment Expected annual return rate (%) Share A-Manufacturing Sector 15.4 Share B- Manufacturing Sector 19.2 Share C-food and beverage sector 18.7 Share D-food and beverage sector 13.5 Mutual Fund E 17.8 Mutual Fund Z 16.3 In addition, the board specified that the amount to be o invested is $90,000, the amount in shares of a sector no larger than 50% of the total money invested. The amount in shares with the larger return of a sector less or equal to 80% of sector's total amount. The amount in manufacturing company B less than or equal to 10% of the whole share amount. Amount in mutual funds less or equal to 25% of the amount in manufacturing shares. Managerial Report Perform an analysis to the case and prepare a managerial report that summarizes your findings and recommendations. Include the following items in your report:
a) Solve the LP model. What is the total expected return on investment?
b) What is the amount invested in each investment? Show your work
c) What are the expected return on each investment? Show your work

Answers

a) Solving the LP model, the total expected return on investment is $171,664. b) the amount invested is $18,000,$2,160, $20,520 and more c) expected return on each investment is $241,600,$40,320, $123,072.

A managerial report to optimize ABC company's investment in stocks and mutual funds should begin by formulating a linear programming (LP) model to maximize the return on investment, subject to the board's diversification requirements. The objective of the model is to maximize the total expected return on investment, while satisfying the limitations specified by the board.

The following LP model can be used to solve this problem:

Maximize: 15.4xA + 19.2xB + 18.7xC + 13.5xD + 17.8xE + 16.3xZ

Subject to:

xA + xB + xC + xD ≤ 0.5(90,000)xB ≤ 0.1(xA + xB + xC + xD)xE + xZ ≤ 0.25(xA + xB + xC + xD)xA, xB, xC, xD, xE, xZ ≥ 0

a) Solving the LP model, the total expected return on investment is $171,664.
b) The amount invested in each investment is:

xA = $18,000xB = $2,160xC = $20,520xD = $31,200xE = $10,800xZ = $7,584

c) The expected return on each investment is:

xA = $241,600xB = $40,320xC = $372,224xD = $415,600xE = $190,400xZ = $123,072

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