How Much Capital Do You Need to Start Investing?
The motivation for making investments is largely driven by the goals you have. These goals could be short-term such as buying a new car, saving for a down payment or save enough to take a year off and travel. In any situation, the first step is to identifying the amount of capital you need and how much risk are you willing to take for the return you expect.
Jake is a 25-year-old financial consultant whose primary long-term financial goal is to save enough money to comfortably retire. Therefore, he wants to begin an investment plan that will make this a reality within 40 years. He currently has $10,000 saved for this purpose, and he wants to determine the appropriate monthly savings amount that will allow him to reach his goal. He estimates that he can earn an average annual return of 10%, and he would like to save a total of $500,000.
Table of Future Value Factors Table of Future Value Annuity Factors
Year 2% 5% 8% 10% Year 2% 5% 8% 10%
1 1.020 1.050 1.080 1.100 1 1.000 1.000 1.000 1.000
5 1.104 1.276 1.469 1.611 5 5.204 5.526 5.867 6.105
10 1.219 1.629 2.159 2.594 10 10.950 12.578 14.487 15.937
40 2.208 7.040 21.724 45.258 40 60.401 120.797 259.052 442.580
If he invests the $10,000 today, the terminal value of this initial investment in 40 years (earning an average 10% return) will be. This means that he must accumulate the remainingthrough his annual savings plan to obtain the full $500,000. Still assuming an average return on investment of 10%, the additional yearly investment required to reach Shen’s targeted financial goal within 40 years is .
Suppose instead that Jake had no capital saved and thus needed to accumulate the entire $500,000 in the next 40 years. In this case, his annual contribution would have to be___.
When Jake starts with an initial investment of $10,000, the total amount that he ends up contributing to accumulate $500,000 is equal to the initial investment plus the additional yearly payments, for a total of____.
When he starts with no initial capital contribution, the amount he ends up contributing is equal to the sum of all annual contributions you calculated in the no-initial-capital scenario, for a total of___
Once Jake has determined the annual amount he needs to save, the next step toward achieving his goal is coming up with an investment plan.
The appropriate investment plan depends on the investment objective.
A. True
B. False

Answers

Answer 1

Answer:

How Much Capital Do You Need to Start Investing?

Jake

If he invests the $10,000 today, the terminal value of this initial investment in 40 years (earning an average 10% return) will be $452,580. This means that he must accumulate the remaining through his annual savings plan to obtain the full $500,000. Still assuming an average return on investment of 10%, the additional yearly investment required to reach Shen’s targeted financial goal within 40 years is $107.11.

Suppose instead that Jake had no capital saved and thus needed to accumulate the entire $500,000 in the next 40 years. In this case, his annual contribution would have to be_$1,129.71__.

When Jake starts with an initial investment of $10,000, the total amount that he ends up contributing to accumulate $500,000 is equal to the initial investment plus the additional yearly payments, for a total of_$14,285___.

When he starts with no initial capital contribution, the amount he ends up contributing is equal to the sum of all annual contributions you calculated in the no-initial-capital scenario, for a total of_$45,188__

Once Jake has determined the annual amount he needs to save, the next step toward achieving his goal is coming up with an investment plan.

The appropriate investment plan depends on the investment objective.

A. True

Explanation:

a) Data and Calculations:

Age of Jake now = 25

Age of Jake at retirement = 65 (25 + 40)

Retirement savings = $10,000

Expected total savings = $500,000

Period of savings = 40 years

Relevant Future Value Factor = 45.258 (40 years at 10% compounded annually)

With the initial retirement savings of $10,000

Jake must Save Every Year Until 65

Amount to Save Every Year: $107.11

Total Principal: $14,285

Total Interest: $485,715

Without the initial retirement savings of $10,000

Jake must Save Every Year Until 65

Amount to Save Every Year: $1,129.71

Total Principal: $45,188

Total Interest: $454,812

The terminal value of $10,000 in 40 years at 10% interest is:

= $10,000 * 45.258 = $452,580

Balance to save = $500,000 = $452,580 = $47,420


Related Questions

The Changing Workforce The composition of the modern labor force is changing rapidly. Increasing diversity in race, ethnicity, and gender, a shift in age distribution, and a shift in the skill levels required of the workforce have created new challenges for human resource professionals. It is critical for human resource managers to be aware of the changing trends in workforce composition because these trends will impact the organization's options for creating an internal labor force with the skills and motivation to help the organization gain a competitive advantage
Read the case below and answer the questions that follow Jennifer thought she had done a good job as her company's HR director in terms of forecasting employee needs, but there were clearly some trends that she had not anticipated. The most significant of these trends was the huge increase in the number of immigrants now living in the local community. Although these newcomers were willing and capable of performing many jobs in the company's plant, there were some definite issues with language and cultural differences.
Jennifer also sensed some reservation on the part of long-time employees toward accepting the newcomers. Jennifer now knows she needs to be proactive in preventing workforce issues and making the best use of this new group of potential employees. Which of the following is not a trend in the composition of the labor force impacting HRM practices today?
a. skills needed have shifted away from physical strength
b. older workers are staying in the workforce longer
c. younger workers between 16 and 24 will be fewer
d. asian and other groups are the fastest growing category
e. more women are in the pald labor force than in the past

Answers

Answer:

e. more women are in the paid labor force than in the past

Explanation:

The labor force is also known as the work force. It is defined as the labor pool that is either in the employment or the unemployed. It generally describes those people who are working for an organization.

The workforce today is changing and is different from the early days. The modern labor force is rapidly changing. There is a huge challenge for the HR professionals as there is increase in the diversity of race, gender, ethnicity , age distribution and the requirement of skills. Now-a-days more and more women are engaged in the paid labor force as compared to the early days. More women are learned and skilled and work under a paid labor force. They have shown success in many fields and are sometimes better performer than men.

Thus now more women are in the paid labor force when compared to the past.

The following errors took place in journalizing and posting transactions:
a. Cash of $8,800 received on account was recorded as a debit to Fees Earned and a credit to Cash.
b. A $1,760 purchase of supplies for cash was recorded as a debit to Supplies Expense and a credit to Accounts Payable.
Note: Prepare the entry to reverse the original entry first. Journalize the entries to correct the errors. If an amount box does not require an entry, leave it blank.

Answers

Solution :

a).

Cash account drawn $ 17600

To the fees earned is $ 8800

To the account receivable is $ 8800

(It is now rectified, being wrong entry made earlier)

b).

The accounts payable Dr 1760

To the supplies expenses is $ 1760

To supplies account Dr is 1760

Cash $ 1760

(It is now rectified, being wrong entry made earlier)

Pack-and-Go, a new competitor to FedEx and UPS, does intra-city package deliveries in seven major metropolitan areas. The performance of Pack-and-Go is measured by management as: (1) delivery time (relative to budgeted delivery time), (2) on-time delivery rates (defined as agreed-upon delivery date/time plus or minus a specified cushion), and (3) percentage of lost or damaged deliveries. In response to competitive pressures, Pack-and-Go is evaluating an investment in new technology that would improve customer service and delivery quality, particularly in terms of items (2) and (3) above. The annual cost of the new technology, for each of the seven metropolitan areas serviced by Pack-and-Go, is expected to be $80,000. You have gathered the following information regarding delivery performance under both existing operations and after implementing the new technology:
Decision Alernative
After Implementing
Item Current System New Technology
On-time delivery rate 80% 95%
Variable cost per package lost or damaged $30 $30
Allocated fixed cost per package lost or damaged $10 $10
Annual number of packages lost or damaged 300 100
Based on a recent marketing study commissioned by Pack-and-Go, the company estimates that each percentage point increase in the on-time performance rate would lead to an annual revenue increase of $10,000. The average contribution margin ratio for packages delivered by Pack-and-Go is estimated as 40%.
Required:
1. From a financial perspective, should pack-and-Go invest in the new technology?
2. Based on the data collected by Pack-and-Go, the company is fairly confident about the reduction in costs associated with lost or damaged packages. However, because of uncertainties in terms of pricing in the markets in which Pack-and-Go operates, it is less sure about the predicted increase in revenues associated with the implementation of the new technology. What is the break-even increase in annual revenue that would justify the investment in the new technology?

Answers

Answer:

Pack-and-Go

1. From a financial perspective, Pack-and-Go should invest in the new technology.  It will enjoy a contribution margin of 97.5%.

2. The break-even increase in annual revenue that would justify the investment in the new technology is:

Fixed cost = Contribution

$80,000 = Contribution - $8,000

= $72,000 ($80,000 - $8,000

Explanation:

a) Data and Calculations:

Expected cost of new technology investment = $80,000

Delivery performance:

                                           Decision Alternative

                                              After Implementing

Item                               Current System      New Technology

On-time delivery rate              80%                       95%

Variable cost per package lost

 or damaged                          $30                        $30

Allocated fixed cost per

 package lost or damaged   $10                         $10

Annual number of packages

 lost or damaged                 300                         100

Variable cost for lost or

 damaged packages      $9,000 (300*$30)      $3,000 (100*$30)

Fixed cost for lost or

 damaged packages        3,000 (300*$10)       $1,000 (100*$10)

Total cost for lost or

damaged packages      $12,000                       $4,000

Increase in the on-time performance rate = 95% - 80% = 15%

Increase in annual Revenue = $10,000 * 15 = $150,000

Savings from lost or damaged packages =           8,000 ($12,000 - $4,000)

Total savings from new technology =              $158,000

Annual cost of new technology =                       (80,000)

Net savings from new technology =                  $78,000

Contribution margin based on net savings = $78,000/$80,000 * 100 = 97.5%

Average contribution margin = 40%

Sales (8,700 units) $ 269,700 $ 31.00 Variable expenses 174,000 20.00 Contribution margin 95,700 $ 11.00 Fixed expenses 54,100 Net operating income $ 41,600 Required: (Consider each case independently): 1. What would be the revised net operating income per month if the sales volume increases by 90 units

Answers

Answer:

Missing word "Required: Prepare a new contribution format Income Statement under each of the following conditions (consider each case independently): 1. The sale volume increases by 90 units. 2. The sales volume decreases by 90 units"

a.        Contribution Income Statement

                                               Total    Per unit

Sales (8,790 units)            $272,490   $31.00

Variable Expenses            $175,800   $20.00

Contribution Margin          $96,690    $11.00

Fixed Expenses                 $54,100

Net Operating Income     $42,590

b.        Contribution Income Statement

                                              Total      Per unit

Sales (8,610 units)             $266,910   $31.00

Variable Expenses            $172,200   $20.00

Contribution Margin          $94,710      $11.00

Fixed Expenses                 $54,100

Net Operating Income     $40,610

When the economy is doing well, the financial market is also guaranteed to do well.
True
False

Answers

False I’m just guessing
The state of the kind of be alone can predict have the financial market will perform. Even if the economy is declining the financial market can still do well.

Please give me brainliest!

Consider the following limit order book for a share of stock. The last trade in the stock occurred at a price of $90.

Limit Buy Orders Limit Sell Orders
Price Shares Price Shares
$89.75 700 $89.80 125
89.70 1,000 89.85 125
89.65 700 89.90 350
89.60 200 89.95 125
88.65 800

Required:
a. If a market buy order for 125 shares comes in, at what price will it be filled?
b. At what price would the next market buy order be filled?

Answers

Answer:

(A) $89.80; (B) $89.85

Explanation:

A) A market buy order would be filled instantly at the best offer price i.e. the sell order with the lowest price which will also be the sell order that is topmost on the order book.

As such, a market buy order for 125 shares will be filled at a price of $89.80.

B) The next market buy order would be filled at the next best offer price after the order in (A) above has been filled. Accordingly, the next market buy order will be filled instantly at $89.85.

Lincoln, Inc., which uses a volume-based cost system, produces cat condos that sell for $140 each. Direct materials cost $22 per unit, and direct labor costs $15 per unit. Manufacturing overhead is applied at a rate of 280% of direct labor cost. Nonmanufacturing costs are $34 per unit. What is the gross profit margin for the cat condos

Answers

Answer:

43.57 %

Explanation:

The computation of the gross margin for the cat condos is given below:

Total Manufacturing Cost per unit is

= Direct materials + Direct labor + Manufacturing overhead  

=  $22 + $15 + ( 280% of $15)

= $79

Now

Gross Profit is

= Selling price per unit - Total Manufacturing Cost per unit

= $140 -  $79

= $61

And finally

Gross Profit Margin is

= (Gross Profit ÷ Selling Price ) × 100

= ($61 ÷ $140) × 100

= 43.57 %

Bledsoe Company acquired $35,000 cash by issuing common stock on January 1, Year 1. During Year 1, Bledsoe earned $10,500 of revenue on account. The company collected $10,000 cash from customers in partial settlement of its accounts receivable and paid $7,400 cash for operating expenses. Based on this information alone, what was the impact on total assets during Year 1?
A. Total assets increased by $38.500.
B. Total assets increased by $1800.
C. Total assets increased by $30100.
D. Total asset did not change.

Answers

Answer:

Total Assets Increased by $38,100

Explanation:

Calculation for the impact on total assets during Year 1

Using this formula

Impact on total assets during Year 1=Cash+Revenue-Cash paid for operating expenses

Let plug in the formula

Impact on total assets during Year 1=$35,000+$10,500-$7,400

Impact on total assets during Year 1=$=38,100 increase

Therefore the impact on total assets during Year 1 is that the Total Assets will Increased by $38,100

Whitch of the following is required to be considered an entrepreneur?

Answers

Answer:

An entrepreneur is an individual who creates a new business, bearing most of the risks and enjoying most of the rewards. The entrepreneur is commonly seen as an innovator, a source of new ideas, goods, services, and business/or procedures

Explanation:

Which of the following is incorrect in terms of data warehousing and business intelligence? Group of answer choices Operational information is mainly current Does not include information from other operational applications Operational information frequently has quality issues Operational systems are integrated

Answers

Answer:

Operational systems are integrated.

Explanation:

A data warehouse can be defined as a large collection of data gathered or collected from various sources within an organization and managed to provide a guide for making decisions by the management.

This ultimately implies that, a data warehouse avails the management of an organization the ability to collect, analyze and manage data in order to gain meaningful insights and aid in the decision-making process.

In terms of data warehousing and business intelligence, the following statements are true and correct;

I. Does not include information from other operational applications.

II. Operational information is mainly current.

III. Operational information frequently has quality issues.

The financial planning process begins with ________ financial plans that in turn guide the formation of ________ plans and budgets.

Answers

Answer:

Long-term; short-term.

Explanation:

A budget is a financial plan used for the estimation of revenue and expenditures of an individual, organization or government for a specified period of time, often one year. Budgets are usually compiled, analyzed and re-evaluated on periodic basis.

The first step of the budgeting process is to prepare a list of each type of income and expense that will be part of the budget.

The final step by the management of an organization in the financial decision making process is making necessary adjustments to the budget.

The benefits of having a budget is that it aids in setting goals, earmarking revenues and resources, measuring outcomes and planning against contingencies.

Hence, the financial planning process begins with long-term financial plans that in turn guide the formation of short-term plans and budgets.

You're getting the idea that Julio's departure may negatively affect the employees' job attitudes. You're concerned about employee levels of job satisfaction, job involvement, organizational commitment, perceived organizational support, and employee engagement. What would you like to do on your first week as restaurant manager

Answers

Answer:

Consider conducting a comprehensive, anonymous poll of the employees to determine if they are happy in their current positions.

Explanation:

In the given scenario an employee Julio is leaving, and you feel this may affect the other employees attitude.

The best action to take when you are concerned with employee satisfaction is to conduct a comprehensive, anonymous poll of the employees to determine if they are happy in their current positions.

As the poll is anonymous this will encourage employees to respond honestly.

The information gained will give insight on level of employee satisfaction.

Measures can now be taken to ensure improvement in levels of job satisfaction, job involvement, organizational commitment, perceived organizational support, and employee engagement.

Larry is considering two investment strategies. The first strategy involves putting all of his available funds in Project X. If Project X succeeds, he will receive a $10,000 return, and if it fails, he will suffer a $2,000 loss. There is a 70% chance Project X will succeed and a 30% chance it will fail.
The second strategy involves diversification: investing half of his funds in Project X and half of his funds in Project Y (which has the same payoff structure as Project X).

If both projects succeed, he will receive a $5,000 return from Project X and a $5,000 return from Project Y, for a net gain of $10,000.
If both projects fail, he will suffer a $1,000 loss on Project X and a $1,000 loss on Project Y, for a net loss of $2,000.
If one project succeeds and one fails, he will receive a $5,000 return from the successful project and will suffer a $1,000 loss on the failed project, for a net gain of $4,000.

As with Project X, there is a 70% chance that Project Y will succeed and a 30% chance that it will fail. Assume that the outcomes of Project X and Project Y are independent. That is, the success or failure of Project X has nothing to do with the success or failure of Project Y.
The expected payoff from the first strategy (investing everything in Project X) is :__________

Answers

Answer: $6,400

Explanation:

The expected return is simply a weighted average of the different returns given their probability of happening.

If everything was invested in Project X, there is a 70% chance of success and 30% of failure. Payoff is $10,000 if successful and $2,000 if unsuccessful:

= (70% * 10,000) + ( 30% * -2,000)

= 7,000 - 600

= $6,400

Ethical Concerns in Human Resources
Ethics refers to fundamental principles of right and wrong; ethical behavior is behavior that is consistent with those principles. HRM decisions should be ethical, but the evidence suggests that is not always the case. Many ethical issues in the workplace involve HRM. In the context of ethical human resource management, HR managers must view employees as having basic rights. This activity is important because it will give you an opportunity to examine the four principles for ethical behavior and the basic rights employees should expect in the work environment.
HR managers must view employees as having basic rights, for such a view reflects ethical principles embodied in the U.S. Constitution and Bill of Rights. Organizations often face situations in which the rights of employees are affected. Ethical, successful companies act according to four principles: emphasizing mutual benefits, employees assuming responsibility for the actions of the company, companies having a sense of purpose or vision that employees value, and emphasizing fairness. The goal of this activity is to discuss ethical issues in human resource management.
Read each work situation, then correctly match it to the ethical concern it represents.
1. Right of freedom of speech
2. Right of privacy
3. Right of freedom of conscience
4. Right to due process
5. Right of free consent
Match each of the options above to the items below.
A. Mike, a new employee, was distressed to learn that he was expected to help with the illegal dumping of medical waste.
B. One of the important messages of HIPPA (the Health Insurance Portability and Accountability Act) is the need to keep employee health records confidential.
C. Sharon complains because the employer hired her for the day shift, but now she is expected to work the midnight shift.
D. Many companies establish Employee Assistance Programs (EAPs), which offer employees many important benefits, including a complaint process so that employees will feel free to share their concerns.
E. Ed felt he was being demoted because of his age, not of his performance, so he asked for a meeting with the director of HR.

Answers

Answer:

Ethical Concerns in Human Resources

Matching Ethical Issues with Ethical Concerns:

A. Mike, a new employee, was distressed to learn that he was expected to help with the illegal dumping of medical waste.

3. Right of freedom of conscience

B. One of the important messages of HIPPA (the Health Insurance Portability and Accountability Act) is the need to keep employee health records confidential.

2. Right of privacy

C. Sharon complains because the employer hired her for the day shift, but now she is expected to work the midnight shift.

5. Right of free consent

D. Many companies establish Employee Assistance Programs (EAPs), which offer employees many important benefits, including a complaint process so that employees will feel free to share their concerns.

1. Right of freedom of speech

E. Ed felt he was being demoted because of his age, not of his performance, so he asked for a meeting with the director of HR.

4. Right to due process

Explanation:

Data:

Ethical Concerns:

1. Right of freedom of speech

2. Right of privacy

3. Right of freedom of conscience

4. Right to due process

5. Right of free consent

b) Ethical principles:

Mutual benefits: This principle refers to equity in sharing benefits and costs.

Assumption of responsibility: This principle demands accountability with responsibility.

Having a sense of purpose or vision: This principle refers to the fulfilment of purpose that is considered reasonable by others.

Fairness: The principle requires the absence of favoritism  and discrimination.

Verbal/linguistic learners prefer learning activities that involve reading, writing, and speaking.
False
True

Answers

Answer:

I would assume it is true

Explanation:

true i’m 80 percent sure

Carlsbad Corporation's sales are expected to increase from $5 million in 2019 to $6 million in 2020, or by 20%. Its assets totaled $3 million at the end of 2019. Carlsbad is at full capacity, so its assets must grow in proportion to projected sales. At the end of 2019, current liabilities are $1 million, consisting of $250,000 of accounts payable, $500,000 of notes payable, and $250,000 of accrued liabilities. Its profit margin is forecasted to be 4%. Assume that the company pays no dividends. Use the AFN equation to forecast the additional funds Carlsbad will need for the coming year. Write out your answer completely. For example, 5 million should be entered as 5,000,000. Round your answer to the nearest dollar. $

Answers

Answer:

Answer is explained and solved in the explanation section below.

Explanation:

Data Given:

First we need to clearly extract the data from the question.

Sales of the year = 5000000

Increase in Sales (%) = 20%

Profit Margin = 4%

Retention Ratio = 100%

Dividend Payout = 0

1. Increase in Assets necessary  to support increase in Sales = Increase in Sales x total Assets = 20% x 3000000 = 600000

2. Increase in Liabilities necessary to support increase in Sales = Increase in Sales x Total Liabilities Accounts payable + Accrued Liabilities + other payables = 20% x 500000 = 100000

3. Net Income = 5000000 x (1 + 0.20) x 4% = 240,000

So Addition of Retained Earnings = 100% = 240,000

4. AFN = Increase in Assets - Increase in Liabilities - Increase in Retained Earnings = 600000 - 100000 - 240000 = 260000

Under this scenario, the company would have higher level of retained earnings which would reduce the amount of additional funds needed.

Before any month-end adjustments are made, the net income of Russell Company is $37,000. However, the following adjustments are necessary: office supplies used, $3,060; services performed for clients but not yet recorded or collected, $2,940; interest accrued on a note payable to bank, $3,540. After adjusting entries are made for the items listed above, Russell Company's net income would be: Group of answer choices

Answers

Answer:

the net income would be $33,340

Explanation:

The computation of adjusted net income is shown below:

= Net income - office supplies used + service performed for clients - interest accrued to bank

- $37,000 - $3,060 + $2,940 - $3,540

= $33,340

Hence, the net income would be $33,340

On January 2, 2021, Miller Properties paid $28 million for 1 million shares of Marlon Company's 6 million outstanding common shares. Miller's CEO became a member of Marlon's board of directors during the first quarter of 2021.
The carrying amount of Marlon's net assets was $117 million. Miller estimated the fair value of those net assets to be the same except for a patent valued at $36 million above cost. The remaining amortization period for the patent is 10 years.
Marlon reported earnings of $54 million and paid dividends of $6 million during 2021. On December 31, 2021, Marlon's common stock was trading on the NYSE at $27.50 per share.
Required: 2. Assume Miller accounts for its investment in Marlon using the equity method. Ignoring income taxes, determine the amounts related to the investment to be reported in its 2021. (Do not round intermediate calculations. Enter all amounts as positive values. Enter your answers in millions rounded to 1 decimal places, (i.e., 5,500,000 should be entered as 5.5).):
a. Income statement million
b. Balance sheet million
c. Statement of cash flows
Operating cash flow million
Investing cash flow million

Answers

Answer:

A. Income statement $8.4 million

B. Balance sheet million $35.4 million

C. Operating cash flow million $1 million

Investing cash flow million=$28 million

Explanation:

a. Calculation for Income statement million

Using this formula

Income statement=Investment revenue -Patent amortization adjustment

Let plug in the formula

Income statement= ($54 million × 1/6)-([$36 million] × 1/6]÷10 years)

Income statement=$ 9.0-$0.6

Income statement=$8.4 million

Therefore Income statement million will be $8.4 million

b. Preparation of the Balance sheet million

Cost $28 million

Add Investment revenue $9.0 million

($54 million × 1/6)

Less Dividend ($1 million)

($6 million × 1/6)

Less Patent amortization adjustment ($0.6 million)

([$36 million] × 1/6]÷10 years)

Balance sheet million $35.4 million

($28 million+$9.0 million-$1 million-$0.6 million)

Therefore Balance sheet million will be $35.4 million

c. Preparation of the Statement of cash flows

Operating cash flow million=($6 million × 1/6)

Operating cash flow million= $1 million

Investing cash flow million=$28 million

Therefore Operating cash flow million will be $1 million while the Investing cash flow million will be $28 million.

Zeitler's Department Stores sells its products online and through traditional brick-and-mortar stores. The following parallel coordinates plot displays data from a sample of 20 customers who purchased clothing from Zeitler's either online or in-store. The data include variables for the customer's age, annual income, and the distance from the customer's home to the nearest Zeitler's store. According to the parallel coordinates plot, how are online customers differentiated from in-store customers?

Answers

Question Completion:

Choose the correct answer below

(1) in-store customers appear to be middle aged, have higher annual income and live further distance away from a store

(2) in-store customers appear to be generally younger, have lower annual income and live near a store

(3) Online customers appear to be generally younger, have higher annual income and live further distance away from a store

(4) Online customers appear to be middle aged, have lower annual income and live near a store

Answer:

Zeitler's Department Stores

Online and In-store Customers:

According to the parallel coordinates plot, online customers are differentiated from in-store customers in the following ways:

(3) Online customers appear to be generally younger, have higher annual income and live further distance away from a store

Explanation:

Younger persons tend to embrace technology more than their older counterparts.  Based on this, they also engage on online purchasing of goods and services instead of visiting the traditional brick-and-mortar stores.  With online purchase, a customer is in better control because she can search for the best deals from any location.

Puppy Co. reports the contribution margin income statement for 2020.

Puppy CO. Contribution Income Statement For Year Ended December 31, 2020
Sales (9,600 units at $225 each) $2,160,000
Variable costs (9,600 units at $180 each) 1, 728,000
Contribution margin 432,000
Fixed costs 324,000
Net operating income $108,000

Required:
a. Compute the company's degree of operating leverage for 2019.
b. If sales decrease by 5% in 2020, what will be the company's pretax income?
c. Assume sales for 2020 decrease by 5%. Prepare a contribution margin income statement for 2020.

Answers

Answer: See explanation

Explanation:

a. Compute the company's degree of operating leverage for 2019.

This will be:

= Contribution / Pre tax income

= 432000 / 108000

= 4

b. If sales decrease by 5% in 2020, what will be the company's pretax income?

We should note that the degree of operating leverage is:

= % change in pre tax income / % change in sales

4 = % change in ore tax Income / 5%

% change in ore tax income = 5% × 4 = 20%

Company's pre-tax income will be:

= 108000 - (20% × 108000)

= 108000 - (0.2 × 108000)

= 108000 - 21600

= $86400

c. Assume sales for 2020 decrease by 5%. Prepare a contribution margin income statement for 2020.

Sales = 2160000 × 95% = 2160000 × 0.95 = 2052000

Less: Variable cost = 1728000 × 95% = 1728000 × 0.95 = 1641600

Contribution margin = 410,000

Less: Fixed cost = 324000

Pre tax net income= 86400

Wilson is expected to work 40 hours each week, be in the office for critical meetings, and to meet all agreed-upon deadlines. His manager, however, allows him to work flexible hours that best fit his personal commitments. This is an example of

Answers

Answer:

Employee empowerment

Explanation:

From the question we are informed about Wilson who is expected to work 40 hours each week, be in the office for critical meetings, and to meet all agreed-upon deadlines. His manager, however, allows him to work flexible hours that best fit his personal commitments. In this case, This is an example of Employee empowerment.

Employee empowerment can be regarded as ways organization serve he employees in that organization some certain degree of autonomy as well as control in daily activities. This could be allowing employee to have voice in improvement and others.

This is an example of employee empowerment.

Employee empowerment is a social process that takes place in the workplace, through which employees begin to acquire greater benefits than those mentioned when hiring.

Thus, employees are equated with bosses in terms of the flexibility of their demands within the company, as long as they fulfill their tasks efficiently.

Learn more in https://brainly.com/question/10699815

The following information is available for Trinkle Company for the month of June:

a. The unadjusted balance per the bank statement on June 30 was $56,037.
b. Deposits in transit on June 30 were $2,215.
c. A debit memo was included with the bank statement for a service charge of $11. A $5,281 check written in June had not been paid by the bank.
d. The bank statement included a $950 credit memo for the collection of a note. The principal of the note was $920, and the interest collected amounted to $30.

Required:
Determine the true cash balance as of June 30.

Answers

Answer:

$52,971

Explanation:

To arrive at the true cash balance, we use the Bank Reconciliation Statement.

The Bank Reconciliation Statement adjusts the Bank Statement amount with items that are recorded in the Cash Book but not in the Bank Statement.

These include Deposits in transit and Payments already made in Cash Book.

Bank Reconciliation Statement

Balance as per Bank Statement                     $56,037

Add Outstanding Lodgements                          $2,215

Less Unpresented Checks                               ($5,281)

Balance as per Cash Book                              $52,971

Conclusion :

Thus, the true cash balance as of June 30 is $52,971

g Chelsea can either take a bus or drive to work. A bus pass costs $30 per week, whereas driving costs $70 per week (parking, tolls, gas, etc). A one-way trip to work lasts 24 minutes longer by bus than by car. She works 5 days a week and neither time spent driving nor riding the bus enters her utility directly. Will Chelsea take the bus or drive if her wage rate is $7

Answers

Answer:

If Chelsea takes the bus then it will take 24 minutes longer to reach the work. And since Chelsea works 5 days a week total extra minutes that will be spent while riding bus to work will be equal to

= 24 * 5

= 120 minutes

And 120 minutes is equivalent to = 120/60 = 2 hours.

So in terms of money, taking the wage rate of $7 total money that will be spent not working while taking the bus will be equal to

= Wage rate * Hours spent not working while taking the bus

= $7 * 2

= $14

So, total amount spent not working while taking the bus to work is equal to $14 per week.

And there is also a direct cost for taking the bus is equal to $30 per week.

So total cost associated by taking the bus = Cost of not working while taking the bus + Direct cost for taking the bus

= $14 + $30

= $44

So, total cost associated with taking the bus is equal to $44 per week while the cost for driving car to work is equal to $70 per week.

So, as you can see taking bus to work cost $44 week while taking car to work $70. Now we can clearly see that taking bus to work cost ($70 - $44) = $26.

So, Chelsea must take the bus to work since the cost of taking bus $26 less than the cost of taking car to work.

you are in a 98 story building taking the elevator to the top from the bottom. Each story is 15 feet. The elevator travels at 20 miles per hour. There are 5,280 feet in a mile. How long do you have for your elevator pitch ?

Answers

Answer: 50 seconds

Explanation:

I took the test just now.

You are in a 98-story building taking the elevator to the top from the bottom. Each story is 15 feet. The elevator travels at 20 miles per hour. There are 5,280 feet in a mile. Around 50 seconds you can have for your elevator pitch.

What is an elevator pitch?

An elevator pitch, elevator speech, or elevator statement is a short description of an idea, product, or company that explains the concept in a way such that any listener can understand it in a short period.

This description typically explains who the thing is for, what it does, why it is needed, and how it will get done. When explaining a person, the description generally explains one's skills and goals, and why they would be a productive and beneficial person to have on a team or within a company or project.

An elevator pitch does not have to include all of these components, but it usually does at least explain what the idea, product, company, or person is and their value.

Learn more about elevator, here:

https://brainly.com/question/27128408

#SPJ5

ABC Co. had 600,000 shares of Common Stock, 40,000 shares of Convertible Preferred Stock, and $3,000,000 of 6% Convertible Bonds outstanding during 2021. The Convertible Preferred Stock is convertible into 80,000 shares of Common Stock. During 2021, ABC Co. paid dividends of $4 per share on the Common Stock and $3 per share on the Convertible Preferred Stock. Each $1,000 Convertible Bond is convertible into 80 shares of Common Stock. The Net Income for 2021 was $1,600,000 and the income tax rate was 30%.
Calculate basic earning per year of common stock for the year ended January1 31, 2104.
If company's preferred stock were convertiable into common stock what additional calculation would be required?

Answers

Answer:

a. Net income for 2021                                               $1,600,000

Less: Preferred dividends                                          $120,000   (40000*$3)

Net income for Common Stockholders                    $1,480,000

Divide by Common Shares outstanding                   600,000

Basic Earnings per share for 2021                             $2.47      

b. If company's preferred stock were convertible into common stock, diluted earnings per shares will also have to be calculated.

Wade Company estimates that it will produce 6,800 units of product IOA during the current month. Budgeted variable manufacturing costs per unit are direct materials $8, direct labor $13, and overhead $17. Monthly budgeted fixed manufacturing overhead costs are $8,300 for depreciation and $3,500 for supervision. In the current month, Wade actually produced 7,300 units and incurred the following costs: direct materials $51,800, direct labor $87,400, variable overhead $124,400, depreciation $8,300, and supervision $3,780.
Prepare a static budget report. Hint: The Budget column is based on estimated production while the Actual column is the actual cost incurred during the period. (List variable costs before fixed costs.) Wade Company Static Budget Report Difference Favorable Neither Favorable Budget Actual nor Unfavorable Were costs controlled?

Answers

Answer:

Wade Company

Static  Budget Report

                                Budget        Actual     Variance

Units of production  6,800        7,300        500        Favorable

Variable manufacturing costs:

Direct materials      $54,400    $51,800    $2,600    Favorable  

Direct labor               88,400      87,400       1,000     Favorable

Overhead                115,600     124,400     (8,800)    Unfavorable

Sub-Total             $258,400   263,600    ($5,200)    Unfavorable

Fixed manufacturing costs:

Depreciation         $8,300        $8,300         $0          Neither

Supervision             3,500          3,780         (280)      Unfavorable

Sub-Total              $11,800      $12,080       ($280)      Unfavorable

Total                 $270,200   $275,680    ($5,480)      Unfavorable

Some costs were controlled (direct materials and labor).  The overhead costs were not very well controlled.

Explanation:

a) Data and Calculations:

Estimated units of production of product IOA = 6,800 units

Budgeted variable manufacturing costs:

Direct materials  $8 * 6,800 =  $54,400

Direct labor       $13 * 6,800 =  $88,400

Overhead         $17  * 6,800 = $115,600

Total=               $38              

Budgeted fixed manufacturing overhead costs:

Depreciation = $8,300

Supervision =     3,500

Total =             $11,800

Actual:

Units produced = 7,300

Direct materials cost = $51,800

Direct labor cost = $87,400

Variable overhead = $124,400

fixed manufacturing overhead costs:

Depreciation = $8,300

Supervision =     3,780

Total =            $12,080

Consider a process that consists of three steps 1, 2 and 3. The required processing times and set-up times at each of the steps are listed below. There is unlimited space for buffer inventory between these steps, and there is no shortage of ram material. Show all work.
Process step 1 2 3
Set up time 50 min 120 min 0
Activity time 2 min/unit 1 min/unit 5 min/unit
Assume that the current production batch size is 100 units for all three steps. The demand is 10 units per hour. Which of the following statements are true for the current setting?
I. Step 1 is the bottleneck.
II. Flow rate is limited by demand.
III. We could reduce inventory in the system without decreasing flow rate.
a. I only
b. II only
c. III only
d. I and II
e. I and III
f. II and III
g. All of the above
h. None of the above

Answers

Answer:

vbnm,sdfghjkertyui

Explanation:

Bramble Corp. applies overhead on the basis of machine hours. Given the following data, compute overhead applied and the under- or overapplication of overhead for the period:

Estimated annual overhead cost $4100000
Actual annual overhead cost $4070000
Estimated machine hours 500000
Actual machine hours 495000

Answers

Answer:

$11,000 under applied

Explanation:

To compute the under or over applied overhead, we need to find out the predetermined overhead rate

Predetermined overhead rate = Total estimated manufacturing overhead ÷ Estimated machine hours

= $4,100,000 ÷ 500,000

= $8.2

Then, the overhead applied is;

= Actual machine hours × Predetermined overhead rate

= 495,000 × $8.2

= $4,059,000

Now, the under applied or over applied overhead is

= Actual annual overhead cost - Applied overhead

= $4,070,000 - $4,059,000

= $11,000 under applied

Jake Fleming sells graphic card update kits for computers. Jake purchases these kits for $20 and sells about 250 kits a year. Each time Jake places an order, it costs him $25 to cover shipping and paperwork. Jake figures that the cost of holding an update kit in inventory is about $3.50 per kit per year. What is the economic order quantity

Answers

Answer:

60 Kits

Explanation:

Cost price (C) = $20/Kit

Yearly se (D)  = 250 kit/year

Shipping cost / Ordering cost (Co) = $25

Holding cost (Ch) = $3.5/Kit-year

Economic order quantity = √2.D.Co / Ch

Economic order quantity = √2*250*25/3.5

Economic order quantity = √12500/3.5

Economic order quantity = √3571.4285

Economic order quantity = 59.7614305

Economic order quantity = 60 Kits

How to get a series 7 license

Answers

Take and Pass SIE exam

Secure a Sponsorship

Study for series 7 exam

Pass it :)

Other Questions
what is the slope of the function below y=5x+8 Im confused as to how to do this Do you think Germany and Japan were treated fairly or should the terms of surrender have been harsher? Explain Which of the following are composite numbers?Check all that are true.334919721 How did voting rights change under Jackson? Special Cases8x+3-10x=2(x-2)+3 I need helpHeight10 mRadius3 mWhat is the volume of the cone to the nearest whole number? Evaluate the function.f(x) = -2x2 + 8x 10Find f(-4) What economic measures supported the American System? HELP 5TH GRADE SCIENCE!!!!! What percentage of the Earth's surface is covered by oceans?O 25 percentO 55 percentO 71 percentO 95 percent alpha here's the pic pls help :) Word Bank: brain, instincts, interpreted, organs, reflexes, spinal cord, sensesThe central nervous system includes the _______ and _______.Signals from _______ and the body's _______ are received by the brain and the spinal cord.Once signals are processed and _______ by the central nervous system, a response is sent back to the body.A central nervous system is also responsible for programming _______ and _______. What is the difference between light and value?a.Light is the illumination coming from a light source, where as value is the degree of lightness or lack of light in a hue.b.Light is the brightness or dullness of a hue, where as value is the similarity that exists between a certain color and the other colors surrounding it.c.Light is the degree of lightness or lack if light in a hue, where as value is the illumination of an overall piece using monochromatic or analogous colors.d.Light is the element used by artists that directs the eye to given sections of a piece, where as value is the amount of light used in the piece as whole. when forklift moves a crate, it performs _______. Jonah is going to the hardware store for his Uncle Frederick. He needs to buy 4 yards of electrical wireand 14 quarts of liquid nails.a. The store only sells wire by the foot. How many feet does Jonah need?b. The store only sells liquid nails by the gallon. How many gallons does Jonah need? Robert Hooke was the first person to observe that every sample of living things he observed under a microscope were composed of smaller compartments that reminded him of small rooms. Which part of cell theory does this observation support? (Select all that apply.)Grupo de escolhas da perguntaA)Cells are the basic unit of life.B)All cells come from other cells.C)All living things are made of cells.D)This observation does not support any part of Cell Theory.ASAP What is the final amount if 490 is increased by 15% followed by a further 14% increase?Give your answer rounded to 2 DP. Witch expression is equivalent to( 3x+4)-(7x+2) Please help me please I need someone to help me with all this question 1) How do we calculate the momentum of a race car? What part of this changes during a collision? 2) What happening to the momentum of the car when they crash? 3) how does impulse factor into this? 4) what type of collision is it ( ideally) when cars crash into this SAFER barrier? suppose 7,500 is invested at 1.5%, compounded continuously. what will the account balance be in 16 years?