Hicks corp. wants to install a contributory group plan. it employs 200 people. They will require 150 employees' participation in order to install the plan.
A contributory group plan requires you to contribute to the cost of group life insurance. The insurer typically demands that at least 75% of eligible employees participate in the plan in order to prevent adverse selection. In a noncontributory plan, the entire premium is paid by the employer. A retirement plan that requires current employees or retirees to cover a portion of the plan cost is known as a contributory plan. Employee payments are deducted directly from their paychecks. According to the plan's rules, these contributions might result in higher benefit payments. Contributory plans typically call for about 75% of employee participation, while noncontributory plans typically demand 100% employee participation.
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the us government gave land to the railroads to help them expand. what impact did these land grants have on industries in the west? the grants limited the amount of land that was available to industries in the west. the grants allowed industries in the west to grow because they encouraged settlement and new industrial opportunities.
Due to the grants' encouragement of settling and the creation of new industrial prospects, the West's industries were able to expand.
What to you understand by Industries?An industry is a collection of businesses that are connected by their main lines of activity. There are numerous categories of industries in contemporary economies. Sectors are generally used to combine together bigger groups of industry classifications.
The processing and transformation of natural resources (raw materials) into other finished and semi-finished products is the primary function of industry in each nation's economy.
Industries have a significant role in the economic activities of modern man. Any nation's industrial growth is a major factor in determining its economic development. The main components of contemporary civilization are industries, which give us access to the things we need and job possibilities.
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data privacy statements on an organization's website satisfy the fair information practice principle.
Data privacy statements on an organization's website satisfy the notice/awareness fair information practice principle.
Data privacy specializes in issues related to gathering, storing, and preserving information, in addition to information transfers within relevant rules and legal guidelines, together with GDPR and HIPAA. Facts security is the protection of information in opposition to unauthorized get right of entry to, loss, or corruption at some point of the records lifecycle.
The fair information practice principles are the framework for privateness policy on the branch of hometown protection. The "FIPPs" offer the foundational standards for privateness coverage and guideposts for or her implementation at DHS. The FIPPs Factsheet presents examples of how the FIPPs are applied at DHS
The FTC has been studying online privacy issues because 1995, and in its 1998 file, the commission defined the widely universal fair information exercise concepts of notice, desire, access, and security.
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how have airplanes changed the way the world does business? choose four answers.by making long trips less expensiveby shortening travel timeby opening up new trade markets worldwideby connecting business partners the fastestby increasing options for travel destinations
Airplanes changed the way the world does business by making long trips less expensive.
Air transport business generates a complete of 13.5 million jobs (direct, indirect and triggered). of these, 5 million are direct jobs. contributes round US$ 880 billion a 12 months to global GDP, considering direct, oblique and precipitated affects – equal to two.4% of global GDP. Its direct effect on GDP is US$ 330 billion.
Our financial system would be considerably slower, as items couldn't be moved as speedy and perishable objects would not be capable of make the long trip by way of land without going terrible, or with out big quantities of equipment preserving them cool. movies would be bland, as aerial shots would be non-existent.
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How have airplanes changed the way the world does business? Choose four answers.
by making long trips less expensive
by shortening travel time
by opening up new trade markets worldwide
by connecting business partners the fastest
by increasing options for travel destinations
A, B, C, E ed 2023
sam is investing in a partnership with jerry. sam contributes equipment that originally cost $63,000, has a book value of $30,000, and a fair market value of $39,000. the entry that the partnership makes to record sam's initial contribution includes a
Sam is investing in a partnership with jerry. sam contributes equipment that originally cost $63,000, has a book value of $30,000, and a fair market value of $39,000. the entry that the partnership makes to record sam's initial contribution includes a debit to Equipment for $39,000.
A partnership is classified as a funding partnership if at least ninety percent of its assets are investments in stocks, bonds, alternatives, and similar intangible belongings, and as a minimum, ninety percent of its profits are derived from that form of asset. whilst a companion invests price range in a partnership, the transaction includes a debit to the coins account and a credit score to a separate capital account.
A capital account records the stability of the investments from and distributions to an accomplice. A partnership must document annual data and go back to file the earnings deductions gains, losses, and many others. from its operations, however, it does not pay earnings tax. alternatively, it passes through earnings or losses to its companions. this is because of the specific ownership interests of a partnership and a business enterprise shape.
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list 4 stages of development impacting the airline industry and briefly describe how each has impacted the future direction of the industry
The 4 stages of development that impacted the Airline Industry are:-
1. Regulation: Strict government control of fares, routes, and entry into markets Regulation resulted from tight ownership control of fares, limited competition on chosen routes, a small market served, a low frequency of city connections, high fares, government bailouts for air carriers, and incentives to increase airline profitability
2. Liberalization: reducing governmental control, increasing bilateral agreements, expanding into new markets, diversifying into new goods, and specialising in specialised markets.
3. Deregulation results in less airfare, improved service, and no government regulation of the market.
4. Re-regulation: Prevent predatory pricing by regulating prices; prohibiting strikes under the Railway Labor Act; updating the air traffic control system to reduce delays; and encouraging development, consolidation, and concentration.
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when a binding price ceiling is imposed on a market for a good, some people who want to buy the good cannot do so.
when a binding price ceiling is imposed on a market for a good, some people who want to buy the good cannot do so. So the correct answer of your question is True.
Binding Price Ceiling
On the other hand, if a price ceiling's level is set below the equilibrium price that would develop in a free market, it renders the free market price illegal and alters the outcome of the market. As a result, we can begin examining the impacts of a price ceiling by figuring out how a legally binding price ceiling will impact a market that is competitive.
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Complete Question
uilding on your knowledge of the industry, identify and discuss at least one more consumer or industry disruptor that will impact supply chain management.
There are several ways for businesses to boost profits. It could involve increasing marketing initiatives to promote sales, raise the selling price, launch a product into a new market, and so on.
What is selling price?It may differ based on the price that buyers are prepared to pay, the seller's acceptance threshold, and how competitive the price is in relation to those of other companies in the market.
The cost price is the cost at which an item is purchased. Selling Cost: The cost at which an item is bought is referred to as its selling price. Profit or Gain: The seller is considered to have profit or gain if SP is higher than CP.
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your original purchase price was $950.00 plus 5% sales tax. you enter into an agreement to pay $80.00 per month and where the interest (12.5% apr) is waived for the first 12 months provided you make the required monthly payments; otherwise the interest is accrued from the date of purchase. the late fee is $35.00. how much is your monthly payment?
According to the Question,
Given:
Sales tax: 5% of 950 is $47.50.
Credit total requested: 950 + 47.50 = 997.50
APR: 12.5%
12.5% divided by 12 equals 1.0417% per month in interest.
Interest = 997.50 x 1.0417% = 10.3910 or 10.39*I anticipated that the credit card payment would include the sales tax that was paid. Thus, interest on the aforementioned tax was also calculated. Since the late fee was not included in the original sum, it was not included in the calculation.
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mary kay owns a nursery. the trucks, handcarts, and forklift she purchased for the business are called investments.
Mary kay owns a nursery. the trucks, handcarts, and forklift she purchased for the business are called capital investments.
What is capital investment?Capital investment can be defined as the way in which a company or an organization acquire or own an asset in which the asset acquire are for long term use.
Example of physical capital asset includes the following:
Machinery/TrucksBuildingProperties etcMost companies tend to invest their money in assets by acquiring this assets because the assets will add value to their business.
Therefore Mary kay owns a nursery. the trucks, handcarts, and forklift she purchased for the business are called capital investments.
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What type of unemployment describes the situation of factory workers displaced by automation?.
Sort of unemployment describes the state of affairs of factory employees displaced by using automation: Technological unemployment is the lack of jobs as a result of technological trade.
Unemployment, in keeping with the OECD, is people above a particular age no longer being in paid employment or self-employment however presently available for paintings in the course of the reference length. Unemployment is measured with the aid of the unemployment charge, that is the variety of people who are unemployed as a percentage of the labor pressure.
There may be the most effective legit definition of unemployment—folks who are jobless, actively looking for paintings, and to be had to take a task, as discussed above. The authentic unemployment fee for the nation is the wide variety of unemployed as a percentage of the hard work force (the sum of the hired and unemployed).
The time period of unemployment refers to a state of affairs in which a person actively searches for employment but is not able to find paintings. Unemployment is taken into consideration to be a key measure of the health of the financial system. The maximum frequently used measure of unemployment is the unemployment fee.
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what is the maximum dollar amount of coverage for business personal property at a newly acquired premises under a businessowners policy?
$100,000.
The maximum amount of dollar coverage for business for personal property at a newly acquired premises under a businessowner's policy is $100,000.
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microeconomic theory and applications, 13th edition, edgar k. browning and mark a. zupan, john wiley
Microeconomics is the study of how individuals and groups interact and decide how to allocate resources. According to the supply and demand hypothesis in microeconomics, the market is believed to be ideal.
What is the importance of microeconomics theory?Microeconomics is significant from both a theoretical and applied perspective. It assists in creating economic plans that improve output efficiency and raise social welfare.
Microeconomics explains how a capitalist economy works, where each unit is allowed to make its own choices.
Thus, Microeconomics is the study of how individuals and groups interact and decide how to allocate resources.
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tuttle enterprises is considering a project that has the following cash flow and weighted average cost of capital (wacc) data. what is the project's net present value (npv)? note that if a project's projected npv is negative, it should be rejected. wacc: 11.00% year 0 1 2 3 4 cash flows −$1,000 $350 $350 $350 $350
Tuttle enterprises are considering a project that has the following cash flow and the weighted average cost of capital (WACC) data. The projected net present value is 074.36.
A project's net present value is the sum of the destiny values of the net coin flows compounded at the desired fee of going back minus the net funding. if safety gives a series of coin flows with an NPV of $50,000 and an investor will pay exactly $50,000 for it, then the investor's NPV is $0. It method they'll earn something the cut price charge is on the security.
Net present value or NPV is the sum of the prevailing value of coins inflows and outflows. In other phrases, it's far the distinction between the present values of cash inflows and the prevailing value of cash outflows over a while.net gift cost shows how a lot of money an assignment or investment will advantage or lose in terms of the present-day budget. future coins drift would not carefully mirror the current cash drift of an undertaking because of the impact of factors along with inflation and lost compound hobby so NPV adjusts for this reason.
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purchasing power allows for the comparison of different economies' gnis by equalizing the purchasing power of their currencies.
Purchasing power parity allows for the comparison of different economies' is by equalizing the purchasing power of their currencies.
Purchasing power is the number of products and offerings that can be purchased with a unit of foreign money.
A better actual earnings way a better purchasing power seeing that actual profits refer to the earnings adjusted for inflation. Traditionally, the shopping electricity of money depended heavily upon the nearby cost of gold and silver, but become also made subject to the supply and call for positive items available on the market.
Customer shopping energy measures the cost of money for which clients might also buy goods or offerings. Tied to the consumer rate Index, or the cost of dwelling Index as it's also recognized inside the united states of America, customer purchasing power suggests the degree to which inflation affects purchasers' capacity to buy.
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Garnishment of wage means that a:
A. Creditor is earning interest on your wages
B. Creditor is going to foreclose on your property
C. Lender is going to take you to court to collect on a debt
D. Lender is taking money from your paycheck or bank account
Garnishment of wage means that a lender is going to take you to court to collect on a debt. It alludes to a legal procedure that directs a third party to take money out of a debtor's paycheck or bank account on their behalf.
The third party or lender, also referred to as the garnishee, is frequently the debtor's employer. Employers are not allowed to terminate a worker in order to avoid processing a garnishment wage under federal law.
For debts including unpaid taxes, cash penalties, child support obligations, and unpaid student loans, garnishments are used. In order to garnish a debtor's wages, a lender normally needs to acquire a court judgement establishing that the debtor owes money and has missed payments.
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Answer:
Lender is taking money from your paycheck or bank account
Explanation:
total music consumption in hours of day listening to music has increased even sales of cds have drastically declined
Total music consumption in hours of day listening to music has increased even sales of CDs have drastically declined, is a True statement.
How does Music helps Human and is it good?Comparing music listeners to the general population, greater mental well-being ratings and somewhat lower levels of anxiety and depression were seen.
69% of survey participants who regularly attend musical events assessed their brain health as "great" or "very good," compared to 58% of participants who occasionally attended and 52% of participants who never did so.
Compared to 50% of those who were not exposed to music as children, 68% of those who said they were frequently exposed to music as children assessed their capacity to acquire new things as "great" or "very good."
Higher levels of enjoyment and strong cognitive function were linked to active musical engagement, especially in people over 50.
In addition to being enjoyable, some studies indicate that listening to music may improve your health. There are many other psychological advantages to music in addition to being a source of enjoyment and contentment. Music has the power to uplift the spirit, energize the body, and even help people better cope with pain.
It probably does not come as much of a surprise that music can affect your thoughts, feelings, and actions. You can easily understand how music can affect moods and even inspire action if you've ever felt energized while listening to your favorite fast-paced rock anthem or been moved to tears by a tender live performance.
Thus, music consumption is no less a therapy to stay positive.
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some current dimensions of applied behavior analysis, journal of applied behavior analysis, 1 91-97. (jaba)
Applying behavioral analysis is known as ABA. A science called behavior analysis aims to comprehend, forecast, and modify behavior.
The majority of specialists in the field of behavior analysis operate in the area of behavior intervention for autistic children, which uses a variety of strategies to modify the behavior of autistic children. Opportunistic conditioning and positive reinforcement (compliments and rewards) are used in ABA to "train" desirable behaviour.
Positive reinforcement may appear innocent, but autistic advocates and allies argue that it is a grooming strategy that may lead to internalized shame and trauma later in life if you reward children for acting in a way that is not natural to them.
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sinking fund provisions sometimes turn out to adversely affect bondholders, and this is most likely to occur if interest rates decline after the bond was issued
Sinking fund provisions sometimes turn out to adversely affect bondholders, and this is most likely to occur if interest rates decline after the bond was issued.
Many bond indentures contain a clause stating that the borrower must pay down a particular amount of the loan each year. If interest rates have dropped, the retirement might be implemented by calling the bonds from the investors or buying them on the market (if interest rates have increased). A bondholder may benefit from this orderly retirement since it increases liquidity, but it may also force them to surrender a high-yielding bonds at the call price, which is frequently par at a period of low interest rates. termed bond sinking fund as well. Compare the option of doubling. also known as a sinking fund funnel.
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say the stock closed at at expiration and the option was assigned. what would be your effective cost per share for your shares of xyz?
According to the stock closing at expiration and assigned option, the effective cost per share would be 50 of XYZ.
What do you mean by stock expiration?The exact date and time that derivatives contracts stop trading and associated obligations or rights become due or expire are known as the expiration time. The third Friday of the expiration month is often the last day to trade an option. The precise expiration time and date will be stated in derivative contracts. A stock, on the other hand, is a type of security that denotes the holder's ownership stake in the issuing company and is typically traded on stock markets. Therefore, this can be referred to as stock expiration.
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If a taxpayer does not have enough taxes withdrawn from her paychecks throughout the year to equal the total tax she is required to pay that year, she will owe the government the remaining balance. on the other hand, if the taxpayer has more money withheld for taxes than she is required to pay that year, she will receive a refund for the difference. mary has determined that, based on her annual income of $36,000, her federal income tax for the year is $5,424. mary gets paid on a bi-weekly basis, giving her 26 paychecks throughout the 52 week year. what is the minimum amount mary must have withheld from each of her 26 bi-weekly paychecks in order to avoid owing the federal government at the end of the year? a. $104.30 b. $208.62 c. $692.31 d. $1,384.62 please select the best answer from the choices provided a b c d
Option b $ 208.62 is the correct option of the given statement.
What is meant by income tax?The word "income tax" refers to a category of tax that governments levy on revenue produced by people and enterprises within their territorial authority. To assess their tax liabilities, taxpayers are required by law to file an income tax return each year. Governments get their money through income taxes.
Calculation of the statement is here,
Mary's anticipated annual income taxes are $5,424, therefore all we have to do to figure out how much should be withheld every two weeks is divide her total projected taxes by 26 weeks ($5,424 / 26 weeks = $208.62 $209; Mary's estimated annual income taxes are $5,424). In tax forms and payments, cents are typically excluded; instead, you must round up or down. In this situation, rounding up is necessary; even computer software does so.
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The correct answer to the given statement is $ 208.62. To figure release your gross annual income, multiply your monthly or weekly take-home pay by the digit of times you are paid separately per year.
What is Annual income?The amount of money you earn in one fiscal year is referred to as your annual income. Your annual income includes your yearly salary as well as bonuses, commissions, overtime, and tips. It may be referred to in two ways: gross annual income and net annual income. How to Determine Annual Income To calculate an annual salary, multiply your gross pay (before taxes) by the number of pay periods in a year. If an employee earns $1,500 per week, his or her annual income would be $1,500 x 52 = $78,000. If you work eight hours per day, five days per week, 52 weeks per year, you will have worked 2,000 hours in a year.To learn more about Annual income, refer to:
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under cobra, coverage for dependents of an employee may continue up to 36 months for any of the following events, except:
Under cobra, coverage for dependents of an employee may continue up to 36 months for any of the following events, except termination of the employee. The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows workers and their families who lose their health benefits to maintain group health benefits given by their group health plan.
Limited periods of time in specific circumstances, such as voluntary or involuntary job termination. The Consolidated Omnibus Budget Reconciliation Act of 1985, sometimes known as COBRA, mandates group health plans with 20 or more employees to provide ongoing health coverage for employees. The origins of the name Cabinet Office Briefing Room.
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(in metres): perimeter of the sand pit. Perimeter of circle = 2 nr (n = 3,142)
Answer:
pjdjdj xjsk-jhdjdi jjdjidid
you can buy a property today for $4.0 million and sell it in 6 years for $5.0 million. (you earn no rental income on the property.) a. if the interest rate is 9%, what is the present value of the sales price? note: do not round intermediate calculations. enter your answer in millions rounded to 3 decimal places. b. is the property investment attractive to you? c-1. what is the present value of the future cash flows if you also could earn $300,000 per-year rent on the property? the rent is paid at the end of each year. note: do not round intermediate calculations. enter your answer in millions rounded to 3 decimal places. c-2. is the property investment attractive to you now?
a) If the interest rate is 9%, the present value of the sales proceeds is $2.981 million.
b) The property investment is not attractive because the present value of the sales proceeds is far less than the investment cost.
c-1) The present value of the future cash flows with an annual rent of $300,000 is $4,327,112.2.
c-2) The property investment is now attractive because the total present value of the future cash flows exceeds the investment cost by $327,112.20 (NPV).
Data and Calculations:Cost of a property today = $4.0 million
Sales proceeds in 6 years = $5.0 million
Annual rent = $300,000
Interest rate = 9%
Discounted factor for 9% in 6 years = 0.5962673
Present value of sales proceeds = $2,981,336.63 ($5 million x 0.5962673)
Present value annuity factor of 9% in 6 years = 4.4859186
Present value of annual rent = $1,345,775.58 ($300,000 x 4.4859186)
Total present value with annual rent = $4,327,112.21 ($2,981,336.63 + $1,345,775.58)
Calculations for a) Sales Proceeds:N (# of periods) = 6 years
I/Y (Interest per year) = 9%
PMT (Periodic Payment) = $0
FV (Future Value) = $5,000,000
Results:
PV = $2,981,336.63
Total Interest $2,018,663.37
Calculations for c) Sales Proceeds and Annual Rent:N (# of periods) = 6 years
I/Y (Interest per year) = 9%
PMT (Periodic Payment) = $300,000
FV (Future Value) = $5,000,000
Results:
PV = $4,327,112.21
Sum of all periodic payments = $1,800,000 ($300,000 x 6)
Total Interest $2,472,887.79
Thus, based on the above calculations, the property investment becomes attractive, based on the concept of present value, if annual rent of $300,000 is received.
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using the presentation internet or any other available resources research and develop at least 10 to 15 questions to ask during the interview additionally research industry expectations for professional conduct should be
Best Questions to Ask the Interviewer:
How would you describe the duties of the position?
What are you seeking out in a candidate?
What are the largest demanding situations of this task?
How could you describe a regular day on this function?
what is the standard work week?
Is additional time predicted?
inform me approximately yourself.
what's your best power?
what's your greatest weak point?
Why daily we rent you?
What is something effective your boss could say approximately you?
What are your salary expectations?
Why are you leaving your contemporary function?
Are you able to tell me more about the duties of the position?
How should I provoke you inside the first three months?
I am formidable and pushed. I thrive on venture and continuously set dreams for myself, so I've something day-to-day to try daily. I am no longer comfy with settling, and I'm continually seeking out an opportunity every day to do better and acquire greatness. In my preceding function, I used to be promoted in three instances in less than a year. I might describe myself as a progressive, creative, adaptable everyday alternate, a quick learner, and someone who is prepared to go above and beyond what's required every day make certain my company usually stays one step ahead of its competition.
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ken, a licensee, has published an ad claiming that he can sell homes for 25% more than any of his competitors. the federal trade commission determined this to be a deceptive ad. what might the ftc require ken to do as a penalty for his deception?
As a penalty for his deception ken needs to take out new ads correcting the misinformation in his original ad.
A punishment imposed or incurred for contravention of law or rule. A loss, forfeiture, suffering, or the like, to which one topic oneself with the aid of nonfulfillment of a few obligations. something this is forfeited, as an amount of money.
A penalty is a clause that sets a harsh economic punishment for the breach of a settlement time period or failure to uphold contractual responsibilities. Before everything view, this type of clause can also appear attractive to people who wish to make sure that the alternative birthday celebration performs its obligations.
Penalty provision as in keeping with segment 20(1) of the RTI Act, the CIC, or the SIC, has the power to impose a penalty at the PIO, at the same time as selecting a criticism or a 2d attraction. The penalty may be imposed, if the PIO has: Refused to get hold of an application.
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the covenant whereby one warrants that he is the possessor and owner of property being conveyed is the covenant of: select one: a. seizen. b. habendum. c. possession. d. further assurance.
The covenant whereby one warrants that he is the possessor and owner of property being conveyed is the covenant of seizen.
A covenant is a two-party promise, agreement, or contract. The two parties agree that certain activities will or will not be carried out as part of the covenant.
Covenants in finance typically refer to terms in a financial contract, such as a loan document or bond issue, that specify the maximum amount that the borrower can lend. In religion, covenants frequently convey the binding relationship between a deity and humanity.
Covenants are frequently expressed in terms of financial ratios that must be met, such as a maximum debt-to-asset ratio or other such ratios. Covenants can cover anything from minimum dividend payments to working capital levels that must be maintained to key employees remaining with the company.
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organizational structure is a key component within the controls section of the marketing plan because it .
Organizational structure is a key component within the controls section of the marketing plan because it holds particular departments and people accountable for the components of the plan that are under their authority.
The authority relationships between marketing staff members are established by the organizational structure of the marketing department, which also identifies who is in charge of what choices and tasks.
One of the more important aspects of organizational structure is how a corporation establishes its hierarchical structure.
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a major advantage of using the maximization of shareholder wealth as the primary goal of the firm is that this goal considers
In order to maximize shareholder wealth, a company's main objective is to increase the price of its shares. Maximizing shareholder wealth might be beneficial since it offers managers of a company a specific goal for increasing value.
Who is a shareholder ?Depending on how many shares they own, a shareholder is a corporate owner. Stakeholders, like shareholders, are interested in a company's performance even though they do not own any equity in it.
A shareholder is defined as a person who owns at least one share of a company's stock or mutual fund unit. The shareholders, who also have particular rights and obligations, are the company's primary owners. With this ownership arrangement, they can gain from a business's success.
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what is a sales forecast
Answer:
a sales forecast is a forecast and like a broadcast of how many sales someone is getting or taking.
Explanation:
that's the correct answer above.
an effect of the sarbanes-oxley act of 2002 was to: multiple choice reduce the circumstances in which one may file securities with the sec. eliminate sec involvement with sales of securities. reduce the accounting profession’s level of self-regulation. require periodic peer reviews of large cpa firms performed by the general accounting office.
An effect of the Sarbanes-Oxley Act of 2002 was to reduce the accounting profession’s level of self-regulation.
What did the Sarbanes-Oxley Act of 2002 do?The Sarbanes-Oxley Act of 2002 was passed in the wake of the Enron and WorldCom financial sagas in order to reduce the incidence of companies misleading their stockholders.
The Sarbanes-Oxley Act of 2002 led to more regulation over the accounting profession and a reduction in their self-regulation because large accounting companies had been implicated in the saga.
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