Answer:
$1.5
Explanation:
Interest is compounded monthly.
The applicable formula for amounts after one month is
A = P + (1 + r)^n
P = principal amount $575
r is interest rate 3.1% per year or 3.1/12 per month =0.26% or 0.0026
n= 1 month
A = $575 +( 1+0.0026)^1
A =$575x 1.0026
A= $576.495
A= $576.5
Interest earned in the month
= $576.5 -$575
=$1.5
For prescription drug coverage with her family health care plan,
Emmeline has four options:
Option A: $50 monthly premium and $20 co-pay per prescription
Option B: $70 monthly premium and $15 co-pay per prescription
Option C: $90 monthly premium and $10 co-pay per prescription
Option D: $110 monthly premium and $8 co-pay per prescription
Based on Emmaline's records, her family fills an average of two
prescriptions per month. Which would be her least expensive
option?
Option A
Option B
Option C
Option D
No
Answer:
the answer is A
Explanation:
option A is $50 monthly premium and $20 co-pay per prescription.
if you do the math:
$50 + $20 x 2=90
$70 + $15 x 2= 100
$90 + 10 x 2= 110
$110 + 8 x 2= 126
(you multiply 2 because of the amount of prescriptions she goes through per month )
P.S I am also a personal finance student and took the test, got it right, but didn't go off the answer here.
Hope this helps :)
The least expensive option for Emmeline would be:
A: $50 monthly premium and $20 co-pay per prescriptionAccording to the given question, we are asked to show the least expensive option for Emmeline when purchasing a prescription drug based on family health care plan.
As a result of this, we can see that a $50 monthly premium and a $20 per day prescription would cost $90 which is lower than the cost of other prescription plans which goes as high as $126.
Therefore, the correct answer is option A
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18) Fred purchased shares of stock In a fast-food corporatlon for $10,000. Marla ls a sole proprletor of a
fast-food restaurant that she purchased for $10,000. Which of the following statements best descrlbes
the maximum amount that Fred and Marla can lose on thelr Investments? (SSEMI3A DOK: 2)
A. Fred can only lose $10,000, but Marla can lose more
B. Marla can only lose $10,000, but Fred can lose more
c. Both Fred and Marla can lose only $10,000
D. Both Fred and Marla can lose more than $10,000
Answer:
A. Fred can only lose $10,000, but Marla can lose more
Explanation:
Fred can lose a maximum of $10,000 because he bought shares of a corporation. Shareholders of a corporation enjoy limited liability to its debts. Should the corporation face liquidation, the shareholder's liability is limited to the value of share contribution. It means that Fred can lose a maximum amount equal to the shares he purchased should the corporation collapse.
Marla bought a sole proprietorship business. The law considers a sole proprietorship business and the owner to be the same thing. Marla's business assets are her assets, while the debts of the business will be her debts. Should the restaurant incur debts more than the $10,000 that Marla paid for it, she stands to lose more if her business collapses. Her assets will be used to settle the debts of the restaurant.
ay co. reported the following financial data for its most current year: beginning-of-year common stock $105,000 beginning-of-year retained earning 175,400 net income 33,400 dividends paid 10,500 issuance of common stock 24,000
The correct answer would be $327,300.In order to calculate end-of-year stockholders equity following equation is used.
Stockholders equity = Year-end common shares + year-end retained earnings - treasury stocks.
Since there are not any treasury stocks in this case, we just have to get year-end common stock value and retained earnings. To calculate year-end stock value we just add the beginning balance of stock to the other stock issuance value during the year which in this case would be:105,000 + 24,000 = 129,000 .
Whereas, to calculate year-end retained earnings, we take the beginning balance add the net and subtract any dividend paid.
Calculation during this case would be:
175,400 + 33,400 - 10,500 = 198,300
So, stockholder equity = 129,000 + 198,300 = 327,300.
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A _____ is targeted to borrowers with low credit scores, high debt-to-income ratios or signs of a reduced ability to repay the money they borrow.
A subprime mortgage loan is targeted to borrowers with low credit scores, high debt-to-income ratios or signs of a reduced ability to repay the money they borrow.
yo brainly why u give me a warning someone really put a s* meme and they didn't get a warning but when I put a picture of a drawing of a kid it bad like it called arts it educational
Answer:
the answer to this equation is 75 ⁴³
for the following transaction, answer the questions that follow in accordance with the rules of journalizing and the double-entry accounting system: transaction: walker company received $6,400 payment from a customer on account.
Following Adjustments are being shown below.
Which two accounts are affected ?
Prepaid insuranceWhat kind of accounts are they?
Current assetDo the account balances increase or decrease?
IncreaseDo we debit or credit the accounts?
DebitSince insurance is paid in advance for the upcoming six months, the account that will be debited will be a prepaid insurance account.
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As with all managerial work, arts and
communication managerial work requires
which of the following?
A. previous experience
B. knowing someone in the industry
C. passion for the industry
Answer: it’s A previous experience
each of the following statements is correct regarding listing agreements, except: select one: a. a listing is an employment contract b. a listing is a personal services contract c. a listing is a contract between the salesperson and the seller d. a listing contract cannot be assigned from one broker to another
A listing agreement between a broker and a seller is an employment contract; it is a contract for the broker's real estate professional services, not for the transfer of real estate.
In a listing agreement, the property owner (as principal) gives the real estate broker (as agent) the authority to sell the home on the owner's conditions. The owner pays a commission in return for this service. A listing agreement is a less frequent word that describes a deal established between a security issuer (such a public business) and the stock exchange that is hosting the issuance. The New York Stock Exchange (NYSE), the Tokyo Stock Exchange (TSE), and the London Stock Exchange are a few examples of exchanges (LSE).
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The chart shows a range of credit scores.
A bar chart titled Sample Credit Score Range has Rating on the x-axis, and credit score on the y-axis, from 0 to 800 in increments of 100. A poor credit score is 500, a weak score is 600, an average score is 700, a good score is 730, a very good score is 750, and an excellent score is 800.
A credit score between 500 and 600 means a consumer would most likely
find it easy to get a loan.
find it hard to get a loan.
get a loan with low payments.
get a loan with low interest.
Answer:
find it hard to get a loan.
Explanation:
According to the bar chart, a credit rating of between 500 and 600 lies within a bad and poor credit score. A bad or poor credit score indicates the irresponsible use of credit facilities and bad credit history. It tells that the individual has a history of missing out on loan installments, late payments, or defaulting on loans.
A bad or poor credit rating implies that a customer is highly likely to default on loan repayment. Due to this reason, lenders judge them to be high-risk customers and are likely to deny them credit facilities.
Answer: B
Explanation:
Identify two benefits of drawing up a business plan.
Answer:
Here are four benefits of a business plan:
You can get outside funding. To get funding from lenders or investors, you need to show a business plan. ...
You gain an understanding of your market. ...
You focus your strategies. ...
You can check the financial numbers.
Explanation:
ces
dual
4. A teacher's reputation is important for
success as a professional. What types
of actions of students in high school and
college potentially affect their reputation
into the future, positively or negatively?
this organization is a part of the u.s. treasury department and its auditors examine and audit the books and records of organizations and individuals to determine their federal tax liability.
This organization is part of the US Department of the Treasury, and its auditors examine and audit the books and records of organizations and individuals to determine their federal tax liability. this organization is the IRS.
Taxes can be defined as mandatory levies from the people for the state. Every penny of tax money paid by the people will be included in the post of state income from the tax sector. Its use is to finance central and local government spending for the welfare of the community.
Taxes are very beneficial for the state. In full, taxes are widely used for:
Financing state expenditures, such as: self-liquidating expenditures, for example: expenditures for productive projects for export goods.Financing reproductive expenditures, such as: expenditures that provide economic benefits for the community, for example: expenditures for irrigation and agriculture.Financing expenses that are not self-liquidating and non-reproductive, for example: expenses for the construction of monuments and recreational objects.Financing unproductive expenses, for example: expenditures to finance national defense or war and expenditures for future savings, namely expenditures for orphans.You can learn more about tax here brainly.com/question/16423331
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in the product markets of the circular flow model, households provide to the business sector in exchange for goods and services.
In the product markets of the circular flow model, households provide _______to the business sector in exchange for goods and services.
Government
financial
Foreign trade
Household
In the product markets of the circular flow model, households provide labor to the business sector in exchange for goods and services.
Government
financial
Foreign trade
Household
Households offer Labor to the commercial sector in return for commodities and services in the product markets of the circular flow paradigm
The required details for Model of Circular Flow in given paragraph
What Is the Model of Circular Flow?
The circular flow model explains how money circulates in society. Money is exchanged between producers and employees as wages and between workers and producers as product payments. An economy is, in essence, a never-ending circle of money.
Although the model's basic structure is as stated, actual cash flows are more intricate. To further illustrate the complexity of today's economies, economists have included more variables. These components comprise a nation's gross domestic product (GDP), sometimes known as national income. Because of this, the concept is also known as the circular flow of revenue model.
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many designers in the company are now making the transition to working in indesign, and katie is in charge of training them. she explains that working smart in indesign is important, and is an effective way to keep related panels together.
A good way to keep related panels together is to group them.
A designer can benefit many workplaces because graphic design is a crucial marketing tool. The need for graphic designers does, however, differ by business. According to the U.S. Bureau of Labor Statistics, there are less options for graphic designers to find work in the publishing sector. But as more businesses continue to expand their digital presence, the demand for graphic designers in computer systems design and related services is anticipated to rise. Additionally, there are several chances for graphic designers to diversify into other design disciplines. A graphic designer can go into adjacent fields like web development or UX/UI design because to their many transferrable talents.
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The product is shown without a decimal point. Where should the decimal point be placed?
3.12 × 4 = 1248
5th grade work
Answer:
Answer:B Place the decimal point after 2
Explanation:
All you have to do is multiply 3.12 times 4
2. What are the importance of vocation and business?
Answer:
A major part of your life is your vocation. This is your career or even your business. Fulfillment in your vocation can contribute to leading a satisfying and successful life. Factors involved in having a satisfying vocation are that you should have a purpose, help others and be concerned about future generations
what was a benefit of square inc. that differentiated it from the other pos systems that were available at the time it first launched? more than one answer may be correct.
Small businesses could afford to accept credit and debit card transactions because they charged a flat fee for each transaction. We were able to accept credit and debit cards for payment. Restaurant servers can process customer payments at the table, increasing the Benefits speed at which they turn tables.
Small businesse groups and individual operators didn't have to spend money on expensive servers and infrastructure, so credit and debit cards were available for the price. This has led organizations to recognize how employees are challenged and managed,Benefits leading to the development of a Principle Y management style dedicated to the self-fulfilling power of character. In McGregor's view, performance obligations are imposed on managers as well as subordinates
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Josh is journalizing an adjustment for a bank service fee. What type of
account would this be considered?
A. cash
B. revenue
C. expense
D. accounts payable
Answer:
Expense
Explanation:
factors to consider when preparing a slide
Answer:
the aim of the presentation, the subject matter, the audience, the venue or place, the time of day, and the length of the talk
Answer:
Location and accessibility
knowing your competitors
study the building
Landscape,sizes,shape
interestingly, if a class-action suit deals with equal pay or gender discrimination, it cannot be filed against an employer.
Contrary to popular belief, a class action lawsuit cannot be brought against an employer if it involves equal pay or gender discrimination.
Gender discrimination is when a person is treated differently depending on their sex, putting them at a disadvantage or preventing them from accessing opportunities that are open to other members of society. Males typically hold higher positions in social, economic, and political hierarchies, which is a sign of gender discrimination in most societies.
The gender discrimination against women has persisted for more than 20 years. Students will comprehend the effects of gender discrimination on our society and how it restricts women's potential after reading this essay on the topic. A few steps to end gender prejudice are also proposed at the end. Students can practice writing essays on related topics to improve their essay-writing abilities.
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the demand curve for on-demand videos has shifted to the right. what could have caused it? a fall in the price of on-demand videos. an increase in the price of on-demand videos. an increase in the supply of on-demand videos. an increase in the income of buyers.
The demand curve for on-demand videos has shifted to the right. It could have been caused by an increase in the income of buyers.
A demand curve gives a graphical representation of the relationship between the demand for a good or service and its price. Usually, the price is depicted on the left vertical axis and the horizontal axis represents the demand.
The demand curve joins the vertical and horizontal axis, indicating the law of demand. The law of demand states that the price of a product is inversely related to its demand, such that if price increases, demand will decrease, and if price falls, demand rises.
When the demand curve shifts rightward, it means that the income of buyers has increased, while the price of the product remains the same.
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(04.03 LC)
Which behavioral factor would influence the premiums of auto
insurance?
A. Make and model
B. Age of driver
C. Safe driving
D. Location
Answer:
C. Safe driving
Explanation:
Behavioral factors refer to the lifestyle habits of an individual. Auto insurance premiums are largely determined by the risk involved, as assessed by the insurance company. Insurance companies consider
the car and its safety features, the driver's history and habits, insured credit history, among other factors, when determining auto premiums.Safe driving is a habit that develops in a driver over time. It is captured in the driver's driving history. A driver with few incidents and accidents than other pay lower insurance premiums. However, accident-prone drivers, those who drive many hours per day, and night drivers will always pay high insurance premiums.
Safe driving is the behavioural factor would influence the premiums of auto insurance. Hence, option C is correct.
What is auto insurance?Auto insurance, a contract between you and the insurance company, protects you from financial loss in the event of an accident or theft. In exchange for a premium payment from you, the insurance provider guarantees to pay your losses in line with the conditions of your policy.
When you buy or rent a car, it's critical to protect your investment. In the event that you are in an accident, your car is stolen, vandalized, or suffers damage from a natural disaster, having auto insurance can provide you peace of mind.
Instead of paying for motor accidents out of pocket, people make yearly payments to an auto insurance company, and the company then pays all or the bulk of the costs associated with the accident or damaged vehicle.
Thus, option C is correct.
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in viña del mar, chile, a large number of shops specialize in selling the same quality of seafood products along the beach frequented by tourists. no individual shop dares charge more than the going price without fearing loss of business to other shops. this exemplifies
Along the tourist-friendly beach in Via del Mar, Chile, a sizable number of stores specialise in providing the same kind of seafood products. No business would dare to charge more than the market rate without worrying about losing customers to rival businesses. This is a perfect example of pure rivalry.
Seafood includes any marine species that people would eat, with fish and shellfish leading the list. Shellfish includes bivalve molluscs like clams, oysters, and mussels as well as cephalopods like octopus and squid. Echinoderms and other crustaceans like shrimp, crabs, and lobster are also featured.
Seafood is a key source of (animal) protein in many cuisines around the world, particularly in coastal areas. Pescetarians, who only consume seafood as a source of meat, are regarded as semi-vegetarians.
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anybody wanna be friends
Answer:
Meeeeeeeee
Explanation:
Also I’m bored
Answer:
I'll be ur friend, thx for the free points, stay safe, and have a great day/night!
Why did Constantine establish a new capital of the Roman Empire in Byzantium?
Answer:
From the year 330 and by order of the Emperor Constantine, the city of Byzantium became the capital of the Roman Empire. The main motivation behind this decision was strategic: the city of Byzantium, later renamed Constantinople, was located in what we know today as Istanbul, Turkey, on the intercontinental passage between Europe and Asia. Thus, this city was right in the middle of the main route that connected the Roman Empire with the cities of the Middle East, India and China, being fundamental for the control of said trade and the exercise of a notable political and economic influence in the region.
when a clause is included in a mortgage, requiring it to assume a lower lien priority position, it is called: select one: a. an estoppel clause. b. an acceleration clause. c. a subordination clause. d. a participation clause.
When a clause is included in a mortgage, requiring it to assume a lower lien priority position, it is called c. a subordination clause.
A mortgage is an agreement between you and a lender that permits you to borrow cash to buy or refinance a domestic and offers the lender the right to take your house if you fail to repay the money you've got borrowed.consumerfinance.gov.
A loan is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest. loan loans are used to buy a home or to borrow money towards the cost of a domestic you already very own. Seven matters to look for in a loan.
An example of a mortgage is the loan you took out whilst you obtain your property. To loan is whilst you're taking a mortgage and using your house as collateral. An instance of a loan is when you visit a financial institution and borrow money against your house.
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A transcript should be requested from—-
the post office
your references
former employers
past schools you have attended
Answer:
Past Schools you have attended
Explanation
According to osborne and gaebler, the public sector _____ while the private sector _____.
According to Osborne and Gaebler, the public sector is a sailor while the private sector is the boat
What is reinventing government?The need to reinventing government movement according to Osborne/Gaebler involves the following:
Community owned government.Force governments to competeFunding outcomes, not outputsCustomer service.The reinventing government movement arised because the people are increasingly dissatisfied with the way the government works and this led to the theory by Osborne/Gaebler.
Hence, as the scholars explained the roles of the public and private sectors by comparing it to maneuvering a boat, it means that the public sector is a sailor while the private sector is the boat.
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Learning the language of money is not that important because you will be able to depend on financial planners to manage your money. True or false?.
It's false that learning the language of money is not that important because you will be able to depend on financial planners to manage your money.
Benefits of personal finance include effective budgeting of spending, high retirement savings rates, and the ability to make prudent investment decisions that help individuals reach their financial goals. Financial planning is more influenced by economic factors, values, goals, and current scenarios.
Aspects such as family history, personal profile, and financial planners obligations also influence investment decisions. While these above factors tend to influence decision-making, it is still in the hands of investors to build a solid investment portfolio based on their needs and profile.
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Say you own an asset that had a total return last year of 17 percent. assume the inflation rate last year was 3.6 percent . what was your real return?
Let's say you own an asset that had a 17 percent total return the previous year. Considering that there was 3.6% inflation last year, the real return was 13.4%.
Since the real rate of return adjusts for inflation, we must deduct inflation from the nominal rate to obtain the real rate of return.
Nominal return minus inflation equals real rate of return.
Real return = 17% – 3.6%
So, Real return = 13.4%.
Nominal rate of return and real rate of return are two ways to express rates of return. The real rate of return is obtained by adjusting the nominal rate of return for inflation. Real rate of return is said to be a more accurate indicator of return. This is primarily because a nominal return must only be the result of inflation and not actual value creation. A rise in the real rate of return indicates that the asset has actually gained value.
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