The Effective Annual Rate (EAR) for 9. 1 % Quarterly %, 18. 1 Monthly, 14. 1 Daily, 11. 1 Infinite are 9.42%, 19.68%, 15.14% and 11.74% respectively.
What do you mean by Effective Annual Rate?
The rate of interest that is actually generated on an investment or paid on a loan as a result of compounding interest over a specified amount of time is known as the Effective Annual Rate (EAR). It is used to evaluate various financial products that compute annual interest with various compounding periods, such as weekly, monthly, yearly, etc., and is typically higher than the nominal rate. The effective yearly interest rate rises up over time as the number of compounding periods goes up. The nominal rate specifies a yearly percentage rate regardless of compounding, although the actual annual rate is typically greater. When compared to the nominal rate, the effective yearly rate rises as the number of compounding periods increases.
EAR=(1+APR/m)^m-1
where m=compounding periods
1. EAR=(1+0.091/4)^4-1
=9.42%(Approx).
2. EAR=(1+0.181/12)^12-1
=19.68%(Approx).
3. EAR=(1+0.141/365)^365-1
=15.14%(Approx).
4. EAR=(e)^APR-1
where e=2.71828
EAR=(2.71828)^0.111-1
=11.74%(Approx)
So, The required answers are 9.42%, 19.68%,15.14% and 11.74% approximately.
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Setting up an effective nonroutine meeting begins with Multiple choice question. argument. planning. delegation. criticism.
Setting up an effective nonroutine meeting begins with Planning. Planning is the first step in setting up an effective nonroutine meeting.It is essential to take the time to plan the meeting carefully in order to make sure that it is productive and successful.
You should consider who needs to be invited, what topics need to be discussed, what resources are needed, and what the desired outcome of the meeting should be. You should also consider the agenda of the meeting and how it should be structured. Questions should be asked in advance to help ensure that everyone is prepared for the meeting.
Finally, it is important to consider how the meeting will be facilitated and who will be responsible for doing so. Planning is a crucial step that must be taken in order to ensure a successful and effective nonroutine meeting.
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39. If nominal GDP exceeds real GDP for a specific year, then the GDP deflator must be __________. *
(Nominal GDP minus Real GDP) x 100 is the GDP price deflator. When the nominal GDP is lower than the actual GDP, the GDP deflator is negative, which indicates that the country is experiencing deflation.
Nominal/Real x 100 is the formula used to compute the GDP deflator. The GDP Deflator for 1980 in the aforementioned example is 100 ($500/$500 x 100 = 100). GDP deflator is always set to 100 for the base year. The 2017 GDP deflator is 342.86 ($3000/$875 multiplied by 100 = 342.86). Real GDP is typically calculated by multiplying nominal GDP by the GDP deflator (R). The deflationary figure, for instance, is 1.01 if an economy's prices have risen by 1% since the base year. Real GDP is computed as $1,000,000 / 1.01, or $990,099, if nominal GDP was $1 million.
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TRUE OR FALSE standard costs can be used by management to assess the reasonableness of actual costs incurred.
Management can use standard costs to assess the reasonableness of the actual costs incurred.
Standard material costs, standard labor costs and standard overhead costs are found in the standard cost table published by the Institute of Management Accountants. When using standard cost, factory overhead is allocated to products at a predetermined standard overhead rate. Organizations committed to continuous improvement strive to achieve practical standards rather than ideal standards. Standard cost:
The value of an item purchased or manufactured is always equal to the declared standard cost of the part. This applies to parts in stock or out of stock. The difference between the actual cost and the standard cost is posted to the variance account.
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Ossie enters a convenience store and points a gun at the clerk Pico. Ossie forces Pico to open the cash register and give him all the money. Ossie will most likely be charged with a.burglary.
b.robbery.
c.larceny.
d.receiving stolen property.
Ossie enters a convenience store and points a gun at the clerk Pico. Ossie forces Pico to open the cash register and give him all the money. Ossie will most likely be charged with a robbery.
Robbery is the crime of taking or attempting to take something of value by using force, the threat of force, or terror. Robbery is described by common law as stealing the property of another with the goal to permanently deprive the individual of that property via force or terror; that is, it is larceny or theft completed through an assault.
Burglary, commonly known as breaking and entering and occasionally housebreaking, is the act of unlawfully entering a building or other regions with the goal of committing a criminal offence. Typically, that offence involves theft, robbery, or murder, although most countries include additional offences under the umbrella of burglary.
Larceny is a crime that involves the illegal taking or theft of another person's or business's personal property. It was an offence under English common law, and it became an offence in countries that integrated English common law into their own law, where it is still in effect in many circumstances.
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What is the underlying theme about good and evil in The Strange Case of Dr Jekyll and Mr Hyde?
The character of Dr. Jekyll is that of a physician who, in his quest for identity and in an effort to free his "evil" side, makes the error of dividing himself into two entities with entirely different moral and ethical standards.
Henry Jekyll has understood the ambiguity that every person experiences in the literary novel "Henry Jekyll," where a man must balance his good and bad personalities. This burden overwhelms him to the point that he wants to rid himself of the evil part using a formula he invented, with the help of which he creates two entirely different beings: on the one hand, the renowned and esteemed doctor Jekyll, who typically considers the benefit of others, and on the other hand, Mr Hyde.
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The government can shift or influence supply in a market by providing subsidies (money) to businesses or by taxing them heavily.
True or False
Henry works at a newspaper agency. here, he works with the editor to put fresh stories in the newspaper every day. this is necessary because, as each day passes, that day’s newspaper becomes old and redundant. which quality of the newspaper is depicted here? the quality of the newspaper being highly is depicted here.
The quality of the newspaper being highly time-sensitive is depicted here. As each day passes, that day's newspaper becomes old and redundant, and therefore new stories need to be added to keep the newspaper current and relevant.
This highlights the need for the newspaper to be up-to-date and timely in order to provide readers with the most recent information.
The quality of the newspaper being highly time-sensitive is depicted in the given information. It's emphasized that Henry works at a newspaper agency where he works with the editor to put fresh stories in the newspaper every day, it's mentioned that this is necessary because as each day passes, that day’s newspaper becomes old and redundant.
This highlights the importance of the newspaper being up-to-date and timely in order to provide readers with the most recent information. The newspaper industry is highly dependent on timeliness as news and events are constantly changing and people look to the newspaper as a source of current information.
Therefore, the newspaper agency is under pressure to provide the readers with the latest and most accurate information as soon as possible. This is why the daily newspaper is highly time-sensitive and the newspaper agency has to work hard to make sure that the newspaper is up-to-date and relevant every day.
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A fee that lenders may receive for selling or transferring their right to service a mortgage loan is called
A fee that lenders may receive for selling or transferring their right to service a mortgage loan is called Service release premium. When a completed mortgage loan is sold to the secondary mortgage market.
a lending institution, like a bank or retail mortgage lender, receives a payment known as a service release premium (SRP). As the initial phase in the production of a mortgage-backed instrument, the secondary mortgage loan market purchaser is often a Wall Street investment bank, Fannie Mae, Freddie Mac, or Ginnie Mae (MBS). Nowadays, the US government buys almost all concluded mortgages through the GSE Mortgage Backed Securities Purchase Program.
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The Sarbanes-Oxley Act of 2002 greatly increased the accountability of auditors, executives, and corporate lawyers. This law is an example of which segment of the general environment ?
O economic
O sociocultural
O political and legal
O demographic
Option C, The Sarbanes-Oxley Act of 2002 is an example of the political and legal segment of the general environment as it's a federal law passed by the United States Congress to protect investors by improving the accuracy and reliability of financial reporting, and to prevent fraud and corporate misconduct.
The Sarbanes-Oxley Act of 2002 is an example of the political and legal segment of the general environment. This law is a federal law passed by the United States Congress in response to a number of corporate and accounting scandals, such as Enron and WorldCom.
The law increased the accountability of auditors, executives, and corporate lawyers, by imposing new or expanded requirements for financial reporting, corporate governance, and internal controls.
The law aims to protect investors by improving the accuracy and reliability of financial reporting and preventing fraud and corporate misconduct, and it is a legal requirement for public companies. It falls under the category of political and legal environment as it's a law passed by the government and it's affecting the way companies operate, report, and govern themselves.
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In mid-twelfth century, _________ created a subsistence crisis in Central Asia.
In mid-twelfth century, Climate change created a subsistence crisis in Central Asia.
The drying of the region had a significant impact on the population, leading to food shortages and widespread famine. Additionally, the drought made it difficult to grow crops and herders struggled to find enough pasture for their animals, resulting in increased competition for resources. This led to migrations of people and conflicts between different groups over land and resources. The crisis likely had a major impact on the political and social structure of the region and may have contributed to the decline of the Khwarezmian Empire, which was a major power in Central Asia at the time.
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If the interest rate is 8% compounded annually, approximately how many years will it take the current balance in an account to triple in value
Compound interest is calculating on the initial principal as well as on the interest gained by the principal over a specified period of time. read the following example: An investor invests $1,000 in a 5-year term deposit with an interest rate of 8% with the interest compounded annually.
So, at the end of each year, the interest amount produced in that year is added to the principal amount. It is the new principal amount and the interest for the coming year is brought based on the principal amount.
Total Interest bagged = Principal * [(1 + Rate of interest) Time – 1]
Total Interest gained = 1000 * [(1 + .06)5 – 1 = 338.230
Average Annual Interest = Total Interest Earned / Time
Average yearly Interest = $338.23 / 5 = $67.65
Formula for Compounded Interest
Normal Compound Interest = Principal * [(1 + Interest Rate Annual/N) N*Time
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the table gives data for a nation. what is the amount of the country's gdp?
The table gives data for a nation. what is the amount of the country's gdp 6200 billion.
In the pursuit of knowledge, data (pronounced "daet" in the US and "det" in the UK) can describe quantity, quality, fact, statistics, other fundamental units of meaning, or just plain sequences of symbols that can be further understood. A datum is a specific value that can be located in a group of data. In order to provide data greater context and meaning and to enable its usage as data in other, larger structures, it is typically structured into tables or other structures. Data can be used in calculations as variables. [1] [2] Data can reflect both precise measurements and ambiguous ideas. [3] Research, economics, and pretty much every other field use data frequently.
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A firm that wishes to minimize risk when investing idle cash would be least likely to buy
Select one:
a. stocks in other corporations.
b. certificates of deposit.
c. federal agency securities.
d. Treasury bills of the U.S. government.
A company that wants to minimise risk while investing idle cash is unlikely to acquire long-term corporate bonds. As a result, choice A is the right response
Compared to their short- or medium-term competitors, long-term corporate bonds often provide better returns. However, long-term corporate bonds are significantly more susceptible to fluctuations in interest rates and will probably exhibit high volatility as US interest rates climb.
There are a number of enticing high-yielding exchange-traded funds (ETFs) available for investors looking to diversify their portfolios with long-term corporate bonds. Investors have access to a wide range of exchange-traded funds (ETFs) to increase their exposure to long-term corporate bonds.
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Ministers from the western African countries of Nigeria, Ivory Coast, and Ghana recently met in an effort to discuss ways to increase the economic vitality of their countries. They all agree that the primary problem faced by their countries is lack of basic infrastructure, such as roads, schools, utilities, and medical facilities. They would like to appeal for help from the international community, which organization should they approach for help?
Ministers from the western African countries would like to appeal for help from the international community, and the organization which they should approach for help is called the The World Bank.
The World Bank tend to offer support to developing countries which is mainly through policy advice, research and also the analysis, and the technical assistance. So, technically the World Bank is considered to be a part of the United Nations system, but its governance structure is quite different.
However, the western Afrucan counries can appeal for monetary help from such international community. Thus, The WQorld Bank tends to provide loans and grants to the governments of low and the middle income countries.
Hence, The World Bank is an international organization.
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Which best defines utility? Multiple choice question. The utilization of economic resources by producers when engaging in production The satisfaction or pleasure obtained from producing a good or service The utilization of economic resources by consumers when engaging in consumption The satisfaction or pleasure obtained from consuming a good or service
B. The satisfaction or pleasure obtained from consuming a good or service best defines utility.
Utility is a term used in economics to describe the value or worth of a good or service. Utility is more exactly the overall satisfaction or benefit obtained from using a good or service.
It is a common assumption in economic theories of rational choice that customers will attempt to maximize their utility. Understanding a good or service's economic utility is crucial since it has a direct impact on its demand and, consequently, price.
Consumer utility is typically impossible to gauge or quantify in practice. However, some economists think that by using several models, they can indirectly evaluate the usefulness of an economic commodity or service.
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2. A bakery makes cakes to order. The cost of the ingredients is aed
2.50 per cake and the baker gets paid aed 20 per cake. What is the
variable cost of each cake?
Plz
Answer: AED 2.50
Explanation:
The variable cost of production is the changing cost that is incurred in order to produce each additional unit. In other words, they increase as the number of units produced increases.
In this scenario, the baker incurs a cost of AED 2.50 for the ingredients that make a single cake. This is the variable cost because it is incurred to make each additional cake and will therefore increase with the number of cake produced.
Mary abandoned her property by failing to pay its property taxes, and the property reverted to the state. This is an example of
Mary abandoned her property by failing to pay its property taxes, and the property reverted to the state. This is an example of Escheat.
Escheat is proper of a government to take possession of property assets or unclaimed assets in the event there are not any heirs or beneficiaries. Escheat rights also can be granted while belongings are unclaimed for a prolonged duration. These situations also can be referred to as bona vacantia or unclaimed assets.
The concept of escheat keeps that property always has a diagnosed proprietor, which would be the kingdom or federal government if no different claimants exist or are comfortably identified. Within the U.S., each state jurisdiction has personal laws and guidelines governing escheat rights and related subjects.
Escheat is a central authority’s right to assets if it is unclaimed for any motive after a while. Escheat rights may be granted with the aid of a court of law or given following a fashionable period. In the case of death without a will or heirs, escheat rights may be granted to a kingdom in a probate decision.
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Refer to Figure 4-6. What is the movement from S to S1 called?
a. a decrease in supply
b. a decrease in quantity supplied
c. an increase in supply
d. an increase in quantity supplied
Refer to Figure 4-6, an increase in supply is the movement from S to S1 .
What does Increase in supply means?
Increase in supply means that the quantity of a good or service that is available to consumers has increased. This can lead to a decrease in the price of the good or service due to increased competition as more suppliers enter the market. This can also lead to an increase in the variety of goods and services available to consumers.In general, an increase in supply can be beneficial to consumers, as it can lead to lower prices, increased variety, and increased quality of goods and services.
What does Service mean?
A service is an act done for the benefit of others. It can include things like teaching, selling a product, or offering physical or emotional support. Volunteer or paid service, direct or indirect, can be provided to individuals, families, or entire communities. Giving time, money, or other resources to those in need is an act of service, as is helping people in other ways, such as providing emotional support or volunteering. Service can be a powerful force for positive change because it can improve the lives of those who receive it.
Therfore the correct option is C. an increase in supply.
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What are 5 questions you should ask to determine whether a source is reliable or not?
When researching a source of information, there are key questions you should ask to determine the reliability of the source. Here are five questions that can help guide your evaluation:
1. Who is the author? Try to find out the author's credentials and expertise.
2. Who published the source? Evaluate the publisher's reputation and history.
3. When was the source published? Does the date of publication match the information you are looking for?
4. What is the purpose of the source? Is the author trying to persuade or inform?
5. What evidence is presented in the source? Are the claims in the source supported by facts and data?
By asking these questions, you can evaluate the reliability of a source and make sure you are getting accurate, up-to-date information.
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Multiple choice question 81 in moyer company, the cutting department had beginning work in process of 6,000 units, transferred out 16,000 units, and had an ending work in process of 3,000 units. How many units were started by moyer during the month? 19,000. 10,000. 13,000. 16,000
Moyer launched 13,000 units throughout the month. Hence, 13,000 is the correct answer.
What does work in the process means?Work in progress, goods in process, or in-process inventory refers to a company's partially completed products that are awaiting completion and ultimate sale, or the worth of these things. WIP is a critical input for computing inventory on a company's balance sheet, and it is utilized in supply chain management.
WIP inventory refers to things that are in production but have not yet been completed. WIP inventory is consolidated into the inventory line under current assets on the balance sheet, along with raw materials and completed items.
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What are fixed variable and discretionary expenses?
Choosing between a brand-new phone or an affordable or refurbished phone is a variable expenditure and a Discretionary expenditure is an unnecessary expenditure that's incurred by a respective, household, or business.
Fixed costs are charges like rent and property levies that a company has to pay, anyhow of how numerous units it produces. Within the order of fixed costs, there are numerous variations. optional costs are unnecessary charges that are not constrained by the number of outputs produced.
The introductory, definite yearly voice plan is a fixed expenditure. still, a boundless data plan is gratuitous. That would be an optional expenditure. Another way to suppose of optional charges is to categorize them as “ wants ” rather than “ requirements. ”
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a person wants to go into business supplying fuel to nuclear power plants. which resource will he most likely need to acquire in large quantities
Although expensive to develop, nuclear power facilities are comparatively inexpensive to operate. As a source of power, nuclear energy competes with fossil fuels in many locations.
The system cost of bringing supply from any source up to par with real grid demand is another economic factor. The cost of the system is small for dispatchable sources like nuclear power, but it increases for intermittent renewables whose production depends on sporadic inputs from the sun or wind. The system expenses quickly exceed the actual cost of generating electricity from those sources if the fraction of such renewables rises over a nominal percentage of the total. This is modelled in a 2019 OECD Nuclear Energy Agency research, is extremely obvious in Germany, and is a crucial factor in source comparisons beyond the LCOE (see section below on Other costs).
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Ross is a full-time employee in Lansing, Michigan, who earns $42,000 annually, paid semimonthly. His federal income tax is $155.00. What is the maximum amount that may be withheld from his pay for a child-support garnishment, assuming he is not in arrears
$693.38 will be the maximum amount that may be withheld from his pay for a child-support garnishment.
Ross annual salary = $42,000
Ross monthly Salary = $42000/12
=$3500
The most that may be deducted from a married person's salary (between 350 and 3520) as child support deductions is $693.38
A monetary judgement against a defendant can be collected through the legal procedure of garnishment. With the use of a garnishment, the plaintiff is able to seize the debtor's assets from the person or organisation in possession of them. Execution, a comparable legal procedure, enables the seizure of funds or property immediately held by the debtor. Without first obtaining a judgement or other court order, certain countries may let a tax office to garnish wages.
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Marketing research used for ___________ deals largely with determining which marketing opportunities are worthwhile and which are not promising for the firm.
Choosing which marketing prospects are valuable and that are not prospective for the company is a major focus of marketing study used for planning.
What does marketing's primary purpose?It acts as the public face of your firm by organising and creating the materials that reflect it. Reaching out to potential clients, consumers, investors, and/or the general public is the responsibility of the marketing department, which must also develop a unified brand image that favourably portrays your business.
What possibilities exist in marketing?Opportunities in marketing are chances for a business to sell a product to a specific kind of customer. These clients, or prospective leads, are in need of a good or service which the business can offer.
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At the core or first level of competition, hyatt hotels would consider as their competition:
a. F
b. Best Western, Holiday Inn, Ramada
c. selling
d. F
The correct answer to the first level competition of Hyatt Hotels is option d) Marriott, Intercontinental, and Westin.
The American multinational hospitality corporation Hyatt Hotels Corporation, also known as Hyatt Hotels & Resorts, has its headquarters in the Riverside Plaza neighborhood of Chicago and manages and franchises upscale and business-oriented lodging establishments as well as resorts and leisure destinations. The Pritzker family manages a number of companies, including Hyatt Hotels & Resorts. On September 27, 1957, the Hyatt Corporation was founded with the acquisition of the Hyatt House at the Los Angeles International Airport. Hyatt started undertaking international expansion in 1969. The biggest expansion for Hyatt occurred with the purchases of AmeriSuites (later rebranded Hyatt Place) in 2004 and Summerfield Suites (later rebranded Hyatt House) in 2005, as well as Two Roads Hospitality in 2018. Hyatt has expanded by creating new hotels and through acquisitions.
Question
At the core or first level of competition, Hyatt Hotels would consider as their competition:
a. Best Western, Holiday Inn, and Ramada
b. Your apartment
c. KOA campgrounds
d. Marriott, Intercontinental, and Westin
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Select the correct answer. Which term describes the ability to use different types of reasoning for different situations and analyze the possible outcomes of a decision? A. critical thinking B. goal setting C. decision making D. planning
Within the realm of Information Warfare, we spoke of four domains. Which domain was considered the fourth domain? This domain was considered to be the least understood and as affecting the other three
The fourth domain within the realm of Information Warfare is often considered to be the "cognitive" domain. This domain is considered the least understood and is thought to affect the other three domains: physical, cyber, and psychological.
The cognitive domain refers to the way people process, understand and make decisions about information. It's about how people perceive and interpret information, and how that perception can be influenced by factors such as emotions, biases, and cultural background.
The cognitive domain is complex, and it's considered the least understood because it's difficult to predict how people will interpret and respond to information. Additionally, it's challenging to influence people's perceptions, emotions, and decision-making through information.
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What is a risk decision ?
Risk decision is choosing one option with a specific risk function over another, or choosing inaction over taking no action, is a choice made by the leadership of an organization. I assume that competent leadership at the proper level of seniority can make this decision for any organization that is worth its money.
The phrase serves as a shorthand for choosing between options if at least one of them carries a risk of failure. (In terms of cyber risk, we often worry about losses, but all the concepts easily apply to upside or opportunity risk. Few individuals and organizations take on risk without anticipating some benefit, even if it's just saving money.)
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Which of the following phrases is not descriptive of the corporate form of business?
1) Professional management. 2) Double taxation on distributed earnings. 3) Unlimited liability. 4) Continuous existence.
The correct answer to the given question about phrase which is not descriptive of the corporate form of business is option 3) Unlimited liability.
When a business owner or partner has unlimited liability, they are fully responsible for all of the company's debts. In contrast to the common limited liability corporate structure, this responsibility is not limited and obligations may be satisfied through the seizure and sale of the owners' personal assets. General partners and sole proprietors who form an unlimited liability company have equal liability for all debt and obligations incurred by the company. Most businesses choose to set up limited partnerships, where each partner's responsibility is limited to the amount they invested in the business. A benefit of creating an overseas unlimited liability subsidiary for many businesses is nondisclosure.
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2. True or False: Envelope budgeting means that you have to deal with only cash and physical envelopes. Explain your answer.
Answer: True
Explanation: Because envelope generally we used to store the cash in physical mode itself