Answer:
(C) Dividends is your yearly profit
What may be a concern if you have an adjustable rate mortgage (arm)? a. after the initial fixed rate period, your rate may increase. b. your payment will constantly change during your initial fixed rate period. c. after the initial fixed rate period, your rate may decrease. d. a portion of your rate pays the commission of your mortgage broker. please select the best answer from the choices provided a b c d
The most appropriate concern in relation to the adjustable rate of the mortgage for the borrowers is the increase in rate after the initial fixed-rate period.
So, Option A is the correct answer.
What is the adjustable-rate mortgage?
ARM is the abbreviated form of adjustable-rate mortgage where the rate of interest variates over the life of a mortgage. There is a longer duration associated with the constant interest rate of an ARM at the time of taking the mortgage.
The interest rates in ARM are usually lower at the starting period but then rise or fall throughout its life. When the term of the mortgage expires, the lenders can easily modify the interest rates, that is, they can either increase or decrease the rates.
Therefore, the rise in interest rates after the fixed period would be a concern for mortgage borrowers.
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Spicer Dentistry is considering the purchase of a new x-ray machine that costs $24,000 and has a useful life of 10 years. The new machine is expected to reduce operating costs by $4,000 per year. The payback period for the x-ray machine is
The payback period for the x-ray machine equals 6 years.
What is a payback period?This means the period of time it will takes a firm to recover the cost of an investment.
Given data
Costs = $24,000
Useful life = 10 years
Reduce operating costs by $4,000
Payback period = $24,000 / 4000
Payback period = 6 years
Therefore, the payback period for the x-ray machine equals 6 years.
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The primary purpose of a ____ meeting is to identify and resolve problems. Group of answer choices technical design review problem-solving communications flow status review
The primary purpose of a review and problem-solving meeting is to identify and resolve problems.
What is a meeting?Meeting involves group of people coming together for a particular reason. It could be to resolve a particular problem, or to organize and plan a program and to share relevant information partaining to the problem.
Therefore,the primary purpose of a review and problem-solving meeting is to identify and resolve problems.
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Pricing approaches that consider the production and marketing costs and then add enough to cover direct expenses, overhead, and profit are Blank______ approaches
Answer:cost oriented
Explanation:
Cost-oriented pricing strategies include direct costs, overhead, and profit before taking into account the costs of production and marketing.
What are the strategies?A plan outlines the ways by which the outcomes (goals) will be accomplished (resources). Strategy can be predetermined or it can develop organically when an organization competes or changes its surroundings. It entails tasks like strategic planning and strategic thought.
A strategy is "a plan of action designed to attain a long-term or overall purpose," according to the Oxford Dictionary. The practice of organizing and controlling all military actions and movements during a conflict or combat.
A strategy describes the long-term objectives of a company and how it intends to achieve them. In other words, it demonstrates the route to take in order to realize the stated goal. A tactic is a precise action that is used to accomplish a goal in accordance with a strategy.
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Crimeco senior executives were involved in a massive fraud scheme to misrepresent their financial health. Faroq was employed by Crimeco as a regional manager and reported to state authorities about the fraud. Faroq is known in employment law as a/an
The role of Faroq in Crimeco as a regional manager is known in employment law as a/an whistle-blower.
What is the role of an employment lawyer?
An employment lawyer is an individual that oversees, drafts, and prepares claims about all fraudulent activities and financial mismanagement in an organization. They also serve as an advisor to their clients.
From the information given, the role of Faroq in Crimeco as a regional manager is known in employment law as a/an whistle-blower.
This is because he is tasked with exposing and reporting to state authorities about all the massive fraud schemes carried out by the Crimeco Senior executives.
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How have your planning/drafting/writing strategies and critical thinking practices evolved this semester
The answer here is a comparison of your planning, drafting, writing strategies, and critical thinking practices this semester with those of another semester.
How do you do a comparative analysis?Write each subject as a different subheading, then using a tabular form first, highlight similarities.
Then, you proceed to highlight the differences. You can then write a summary of the similarities and the differences. It can be advantageous to highlight the reasons for the variations in your summary.
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Match each word with the phrase that best defines it.
Answer:
1) A 2) B 3) D 4) C
Explanation:
You see you take them and think what they could mean like "reliable" means to trust or confide yourself to that person/place/or/and thing.
E-commerce ________ includes creating marketing messages that contain the individual’s name, appeal to his/her interests, and take their purchase behavior into account.
E-commerce personalization is creating marketing messages that contain the individual’s name and take their purchase behavior into account.
What is e-commerce?It should be noted that e-commerce simply means the buying and selling if goods through the internet.
In this case, E-commerce personalization is creating marketing messages that contain the individual’s name and take their purchase behavior into account.
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What kind of financial institutions does the office of thrift supervision oversee? a. credit unions and local banks b. the stock market c. savings and loan institutions d. check clearinghouses
OTS supervises the financial system of the U.S. and is also in charge of savings and loan institutions.
What are the primary responsibilities of the Office of Thrift Supervision?This bureau was in charge of ensuring the safety and soundness of thrift bank deposits. It accomplished this by auditing and inspecting banks to ensure that government regulations and policies were followed.
The office of thrift supervision is in charge of c. savings and loan institutions.
Therefore, the option c.describes the duties of OTS.
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Answer:
C
Explanation:
The best product development strategy for most firms is to:.
Answer:
constantly monitor consumer wants and needs and be willing to develop new products and adapt policies and services as those consumer needs begin to change.
When a department has no idle capacity and will interrupt their current level of sales to regular customers, the lowest acceptable transfer price to supply product to another division is ______.
The lowest acceptable transfer price at which the product can be supplied to the regular customer, during no idle capacity, is the selling price of the product.
What is idle capacity?The idle capacity in terms of the manufacturing department can be understood as the remaining capacity held by the business over its regular production.
Thus, when a department has achieved its idle capacity due to which the current sales to the regular customer will hamper. In this case, the department cannot transfer or supply the product below its basic selling price.
Therefore, the selling price can be taken as the lowest acceptable transfer price.
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Sherry is trying to increase her daily exercise. She has downloaded an application on her phone that tracks how far and how long she walks in the evenings. Based on the components of self-regulation, which part of the process is she implementing
Based on this information and the components of self-regulation, Sherry is implementing self-evaluation.
What are self-regulation?It is the ability to analyze the environment and the set of processes that we carry out in order to successfully manage ourselves whose components are self-observation, self-evaluation and self-reinforcement.
Self-evaluation component refers to the fact that the person determines some criteria that mark or guide the objectives that he wants to achieve, these criteria can contrast whether the change in behavior is the one he is looking for or not, according to his objectives.
Therefore, we can conclude that based on this information and the components of self-regulation, Sherry is implementing self-evaluation.
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Developing an understanding of cultural implications can greatly improve workplace interactions in the long run, resulting in improved relationships with diverse a. suppliers. b. customers. c. employees. d. all of the above
Developing an understanding of cultural implications can greatly improve workplace interactions in the long run, resulting in improved relationships with suppliers, customers and employees.
What are cultural implications?The impacts of a policy, event, activity or movement on a particular culture are referred to as cultural implications.
External and internal events can weaken, change, or reinforce specific parts of a culture, affecting the success of cultural globalization.
In the long term, developing a cultural knowledge can considerably improve workplace interactions, resulting in improved connections with suppliers, customers, and employees.
Therefore, option D is correct.
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Social shopping focuses on the Blank______. Multiple choice question. service elements of a customer transaction user or buyer shopping experience relationship between the social outlet and the manufacturer seller and purchase transactions
Social shopping focuses on Option B. Social shopping is a type of e-commerce in which shoppers' friends participate in the shopping process.
What exactly is a social shopping platform?Social shopping platforms and apps are far larger on the commerce spectrum than the name implies. These are systems and programs that enable firms to turn their social media channels into social shops. Social purchasing has numerous advantages for both companies and individuals.
Customers can interact with your brand, post reviews, and ask questions more easily using social commerce. It provides your customers with a human connection that traditional e-commerce does not.
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To raise awareness about issues important to you as a member of an interest group, during which stage of the policy-making process should you seek to approach policy makers
At early stage of policy making, one can raise awareness about issues important to you as a member of an interest group.
What is Interest groups?Interest groups, isa group with members having shared knowledge as well as goals, and they advocate on behalf of particular political issues.
Therefore, during early stage of the policy-making process one can seek to approach policy makers.
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An increase in the supply of money will lead to ____ in equilibrium real GDP and ____ in equilibrium price level. a.a decreases; an increase b.a decrease; a decrease c.an increase; a decrease d.an increase; an increase g
When borrowing money becomes easier, consumption and lending (and borrowing) rates tend to rise.
Higher rates of consumption, lending, and borrowing can be linked to a rise in an economy's overall output, expenditure, and, presumably, GDP in the near run.
For a given price level and output, an increase in the money supply lowers the interest rate.
What Factors Influence Money Supply?The most important determinant of the money supply is the Federal Reserve policy.
The Federal Reserve influences the money supply via changing bank deposits, which are its most essential component. This is how it goes.
Depository institutions (commercial banks and other financial institutions) are required by the Federal Reserve to retain a portion of their deposit liabilities as reserves.
These reserves are held by depository institutions as cash in vaults or ATMs, as well as deposits at Federal Reserve banks.
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Which balance sheet line item will help explain a difference between net income on the income statement and cash from operating activities on the statement of cash flows?.
Accounts receivable will help explain a difference between net income on an income statement and cash from operating activities on the statement of cash flows.
What is an income statement?An income statement refers to a financial document which is typically used to record the amount of money (income or revenues) that are entering into a business.
Generally, accounts receivable is a balance sheet line item which can be used by an entrepreneur or business firm to explain a difference between net income on an income statement and cash that were collected from customers (operating activities) on the statement of cash flows.
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The ability of one country to produce a good or service more efficiently than another is called a(n) _____.
Answer:
absolute advantage
Explanation:
the answer is absolute advantage know the explanation for it .
In the short run, a firm operating in a monopolistically competitive market can earn a. positive economic profits. b. economic losses. c. zero economic profits. d. All of the above are possible
A firm operationg in a monopolistically competitive market can earn
a. positive economic profits
Monopolistically Competitive MarketMonopolistically competitive market is a type of market that has a range of similar products from different producers. In other words, the product of one firm can be a substitute to the products of other firms
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Which of the following measures would a president adhering to Keynesian economic principles most likely employ during an economic recession?
i. A budget with significant cuts in federal spending on entitlement programs like Medicaid
ii. A budget that raises the federal interest rate from 1.65% to 1.8%
iii. A budget that cuts corporate income tax rates and decrease regulation of the economy
iv. A budget with significant additions of public work projects to provide employment for Americans without jobs
The measure that would be employed by the president is a budget that cuts corporate income tax rates and decrease regulation of the economy.
What is the president's response to a recession?A recession is when the gross domestic product of a country for two consecutive quarters is negative. When there is a recession, the apporopriate response should be an expansionary policy.
Keynesian economics advocates for increasing consumer spending in a recession. This can be achieved through reducing taxes.
In Exhibit 16-5, a shift in aggregate demand from AD 2 to AD 3: a. decreases real GDP, and raises the price level. b. decreases real GDP, and lowers the price level. c. increases real GDP, and lowers the price level. d. increases real GDP, and raises the price level. g
When there is a shift in aggregate demand from AD2 to AD3 in Exhibit 16-5, this d. increases real GDP, and raises the price level.
What happens when aggregate demand shifts to AD3?The shift from AD2 to AD3 is a rightward shift which points to the fact that real GDP is increasing.
This would lead to a higher price level because AD3 will intersect with the aggregate supply curve at a higher price.
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The type of cover letter written to inquire about possible job openings: a. networking letter b. prospecting letter c. application letter d. follow up letter
The type of cover letter written to inquire about possible job openings is b. prospecting letter.
What is Prospecting letters ?Prospecting letters serves as one that is been sent are to leads potential clients, or past clients so they can continuously grow a real estate business.
Therefore, prospecting letter is type of cover letter written to inquire about possible job openings.
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Answer:
B
Explanation:
Trust
The monopolist's demand curve is: a. identical to the market demand curve. b. identical to the marginal revenue curve. c. below the marginal revenue curve. d. a horizontal line at the market price. e. a U-shaped curve.
The monopolist's demand curve is identical to the market demand curve.
Who is a monopolist?Monopolist is an individual or a firm that produces goods, render services and also have control over the product that they produce.
They are not involved in competitive market but always look out for policies that will favor their market.
Therefore, The monopolist's demand curve is identical to the market demand curve.
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The three largest manufacturers of telecommunications wire conspired together so that all three firms would charge the same price for coaxial cables. This is an example of
When companies conspire together to charge the same price for a product, it is an example of price fixing.
What is price fixing?It is an agreement established between companies with the objective of controlling the price levels of a product or service, which can influence the increase, decrease and stabilization of the price. This is an illegal strategy that can generate inflation and market monopolization.
Therefore, price fixing must be fought by antitrust laws, as this action does not serve the interests of consumers, increases entry barriers and disturbs the normality of supply and demand.
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Under the Americans with Disabilities Act, employees with disabilities must reasonably accommodate the needs of their employers true or false
The statement is false, that the employees with disabilities must reasonably accommodate the needs of their employers.
What is the Americans with Disabilities Act?The Americans with Disabilities Act of 1990. This act is sometimes known as the ADA, is a civil rights statute that forbids discrimination against people with disabilities.
Employers with 15 or greater employees are normally obligated to implement reasonable modifications under the Americans with Disabilities Act.
Employers with less than 50 employees may be required by state and local legislation to provide reasonable accommodations.
Under this act, employees with disabilities will not compulsorily reasonably accommodate the needs of their employers.
Therefore, the given statement is false.
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MC Qu. 15 In a direct claim, you should close with In a direct claim, you should close with Multiple Choice an expression of goodwill. a restatement of the problem. details backing the claim. an apology. a deadline for a response.
In a direct claim, there will be a deadline for responding, usually 30 days from the date of submission and receipt of the notification.
What is a direct claim?It is any claim by an indemnified person that is not a third party, where there is a notification and a deadline for responding to the claim, which within a period of 30 days can be negotiated for the resolution of the problem.
Therefore, the response period must be considered by the receiver, if this is rejected, it is up to the applicant to seek resolution in court.
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Windham Corporation has current assets of $680,000 and current liabilities of $850,000. Windham Corporation's current ratio would be increased by:
The ratio could increase with the purchase of $170,000 of inventory on account.
After taking out a one-year loan with an annual interest rate of 5 percent, Pranav pays $2,100 back to the bank. The principal of the loan was _______ and the interest payment was _______
The Pranav took the loan for one year and repay it with the amount of $2,100. Then the principal of the loan was $1,400 and the interest payment was $700, it is computed by the help of compound interest.
What is compound interest?Compound interest is defined as Interest on interest, or compound interest. It is the adding of interest to the principal sum of a loan or deposit.
It is the outcome of reinvesting interest rather than paying it out, so that interest is received on the principal plus previously collected interest in the next period.
The formula of compound amount is:
[tex]\text{Amount (A)} = \text{Principal(P)}(1+ i)^n -1[/tex]
Where,
i = Interest Rate
n = Number of time Period
Computation of Principal and interest:
According to the given information,
A = $2,100
i = 5%
Now, apply the given values in the above formula:
[tex]\text{A} = \text{P}(1+ i)^n -1\\\\\$2,100 = \text{P}(1+ 5\%)^1 -1\\\\\text{P}=\$1,400[/tex]
Then, the interest payment would be:
[tex]\text{Interest} = \text{Amount-Principal}\\\\\text{Interest} = \$2,100-\$1,400\\\\\text{Interest} = \$700[/tex]
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_____ encompasses purchases of fixed assets abroad used in the manufacture and sales of goods and services.
Answer:
The correct answer is called capital goods. Give me Brainiliest
Which type of utility can only be added by the maker of the product?
A. Place utility
B. Possession utility
C. Form utility
D. Time utility
Answer:
C
Explanation:
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