Discuss 6 reasons why banks fail in Ghana and proffer solutions to redeem the banking sector from these 6 cancerous roots in your opinion.

Answers

Answer 1

The six reasons why banks fail in Ghana include Poor corporate governance, Non-performing Loans, and Regulatory Lapses by the Central Bank of Ghana.

The other subsequent reasons for the failure of banks in Ghana include the following:

Poor credit management practices;Questionable license process;Undercapitalization.

The solutions to redeem the banking sector from these six cancerous roots include the following:

Poor corporate governance: Central Bank of Ghana should ensure all kinds of banks in Ghana adhere to the established corporate banking practices designed for them.

Non-performing Loans: each bank that gives out loans should always ensure they give loans to those that can afford them and are ready to make judicious use of the money, such that they pay back the loan as when due.

Regulatory Lapses by the Central Bank of Ghana: the Central Bank of Ghana should improve the regulatory activities of the banks in Ghana. They should demand periodic reports and audits from these banks.

Poor credit management practices; the banks should analyze their credit risk practices before making decisions in terms of credit management.

Questionable license process; the Central Bank of Ghana should conduct open and fair license operation that gives licenses to banks that are ready to practice according to established standards. They should also sanction banks that are not ready to go through the due process of getting licenses.

Undercapitalization: Central Bank of Ghana should mandate every bank in Ghana to have a certain amount of capital before starting operation or certain liquid capital during operation.

Hence, in this case, it is concluded that banks failure in Ghana came as a result of many issues.

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Related Questions

Molly purchases a blender from Bed Bath and Beyond and it flies off the base when she tries to make her first protein smoothie. As it flies across the kitchen, it hits Molly's 2 year old son on the head and knocks him to the floor. He suffers a concussion due to the fall. Depending on when she brings a lawsuit against Bed, Bath and Beyond, she might be prevented from winning a tort case because Bed Bath and Beyond might be able to use:

Answers

its a he say she say and she does not have the proof they could say she made him suffer from concussion Explanation:

HELPPPPPPP!!!!!!!!

5. Conner walked past the candy section in the grocery store and quickly stuffed a handful of candy bars into her purse. A store security guard saw her do it, and she was arrested. Her parents came to the police station after her arrest to take her home. Did Conner’s shoplifting affect anyone? If so, who? Was Conner basing her conduct on emotion or reason? Was she treating herself and the other customers and stockholders of the store equally?



6. Sharon knows about tax laws and how the In-ternal Revenue Service (IRS) audits tax returns. She knows a way to cheat on her tax return that would save her almost $2,000. She thinks her chance of being caught is about one in 100. Can this cheating be justifi ed by reasoning based on ethical rules? Can it be justified by ethics based on consequences? Explain your answers.

7. An ordinance of Walker County provided that all automobiles must pass a smog emissions test once a year. Ross was ticketed because his car had not been inspected and approved at a testing center. Ross claimed to be a skilled mechanic who kept his car well tuned and cleaner than the law required. According to Ross, the law violated his natural rights. Explain why you agree or disagree with Ross.

8. If a legislature enacted a law that made it illegal to shout “fire” in a movie theater, would the ethical character of the law reflect consequences-based reasoning, rule-based reasoning, or both?

9. Assume a state legislature enacted legislation which budgeted more money to educating rich children than to educating poor children. Also assume that the majority of children are poor. Would complying with the law more reflect rule-based ethics or consequences-based ethics? (include evidence/reasonings)

Answers

Answer:

5) Conner's shoplifting affected the people around him. His mother, father, and the rest of his family had to deal with the whole ordeal of bailing him out. Connor was basing her conduct on emotion (impluse). She was not treating herself and the other customers and stock holders of the store equally since she didn't pay for the candybar.

6) No, this can not be justified by ethics based on consequences or ethical rules because while she may not face any immediate consequences, her dishonestly will affect other people in the end.

7) Ross has to follow the ordinance and have it tested at a testing center and have his vehicle tested no matter his expertise.

8) The ethical character of the law would reflect rule based reasoning because if there had been a fire then the potential "good" that could have come from this would have outweighed the bad.

9) Consequences-based ethics because it is created by a government for a specific group of people, being rich in this case

After swerving in and out of traffic, a truck pulls over into a parking lot. Another truck that has been following closely pulls off as well. The first driver gets out, with a baseball bat in his hand, and approaches the other truck. When the driver of the other truck gets out to yell at the first driver, he is hit with the baseball bat. The injured driver sustains a broken arm. What charges would MOST likely be filed against the driver with the baseball bat

Answers

Answer:

aggravated assault

Explanation:

aggravated assault is when a person is injured because they are attacked by another person. To determine how serious a prosecutable aggravated assault charge is, it's necessary to assess whether a weapon was used, the level of injury a victim sustained and the intent behind it.

Also, I took the quiz :)

In the given case, If the injured motorist breaks his arm, charges of aggravated assault will certainly be brought against the driver.

What is the aggravated assault?

Aggravated assault refers to the use of deadly force against a person, most frequently a deadly weapon. Simple objects like pipes, chisels, and rods have the potential to be deadly weapons. A chancy weapon, which can be any object that might seriously damage a person, is used in an aggravated assault.

A simple definition of an aggravated assault is an assault that results in substantial physical harm to the victim. Even if some municipal regulations may not define it in those terms, the more violent forms of assault are typically referred to as aggravated assaults.

Therefore, aggravated assault is the charges that would most probably be filled against the driver with the baseball bat.

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a. Describe the main steps of scientific learning process in brief.​

Answers

Ask a Question: Why does Greenland look so large on a map?
Background Research: Learn that Greenland is a quarter the size of the United States in land mass. Also learn that Mercator projection maps are made by transferring the images from a sphere to a sheet of paper wrapped around the sphere in a cylinder.
Hypothesis: If I make a Mercator projection map, then the items in the middle of the map will look their true size and the items at the poles will look larger than they really are.
Experiment: Use a sphere with 1-inch by 1-inch squares at each pole and the equator to make a Mercator projection map. Measure the squares on the Mercator projection map.
Analyze Data and Make Conclusions: The middle-of-the-map squares average 1 inch per side while the squares at the poles average 3 inches per side. In conclusion, the projection process used to make Mercator projection maps creates distortion at the poles, but not at the equator. This is why Greenland, which is close to the North Pole, looks larger than it is.
Communicate: Make a video, write a report, or give a presentation to educate others about the experiment.

d. Write any 4 differences between simple and modern technology.​

Answers

Answer:

- In simple technology, a plough was used to dig a field whilst in modern technology we use a tractor

- Paintings were used to capture people in simple technology whilst we use cameras to portray ourselves today

- To draft letters, it was traditional to use ink & paper or a typewriter whilst we now we use an app or our devices to send letters

-  In simple technology, people used horses and carriages or simple boats to be taken from one point to another whilst we use transport such as cars, trains, bus, ships and aeroplanes today.

violated when a person ""knowlingly"" makes or uses a false record or statement to get a false or fraudulent claim paid or approved by the federal government.

Answers

This is violated when a person ""knowingly"" makes or uses a false record or statement to get a false or fraudulent claim paid or approved by the federal government. This is called:

False claim

The False Claims Act is one that is backed up by federal law which is used to  combat fraud among the people who make false claims knowingly in order to defraud the government.

As a result of this, this False Claims Act is indeed violated when there is a conspiracy by a company or individual to make false claims which would entitle the government to pay the person a certain sum.

This Act has been very helpful in prosecuting criminal cases in the United States, and it is sometimes called the Lincoln Law.

Therefore, the correct answer is false claim.

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Who prosecuted Ernesto Miranda

Answers

Answer:

Twila Hoffman accused him and testified in court against him. Saying he told her about his crimes while he was behind bars.

Explanation:

what ia the worst law (rule) in your school. answer fast get brainlist

Answers

Answer:

no hates in school but people can wear cat ears and cat tails.

no outside drinks

we can sit with friends at lunch we have 1 table for each grade in high school so you can sit with anyone elce besides your class mates

Explanation:

Well this is kinda the opposite but students literally (middle school and high school) just walk out and protest outside and the school does nothing about it. They protest over face masks.

help asap, 20 points

Answers

Answer:

fourth one again

Explanation:

What is truth? I need to know as soon as possibel;)

Answers

Answer:

your adopted

Explanation:

I'm sorry you are getting told this way

what do you mean? like what the definition of truth is?

Which of the following statements best explains the meaning of this quote from the Declaration of Independence?

“That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government...”


If the government does not protect people’s natural rights, the people have the right to change the government

The government must be changed if people are unhappy

Whenever the government is not democratic, people can revolt.

If the government is destructive, the people can elect new officials.

Answers

Answer:

If the government does not protect people’s natural rights, the people have the right to change the government

and

If the government is destructive, the people can elect new officials.

Explanation:

Dies anyone know how old donald trump is?lol


will mark u brainliest

Answers

Donald J. Trump born on June 14, 1946, Is currently 75 as of 2021

if a supreme court justice believes that the constitution should be interpreted exactly as written, rather than examined in the context of the current social context, they would be advocating for ______.

Answers

If the supreme court believes that the constitution has to be interpreted directly as written, they would be advocating for what is called the strict interpretation.

The strict interpretation is also called the original intent. It means that the supreme court is to follow strictly the way the constitution was written and the intention of the framers of the constitution.

This kind of interpretation is related to the exact words with which the constitution was written and the language that was used.

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i am doing a favorite movie project any ideas?

Answers

Answer:

Love. Who doesn't enjoy a good love story? ...

Humanity vs. technology. ...

Sacrifice. The Lord of the Rings trilogy has several different themes throughout it, but the most unifying is that of sacrifice. ...

Good vs. evil. ...

Death. ...

Perseverance. ...

Coming of age. ...

Family drama.

Answer:

CARS 3

Explanation:

b. Parrot is kept in class Aves but bat is kept in class Mammalia​

Answers

Answer:

Parrot is kept in class aves because they lay eggs and bat is kept in class mammalia because it gives birth to young ones....

Examples of judicial activism and why that example would be considered judicial activism.

Answers

Answer:

Brown v. Board of Education (1954) is one of the most popular examples of judicial activism to come out of the Warren Court. ... For example, when a court strikes down a law, exercising the powers given to the court system through the separation of powers, the decision may be viewed as activist.

Explanation:

discuss the evolution of police communication by developing a narrative timeline of milestones and the introduced auction of new technology. Your response should be at least 150 words long​

Answers

Answer:

When you call the police department on 9-1-1 you feel confident they will know the telephone number and address from which you are calling.

Explanation:

The Public Safety Dispatcher will ask questions and determine the priority of the emergency using the computer based telephone system. That information will then be entered into a computer aided dispatch (CAD) system. Using this computerized information the dispatcher will relay your need to the police officer in their vehicle. The police officer will receive this either on a PC based police radio or a mobile data computer located in their car. The Dispatcher will then locate the nearest officer by means of a GPS based vehicle locating system situated in the communications center. This system tracks the location of the field personnel throughout the City. The dispatcher can scan the map and locate the police officer closest to the location of the emergency. When the officer arrives he will determine if additional assistance is needed, such as the fire department or paramedics. The officer can then obtain that assistance via his hand held radio. All of this technology provides for a quicker response by emergency personnel, however it wasn’t always that way.Communication is vital to effective public safety. The first documented police communications was in Old England where the constable carried a hand bell or rattle, sometimes referred to as a ratchet. If the constable required assistance he would sound the ratchet to alert others in the area of his need. This was a very primitive type of communication with obvious limitations.In the late 1800’s when police officers started using vehicles in the United States, the only means of communication was a red signal light placed near major intersections. When an officer saw one of the lights on, they knew to call into the station for an assignment. Did you know that there used to be a light on the top of the Hotel Laguna in Laguna Beach for that exact reason?The Chicago Police Department updated their signal lights in 1870 with “Call Booths” called “Private Boxes”. Only an officer or “reputable citizen” would be issued a key that would grant them access to the private box. Inside was a telegraph that was set up with a device that looked like a clock with a bell on top. The officer would move the pointer on the telegraph to one of eleven specific choices (arson, thieves, forgers, riot, drunkard, murder, accident, violation of city ordinances, fighting, testline, fire) and pull a handle. This would send a message to police headquarters alerting them of the officer’s activity. In 1880, they added telephones to the call booths that linked the officer with the police department.The Detroit Police Department was the first city to utilize an “on the air” voice communication in 1928. Of course, they only had one police vehicle that had a radio; so all transmission went to “Cruiser Number 5”. While this facilitated the arrest of suspects, sometimes as the crime was being committed, there was a drawback. It was a one-way radio. The police department could talk to the officer, but the officer had to contact headquarters via a telephone or call booth. Even with its limitations, this new radio was truly a modern miracle.California joined the group in 1929. Police cars in San Francisco, Berkeley and Pasadena began to equip their vehicles with radio receivers. Again, these were one-way radios. The first two-way radio was used in Bayonne, New Jersey in 1933. This connected the Police Department to nine of their patrol vehicles.The next year the Federal Communications Commission (FCC) told the police departments that they could not use their radios for communications between departments. The FCC stated they must use the telephone or telegraph. This was definitely a blow to the progress of effective communications. However, in January of 1935, the FCC met with representatives of public safety and rescinded their decision.Now was the time for private vendors to realize the profits. General Electric, RCA and Motorola began manufacturing police radios. The cost for a police radio was approximately $735. While that doesn’t sound like much in today’s economy, it was more than the cost of the police car in 1937.It wasn’t until 1940 that the first statewide radio system was implemented by the Connecticut State Police. California also installed the first unattended repeater station in Contra Costa County.While the police radios were being fine tuned, agencies realized they still had a major officer safety problem. Beat cops did not have radios, and still had to use call boxes or telephones. When an officer left their vehicle, they were basically incommunicado.

To give officers meaningful direction and settle personnel disputes, police administrators must communicate clearly. Effective communication skills are crucial for accurately communicating the findings and conclusions of police research.

How technology has changed police work?

The fight against crime is also benefiting from facial recognition technology. By comparing suspects' faces to a database of hundreds of thousands of known offenders, law enforcement has used facial recognition to locate people wanted for crimes at large events, for instance.

The use of the telephone and telegraph in the late 1870s, the installation of police call boxes, the creation and use of the Bertillon system of criminal identification in the 1880s, and the creation and use of fingerprinting systems to aid in criminal investigations at the turn of the 20th century were all examples of technological advancements.

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what is the term used in the fourteenth amendment to describe persons who are born or naturalized in the united states?

Answers

Answer:

Citizens

Explanation:

According to the 14th Amendment (XIV), you see that they describe them as citizens.

"All persons born or naturalized in the United States and subject to the jurisdiction thereof, are citizens of the United States..." -Amendment XIV

Nbayoungboy is the best at what

Answers

Answer: he is really good at making songs, and he’s good at everything

would you be kurapikas maid?

Answers

Answer:

Yes!!!

Explanation:

Why not

If the notepad used for a Bank Robber's note is found, how can Handwriting be identified?

Answers

Answer: By comparing documents found at a crime scene to a suspect's known writing samples, the forensic document examiner can help confirm who wrote the note

Explanation: I found this on a website here is the link: forensicsciencesimplified.org/docs/why.html

Im not sure about this but i may be wrong do not take info from me. I found this online. Hope i helped i guess.

you compare documents at crime

PLEASE HELP
3. Disqualification means that your driver's license privileges are:
O A. lost temporarily
B. lost permanently
O C. forfeited for five years
O D. forfeited for 10 years

Answers

B is the answer I’m pretty sure might be wrong

What made the creation of the Constitution a radical document?
ment
o it heralded the sovereignty of King George
O it was written and adopted after America established independence from England
O it focused on the limits of power and not on crime and punishments
O it bore no resemblance to the Magna Carta

Answers

Answer:

O it was written and adopted after America established independence from England

and mabye

O it focused on the limits of power and not on crime and punishments

Explanation:

Answer:

it focused on the limits of power and not on crime and punishments

Explanation:

odyssey-ware

c. The length, breadth and height of the box is 5m,6m and 7m respectively. Find its volume.​

Answers

Answer:

VOLUME = LENGTH ×BREADTH × HEIGHT

= 5m × 6m × 7m

=210 m^3(metercube)

PLEASE ANSWER: Consider the following law from the Code of Hammurabi. How does it differ from the principles in the Bible? Explain. "If a man put out the eye of another man, his eye shall be put out." [ An eye for an eye ] See Exodus 21: 23-25; Leviticus 24: 19-21; and Matthew 5: 38-42

Answers

Answer:    because the principles  from the bible are basiclly  Jesus died for our sins so its basiclly  . hurt no man

Explanation:

Intersectionality is best described as

the way personal and social identities combine to influence how a person experiences the world.
the impact that third-party candidates have on the outcome of an election.
the moral principles and ideas that are important to someone and may guide their actions.
the dominant views of the surrounding community and region that influence an individual’s values.

Answers

Answer:

A. the way personal and social identities combine to influence how a person experiences the world.

Explanation:

just took the test

Answer:

The answer is A

Explanation:

I do not know why the person above me has only 3 stars they are right

Why does the way private military companies (PMC) work cause them to be considered controversial?


They come from the largest security firm, G4S, which focuses on prisoners and detention.

They are set up much like the Pinkerton agents during the Civil War where they use intelligence and secrecy to provide security.

They contract their services as security guards but they perform military duties.

They come from law enforcement and show that they can apply the same skills to military operations.

Answers

Answer:

most companies don't use their work in military operations or "like" them. nor do they keep there securities that much of a secret

Explanation:

The way private military companies (PMCs) work causes them to be considered controversial: They contract their services as security guards but they perform military duties. Thus, option C is the correct option.

PMCs are controversial because they are private entities that offer military-related services, such as combat and security operations, despite not being part of a formal military structure. This blurring of the line between military and private actors raises concerns about accountability, transparency, and adherence to international humanitarian law.

The fact that they contract their services as security guards but engage in military duties further intensifies the controversy, as it involves private individuals assuming roles traditionally held by trained military personnel.

Thus, option C is the correct option.

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Hi! I was wondering how I could talk to a brainly admin? I got a reply disabled for citing where I got the answer (person after me replied the exact same thing, however, they simply copied and pasted with no citation or credit to the actual article where the info originated) I just wanted to see why so I don't make the 'mistake' again.

Answers

if your trying to ask like one on one you have to go to messages and press add new on brainly and you can pick someone to talk to

What is an important check by the judicial branch on the other two branches of state government?
A) appointing members to the state legislature
B) approving presidential nominations
C) reviewing laws for their constitutionality
D) vetoing laws that are passed by the state legislature

Answers

Answer:

c

Explanation:

im actualy going over this in class today but i do belive it is c

who is the longest serving supreme court justice currently

Answers

Answer:

Among the current members of the Court, Clarence Thomas's tenure of 10,939 days (29 years, 346 days) is the longest, while Amy Coney Barrett's 342 days is the shortest.

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