Answer:
55.75
Explanation:
Mean is the average score in the marketing data. It is obtained by first finding the total of all the data. The total is then divided by the number of entries.
The total for this data is 82 +83 + 25 + 29 + 31 + 82+ 30 +90+ 56, 76 +40+ 45= 669
The mean will be 669 divided by 12
=669/12
=55.75
One-year Treasury bills currently earn 1.45 percent. You expect that one year from now, 1-year Treasury bill rates will increase to 1.65 percent. If the unbiased expectations theory is correct, what should the current rate be on 2-year Treasury securities? (Round your answer to 2 decimal places.)
Answer:
1.55%
Explanation:
Computation of current rate to be on 2-year Treasury securities
Current rate (2) = ((1 + Current rate(1)) * (1+After a year rate(1))^(1/2) - 1
= ((1+1.45%)*(1+1/65%))^(1/2) - 1
= ((1+0.0145)*(1+0.0165))^(1/2) - 1
= ((1.0145)*(1.0165))^(1/2) - 1
= 1.03123925^(1/2) - 1
= 1.01549950763 - 1
= 0.01549950763
= 1.549951
= 1.55%
Thus, the current rate on 2-year treasury will be 1.55%
Whitney deposits for two years. She compares two different banks. State Bank will pay her 4.1% interest, compounded monthly. Kings Savings will pay her 4.01% interest, compounded
continuously.
Answer:
State Bank,$16.21
Explanation:
Result part (a): $767.74
Result part (b): $751.53
we note that the results of part (a) is higher and thus State Bank earns more interest.
we are also interested in the difference of the interest:
$767.74 - $751.53 = $16.21
Thus State Bank will result in $16.21 more interest.
A traditional cover letter’s format includes an introduction, a __________and a_____________ paragraph.
A traditional cover letter’s format includes an introduction, a body and a closing paragraph.
A traditional cover letter’s format includes an introduction, a body, and a closing paragraph.
When applying for employment, you should include a cover letter with your CV. In addition to selling your application, it serves as a personal introduction.
Cover letters are required since they allow you to explain to an employer why you are the ideal applicant for the position.
The majority of your cover letter's content should be factual, with no fluff or generalizations.
Therefore, a standard cover letter has three paragraphs: an introduction, a body, and a conclusion.
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The article discusses how it is good to be near a trading partner—especially a rich trading partner—for two reasons: a) it is cheaper to trade with a close trading partner than one that is far away and b) a rich trading partner offers more opportunities for trade than a poor one. As the article points out, Germany benefits as the neighboring country, France, becomes wealthier.Consistent with this argument, the states on the West Coast of the United States have seen rapid economic growth asEast Asia has experienced rapid economic growth.2-In contrast, states along the East Coast should see slow economic growth and possibly even a decline as the economy ofEurope stagnates.
Please find article attached
Answer and Explanation:
1. East Asia
2. Economy of Europe
1. the article suggests countries near industrialized and rapidly growing economies tend to tap from the economic success of their neighboring countries just like west coast USA taps from East Asia rich economy
2. The economy of Europe if stagnating will in contrary cause stagnating growth to East Coast USA as opposed to the west which is closer to Asia
Purchasing, sales, and merchandising are all related careers. What do they have
in common?
Explanation:
They all have a cycle, and have something to do with money. The merchandisers promote the items, people sell them , and purchasers buy them. Simple.
Answer:
i agree with her/him They all have a cycle, and have something to do with money. The merchandisers promote the items, people sell them , and purchasers buy them.
Explanation:
what planet are called terrestrial
Answer:
The planets Mercury, Venus, Earth, and Mars, are called terrestrial because they have a compact, rocky surface like Earth's terra firma. The terrestrial planets are the four innermost planets in the solar system.
Explanation:
The planets Mercury, Venus, Earth, and Mars, are called terrestrial because they have a compact, rocky surface like Earth's terra firma. The terrestrial planets are the four innermost planets in the solar system.
Answer:
that would be the inner four planets-mercury, venus, Earth, and Mars
Explanation:
Terrestial means a planet that has a rocky surface and the only planets that have rocky surfaces are Mercury, Venus, Earth, and Mars, so the answer to your question is, Mercury, Venus, Earth, and Mars are called terrestrial planets.
When do you think is the first point where you will first need to get life insurance?
When gathering information about an industry, pay attention to whether it is a growth industry. What does this mean?
Answer:
Explanation:d. an industry that is growing and adding jobs which means it may be easier to get work
(look at the graph)
a) if the terms of trade are 4 chips for 1 pretzel, would trade be advantageous for Luxland? explain.
b) if the terms of trade are 4 chips for 1 pretzel, would trade be advantageous for Leanderland? explain.
Answer:
a) if the terms of trade are 4 chips for 1 pretzel, would trade be advantageous for Luxland? explain.
Yes, it is advantageous for Luxland. On its own, Luxland can only produce 1 chip for 1 pretzel, but with trade, 1 pretzel would now be equivalent to 4 chips, representing a net gain of 3 chips.
b) if the terms of trade are 4 chips for 1 pretzel, would trade be advantageous for Leanderland? explain.
No, trade would not be advantageous. We can see than domestically, Leanderland can produce 2 pretzels for every chip, because the graph shows that 4 chips are equivalent to 8 pretzels for this nation.
For trade to be advantageous, Leanderland should obtain at least 9 pretzels for the 4 chips.
A) The terms of trade will be advantageous for Luxland because, according to the graph, it can produce only one chip for Pretzel.
However, If it decides to trade, it would accrue a gain of 3 additional chips under the 4 chips to 1 Preztel arrangement.
B) Already, Leanderland gets 1 chip for 4 pretzels. Therefore, it will be disadvantageous for it to accept 4 chips for 1 pretzel trade arrangement. The above question seeks to highlight the comparative advantages of Leanderland and Luxland.
What is Comparative Advantage?When an economy or country has the ability to manufacture a good or service at a lower opportunity cost than its trading partners, it is said to have a comparative advantage. In the graph above, Luxland has a comparative advantage with the production of Chips.
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Molander Corporation is a distributor of a sun umbrella used at resort hotels. Data concerning the next month’s budget appear below: Selling price per unit $ 29 Variable expense per unit $ 18 Fixed expense per month $ 8,800 Unit sales per month 950 Required: 1. What is the company’s margin of safety? (Do not round intermediate calculations.) 2. What is the company’s margin of safety as a percentage of its sales?
Answer:
Instructions are below.
Explanation:
Giving the following information:
Selling price per unit $29
Variable expense per unit $18
Fixed expense per month $8,800
Unit sales per month 950
First, we need to calculate the break-even point in units and dollars:
Break-even point in units= fixed costs/ contribution margin per unit
Break-even point in units= 8,800 / (29 - 18)
Break-even point in units= 800 units
Break-even point (dollars)= fixed costs/ contribution margin ratio
Break-even point (dollars)= 8,800 / (11/29)
Break-even point (dollars)= $23,200
Now, the margin of safety in units and dollars:
Margin of safety (units)= (current sales level - break-even point)
Margin of safety (units)= 950 - 800
Margin of safety (units)= 150 units
Margin of safety (dollars)= (current sales level - break-even point)
Margin of safety (dollars)= (950*29 - 23,200)
Margin of safety (dollars)= $4,350
Finally, the margin of safety ratio:
Margin of safety ratio= (current sales level - break-even point)/current sales level
Margin of safety ratio= 4,350/27,550
Margin of safety ratio= 0.16 = 16%
According to information in the Washington Post article "The retirement costs that are rising faster than Social Security benefits" by how much has retirees' nominal income risen since the year 2000, if Social Security benefits are the only source of income for retirees? % By how much has retirees' real income derived from benefits fallen since 2000? % Can retiress in 2015 purchase more, fewer, or the same quantity of goods and services with their social security benefits as retiress in 2000 could? the same quantity of By how much would benefits had to have risen to maintain a constant real income for retirees? %
Answer:
if Social Security benefits are the only source of income for retirees by how much has retirees' real income derived from benefits fallen since 2000?
22%In nominal terms social security benefits increased by 43% from 2000 to 2015. Social security benefits are adjusted by the CPI, the problem is that the CPI doesn't measure many costs that retirees face but most younger people don't. E.g. the CPI weighs heavily gas and transportation which are expenses that are not significant to retirees but doesn't include Medicare premiums. Housing costs also increase when you are retired and they do not weigh that much in the CPI.
Can retirees in 2015 purchase more, fewer, or the same quantity of goods and services with their social security benefits as retirees in 2000 could?
fewer goodshow much would benefits had to have risen to maintain a constant real income for retirees?
21.6%the average social security benefit in 2000 was $816, in 2015 it was $1,166. In order for retirees to be able to maintain their purchasing power, they should have increased to $1,418 in 2015 (a $252 increase, or 21.6%)
You work as the sales manager for a company that sells paper supplies to businesses of all sizes. Because the profit margins are razor-thin, you need to ensure that you are getting the very best prices on all paper supplies from the manufacturers. When reviewing the quarterly profit statement, you realize that your costs are higher than they should be, and you trace the higher costs back to an employee who has been lax about getting competitive bids to ensure the lowest prices. When you conduct your research to determine the reason for the higher costs, and take action to bring those costs back down, in which of the key management processes are you taking part?
Answer:
Controling.
Explanation:
Analyzing the above scenario, it is possible to identify that the process of determining the reason for the higher costs and taking measures to reduce those costs is part of an organization's control management process.
It is essential that each company has a well-established control management system, as a way of positively influencing employees in the company and ensuring that all strategic activities and actions are carried out as planned to achieve organizational objectives and goals.
An effective management control process ensures that companies operate more effectively, improving organizational resource management processes, reducing costs and making management more structured and effective so that a company remains competitive and profitable in the market.
What savings account generally pays the least amount of interest of all savings options?
account
Answer:
Regular savings accounts
Explanation:
Regular savings accounts are also called deposit savings accounts. They are the easiest way to save money in a bank or credit union and receive interest. These types of accounts require a small deposit to open, and the minimum balance is also low. One can avoid monthly charges by maintaining the minimum balance at all times.
The deposit/regular savings accounts are very liquid. Most banks will not have restrictions on the number of deposits and withdrawals per period, say a month. Due to this feature, these accounts earn the lowest interest compared to the other savings accounts. Deposit/ regular accounts are also referred to as transactional savings accounts.
The other types of savings accounts include Money market accounts and Certificates of deposit accounts.
Rolston Music Company is considering the sale of a new sound board used in recording studios. The new board would sell for $26,100, and the company expects to sell 1,460 per year. The company currently sells 1,960 units of its existing model per year. If the new model is introduced, sales of the existing model will fall to 1,780 units per year. The old board retails for $22,000. Variable costs are 56 percent of sales, depreciation on the equipment to produce the new board will be $1,410,000 per year, and fixed costs are $1,310,000 per year.
Answer:
$8,792,544
Explanation:
Computation for the Annual OCF of the project
First step is to compute the net income
NET INCOME
Sales of new$38,106,000
($26,100×1,460 per year)
Lost sales of old -$3,960,000
[($22,000×1,780)-($22,000×1,960)]
=39,160,000-43,120,000
=-3,960,000
Variable costs $19,121,760
[($38,106,000-3,960,000)×56%]
(34,146,000×56%)
=$19,121,760
Fixed costs $1,310,000
Depreciation 1,410,000
EBIT$12,304,240
($38,106,000-3,960,000-$19,121,760-$1,310,000-1,410,000)
Tax $4,921,696
(40%×$12,304,240)
Net income $7,382,544
($12,304,240-$4,921,696)
Second step is to calculate for the company OCF using this formula
OCF = EBIT + Depreciation – Taxes
Let plug in the formula
OCF=EBIT$12,304,240+Depreciation 1,410,000-Tax $4,921,696
OCF= $8,792,544
Therefore the Annual OCF of the project is $8,792,544
what is a retail ecosystem?
just take a guess...
also due today so please answer it
ASAP
Answer:
I am not sure but it sounds luke the marketing environment or possibly supply and demand+ costomers
A box of ground nutmeg weighs 1 1/3 ounces. If there are 20 teaspoons of nutmeg in the box. How much does one teaspoon of nutmeg with?
What kind of location appears temporarily, and then disappears?
Answer:
pop up retail location
Explanation:
2- Dose the first African- American women to lead a major U.S. corporation face special challenges?
Answer:
yes
Explanation:
in business everybody have to face challenges, it may be special or not
in order to expand our business and make it progress.
Winners of the Georgia Lotto drawing are given the choice of receiving the winning amount divided equally over 19 years or as a lump-sum cash option amount. The cash option amount is determined by discounting the annual winning payment at 8% over 19 years. This week the lottery is worth $3 million to a single winner. What would the cash option payout be?
Answer:
$615,304.33
Explanation:
In order to solve this, we need to use the compound interest formula to calculate the final amount after deducting the 8% for 19 years. The formula is the following...
[tex]A = P(1 + \frac{r}{n} )^{nt}[/tex]
Where:
A = the future value of the investment/loan, including interest
P = the principal investment amount (the initial deposit or loan amount)
r = the annual interest rate (decimal)
n = the number of times that interest is compounded per unit t
t = the time the money is invested or borrowed for
Now we plug in the values and solve for A
[tex]A = P(1 + \frac{r}{n} )^{nt}[/tex]
[tex]A = 3000000(1 + \frac{-0.08}{1} )^{(1)(19)}[/tex]
[tex]A = 3000000(0.92 )^{19}[/tex]
[tex]A = 3000000 * 0.2051[/tex]
[tex]A = 615,304.33[/tex]
Therefore, the final lump sum payout would be $615,304.33
What information does a lead contain in a news story?
Answer:
1st one
Explanation:
Vast creative specialises in styling and art direction in the advertising industry.the management of vc wants to change the structure of the business to introduce additional services .some employee s are resisting change as they feel that it is not necessary to change the business structure
Explanation:
Resistance to change occurs when there is some kind of change in the organization, such as changes in the structure of the business, changes in teams, technologies, etc.
This is because there is insecurity in employees, often due to lack of sufficient information about the change and fear of not being able to adapt.
To eliminate employee resistance, company managers must communicate how the change will occur and why it is necessary, listing the positives of the changes and the benefits it will bring to the organization, enabling feedback so that employees feel included and their perception be positive.
XYZ stock price and dividend history are as follows: Year Beginning-of-Year Price Dividend Paid at Year-End 2015 $ 140 $ 4 2016 159 4 2017 132 4 2018 137 4 An investor buys five shares of XYZ at the beginning of 2015, buys another three shares at the beginning of 2016, sells one share at the beginning of 2017, and sells all seven remaining shares at the beginning of 2018. a. What are the arithmetic and geometric average time-weighted rates of return for the investor? (Do not round intermediate calculations. Round your answers to 2 decimal places.)
Answer:
a. The arithmetic average time-weighted rates of return for the investor is 2.93%, while the geometric average time-weighted rates of return for the investor is 2.08%
b. The total cash flow for each year are as follows:
January 1, 2015 Total Cash Flow = -$700
January 1, 2016 Total Cash Flow = -$457
January 1, 2017 Total Cash Flow = $156
January 1, 2018 Total Cash Flow = $979
Explanation:
Note: This question is not complete and the data in need are merged together. The complete question with the sorted data is therefore provided before answering the question. See the attached pdf file for the complete question with the sorted data.
The explanation to the answer is now given as follows:
a. What are the arithmetic and geometric average time-weighted rates of return for the investor? (Do not round intermediate calculations. Round your answers to 2 decimal places.)
The formula for calculating each of the arithmetic and geometric return are given as follows:
Arithmetic average return = Sum of returns/ number of years ……………….. (1)
Geometric average return = n * ((1+r1)*(1+r2)*(1+r3)…(1+rn)^(1/n) - 1 .……….. (2)
Where;
n = years 1, 2, 3….
r1, r2, r3…are the returns for year 1, 2, 3….
Return for each year = (capital gains + dividend) / Previous year Beginning-of-Year Price
Where;
Capital gains = Current year Beginning-of-Year Price – Previous year Beginning-of-Year Price
Therefore, we have:
Return for each year = ((Current year Beginning-of-Year Price – Previous year Beginning-of-Year Price) + dividend) / Previous year Beginning-of-Year Price ………………. (3)
Using equation (3), we have:
2016 Return = ((159 - 140) + 4) /140 = 0.164285714285714
2017 Return = ((132 - 159) + 4} /159 = -0.144654088050314
2018 Return = ((137 - 132) + 4) /132 = 0.0681818181818182
Using equation (1), we have:
Arithmetic mean = (2016 Return + 2017 Return + 2018 Return) / 3 = (0.164285714285714 - 0.144654088050314 + 0.0681818181818182) / 3 = 0.0292711481390727, or 2.92711481390727%
Approximating to 2 decimal places, we have:
Arithmetic mean = 2.93%
Using equation (2), we have:
Geometric mean = ((1 + 2016 Return) * (1 + 2017 Return) * (1 + 2018 Return))^(1/3) - 1
Geometric mean = ((1 + 0.164285714285714) * (1 - 0.144654088050314) * (1 + 0.0681818181818182))^(1/3) - 1
Geometric mean = 1.02081923500671 - 1
Geometric mean = 0.02081923500671, or 2.081923500671%
Approximating to 2 decimal places, we have:
Geometric mean = 2.08%
Therefore, the arithmetic average time-weighted rates of return for the investor is 2.93%, while the geometric average time-weighted rates of return for the investor is 2.08%.
b. Prepare a chart of cash flows for the four dates corresponding to the turns of the year for January 1, 2015, to January 1, 2018.
Note: See the attached excel file for the chart of cash flows for the four dates corresponding to the turns of the year for January 1, 2015, to January 1, 2018.
In the attached excel file, Beginning-of-Year Price for January 1, 2015 and January 1, 2016 are used as negative figures because the purchase of stock will result in a cash outflow.
SOMEONE HELP PLEASEEE ME AND MY MOM HAS BEEN ON THIS QUESTION FOR AN HOUR
When does information become a liability
A. when it's not managed properly
B. when there are fewer people to collect information
C. when information is not stored in paper documents
D. when information us not stored in electronic documents
Answer:
The answer is A. When its not managed properly
The more employees can do, the less they have to be managed by supervisors.
True or false?
Answer:
true
Explanation:
The sentence - "The more employees can do, the less they have to be managed by supervisors" is true.
What is supervisors?A supervisor, often known as a leader, is a lower-level management role with control over employees or a workplace. A supervisor can also be one of the most senior members of the organization's employees, such as a professor who monitors a PhD dissertation.
Customers are subjected to lengthy waits, while staff are left feeling disempowered if managers had lot to do than employees. A second possible reason is an excessive number of supervisory levels. Unnecessary supervisors generate work while reducing efficiency and productivity. Companies frequently underestimate the true cost of all those supervisors.
Therefore, it can be concluded that above sentence is true.
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Monique’s post on her university’s blog provides a new course description, details on how to apply for it, and the course requirements. What is the purpose of this post?
A.
to create an online community
B.
to inform professors about internal matters
C.
to share information with students
D.
to attract funding for the university
Answer:
its c
Explanation:
Answer:
C.
to share information with students
Explanation:
Obviously, the lifetime membership isn’t a good deal if you only remain a member for a couple of years, but if you remain a member for 40 years, it’s a great deal. Suppose that the appropriate annual interest rate is 8.5%. What is the minimum number of years that Lloyd must remain a member of the ADLA so that the lifetime membership is cheaper (on a present value basis) than paying $500 in annual membership dues? (Note: Round your answer up to the nearest year.)
Answer:
Within 15 years, lifetime membership is cheaper than annual membership.
Explanation:
Note: The question is incomplete but the complete question is attached as picture
Considering if Lloyd choose to pay $4,500 for lifetime membership fee, then
Future value of Lump sum = PV (1 + i)^n
Where PV = Present value = $4,500
, i = interest rate = 8.5%
, n = no. of compounding period = 15 years
So, FV = 4,500 * (1 + .085)^15
= 4,500 * 3.3997428788
= $15,298.84
When Lloyd choose to pay $500 for annual membership fee:
Future Value of annuity due = (1 + r) * P[((1 + r)^n - 1) / r]
where P = Periodic payment = $500
i = interest rate = 8.5%
n = no. of compounding period = 15 years
So, FV of annuity due = (1 + .085) * 500[((1 + .085)^15 - 1) / .085]
= (1.085) * 500[(3.3997428788 - 1) / .085]
= (1.085) * 500 * 28.2322691624
= $15,316.01
So, within 15 years lifetime membership is cheaper than annual membership.
On March 12, Medical Waste Services provides services on account to Grace Hospital for $10,300, terms 3/10, n/30. Grace does not pay for services until March 31, missing the 3% sales discount. Required: For Medical Waste Services, record the service on account on March 12 and the collection of cash on March 31. (If no entry is required for a particular transaction/event, select "No Journal Entry Required" in the first account field.)
Answer and Explanation:
The journal entry is shown below:
Account receivable Dr $10,300
To Service revenue $10,300
(Being service provided in account)
Cash Dr $10,300
To Account receivable $10,300
(Being cash reciept is recorded)
These two entries should be recorded and the same is to be considered
No cash discount is given as the payment is not made within 10 days
On December 20, Year 6, an uninsured property damage loss was caused by a company car being driven on company business by a company sales agent. The company did not become aware of the loss until January 25, Year 7, but the amount of the loss was reasonably estimable before the financial statements were issued. The company’s December 31, Year 6, financial statements should report an estimated loss as_____________
Answer:
an accrual.
Explanation:
Accruals are a type of liability. They are expenses that have been incurred by the company, but have not been paid yet.
The accident resulted in a loss contingency and since it was probable and could be reasonably estimated, it must be included in the balance sheet. Balance sheets must be adjusted when certain relevant events are known after the year ended, but before the balance sheet is presented.
a group of scientists studied
Answer:
Explanation:
The Business Scientist underpins excellent management and business skills with scientific knowledge, supporting evidence-led decision-making within companies and other enterprises.
A sound savings program and adequate insurance protection form the foundation of financial security.
True or false
Answer:
True
Explanation:
Financial security is the satisfaction that one has sufficient money to meet their daily expenses, cover for emergencies, and work towards meeting their financial goals. Achieving financial security is a long-term goal for many individuals and organizations. Meeting this objective requires following certain principles.
A savings plan and insurance are some of the foundations for achieving financial security. Saving helps one attain financial goals, while insurance is essential in case of emergencies. Having a personal financial plan, with or without a personal finance manager, is another vital element in achieving financial security.