describe the technologies underlying e-commerce, including internet infrastructure, protocols, markup languages (html and xml) and client server software and services. be as detailed as possible.

A payday loan will require the borrower to pay a high fee along with a high rate of interest applied on the loaned amount. The correct option is B.  A payday loan.

Payday loans are short-term, high-cost loans typically intended to cover unexpected expenses or to bridge a temporary gap between paychecks. They are usually available for small amounts of money and are meant to be repaid when the borrower receives their next paycheck.

The reason payday loans have high fees and interest rates is because they are considered high-risk loans for the lender. Borrowers often have poor credit or no credit history, which means the lender has less assurance that the loan will be repaid. To compensate for this increased risk, payday lenders charge high fees and interest rates to cover potential losses and to make a profit.

In contrast, other loan options such as credit union loans, subsidized loans, and bank loans typically have lower fees and interest rates. Credit unions and banks offer loans to their members and customers based on creditworthiness, while subsidized loans are offered by the government to eligible students, often with lower interest rates and more favorable repayment terms.

In summary, a payday loan will require the borrower to pay a high fee and a high rate of interest due to the increased risk for the lender and the short-term nature of the loan. It is important for borrowers to consider other loan options before choosing a payday loan, as they can be an expensive form of borrowing. Therefore, The correct option is B. A payday loan

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A tsunami in Thailand destroys its tourist industry. In response, tourists who previously went to Thailand, now choose to go on vacation to china. The Chinese government do to prevent inflationary pressures within the Chinese economy is "Manage exchange rates" and "Control money supply".

The  economy due to an increase in tourism as a result of the tsunami in Thailand, the Chinese government can take the following steps:

The Chinese government can control the money supply by adjusting interest rates or using open market operations to buy or sell government securities. This can help to prevent excessive inflation due to increased demand and increase the supply of goods and services.

The reason is to manage exchange rates and  increase the supply of goods and services of the Chinese government can manage exchange rates to prevent the Chinese currency from appreciating too much, which could lead to inflation. This can be done through interventions in the foreign exchange market or through policies that promote export competitiveness.

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A decrease in personal income taxes and an increase in government spending have different effects on consumer spending and unemployment in the short run.

The decrease in personal income taxes causes an increase in disposable income. When consumers have more disposable income, they tend to spend more on goods and services. An increase in consumer spending increases the aggregate demand, which results in increased employment opportunities. Therefore, a decrease in personal income tax will increase consumer spending and reduce unemployment in the short run.

An increase in government spending causes an increase in aggregate demand, which increases the employment rate. The increased government spending results in more money circulating in the economy. When consumers have more disposable income, they tend to spend more on goods and services. Increased spending on goods and services increases the employment rate, which reduces unemployment in the short run. Effects on Consumer Spending and Unemployment in the Short Run.

A decrease in personal income taxes and an increase in government spending have the same effect on consumer spending and unemployment in the short run. Both policies increase consumer spending, which increases aggregate demand, and results in increased employment opportunities. Therefore, both policies will have a positive effect on consumer spending and unemployment in the short run.

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To find the present value of this bond, you need to calculate the present value of each cash flow (payment) separately. Thus,the correct way to find the present value of this bond is to calculate the present value of each cash flow separately and then add up the present values.

The formula for present value (PV) is:PV = CF / (1 + r)^nWhere PV is the present value, CF is the cash flow, r is the discount rate, and n is the number of years.How to find the present value of this bond?The cash flows for this bond are: $500 in one year and $10,500 in two years. To find the present value of each cash flow, you need to discount each cash flow back to the present time.

To find the present value of the $500 cash flow in one year, we can use the formula above:PV = $500 / (1 + r)^1To find the present value of the $10,500 cash flow in two years, we can use the formula above:PV = $10,500 / (1 + r)^2Now we need to add up the present value of each cash flow to get the total present value of the bond:Total PV = PV1 + PV2Total PV = ($500 / (1 + r)^1) + ($10,500 / (1 + r)^2)Therefore, the correct way to find the present value of this bond is to calculate the present value of each cash flow separately and then add up the present values.

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The internal relational leadership action that you should employ with this team is satisfying individual member needs. A team comprises of individuals who come from different backgrounds, and each person has different needs that must be fulfilled. To build a strong team, you need to satisfy individual member needs.

This will promote teamwork and increase productivity. If you fail to address their needs, it may result in disheartened and withdrawn team members, as seen in the scenario provided in the question. One of the team members constantly has his ideas minimized by other group members.

This individual is now disheartened and has withdrawn from the team brainstorming processes. It shows that his needs have not been met by other team members or the team leader.

As a leader, you must make sure to satisfy individual member needs by listening to their concerns, giving them a voice in decision-making processes, and providing them with the resources and support they need to perform their jobs. You should also try to understand why the team members minimize the ideas of the said team member.

Maybe the team members do not understand the idea or have a better alternative that they believe is more efficient. In such situations, it would be better to listen to their concerns and provide constructive feedback that would promote teamwork and increase productivity.

Other internal relational leadership actions that can be used to promote teamwork and increase productivity include goal focusing, modeling ethical practices, and buffering team members from environmental distractions. However, in this scenario, the best approach would be satisfying individual member needs.

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Clients often initially respond to confrontation by A. Superficial Agreement

A client's initial response to confrontation can vary, but often they may respond with either superficial agreement, repeating the inconsistency, or denial.

Superficial agreement involves the client agreeing with the points being made but then quickly moving on, without really engaging with the issue or considering how it can be changed. Repetition of the inconsistency involves the client restating the same problem without actively engaging in any discussion about how to address it. Denial is a refusal to accept that there is any problem or that it is of any significance. In some cases, clients may respond with a combination of these responses (a and c).

In all cases, it is important to listen carefully to the client's response and try to move the conversation forward, either by exploring the source of the problem and how it can be addressed, or by exploring different perspectives and finding solutions that are mutually beneficial. Clients often initially respond to confrontation by A. Superficial Agreement

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The following actions should be taken in the correct order to verify the toy company's claim:

assemble tools

The provided information makes it unclear which unnecessary step has to be removed.

The students should compute the average speed for each automobile based on the provided data set, then compare them to show that the two cars do not have the same speed as their average speeds are different (0.49 m/s for car A and 0.53 m/s for car B).

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The constitutional guarantee that is designed to protect both individuals and business firms from arbitrary decision making by the government is Due Process.

What is Due Process?

Due process is a phrase used to refer to the legal obligations of the state to respect all legal rights owed to a person under the law. Due process is required in the United States by the Fifth and Fourteenth Amendments to the Constitution, which provide that no person shall be deprived of "life, liberty, or property" without due process of law. Arrange the following constitutional guarantees in order of importance:

Due process.

Equal protection of the law.

Freedom of speech.

Freedom of the press.

The order in which the above constitutional guarantees are arranged, starting with the most important, is as follows: Equal protection of the law. Due process. Freedom of speech. Freedom of the press.

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When preparing a scatter diagram, the estimated line of cost behavior is drawn on the diagram to show the relation between the two variables being analyzed.

Typically, the two variables being analyzed are:

The dependent variable: This is the variable that is being predicted or explained by the other variable. In cost accounting, the dependent variable is usually the total cost or the cost of production.

Lastly, The independent variable: This is the variable that is believed to influence or cause changes in the dependent variable. In cost accounting, the independent variable is usually a measure of the level of activity, such as units produced, labor hours worked, or machine hours used.

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Answer:cost and unit volume

Explanation:

These include "investing in 25 or more stocks, investing in stocks that are not positively correlated," "investing in an equity mutual fund that includes a variety of different stocks," "and investing in at least 5 stocks with less than 1.0 positive correlations."

In order to minimize diversifiable risk in a portfolio, there are several approaches that can be pursued.

However, the question asks which approach should not be pursued in order to minimize diversifiable risk in a portfolio. The answer is to invest in at least 5 stocks with less than 1.0 positive correlations.

This is because having less than 1.0 positive correlations between stocks means that they are not positively correlated, but this does not necessarily mean that diversifiable risk will be minimized.

By investing in just a few stocks with less than 1.0 positive correlations, the portfolio could still be exposed to significant diversifiable risk.

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Answer:bejkwhrkueahu

Explanation:

The amount Alfred will have once he withdraws the money after 8 years is $8778.98 (approx).

The given compound interest formula is:

Amount = P × (1 + r/n)⁽ⁿˣt⁾

where,

Given, Alfred invests $3,500 into a mutual fund that earns 11%, compounding quarterly.

We need to find the amount Alfred will have once he withdraws the money after 8 years.

Principal amount = $3,50

Annual rate of interest = 11%

Compounding quarterly means n = 4 times a year.

Time period t = 8 yearsi.e. n = 4 and t = 8 years

Let us substitute the values in the formula:

Amount = P × (1 + r/n)⁽ⁿˣt⁾

Amount = 3500 × (1 + 0.11/4)⁽⁴ˣ⁸⁾

Amount = 3500 × (1 + 0.0275)³²

Amount = 3500 × (1.0275)³²

Amount = $8778.98 (approx)

Therefore, the amount Alfred will have once he withdraws the money after 8 years is $8778.98 (approx).

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a. Elmer must include $1,800 in gross income, as this is the amount of his gross pay for the three additional days off with pay.

b. Amax's employees must include $310 in gross income, as they were given the old office furniture valued at $310 as a form of income.

Overall, Elmer and Amax's employees must include the full value of income provided to them in gross income, even if the net pay received is less than the gross pay due to deductions. In the case of Elmer, the gross pay of $1,800 must be included in gross income, even though the net pay received was $1,422. For Amax's employees, the value of the old office furniture of $310 must be included in gross income.

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The three trade barriers that can constrain a firm's ability to disperse productive activities are Tariffs, Non-tariff barriers and Technical barriers.

Trade barriers can constrain a firm's ability to disperse productive activities in three major ways.
1. Tariffs: These are taxes placed on goods and services entering a country. These taxes make imported goods more expensive than domestic goods, which can prevent firms from expanding production abroad.
2. Non-tariff barriers: These include quotas, customs restrictions, licensing regulations, and other measures that make it more difficult for firms to move goods and services into a country.
3. Technical barriers: These refer to rules and regulations that require goods and services to meet certain standards before they can be sold in a country. This can be a significant constraint on firms looking to expand their production and operations internationally.

These trade barriers  can constrain a firm's ability to disperse productive activities. Tariffs: A tariff is a tax on imports. It raises the cost of imported goods, making them less competitive with domestic products. Non-tariff barriers: They are a range of regulations and policies that governments use to discourage or restrict imports.

Some of the most common forms of non-tariff barriers include quotas, subsidies, and technical standards.Exchange rates: Exchange rates are the prices at which one country's currency can be exchanged for another country's currency. A firm may find it challenging to sell products in a foreign country if the exchange rate is unfavorable.

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The government of the country Excel provides a large number of grants for scientists to research new technologies and other processes. This action would Promote economic growth by technological advances

The government of the country Excel providing a large number of grants for scientists to research new technologies and other processes is likely to have several positive effects on the country's economy, technological advancement, and overall progress.

Economic Growth: The research and development activities that result from these grants can create new industries and businesses, leading to economic growth and job creation. The development of new technologies can also increase productivity and efficiency, which can contribute to economic growth.

Technological Advancement: The grants will enable scientists to conduct research on new technologies and processes that may have been difficult or impossible to fund otherwise. This can lead to technological advancements in areas such as medicine, energy, and transportation, among others.

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See full question below

The government of the country Excel provides a large number of grants for scientists to research new technologies and other processes. This action would Promote economic growth through technological advances. Increase productivity through capital deepening. Reduce productivity as research is less productive than the addition of capital. Increase human capital and economic growth.

The cost of goods sold using a weighted average cost flow when selling 2,300 units for $18 per unit is $38,325.

How to calculate the cost of goods sold using the weighted average cost flow method

The weighted average cost flow method determines the cost of goods sold (COGS) by calculating the weighted average of the inventory's cost of goods available for sale during the accounting period.

Here's how to figure it out:

Cost per unit = Total cost of goods available for sale ÷ Total number of units available for sale

COGS = Number of units sold × Cost per unit

Using the weighted average cost flow method, the COGS formula becomes as follows:

Cost per unit = (Beginning inventory × Beginning inventory cost) + (Purchases × Purchase price) ÷ (Beginning inventory + Purchases)COGS = Number of units sold × Cost per unit

Applying this formula:

Cost per unit = (2,200 units × $15) + (7,500 units × $17) ÷ (2,200 units + 7,500 units) = $16.96COGS = 2,300 units × $16.96 = $38,325

Therefore, the cost of goods sold using a weighted average cost flow when you sell 2,300 units for $18 per unit is $38,325.

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A firm have if customers express little need or desire for the firm's value proposition reassess their  find their value proposition.

When customers express little need or desire for a firm's value proposition, the firm has several options to explore.

Firstly, the firm can reassess their value proposition and make adjustments to better appeal to customers. This may include changes to pricing, product offerings, or customer service.

Secondly, the firm can focus on marketing efforts to reach new customers who may find their value proposition more attractive.

Thirdly, the firm can explore alternative customer segments who may have a greater need for the value proposition.

Finally, the firm can focus on building relationships with customers who have already expressed an interest in the value proposition. By creating loyalty and trust, the firm may be able to increase the perceived value of their products or services.

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The dairy farmer is most apt to hedge a position to lock in the price at which they can sell milk in the future. Option C is correct.

Hedging is a risk management strategy used to protect against potential losses by taking an offsetting position in a related security or commodity. In this case, a party would hedge a position to lock in the price at which they can sell milk in the future.

Out of the given options, the dairy farmer is most likely to hedge their position. Dairy farmers are the primary producers of milk and are therefore exposed to the risk of price fluctuations in the market. By hedging their position, they can protect against potential losses if the price of milk falls in the future.

Cheese producers and ice cream makers are downstream processors of milk and may also be exposed to price risk, but their demand for milk may be more stable and predictable. Retail grocers are even further downstream in the supply chain and may not have as much direct exposure to milk prices. Therefore, the dairy farmer is most apt to hedge their position to lock in the price at which they can sell milk in the future. Option C is correct.

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“consumers make purchase selections by relying primarily on instinct and emotion rather than formal integration strategies that require examination and comparison of alternatives on specific attributes” is true.

Consumer behaviour refers to the study of when, how, why, and where individuals and organizations acquire, use, and discard products, services, ideas, and experiences. The marketing process involves the examination of consumer behaviour. The study of consumer behaviour focuses on understanding the buying behaviours and decision-making processes of buyers, both individually and in groups

Consumers make purchase selections by relying primarily on instinct and emotion rather than formal integration strategies that require examination and comparison of alternatives on specific attributes because:

1. Trust in Brands: Consumers choose brands that they know and trust.

2. Influential Packaging: Customers are influenced by the packaging's colour, form, and graphics, which influence their emotions.

3. Unconscious buying habits: When customers form buying habits, they do so unconsciously.

4. Word of Mouth: Word of mouth is an excellent technique for attracting clients. Consumers rely on reviews from friends and family when making purchasing decisions.

5. Emotional Reaction: Consumers respond emotionally to their buying behaviour.

6. A strong desire to fulfil a need: A strong desire to fulfil a need drives consumers to buy.

7. Social Image: Social image is an essential factor that influences consumer decision-making. Customers buy items that they believe will help them establish a favourable social image.

8. The impact of marketing and advertising: Marketing and advertising have a significant impact on consumer behaviour.

By generating brand awareness and encouraging customers to buy, these efforts influence customer buying habits.

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True, the National Council on Governmental Accounting (NCGA) is the current standard-setting body for governmental accounting.

What is the National Council on Governmental Accounting (NCGA)?

The National Council on Governmental Accounting (NCGA) is a body that creates accounting and financial reporting standards for state and local governments in the United States. It is currently the standard-setting organization for governmental accounting. The NCGA has been replaced by the Governmental Accounting Standards Board (GASB), which was formed in 1984 as an autonomous group of the Financial Accounting Foundation (FAF). Although the NCGA ceased to exist in 1984, it played a significant role in the development of governmental accounting and reporting standards.

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The term "services" in the context of customer benefit packages generally refers to "peripheral services" - services that are not essential to the primary service, but enhance it.


A "core service" is a primary service offered to customers, usually of a tangible or intangible nature. A "tertiary service" is an extra service offered to customers, usually of an intangible nature. Finally, a "peripheral service" is an additional service offered to customers, which is not essential to the primary service, but enhances it.

Peripheral services can help customers gain a better understanding of the product or service they are buying, or make them feel better about the purchase they are making. Examples of peripheral services can include warranties, extended customer service hours, loyalty programs, or special offers. These services can be used to boost customer satisfaction, create customer loyalty, and increase profitability.  

In summary, services in the context of customer benefit packages are typically referred to as "peripheral services", as they are not essential to the primary service, but rather enhance it. They can help customers better understand the product or service they are purchasing, or help create customer loyalty and increase profitability.

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As a service, American Red Cross can be classified as non-profit organization. They use marketing to help achieve their goals.

Marketing is the process of promoting a product or service to the target audience. It encompasses all of the efforts used to advertise a product, including advertising, public relations, sales, promotions, and distribution, and so on. There are several types of marketing, each with its own set of objectives and techniques.

American Red Cross is a non-profit organization. The primary purpose of non-profit organizations is to provide public benefits or services. American Red Cross's mission is to help people avoid, prepare for, and respond to emergencies. In order to achieve its goals, the American Red Cross employs a range of marketing techniques.

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The options that are true on ways that revenue can be generated as a small open source software firm include:

You can offer customers paid support for your open source software, which can include technical support, troubleshooting, and other assistance. This can be a way to generate revenue while still maintaining the open source nature of your software.

You can develop and sell add-ons or extensions for your open source software, which can provide additional functionality and value for customers.

You can also offer paid training or consulting services to help customers use your open source software more effectively. This can be a way to generate revenue while still offering a free, open source version of your software.

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Options for this question include:

Lay's decides to release a new Thai-flavored potato chip using the lay's brand name and logo. this strategy is known as Product Line Extension.

A product line is a group of related products that are similar to each other, but with slight differences. A company that manufactures a product line seeks to improve and expand it over time, but each product has its own unique set of characteristics. In the case of the example, the product line for Lay's potato chips would be a variety of flavors, such as Original, Barbecue, and Salt & Vinegar. The Thai-flavored potato chips are a new addition to the product line.

Each product in a line serves a specific purpose or meets a particular need, while also remaining consistent with the brand's quality and image. Companies frequently employ product line extension strategies to broaden their market share by offering additional product categories or flavors under the same brand name and logo.

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Among the given options, the one that is most likely to result in government failure is Option D "widespread government actions that favor some business firms and sectors of the economy relative to others."A government failure occurs when a government intervenes with an economy in a manner that worsens its efficiency or results in an undesirable outcome.

The policy can either fail to achieve its objectives, or it can cause a new problem. In this case, widespread government actions that favor some business firms and sectors of the economy relative to others would result in government failure. Government failure happens when the government intervenes in a market or economy in a manner that results in worsening efficiency or undesirable outcomes.

The policy can either fail to accomplish its goals or generate a new problem. The economic reasons for government failure include negative externalities, information asymmetry, and public goods. Based on the aforementioned explanations, we can conclude that the option "widespread government actions that favor some business firms and sectors of the economy relative to others" is most likely to result in government failure.

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The production function exhibits increasing returns to scale. This means that when the inputs, labor and capital, are increased proportionately, output will increase more than proportionately.

Increasing returns to scale is a situation where the increase in output is greater than the increase in the inputs. This occurs when doubling the inputs results in more than double the output. In the given production function, when labor and capital are both doubled, the output increases more than twice as much.

This indicates increasing returns to scale and is characteristic of production functions with the property of increasing returns to scale. As the technical rate of substitution is constant, increasing returns to scale means that the production function exhibits increasing returns for low levels of inputs and decreasing returns for high levels of inputs.

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The Paris Union was established for the purpose of protecting patents.The Paris Union, also known as the International Union for the Protection of Industrial Property, is a treaty organization established by the Paris Convention for the Protection of Industrial Property, which was signed in Paris, France, on March 20, 1883.

The Union offers several global protections to patent holders, such as:Protection for patented items from duplication and unauthorized usage.A maximum period of patent protection.The right to be compensated for any violation of patent rights through legal action, among other things.

The main goal of the Paris Union was to establish a common standard for protecting intellectual property across multiple countries to reduce any problems with patents and reduce the costs involved in patenting the same product in different countries. The Paris Union also plays an important role in preventing patent pollution.

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Typos or irrelevant parts of the question should be ignored. When answering questions, it is recommended to use the terms included in the question for a more effective response.

As a question answering bot, when answering questions, it is important to always be factually accurate, professional, and friendly. It is also important to be concise and not provide extraneous amounts of detail.

Conflict in the channel can be healthy because the channel could become passive and non-innovative. It is also important to note that normal give-and-take is simply normal, and the respective rights of the channel partners take priority. When channels become too comfortable or overly passive,

They tend to lack innovation and creativity. They may continue to operate in the same way without seeking new and innovative ways to improve the business. This is where conflict can be helpful as it provides an opportunity to think outside the box and identify new and improved ways of doing things.

Conflict in the channel can also help channel partners to identify areas of weakness that they may not have noticed before. When partners are not in agreement, it provides an opportunity to analyze and evaluate the channel's performance,

identify areas of weakness, and make necessary adjustments. Through this process, partners can come up with new and innovative ideas to improve the business's effectiveness and productivity.In conclusion, conflict in the channel can be healthy because it helps to disrupt channel effectiveness, encourage innovation,

Identify areas of weakness, and promote growth. It is important, however, to prioritize the respective rights of the channel partners and to maintain a professional and respectful relationship with each other.

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Option d. A hostile audience. If your audience is hostile, you should avoid question and answer time at the end of your presentation.

A presentation conveys information from a speaker to/towards an audience. Presentations are typically demonstrations, introductions, lectures, or speeches intended/meant to inform, persuade, inspire, motivate, build goodwill, or present new ideas/products.

Presentations typically require preparation, organization, event planning, writing, use of visual aids, stress management, and answering questions. “The most important/major elements of a presentation consist/contains of the presenter, audience, message, reaction, and how to deliver the speech effectively/fluently for business success/profit.”

For example, an accountant who prepares a detailed report on the company's finances, or an entrepreneur who pitches a venture idea to an investor.

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Complete question:

With what type of audience should you avoid a question-and-answer period at the end of your presentation?

a. A friendly audience

b. A neutral audience

c. An uninterested audience

d. A hostile audience

The marginal cost of producing the 900th gadget is $2.78.

In economics, marginal cost is the cost associated with producing an additional unit of a product or service. It is calculated by taking the total cost of producing an additional unit and subtracting the total cost of producing the previous unit.

In other words, the marginal cost of producing the 900th gadget is the cost associated with producing that particular gadget compared to the cost associated with producing the 899th gadget.

To calculate the marginal cost of producing the 900th gadget, we first need to know the total cost of producing the 899th gadget.

Once we have that, we can calculate the total cost of producing the 900th gadget, subtract the total cost of producing the 899th gadget, and get the marginal cost of producing the 900th gadget. In this case, the marginal cost of producing the 900th gadget is $2.78.

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