A ________ pools individual investor dollars and invests them in large numbers of well-diversified securities, thus minimizing the risks of any single security that does not do well.
Funds which involves a large collection of individual investors coming together to invest in a number of different securities is called mutual fund.
Mutual funds involves many individual investors, and not just a single person or organization. This allows the funds available for investment to be substantial, and then invested into a host of different and diverse securities. This will ensure that risk is minimized as all the securities very low chances of not yielding return.Hence, the missing phrase is mutual funds.
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If a company has advance subscription sales totaling $45,000 for the upcoming year, when four quarterly journals will mailed to customers, the receipt of cash would be journalized as:
A. Debit Cash $45,000, credit Accounts Payable $45,000.
B. Debit Unearned Revenue $45,000; credit Sales $45,000.
C. Debit Sales $45,000, credit Unearned Revenue $45,000.
D. Debit Prepaid Subscriptions $45,000, credit Sales $45,000.
E. Debit Cash $45,000; credit Unearned Revenue $45,000.
The receipt of cash would be journalized as a Debit to Unearned Revenue for $45,0000 and Credit to Sales for $45,000.
Here, the company has advance subscription sales totaling $45,000 for the upcoming year.
It will be recorded in the entry as Debit to Unearned Revenue and Credit to Sales.Therefore, the Option B is correct because The receipt of cash would be journalized as a Debit to Unearned Revenue for $45,0000 and Credit to Sales for $45,000.
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An initial investment of $14,000 is appreciated for 14 years in an account that earns 12% interest, compounded semiannually. Find the amount of money in the account at the end of the period.
Answer:
344
Explanation:
duh ifc! hope it helped
A real estate agent who writes up a contract for the purchase of a home is providing ________ utility.
Based on estate management definitions, a real estate agent who writes up a contract to purchase a home provides Possession utility.
This is because a Possession utility is a term used in estate management services to describe the proportion of suitability or perceived value from owning a product.
Therefore, in this case, a real estate agent providing possession utility for a home creates a financing term toward possession of the home.
This possession utility is expected to lead to a high chance of home sales.
Other types of economic utility include the following:
Place;Form;Time.Hence, in this case, it is concluded that the correct answer is "Possession utility."
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For the underwriting of a municipal bond issue, competitive bids are submitted by underwriters as A) a best efforts underwriting commitment. B) a standby underwriting commitment. C) an all-or-none commitment. D) a firm commitment.
Penalties for late payments, liens, foreclosures, and garnished wages are
steps a lender can take when you:
A. leave a loan unsecured.
B. fail to pay back a loan.
C. fail to secure your loan.
D. leave a lien on a loan.
Answer:
I believe the answer would be option B.
Explanation:
Penalties for late payments, liens, foreclosures, and garnished wages are steps a lender can take when you fail to pay back a loan.
Answer:
B
Explanation:
Penalties for late payments, liens, foreclosures, and garnished wages are steps a lender can take when you fail to pay back a loan.
marketing strategies for the business-to-business market
It is a fact that marketing strategies for a firm in a business to business market a. differ from consumer marketing strategies because the nature of the buyers is different
Business to business market:
Involves businesses that primarily sell their goods to other businessesIs usually dominated by intermediate goodsIn a business to business market, the buyers are other businesses which means that they are different from consumer markets where buyers are consumers. For this reason, marketing strategies must be tailored to other businesses instead of consumers.
In conclusion, marketing strategies here are different from consumer markets.
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Market Penetration Strategy.
Market Development Strategy.
Product Development Strategy.
Diversification Strategy.
Producing output at the lowest possible total cost per unit of production is: Multiple choice question.
Efficiency is defined as the production of output at the lowest possible total cost per unit of production.
Efficiency involves maximizing all the benefits and importance of the 4
labors of production such as Land, Capital and Labor. When this occurs
efficiency is achieved and the cost of production decreases.
The decrease in the cost of production thereby gives rise to a corresponding increase in profit.
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Phil Frugal has been saving his pennies since he was 5 years old. He is now 45 and deposits his savings in a bank. His pennies total $5,000. Using this information and your knowledge of the banking system, select the best match for each item. Then calculate the values of reserves, required reserves, and excess reserves. Assume a required reserve ratio of 10%.
To calculate the values of reserves, required reserves, and excess reserves, while assuming a required reserve ratio of 10%, we have the required reserves to be $500.
This is because based on the assumed reserve ratio and the knowledge of the banking system, the required reserves is calculated as below.
Required Reserves: $5,000 × 0.10= $500.
Also, the calculated amount for the excess is: $4,500.
Where Required Excess: $5,000 - $500 = $4,500
The Reserves: $5,000.
Hence, in this case, it is concluded that the Required is $500, while the Excess is $4,500 and the Reserves is $5,000.
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When decisions in forecasting are at a broader, higher level (as when introducing a new product line or concerning strategic product decisions such as new marketing areas), the term is generally used.
Answer:
executive judgment
Explanation:
How do you think investing relates to wealth inequality?
Maya Stuhlbarg, director of marketing for Rheinhold Industrial Products, complains to her advertising director that the continuing slump in orders has apparently been perpetuated by the firm's failure to have the necessary advertising expenditures. Based on this information, Rheinhold is most likely using the ____ approach to determine its advertising expenditures.
Rheinhold is likely using the percentage of sales approach, which is used to budget advertising expenses according to a fixed percentage based on a budget period.
The percentage of sales approach occurs when each expense for a past or current period is converted as a percentage of net sales and applied at the forecast sales level.
Therefore, while this is an effective method for advertising budgets, the percentage of sales can be based on fixed expenses and balance sheet items that do not correlate with sales.
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A corporation has 40,000 shares of $25 par value stock outstanding. If the corporation issues a 4-for-1 stock split, the number of shares outstanding after the split will be:
Based on the information given the number of shares outstanding after the split will be: 160,000 shares.
Using this formula
Outstanding shares=Current shares outstanding × Number of the split
Where:
Current shares outstanding =40,000 shares
Number of the split =4
Let plug in the formula
Outstanding shares=40,000 shares×4
Outstanding shares=160,000 shares
Inconclusion the number of shares outstanding after the split will be: 160,000 shares.
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contributed capital of $1,000,000 represents ______.
When the direct write-off method is used in accounting for uncollectible accounts, any uncollectible account is written off against the: Group of answer choices allowance account sales account bad debt expense account accounts receivable account
Answer:
sales account
Explanation:
because the direct write off method is used in accounting for uncollectible accounts
If I have dual citizenship should I say yes on my college applications?
Answer:
i don't think so 1 citizenship is all it takes
maura had to get a $350 emergency loan at a very high interest rate to pay for dental work. the lender did not need her credit history. if she does not pay back the loan within three weeks, she will have to pay an extra $50. raina says the loan is an example of easy-access credit while maura says it is an example of open-end credit. which statement about the loan is correct?
Answer:
The correct answer is:
C) Raina is correct because the loan has a large fee if it is not repaid on time.
Explanation:
Capital State University agreed to pay for Irene to attend their school and play lacrosse for their team. As part of their arrangement, Irene is not required to pay the school back. Which form of financial aid did Irene receive
Based on the information given the form of financial aid that Irene receive is: Scholarship.
Scholarship is a form of financial aid or financial assistance granted to an individual in order to support them.
Example when a person education or tuition fees is fully paid without the person paying a dime, it is called scholarship.
Based on the information given the financial aid that Irene receive is called scholarship because the university fully paid Irene tuition without Irene paying a dime.
Inconclusion the form of financial aid that Irene receive is: Scholarship.
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Exporting is an entry strategy that requires the ______ financial risk and allows a(n) ______ return to the firm.
Answer:Least; Limited
Explanation:
5. Federal and Texas minimum wage laws apply to --. Select the FOUR ANSWERS that apply.
Group of answer choices
A. Only corporations
B. Employees over age 18
C. Self-employed
D. Independent contractors
E. Service workers, like housekeepers, hosts, sales clerks
F. Employees of Independent Contractors
G. Employees of Self-Employed Owners
Answer:
B,E,F,G
Explanation:
everyone gets minimum wage including 18 year olds service workers and employees of any kind
Aryn and Mary started at the organization on the same day. Both are hard workers and perceive that they are equitably rewarded for their efforts. According to equity theory, it is likely that both will __
Answer:
Both will continue to put forth effort
Explanation:
I remeber this question from a hw
Becca has $500 to open a checking account. She wants an account with the lowest fees. She writes about 12 checks per month and her employer has direct deposit. She plans to only use her bank’s ATM four times a month. Bank Account Terms and Conditions Bank Account terms and conditions. Bank B is best for Becca. Which checking account would be best for Becca? Account A Account B Account C Account D.
Answer:
Account b
Explanation:
Apprenticeships are a form of job training in which a sponsor, such as an employer, pays
a trainee to learn and work in a particular occupation. Some jobs in the military include
apprenticeship training, but others involve different types of hands-on learning.
True or False
Answer:
Oh man, I pooped my pants again
Right in front of my family and my friends
It's not that I have a problem with controlling
It's just that we were here in this alley bowling
the two conflicting tendencies that a firm has in an oligopolistic industry are
cooperate to maximize joint profits and the incentive to cheat on the agreement in order to increase the firm"s share of the profit.
Danielle belongs to a temporary team that was created to resolve a specific issue and then disband at a later date. Danielle belongs to a _____ team.
Problem-solving team are known to be people or members of a team from the same department that's involved in efforts to improve work activities. Danielle belongs to a problem solving team.
Members of a problem solving team often share ideas or offer suggestions on how work processes and methods can be improved.
Problem solving is is a vital part of business. It is said as working through difficulties and overcoming challenges. It entails finding solutions helps us to excel and advance forward.
It is known to help company understand the right approach to problem solving and also to work smarter.
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Suppose that actual inflation is 3 percent, the Fed's inflation target is 2 percentage points, and unemployment rate is 3 percent (which is 1 percent below the Fed's full-employment target of 4 percent). According to the Taylor Rule, what value will the Fed want to set for its targeted interest rate
The government would set its targeted interest at 6.5%
Based on the Taylor's rule
R = π + A + 0.5(A-A*) + 0.5
This is the formula that helps to get the output gap
Definition of terms
R is the nominal federal funds rate
π is the real rate of federal funds = 2%
A is the rate of inflation
A* is the target of of inflation = 2%
Rate of unemployment = 3%
The government has a target of full employment that is at 4 percent.
When we enter the values into the formula
R = 2% + 3% + 0.5(3%-2%) + 0.5%(2%)
= 5% + 0.5% + 1%
= 6.5%
Therefore the government would set its targeted interest at 6.5%
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In order to lower his monthly auto insurance bill, Henry has decided to change his existing policy by increasing the deductible for both collision and comprehensive insurance to the highest amount permitted by his insurance company, AA Auto Insurance. His current monthly auto insurance bill, which includes a $250. 00 deductible for collision and a $50. 00 deductible for comprehensive, is $43. 79. How will Henry's monthly auto insurance bill be affected by the change? AA Auto Insurance Type of Insurance Coverage Coverage Limits Annual Premiums Bodily Injury $25/$50,000 $22. 50 $50/100,000 $31. 75 $100/300,000 $40. 25 Property Damage $25,000 $120. 50 $50,000 $144. 75 $100,000 $193. 00 Collision $100 deductible $520. 00 $250 deductible $415. 25 $500 deductible $275. 75 Comprehensive $50 deductible $110. 25 $100 deductible $100. 00 a. $12. 48 b. $31. 31 c. $149. 75 d. $275. 75 Please select the best answer from the choices provided A B C D.
Answer:
12.48
Explanation:
The Amount of Henry's monthly auto insurance that is going to be affected by the change here is $12. 48
How to solve for the effect on the monthly insuranceThe amount for deductibe cohesion = $50.00
The amount for deductibe comprehensive = 43.79
50.0-43.79 = 6.24
The difference that is calculated here has been said to go by two instances. Therefore you have to multiply by 2
6.24 x 2 = 12.48
Therefore the amount of the auto insurance bill is $12.48
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If LMS Manufacturing sells 250,000 units and its total revenue is $1 million, what is the price per unit
Answer:
4
Explanation:
according to maslow’s hierarchy of needs, joining a leadership development group is an example of the self-actualization need.
According to Maslow’s hierarchy of needs, when one joins a leadership development group, it is an example of the self-actualization need. Therefore, it's true.
Self-actualization need simply means the realization of the potential of a person. It's self-fulfillment, and the desire to accomplish a particular thing.
In this case, joining a leadership development group is an example of the self-actualization need. In such a situation, the personal goal or desire of the person is accomplished.
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_____ is part of the ________ process and occurs when the company is trying to increase its inventory.
Considering the accounting principles, the Make-to-stock; is part of the production process and occurs when the company is trying to increase its inventory.
This is because Make to Stock, otherwise referred to as MTK, is a method business owner often use to ensure the product is readily available and delivered at the point of purchase.
Make to Stock is a traditional method of production that is carried out in the hope that consumers will soon come and buy the products. Thereby, the company produces huge products at a given time and stores them as inventory.
Hence, in this case, it is concluded that the correct answer is "Make to stock; production, " respectively.
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