Answer:
A. 2.79%
B. 2.88%
Explanation:
A. Calculation for What is the real return on long-term government bonds
Real Return of Long-term government bonds = (1.071/1.042) - 1
Real Return of Long-term government bonds = 1.0279-1
Real Return of Long-term government bonds = =2.79%
B. Calculation Real Return of Long-term corporate bonds
Real Return of Long-term corporate bonds
= (1.072/1.042) - 1
Real Return of Long-term corporate bonds=1.0288-1
Real Return of Long-term corporate bonds = 2.88%
(30 Marks)
a)Management of GENADE Travel and Tour has identified two groups of
individuals that would be interested in the vacation package consisting of room and
board and/or entertainment. The maximum amount that group 1 is willing to pay
for room and board is GHC 2500 and for entertainment is GHC 500. For
group 2,
the maximum amount they are willing to pay for room and board is GHC 1800 and
for entertainment is GHC 750. Although GENADE Travel and Tour is not able to
identify members of either group, it does know that each group values the
components of the package differently. Assuming there are an equal number of
members in each group and that the total membership in each group is a single
individual. If the marginal cost of providing the service. (room and board and/or
entertainment) to each group is GHC 1000.
The marginal cost of providing the service, For room and board GHC = 1800 And For entertainment GHC500.
If the management is not able to identify the group of customers, it should charge the minimum price customers are willing to pay as it does not lead to losing a market share and helps to compete in the market without identifying the group of customers. But this strategy is suitable only if the management is able to recover its marginal cost.
The maximum price for room and board = GHC 2500
The maximum price for entertainment = GHC 750
The minimum price for room and board = GHC 1800
The minimum price for entertainment = GHC500
Marginal cost = GHC1000
The minimum price customers are willing to pay = is GHC(1800 + 500).
Thus, The marginal cost of providing the service
For room and board GHC = 1800
And For entertainment GHC500
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Q3. Given the demand and
Supply functions for product z: 800-20PZ and 100+10PZ
A. Determine the price
and
Quantity at which the marke
for Product z is in equilibrium
and show graphically
The equilibrium price that we have here is 23.3 while the equilibrium quantity is 333.3
How to solve for equilibrium price and quantityIn order to get the equilibrium price and the quantity we would have
800-20PZ = 100+10PZ
We would have to collect the like terms
800 - 100 = 10 pz + 20 pz
700 = 30 pz
To get the price of z we have to divide through by 30
700 / 30 = pz
23.3 = Pz
Next we have to find the equilibrium quantity
100 + 10PZ
100 + 10 x 23.3
100 + 233.3
= 333.3
Hence the equilibrium price that we have here is 23.3 while the equilibrium quantity is 333.3.
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Week 2 Forum
Week 2 topic - Debits vs. Credits and what happens to an account when entries are changed.
Hide Full Description
This is the discussion forum topic for Week 2:
Roy Akins was the accounting manager at Zelco, a tire manufacturer, and he played golf with Hugh
Stallings, the CEO, who was something of a celebrity in the community. The CEO stood to earn a
substantial bonus if Zelco increased net income by year-end. Roy was eager to get into Hugh's elite social
circle; he boasted to Hugh that he knew some accounting tricks that could increase company income by
simply revising a few journal entries for rental payments on storage units. At the end of the year, Roy
changed the debits from "rent expense" to "prepaid rent" on several entries. Later, Hugh got his bonus,
and the deviations were never discovered.
Requirements
How did the change in the journal entries affect the net income of the company at year-end?
Who gained and who lost as a result of these actions?
You could struggle as a business owner to know when to use a debit and when to utilize a debits and credits in accounting. Even so, you could be unsure of their relevance.
You can check that you're following the accounting equation by using debits and credits. The accounting equation is:
Assets = Liabilities + Equity
Any transaction that is recorded includes at least two accounts in double-entry accounting, with one account being debits and credits and the other being credited. To keep your accounts in balance, your debits and credits must always equal one another. Debits are always entered on the left side of the entry, while credits are always entered on the right.
Debits and credits are the foundation of precise accounting for a business, whether you're operating a sole proprietorship or a publicly traded enterprise. In contrast to credits, debits result in a gain in asset or expense accounts and a drop in liability accounts. Recording these transactions can get more difficult as your business expands, but it's important to get it right to keep your books balanced and monitor your organization's progress.
The double-entry accounting method is utilized by the majority of organizations, including small firms and sole proprietorships. This is because tracking debits and credits every business transaction in at least two accounts enables a more dynamic financial picture.
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The two factors to consider when assigning a priority level to a to-do item are:
A) ease and effort
B) time and effort
C) time and cost
D) importance and urgency
Answer: D
Explanation: The most important and urgent things need to be done first and then the rest can be done later
According to the World View, what percent of the total population is serving in the military in
Currently, less than 0.5% of the population of the United States—or 1.3 million people—are on active duty.
A population is the entire set of people in a group, regardless of whether they are part of a nation or a collection of people who share a certain trait. The group of people from which a statistical sample is taken for a research is referred to as a population in statistics. As a result, a population can be defined as any collection of people who have something in common. Instead of the complete population, a sample may instead refer to a statistically significant fraction of the population. Because of this, a statistical analysis of a sample must provide an estimate of the standard deviation, often known as the standard error, of its findings from the full population. Only a population-wide analysis would be devoid of standard error.
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Which of the following would be considered a "desired competency" for a candidate for a graphic design position?
A. Experience with graphic design in a corporate setting
B. Skills in drawing and design
C. Knowledge of graphic design software
D. Coursework and experience in brand development
The statement that would be considered a "desired competency" for a candidate for a graphic design position is: B. Skills in drawing and design.
Desired competency can be defined as those skills and qualities that a person posses that will enables them to succeed in their choose field or career.
A person with a desirable competency must be efficient and must have the necessary skills that an employer or recruiter expected them to posses.
Therefore the statement that would be considered a "desired competency" for a candidate for a graphic design position is: B. Skills in drawing and design.
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emmit is a military verterean who requires many abscences for medical reasons. his boss at betri famrns has determined that he reduce the number of ick days unless he provides his medical history. which law(s) protect him
Employee sick leave act protect him. Emmit can use this law. So the boss only check his medical record and not do anything else.
What is Illinois employee sick leave Act?
A State statute known as the Employee Sick Leave Act (Public Act 99-0841) (the "Act") requires companies to permit employees to use at least a portion of the sick leave time that is already theirs, under specific existing workplace practices, to care for specific relatives.
What are the reasons for sick leave?
The time off that an employee may take for personal or family illness is known as sick leave (as specified under law). When an employee is unable to work due to illness, they are paid throughout their sick leave.
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Good note-taking requires that you write down every word spoken by the instructor_
True or False
Answer:
False.
Explanation:
I think it depends on the instructor. Some can't explain very well and tend to talk relatively fast to get everything done on time. Some people can't write as fast and for good note-taking I suggest write down the things you know you will probably have trouble with overtime and should word things the way you can understand it. It's good if the instructor tends to make sense in your brain, but it's just not relatively possible unless they repeat it or go slower countless times.
Answer: FALSE
Explanation:
YUP THATS RIGHT
Producer surplus is shown graphically as the area
Producer surplus is shown graphically as the area under the demand curve and above the supply curve.
What is producer surplus?
Producer surplus is the difference between the least price a producer is willing to sell his good or service and the price of the good. The higher the price of the good, the higher producer surplus is.
Producer surplus = price of the good - least price the seller is willing to sell his good or service.
For example, the least price a seller is willing to sell a good is $1000. The price of the good is $2000. The producer surplus is $1000 (2000 - 1000).
The demand curve shows the relationship between price and quantity demanded. The supply curve shows the relationship between price and quantity supplied. The producer surplus is the area above the supply curve but the area below the demand curve.
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Economists assume people choose something when its expected costs are less than its...
O Required Maintenance
O Anticipated benefits
O Working Life
O Chief competitors
When making economic decisions, economists make assumptions in order to better understand how consumers' and businesses' behavior.
In order to build a model that they can control because economists are unable to isolate certain factors in the real world, they must make assumptions. Its main objective is to describe and examine the prices and volume transacted in a market that is competitive. Equations in the model calculate supply and demand levels in relation to price and other factors (for example, income). Which analysis of economic theory holds up the best? predicting with the help of the scientific way of thinking (developing a theory from basic principles and testing it against events in the real world.) The following is an illustration of a normative economic statement: "The government should offer universal access to basic healthcare." As you One might infer from this that it is value-based, based on one's own perspective, and meets the criteria for what "should" be.
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In what way can a manufacturer of consumer durables seek to gain a better understanding of it's marketing environment?
The better way a manufacturer of consumer durables seek to gain a better understanding of its marketing environment is through the media. The media can document all the problems surrounding stores and manufactures via searching at how they're doing economically.
A customer is a person or a collection who intends to reserve, orders, or makes use of bought items, merchandise, or services typically for personal, social, circle of relatives, family and similar wishes, not at once related to entrepreneurial or commercial enterprise activities.
Purchasers constitute the top trophic levels. In contrast to manufacturers, they cannot make their own food. To get energy, they devour plant life or different animals, while some consume each. Scientists distinguish among numerous sorts of clients. Number one clients make up the second trophic degree.
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Which of the following types of culture has roots that mean temporally or specialized
If you hire a tax preparer, then you don't have to supply all accurate and complete tax information.
T True
OF False
The statement, if you hire a tax preparer, then you don't have to supply all accurate and complete tax information, is true.
Just knowing that a professional tax preparer is handling your taxes reduces stress. As, making mistakes here can become very costly. In terms of missed deductions or triggering an IRS letter or an audit, a tax professional can help eliminate errors by ensuring that your returns are prepared correctly.
So anyone with a relatively complicated tax situation can thus benefit from hiring a professional. Suppose if you own a business and have lots of different expenses to deduct, it may be worth paying someone who can help you in navigating your return.
Hence, option A is correct.
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Creating and following a budget will help prevent common college financial mistakes,
such as racking up credit card debt or misusing your loan money.
True or False
Answer:
True
Explanation:
Thats true, because when you know your budget, there will be less mistakes about money, you will know your ends.
What is the purpose of requiring contractors to pay overtime on government contracts?A.To allow workers to spend more time with their families
B.To discourage contractors from working on government contracts
C.To increase taxes paid by contractors
D.To encourage contractors to hire more workers
The purpose of requiring contractors to pay overtime on government contracts is D.To encourage contractors to hire more workers.
What is an overtime payment?Overtime payment is compensation compulsorily required by law, which employers must pay their workers for working beyond normal working hours.
As a compensation package, overtime payments encourage the workers to work more hours, ensuring that employers do not over-labor their employees without adequate compensation.
Paying overtime is not a requirement to discourage contractors, increase their taxes, or allow workers to spend more time with their families.
Thus, government contracts require contractors to pay overtime to encourage them to hire more workers instead of using overtime, which attracts a higher rate.
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An American worker can produce either 5 cars or 8 tons of grain a year. A Japanese worker can produce either 4 cars or 9 tons of grain a year. To keep things simple, assume that each country has 100 million workers.
Based on the cars or tons of grain that an American worker can produce and the quantity a Japanese worker can produce, the number of workers needed to make one car or 1 ton of grain in the U.S. and Japan is:
Workers Needed to Make
1 car 1 ton of Grain
United States 1/5 1/8
Japan 1/4 1/9
How many workers are required?An American Worker can produce 5 cars or 8 tons of grain a year. To produce 1 car therefore:
5 cars : 1 worker
1 car : x workers
= 1/5 workers per car
This means that the workers needed for 1 ton of grain is:
= 1/8 workers
In Japan, a worker can produce 4 cars or 9 tons of grain a year. Number of workers needed to produce one car:
4 cars : 1 worker
1 car : x workers
= 1 / 4 workers
Number of workers per ton of grain:
= 1 / 9 workers
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Which of the following transactions would be reported on the statement of changes in stockholders equity?
Multiple Choice
Borrowed $5,000 cash from the bank
Paid a $100 cash dividend to the owners.
Purchased land for $2,000 cast
Paid $1,500 cash to pay off a portion of its note payable.
Paid investors a $100 cash dividend. The right answer is option B. Cash dividends declared will be subtracted from retained earnings and reduce total stockholder equity.
Equity held by shareholders refers to the sum that a company's founders have contributed to the enterprise. This covers the funds they have personally invested as well as the total amount of profits the business has generated and reinvested since its establishment.The Stockholders Equity Formula: What Is It?
The following formula is used to determine shareholders' equity: Stockholder's Equity is equal to the sum of all of the company's assets less all of its liabilities. Total Assets minus Total Liabilities equals Stockholder's Equity.To Learn more about Stockholders Equity, click the links.
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why is it so important that the mouth and stomach are near the start of the digestive system
The process is important to finish the digestion and absorption once the foodstuff has been swallowed.
What is the digestive system?The organs aid in the body's foodstuff digestion and absorption helps compensate the digestive tracts. It is a lengthy, twisted tube with a mouth beginning and the withdrawal is with the help of the anus.
Saliva production happens inside the mouth. This salivary amylase molecule, which is found in charge of breaking down carbohydrates, is present in saliva. This is done with the help of the digestion the absorption of the various materials.
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Which model of communication best best accounts for the process and give reasons
The best-acknowledged communication models are the transmitter-receiver model according to Shannon & Weaver, the four-ear version in line with Schulz von Thun, and the iceberg version consistent with Watzlawick.
The interactive communication models are the handiest manner to provide an explanation for impersonal -way communication procedures.
The target audience appreciates it as each event is worried. This model is effective as it gives more whole expertise of a context related to relational, social, or cultural identities. It's far favored as it gives a threat to both events.
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The following balances are from the accounts of Santa Maria Parts:
July 1 (Beginning) September 30 (Ending)
Direct materials inventory $ 79,800 $ 97,400
Work-in-process inventory 72,600 40,200
Finished goods inventory 81,000 75,000
Direct materials purchased during the quarter amount to $510,000, and the cost of goods sold for the quarter was $1,770,000.
Required:
Prepare a cost of goods sold statement.
The Cost of Goods sold for the quarter contains $530,800 of material the complete statement is made as follows.
What is Cost of Goods sold?Beginning Direct Material $79,800
Beginning Work in process $72,600
Beginning Finished goods $81,000
Purchases during the period $510,000
Total balance available $743,400
Less: Total at end of the period $212,600
Direct Material $97,400
Work in process $40,200
Finished goods $75,000
Net Cost of Goods Sold for the period $530,800
Therefore the net cost of goods sold material cost is $530,800 and the difference between $530,800 and $1,770,000 is $1,239,200 includes the amount of labor, overheads and fixed costs that are directly attributable to the production of the goods and so are included as a direct cost in the cost of goods sold.
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HELP ME!!
Write a reflection on career and income
Career and income are subjects that are correlated, due to the fact that income is a reward acquired through the services established within a function, which, when performed effectively, has a greater possibility of career development and, consequently, income.
Is income an indicator for career choice?Although the income associated with a particular career can be an indicator that leads professionals to seek qualification in that area, it should not be the focus of choosing a career, because each individual has a greater inclination towards a certain different professional area. , aligned to your profile, skills and desires.
Therefore, the appropriate career is one that is aligned with the individual and their inherent or acquired characteristics and skills, with income being a positive consequence of a job well done.
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Dust Jackets is a used bookstore. For decades they have bought and sold books only through their brick and mortar shop, but declining sales and the rise of online culture have convinced the owner to create a website and begin doing business online as well. As a member of Dust Jackets’ HR team, you will be hiring new resources for a number of different positions to help the store make the transition to online business. The new e-store will need coders to create the online shop, customer service representatives to take calls, warehouse staff to handle shipping and storage, and additional professionals to evaluate and price books.
You will prepare to create your recruitment plan by reviewing these open positions, and evaluating the availability of talent to fill them.
The recruitment plan to evaluate the availability of talent to fill them.for the following open positions: coders, customer service representative, and warehouse staff are:
Past job related experienceNumber of years of experienceJob qualificationThe three job characteristics the HR professional for Dust jackets need to identify about the open position in order to fill them are:
Organization skillsBook keeping and recordingPolitenessThe positions which can be filled internally is "warehouse staff to handle shipping and storage".
The position for which the HR professional might consider hiring contract workers is "customer service representatives to take calls".
The steps that should be taken to stay in compliance with equal employment opportunity commission(EEOC) when recruiting is to give equal opportunity to employees
The four areas the HR professional should make sure not to discriminate against are:
AgeGenderPhysical disabilityEthnicityWhat the HR professional should be sure to make available if you hire someone with disability is "elevators and health care" to enhance their working condition.
Who is an HR professional?An human resource professional (HR) is an individual responsible for welfare and working condition of employees in an organization which includes: hiring, firing, payment etc
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Answer:
Hope this helps!
Which of the following is not a key aspect of training and development, rather it is a focus of OD?
Question 10 options:
learning is the sole objective, such as a new skill, system, or procedure
systemic organizational change efforts
programs developed for large audiences
needs assessment, course development, technology usage, and on-the-job training
Systemic organizational change efforts are not a key aspect of training and development, rather it is a focus of OD. Thus, option B is correct.
What is training?Training can be defined as the part where the physical, as well as theoretical descriptions of things, are being given to the people.
The systematic organizational tool does not provide training and development. As in the change, the person is more acquainted with the goals and the power of the people.
It entails developing and implementing company policies, institutions, processes, and technology to address change in the company's setting and other use in the wider world. Therefore, option B is the correct option.
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A bondholder purchased an 8 percent coupon, $1,000 par three-year bond at a 7 percent yield. Interest rates then immediately fell to 6 percent and his bond was called at a price of $1,040. Did the call help or hurt the bondholder?
The bondholders will help in the calling as it will give them a benefit of 0.40%.
Who is a bondholder?A bondholder can be defined as a person who invests the in some sir kind of security, which is typically issued by some kind of organization or by a government.
The formula for the Future Price will be:
Future Price = Price Value x ( 1 + Rate ) No. of years
= 1040 x ( 1 + 6% )³
= 1040 x 1.191016
= 1238.67
The Price of the bond after three years is $1,274.04
Future Price = Price Value x ( 1 + Rate ) No. of years
1238.67 = 1000 x ( 1 + r )³
1238.67/1000 = ( 1 + r ) ³
0.123867= ( 1 + r ) ³
r = 0.074 or 7.40%
The rate of return is 7.40%
= 7.40% - 7 %
= 0.40%
Therefore, he was helped from the call as he earned 0.40% more than the rate of return.
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A craft shop buys stuffed animals with a list price of $7,000. If the wholesaler offers trade discounts of 35/35/35, find the net price factor.
• 0.04288
• 0.21600
• 0.27463
• 0.34300
Based on the wholesale trade discounts offered by the seller to the craft shop that buys stuffed animals, the net price factor is 0.27463
What is the net price factor?First, find the difference between 100% and the trade discounts:
= 100% - 35%
= 65%
The difference is 65/65/65.
To find the net price factor, multiply these differences:
= 0.65 x 0.65 x 0.65
= 0.274625
= 0.27463
In conclusion, the net price factor based on the trade discounts offered of 35/5/35 and a list price of $7,000 is 0.27463.
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The amount you pay each time you visit a health care provider or have a prescription filled is called a
The amount that a person pays when they visit health care providers or have their prescription filled is a Copayment.
What is a copayment?A copayment refers to the amount that people pay to their healthcare providers out of their pocket when they go to get services such as having their prescriptions filled.
Copayments are usually fixed amounts that depend on the kind of care you receive from your healthcare provider.
In conclusion, that amount that is paid by a person when they visit a health care provider or go to fill up their prescription is a Copayment.
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•Who manages Eskom ?
Answer:
Mr.Andre de Ruyter is the Chief Executive (GCE) of Eskom
In which country and economic system are ALL the decisions about
production, consumption, business creation, exchange rates, and the
overall economy made by the government?
A socialism is an economic system in which all the decisions about production, consumption, business creation, exchange rates, and the overall economy are made by the government. An example of the country with socialism as the economic system includes North Korea, Soviet Union.
What is a socialism?
It refers to the political and economic theory of social organization which advocates that the means of production, distribution, and exchange should be owned or regulated by the community as a whole.
This system calls for a public ownership rather than a private ownership or control of property and natural resources.
Therefore, the socialism is an economic system in which all the decisions about production, consumption, business creation, exchange rates, and the overall economy are made by the government.
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Is technology by itself enough to ensure high quality customer service
Yes, technology without anyone else's say enough to guarantee top-notch customer service since Customer service is the arrangement of service to customers previously, during, and after a buy. Customer service is a progression of exercises intended to improve customer fulfillment.
Technology also can be defined as the department of information that caters to the creation and use of technical means and their courting with society and the surroundings, using engineering, implementation, and natural science. There are 3 kinds of technological innovations which includes the Semi- Radical, Incremental, and Disruptive. This kind of technology normally relies on current expertise about technology.
Data technology is important in our lives because it enables us to cope with regular dynamic things. technology offers diverse tools to reinforce development and exchange records. each of these items is the goal of IT to make duties less difficult and to resolve many issues.
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Adam's Apple Orchard Inc. (Adam's) deploys a fleet of 10 trucks to transport apples and other fruits from its growing fields to a central inspection and processing station. Adam's uses the services of Safety Inspection and Repair Company (SIRC) to maintain its fleet. Although each vehicle was typically scheduled for a maintenance check every six months, recent cost-cutting measures at Adam's resulted in a change to once-per-year inspection and maintenance. Last month, one of Adam's drivers was on his route when an intoxicated pedestrian stumbled onto the roadway. Although the driver had a clear view of the pedestrian, the brakes in the truck failed, and the pedestrian suffered injuries from the collision. The evidence revealed that the truck had been inspected on the previous day and found to need new brakes. A mechanic trainee, who was not yet certified installed the new brakes incorrectly and violated state safety inspection standards.
Based on the fact that the a mechanic trainee without certification was allowed to install the new brakes, the possible tortfeasor in this case are E. I, II and IV.
Who is the tortfeasor in this case?The tortfeasor refers to the person who is responsible for the action that caused injury to another person in a tort case.
In this instance, there will be three tortfeasors with the first being the mechanic trainee. The trainee knew that they were not certified and still went ahead to violate state safety inspection standards so they are liable.
Safety Inspection and Repair Company (SIRC) will also take responsibility for allowing the mechanic trainee to install the breaks when they should have exercised better oversight.
Finally, Adams Apple Orchard knew the breaks were not installed correctly and still drove the truck. There were grossly negligent in this instance and so will be responsible as well.
Rest of the question and options:
Adam’s driver knew the brakes were incorrectly installed and chose to drive the truck anyway to meet delivery deadlines.
Which of the following is a possible tortfeasor in this case?
I. Adams Apple Orchard.
II. Safety Inspection Repair Company
III. The pedestrian.
IV. The mechanic trainee.
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