Carlos reads 1/2 hour every night. how many hours will he read in 11 nights?

Answer:

The correct answer is option B.

To find the function with an average rate of change of -4 over the interval [-2,2], we need to calculate the slope of the function between the two points -2 and 2.

Average rate of change = (f(2) - f(-2))/(2 - (-2)) = (-4)

Option B has the function qx with values {-4, 0, 0, -4, -12} at x values {-2, -1, 0, 1, 2}. The average rate of change of this function over the interval [-2,2] is indeed -4.

Therefore, the bottom of the ladder is 17.5 feet from the base of the building.

Distance is a numerical measurement of the physical space between two objects or points. It is the amount of space between two points or objects, usually measured in units such as meters, feet, or miles. Distance can be used to describe the separation between any two entities in space, whether they are tangible objects or abstract concepts. In physics, distance is a fundamental concept that is used to describe the magnitude of displacement, which is the change in position of an object over time. Distance can be calculated using a variety of methods, including measuring with a ruler or tape measure, using GPS technology, or by using mathematical equations that take into account variables such as speed and time.

We can use trigonometric ratios to solve the problem. Let x be the distance between the bottom of the ladder and the base of the building. Then, we can use the cosine ratio to find x:

cos (60°) = adjacent/hypotenuse

0.5 = x/35

x = 0.5 × 35

x = 17.5

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In the given circle the diameter is fοund tο be line segment BQ passing thrοugh centre O.

A circle is a clοsed, twο-dimensiοnal οbject where every pοint in the plane is equally spaced frοm a central pοint. The line οf reflectiοn symmetry is fοrmed by all lines that traverse the circle. Additiοnally, every angle has rοtatiοnal symmetry arοund the centre.

A circle is given with centre marked as O.

A circle is a 2D fοrm in geοmetry in which all οf the pοints οn its surface are equally spaced frοm its center.

The radius is the length frοm any pοint οn the surface tο the center.

A diameter is a chοrd that is equidistance frοm centre οf the circle.

Here οnly the straight line is equidistance frοm centre οf the circle.

That line is BQ.

Thus, In the given circle the diameter is fοund tο be line segment BQ passing thrοugh centre O.

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Answer: 82y

Step-by-step explanation:

147y - 65y = 82y

Just perform simple subtraction

Explanation:

She scored 92 points in 4 games. The unit rate is 92/4 = 23 points per game.

Over the course of 17 games, Maria would have a total of 17*23 = 391 points assuming her scoring rate is kept the same.

13

First, we divide to figure out how much Jane makes an hour

143 ÷ 11 = 13

Second, we multiply multiply by 13 until we get 169

13 × 13 = 169

So Jane will make 169 dollars in 13 hours

Answer:

13 Hours

Step-by-step explanation:

$143 ÷ 11hrs = $13/hr that Jane is paid, so to find how many hours she will need to work to make $169

$169 ÷ $13 = 13 hours

The height of the trapezoid is approximately 7 feet.

What is the area of a trapezoid?

To find the height of the trapezoid, we can use the formula for the area of a trapezoid: A = ((b1 + b2) / 2) * h

where A is the area, b1 and b2 are the lengths of the two parallel bases, and h is the height.

We are given that the area is 24.5 ft², and the lengths of the bases are 3 ft and 4 ft. Substituting these values into the formula, we get:

24.5 = ((3 + 4) / 2) * h

Simplifying:

24.5 = 3.5 * h

h = 24.5 / 3.5

h ≈ 7

Therefore, the height of the trapezoid is approximately 7 feet.

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Randomly selected trip: 24.5% chance > $3000. Sample mean of 30 trips: very small chance > $3000.

Utilizing z-score recipe:

z = (x - μ)/σ

where x is the worth we're keen on, μ is the mean, and σ is the standard deviation.For the primary inquiry:

z = (3000 - 2708)/405 = 0.69

Utilizing a standard typical circulation table or number cruncher, we can track down that the likelihood of getting a z-score more prominent than 0.69 is around 0.245. Consequently, the likelihood that the expense for a haphazardly chosen trip is more than 3000 is around 0.245 or 24.5%.

For the subsequent inquiry:

The example size (n) = 30, and the standard deviation (σ) = 405/sqrt(30) = 74.02 (approx.)

z = (3000 - 2708)/74.02 = 3.94

Utilizing a standard typical dissemination table or number cruncher, we can track down that the likelihood of getting a z-score more prominent than 3.94 is tiny, near 0. Consequently, the likelihood that the mean expense of an example of 30 abroad excursions is more noteworthy than 3000 is tiny.

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The probability that the mean is greater than 3000 is 24.5%

A probability is a number that reflects the chance or likelihood that a particular event will occur.

Probabilities can be expressed as proportions that range from 0 to 1, and they can also be expressed as percentages ranging from 0% to 100%.

Given that, the average overseas trip cost 2708 per visitor, assuming a normal distribution with a standard deviation of 405 what is the probability that the cost for a randomly selected trip is more than 3000

z-score:

z = (x - μ)/σ

where μ is the mean, and σ is the standard deviation.

So,

z = (3000 - 2708)/405 = 0.69

Z-score 0.69 = 0.245.

Thus, the likelihood that the expense of the chosen trip is more than 3000 is around 0.245 or 24.5%.

The sample size (n) = 30, and the standard deviation (σ) = 405/√(30) = 74.02 (approx.)

z = (3000 - 2708)/74.02 = 3.94

z-score 3.94 = 0.

Thus, the likelihood that the mean expense of an example of 30 abroad excursions is more noteworthy than 3000 is tiny.

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Answer:

Step-by-step explanation:

We can solve the equation m + 9 = 27 by subtracting 9 from both sides to isolate m:

m + 9 - 9 = 27 - 9

m = 18

Therefore, Ibrain biked 18 miles last week.

The differentiation of the variable y is equal to  [tex]\frac{1}{2} ( \frac{y^{2}-4x^{3}-4xy^{2} }{2x^{2} y+2y^{3}-xy } )[/tex]  for the differential equation.

Given equation: [tex](x^{2} +y^{2} )^{2} = 2xy^{2}[/tex]

differentiate with respect to x

2 [tex](x^{2} + y^{2})[/tex] [ [tex]2x+2y.\frac{dy}{dx}[/tex] ] =[ (1).[tex]y^{2}[/tex] + [tex]x (2y) + \frac{dy}{dx}[/tex] ]

4 [tex](x^{2} + y^{2})[/tex] [ [tex]x+y \frac{dy}{dx}[/tex] ] = [tex]y^{2}[/tex] + [tex]2xy \frac{dy}{dx}[/tex]

4( [tex]x^{3} + x^{2} y \frac{dy}{dx} + xy^{2} + y^{3} \frac{dy}{dx}[/tex] ) = [tex]y^{2}[/tex] + [tex]2xy \frac{dy}{dx}[/tex]

[tex]4x^{3} +4 x^{2} y \frac{dy}{dx} +4 xy^{2} +4 y^{3} \frac{dy}{dx}[/tex] = [tex]y^{2}[/tex] +  [tex]2xy \frac{dy}{dx}[/tex]

[tex]4x^{2}y \frac{dy}{dx}[/tex] + [tex]4y^{3}[/tex] [tex]\frac{dy}{dx}[/tex] - [tex]2xy\frac{dy}{dx}[/tex] = [tex]y^{2} - 4x^{3} - 4xy^{2}[/tex]

[tex](4x^{2}y + 4y^{3} - 2xy )[/tex]  [tex]\frac{dy}{dx}[/tex] =  [tex]y^{2} - 4x^{3} - 4xy^{2}[/tex]

[tex]\frac{dy}{dx}[/tex]  = [tex]y^{2} - 4x^{3} - 4xy^{2}[/tex] / [tex](4x^{2}y + 4y^{3} - 2xy )[/tex]

[tex]\frac{dy}{dx}[/tex] = [tex]\frac{1}{2} ( \frac{y^{2}-4x^{3}-4xy^{2} }{2x^{2} y+2y^{3}-xy } )[/tex]

Hence solved. The differentiation for the given differential equation is done using the technique of implicit differentiation. The differentiation of the variable y is equal to  [tex]\frac{1}{2} ( \frac{y^{2}-4x^{3}-4xy^{2} }{2x^{2} y+2y^{3}-xy } )[/tex]  for the differential equation.

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hi :) i sense that it's the rhombus again, but please let me know if i'm wrong.

assuming this is about the rhombus, which i've attached below, here is your answer:

the diagonals of a rhombus bisect each other at right angles. this means that the angles created by the intersection of AC and BD are all equal to 90 degrees, including CEB.

hope this helps!

Answer:

Answer:

50313.28

Step-by-step explanation:

A = total amount  

P = principal or amount of money deposited,

r = annual interest rate  

n = number of times compounded per year

t = time in years

For the formula:

A=P(1+r/n)n⋅t

P=$5000 , r=8% , n=1 and t=30 years

Solution:

A= 5000(1+0.08/1) to the power 1.30

 = 5000*1.08 to the power 30

 = 5000*10.062657

 = 50313.28

The two square roots of 5 (cos(120°) + i sin(120°)) are sqrt(5) × (cos(60°) + i sin(60°)) and sqrt(5) × (cos(300°) + i sin(300°)).

The complex number in question is the square root of 5, written in trigonometric form as cos(120°) + i sin(120°). To calculate the two individual roots, we can use the identity for the square root of a complex number, which states that for any complex number, z, the square root of z is equal to (sqrt(|z|)) × (cos(θ/2) + i sin(θ/2)), where θ is the argument of z. In this case, we have |z| = 5 and θ = 120°. Therefore, the two individual roots are equal to (sqrt(5)) × (cos(60°) + i sin(60°)) and -(sqrt(5)) × (cos(60°) + i sin(60°)) = sqrt(5) × (cos(300°) + i sin(300°)).

In conclusion, the two square roots of 5 (cos(120°) + i sin(120°)) are sqrt(5) × (cos(60°) + i sin(60°)) and sqrt(5) × (cos(300°) + i sin(300°)).

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The correct statement about the diagonals of a non-square rectangle is "The diagonals bisect a pair of opposite angles"

A rectangle is a four-sided flat shape with opposite sides of equal length and opposite sides that are parallel.

A non-square rectangle is simply a rectangle whose opposite sides are not equal in length. In other words, a non-square rectangle is a rectangle that has two pairs of sides, each of which has a different length.

If a rectangle has sides that are equal in length, it is called a square. However, if the sides are not equal, then it is a non-square rectangle. Non-square rectangles are commonly encountered in everyday life, such as in the shape of paper, books, windows, doors, and many other objects.

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The probability of losing is [tex]\frac{999}{1000}[/tex] (since there are 999 ways to lose and 1 way to win), so the odds against winning are [tex](\frac{\frac{999}{1000} }{\frac{1}{1000} })[/tex] = 999:1.

To understand the concept of odds against winning, we can use the analogy of flipping a coin. There are only two outcomes that can occur when we flip a fair coin: heads or tails. The probability of getting heads is 1/2 and the probability of getting tails is also [tex]\frac{1}{2}[/tex] . The odds against getting heads are the ratio of the probability of getting tails to the probability of getting heads, which is 1:1 or even odds. In the case of the Florida Pick 3 lottery, there are 1000 possible outcomes, but only one is a winning outcome. Therefore, the actual odds against winning the Florida Pick 3 lottery with a straight bet are 999 to 1.

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The complete question is:

In the Florida Pick 3 lottery, you can place a “straight” bet of $1 by selecting the exact order of three digits between 0 and 9 inclusive (with repetition allowed), so the probability of winning is 1/1000. If the same three numbers are drawn in the same order, you collect $500, so your net profit is $499.

Find the actual odds against winning

The fourth term of the sequence with the definition of functions a₁ = 5 and aₙ = 2aₙ₋₁ + 3 is 61.

Given the following definition of functions

a₁ = 5

aₙ = 2aₙ₋₁ + 3

To find the fourth term of the sequence defined by a₁ = 5aₙ = 2aₙ₋₁ + 3, we can use the recursive formula to generate each term one by one:

a₂ = 2a₁ + 3 = 2(5) + 3 = 13

a₃ = 2a₂ + 3 = 2(13) + 3 = 29

a₄ = 2a₃ + 3 = 2(29) + 3 = 61

Therefore, the fourth term of the sequence is 61.

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The total price of the vehicle would be $18,192.88.

The total deferred price of the car would be $11,191.60.

The length of the financing agreement is 68 months .

The total deferred price after the payments was $19,601.84.

The monthly payments would be $516.92.

Subtotal = Base price + Options + Destination charges

Subtotal = $14,500 + $982 + $592 = $16,074

Dealer preparation = 5% of subtotal

Dealer preparation = 0.05 x $16,074 = $803.70

Sales tax = 7% of subtotal

Sales tax = 0.07 x $16,074 = $1,125.18

Total price = Subtotal + Dealer preparation + Sales tax + Tag fee + Title fee

Total price = $16,074 + $803.70 + $1,125.18 + $145 + $45 = $18,192.88

Tax = 8% of selling price = 0.08 x $8,850 = $708

Tag fee = $130

Title fee = $35

Total amount financed = Amount financed + Tax + Tag fee + Title fee = $7,350 + $708 + $130 + $35 = $8,223

Annual interest rate = 9.5%

Number of years financed = 3

Total finance charges = $8,223 x 0.095 x 3 = $2,341.595

Total financed amount = $8,223 + $2,341.595 = $10,564.595

Monthly payments = Total financed amount / (Number of years financed x 12 months) = $10,564.595 / (3 x 12) = $293.4615

Total deferred price = Selling price + Total finance charges = $8,850 + $2,341.595 = $11,191.595

Total deferred price = $28,000

Down payment = $2,100

Total amount financed = Total deferred price - Down payment = $28,000 - $2,100 = $25,900

Monthly payments = $380

Number of months = Total amount financed / Monthly payments = $25,900 / $380 = 68.16

The financing agreement is approximately 68 months long.

Sticker price = $19,200

Discount = 6% of sticker price = 0.06 x $19,200 = $1,152

Selling price = Sticker price - Discount = $19,200 - $1,152 = $18,048

Sales tax = 8% of selling price = 0.08 x $18,048 = $1,443.84

Total price = Selling price + Sales tax + Tag fee + Title fee = $18,048 + $1,443.84 + $65 + $45 = $19,601.84

Using the formula for monthly payments on a loan:

P = (PV x r x (1 + r)^ n) / ((1 + r) ^ n - 1)

= ($26,515.80 x 0.005265 x (1 + 0.005265) ^ 60 ) / ((1 + 0.005265) ^ 60 - 1) = $516.92

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To find the area of the total figure, we need to first find the areas of the rectangle and triangle, and then add them together.Therefore, the area of the total figure is 200 square feet.

Area is the measurement of the size of a two-dimensional surface enclosed by a closed figure

Area of rectangle = length x width

= 20 ft x 8 ft

= 160 sq. ft

Area of triangle = 1/2 xbase xheight

= 1/2 x 8 ft x 10 ft

= 40 sq. ft

To find the base of the triangle, we can use the Pythagorean theorem, which states that the square of the hypotenuse (slope) of a right triangle is equal to the sum of the squares of its two sides. In this case, the hypotenuse is 12 ft, one of the other sides is the height of the triangle (10 ft), and the other side is the base of the triangle (b).

Using the Pythagorean theorem, we have:

12² = 10² + b²

144 = 100 + b²

44 = b²

b = √44

b ≈ 6.63 ft

Now that we know the base of the triangle, we can find the area of the total figure by adding the area of the rectangle and the area of the triangle:

Area of total figure = area of rectangle + area of triangle

= 160 sq. ft + 40 sq. ft

= 200 sq. ft

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The distance between Sam from the top of the temple is 56. 6 feet

To determine the distance, we need to know that trigonometric identities are mathematical identities that is mostly used to prove that all the values of the functions of trigonometry are true.

The types of trigonometric identities are;

From the information given, we can deduce that;

The angle of elevation, θ = 62 degrees

The opposite side of the angle that is the height of the temple is 50 feet

The distance is the hypotenuse side

Then, using sine identity, we have;

sin 62 = 50/d

d = 50/0. 8829

d = 56. 6 feet

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We may conclude after answering the presented question that None of the given quotient equations are true.

What is an equation?

A formula is a statement that two expressions are equal. An equation consists of two sides separated by an algebraic equation (=).  

For example, the argument "2x + 3 = 9" asserts that the phrase "2x Plus 3" equals the number "9."

The purpose of equation solving is to determine the value or values of the variable(s) that will allow the equation to be true. Equations can be simple or complicated, regular or nonlinear, and include one or more elements.

[tex]x^2 + 2x - 3 = 0.[/tex] Lines are utilized in many different areas of mathematics, such as algebra, calculus, and geometry.

None of the given quotients are true.

A. 1/2 ÷ 2 = 1/4, not 4.

B. 1/3 ÷ 4 = 1/12, not 4/3.

C. 1/2 ÷ 6 = 1/12, not 1/6.

D. 1/5 ÷ 2 = 1/10, not 10.

E. 1/8 ÷ 3 = 1/24, not 1/3.

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in a symmetric distribution, the value that could be the median of the distribution must be equal to the mean.

In probability and statistics, the mean and median are two measures of central tendency that are commonly used to describe a data set. The mean, also known as the arithmetic mean or average, is calculated by summing up all the values in the data set and dividing by the total number of values. The median, on the other hand, is the middle value of a data set when the values are arranged in order from lowest to highest.

For a symmetric distribution, the mean and median are the same, because the data values on one side of the mean balance out the values on the other side. In other words, if the distribution is symmetric, then the data values are evenly distributed around the mean.

In this case, if the mean of a symmetric distribution is 130, then the median must also be 130. This is because the median is the middle value of the data set, and in a symmetric distribution, the middle value is the same as the mean.

To illustrate this, consider a simple example of a symmetric distribution with the following values: 125, 130, 135, 140. The mean of this distribution is (125 + 130 + 135 + 140) / 4 = 132.5. However, the median is the middle value of the data set, which is 130. Since the distribution is symmetric, the middle value is the same as the mean.

Therefore, in a symmetric distribution, the value that could be the median of the distribution must be equal to the mean.
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Complete question:- If the mean of a symmetrical distribution is 130, which of these values could be the median of the distribution?

Therefore , the solution of the given problem of unitary method comes out to be rectangle's size is 7/12 square inches.

The objective can be accomplished by using what was variable previously clearly discovered, by utilizing this universal convenience, or by incorporating all essential components from previous flexible study that used a specific strategy. If the anticipated claim outcome actually occurs, it will be feasible to get in touch with the entity once more; if it isn't, both crucial systems will undoubtedly miss the statement.

Here,

=>  A = L x W,

where A is the area, L is the length, and W is the breadth, is the formula for calculating the area of a rectangle.

Inputting the numbers provided yields:

=>  A = (7/4) x (1/3)

These fractions can be made simpler by eliminating any shared variables in the numerator and denominator before being multiplied. Since 7 and 3 are both prime integers in this instance, there are no shared factors to cancel.

The new numerator and denominator can then be obtained by multiplying the numerators and denominators, respectively. Thus, we get:

=>  A = (7 x 1) / (4 x 3)

When we multiply the numerator by the remainder, we obtain:

=> A = 7/12

The rectangle's size is 7/12 square inches as a result.

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After solving the given expression, the value of x is 5.

What exactly are expressions?

An expression in mathematics is a set of numbers, variables, and mathematical operations (such as addition, subtraction, multiplication, and division) that may be evaluated to generate a value. Expressions can be simple or complicated, with one or more variables involved.

Now,

To solve the equation 6x+14x+5=5(4x+1), we first need to simplify both sides of the equation using the distributive property of multiplication:

6x + 14x + 5 = 20x + 5

Now we can simplify further by subtracting 20x and 5 from both sides of the equation:

6x + 14x - 20x = 0 - 5

Simplifying again:

x = -5

Finally, we can solve for x by multiplying both sides by -1:

x = 5

Therefore, the solution to the equation 6x+14x+5=5(4x+1) is x=5.

Word problem:

A clothing store sells two types of shirts: T-shirts and polo shirts. The store makes a profit of $6 on each T-shirt sold and a profit of $14 on each polo shirt sold. Last week, the store sold a total of 5 shirts and made a total profit of $25. If x represents the number of T-shirts sold, write an equation to represent the situation.

Solution:

Let x be the number of T-shirts sold, then the number of polo shirts sold is 5 - x (since a total of 5 shirts were sold). The total profit from selling x T-shirts and (5-x) polo shirts can be calculated as:

Profit = (profit per T-shirt x number of T-shirts) + (profit per polo shirt x number of polo shirts)

Profit = (6x) + (14(5-x))

Profit = 6x + 70 - 14x

Profit = -8x + 70

Since the total profit is given as $25, we can write the equation:

-8x + 70 = 25

Simplifying:

-8x = -45

x = 5.625

Since we can't sell a fraction of a shirt, we need to round down to the nearest integer. Therefore, the store sold 5 T-shirts.

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The null and the alternative hypothesis for Noel's test are given as follows:

The claim for the test is given as follows:

"There is a significant difference in lifespan for people in the two towns."

At the null hypothesis, we test if the claim is false, that is, if there is not a significant difference in lifespan for people in the two towns, hence:

[tex]\mu_A = \mu_B[/tex]

[tex]\mu_A - \mu_B = 0[/tex]

At the alternative hypothesis, we test if the claim is true, that is, there is a significant difference in lifespan for people in the two towns, hence:

[tex]\mu_A \neq \mu_B[/tex]

[tex]\mu_A - \mu_B \neq 0[/tex]

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(a) The p-value = 0.017 (b)  the conditions are met to conduct the test. (c) the correct conclusion is: Reject the null hypothesis

(a) Using the given data, we can calculate the test statistic z-score as:

z = (xbar - μ) / (σ / sqrt(n))

= (1138 - 1000) / (605 / sqrt(42))

= 2.378

Using StatCrunch, the p-value for a two-tailed test with a test statistic of 2.378 and degrees of freedom of 41 (n - 1) is 0.017.

Therefore, the p-value = 0.017 (to 3 decimal places).

(b) To conduct a hypothesis test for a population mean, we need to check if the following conditions are met:

The population is approximately normal or the sample size is large (n ≥ 30).

The population standard deviation (σ) is unknown.

Here, n = 42 which is greater than 30, so we can assume that the population is approximately normal. The standard deviation of the population is unknown.

Therefore, the conditions are met to conduct the test.

(c) The null and alternative hypotheses are:

Null hypothesis (H0): The mean wastewater discharged by the industrial plant is 1000 gallons per hour (μ = 1000).

Alternative hypothesis (Ha): The mean wastewater discharged by the industrial plant exceeds 1000 gallons per hour (μ > 1000).

At alpha = 0.05 (5% level of significance), the critical z-value for a one-tailed test is 1.645.

Since the calculated z-score (2.378) is greater than the critical value (1.645), we reject the null hypothesis.

Therefore, the correct conclusion is: Reject the null hypothesis. There is sufficient evidence that the wastewater discharged by the industrial plant exceeds 1000 gallons per hour.

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Answer:

4.88%

Step-by-step explanation:

All sides of a square are equal

let x = length of a side

Area = x·x = x²

Estimated area = (8.5)² = 72.25 in²

Actual area = (8.3)² = 68.89 in²

percent error  = (actual area - estimated area) / (estimated area) x 100

% error = (68.89 - 72.25) / (68.89) x 100 = -4.88%     the negative sign means the estimate was higher than the actual.  

Therefore , the solution of the given problem of unitary method comes out to be P = 1/72.

The objective can be accomplished by utilizing what has been expression learned thus far, making use of this global availability, and incorporating all essential components from earlier changeable study that utilized a particular method. If the anticipated claim result actually occurs, it will be feasible to contact the entity once more; otherwise, both important processes will undoubtedly miss the statement.

Here,

There are two situations to take into consideration because there are seven courses in Group A and six courses in Group B:

The student in Case 1 selects two classes from Group A. The student has seven choices for the first course in this situation, and six options for the second course.

Case 2: The student has a total of 5 choices for courses, as follows:

=>2 × (42 + 30) = 144

As a result, the student has 144 choices for 5-course sequences.

b. There are two choices for the fifth course because the student can select one more course from either Group A or Group B.

There are a total of three methods to select this set of courses:

=> 1 × 1 × 1 × 1 × 2 = 2

the likelihood of selecting Introduction

=>  P = 2/144 = 1/72

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Answer:

Horizontal Compress of 1/4.

Vertical compress of 1/4 as well.

Step-by-step explanation:

Looking at the graph the big Parallelogram HIJK gets becomes smaller parallelogram H'I'J'K'

I have counted the vertical and horizontal of the graph.

So the dilation is

Horizontal Compress of 1/4.

Vertical compress of 1/4.

Answer:

Step-by-step explanation:

Assuming that the interest is compounded monthly, Ben's total amount owed to the bank after 12 months can be calculated using the following formula:

A = P*(1+r/n)^(n*t)

Where:

P = principal amount borrowed = $10,000

r = annual interest rate as a decimal = 0.12

n = number of times the interest is compounded per year = 12 (monthly)

t = time period for which the interest is applied in years = 1

Plugging in the values, we get:

A = 10,000*(1+0.12/12)^(12*1)

A = $11,268.70

Therefore, Ben owes the bank a total of $11,268.70 after 12 months.